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Journal articles on the topic 'Finance'
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Cok, Mitja. "Book review: Javne finance (Public Finances)." Financial Theory and Practice 37, no. 4 (December 12, 2013): 423–26. http://dx.doi.org/10.3326/fintp.37.4.5.
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Novita Arief, Riyanti, and Sahrir. "The Relationship of Materialism and Financial Literacy on Students' Financial Management." International Student Conference on Business, Education, Economics, Accounting, and Management (ISC-BEAM) 2, no. 1 (September 11, 2024): 1812–21. http://dx.doi.org/10.21009/isc-beam.012.122.
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Study This aim For know connection materialism and literacy finance to management finance student. Types of research This use approach study quantitative through analysis regression multiple use SPSS application. Object in study This is students across the city palopo . Deep Sampling study This use accidental sampling method with total of 120 respondents . Research result show that that materialism No influential or not significant to management finances for students in Palopo City, this give results that level caution students in Palopo City be careful in use the money so that make student can manage it his finances with OK, more rational or not will behave consumer. For literacy finance influential positive and significant to management finance, which means the more tall literacy finance so will make management generated finances become the more Good. Keyword: Materialism , Literacy Finance , Management Finance
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Bandi, Vedang, Shivam Dagadu, Vedant Dal, Geeta Rautela, and Mrs Neha Kale. "OPTIMUM FINANCE - PERSONAL FINANCE MANAGEMENT USING LLM." International Journal of Engineering Applied Sciences and Technology 09, no. 11 (March 1, 2025): 62–66. https://doi.org/10.33564/ijeast.2025.v09i11.010.
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Optimum Finance is an advanced personal finance management platform designed to help users effectively manage their finances through an intuitive web interface. It enables users to track income, expenses, and savings goals, fostering financial stability and growth. Key features include income and expense tracking, recurring transaction support, and personalized budgeting tools for better financial decision-making. The platform offers financial analytics through interactive charts and graphs, helping users identify spending patterns and monitor their financial health. Users can set and track savings goals with motivational insights to encourage discipline. Data security is ensured through encryption and secure authentication methods. Fully responsive, Optimum Finance is accessible across desktops, allowing users to manage their finances anytime, anywhere. The system also promotes financial literacy, empowering users to make informed decisions about their financial future.
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Ati, Susi, Umi Suswati Risnaeni, Indra Hidayatullah, and Chumrotul Aini. "State Financial Management Model." Muhasabatuna : Jurnal Akuntansi Syariah 4, no. 2 (February 27, 2023): 025–30. http://dx.doi.org/10.54471/muhasabatuna.v4i2.2105.
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Every government has a financial manager to ensure the implementation of development in his government. The president as the head of government holds the power to manage state finances which are delegated to the minister of finance and ministers or heads of institutions. The Minister of Finance holds the power to manage state finances as part of a government agency, the vital role of the Ministry of Finance is to manage state finances, assist state leaders in the field of finance and state assets based on Law no. 17 of 2003 concerning state finances and Law No. 1 of 2004 regarding the State Treasury and Law no. 15 of 2004 concerning Audit, Management and Financial Responsibility Country.
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A, Vishwas, Divyanshu Kumari, Pradeep S, S. Shohan, Navya Suresh, Dhruv Nair, and Dr Gopalakrishnan Chinnasamy. "Mechanics of Finance- Personal Finance advisory firm: “Finance Friend”." International Journal for Research in Applied Science and Engineering Technology 10, no. 12 (December 31, 2022): 1985–86. http://dx.doi.org/10.22214/ijraset.2022.48396.
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Abstract: The purpose of this study is to understand the importance of personal finance planning to be financially sound and well equipped for the uncertainty. According to the findings of this study, the ignorance of personal finance is to the pinnacle. This isn't just to set up family spending plan yet additionally to save, contribute as well as plan for our retirement. The meaning of financial management, its significance, the steps that each person can take to plan and manage their finances, and the awareness of financial management are all discussed in this writing. In addition to educating readers on how to plan and manage each individual's finances for their benefit today and in the future, which indirectly contributes to the development of the nation, the purpose of this writing is to raise awareness of the significance of personal finance planning and management. The impact of personal finance education on financial knowledge, attitudes, and actions is the subject of much debate. Our research also reveals that discussing money with friends, income, work experience, year/field of study, and family financial socialization were all important factors in influencing financial knowledge, attitudes, and behavior. We're not saying that formal financial education isn't important; rather, we're saying that its role in changing people's attitudes and behaviors should be carefully considered if that's its goal. The objective was to describe the financial knowledge, attitudes, and experiences of residents to inform the design of a personal finance curriculum.
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van Deventer, Marko. "African Generation Y students’ personal finance behavior and knowledge." Investment Management and Financial Innovations 17, no. 4 (November 26, 2020): 136–44. http://dx.doi.org/10.21511/imfi.17(4).2020.13.
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Personal financial management is important, given uncertainties in both financial and economic environment. However, published research on African Generation Y students’ personal finance behavior and knowledge is limited. This study aimed to evaluate African Generation Y students’ personal finance behavior in terms of their attitudes towards financial planning and whether this cohort believes that they have the skills to manage their finances successfully. In addition, this study sought to evaluate African Generation Y students’ knowledge regarding personal finance. A convenience sample of 500 African students across the campuses of two South African public higher education institutions situated in the Gauteng province was surveyed using structured, self-administered questionnaires. The t-test results indicate that the sample deems the process of planning personal finances and managing credit, insurance, investment, and estate, as important. Moreover, the students scored low in the broad personal finance knowledge areas of basic finance, saving, spending, and debt, suggesting that this cohort is financially illiterate. The results also indicated that the students think they have the financial skillset to manage their personal finances. A high Pearson’s correlation coefficient was noted between sampled participants’ personal finance behavior and their observed personal finance management skillset regarding the relationship between the constructs. However, an insignificant relationship was found between attitudes towards personal finance and financial knowledge and between financial knowledge and African Generation Y students’ apparent finance skills. Understanding African Generation Y students’ personal finance behavior and knowledge, universities and financial institutions can more effectively identify gaps and deficiencies in students’ personal finance endeavors.
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Shefrin, Hersh. "Special Issue ofQuantitative Financeon ‘Behavioral Finance’." Quantitative Finance 14, no. 4 (March 20, 2014): 587–88. http://dx.doi.org/10.1080/14697688.2014.896570.
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Bukhtiarova, Alina, Yuliia Dukhno, Ganna Kulish, Iryna Kurochkina, and Volodymyr Lypchanskyi. "Ensuring transparency of key public finance authorities." Investment Management and Financial Innovations 16, no. 2 (May 24, 2019): 128–39. http://dx.doi.org/10.21511/imfi.16(2).2019.11.
