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Journal articles on the topic 'Financial and credit institutions'

Author: Grafiati

Published: 28 May 2022

Last updated: 30 July 2025

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1

Kuleshova, Larisa Vladimirovna, Alexander Vitalievich Frolov, and Svetlana Yurievna Shamrina. "FINANCIAL MONITORING IN CREDIT INSTITUTIONS." Современная экономика проблемы и решения, no. 3 (2023): 139–51. http://dx.doi.org/10.17308/meps/2078-9017/2023/3/139-151.

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Niavand, Hossein, and Farzaneh Haghighat Nia. "The Study of Financial Condition and Credit Institutions in Iran." Business and Economic Research 8, no. 1 (2017): 178. http://dx.doi.org/10.5296/ber.v8i1.12529.

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This paper examines that financial conditions and credit institutions in Iran, Credit institutions; non-governmental and public economic institutions in Iran agreed in principle with the central bank are established and engaged in banking operations. A “credit union institution” that by attracting deposits allowed the bank (excluding deposit interest-free loan current), obtaining loans and other financial instruments to mobilize resources, Venture and the resources to grant credit facilities assigned or in any other manner to the recognition of the central bank, an intermediary between supplie

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Ibrahim, Johannes, and Hassanain Haykal. "Religious Communal of Indigenous Peoples in Improving Economy Through Local Wisdom (A Juridical Study on Rural Credit Institution in Bali)." Hasanuddin Law Review 1, no. 1 (2016): 89. http://dx.doi.org/10.20956/halrev.v1i1.216.

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Rural Credit Institution is a financial institution that is specifically located in Pakraman (customary villages) in Bali. The presence of Rural Credit Institution in Bali adjoined to other bank financial institutions such as Commercial Banks and Rural Banks are widespread throughout the province of Bali. Rural Credit Institutions as a financial institution acquire legality under Article 58 of Act No. 7 of 1992 in conjunction with Act No. 10 of 1998 which provides status as Rural Banks. Local wisdom that owned by Rural Credit Institutions, has the scope of business activities, the types of act

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Ibrahim, Johannes, and Hassanain Haykal. "Religious Communal of Indigenous Peoples in Improving Economy Through Local Wisdom (A Juridical Study on Rural Credit Institution in Bali)." Hasanuddin Law Review 1, no. 1 (2016): 89. http://dx.doi.org/10.20956/halrev.v1n1.216.

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Rural Credit Institution is a financial institution that is specifically located in Pakraman (customary villages) in Bali. The presence of Rural Credit Institution in Bali adjoined to other bank financial institutions such as Commercial Banks and Rural Banks are widespread throughout the province of Bali. Rural Credit Institutions as a financial institution acquire legality under Article 58 of Act No. 7 of 1992 in conjunction with Act No. 10 of 1998 which provides status as Rural Banks. Local wisdom that owned by Rural Credit Institutions, has the scope of business activities, the types of act

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Sundarianingsih, Pera. "DALAM MENGGERAKKAN SOSIAL EKONOMI MASYARAKAT PEDESAAN (Studi Pada Lembaga Perkreditan Desa (LPD) Desa Adat Pekutatan)." Jurnal Ekonomi Pembangunan 12, no. 1 (2014): 69. http://dx.doi.org/10.22219/jep.v12i1.3656.

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This study aimed to evaluate the success of Village Credit Institutions in moving the social economy of rural communities. The indicator that shows the success Village Credit Institutions observed from three (3) aspects, namely Management, Financial Performance, and the role of socio-economic Village Credit Institutions in mobilizing rural communities. The results of this study can be concluded that Village Credit Institutions Management Pekutatan Village People is good enough. Financial performance Village Credit Institutions Village People Pekutatan terms of aspects Capital, Assets, Earnings

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Putu Ratna Sintha Wati and Putu Ery Setiawan. "Transparency, Accountability, Responsibility, Independency and Fairness: An Implementation of Financial Performance." World Journal of Advanced Research and Reviews 19, no. 1 (2023): 386–93. http://dx.doi.org/10.30574/wjarr.2023.19.1.1363.

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This study aims to obtain empirical evidence regarding the influence of good governance principles on the financial performance of Village Credit Institutions in Selat District. This research was conducted at Village Credit Institutions (Village Credit Institution) throughout Selat District. The method of determining the sample is nonprobability sampling with saturated sampling technique and a sample of 26 Village Credit Institutions is obtained with the Chairperson of the Village Credit Institution and the Supervisory Board as research respondents. The analysis technique used in this study is

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Putu, Ratna Sintha Wati, and Ery Setiawan Putu. "Transparency, Accountability, Responsibility, Independency and Fairness: An Implementation of Financial Performance." World Journal of Advanced Research and Reviews 19, no. 1 (2023): 386–93. https://doi.org/10.5281/zenodo.10250946.

