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Journal articles on the topic 'Finance across Generations'

Author: Grafiati

Published: 4 June 2025

Last updated: 1 August 2025

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1

Risav, Adhikari, and Poddar Shiwangi. "Generational Differences in Personal Finance Behaviour - A Insight into Investors in Kolkata." Indian Journal of Economics and Finance (IJEF) 1, no. 2 (2021): 7–12. https://doi.org/10.54105/ijef.B2505.111221.

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Purpose - Similar experiences, values and beliefs shared among people of a generational cohort determines the choices that they make. This explains why people of the same generational cohort have distinct perceptions and tendencies towards investing. This paper focuses on generation differences in personal finance decisions. Objectives- The objective of the paper is to group the different personal finance variables into identifiable factors and to compare these personal finance factors across generations. Methodology - Data is collected through a primary survey with a structured questionnaire,

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Adhikari, Risav, and Shiwangi Poddar. "Generational Differences in Personal Finance Behaviour - A Insight into Investors in Kolkata." Indian Journal of Economics and Finance 1, no. 2 (2021): 7–12. http://dx.doi.org/10.35940/ijef.b2505.111221.

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Purpose - Similar experiences, values and beliefs shared among people of a generational cohort determines the choices that they make. This explains why people of the same generational cohort have distinct perceptions and tendencies towards investing. This paper focuses on generation differences in personal finance decisions. Objectives- The objective of the paper is to group the different personal finance variables into identifiable factors and to compare these personal finance factors across generations. Methodology - Data is collected through a primary survey with a structured questionnaire,

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3

Koeniger, Winfried, and Carlo Zanella. "Opportunity and inequality across generations." Journal of Public Economics 208 (April 2022): 104623. http://dx.doi.org/10.1016/j.jpubeco.2022.104623.

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Klesta, Rafał, Wojciech Korpula, and Magdalena Grębosz-Krawczyk. "Employee motivation factors across generational cohorts X, Y and Z in the IT industry in Poland." Scientific Papers of Silesian University of Technology. Organization and Management Series 2024, no. 202 (2024): 199–222. http://dx.doi.org/10.29119/1641-3466.2024.202.13.

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Purpose: This paper explores the drivers for employee motivation in the IT sector in Poland. Specifically, it focuses on differences in what motivates employees belonging to generations X, Y and Z. Design/methodology/approach: This study, rooted in existing international literature around the topic of employee motivation, draws on 16 semi-structured interviews performed in May and June 2023 with senior managers and human resources representatives working in IT sector in Poland. The data was analysed using MAXQDA software. Findings: The findings of the qualitative section of this study are conf

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Davydenko, Nadiia, Oksana Hordei, and Sofiia Novytska. "Behavioral finance and its impact on consumer preferences of different generations." Bulletin of Postgraduate education (Series Social and Behavioral Sciences; Management and Administration) 31, no. 60 (2025): 158–73. https://doi.org/10.58442/3041-1858-2025-31(60)-158-173.

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This article explores the significant topic of behavioral finance and its impact on consumer habits and preferences across generations. As an interdisciplinary field, behavioral finance combines elements of psychology, sociology, and economics to analyze how emotions and socio-psychological factors influence individuals' financial decisions. The focus is on generational theory, which serves as a foundation for identifying patterns in the behavior of target audiences. This understanding provides businesses with a competitive advantage in engaging with consumers to achieve strategic development

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Fels, Stephen, and Richard Zeckhauser. "Perfect and total altruism across the generations." Journal of Risk and Uncertainty 37, no. 2-3 (2008): 187–97. http://dx.doi.org/10.1007/s11166-008-9054-9.

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Davis, Peter S., and Paula D. Harveston. "In the Founder's Shadow: Conflict in the Family Firm." Family Business Review 12, no. 4 (1999): 311–23. http://dx.doi.org/10.1111/j.1741-6248.1999.00311.x.