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Nowadays, there is a constant need for managing large amounts of information in public finances to identify existing and prevent future cases of illegal use of financial resources of citizens. The openness of information of key public finance authorities has a powerful anti-corruption effect and has a beneficial effect on economic development, while transparency of public finances is a factor in the successful implementation of the reform of all spheres of the economy.The purpose of the article is to develop a methodology for assessing the institutional and political transparency of the leading public finance authorities in Ukraine and its practical application on the example of the Ministry of Finance and the State Fiscal Service of Ukraine. The methodology includes six main stages, based on which the transparency index of public finance authorities was calculated. Constant calculations of the index will motivate the interaction of stakeholders and non-governmental organizations to increase the openness of public finance authorities in public finances, and the digital data settlements themselves can be used to develop recommendations to increase the level of transparency of the activities of key public finance authorities. Approbation of the developed transparency index of public finance authorities on the example of the Ministry of Finance and the State Fiscal Service of Ukraine made it possible to calculate the percentage of openness of data published by the indicated institutions. Based on quantitative calculations, practical recommendations were made for improving the completeness, reliability, availability and timeliness of published information.
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Aliah, Nur, Miftha Rizkina, and Savanda Harianty. "Role of Learning Accountancy in Increase Literacy Finance Vocational High School Students." Jurnal Bisnis Mahasiswa 4, no. 4 (November 30, 2024): 738–45. https://doi.org/10.60036/jbm.v4i4.art24.
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This study aims to identify role learning accountancy in increasing literacy finance vocational high school students majoring in accounting at SMK Negeri 1 Medan. Literacy finance become an essential skill for the young generation to manage finances personally, especially in the middle of the modern economy and the development of technology. Learning accounting in vocational schools is designed to give knowledge and theoretical and practical skills in management finance, which is expected to form attitudes and behaviours of positive finances. Research This uses a descriptive qualitative approach, with semi-structured interviews of 16 students majoring in accounting. Focus interview covers aspects of curriculum, learning methods, practice learning, use of technology accounting, and evaluation learning. Research results show that learning accountancy contributes significantly to the literacy of finance students, particularly in aspects of knowledge finance, skills management finance, attitude to finance, and behaviour finance every day. However, it was found that there is a need for multiple practices based on the case, improved use of technology accounting, and strengthened evaluation based on the project. Research This concludes that learning accounting in vocational schools can become an effective means of increasing the literacy of finance students. However, several aspects of the curriculum and learning methods still need repair for more optimal results.
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Galanov, V. A., and A. V. Galanova. "Finance Literacy, Finance Trust and Finance Fraud." Vestnik of the Plekhanov Russian University of Economics, no. 3 (May 13, 2020): 157–65. http://dx.doi.org/10.21686/2413-2829-2020-3-157-165.
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Improving finance literacy of the population is a tool of the state struggle against finance fraud. However, the real goal of programs of finance literacy of the population is, as a rule an objective need to control finance behavior of the population by offering people certain ways of keeping money, its investing and such spending, which can turn the process of private consumption into the process of profit gaining and increase the involvement of all layers of the population that depend on goals and values of global capital into debt relations. The authors analyze interrelations between finance literacy of the population and a rise in trust, confidence to finance science, practice and to professional participants of finance market. They found the dependence of the level of finance trust in professionals of finance markets on the level of finance literacy of the population. At the same time it was pointed out that the growth in finance trust in society can become a nutrient medium for finance fraud, which in its turn affects the population irrespective of the level of people’s finance literacy. The authors underline, that though the rise in finance literacy of the population is a positive phenomenon, it is always accompanied by the growth in finance fraud.
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BARABASH, L. V. "PSYCHOLOGY OF FINANCE AND BEHAVIORAL FINANCE: POINTS OF CONTACT AND DIFFERENCES." REVIEW OF TRANSPORT ECONOMICS AND MANAGEMENT, no. 7(23) (February 11, 2023): 151–55. http://dx.doi.org/10.15802/rtem2022/258047.
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Modern financial science is always looking for cause-and-effect relationships in practice. And to help her come not quite traditional methods and spheres of influence inherent in behavioral finance and financial psychology. Goal. The aim of the article is to study the similarities and differences between behavioral finance and the psychology of finance and to determine whether the two sciences are identical or whether their functioning is distinguished by certain contradictions. Method. The following methods were used during the research: dialectical - to clarify the relevance of the research issue in the modern financial environment; modeling - to illustrate the sphere of interaction of behavioral finance and psychology of finance with other sciences; analytical - when comparing the elements of interaction and the target direction of the studied objects; induction - to formulate conclusions. Results. The article analyzes the features of theoretical approaches to understanding the essence of behavioral finance and psychology of finance. The range of their interaction with other sciences has been determined and it has been found that the studied sciences closely intersect in the plane of psychological determinants and tangentially in the sociological spectrum. The basic aspects of realization of both behavioral finances and psychology of finances are determined. It is also noted that they differ in the perception of the individual as a participant in financial processes. Scientific novelty. As a result of the study, it was noted that the psychology of finance is not identical to behavioral finance, as it focuses on studying the psychological characteristics of the individual in order to shape it as a driver of sociological change, and behavioral finance means it as part of established social phenomena. Practical significance. The psychology of finance can be considered the initial link of behavioral finance, which is due to its in-depth study of the psychological characteristics of the individual, aimed at himself. This provides an opportunity to understand, within the framework of behavioral finance, how to form areas of influence on the individual and motivate him to make certain financial decisions, and thus - to obtain the desired financial result.
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Iftikhar Ul Husnain, Muhammad. "Expenditure-Growth Nexus:Does the Source of Finance Matter? Empirical Evidence from Selected South Asian Countries." Pakistan Development Review 49, no. 4II (December 1, 2010): 631–40. http://dx.doi.org/10.30541/v49i4iipp.631-640.
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Government can generate revenues to finance its expenditure in three major ways i.e., taxes, bonds and seigniorage.1 Interestingly, public expenditure financed through different sources affect growth differently. Which source of finance is less distortionary? is a question that has attracted great attention over the years. However, no consensus is available on the relative importance of the financing source. The prominent work on this issue relates to Miller and Russek (1997) who provide a detailed discussion over the relative importance of tax financed and debt financed increases in government expenditure in terms of economic growth and report that the results vary considerably as the source of finance differs.2 Similarly, Bose, Holman and Neanidis (2005) compare the effect of tax financed and seigniorage financed increases in public expenditure on economic growth.3 Likewise, Palivos and Yip (1995) analyse the effects of tax financed and money financed government consumption expenditure on economic growth and social welfare within a framework of endogenous growth model. Latter, in another study Espinosa-Vega and Yip (1999) study the effects of money financed and tax financed increases in government consumption expenditure on inflation and economic growth.