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This study aims to obtain empirical evidence regarding the influence of good governance principles on the financial performance of Village Credit Institutions in Selat District. This research was conducted at Village Credit Institutions (Village Credit Institution) throughout Selat District. The method of determining the sample is nonprobability sampling with saturated sampling technique and a sample of 26 Village Credit Institutions is obtained with the Chairperson of the Village Credit Institution and the Supervisory Board as research respondents. The analysis technique used in this study is

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Mikheev, A. G. "Methodology for Managing Financial Resources in Credit Institutions." Management Science 8, no. 3 (2018): 32–47. http://dx.doi.org/10.26794/2404-022x-2018-8-3-32-47.

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The current state of credit and banking sector is characterized by high competition between credit institutions, taking place in context of increasing business volatility. To maintain competitive advantages, credit institutions have constantly to new conditions - to create new services and products, to continuously enhance efficiency, to introduce innovations. Credit institutions need new, more effective management approaches. Therefore, it is vital to develop new management methods, more flexible than the traditional ones, expanding the capacity of a credit institution to perform financial in

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Рopelo, Olha V., Olena O. Tarasenko, and Maksym V. Dubyna. "Customization of Credit Institutions’ Services." Business Inform 8, no. 559 (2024): 372–78. http://dx.doi.org/10.32983/2222-4459-2024-8-372-378.

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The article is devoted to the study of customization of services of credit institutions and features of their implementation. IT solutions have been proven to change the way businesses are organized and communicated with customers. Among the promising areas of such innovations in the financial sphere, financial software solutions aimed at customizing the services of credit institutions are allocated. It is argued that the trend towards customization of services is relevant for the financial industry, credit institutions are interested in the development of personalized services and a customer-

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Chiipesh, Natalia Mikolaivna. "SCIENTIFIC APPROACHES TO THE CLASSIFICATION OF INNOVATIONS OF CREDIT INSTITUTIONS." SCIENTIFIC BULLETIN OF POLISSIA, no. 2(21) (2020): 155–62. http://dx.doi.org/10.25140/2410-9576-2020-2(21)-155-162.

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Abstract.Сredit institution is an important component of the country’s financial market, and lending is one of the priority places, as income from its implementation is the main share of the total income of the financial institution.Today, credit institutions are actively involved in the process of digitalization of the financial services market, developing new products for their customers. One of the main factors of successful lending is the introduction of innovations in the process of providing services by credit institutions. Therefore, it becomes important to study the areas of innovation

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Cokorda Istri Agung Evita Nindia Putri and I Wayan Ramantha. "Asset growth impact: Effectiveness of accounting information systems, Tri Hita Karana culture on financial performance." World Journal of Advanced Research and Reviews 19, no. 1 (2023): 202–13. http://dx.doi.org/10.30574/wjarr.2023.19.1.1302.

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Village Credit Institution has special characteristics that are different from other financial institutions, so that in its operations it is necessary to provide guidance and supervision. This study aims to prove the influence of the effectiveness of accounting information systems and the culture of Tri Hita Karana on financial performance and its impact on asset growth in Village Credit Institutions in Badung Regency. The method used in this research is quantitative with a sample of 94 Village Credit Institution. The analysis technique used is SEM-PLS. The results of this study indicate that:

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Cokorda, Istri Agung Evita Nindia Putri, Wayan Ramantha I, Gede Wirakusuma Made, and Gusti Ngurah Agung Suaryana I. "Asset growth impact: Effectiveness of accounting information systems, Tri Hita Karana culture on financial performance." World Journal of Advanced Research and Reviews 19, no. 1 (2023): 202–13. https://doi.org/10.5281/zenodo.10218017.

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Village Credit Institution has special characteristics that are different from other financial institutions, so that in its operations it is necessary to provide guidance and supervision. This study aims to prove the influence of the effectiveness of accounting information systems and the culture of <i>Tri Hita Karana</i> on financial performance and its impact on asset growth in Village Credit Institutions in Badung Regency. The method used in this research is quantitative with a sample of 94 Village Credit Institution. The analysis technique used is SEM-PLS. The results of this study indicat

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Yadav, Sandeep. "Balancing Profitability and Risk: The Role of Risk Appetite in Mitigating Credit Risk Impact." International Scientific Journal of Engineering and Management 03, no. 12 (2024): 1–7. https://doi.org/10.55041/isjem01087.