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This paper examines the extent to which conflict across generations of family firms is due to the effects of two independent variables—generation and generational shadow. The presence of a generational shadow was indicated by whether either or both of the parents continued to influence the company once the next generation assumed control. Hypotheses predicted nonlinear trends in conflict and interactions between generation and generational shadow. Using data from a national telephone survey of over 1,000 family business owners, the results of an ANOVA test confirmed that the presence of genera

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Song, Zheng, Kjetil Storesletten, Yikai Wang, and Fabrizio Zilibotti. "Sharing High Growth across Generations: Pensions and Demographic Transition in China." American Economic Journal: Macroeconomics 7, no. 2 (2015): 1–39. http://dx.doi.org/10.1257/mac.20130322.

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We analyze intergenerational redistribution in emerging economies with the aid of an overlapping generations model with endogenous labor supply. Growth is initially high but declines over time. A version of the model calibrated to China is used to analyze the welfare effects of alternative pension reforms. Although a reform of the current system is necessary to achieve financial sustainability, delaying its implementation implies large welfare gains for the (poorer) current generations, imposing only small costs on (richer) future generations. In contrast, a fully funded reform harms current g

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Patriana, Ela, Muniaty Aisyah, and Mohammad Nur Rianto Al Arif. "The Generational Interest Differences in Cash Waqf Insurance." ETIKONOMI 24, no. 1 (2025): 299–314. https://doi.org/10.15408/etk.v24i1.41731.

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Research Originality: Cash waqf insurance is underexplored in Islamic finance, offering a unique lens for study. This research addresses the gap by examining how knowledge, perceived fairness, and perceived usefulness influence attitudes and behavioral intentions toward cash waqf insurance among Generation Z, Millennials, and Generation X.Research Objectives: The study aims to assess the impact of these factors on shaping attitudes and intentions toward cash waqf insurance. Integrating these factors into the Theory of Planned Behavior (TPB) optimizes public understanding and fosters positive e

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Furquim, Fernando, Kristen M. Glasener, Meghan Oster, Brian P. McCall, and Stephen L. DesJardins. "Navigating the Financial Aid Process: Borrowing Outcomes among First-Generation and Non-First-Generation Students." ANNALS of the American Academy of Political and Social Science 671, no. 1 (2017): 69–91. http://dx.doi.org/10.1177/0002716217698119.

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A growing number and proportion of students rely on student loans to assist with the costs of postsecondary education. Yet little is known about how first-generation students use federal loans to finance their education. In this article, we examine each of the decisions that culminate in student indebtedness: the decision to apply for aid, whether to borrow, and how much to borrow. We find significant differences by generational status at each step of the student borrowing process. First-generation students are more likely to apply for financial aid, borrow, and take out larger loans than thei

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BOSKIN, MICHAEL J., LAURENCE J. KOTLIKOFF, DOUGLAS J. PUFFERT, and JOHN B. SHOVEN. "SOCIAL SECURITY: A FINANCIAL APPRAISAL ACROSS AND WITHIN GENERATIONS." National Tax Journal 40, no. 1 (1987): 19–34. http://dx.doi.org/10.1086/ntj41789672.

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Castleman, Benjamin L., Francis X. Murphy, and William L. Skimmyhorn. "Marching across Generations? Education Benefits and Intrahousehold Decision-Making." Journal of Human Capital 13, no. 3 (2019): 410–33. http://dx.doi.org/10.1086/704321.

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Corman, Hope, Dhaval M. Dave, Ofira Schwartz-Soicher, and Nancy E. Reichman. "Effects of welfare reform on household food insecurity across generations." Economics & Human Biology 45 (April 2022): 101101. http://dx.doi.org/10.1016/j.ehb.2021.101101.

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Kudrna, George, Chung Tran, and Alan Woodland. "FACING DEMOGRAPHIC CHALLENGES: PENSION CUTS OR TAX HIKES?" Macroeconomic Dynamics 23, no. 2 (2018): 625–73. http://dx.doi.org/10.1017/s1365100516001292.