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Urinov, B. "FINANCE VS. CORPORATE FINANCE." Scientific heritage, no. 134 (April 8, 2024): 25–29. https://doi.org/10.5281/zenodo.10939559.
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Finance and corporate finance are two interconnected yet distinct fields within the realm of financial management. While finance encompasses the study and management of money, investments, and financial markets in a broad sense, corporate finance specifically focuses on the financial management of corporations and businesses. This article explores the similarities and differences between finance and corporate finance, highlighting their respective scopes, objectives, and areas of focus. Understanding these distinctions is crucial for individuals pursuing careers in finance or working within corporate finance departments, as it helps identify the specific knowledge and skills required for each domain.
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Lord, Nicholas, and Michael Levi. "Organizing the finances for and the finances from transnational corporate bribery." European Journal of Criminology 14, no. 3 (August 24, 2016): 365–89. http://dx.doi.org/10.1177/1477370816661740.
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This article analyses the finances for and the finances from corporate bribery in international business transactions and how they are organized. Transnational corporate bribery involves non-criminal commercial enterprises that operate in licit markets but that use corrupt means to win or maintain business contracts in foreign jurisdictions. This article first considers what needs to be financed, how much finance is needed, and how the bribes can be generated and distributed. Second, the article considers the different forms of proceeds that emerge out of the bribery, how offenders must conceal the derivation of funds from these crimes while also retaining control over them, and how they must overcome particular obstacles. Finally, the article discusses responses to the proceeds of bribery and related anti-money laundering provisions, before analysing actual and potential mechanisms for intervening with the finances for and from transnational corporate corruption.
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Dr.P.Jayasubramanian, Dr P. Jayasubramanian, and M. Shanthini M.Shanthi. "Green Finance." Indian Journal of Applied Research 4, no. 8 (October 1, 2011): 610–12. http://dx.doi.org/10.15373/2249555x/august2014/161.
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Mushtaq, Aimen, Ranvitha Chirumamilla, Pranav Kadiyala, Ruthwik Guntupalli, Vatsal Goel, Ayush Chauhan, and Kritika Verma. "Transforming Personal Finance Coaching through Artificial Intelligence." International Journal of Engineering and Computer Science 13, no. 11 (November 3, 2024): 26607–18. http://dx.doi.org/10.18535/ijecs/v13i11.4929.
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Artificial intelligence (AI) has bloomed in recent years and is gradually becoming an irreplaceable asset in finance,among other sectors. Personal finance is a subset of finance, which too is being revolutionized due to changing timesand technological advancements, much like AI. Security and proper financial guidance have never been moreimportant with such significant change. In this study, we use FinBERT, a modern large language model specializedin the financial domain, for our AI-powered personal finance coach. However, FinBERT, although a cut above therest, still has room for growth, so we aim to improve its flaws and enhance its efficiency. We established thatFinBERT succeeded in detecting sentiments in explicit sentiments, but was not usually successful in doing socorrectly for implicit sentiments. FinBERT, despite its limitations, has a high accuracy and is the best model to usein our study. This model can also be utilised to provide accurate results regarding the overall trend (positive ornegative) of the global stock market. Our results demonstrate that integrating AI in personal finances is feasible andcan successfully aid individuals in making decisions regarding their finances.
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Rajesh, RJ, and KV Giridhar. "Financial Literacy and Personal Financial Management: Smart Moves Towards Personal Finance." Shanlax International Journal of Arts, Science and Humanities 12, S1-Oct (October 28, 2024): 62–67. https://doi.org/10.34293/sijash.v12is1-oct.8285.
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Financial literacy and personal financial management have become integral parts of everyone’s life. Financial literacy is the basic knowledge, skills, behaviour, and attitude towards finance. Personal finance includes income, savings, expenses, investments, and financial protection for the person or family. Personal financial management means effective management of personal finances. There is a necessity of financial literacy for everybody to manage their personal finances. In this backdrop, this paper deals with linkage between financial literacy and personal financial management, and also discuss the smart money moves by a person to effectively manage their personal finances, backed by financial literacy.Financial literacy helps the people to manage their personal finances effectively through that they can achieve their financial goals.
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Susilo, Adib. "Keuangan Publik Ibn Taimiyah dan Permasalahan Pajak Pada Era Kontemporer." Iqtishodia: Jurnal Ekonomi Syariah 2, no. 1 (March 8, 2017): 1–18. http://dx.doi.org/10.35897/iqtishodia.v2i1.67.
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Good public finance management becomes an important thing to create people’s welfare. In the management of public finances, the country’s largest incomes are tax and customs. The injustice of tax distribution is a major problem facing our goverment. In Islam, the discourse on public finance and taxes has been a long and serious study. The management of public finances and taxes according to Ibn Taimiyyah is an interesting study to be presented in this study, and then relating it to the tax problems faced at this time. This article is a literature research that reveals the management of public finances according to Ibn Taimiyyah . By the content analisys, this reasearch concluded that in the public financial mecanism, Ibn Taimiyyah classified the main country’s income (ghanimah, fai, zakat) and secondary (amwal fadhla, luqatah, usr, etc) of the state as well as for what income is incurred through neat administration (diwan). Meanwhile, the solution offered as a policy for tax fraud is to provide punishment and reward, tax amnesty and reporting taxpayer wealth and finance. Keyword: Public Finance, Tax, Shariah Economic
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Malyshko, Vitalina. "Current realities and trends in the functioning of public finance in Ukraine." University Economic Bulletin, no. 50 (August 31, 2021): 187–93. http://dx.doi.org/10.31470/2306-546x-2021-50-187-193.
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Subject of research is state finance. The aim of the study is analysis of modern realities and trends in public finance in Ukraine. The methods used during the study: generalization, method of comparative analysis, method of system-structural analysis and synthesis, statistical, general scientific, special methods of scientific knowledge and other research methods. The results of the work. The essence and main purpose of public finances are described. It is stated that it is a conceptual basis of the modern doctrine of public finance and a shortcoming of the current classification system of the public finance sector in Ukraine. The most acute problems concentrated in the sphere of public finances of Ukraine are noted; public finance management functions that are at the center of innovation processes. The scope of the results: Ministry of Finance of Ukraine, the Verkhovna Rada of Ukraine, local self-government bodies, united territorial communities. Conclusions. The formation of a socially oriented market society in Ukraine and its integration into the world community lead to systematic modernization in all spheres of public life, including public finance management. All this is reflected in the change of the functional imperative of public finance management in Ukraine in the process of transition to an innovative model of development, determined by both social transformations of Ukrainian society and systemic civilizational processes of post-industrial nature. Today, most leading countries unanimously recognize the need to restart public finance systems on an innovative basis to ensure financial stability and prevent systemic financial crises. Ukraine has also chosen the path of innovative development and is moving in this direction.