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Balancing profitability and risk is a central challenge for financial institutions, especially in the context of managing credit risk. This paper explores the concept of risk appetite as a strategic framework for aligning an institution’s risk-taking activities with its financial objectives. By defining risk appetite in measurable terms, institutions can calibrate their credit risk strategies to ensure optimal decision-making that mitigates potential losses while maintaining profitability. The study examines how risk appetite influences credit decision-making processes, including credit underw

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Anwulika Ogechukwu Scott, Prisca Amajuoyi, and Kudirat Bukola Adeusi. "Effective credit risk mitigation strategies: Solutions for reducing exposure in financial institutions." Magna Scientia Advanced Research and Reviews 12, no. 1 (2024): 198–211. http://dx.doi.org/10.30574/msarr.2024.11.1.0084.

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Credit risk remains a critical concern for financial institutions, especially in the context of economic uncertainties and volatile market conditions. This paper examines the importance of credit risk mitigation strategies and presents solutions for reducing exposure in financial institutions. The research focuses on various strategies employed by banks and other financial institutions to manage credit risk effectively. The paper begins with an overview of credit risk and its significance in the banking industry. It discusses the various types of credit risk faced by financial institutions, in

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Воробьев, М. Н., А. В. Лонина, Е. К. Сивцова, and У. С. Стремедловская. "Development dynamics of financial institutions in Russia." Экономика и предпринимательство, no. 4(129) (May 31, 2021): 110–13. http://dx.doi.org/10.34925/eip.2021.129.4.017.

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Кредитные системы развитых стран имеют различную структуру, но характерно то, что есть и общие черты. Банковской системы позволяет наиболее рационально, рентабельно и стабильно функционировать кредитным учреждениям разных стран и в частности в Российской Федерации. На деятельность банков и специальных кредитно-финансовых институтов большое влияние оказывает Центробанк. Однако стабильность функционирования кредитных учреждений зависит не только от состояния экономики в стране и в мире, но и от рационального ведения политики самих кредитных учреждений. The credit systems of developed countries h

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Jerono, Alice, and Tobias Olweny. "Financial Risk Management Practices on Financial Performance of Microfinance Institutions in Kiambu County, Kenya." International Journal of Finance 8, no. 2 (2023): 1–26. http://dx.doi.org/10.47941/ijf.1246.

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Purpose: MFIs are subject to financial risks, just like all other financial institutions. This is intimately tied to their primary businesses of managing credit and accepting deposits. Therefore, risk management is crucial for MFIs in order to maximize their return on investment. The current study sought to establish the effect of financial risk management practices on financial performance of microfinance institutions in Kiambu County, Kenya. The study focused on establishing the effect of liquidity risk management practices, operational risk management practices, credit risk management pract

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Sevim, Cuneyt, Aykut Ekiyor, and Ali Tosyali. "As A Supply Chain Financing Source, Trade Credit and Bank Credit Relationship during Financial Crises from Clustering Point of View." International Business Research 9, no. 4 (2016): 45. http://dx.doi.org/10.5539/ibr.v9n4p45.

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<p>This paper examines trade credit and bank credit behavior of firms during financial crisis using World Bank Survey dataset that contains detailed data on trade credit utilization of firms. Unlike literature, cluster analysis is used in order to investigate credit behavior of firms during financial crisis. For better clustering results, feature selection method is used to select variables thought to be important on model. When examined the trade and bank credit behavior of clusters that have been formed by using these variables with clustering analysis, it has been found that impact of

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OWOJORI, A.A, and O. I. OYEWOLE. "MICRO CREDIT FINANCE AND THE GROWTH OF AGRICULTURE IN OGUN STATE, NIGERIA." Continental J. Agricultural Science 3 (August 7, 2009): 47–57. https://doi.org/10.5281/zenodo.839640.

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This paper highlighted the contribution of micro credit finance to the growth of agricultural production in Nigeria and critically evaluated the need for financial institution in the Nigeria’s agricultural productivity. The expected role of the financial institutions in solving the problems of rural and near rural economy; such as poverty, lack of adequate financial and business advice and its effectiveness in the area of developing the economy of their immediate environment and transforming these in a way of solving national economic problem that will lead to economic growth and development.

