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Journal articles on the topic 'Family financial literacy training'

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1

Febriantina, Susan, Dewi Susita, Saparuddin, et al. "Family Financial Literacy Training in Beji, Depok." Jurnal Pemberdayaan Masyarakat Madani (JPMM) 7, no. 2 (2023): 166–78. http://dx.doi.org/10.21009/jpmm.007.2.01.

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Community empowerment, especially for the lower middle class, needs to be done to reduce unemployment and improve welfare. Weak family financial literacy is one of the fundamental problems. This community service team intends to provide solutions to the above problems, namely in the form of family financial literacy training. The target of this empowerment is housewives whose economic status is lower middle class in Beji Village, Beji District, Depok City, West Java. The training material is presented in the form of material presentations by resource persons, followed by discussion. This commu
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Cahaya Suci, Stannia, Cep Jandi Anwar, Vadilla Mutia Zahara, and Rah Adi Fahmi Ginanjar. "Financial Literacy Improvement Through Family Financial Planning Management Training." MOVE: Journal of Community Service and Engagement 1, no. 6 (2022): 160–67. http://dx.doi.org/10.54408/move.v1i6.113.

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Financial inclusion has become one of the world's concerns, but Indonesia's level of financial inclusion is still quite low. The financial literacy index of Banten Province is low at only 38.18% in 2016 (OJK 2016). Desa Pasuluhan is one of the villages in Serang, Banten Province which has high economic potentials but in general, the people do not understand how to manage finances well. Therefore, Kegiatan Pengabdian Masyarakat is carried out to increase the knowledge and ability of the community for short-term and long-term financial goals planning. The method used is training and presentation
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Hehanussa, Salomi Jacomina, and Nicoline Hiariej. "PkM OF Enhancement Financial Literacy Through Training And Simulation Family Financial Management." Teumulong: Journal of Community Service 2, no. 4 (2024): 201–7. http://dx.doi.org/10.62568/jocs.v2i4.79.

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Family financial management involves planning, implementation, monitoring, evaluation, and controlling family economic resources to optimally meet needs. Effective management skills are essential, as income levels do not always determine the sufficiency of needs. Families often face uncertain income sources. As the smallest unit supporting national development, the economic strength of families contributes to national growth. Therefore, this service focuses on enhancing family financial management skills through training. The target of this community service program is the residents of Waai Vi
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Ramadhona, Nugraheni, Sudarno Sudarno, and Muhammad Sabandi. "The Influence of Family Finance Socialization and Financial Technology Literacy on Financial Behavior." Economic Education Analysis Journal 12, no. 2 (2023): 73–82. http://dx.doi.org/10.15294/eeaj.v12i2.70269.

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This study aims to determine the effect of financial socialization and financial technology literacy on financial behavior moderated by financial education in students of the Faculty of Teacher Training and Education UNS. This study used a quantitative research type with a population of Faculty of Teacher Training and Education UNS students. The sample was determined as many as 160 samples were taken using a non-sampling technique. The data collection technique uses a five-point Likert scale of 1-5 points distributed via Google Forms. Test the validity of the instrument using Confirmatory Fact
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Yunarni, Baiq Reinelda Tri, Alfian Eikman, Juriani Juriani, Ariffina Chairunissa, and Rizqa Hikmatul Kawsar. "PELATIHAN LITERASI KEUANGAN DALAM MENINGKATKAN PENDAPATAN IBU GURU DAN WALI MURID." Jurnal Abdimas Sangkabira 5, no. 1 (2024): 58–65. http://dx.doi.org/10.29303/abdimassangkabira.v5i1.1159.

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Financial literacy training is a strategic effort to enhance understanding and skills in managing finances, especially for teachers and parents who play a crucial role in family financial management. This community service program aims to equip participants with basic financial literacy knowledge, including financial planning, household budget management, debt management, and simple investments. This training also develops small entrepreneurship skills that can be conducted from home, such as utilizing digital technology for product marketing. The training program will be held on June 4, 2024,
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Lailiyah, Elliv Hidayatul, Sri Yaumi, Dian Lestari, et al. "Financial literacy: learn smartly and wisely family’s financial planning in Gedongboyo Untung Village, Lamongan." Community Empowerment 8, no. 4 (2023): 459–64. http://dx.doi.org/10.31603/ce.8097.

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The level of financial literacy in Indonesia is still low (<50%). Financial literacy is closely related to financial planning. Financial planning is not only for those who have financial difficulties, but also for those who have excess finances so that they can be planned optimally. The purpose of this community service is to increase literacy and understanding of family financial planning, so that the community, especially PKK women in Gedongboyo Untung Village can manage their family finances well. The implementation method applied is socialization and financial literacy education counsel
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Murwenie, Ira, Abdul Fatah Hassanudin, Alam Avrianto, Dwirani Fauzi Lestari, and Rahmina Puspa. "Financial life skill training for the PKK Mekar Arum Group RW 16 Bojongsoang, Bandung." Community Empowerment 9, no. 11 (2024): 1576–84. https://doi.org/10.31603/ce.11127.