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Ni, Luh Putu Sutrisnawati, Made Wianto Putra I, and Ayu Surasmi Ida. "The Influence of Financial Literacy and Financial Inclusion as Women Workers' Activities and Performance at the Puri Santrian Hotel." Journal of Economics, Finance And Management Studies 07, no. 04 (April 10, 2024): 1856–67. https://doi.org/10.5281/zenodo.10952114.
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Literacy finance followed with inclusion finance public. Inclusion finance related tightly with literacy For increase ability activity worker in use service finance. The low knowledge literacy finance somebody become reason appearance error management finances, however Lots workers who are still Not yet own knowledge good literacy. Current research accomplished the goal ie look for know exists influence (1) Literacy finance to Activity worker women , (2) Inclusion finance to Activity worker women , (3) Literacy finance on Performance, (4) Inclusion finance on Performance, (5) Activities worker woman on Performance, (6) Literacy finance with mediated by activity worker woman on Performance, and (7) Inclusion finance with mediated by activity worker woman on Performance. Study This held at the Puri Santrian Hotel in 2024 with subject study worker woman at the Puri Santrian hotel with respondents as many as 101 workers. Average results respondents For Literacy finance 4.39; Inclusion finance 4.40; Activity finance worker women 4.39 and Performance 4.49. The analysis technique researcher use Partial Least Squares (PLS) . According to results PLS analysis shows all over the hypothesis with p-value s0.05 indicates happen rejection of H o as well reception H a d. Regarding the means literacy finance influence activity finance worker woman as well as performance in a way significant . Inclusion finance in a way positive influential significant on activity finance worker women and performance. Activity finance worker woman in a way positive effect on performance with characteristic significant. In conclusion inclusion finance as well as literacy finance influence nature of performance positive as well as significant with mediated by activity finance worker woman at the Puri Santrian Hotel.
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Ngema, Bhekithemba Phumlani, Simanga Phillip Lukhele, and Rudzani Israel Lumadi. "Examining the experiences of school governing body in handling school funds." International Journal of Educational Management & Development Studies 5, no. 4 (December 31, 2024): 61–94. http://dx.doi.org/10.53378/ijemds.353114.
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This study aimed at examining the experiences of finance committee, the sub-committee of the School Governing Body (SGB) in managing finances in selected schools in the uMkhanyakude District, KwaZulu-Natal Province, South Africa. Thus, the study’s primary aim was achieved through the identification of hindrances that prevented the finance committee from effectively managing school funds. Moreover, the exploration of strategies to overcome challenges the finance committees faced were also part of the study’s objectives. The study sampled four secondary schools in the uMkhanyakude District as research sites. That is, four principals, four treasurers, and four finance officers were purposefully selected to participate in the study. Data were collected through qualitative semi-structured face-to-face interviews and document analysis and were analysed and interpreted using themes and sub-themes. The study revealed that some finance committee members, especially principals and finance officers, were aware of their roles and responsibilities in the committee; the parents lacked basic literacy skills in managing school funds; the state deposits school finances into the schools’ coffers accounts late, and the state deposits insufficient funds into the schools’ accounts. Therefore, the findings implied that the Department of Education should conduct ongoing training sessions for the finance committee members, especially the parents. Subsequently, professionals with an Accounting degree should perhaps facilitate the training. Moreover, the KwaZulu-Natal Department of Education should deposit adequate funds timeously and in accordance with the inflation rate of the country to avoid recurring debts.
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Ghofar, Abdul, Khoirul Umam Hasbiy, Wuri Cahya Handaru, Mirna Amirya, Areta Widya Kusumadewi, Wahyu Kartika Larasti, and Mohammed Jawo. "Empowering MSME Through Socialization and Training in Producing Simple Financial Reports in Tourism Villages." International Journal of Accounting and Business Society 31, no. 3 (December 22, 2023): 287–95. http://dx.doi.org/10.21776/ijabs.2023.31.3.795.
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Aim - The aim of exists article This are (1) Increase MSME skills and understanding of making report finance simple For help they manage business they with more efficient (2) Encouraging MSMEs to operate practice more business _ transparent with provide report more finances _ accurate (3) Helping MSMEs in Tourism Villages Attack to own more access _ Good to source Power finance , like loans and support from the bank or institution finance other , with own report more finances _ good .Method - This article use method qualitative with approach studies case , so the result nature analytical and descriptive . Population from study This is a tourist village throughout Indonesia and is becoming sample study This is a Tourist Village Attack in the District Blitar , East Java.Findings - Moderate obstacles faced by MSME actors in Tourism Villages attack that is majority MSME actors not yet do recording on transaction required income and expenses _ in the production process so that understanding about importance making report finance still very lacking .Implications Practical - This article help MSME actors in understand importance make report finance simple as tool For monitor performance business from time to time as well as increase quality of MSMEs in Tourism Villages Attack , as form contribution to growth economy local which can also be done practiced by all perpetrator business in Indonesia.Originality - This article explained problems faced by MSMEs especially _ _ about literacy finance so that Can give example Not yet optimally understanding importance make report finance simple can reduce supposed profits _ Can maximized .
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Mohamad, Saadiah. "Is Islamic Finance, Social Finance?" Journal of Emerging Economies and Islamic Research 2, no. 2 (May 31, 2014): 1. http://dx.doi.org/10.24191/jeeir.v2i2.9619.
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Developments in Islamic Finance and Social Finance and illustrate an increasing interest globally to look at alternative ways of financing and creating value in the society. Islamic Finance and Social Finance are emerging disciplines that challenge and influence the global finance industry and both have similar mandates in terms of their emphasis in ethical business and investment. Islamic Finance is governed by the rules of the shariah that prohibits riba or interest and gharar (uncertainty), sinful business sectors such as pornography and alcohol and unethical practices such as exessive speculation and gambling. These forms of restrictions are similar to the negative screening methodology adopted by the socially responsible investment or SRI which is a rising component of Social Finance.
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Jacquet, Dominique. "Finance servante ou finance trompeuse." Annales des Mines - Gérer et comprendre 101, no. 3 (2010): 99. http://dx.doi.org/10.3917/geco.101.0099.
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Statman, Meir. "Behavioral Finance versus Standard Finance." AIMR Conference Proceedings 1995, no. 7 (December 1995): 14–22. http://dx.doi.org/10.2469/cp.v1995.n7.4.
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Alderdice, Paul, Harold Horwich, and Roger D. Feldman. "Risk Finance for Project Finance." Journal of Structured Finance 6, no. 4 (January 31, 2001): 30–35. http://dx.doi.org/10.3905/jsf.2001.320233.