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A challenge that faces many advanced economies is how to finance age-related spending programs as the population ages. In this paper, we investigate two policy options–pension cuts and tax hikes–to mitigate fiscal pressure arising in the special context of Australia, whose population is ageing fast while growing substantially in size due to immigration. Using a computable overlapping generations model, we find that while both policy reforms can achieve a similar fiscal goal, they lead to different distributional and welfare effects across income groups over time. Future generations prefer pens

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Ranasinghe, Rasika. "The Transmission of Education across Generations: Evidence from Australia." B.E. Journal of Economic Analysis & Policy 15, no. 4 (2015): 1893–917. http://dx.doi.org/10.1515/bejeap-2014-0139.

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Abstract This study analyzes changes in the transmission of education across generations in Australia for the birth cohorts 1942 through 1991 using a range of measures: the estimated effect of parental education on that of the child, schooling correlations between parents and children and a series of mobility indices. Our results suggest that while the overall level of education and intergenerational education mobility has increased over time, there are considerable regional and gender differences. Daughters’ education attainment is still relatively highly correlated with their parents compare

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Giovannoni, Elena, Maria Pia Maraghini, and Angelo Riccaboni. "Transmitting Knowledge Across Generations: The Role of Management Accounting Practices." Family Business Review 24, no. 2 (2011): 126–50. http://dx.doi.org/10.1177/0894486511406722.

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This article aims to shed light on the distinguishing features of management accounting in family firms in relation to processes of professionalization and succession. The study combines insights offered by the debate on family businesses and management accounting with the empirical findings of a longitudinal case study (Monnalisa). By exploring the evolution of management accounting practices within the company and the processes of succession and professionalization, this article shows that management accounting can affect the transfer of knowledge across generations and between the owner fam

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Black, Sandra E., Paul J. Devereux, and Kjell G. Salvanes. "Does Grief Transfer across Generations? Bereavements during Pregnancy and Child Outcomes." American Economic Journal: Applied Economics 8, no. 1 (2016): 193–223. http://dx.doi.org/10.1257/app.20140262.

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Using population data from Norway, we examine the effects of stress induced by the death of the mother's parent during pregnancy on both the short-run and the long-run outcomes of the infant. Using a variety of empirical strategies to address the issue of nonrandom exposure to death during a pregnancy, we find small negative effects on birth outcomes. However, we find no evidence of adverse effects on adult outcomes. This suggests that, though there may be measurable effects on birth outcomes, acute psychological stressors during pregnancy have limited adverse consequences for the child's succ

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Persson, Kristoffer. "Confident millennials: Differences in consumer confidence across five generations." Economics & Sociology 12, no. 4 (2019): 257–77. http://dx.doi.org/10.14254/2071-789x.2019/12-4/16.

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Ono, Tetsuo. "GROWTH, UNEMPLOYMENT, AND FISCAL POLICY: A POLITICAL ECONOMY ANALYSIS." Macroeconomic Dynamics 23, no. 8 (2018): 3099–139. http://dx.doi.org/10.1017/s1365100517001067.

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This study presents an overlapping-generations model featuring capital accumulation, collective wage-bargaining, and probabilistic voting over fiscal policy. The study characterizes a Markov-perfect political equilibrium of the voting game within and across generations, and it derives the following results. First, the greater bargaining power of unions lowers the capital growth rate and creates a positive correlation between unemployment and public debt. Second, an increase in the political power of elderly persons lowers the growth rate and shifts government expenditure from unemployed person

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Long, Ngo Van. "Warm glow and the transmission of pro‐socialness across generations." Journal of Public Economic Theory 22, no. 2 (2020): 371–87. http://dx.doi.org/10.1111/jpet.12347.