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Strong family economic resilience requires solid financial skills, especially for housewives. This community service program aimed to enhance the financial life skills (FLS) of housewives in the Mekar Arum PKK Group, RW 16 Bojongsoang-Bandung, using a Community-Based Learning (CBL) approach. The program was implemented through workshops and interactive simulation games covering financial literacy, household financial management, business development, capital management, investment risks, and insurance. The impact of the program was analyzed using a paired t-test to measure differences in parti
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8

Hastutik, Sri, Rachma Yuliana, and Dian Rokhmawati. "Stock Investment Education through PKK to Build Indonesian Human Resources for Family Welfare." Society : Jurnal Pengabdian Masyarakat 4, no. 1 (2025): 91–101. https://doi.org/10.55824/jpm.v4i1.486.

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The low level of financial literacy in Indonesia, with a rate of only 38.03%, is a challenge in managing family finances, especially among homemakers. Homemakers who are members of the Family Welfare Empowerment (PKK) have great potential to be empowered. Still, most do not yet understand stock investment as an alternative for long-term financial management. This program is designed to improve the financial literacy of PKK mothers through stock investment education to help them manage family finances more effectively and sustainably.The solution implemented involves community-based education w
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9

Anggraini, Beta, Riyo Riyadi, and Sutrisno Sutrisno. "Pengaruh Literasi Keuangan dan Pendidikan Keuangan Keluarga terhadap Perilaku Pengelolaan Keuangan pada Mahasiswa Pendidikan Ekonomi di Samarinda." Journal of Economic Education and Entrepreneurship Studies 5, no. 2 (2024): 183–94. http://dx.doi.org/10.62794/je3s.v5i2.2530.

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This research aims to find out whether financial literacy influences financial management behavior, whether family financial education influences financial management behavior, and whether financial literacy and family financial education simultaneously influence financial management behavior among Economic Education students in Samarinda. This research uses a quantitative approach with the type of research being explanatory research. The population in this study were all students of the Economic Education Study Program at Mulawarman University class of 2021 and all students of the Economic Ed
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Fathimatus Zahro Fazda Oktavia, Lia Agustina, Anik Kusnawati, Indrayati, Dharmawan Iqbal Akbar, and Vuvut Selviana. "PENINGKATAN PEMAHAMAN LITERASI KEUANGAN PADA SISWA SEKOLAH DASAR." Jurnal Pengabdian kepada Masyarakat 11, no. 1 (2024): 106–11. http://dx.doi.org/10.33795/abdimas.v11i1.4467.

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MI KH Badrussalam is one of the educational institutions at the elementary level located in Malang City. This madrasah has been established since 1926 during the colonial period. In 2022, MI KH Badrussalam has a total of 52 students and 7 teachers. One of the problems of this madrasah related to students is the lack of students' understanding of financial literacy. This is due to the unfavorable economic conditions of the family, so that many financial literacy practices cannot be carried out optimally. However, this does not stop madrasah from continuing to try to grow students' skills in man
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Tavares, Fernando Oliveira, Luís Gomes Almeida, Vasco Jorge Soares, and Vasco Capela Tavares. "Financial Literacy: An Exploratory Analysis in Portugal." Studies in Business and Economics 17, no. 2 (2022): 252–69. http://dx.doi.org/10.2478/sbe-2022-0037.

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Abstract This work aims to verify, through an exploratory factor analysis, which are the determinants of the financial literacy of the Portuguese over 18 years old. The quantitative method is used, by using a questionnaire survey, and 839 surveys were obtained. It is observed that the factors resulting from the exploratory factor analysis are: (1) planning and financial goals to 1-2 years, (2) long-term savings and (3) the taste for numerical calculation. We analyse the statistically significant differences between means regarding gender, school education, the existence of household budgets an
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12

Devi Lestari Paramita Putri, Rohmaniyah Rohmaniyah, Nurul Alfian, Subhan Subhan, Achmarul Fajar, and Zef Risal. "Peningkatan Literasi Keuangan Menuju Masyarakat Mandiri Financial." Sejahtera: Jurnal Inspirasi Mengabdi Untuk Negeri 4, no. 1 (2025): 32–37. https://doi.org/10.58192/sejahtera.v4i1.2885.

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Financial literacy can increase insight in making wise and effective decisions related to financial planning in the future. Improving financial literacy is an urgent need in building an economically strong, independent, and stable society. Effective financial literacy education and programs can help individuals understand and manage their finances better, as well as improve overall financial well-being. The purpose of this community service is to provide education and understanding about financial management to achieve financial independence. The method of this service is by educating and ment
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Akbar, Rasyidi Faiz, Anik Lestari Andjarwati, Syaifurrizal Wijaya Putra, and Dyandra Armyta Ramadhan. "Maximizing Local Potential in Family and Community-Based Village Enterprise Management in Dooro Village, Gresik." ABDIMAS: Jurnal Pengabdian Masyarakat 8, no. 1 (2025): 724–33. https://doi.org/10.35568/abdimas.v8i1.6171.