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ЗВЕРКОВ А.В., ЗВЕРКОВ А. В. "CORPORATE FINANCE MANAGEMENT (ORGANIZATION FINANCE)." Экономика и предпринимательство, no. 5(166) (June 28, 2024): 1179–82. http://dx.doi.org/10.34925/eip.2024.166.5.243.
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Статья описывает понятие «корпоративные финансы». Они являются средством управления финансовыми потоками организации. Грамотное построенное финансовое планирование заключается в образования новых источников, которые будут финансировать бюджет. Целью вложения корпоративных финансов является получение экономически выгодного кругооборота денежных средств. В современных условиях развития экономики Российской Федерации теоретические основы эффективного управления формированием и использованием корпоративных финансов требуют тщательного изучения. Все характеристики корпоративных финансов с точки зрения интеллекта, образованности, квалификации, умений, навыков и опыта играют и будут играть в будущем ключевую роль в формировании конкурентоспособных национальных экономик, что создаст большую конкурентоспособность на рынке труда. Главную связь корпоративные финансы имеют с фондовым рынком страны, что подробно описано в статье. Проведен анализ данной инфраструктуры на сегодняшний день. Представлены показатели, которые объясняют динамику развития данной части фондовой экономики. The article describes the concept of "corporate finance". They are a means of managing the financial flows of the organization. Competent financial planning consists in the formation of new sources that will finance the budget. The purpose of investing corporate finance is to obtain a cost-effective circulation of funds. In the modern conditions of the development of the economy of the Russian Federation, the theoretical foundations of effective management of the formation and use of corporate finance require careful study. All the characteristics of corporate finance in terms of intelligence, education, qualifications, skills, and experience play and will play a key role in the formation of competitive national economies in the future, which will create greater competitiveness in the labor market. Corporate finance has the main connection with the country's stock market, which is described in detail in the article. The analysis of this infrastructure has been carried out to date. The indicators that explain the dynamics of the development of this part of the stock economy are presented.
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DE FIORE, FIORELLA, and HARALD UHLIG. "Bank Finance versus Bond Finance." Journal of Money, Credit and Banking 43, no. 7 (September 27, 2011): 1399–421. http://dx.doi.org/10.1111/j.1538-4616.2011.00429.x.
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Marques, Felipe Tumenas, and Renata Alvarez Rossi. "Green Finance or Daltonic Finance?" International Journal of Social Ecology and Sustainable Development 14, no. 1 (May 23, 2023): 1–15. http://dx.doi.org/10.4018/ijsesd.323658.
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Clean energy is currently a top priority on the global agenda, and green bonds have emerged as a key response from financial markets. However, while these bonds aim to reduce carbon emissions, they may create perverse incentives. Brazil has made significant investments in eolic parks in recent years, with players issuing green bonds to finance these activities. One region that has seen high levels of investment is the interior of Bahia state, which has historically had low levels of economic and social development. Unfortunately, the production of wind energy in this region has been marked by several social conflicts. Despite this, these conflicts have largely gone unnoticed, as the appeal of clean energy has overshadowed them. Social issues such as land disputes are critical but often overlooked in green finance mechanisms. In some cases, these financial incentives may incentivize land grabbing from vulnerable populations in the name of clean energy production.
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Mohamad, Saadiah. "Is Islamic Finance, Social Finance?" Journal of Emerging Economies and Islamic Research 2, no. 2 (May 31, 2014): 1–5. https://doi.org/10.24191/jeeir.v2i2.6368.
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Developments in Islamic Finance and Social Finance and illustrate an increasing interest globally to look at alternative ways of financing and creating value in the society. Islamic Finance and Social Finance are emerging disciplines that challenge and influence the global finance industry and both have similar mandates in terms of their emphasis in ethical business and investment. Islamic Finance is governed by the rules of the shariah that prohibits riba or interest and gharar (uncertainty), sinful business sectors such as pornography and alcohol and unethical practices such as exessive speculation and gambling. These forms of restrictions are similar to the negative screening methodology adopted by the socially responsible investment or SRI which is a rising component of Social Finance.
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DERLYTSIA, Andrii. "THE DIVERGENCE OF FINANCIAL SCIENCE IN THE CONTEXT OF THE GENESIS OF PUBLIC FINANCE THEORY." WORLD OF FINANCE, no. 1(62) (2020): 33–48. http://dx.doi.org/10.35774/sf2020.01.033.
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Introduction. Financial science in Ukraine is still characterized by a state-centered approach to analyzing fiscal processes. It remains the theory of government finance, while in the West, in the course of scientific divergence, the theory of public finance has emerged, which derives their determinism from individual interests and needs. Purpose is to study the historical aspects of the theory of public finance in the process of evolutionary divergence of financial sciences. Methods. The methods of comparison, logical analysis and historical method of scientific knowledge are used in the work. Results. The process of historical divergence of financial science has been investigated, which has outlined some areas that explore public finance, corporate finance and personal finance. It is revealed that the origins of public financial management belong to the antique period, and the final awareness of the publicity of finances is laid since the establishment of constitutionalism in European countries. It is proved that the term “finance” at the time of its origin is used to describe the payment system, where the boundaries between the king's personal finances, public funds, government and bank credit are erased. It is shown that at the turn of the XIX–XX centuries, Western economic thought followed the divergence of financial science in three independent directions. It is found that the concept of “public finance” was only introduced into the scientific community at the end of the 19th century, and the use of the term “finance” is fixed in the area of corporate finance. It is established that the foundations of scientific study of financial phenomena based on deductive method and abstract approach are laid by the classical school of political economy. It is proved that the analysis of taxes and public expenditures in relation, through the prism of individual interests and subjective value, made a methodological revolution and became the last step towards the formation of the modern theory of public finance. Conclusions. The priority of domestic financial thought is its transition from the theory of government finance to the theory of public finance in the context of integration into the conceptual paradigm of Western financial science.
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Hu, Jian Bo. "Experience and Enlightenment of American Internet Finance Supervision." Advanced Materials Research 989-994 (July 2014): 5254–57. http://dx.doi.org/10.4028/www.scientific.net/amr.989-994.5254.
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Emerging internet finance is a general term that based on the internet and formation of financing activities.Internet finance promotes national economic development and at the same time also increases the instability of financial markets. The internet finane except with traditional financial risk types, also brings new risks, such as technical risk, special law and system risk,information security risk, etc. In our country, there are no special laws and supervision to regulate and govern on internet finance, and also have no special department plan and support its development.The United States’s finance is more developed, and the internet finance concept is widely popular and traditional bank network degree is more perfect. Based on this, the experience of the internet finance development and supervision of USA,which will undoubtedly have important strategic significance and practical application value to promote the internet finance healthy and orderly development in China.