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Ahmed, Muhammad Mushtaq, and Javed Khan. "U-8 The Concept, Need and Significance of Sharia rating in Islamic Financial institutions in the perspective of Credit Rating Agencies." Al-Aijaz Research Journal of Islamic Studies & Humanities 5, no. 1 (2021): 111–29. http://dx.doi.org/10.53575/u8.v5.01(21).111-129.

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Sharia compliance is considered the basic component of Islamic financial industry as sharia permissibility is one of the basic motive for majority of the customers of Islamic Financial services. Presently the assurance regarding the sharia compliance of Islamic financial institution is given by the Sharia Advisor or Sharia board of respective Islamic financial institution. But there is no process, similar to the credit rating agencies, which provides the public an independent assessment of the commitment of different Islamic financial institution as regard to follow sharia injunctions in true

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GHEORGHE, Carmen Adriana. "Banking reform. Surveillance of prudential banking financial activities." SERIES VII - SOCIAL SCIENCES AND LAW 13(62), no. 2 (2020): 317–28. http://dx.doi.org/10.31926/but.ssl.2020.13.62.2.20.

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The rules of prudential supervision have brought more success to the efficiency of banking, which is protected from practices that could be harmful. The regulations contained in the rules applicable to the systemic ensemble are recognized in the supervision through the legal relationship between the supervisory authority and the credit institution. Through the legally established principles, the National Bank of Romania develops the potential requirements imposed on credit institutions and establishes a regular reporting in the conduct of supervisory activity. All credit institutions have an o

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Sklyarov, Igor Yu, Yulia M. Sklyarova, Lyudmila A. Latysheva, and Bela V. Bolotokova. "METHODOLOGY FOR EVALUATING THE ACTIVE OPERATIONS OF A COMMERCIAL BANK." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 6/5, no. 147 (2024): 172–78. http://dx.doi.org/10.36871/ek.up.p.r.2024.06.05.024.

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The generation of the main financial result of commercial banks directly depends on the effectiveness of active operations. The evolution of financial relations, the achievement of the main goal of the credit institution’s activ- ities to obtain a positive financial result and the desire of commercial banks to use and diversify free cash flows in the economic environment – all this has determined the relevance of this scientific research. In their activities, all credit institutions constantly apply an effective banking management policy through methods of evaluating active transactions, as we

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Nyachae, Samuel Moragia, and Beatrice Warue. "Horticultural financing lending policies on performance of financing institutions in Kenya." University Journal 2, no. 1 (2021): XX. http://dx.doi.org/10.59952/tuj.v2i1.40.

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Horticultural financing has a large effect on performance of financial institutions in Kenya. The lending policies adopted by a financial institution affect the volume of loan applications that a lending institution attracts. Financial institutions’ horticultural financing lending policies hamper access to horticulture products loans that increase output by improving farming practices. This research was therefore designed to investigate the horticultural lending policies and performance of financial institutions in Kenya. It is on this premise that the researcher sought to establish whether ho

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Ni Rai Artini. "THE EFFECT OF TRI HITA KARANA CULTURE ON FINANCIAL PERFORMANCE IN VILLAGE CREDIT INSTITUTIONS (LPD) IN BADUNG DISTRICT." Vidyottama Sanatana: International Journal of Hindu Science and Religious Studies 8, no. 1 (2024): 1–12. http://dx.doi.org/10.25078/vidyottama.v8i1.2135.

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In Bali, the Village Credit Institution (LPD) has emerged as a noteworthy microfinance institution, characterized by its unique ownership structure tied to traditional village institutions. This institution's legitimacy is anchored in Governor of Bali Decree Number 3 of 2017, bolstered by the implementing regulations outlined in Governor of Bali Regulation No. 44 of 2017. The primary objective of this study is to investigate the impact of the Tri Hita Karana culture on the financial performance of Village Credit Institutions (LPDs) in Badung Regency. The Tri Hita Karana culture is assessed usi

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Surmeneva, Ekaterina A. "Institute of Financial Commissioner as a Mechanism for Resolving Disputes in the Financial Market." Теория и практика общественного развития, no. 12 (December 27, 2023): 370–77. http://dx.doi.org/10.24158/tipor.2023.12.49.

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The article is devoted to the specifics of the activities of the Institute of financial commissioner in the aspect of dispute resolution in the financial market. The author analyzes statistical data reflecting quantitative indicators of consideration by the financial commissioner of consumer complaints against financial organizations in the context of individual segments of the financial market (insurance, consumer lending, microfinance, pawnshops and non-governmental pension funds). Indicators characterizing the institution of the financial commissioner as an effective mechanism for resolving

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Purbayati, Radia, Muhammad Muflih, and Rosma Pakpahan. "Credit Scoring Modelling For Corporate Banking Institutions." Journal Integration of Management Studies 2, no. 1 (2024): 18–28. http://dx.doi.org/10.58229/jims.v2i1.125.