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This community service program aims to empower the BUMDes and Sekoper groups in Dooro Village, Gresik, addressing challenges in entrepreneurship, financial literacy, and digitalisation. The method for this community service is by giving a short training. The program integrates tailored workshops on business management, marketing, financial planning, and e-commerce. Participants engaged in hands-on practices, such as financial record-keeping and digital marketing, to apply acquired skills effectively. Key outcomes include enhanced entrepreneurial knowledge, improved financial management practic
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Prawoto, Nano, Bachtiar Dwi Kurniawan, Asma Munifatussaidah, Fitra Prasapawidya Purna, and Adhianty Nurjanah. "Financial planning training and literacy enhancement for muslim families at Pimpinan Ranting ‘Aisyiyah (PRA) Ngestiharjo, Bantul." Community Empowerment 10, no. 1 (2025): 61–71. https://doi.org/10.31603/ce.12194.

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This community service program is motivated by the phenomenon of financial literacy, particularly in managing and planning finances within the family realm in the Kasihan District, Bantul Regency, where many individuals experience difficulties managing daily and monthly finances. As a result, many people become trapped in debt due to weak household financial management. The purpose of this community service activity is to improve financial literacy, especially in household financial management, among members of the Ngestiharjo 'Aisyiyah Branch Leadership (PRA) and the surrounding community in
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15

Furbani, Widiastuti, Puspa Rini, Alfan Bachtiar, Nilfatri Nilfatri, and Alisyah Pitri. "Financial Literacy Program for Housewives in Rubber Plantation Villages in Indonesia." Unram Journal of Community Service 5, no. 3 (2024): 258–63. http://dx.doi.org/10.29303/ujcs.v5i3.709.

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The Financial Literacy Program for Housewives in Rubber Plantation Village aims to improve understanding and skills in family financial management, especially among housewives vulnerable to income fluctuations. This activity was conducted online through the Zoom application and attended by 50 housewives. The methods include three-month interactive training, group discussions, and post-training mentoring. The results of the initial Survey showed that most participants did not have a monthly budget plan (80%), did not save regularly (70%), and did not understand the importance of debt management
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Alfiana, Alfiana, Dipa Teruna Awaludin, Titiek Surya Ningsih, Ema Kusuma, and Tasrim Tasrim. "Peningkatan Literasi Keuangan Keluarga Melalui Pencatatan Digital di Komunitas PKK Kelurahan Jatisampurna, Bekasi." Jurnal Pengabdian Kepada Masyarakat Kalam 3, no. 2 (2024): 79–89. https://doi.org/10.70704/jpk.v3i2.374.

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Financial literacy is an important foundation in realizing sustainable household welfare. In practice, many families, especially those managed by housewives, do not yet have the habit or skills to record and plan expenses systematically. This training aims to improve family financial literacy through digital financial recording education using a simple and easily accessible Android application. The target of the activity is the PKK mothers' community in Jatisampurna Village, Bekasi. The training method is carried out through a participatory approach with stages of identifying needs, compiling
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17

Yohanna, Larisa, and Siska Maya. "Upaya Peningkatan Kesejahteraan Keluarga Melalui Pelatihan Manajemen Keuangan Keluarga." Proceeding of Community Development 1 (April 4, 2018): 25. http://dx.doi.org/10.30874/comdev.2017.4.

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This day the Indonesian society tends to behave consumptively, that is why they feel difficult in managing family finances. Family Financial Management Training Activities are implemented with the following objectives: 1) Increase community knowledge about family financial management, 2) Communities can identify needs and wants, 3) Communities can create household budgets and evaluate family financial health, and 4) Community are motivated to improve Cash In and suppress Cash Out (non-consumptive behaviour). The result shows that level of community knowledge about family financial planning (fi
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18

Jayanti, Lisna. "Socialization Of Financial Literacy During The Covid-19 Pandemic In South Tanggerang MSME Gallery." Jurnal PKM Manajemen Bisnis 2, no. 1 (2022): 34–43. http://dx.doi.org/10.37481/pkmb.v2i1.236.

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This service is entitled Socialization of Financial Literacy in the Era of the Covid-19 Pandemic to the Garri MSMEs in South Tangerang, Banten. The general objective of this community service activity is to provide practical training and knowledge of financial management which has an impact on the welfare of the community. The method used is a survey method and direct material delivery as well as simulations and discussions on management, financial management, increasing income and online loans that have an impact on the welfare of the community. The conclusion of this community service is tha
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19

S, Taufik Maulana, Alya Kamila, Shinta Anggraeni, et al. "Peningkatan Literasi Finansial Berkelanjutan Melalui Edukasi Dan Pendampingan Dalam Pengelolaan Keuangan Masyarakat Desa Jayaraga." Jurnal Pengabdian Masyarakat Bangsa 2, no. 7 (2024): 3014–20. http://dx.doi.org/10.59837/jpmba.v2i7.1390.