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Suvarna, Megha. "Financely: Personal Finance Tracker Revolutionizing your Financial Journey." International Journal of Scientific Research and Engineering Trends 10, no. 5 (October 15, 2024): 2317–22. http://dx.doi.org/10.61137/ijsret.vol.10.issue5.296.
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Tian, John Q. "Reorganizing Rural Public Finance: Reforms and Consequences." Journal of Current Chinese Affairs 38, no. 4 (December 2009): 145–71. http://dx.doi.org/10.1177/186810260903800407.
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This article examines recent reforms to restructure rural public finance in China and their impact on local-government finance. The focus is on how fiscal income and financial expenditure are managed by local-level governments, particularly at the county and township levels, and how rural public and social services are financed. The article also looks at the development of intergovernmental transfers, ongoing administrative reform, more recent initiatives to extend public finance to cover rural residents as part of the comprehensive rural reform, and a new campaign to build a new socialist rural China.
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Макашина, Ольга Владиленовна, and Наталия Сергеевна Красникова. "THE ALGORITHM OF ORGANIZATION OF FINANCE OF THE PUBLIC SECTOR." «Izvestia vyssih uchebnyh zavedenij. Seria «Ekonomika, finansy i upravlenie proizvodstvom», no. 4 (46) (December 29, 2020): 25–34. http://dx.doi.org/10.6060/ivecofin.2020464.500.
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The purpose of the study was to identify the reasons why there was a need to form a new model of public sector finance and develop an algorithm for organizing public sector finance. The article compares the provisions of the guidelines developed by the international monetary fund on public finance statistics. The authors proceeded from the guidelines that the starting point for the organization of public sector Finance was the identification of institutional units and activities that relate to the public sector. This made it possible to determine the composition of public sector finances. The purpose of the organization of public sector finance is to meet the socio-economic needs of society, ensuring compliance with the appropriate level of national security. The need for the functioning of institutional units in the public sector is related to the fact that it would be impossible to meet public needs on a purely entrepreneurial basis. It is determined that the practical application of the principles of classification of sectors will be required in cases where it is necessary to find out whether a particular entity belongs to institutional units and, if so, to which sector (either to the public administration sector or to state corporations). The paper shows that from the point of view of the impact on fiscal policy, public sector finances include the finances of the public administration sector, which in turn consists of institutional units that are mainly engaged in non-market activities, and the finances of state corporations (organizations). The proposed approach to the organization of public sector Finance based on the concept of institutional units will increase the availability of key statistical data. This is certainly in line with the desire of most countries to increase transparency and accountability in the public sector. In addition, it helps to identify shortcomings at the early stages of the deterioration of the financial situation in the country and to take timely corrective measures
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Carnoy, Martin. "The Globalization of Innovation, Nationalist Competition, and the Internationalization of Scientific Training." Competition & Change 3, no. 1-2 (March 1998): 237–62. http://dx.doi.org/10.1177/102452949800300109.
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Richard Gordon's work helps us understand that globalization of innovation does not diminish competition among states, but it does make it more difficult for states to influence the distribution of innovation rents. Yet, that doesn't keep states from trying. Gordon argued that they could be more successful if they cooperated rather than competed. This article claims that, whether they intend to or not, states do cooperate even as they are competing to expand their individual economic space. The cooperation occurs through the pervasive movement of science and engineering students and graduates from less innovative economies to more innovative economies and back, generally financed directly or indirectly by public funds. Public money in countries competing to get innovative rents mainly finances students to get their first degrees at home. But it also helps finance many to go to innovation centers for advanced degrees. Public money in the innovation centers finances university research and, in turn, graduate students to be trained doing the research. An increasing number of such students are from the hopeful competitors among the NICs. When foreign students stay in the innovation centers, states are implicitly “cooperating” to finance continued innovation in countries that can provide the most advanced training; when these graduates return to the less advanced innovating countries, states are implicitly “cooperating” to finance those countries' attempts to gain larger shares of innovation rents. The graduates, trained by developed country universities largely at developed states' expense and sometimes trained further as employees in developed country high-tech firms, are the most important resource in efforts to begin innovation efforts in the NICs. They also form a political force for promoting national innovation cores. So interstitial competition begets cooperation and interstatial cooperation can also beget competition.
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Арабаджийски and Nikolay Arabadzhiyski. "Improving public finance management in Bulgaria." Journal of Public and Municipal Administration 5, no. 2 (June 28, 2016): 26–34. http://dx.doi.org/10.12737/20537.
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The purpose of this study is to present legislative amendments aimed at improving the system of public finance management in Bulgaria. Public bodies and public administration agencies authorized to manage public finances are reviewed. The focus of the research are basic laws (repealed and acting) governing the formation of the budget subsystem, construction and operation of the revenue and control subsystems of public finance management in the period from 1991 to 2016. An attempt is made to defend the claim that the legislative changes undertaken during the 25 years of Bulgaria’s democratic development coupled with the adoption of European standards have significantly improved the efficiency of public finance management in Bulgaria.
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Mwarangu, Fatuma, and Dominic Ngaba. "Job Experience and Personal Financial Management Among Finance Managers of Insurance Companies in Kenya." Journal of Finance and Accounting 2, no. 1 (May 13, 2022): 1–9. http://dx.doi.org/10.70619/vol2iss1pp1-9.
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Personal finance management is important so that people can manage personal finances and make informed financial and economic decisions. People with weak personal financial abilities are vulnerable to financial stress, which can harm their physical and mental health. The purpose of this study was to establish the relationship between job experience and personal financial management among finance managers of insurance companies in Kenya. The study adopted a descriptive research design and targeted finance managers from 53 licensed insurance companies in Kenya. Data was collected using a questionnaire and analyzed using descriptive statistics and regression analysis. Results indicated that job experience explained 34.9 percent of variations in personal financial management. Further, the findings revealed a positive and significant relationship between job experience and personal financial management (β=0.076, p=.000). The study concluded that job experience had a positive and significant effect on the personal financial management of finance managers. The study recommended that employees should use their financial literacy knowledge and experience gained in the insurance sector to employ investment practices in their personal finances.
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Rodina, Larisa A., and Lilia V. Zavyalova. "Personal finance management in modern conditions." Herald of Omsk University. Series: Economics 18, no. 4 (December 28, 2020): 36–47. http://dx.doi.org/10.24147/1812-3988.2020.18(4).36-47.