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This research aims to build a credit scoring modeling simulation of bank corporate loans. The credit scoring model is used in assessing creditworthiness in credit decisions. This model determines whether or not a company is eligible for the corporate credit facility it proposes. Observations were made of 100 companies included in the list of Kompas100 Index formers on the Indonesia Stock Exchange (IDX) that have the potential to apply for loans/credits to Bank Financial Institutions (IKB) in optimizing the corporate capital structure through bank debt facilities in the period 2022. Analysis wa

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Khutorna, Myroslava. "Institutional formation of the market for debt settlement of consumers of financial services of credit institutions in Ukraine." INNOVATIVE ECONOMY, no. 7-8 (November 2019): 123–31. http://dx.doi.org/10.37332/2309-1533.2019.7-8.18.

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Purpose. The aim of the article is substantiation of the content of institutional measures, the implementation of which will improve the quality of assets of credit institutions of Ukraine. Methodology of research. The methodological basis of the research is formed on the basis of an institutional approach to substantiate the institutional preconditions for the functioning of the market for debt settlement of consumers of financial services of credit institutions; systematization to identify constraints and incentives for the effective use of various ways to solve the problem of non-performing

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Qasem, Mais Haj, and Loai Nemer. "Extreme Learning Machine for Credit Risk Analysis." Journal of Intelligent Systems 29, no. 1 (2018): 640–52. http://dx.doi.org/10.1515/jisys-2018-0058.

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Abstract Credit risk analysis is important for financial institutions that provide loans to businesses and individuals. Banks and other financial institutions generally face risks that are mostly of financial nature; hence, such institutions must balance risks and returns. Analyzing or determining risk levels involved in credits, finances, and loans can be performed through predictive analytic techniques, such as an extreme learning machine (ELM). In this work, we empirically evaluated the performance of an ELM for credit risk problems and compared it to naive Bayes, decision tree, and multi-l

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Riahi, Youssef, and Yacine Hammami. "Accounting information and financial institutions’ credit spreads: the case of Tunisia." Journal of Applied Accounting Research 20, no. 1 (2019): 2–21. http://dx.doi.org/10.1108/jaar-06-2017-0065.

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PurposeThe purpose of this paper is to investigate two research questions: do accounting reports provide information that helps bondholders assess credit risk of financial institutions? What are the relevant accounting variables related to financial institutions’ credit spreads?Design/methodology/approachThe authors estimate all models of credit spread by specifying fixed effects with year dummies.FindingsThe authors’ document that financial institutions’ cash flows and loan loss provisions (LLP) are significantly correlated with bond spreads. The authors observe that an increase in nondiscret

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K., Bala Krishna, Satya Subrahmanyam Dr., and G. Srinivasa Rao Dr. "Factoring Business -A Financial Revival Strategy." International Journal of Trend in Scientific Research and Development 2, no. 4 (2018): 1064–66. https://doi.org/10.31142/ijtsrd14195.

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Factoring is a process of converting accounts receivables into cash .Customers do not prefer cash sales. To increase the customer convenience the institutions are going for credit sales. If these credits are not recovered then it would increase the level of nonperforming assets and thus it results in financial crunch of the organization resulting in liquidation of company. So these institutions are entering into contracts with factors prior planning for credit sales. Thus they are fixing high margins for the products which include the factoring commission. This is the real reason for gaining d

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Srikasih, Ni Luh Devi, Ni Komang Sumadi, and Putu Cita Ayu. "PENGARUH BUDAYA TRI HITA KARANA, AKUNTABILITAS, GAYA KEPEMIMPINAN, DAN PENGAWASAN INTERNAL TERHADAP KINERJA KARYAWAN PADA LEMBAGA PERKREDITAN DESA (LPD) DI KECAMATAN NUSA PENIDA." Hita Akuntansi dan Keuangan 3, no. 2 (2022): 264–77. http://dx.doi.org/10.32795/hak.v3i2.2808.

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Employee performance affects the success of a company, including financial institutions, both bank and non-bank financial institutions such as the Village Credit Institution (LPD). The purpose of this study was to determine the influence of Tri Hita Karana Culture, Accountability, Leadership Style and Internal Control on the Performance of Village Credit Institutions (LPD). This research was conducted at the Village Credit Institution (LPD) Nusa Penida District. This research was conducted in 45 Village Credit Institutions (LPD) located in Nusa Penida District with a population of 180 people.