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Financial literacy is an essential skill that the community needs to possess in order to achieve economic well-being. However, there are still many people in rural areas with low financial literacy levels, including in Jayaraga Village. This research aims to enhance financial literacy sustainably through seminars, workshops, case studies, and focus group discussions. The method used in this research is a participatory approach, where the community is actively involved in every stage of the activities, from basic financial literacy training to assistance in implementing good financial practices
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Jayanto, Imam, Aminah Lubis, Ramadhani Hamzah, Harfiahani Indah Rakhma Ningtyas, and Ngurah Pandji Mertha Agung Durya. "Penerapan Aplikasi Pencatatan Keuangan Digital Bagi Ibu Rumah Tangga di Perumahan Mekarsari, Kota Depok." Jurnal Pengabdian Kepada Masyarakat Kalam 3, no. 4 (2024): 277–85. https://doi.org/10.70704/jpk.v3i4.371.

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The ability to manage household finances effectively is a crucial aspect in maintaining the stability and resilience of the family economy, especially amidst the dynamics of daily needs that continue to grow. However, the reality in the field shows that most housewives still face limitations in terms of financial literacy, especially in recording income and expenses systematically and structured. Based on these problems, this community service activity aims to improve the financial literacy of housewives in Mekarsari Housing, Depok City, through training in the use of digital financial recordi
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21

Sulistyowati, Erna, Diarany Sucahyati, Diah Hari Suryaningrum, et al. "Edukasi Literasi Finansial untuk Pengelolaan Keuangan Keluarga: Pelatihan Aplikasi Cash Book untuk Perempuan Generasi Y." Jurnal ETAM 4, no. 3 (2024): 26–39. https://doi.org/10.46964/etam.v4i3.960.

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Keluarga adalah unit dasar dalam perekonomian Nasional. Pengelolaan keuangan keluarga yang baik berkontribusi pada kestabilan dan pertumbuhan ekonomi di Indonesia. Pengabdian kepada Masyarakat ini bertujuan untuk meningkatkan literasi finansial Perempuan generasi Y di lingkungan lokal Ibu PKK Kelurahan Kedung Baruk, Kecamatan Rungkut, Kota Surabaya, Jawa Timur. Metode yang diterapkan untuk meningkatkan literasi keuangan pengelolaan keuangan keluarga adalah dengan memberikan pelatihan aplikasi Cash Book (Buku Kas). Hasil persentase capaian setelah pelatihan menunjukkan bahwa lebih dari 50% tela
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22

Engay, James M., Yarah Michaela C. Burog, AnneVi P. Cultura, Castro Dessa B. De, and Miguel Maria Cristina R. San. "Personal finance among selected 4Ps members within Batangas City: Basis for strengthening financial literacy." SDCA Asia-Pacific Multidisciplinary Research Journal 6, no. 1 (2024): 38–50. https://doi.org/10.5281/zenodo.14234119.

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The study explored the profile of the respondents, personal finances, and the financial literacy as well as the significant effect of financial literacy on personal finances and the significant difference in personal finances when grouped according to the profile and to propose a financial literacy training program. This descriptive-quantitative study examined whether financial literacy, as measured by financial behavior, knowledge, and attitude, substantially impacted personal behaviors such as income, spending, saving, investing, and protection of selected Pantawid Pamilyang Pilipino Program
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Amijaya, Rachmania Nurul Fitri, Okyviandi Putra Erlangga, Mohammad Zeqi Yasin, and Mohammad Nizar Anas. "INCREASING THE FINANCIAL LITERACY OF MIGRANT WORKERS IN JAPAN THROUGH SHARIA FINANCIAL MANAGEMENT TRAINING." As-Sidanah : Jurnal Pengabdian Masyarakat 6, no. 1 (2024): 72–88. http://dx.doi.org/10.35316/assidanah.v6i1.72-88.

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The necessity for financial management skills among migrant workers was underscored by the prevalence of a family member engaging in overseas employment within Indonesian households. This was evident in the imperative role finance played in encouraging migrant employees to maximize their earnings beyond what they could achieve in Indonesia. In this study, the ABCD (asset-based community development) strategy was employed to empower the Japanese IPMI community, utilizing existing community assets for sustainable development. The Indonesian Muslim Nurses Association, a supportive network, facili
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Judge, Katherine, and Sam Fazio. "Development of an Innovative Financial Literacy and Preparedness Program for Family Caregivers." Innovation in Aging 4, Supplement_1 (2020): 357. http://dx.doi.org/10.1093/geroni/igaa057.1148.

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Abstract Informal caregivers provide the bulk of daily care and assistance to older adults needing help. Tasks range from assisting with transportation, coordinating care and appointments, household tasks, emotional and social support, and personal care. Caregivers also assist with financial care-related issues. This assistance ranges from helping pay bills, making health-care decisions, to paying out-of-pocket care expenses. Research on financial care-related issues greatly lags behind other areas of caregiving. Additionally, few programs have been developed that specifically address these fi
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Surwanti, Arni, Retno Widowati, Siti Dyah Handayani, Indah Fatmawati, and Noor Huda Ismail. "Financial Management Behavior Of Indonesian Migrant Workers in Singapore." E3S Web of Conferences 570 (2024): 04002. http://dx.doi.org/10.1051/e3sconf/202457004002.