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The article is devoted to the practical aspects of personal finance management in the context of the transition to digital transformation of the economy. The need to pay attention to this aspect is due to both new opportunities for managing personal finances based on digitalization tools, and the risks of unauthorized access to them using cybernetic means. Summarizing the main sources of threats to personal finance in the context of digitalization is aimed at preventing fraudulent activities and ensuring the protection of financial information carriers. First of all, in a preventive manner, it is proposed to consider the basic problems of personal finance management from the position of accounting and planning of financial resources. The research results are aimed at increasing the financial literacy of the population, preventing encroachments and crimes in the field of personal finance, and, ultimately, at the maximum satisfaction of personal needs. Particular attention is paid to the rules of "personal financial hygiene", which imply organizational and technical measures to protect bank cards, mobile bank, deposits, cash, etc. You should also pay attention to the need to protect personal financial interests from the point of view of checking "financial contacts". An important role in the management of personal finances is played by knowledge of the norms of tax legislation in terms of deductions and benefits for taxes paid by individuals. In this regard, it is necessary to understand not only the legal aspects, but also the capabilities of the information system of relations between taxpayers and the state. It is also proposed to assess the risks of investments for individuals in the context of justifying the individual choice of an option when planning personal finances. All of these aspects are regarded as due diligence rules.
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Wang, Zilin. "Science and Technology Finance Policy and Corporate Investment Efficiency -- A Quasi-Natural Experiment Based on Pilot Policies for Integrating Technology with Financer." Highlights in Business, Economics and Management 36 (July 17, 2024): 580–97. http://dx.doi.org/10.54097/yse68r33.
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In the context of China's economic transformation and rapid technological advancement, based on the implementation of the "Pilot Policy for Promoting the Integration of Technology and Finance", this paper constructs a panel data of prefecture-level cities in China from 2005 to 2017, and examines the impact and mechanism of science and technology financel policy on the corporate Investment efficiency by using the DID method. The DID method is used to investigate the impact and mechanism of technology financel policy on the corporate Investment efficiency. It is found that the science and technology financel policy significantly improves the corporate Investment efficiency, and this conclusion remains valid after a series of robustness tests such as the parallel trend test, the placebo test, and the Propensity Score Matching-Difference in Differences (PSM-DID) analyses. Further mechanism analysis in this paper reveals that the science and technology finance policy mainly enhances the corporate Investment efficiency by alleviating the corporate financing constraints, promoting the digital transformation of enterprises, and increasing the capitalized R&D investment of enterprises. In addition, the effect of the implementation of science and technology finance policy has a certain degree of heterogeneity, and this policy has a more significant impact on the improvement of investment efficiency of non-state-owned enterprises and large enterprises. This paper delves into the impact of technology finance on the investment behavior of micro-enterprises, providing theoretical support and empirical guidance for the advancement of science and technology finance practices and high-quality economic development.
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Chisanga, Kangwa-Musole George. "Jam et al v International Finance Corporation and another: Lessons for Projects Financed by the International Finance Corporation." Global Energy Law and Sustainability 2, no. 2 (August 2021): 223–26. http://dx.doi.org/10.3366/gels.2021.0058.
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Jeevanandam, C., and M. Veerappan. "A Study on the Role of National Housing Bank (NHB) in Housing Finance." Asian Journal of Managerial Science 8, no. 1 (February 5, 2019): 93–95. http://dx.doi.org/10.51983/ajms-2019.8.1.1353.
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Housing is essential for decent living of a man. Providing housing for all is the prime motive of the Government of India. With a view to fulfill this objective, it instituted National Housing Bank during the year 1988 through which various housing finance companies are providing housing finances. The study is attempted to highlight the role played by the NHB in housing development of our Nation. NHB played a major role through its refinance activity to the housing finance institutions which are involving in housing finance activities.
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STUKALOVA, Galina Yu. "Financial control over the performance of State-financed institutions: The institutional approach." International Accounting 22, no. 5 (May 14, 2021): 592–604. http://dx.doi.org/10.24891/ia.24.5.592.
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Subject. The article discusses the role of the controlling function of governance as part of the evaluation of State-financed institutions' performance. Objectives. The study substantiates institutional aspects of the concept Control with reference to State-financed institutions and the specifics of their finance. I also carry out the theoretical examination of the need in controlling their performance. Methods. The study involves general scientific methods. Drawing on the systems approach and logical generalization, I sorted prevailing views on the analyzable categories. The abstraction was applied to summarize the main conclusions. Results. Scholars still interpret financial control differently. Furthermore, regulatory documents, which are adopted by both the legislature and the government, are not consistent with the existing views on financial control. Some interim types of financial control may possibly be something else, which shall be further studied. In my opinion, any activities associated with financial flows shall be qualified as financial. Therefore, the respective control is financial. governmental budgetary control is subdivided into control over budgetary and extrabudgetary finance due the specifics of budgetary institutions' finance. As the performance of State-financed institutions is evaluated in terms of the efficiency of budgetary spending on governmental functions, control should pursue the evaluation of State-financed institutions' performance by source of finance. Conclusions and Relevance. Governmental financial control includes several interim types, including budgetary and extrabudgetary activities. The performance of State-financed institutions shall be monitored by the two aspects so as to evaluate whether budgetary funds are efficiently spent on governmental functions. The findings are designated for unfolding theoretical views on the control over State-financed institutions' performance as a crucial tool for administration. The findings can be used for scientific and practical purposes in accounting and control.
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SIKUMBANG, Yudhia Perdana, and Geofani Milthree SARAGIH. "Existence Principle Assertion In Authority Supervision Finance By Examining Body Finance in Indonesia." Protection: Journal Of Land And Environmental Law 1, no. 1 (July 31, 2022): 56–60. http://dx.doi.org/10.38142/pjlel.v1i1.402.
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Examining Body Finance is state agency that has authority inspection finance in Indonesian constitution , p the by constitutional set in _ Article 23E paragraph (1) of the 1945 Constitution. In operate function inspection state finances , the BPK in run it bound by principle assertion . However in level implementation , still there is action examinations carried out by the BPK in Thing this no notice principle assertion . Study this will study existence principle assertion in implementation authority inspection state finances by the BPK. Study this categorized as to in type study normative with based on problem or raised theme _ as topics study main inside _ study this . Approach used _ in study this is approach principle law with link a number of law existing positive _ During regarding with topics discussion main inside _ study this . Method analysis used _ is descriptive analytical with describe regulation current legislation _ apply as well as decisions later court _ linked with practice the law that occurs in the field ( facts ) law ). Research results this show that existence than principle assertion in law positive , practice law until guide for CPC in operate authority inspection to real state finances has emphasized even inside _ law related positive _ with CPC no someone confirmed _ by textual about role as well as attachment from principle assertion .
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AGARKOVA, L. V., V. V. AGARKOV, and O. N. CHUVILOVA. "INNOVATIVE DEVELOPMENT OF HOUSEHOLD FINANCE." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 3, no. 4 (2021): 78–83. http://dx.doi.org/10.36871/ek.up.p.r.2021.04.03.011.