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Arsyianti, Laily Dwi, and Salina Kassim. "IMPROVING FINANCIAL EDUCATION TO THE POOR AT THE BOTTOM-OF PYRAMID: THE ROLE OF SOCIAL FINANCE VIS A VIS FINANCIAL INSTITUTIONS." International Journal of Islamic Business Ethics 1, no. 1 (2016): 44. http://dx.doi.org/10.30659/ijibe.1.1.44-52.

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This paper aims to explore the role of Islamic social finance and financial institutions in contributing towards improving financial inclusion through financial education among the poor. While there have been a lot of efforts undertaken by financial institutions, especially microfinance institutions, to achieve the financial inclusion agenda, the financial inclusion programs would normally require high operational costs which many financial institutions would consider them as not commercially viable. The costs thenare transferred back to the customers, resulting in the financing/ credit cost h

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Buha, Hanna, Dmytro Yevenko, and Vitalii Pastushenko. "CONCEPT AND CLASSIFICATION OF NON-BANKING FINANCIAL INSTITUTIONS." Baltic Journal of Economic Studies 9, no. 1 (2023): 18–26. http://dx.doi.org/10.30525/2256-0742/2023-9-1-18-26.

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The purpose of this article is to define the concept and classification of non-bank financial institutions. Subject of the research – concept and classification of non-bank financial institutions. The concept of a non-banking financial institution is presented; the characteristics of a financial institution are defined; the classification of non-banking financial institutions has been carried out; the classification of financial intermediaries has been carried out; the concept of investment funds is defined; the classification of NFIs by lending method has been carried out; the functions perfo

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Lisák, Judit. "Correlations between the outsourcing activity that can be caried out by credit institutions and the protection of personal data." Economy & finance 9, no. 3 (2022): 235–47. http://dx.doi.org/10.33908/ef.2022.3.4.

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In the operation of credit institutions, the legal institution of outsourcing is becoming increasingly important. In the framework of this, credit institutions perform some of their activities for financial reasons, economies of scale, or for other reasons, such as their need for access to new technologies, not independently within their own organizational framework, but with the assistance of an external service provider.2 In order to comply with prudential requirements, credit institutions shall meet a number of legal and supervisory criteria even if they wish to use the assistance of a thir

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Shmelev, Egor A., and Andrey V. Zastupov. "Revenue management of financial and credit institutions." Problemy sovershenstvovaniya organizatsii proizvodstva i upravleniya promyshlennymi predpriyatiyami: Mezhvuzovskii sbornik nauchnykh trudov, no. 2 (2022): 129–35. http://dx.doi.org/10.46554/op-mie-2022.2-pp.129.

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Kalu, Emenike O., Bashabe Shieler, and Christian U. Amu. "Credit Risk Management and Financial Performance of Microfinance Institutions in Kampala, Uganda." Independent Journal of Management & Production 9, no. 1 (2018): 153. http://dx.doi.org/10.14807/ijmp.v9i1.658.

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The objective of this study was to evaluate whether relationship exist between credit risk management techniques and financial performance of microfinance institutions in Kampala, Uganda. Specifically, the study examined whether there is a relationship between credit risk identification, credit risk appraisal, credit risk monitoring, credit risk mitigation and financial performance of microfinance institutions in Kampala using sample of 60 members of staff in finance and credit departments of three licensed microfinance institutions in Kampala, Uganda namely Finca Uganda Ltd, Pride Microfinanc

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Sun, Hanlu. "Credit Card Default Prediction Analysis: Based on Default Data of Taiwanese Customers from April to September 2005." Advances in Economics, Management and Political Sciences 23, no. 1 (2023): 308–16. http://dx.doi.org/10.54254/2754-1169/23/20230393.

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Credit cards are widely used due to their overdraft function, which establishes a loan relationship between customers and financial institutions. However, defaulting on credit card payments can result in negative consequences, such as bad credit records for cardholders and economic losses for financial institutions. This research paper analyzes credit card default data in Taiwan from April to September 2005, with the aim of providing support for financial institutions to effectively monitor credit card risks.

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Безрукова, Е., E. Bezrukova, Л. Шмарова, and L. Shmarova. "Credit Institutions Financial Statements Audit in Russian Federation." Auditor 5, no. 2 (2019): 15–21. http://dx.doi.org/10.12737/article_5c6cfdc858a1d6.77812040.