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Indonesian workers better known as migrant workers from Indonesia who work in Singapore need to receive entrepreneurship education to encourage these migrant workers to improve one’s quality of life going forward, especially after returning to their homeland. Entrepreneurship training is a type of education that supports the growth of migrant workers’ entrepreneurial ambitions by offering opportunity to build businesses through opportunities and needs research of the market. This education hopes that migrant workers will earn income after working in Singapore. Apart from that, migrant workers
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Jumaiyah, Jumaiyah, and Wahidullah. "PEMBERDAYAAN EKONOMI KELUARGA: WORKSHOP MANAJEMEN KEUANGAN BERSAMA PKK DESA MAYONG LOR JEPARA." BESIRU : Jurnal Pengabdian Masyarakat 2, no. 1 (2025): 67–74. https://doi.org/10.62335/s98w7j09.

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Good financial management within families is essential for improving community welfare, especially at the village level. This community service program aimed to empower families economically through a financial management workshop conducted in collaboration with the Women’s Family Welfare Program (PKK) of Mayong Lor Village, Jepara. The program involved 30 active PKK members and employed structured training methods coupled with continuous mentoring. Data collection was carried out through pre-tests and post-tests, observations, implementation, monitoring, and evaluation over a three-month peri
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Farliana, Nina, Khasan Setiaji, Indri Murniawaty, and Hanif Hardianto. "OPTIMALISASI PEMBERDAYAAN NARAPIDANA LEMBAGA PERMASYARAKATAN TERBUKA MELALUI LITERASI KEUANGAN." Panrita Abdi - Jurnal Pengabdian pada Masyarakat 4, no. 1 (2020): 11. http://dx.doi.org/10.20956/pa.v4i1.7582.

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The Optimalization of Empowerment to Convicted Criminal in the Open Prison through Financial LiteracyAbstract. One of the empowerment of convicted criminals is done by increasing financial literacy. The aims of community service are: empowering convicted criminals class II B Kendal open prison through training financial management system, and give positive contribution by training financial management systems to improve financial literacy. The method of implementing community service activities is carried out by: coordination and mapping needs in prisons, focus group discussions (FGD) and fina
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Maharaja, Mr R., and Dr S. Ganapathy. "Financial Awareness of Women Entrepreneurs in Sivakasi City." International Journal of Emerging Knowledge Studies 03, no. 10 (2024): 803–8. https://doi.org/10.70333/ijeks-03-10-014.

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This study explores the financial knowledge of women entrepreneurs in Sivakasi, a city known for its industries. Financial literacy is crucial for business success, yet many women entrepreneurs face challenges in understanding key financial concepts for managing cash flow and accessing financial resources. This research aims to assess the level of financial knowledge among women entrepreneurs and its impact on their business performance. The study also investigates the role of socio-economic factors, such as education and family background, in shaping financial decision-making. By identifying
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Ferreira, Paulo Roberto do Amaral, Romay Conde Garcia, João Marcos Miranda Freitas, Juan Francisco Dominguez Melo, and Max Willow da Silva de Araujo. "The financial literacy map of Baixada Fluminense." Caderno Pedagógico 21, no. 13 (2024): e12043. https://doi.org/10.54033/cadpedv21n13-225.

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Considering the severe problem of indebtedness among individuals, families, and small entrepreneurs living in underprivileged regions of Brazil, the objective of this study was to map the level of financial literacy among adults in Baixada Fluminense, in the state of Rio de Janeiro. Over nine months, 688 interviews were conducted in the thirteen municipalities of Baixada Fluminense. The research team traveled over a thousand kilometers and accumulated twenty-six hours of face-to-face interviews. The results indicate that the level of financial literacy among adults living in Baixada Fluminense
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Nurwanah, Andi, and Tenriwaru Tenriwaru. "PKM Pengelolaan Keuangan Sederhana Bagi Ibu Rumah Tangga." Jurnal Balireso: Jurnal Pengabdian pada Masyarakat 8, no. 1 (2023): 29–34. https://doi.org/10.33096/balireso.v8i1.195.

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Women have an important role in the economy, including in the financial sector. Starting from the role of women in the smallest space in the economy, namely the family. Women play an important role in terms of education and family financial management. Then in social life, women can become the right partners in economic activities in society. So that in general women should have good knowledge, understanding, and access to banking services, services, and products considering the complex role of women. This is what underlies financial literacy research that focuses on women. In the community se
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Siakalima, Mapenzi, and Austin Mwange. "Financial Decision Behaviour and Financial Well-Being Among Women in Business in Zambia: A Comparative Study of Lusaka and Mumbwa Districts." International Journal of Research and Innovation in Social Science IX, no. XIV (2025): 1460–77. https://doi.org/10.47772/ijriss.2025.914mg00112.

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This study examines how financial literacy and background factors shape financial decision-making behaviour among women entrepreneurs in Zambia and its impact on individual and business financial wellbeing. Using a mixed-methods approach (130 survey respondents, 10 in-depth interviews), we analyse data from 140 women led small enterprises in Lusaka and Mumbwa districts. Logistic regression of various background characteristics and financial decision behaviour reveals no significant association (p > 0.05) between financial decision-making behaviour and background factors, though thematic ana
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Tanri, Budhinanda, and Maria Asumpta Evi Marlina. "PENGARUH TINGKAT EKONOMI KELUARGA, UANG SAKU, JENIS KELAMIN DAN INDEKS PRESTASI KUMULATIF TERHADAP FINANCIAL LITERACY MAHASISWA AKUNTANSI." EQUILIBIRIA: Jurnal Fakultas Ekonomi 9, no. 1 (2022): 120–32. http://dx.doi.org/10.33373/jeq.v9i1.4339.