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According to national strategies, the innovative development of Russia should become a priority in all areas. In terms of finance, there is a contradictory picture, when certain sectors, primarily banking and taxation, are the national leaders in the use of innovative solutions, and such as household finance are significantly lagging behind. The article examines the economic potential of households, taking into account the current challenges in financial systems, and in addition, it is proposed to develop a unified national digital platform for the development of household finance. This will allow in the future, through the associated financial and social ecosystems, to integrate household finances into a variety of reproduction sectors of the national economy, investment programs and priority national projects.
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Shainoha, A. "Public finance as a component of the financial system." 101, no. 101 (December 30, 2021): 148–55. http://dx.doi.org/10.26565/2311-2379-2021-101-15.
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The article focuses on the analysis of the dynamics and current state of development of public finances in Ukraine. Theoretical aspects of the public finance system are considered, namely: their essence, functions and structure, as well as the modern public finance system of Ukraine, its structure and components. Public finance is a key component of Ukraine's financial system, which owns more than half of all financial resources and includes various financial institutions that perform state functions. The multifunctionality of public finances determines their extensive structure, the main component of which is the State Budget. The implementation of the State Budget of Ukraine for nine years (2013-2021) as a key component of public finances was analyzed. The analysis of the revenue and expenditure part of the State Budget of Ukraine for four years (2018-2021) was conducted, and the shortcomings of the formation and use of budget funds were identified.The study identified the main problems and shortcomings of the public finance system of Ukraine, where the central place is occupied by problems with the formation and use of budget funds and inefficient functioning, resulting in persistent budget deficits, rising debt burden and tax pressure on the population. To eliminate the budget deficit, it is necessary to reduce the number of expenditure items and conduct careful control over expenditures. This paper has developed proposals to improve the state and efficiency of the public finance system, eliminate existing problems of revising and reducing the share of expenditures, increase revenue through non-tax revenues and give autonomy to local governments, which will reduce excessive centralization of the budget system and improve financial position of the state.
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YOUSSOUF, Ali Bamba, and Mostafa ELHACHLOUFI. "Islamic finance and financial inclusion : a comparative study between WAEMU and MENA." African Scientific Journal Vol 3, N° 8 (October 30, 2021): 142. https://doi.org/10.5281/zenodo.5727038.
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<strong>Abstract</strong> This study aims to show the influence of Islamic finance on financial inclusion. It was done by a comparative study between countries with a good indicator of development of Islamic finance (North African countries) and those without (West African Economic and Monetary Union) over the period from 2011 to 2020. In this regard, a parametric Student's t-test is performed to carry out this comparison. This test compares two independent samples. The results confirm our hypothesis that Islamic finance contributes to financial inclusion. Furthermore, these results show the added value that this financial system can bring to these countries and open up the literature for future research in the same field. As Islamic finance is still in its infancy in these countries, the literature is sparse and the work that has been done on the subject is limited to theory. However, these shortcomings make this study original. <strong>Keywords :</strong> Islamic finance; financial inclusion; financial service; banking; development. <strong>Résumé </strong> Cette étude a pour objectif de montrer l'influence de la finance islamique sur l'inclusion financière. Elle a été faite par une étude comparative entre les pays ayant un bon indicateur de développement de la finance islamique (pays d'Afrique du Nord) et ceux qui n'en ont pas (Union économique et monétaire ouest-africaine) sur la période de 2011 à 2020. À cet égard, Un test paramétrique t de Student est réalisé pour mener à bien cette comparaison. Ce test permet de comparer deux échantillons indépendants. Ainsi, Les résultats confirment notre hypothèse selon laquelle la finance islamique participe à l'inclusion financière. En outre, Ces résultats montrent la valeur ajoutée que ce système financier peut apporter dans ces pays et font une ouverture dans la littérature pour les futures recherches dans la même branche. La finance islamique n'étant qu'à ses balbutiements dans ces pays, la littérature est peu abondante et les travaux qui ont été réalisés sur le sujet se limitent à la théorie. Cependant, ces lacunes font donc l'originalité de cette étude. <strong>Mots clés :</strong> finance islamique ; inclusion financière ; service financier ; banque ; développement.
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Amanda Yulia Damayanti, Annisa Nur Afifah, and Herlina Manurung. "Permasalahan Pengelolaan Keuangan Desa Ditinjau dari Perencanaan, Pelaksanaan, Penatausahaan, Pelaporan, serta Pertanggungjawaban." Trending: Jurnal Manajemen dan Ekonomi 1, no. 3 (June 2, 2023): 132–41. http://dx.doi.org/10.30640/trending.v1i3.1133.
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Local finance is all the rights and obligations of a village that can be valued in terms of money, as well as everything in the form of money or goods that a village can possess, related to implementation and obligations. Studies conducted on village finance management show various problems and constraints in each village. The method used in this research is Systematic Literature Review or SLR. Some of the constraints in village finance management include the low skills of human resources, lack of supervision and leadership, and a lack of understanding of applicable regulations. There are also villages that have successfully managed their finances well. Research shows that the role of village officials and a good understanding of regulations and procedures for village finance management are important factors in the success of village finance management. Therefore, it is expected that the management of village finance can be more effective and efficient, and contribute to economic growth and regional stability.
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HABINAMWISHO, LUSHEKE Jean-Paul. "Business Growth and Governance of Public Finances: A Comprehensive Analysis." International Journal of Innovative Science and Research Technology (IJISRT) 9, no. 11 (December 13, 2024): 2746–57. https://doi.org/10.5281/zenodo.14443733.
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The paper explores a multi-faceted relationship between business growth and governance of public finances. Based on theoretical frameworks, empirical studies, and best worldwide practices, it discusses how the public finance management impacts the business environment and economic growth. Key areas of public finance governance encompass fiscal policy, revenue management, and public expenditure, all associated with their influence on business development and macroeconomic stability. We also engage with the challenges related to the manifestation of transparency and accountability in public finance systems and explore emerging trends in digital governance and sustainable development. Our results underscore an important role that adaptive and efficient governance of public finance can play in promoting a facilitative environment for business growth and economic prosperity.
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Rusmiati, Rusmiati, and Sigit Priyono. "Mengelola Keuangan Keluarga yang Baik di Desa Gumuk Rejo." Jurnal Indonesia Mengabdi 1, no. 2 (December 12, 2019): 54–56. http://dx.doi.org/10.30599/jimi.v1i2.597.
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The main problem of a family that is always there is usually about finance. Could be due to lack of money, excess money, or because of confusion about how to manage money for people whose income is mediocre, while the needs always exceed income. But the mouth of it all, the key word is how to manage family or personal finances with smart, careful and the best. Managing finance is the main key in achieving financial success. Especially with the increasing cost of living in today's era requires us to be smarter in managing finances so as not to get into debt. Therefore, we must manage family finances so that expenses are not greater than income.