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Th e paper deals with current trends in the development of the credit institutions’ fi nancial statements audit in the Russian Federation. Th e authors deal with the issues of vesting the Central Bank of Russia with powers in the fi nancial institutions auditing field, as well as dwell on the analysis of the provisions defi ning the features of the credit institutions’ fi nancial statements audit at each stage of the audit assignment included in the “Methodical recommendations on credit institutions’ financial statements audit” approved by the Audit Council under the Ministry of Finance of Rus

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G Raut, Shruti, and Dr Liladhar Rewatkar. "Credit Card Financial Income." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 03 (2025): 1–9. https://doi.org/10.55041/ijsrem42930.

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Credit cards have become an essential financial tool in modern economies, influencing both individual financial behaviour and overall economic growth. This study explores the impact of credit card usage on financial income, focusing on how consumers manage their credit, its contribution to household income, and the role of banks and financial institutions in generating revenue through interest rates, transaction fees, and penalties. The research examines various factors affecting credit card financial income, such as consumer spending patterns, interest accumulation, and reward programs. Addit

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Semusu, Alex, and Benson Turyasingura. "Nonperforming Loans and Performance of Financial Institutions in East Africa: Evidence from Kabale District, Uganda." International Journal of Finance and Accounting 2, no. 1 (2023): 9–20. http://dx.doi.org/10.37284/ijfa.2.1.1193.

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This research evaluated the performance of financial institutions in the Kabale district in relation to the effect of non-performing loans. The following research goals served as the study’s direction: to evaluate the effects of nonperforming loans on financial institutions, to evaluate the credit monitoring and recovery practices employed by financial institutions, and to ascertain the connection between loan evaluation and the performance of financial institutions. The study adopted a descriptive survey design. The population of the study included 10 financial institutions. A sample size of

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Ханова, А. С. "Foreign institution of insolvency (bankruptcy) of credit institutions." Экономика и предпринимательство, no. 10(135) (January 10, 2022): 1253–56. http://dx.doi.org/10.34925/eip.2021.135.10.241.

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Кризисные явления, сопровождающие развитие российской банковской системы, оказывают непосредственное влияние на финансовую устойчивость коммерческих банков. Риски несостоятельности (банкротства) банков постоянно растут и поиск эффективных форм их преодоления, а также их законодательного обеспечения является современной проблемой. В настоящий момент для банковской системы России сложным проявлением неблагополучия в экономической сфере становится кризис неплатежей. По факту многие предприятия пришли к банкротству, их финансовое положение неустойчивое, что расшатывает стабильность банковской сфер

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МИТРОХИН, В. В., and И. Н. ДЕНИСОВ. "DIGITAL INNOVATION IN CREDIT INSTITUTIONS SUSTAINABILITY." Экономика и предпринимательство, no. 6(155) (August 2, 2023): 1247–49. http://dx.doi.org/10.34925/eip.2023.155.6.234.

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В современных условиях одним из факторов, обеспечивающих устойчивость кредитных организаций, выступает способность последних к грамотному использованию в рамках своей деятельности цифровых решений. Статья посвящена оценке возможностей банковского сектора к внедрению цифровых инноваций. Цель статьи: оценить возможности внедрения финансовыми институтами цифровых решений. Достижение данной цели предопределяет необходимость решения ряда следующих задач: обоснование роли инновационных решений в повышении устойчивости финансовых институтов; исследование факторов, предопределивших стремление институт

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Kelvin, Chenya, and Jared Bitange Bogonko Dr. "Effect of Credit Analysis on Financial Performance of Microfinance Institutions in Eldoret Town, Kenya." American Based Research Journal 7, no. 12 (2018): 47–59. https://doi.org/10.5281/zenodo.3456191.

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<em>Microfinance institutions industry plays a vital role in the economy by giving loans to poor people with the aim of reducing poverty level hence economic growth. A major threat facing microfinance institutions is the increase of Non-Performing Loans (NPL) that leads to the collapse of microfinance institutions. The purpose of this research is to determine the effect of credit analysis on the financial performance of microfinance institutions in Eldoret town, Kenya. The study was founded on the 5C’s model of client appraisal. The target population of the study was 25 licensed microfin

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Beketnova, Y. M. "Analytical Methods for Assessing and Forecasting Financial Standing of Credit Institutions." Finance: Theory and Practice 23, no. 1 (2019): 79–95. http://dx.doi.org/10.26794/2587-5671-2019-23-1-79-95.