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Charisma, Dinna, Bambang Hermanto, Margo Purnomo, Tetty Herawati, and Anne Charina. "Sustainable Business Through Local Strength: A Qualitative Study of Financial, Social, and Cultural Strategies in Bandung’s Culinary Micro-Enterprises." Sustainability 17, no. 11 (2025): 5028. https://doi.org/10.3390/su17115028.

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This study examines how entrepreneurial finance, entrepreneurial networking, and entrepreneurial culture contribute to sustainable business among culinary micro-enterprises in Bandung City, Indonesia. This study fills a gap in the literature by highlighting that micro-enterprises’ sustainability, from economic, social, and environmental aspects, is not always underpinned by formal institutional support. Using a qualitative approach and semi-structured interviews with 10 culinary micro-enterprise owners whose businesses have been able to survive across generations, this study found that busines

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Naticchioni, Paolo, Michele Raitano, and Claudia Vittori. "La Meglio Gioventù: earnings gaps across generations and skills in Italy." Economia Politica 33, no. 2 (2016): 233–64. http://dx.doi.org/10.1007/s40888-016-0034-2.

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Egerová, Dana, Lenka Komárková, and Jiří Kutlák. "GENERATION Y AND GENERATION Z EMPLOYMENT EXPECTATIONS: A GENERATIONAL COHORT COMPARATIVE STUDY FROM TWO COUNTRIES." E+M Ekonomie a Management 24, no. 3 (2021): 93–109. http://dx.doi.org/10.15240/tul/001/2021-03-006.

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Generational differences in work values and workplace expectations have become a widely discussed research and intervention topic in recent years. However, little is known about Generation Z, who are now entering the labour market, and this presents challenges to both researchers and companies. Therefore, the primary purpose of the present study is to extend generation research by examining generational cohort differences in workplace expectations, specifically between Generation Z and the previous closest generation, Generation Y. The study is also intended to add to the limited empirical evi

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FOSSATI, AMEDEO. "PARETO’S INFLUENCE ON SCHOLARS FROM THE ITALIAN TRADITION IN PUBLIC FINANCE." Journal of the History of Economic Thought 34, no. 1 (2012): 43–66. http://dx.doi.org/10.1017/s105383721200003x.

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The paper discusses the influence of Pareto’s methodological revolution on the Italian scientific tradition in public finance. To that end, the works of the most celebrated scholars from within the first, second, and final generations of this tradition are reviewed with reference to their reactions to Pareto’s idea of science as logico-experimental activities, and his contributions to the development of marginalism and theoretical sociology. The particular scholars considered across the three generations’ time span include Pantaleoni, De Viti, Barone, Einaudi, Sensini, Griziotti, Borgatta, Mur

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Kulakova, Tatiana, Maria Moiseeva, Ekaterina Reshetova, and Yulia Shulika. "Household life cycle and generational differences as factors in personal automobile ownership." Vestnik instituta sotziologii 16, no. 1 (2025): 113–36. https://doi.org/10.19181/vis.2025.16.1.7.

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This article examines intergenerational changes in personal automobile ownership, made possible with the accumulation of sufficient longitudinal data sets. Economic conditions, cultural characteristics, and technological changes affect how each generation perceives and uses automobiles. Analyzing these factors helps to better understand the inequality of opportunity between car-owning and non-car-owning households of past and current generations. Currently, there are no longitudinal studies of intergenerational differences in household car ownership in the national literature. The authors set

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Paz-Pardo, Gonzalo. "Homeownership and Portfolio Choice over the Generations." American Economic Journal: Macroeconomics 16, no. 1 (2024): 207–37. http://dx.doi.org/10.1257/mac.20200473.