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Financial literacy is the ability that a person has in managing personal finances to manage the future. All people need financial literacy so that they can manage their finances well. During this covid-19 pandemic, one's ability to manage finances is very much needed because the country's economy is declining which causes one's income to decrease and causes many needs to be unfulfilled. Without a good financial understanding, a person's life will be very difficult because they cannot manage the finances they have. Financial literacy must require training from a young age, experience, and good
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Gurmeet, Singh Sarla. "Financial Awareness amongst Doctors." Journal of Advances in Pharmacy Practices 1, no. 2 (2019): 36–39. https://doi.org/10.5281/zenodo.3346538.

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<em>Despite the fact that medicinal experts are splendid, they have not had sufficient energy to find out about regular funds and are horrible at it. Specialists have a long preparing period and consequently begin gaining late. The underlying winning stage includes reimbursement of training credit, beginning a family and setting up a training which again includes taking an advance. Gear should be included and updated and they require unique protection for their assurance against cases. They have long and eccentric working hours and don&#39;t have much time to design their funds. They are obvio
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Arnika, Mita, and Irfan B. "The Role of P2K2 Companions for Financial Management and Family Business Plans in the Family Hope Program in Makassar City." Journal La Bisecoman 4, no. 6 (2023): 142–51. http://dx.doi.org/10.37899/journallabisecoman.v4i6.1054.

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The future growth of the wheel of life will greatly benefit from innovative program policies, which will have a positive impact on the economy. However, it is important to acknowledge that many individuals, particularly those from impoverished households, may face economic challenges owing to a lack of community knowledge. This phenomenon is primarily caused by a decrease in financial literacy and a lack of proficiency in financial management, which therefore leads to potential future challenges. The author proposed the implementation of P2K2 Activities as a solution to the problem. This event
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Azis, Maghfirah Sari, Romansyah Sahabuddin, and Muhammad Hasan. "Empowering Mompreneurs: Competency Development and Its Role in Enhancing Family Income in Makassar City." Formosa Journal of Science and Technology 4, no. 2 (2025): 839–58. https://doi.org/10.55927/fjst.v4i2.25.

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This study investigates the development of competencies among mompreneurs in Makassar City and their impact on household income using a Systematic Literature Review (SLR) combined with empirical insights from interviews. The research systematically reviews existing literature on mompreneurship in Indonesia, particularly in Makassar City, while integrating findings from in-depth interviews with 20 mompreneurs to provide contextual validation. The results reveal that digital literacy, networking, financial management, and time management are crucial competencies that influence business sustainab
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SORIANO, NEZER A. "KNOWLEDGE, ATTITUDE, AND PRACTICES ON FINANCIAL MANAGEMENT OF MEDICAL PRACTITIONERS OF ISABELA." International Journal of Education and Social Science Research 08, no. 02 (2025): 438–52. https://doi.org/10.37500/ijessr.2025.8230.

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This study examines the levels of financial knowledge, attitudes, and practices (KAP) among Family Medicine practitioners in the Province of Isabela, Philippines. Financial literacy remains a neglected component in medical training despite the critical role it plays in ensuring the long-term financial health of doctors. This study used a descriptive cross-sectional design, and distributed a validated questionnaire among active members of the Philippine Academy of Family Physicians (PAFPIsabela), with 17 respondents completing the survey. Demographic analysis showed the majority of participants
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Leon, Farah Margaretha, Hartini Hartini, and Wulan Sari. "PERENCANAAN KEUANGAN KELUARGA KOMUNITAS USAHA KECIL MENENGAH INDONESIA (UKAMI) BANTEN BERSINAR." Indonesian Journal of Economic Community Development 1, no. 1 (2020): 26–34. http://dx.doi.org/10.25105/ijecd.v1i1.7282.

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This dedication is related to financial planning and control for Small and Medium Enterprises (SMEs). This service is carried out by providing training to members of the entrepreneurs who are UKM in the Tangerang area. The phenomenon of the many SMEs that are difficult to maintain their existence due to poor financial management is the background of this service. The planning tools given to the trainees are material for managing family finances. The majority of participants are married women, over 41 years old, high school graduates, have a culinary business that has high financial literacy an
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Annisa Fitri, Nadrah, Faisal, Khodijah Ishak, and Zul hendri. "Peningkatan Literasi Ekonomi Syariah bagi Ibu-Ibu PKK di Kelurahan Rimba Sekampung, Kabupaten Bengkalis." Jurnal Pengabdian Masyarakat dan Riset Pendidikan 4, no. 1 (2025): 1339–44. https://doi.org/10.31004/jerkin.v4i1.1748.

