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1

Tutino, Antonella. The role of risk and information in consumption and savings. Nova Science Publishers, 2009.

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2

Better living: Tips for saving time and money. WVEC-TV, 1994.

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3

Crim, Sarah. Washington frugal mania: A money saving guide to the National Capital area. Capital Frugalist Press, 1996.

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4

Yokoyama, Mitsuaki. Tamerareru hito wa chō shinpuru. Daiwa Shobō, 2016.

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5

Skinner, Jonathan. Housing wealth and aggregate saving. National Bureau of Economic Research, 1989.

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6

Doble, Rick. How to get the best buys: The bargain hunter's guide. Globe Communications Corp., 1997.

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7

Fatuła, Dariusz. Zachowania polskich gospodarstw domowych na rynku finansowym. Wydawn. Uniwersytetu Ekonomicznego w Krakowie, 2010.

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8

Paek, Ch'ang-hyŏn. Na nŭn irŏk'e salgo itta. Kŏnjŏn Sobi Saenghwal Kangnam-gu Pŏmgungmin Undong Ch'ujin Hyŏbŭihoe, 1990.

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9

Mulligan, Casey B. Adoption of financial technologies: Implications for money demand and monetary policy. National Bureau of Economic Research, 1996.

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10

1952-, Fox Susan, ed. Living on a shoestring. Dell Pub., 1997.

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11

Mulligan, Casey B. Adoption of financial technologies: Implications for money demand and monetary policy. Centre for Economic Policy Research, 1996.

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12

Sepúlveda, Gerardo Enrique García. Ahorro no monetario, consumo y supervivencia social. El Colegio de Jalisco, 2014.

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13

Reader's Digest Association. Reader's digest quintessential guide to saving money. Readers Digest Association, Inc., 2016.

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14

Liang, Fengyi. Xiao fu you jian ji ben fa. Qin + yuan chu ban she, 1994.

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15

Zuo ge hui li cai de hao tai tai: A good wife is a good financier. Beijing da xue chu ban she, 2009.

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16

1,001 ways to save, grow, and invest your money. Career Press, 1999.

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17

Schiffer, Stautberg Susan, ed. Managing it all: Time-saving ideas for career, family, relationships & self. MasterMedia, 1988.

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18

Hull, Leslie. Financial deregulation and household indebtedness. Reserve Bank of New Zealand, Economics Dept., 2003.

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19

Case, Karl E. Comparing wealth effects: The stock market versus the housing market. National Bureau of Economic Research, 2001.

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20

Knight, India. The thrift book: Live well and spend less. Fig Tree, 2008.

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21

The thrift book: Live well and spend less. Penguin, 2009.

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22

Barbara, Webb. The Mom's Guide to Earning and Saving Thousands on the Internet. McGraw-Hill, 2006.

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23

Barbara, Webb. The mom's guide to earning and saving thousands on the Internet. McGraw-Hill, 2006.

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24

Lustig, Hanno. Housing collateral, consumption insurance and risk premia: An empirical perspective. National Bureau of Economic Research, 2003.

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25

B, Avery Robert, Kennickell Arthur B, University of Michigan. Survey Research Center. Economic Behavior Program., Board of Governors of the Federal Reserve System (U.S.), and Inter-university Consortium for Political and Social Research., eds. Survey of consumer finances, 1986. Inter-university Consortium for Political and Social Research, 1992.

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26

Fox, Susan, and Ann Fox. Moms Saving Money. Harvest House Pub, 2000.

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27

The Leader-Post Carrier Foundation Inc. (Illustrator) and Yves Noblet (Editor), eds. HOUSEHOLD HINTS ¿ Money and Time-Saving Ideas for Home and Garden ¿. Centax Books & Distribution, 1998.

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28

Setsuyaku no urawaza shittoku memo 999: Ketteiban. Shufu no Tomosha, 2006.

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29

Ken, Tate, ed. The old-time art of thrift. House of White Birches, 1997.

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30

Brennen, Sherri. Better Living: Tips for Saving Time and Money. Council Oak Books, 1995.

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31

Feinberg, Margaret, Katie Meier, Jason Boyett, and Josh Hatcher. Cheap Ways To... Relevant Books, 2003.

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32

Pape, Scott. Barefoot Investor for Families: The Only Kids' Money Guide You'll Ever Need. ReadHowYouWant.com, Limited, 2019.

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33

Secrets The Experts Wont Tell You. Reader's Digest Association, 2009.

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34

Pape, Scott. Barefoot Investor for Families: The Only Kids' Money Guide You'll Ever Need. HarperCollins Publishers Australia, 2018.

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35

Chodakowski, Ann Fox, and Susan Fox Wood. 101 Ways to Stretch Your Dollars. Harvest House Pub, 2000.

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36

M, Poterba James, ed. International comparisons of household saving. University of Chicago, 1994.

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37

Campbell, Canna. $1000 Project. Penguin Random House, 2018.

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38

Thrifty Living. Teach Yourself, 2010.

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39

Barnes, Emilie. 500 Time-Saving Hints for Every Woman: Helpful Tips for Your Home, Family, Shopping, and More. Harvest House Publishers, 2006.

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40

Frugal Families: Making the Most of Your Hard Earned Money. GCB Publishing Group, 1998.

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41

Frugal Families: Making the Most of Your Hard-Earned Money. 2nd ed. Bethany House Publishers, 2003.

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42

Stautberg, Susan Schiffer, and Beverly Benz Treuille. Managing It All: Time Saving Ideas for Career, Family, Relationships and Self. Mastermedia Publishing Company, 1989.

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43

Godfrey, Neale S., and Tad Richards. Penny Saved: Taking Your Work Skills Home. Fireside, 1996.

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44

Sucking Eggs: What Your Wartime Granny Could Teach You About Diet, Thrift and Going Green. Vintage Books, 2010.

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45

Raising Financially Fit Kids. Ten Speed Press, 2003.

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