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Earnings are riskier and more unequal for households born in the 1960s and 1980s than for those born in the 1940s. Despite improvements in financial conditions, younger generations are less likely to be living in their own homes than older generations at the same age. By using a life cycle model with housing and portfolio choice that includes flexible earnings risk and aggregate asset price risk, I show that changes in earnings dynamics account for a large part of the reduction in homeownership across generations. Lower-income households find it harder to buy housing and, as a result, accumula

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Zubair, Shirin. "Literacies across Generations: Women’s Religious and Secular Identities in Siraiki Villages." South Asia Research 23, no. 2 (2003): 135–51. http://dx.doi.org/10.1177/0262728003232002.

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Salvato, Carlo, and Leif Melin. "Creating Value Across Generations in Family-Controlled Businesses: The Role of Family Social Capital." Family Business Review 21, no. 3 (2008): 259–76. http://dx.doi.org/10.1177/08944865080210030107.

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This article explores the processes through which family-controlled businesses (FCBs) access and recombine resources to match the evolving needs of their business activities. We do so by applying the conceptual lens offered by social capital to the comparative study of four FCBs active in traditional competitive arenas. Our data reveal that these firms' ability to create financial value over generations does not result from possession of some unique resource, nor from higher-level combinative capabilities; rather, these FCBs have systematically created value through their ability to renew and

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Maciejasz, Marta, and Robert Poskart. "Cryptocurrencies in the family context: trust, information and financial stability." Family Forum 14 (December 20, 2024): 387–407. https://doi.org/10.25167/ff/5578.

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Background: The rapid rise of cryptocurrencies has sparked debate about their role in the financial system, particularly across generations. Objectives: This study aimed to identify and explain differences in attitudes towards cryptocurrencies between Generation Z (students) and Generation Y (their parents) in Poland, focusing on trust in the financial system, perceptions of cryptocurrency value, and visions of the future financial landscape. Methodology: A survey was conducted in June 2023 with 40 students aged 23-24 and one of their parents each (80 total participants). Respondents answered

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Belloc, Marianna, Francesco Drago, Mattia Fochesato, and Roberto Galbiati. "Multigenerational Transmission of Wealth: Florence, 1403–1480." American Economic Journal: Applied Economics 16, no. 2 (2024): 99–129. http://dx.doi.org/10.1257/app.20220137.

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By using hand-collected data on households’ wealth assessments, we study multigenerational mobility in Florence during the late Middle Ages. We find that Florentine society was more mobile than one would expect but also that multigenerational mobility was lower than implied by two-generation estimates. We reconcile these findings by showing their consistency with a model where wealth transmission is governed by an unobserved latent factor. We also show that, given our estimates, this model is compatible with the long run persistence obtained by previous studies. Finally, we find that participa

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Shrestha, Vinish, and Rashesh Shrestha. "Multigenerational Effects of Education Reform: Mother’s Education and Children’s Human Capital in Nepal." World Bank Economic Review 34, no. 3 (2019): 698–729. http://dx.doi.org/10.1093/wber/lhy036.

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Abstract The impact of national efforts to increase supply of education, such as Nepal’s National Education System Plan, may vary across social groups due to differences in social factors that determine access to and demand for education. This paper studies the heterogeneous impact of this reform across gender and caste groups—two important social dimensions in Nepal’s context—over two generations. It uses data from the Nepal National Population and Housing Census 2011 and implements a difference-in-differences framework that utilizes across district variation in intensity of the reform measur

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Kammerlander, Nadine, Cinzia Dessì, Miriam Bird, Michela Floris, and Alessandra Murru. "The Impact of Shared Stories on Family Firm Innovation." Family Business Review 28, no. 4 (2015): 332–54. http://dx.doi.org/10.1177/0894486515607777.

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Innovation is a key determinant of long-term success for family firms. We apply a multiple case study research design to investigate the relationship between stories that are shared among family members across generations and the family firms’ innovations. We derive a set of four propositions suggesting that founder focus in stories is negatively and family focus is positively associated with innovation. We further propose that these relationships are mediated by the scope of decision-making options, the distribution of decision-making power between generations, and the role of conflict in the

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Zheng, Angela, and James Graham. "Public Education Inequality and Intergenerational Mobility." American Economic Journal: Macroeconomics 14, no. 3 (2022): 250–82. http://dx.doi.org/10.1257/mac.20180466.