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This study aims to improve Islamic economic literacy among PKK mothers in Rimba Sekampung Village, Bengkalis Regency through training and seminars covering the introduction to Islamic economics, utilization of rhizomes as sources of income and health, and family financial management based on Islamic principles. The method used was an educative-participatory approach involving interactive lectures, group discussions, herbal product making practices, as well as pre-tests and post-tests to measure participants’ understanding improvement. A total of 30 PKK mothers actively participated in the acti
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Sapkota, Bhaba Datta. "Financial Literacy of Women: Insights from Fair-Trade Craft Producers, Kathmandu, Nepal." National College of Computer Studies Research Journal 3, no. 1 (2024): 1–18. https://doi.org/10.3126/nccsrj.v3i1.72333.

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The study emphasized on the critical role of fair-trading practices in promoting women’s economic empowerment in the handicraft sector of Nepal. The aim of this study is to assess the financial literacy of women working in fair trade activities led by Association for Craft Producers. This study anchored on human capital theory. Methodologically the paper looks at the phenomenon objectively and employed scientific methods to generate knowledge. For this, natural data were gathered through administered self-questionnaires from 101 employed women involved in fair-trade economic ventures under ass
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Cahaya Suci, Stannia, Cep Jandi Anwar, Vadilla Mutia Zahara, and Rah Adi Fahmi Ginanjar. "Financial Planning and Management Training for the Pasuluhan Village Community, Serang City in the Era of the Covid-19 Pandemic." PKM-P 6, no. 2 (2022): 345. http://dx.doi.org/10.32832/jurma.v6i2.1559.

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The decline in people's income due to limited economic conditions at the start of the Covid-19 Pandemic increased awareness of the importance of knowledge of family financial management. Therefore the need for community empowerment activities through the presentation of material on how to manage good finances and other financial knowledge so that the community's economy will increase and reduce the risk of financial problems in the future. The method used was the presentation of material by competent sources during the Covid pandemic, but still paying attention to health protocols. The result
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Cahaya Suci, Stannia, Cep Jandi Anwar, Vadilla Mutia Zahara, and Rah Adi Fahmi Ginanjar. "Financial Planning and Management Training for the Pasuluhan Village Community, Serang City in the Era of the Covid-19 Pandemic." PKM-P 6, no. 2 (2022): 345. http://dx.doi.org/10.32832/pkm-p.v6i2.1559.

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The decline in people's income due to limited economic conditions at the start of the Covid-19 Pandemic increased awareness of the importance of knowledge of family financial management. Therefore the need for community empowerment activities through the presentation of material on how to manage good finances and other financial knowledge so that the community's economy will increase and reduce the risk of financial problems in the future. The method used was the presentation of material by competent sources during the Covid pandemic, but still paying attention to health protocols. The result
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Budidharmanto, Lexi Pranata, Thomas Stefanus Kaihatu, Karina Enny Agustina, Kezia Victory Purwadi, and Ellen Lawrencia Yahya. "Peningkatan Kemampuan Literasi Keuangan pada siswa SMP dan SMA melalui pembelajaran Business Model Canvas dengan Metode Mentoring." Jurnal Kreativitas Pengabdian Kepada Masyarakat (PKM) 6, no. 7 (2023): 2669–79. http://dx.doi.org/10.33024/jkpm.v6i7.9989.

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ABSTRAK Literasi dan Inklusi keuangan di Indonesia semakin meningkat setiap tahunnya, kendati begitu terdapat perbedaan yang cukup tinggi antara tingkat inklusi dan literasi masyarakat di Indonesia. Data tingkat literasi keuangan untuk tingkat pendidikan Sekolah Menengah Atas (SMA) dan Sekolah Menengah Pertama (SMP) mencapai 52,88% dan 46,61%, sementara inklusi keuangan mencapai 90,46% dan 80,61%. Hal ini menunjukkan bahwa masyarakat memiliki akses keuangan namun belum paham mengenai fungsi dan resikonya. Menghadapi fenomena ini, muncul pemahaman akan pentingnya literasi keuangan sejak dini. U
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Heidel, Sebastian, and Roland Happ. "Challenges in Understanding Western Economic and Financial Concepts from the Perspective of Young Adults with a Post-Soviet Migration Background in Germany—Findings from a Qualitative Interview Study." Journal of Risk and Financial Management 16, no. 3 (2023): 165. http://dx.doi.org/10.3390/jrfm16030165.

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The content of economic education in Germany is based largely on the laws and ideals of the prevailing economic system. While Western concepts such as the competitive market typically are addressed in economic programs in Germany, they may be unfamiliar in Eastern European countries that were part of, or under the influence of, the former Soviet Union, where many youths living in Germany originate. Findings from large-scale quantitative studies of economic and financial literacy in Germany indicate that people who have a migration background (MB) perform worse on tests of economic literacy tha
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Valbuena, Sonia, Michael Aguas, and Jesús David Berrio. "Empowering Vulnerable Families Through Economic and Financial Education." Revista de Gestão Social e Ambiental 19, no. 2 (2025): e011424. https://doi.org/10.24857/rgsa.v19n2-114.