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Public school funding depends heavily on local property tax revenue. Consequently, low-income households have limited access to quality education in neighborhoods with high house prices. In a dynamic life-cycle model with neighborhood choice and endogenous local school quality, we show that this property tax funding mechanism reduces intergenerational mobility and accounts for the spatial correlation between house prices and mobility. A housing voucher experiment improves access to schools, with benefits that can last for multiple generations. Additionally, a policy that redistributes property

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Kosack, Edward, and Zachary Ward. "El Sueño Americano? The Generational Progress of Mexican Americans Prior to World War II." Journal of Economic History 80, no. 4 (2020): 961–95. http://dx.doi.org/10.1017/s0022050720000480.

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We present new estimates of the outcomes of first-generation Mexicans and their descendants between 1880 and 1940. We find zero convergence of the economic gap between Mexicans and non-Mexican whites across three generations. The great-grandchildren of immigrants also had fewer years of education. Slow convergence is not simply due to an inheritance of poverty; rather, Mexican Americans had worse outcomes conditional on the father’s economic status. However, the gap between third-generation Mexican Americans and non-Mexican whites is about half the size today as it was in 1940, suggesting that

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Oladiran, Olayiwola, Anupam Nanda, and Stanimira Milcheva. "Why do natives and non-natives have different housing outcomes? Evidence from Britain." International Journal of Housing Markets and Analysis 12, no. 2 (2019): 298–329. http://dx.doi.org/10.1108/ijhma-10-2018-0084.

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Purpose This study aims to examine the housing outcomes of natives and multiple generations of non-natives using a longitudinal survey data in Britain. Design/methodology/approach The authors use longitudinal data from Britain, in which they can observe multiple generations of immigrants and their demographic and economic information. Findings The probability models for housing tenure reveal significant variation in the outcomes which are robust to several econometric specifications. Research limitations/implications As migration and its impact on local economy is a highly debated topic across

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Barbera, Francesco, Isabell Stamm, and Rocki-Lee DeWitt. "The Development of an Entrepreneurial Legacy: Exploring the Role of Anticipated Futures in Transgenerational Entrepreneurship." Family Business Review 31, no. 3 (2018): 352–78. http://dx.doi.org/10.1177/0894486518780795.

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Entrepreneurial legacies play an important role in transgenerational entrepreneurship, yet little is known about their nature and development. Through a multilayered analysis of narratives drawn from three generations of a single business family, we document that entrepreneurial legacies feature both stable and fluid elements, and that forward-looking components in family storytelling—which we refer to as “anticipated futures”—affect this dynamic character. We further show how such narratives can prompt, sustain, and disrupt entrepreneurship across multiple generations. Our findings offer insi

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K, Dr Dinesh, and Dr Janet Jyothi Dsouza. "Case Analysis of a 70-Hour Work Week and Its Associated Cost-Benefit Outcomes." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 11 (2024): 1–7. http://dx.doi.org/10.55041/ijsrem39117.

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The phenomenon of a 70-hour work week has become increasingly prevalent in certain industries, raising concerns regarding work-life balance and employee well-being. While specific sectors, such as finance, technology, and healthcare, often necessitate extended hours due to high-pressure environments and stringent deadlines, this practice is not universally accepted or sustainable. Generational differences in perceptions of work ethic contribute to this issue, with older generations occasionally equating prolonged hours with dedication. However, there is growing awareness of the potential adver

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Arza, Camila. "Distributional Impacts of Pension Policy in Argentina: Winners and Losers within and Across Generations." International Social Security Review 59, no. 3 (2006): 79–102. http://dx.doi.org/10.1111/j.1468-246x.2006.00248.x.

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Tarabar, Danko. "Does national culture change as countries develop? Evidence from generational cleavages." Journal of Institutional Economics 15, no. 3 (2018): 397–412. http://dx.doi.org/10.1017/s1744137418000280.

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AbstractDevelopment scholars have identified several Hofstede (1980, 2001) cultural dimensions as critically important determinants of long-run economic development across countries. Does economic progress, in turn, shape culture in a predictable direction? This paper investigates whether economic change since 1970 has induced shifts in five of the Hofstede value orientations in a sample of up to 72 countries. To achieve identification, we employ a unique data set on country-level cleavages in the values of two non-overlapping age cohorts approximately one generation (30 years) apart, on avera

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Satinover Nichols, Bridget, and Jennifer Wehr Holt. "A comparison of sustainability attitudes and intentions across generations and gender: a perspective from U.S. consumers." Cuadernos de Gestión 23, no. 1 (2023): 51–62. http://dx.doi.org/10.5295/cdg.211647bs.

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As firms increasingly focus on corporate sustainability initiatives and offer more sustainability-related products, there is a need to continually assess consumer attitudes towards and involvement in sustainable consumption. Additionally, there is a need to determine if some consumer characteristics may typify how they think, feel, and behave towards sustainability initiatives. Based on an online sample of 1,250 U.S. consumers, this present research utilizes a cross-sectional design to examine whether generational cohort and gender help explain variations in how consumers react to the notion o

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Aronoff, Craig. "Self-Perpetuation Family Organization Built on Values: Necessary Condition for Long-Term Family Business Survival." Family Business Review 17, no. 1 (2004): 55–59. http://dx.doi.org/10.1111/j.1741-6248.2004.00003.x.

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Family businesses have long been conceptualized in terms of overlapping and interacting management, ownership, governance, and family systems. As family businesses evolve and develop across generations, observing progress in each of the requisite systems presents a variety of challenges. This article demonstrates the importance of family organization to the systems of management, ownership, governance, and family as a family business evolves over time.

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Miles, David. "The Implications of Switching from Unfunded to Funded Pension Systems." National Institute Economic Review 163 (January 1998): 71–86. http://dx.doi.org/10.1177/002795019816300109.

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This article analyses the implications of switching from unfunded to funded pension systems. It is plausible that in the long run and on average people would be better off if pensions were funded. But in the transition from an unfunded to a funded scheme funds need to be accumulated and that requires national saving to be higher. While deficit financing can, under certain circumstances, help spread the burden of the transition across generations the scale of extra debt that might be needed in many European countries is problematic in the context of Monetary Union. Ultimately, it is likely to p

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van Deventer, Marko. "African Generation Y students’ personal finance behavior and knowledge." Investment Management and Financial Innovations 17, no. 4 (2020): 136–44. http://dx.doi.org/10.21511/imfi.17(4).2020.13.

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Personal financial management is important, given uncertainties in both financial and economic environment. However, published research on African Generation Y students’ personal finance behavior and knowledge is limited. This study aimed to evaluate African Generation Y students’ personal finance behavior in terms of their attitudes towards financial planning and whether this cohort believes that they have the skills to manage their finances successfully. In addition, this study sought to evaluate African Generation Y students’ knowledge regarding personal finance. A convenience sample of 500

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Habbershon, Timothy G., and Joseph Pistrui. "Enterprising Families Domain: Family-Influenced Ownership Groups in Pursuit of Transgenerational Wealth." Family Business Review 15, no. 3 (2002): 223–37. http://dx.doi.org/10.1111/j.1741-6248.2002.00223.x.

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The field of family business studies has not explicitly identified the entrepreneurial potential of the family ownership group or adequately delineated the strategic requirements for sustaining wealth creation across generations. To address such issues, this paper presents the parameters for family-influenced transgenerational wealth creation. It identifies the family ownership group as the appropriate unit of entrepreneurial analysis and delineates the entrepreneurial strategy methods and family-as-investor mind-set that create the enterprising families domain. In so doing, the paper creates

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Roose, Joshua M. "The New Muslim Ethical Elite: “Silent Revolution” or the Commodification of Islam?" Religions 11, no. 7 (2020): 347. http://dx.doi.org/10.3390/rel11070347.