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Objective: The objective of this study is to examine the need for Economic and Financial Education in schools and families, particularly in socially and economically vulnerable contexts. The aim is to foster more informed and financially responsible communities, enhance family financial well-being, and empower parents to actively participate in their children's financial education. Theoretical Framework: Based on economic and financial education, this study utilizes the guidelines and competencies established by the Colombian government to promote financial literacy among citizens, encouraging
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Rukoyah, Siti, and Encep Saepudin. "Enhancing Financial Independence of Micro and Small Enterprises Fostered by BMT Dana Mentari Muhammadiyah in Purwokerto." Airlangga Journal of Innovation Management 6, no. 2 (2025): 394–412. https://doi.org/10.20473/ajim.v6i2.72447.

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Baitul Maal wat Tamwil (BMT), as a sharia microfinance institution, plays an important role in enhancing the financial independence of Micro and small enterprises (MSEs). Common problems faced by these business actors include limited access to capital, minimal business assistance, and low understanding of financial management and marketing strategies. This study aims to explore how BMT Dana Mentari Muhammadiyah Purwokerto Karangwangkal strives to increase the financial independence of its members from the MSE sector. This study uses a qualitative descriptive approach (field research) with data
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Ananda, Arivia, and Koerniawan Hidajat. "SOSIALISASI PENTINGNYA PENGELOLAAN KEUANGAN KELUARGA DAN PEMBUATAN ANGGARAN YANG IDEAL DI RW 08 SUNTER AGUNG JAKARTA UTARA." Jurnal Abdimas Bina Bangsa 5, no. 1 (2024): 474–81. http://dx.doi.org/10.46306/jabb.v5i1.944.

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Managing family finances is an important aspect in achieving prosperity and financial stability in a household. The socialization activity carried out at RW 08 Sunter Agung, North Jakarta aims to increase understanding and skills in financial management and creating an ideal budget. The method of implementing this activity includes presenting material and interactive training to housewives who are PKK members, with a focus on active participation in the learning process. Evaluation of this activity showed that around 80% of participants were able to answer the quizzes, indicating the effective
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Bintoro, Muchamad Imam, and Rita Kusumawati. "Peningkatan Motivasi Wirausaha pada Kelompok Ibu-ibu Aisyiyah PRA Tamantirto Selatan." Society : Jurnal Pengabdian Masyarakat 1, no. 3 (2022): 154–59. http://dx.doi.org/10.55824/jpm.v1i3.101.

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The partner in this community service program is “PRA Aisyiyah Tamantirto Selatan”. In addition to routine activities, namely the Sunday morning recitation which took place at the Khoirul Ummi Kasihan Mosque, several activities were also organized by the management of PRA Tamantirto including encouraging its members to actively play a role in improving family welfare in the economic field, namely becoming an entrepreneur. The problem faced by partners is that some members do not yet have the motivation to become entrepreneurs. Members who already have a business, their business management capa
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Su, Lanlan, Yanling Peng, Rong Kong, and Qiu Chen. "Impact of E-Commerce Adoption on Farmers’ Participation in the Digital Financial Market: Evidence from Rural China." Journal of Theoretical and Applied Electronic Commerce Research 16, no. 5 (2021): 1434–57. http://dx.doi.org/10.3390/jtaer16050081.

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Although the increasing adoption of digital finance in recent years has exerted a wide-ranging influence on farmers’ consumption and production activities, many farmers in China still seriously suffer from digital financial exclusion. Few studies have documented the different impacts of e-commerce adoption characterized by online purchases and sales on farmers’ participation in the digital financial market measured by their engagement in digital payments, digital wealth management, and digital credit in rural China. Using survey data from 832 entrepreneurial households in rural China, we contr
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Syarifudin, Syahrul, Siti Nuke Nurfatimah, and Herma Wiharno. "Pelatihan Pengelolaan Keuangan Keluarga dalam Rangka Meningkatkan Literasi Keuangan di Desa Kasturi." Empowerment : Jurnal Pengabdian Masyarakat 6, no. 01 (2023): 34–40. http://dx.doi.org/10.25134/empowerment.v6i01.7389.

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This article is the result of community service activities that the author did in Kasturi Village, Kuningan Regency. This community service program was carried out with the theme "Training in Family Financial Management in the Context of Increasing Financial Literacy in Kasturi Village". The methods used in the implementation of community service are socialization, assistance with an individual approach, training and evaluation regarding the mastery of digitizing financial information systems. The implementation of community service was carried out in September 2022. Household financial planni
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Agustianti, Rifka, Deni Ramdhani, Rahmi Mudia Alti, and Yoana Nurul Asri. "Pelatihan Peningkatan Literasi Keuangan dan Pengelolaan Keuangan Rumah Tangga di Desa Tanimulya." Jurnal Pengabdian Nasional (JPN) Indonesia 4, no. 3 (2023): 688–95. http://dx.doi.org/10.35870/jpni.v4i3.479.

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This service activity is in collaboration with a group of women from Tanimulya village. The partners of this service activity encounter several problems related to financial management: imbalance between income and expenses, inability to determine family financial priorities, weakness in planning expenses, weakness in recording, lack of control over spending, tendency to is more about consumption behavior than investment. The proposed solution to this problem is to establish a training program for mothers on how to plan and manage family finances effectively and efficiently, which in turn can
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