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Very little research has examined the emergence of Western Muslims into the elite professions that are central to the operation of the capitalist free market and that serve as a central location of economic and political power. Less research still has examined how this is shaping citizenship among Muslims and the future of Islam in the West. These professions include finance, trade and auditing and supporting free market infrastructure including commercial law, consulting and the entrepreneurial arms of government public service. Many Muslim men and women in these professions maintain a commit

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Hutcheson, James Olan. "Book Review: Jaffe, Dennis, T. (2010). Stewardship in Your Family Enterprise: Developing Responsible Family Leadership Across Generations. Maui, HI: Pioneer Imprints." Family Business Review 23, no. 4 (2010): 373–75. http://dx.doi.org/10.1177/0894486510386025.

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Holt, Daniel T., Kristen Madison, and Franz W. Kellermanns. "Variance in Family Members’ Assessments." Family Business Review 30, no. 1 (2016): 61–83. http://dx.doi.org/10.1177/0894486516673700.

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The extent to which assessments are shared across family members and generations has been questioned, suggesting that the variability in the family members’ perceptions may convey important family-level information. With this in mind, we theoretically and methodologically introduce dispersion modeling which is designed to use this variance as an important explanatory variable, presenting a framework that can guide scholars in its application. Using field data to apply the framework, we illustrate how this modeling approach helps us understand the dynamic interactions within family firms, and t

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Rossin-Slater, Maya, and Miriam Wüst. "What is the Added Value of Preschool for Poor Children? Long-Term and Intergenerational Impacts and Interactions with an Infant Health Intervention." American Economic Journal: Applied Economics 12, no. 3 (2020): 255–86. http://dx.doi.org/10.1257/app.20180698.

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We study the impact of preschool targeted at children from low-income families over the life cycle and across generations, and examine its interaction with an infant health intervention. Using Danish administrative data with variation in the timing of program implementation over the period 1933–1960, we find lasting benefits of access to preschool on adult educational attainment, earnings, and survival beyond age 65. We also show that children of women exposed to pre-school obtain more education by age 25. However, exposure to a nurse home visiting program in infancy reduces the added value of

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Zellweger, Thomas Markus, Robert S. Nason, and Mattias Nordqvist. "From Longevity of Firms to Transgenerational Entrepreneurship of Families." Family Business Review 25, no. 2 (2011): 136–55. http://dx.doi.org/10.1177/0894486511423531.

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Whereas existing research on the longevity of family firms has focused on the survival of firms, this article investigates transgenerational entrepreneurship of families. By building on the transgenerational entrepreneurship research framework, the authors argue that by shifting from firm to family level of analysis, one gains a deeper understanding of family firms’ ability to create value across generations. The authors find evidence for their argument in that such a level shift reveals extended entrepreneurial activity, which is missed when focusing exclusively on the firm level. The study i

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Brady, Samantha, Julie Miller, Alexa Balmuth, Lisa A. D'Ambrosio, and Joseph F. Coughlin. "Factors Contributing to the Financial Self-Efficacy of Student Loan Borrowers." Journal of Financial Counseling and Planning 32, no. 3 (2021): 493–506. http://dx.doi.org/10.1891/jfcp-19-00067.

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Financial self-efficacy is associated with positive financial behaviors. This study investigated factors associated with financial self-efficacy among student loan borrowers based on original data collected through an online national survey of student loan borrowers between age 25 and 75. Results revealed that perceived student loan literacy prior to accruing higher education debt was significantly associated with current financial self-efficacy, while general financial literacy during repayment did not appear to be correlated with financial self-efficacy. This study draws on social cognitive

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