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The objective of the article is to propose a new approach to assessing and forecasting fnancial condition of credit institutions and to early detection of those that have high risks of license revocation. An integrated reliability index of credit institutions has been revealed by the method of the main components of the factor analysis. Credit institutions have been clustered by means of the k-average method. It has been established that acting credit institutions at a relatively small Euclidean distance from the mathematical expectation of credit institutions, liquidated at a given moment of

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Babko, Anastasia G. "Problems and prospects of legal support of financial stability of credit institutions." ACCOUNTING AND CONTROL 4 (2025): 26–33. https://doi.org/10.36871/u.i.k.2025.04.01.004.

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The article examines the composition of regulatory legal acts used in the framework of regulating the financial stability of credit institutions by the Central Bank of the Russian Federation, and conducts a comparative analysis of regulatory and legal support. The paper identifies problems of legal support for the financial stability of credit institutions, and presents promising areas for improving the system of legal support for the financial stability of credit institutions in modern conditions. The measures proposed in the article can be used to develop a system for regulating the financia

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Pohan, Khofifah Indah, and Mustapa Kamal Rokan. "Analisis Permasalahan Kredit Macet." ALEXANDRIA (Journal of Economics, Business, & Entrepreneurship) 3, no. 1 (2022): 21–24. http://dx.doi.org/10.29303/alexandria.v3i1.174.

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This research aims to find out what factors are the cause of bad credit problems and how the bank sumut Syariah branch office medan in handling non-performing loans. The type of research conducted is qualitative research using descriptive methods. The results of the research findings show that the causes of bad credit problems are: (1) Weaknesses from the internal debtor side can be caused by bad faith from the debtor, and the decline of the debtor's business resulted in a decrease in the debtor's ability to pay installments; (2) Weaknesses from the internal side of banks/financial institution

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Li, Jun Li. "Enterprises' Environmental Credit Assessment — from the Perspective of Financial Institutions' Green Credit." Advanced Materials Research 361-363 (October 2011): 1868–73. http://dx.doi.org/10.4028/www.scientific.net/amr.361-363.1868.

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Green credit is not only a financial leverage which promotes environmental protection, it is also an inevitable choice for financial institutions to evade their environmental risks, and the environmental credit assessment is a critical link for implementation of green credit. Based on analysis of various factors affecting enterprises’environmental credit level, this paper designs the indicators of environmental credit assessment, and builds the model for enterprises' environmental credit assessment with AHP(analytic hierarchy process) in order to provide financial institutions with a technical

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Yuvaraj K, Mr. "A Study on Financial Performance of Bank Using Financial Ratios Towards SBI." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 04 (2025): 1–9. https://doi.org/10.55041/ijsrem44140.

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The banking system is made up of financial institutions like credit unions and banks that provide a variety of financial services to individuals, companies, and governmental entities. The main functions of these services are deposit taking, loan disbursement, transaction processing, and provision of various financial goods, including credit cards, loans, and savings accounts. Because it makes it easier for money to move around and supports economic activity, banking is important to the economy. Banking has an indirect or direct impact on every person's daily life as well as the trade of a nati

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48

Yuvaraj K, Mr. "A Study on Financial Performance of Bank Using Financial Ratios Towards SBI." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 04 (2025): 1–9. https://doi.org/10.55041/ijsrem44167.

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The banking system is made up of financial institutions like credit unions and banks that provide a variety of financial services to individuals, companies, and governmental entities. The main functions of these services are deposit taking, loan disbursement, transaction processing, and provision of various financial goods, including credit cards, loans, and savings accounts. Because it makes it easier for money to move around and supports economic activity, banking is important to the economy. Banking has an indirect or direct impact on every person's daily life as well as the trade of a nati

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49

Kadima, Aggrey, Mary Nelima Sindani, and Muli Maingi. "Credit Risk Management on Financial Performance of Selected Microfinance Institutions." African Journal of Empirical Research 4, no. 2 (2023): 778–84. http://dx.doi.org/10.51867/ajernet.4.2.79.

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The purpose of this study was to look at the impact of credit risk management on the financial performance of a few Kenyan microfinance firms. The study's approach was a descriptive survey research design and a panel data analysis technique. The study comprised credit managers from all 52 Kenyan microfinance institutions registered in the Association of Microfinance Institutions in Kenya (AMFI) database. The study included all of the institutions that were targeted. The questionnaire, which had previously been tested on local microfinance banks in Kakamega County, was used to collect data. Dat

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50

Yadav, Rajesh K. "Significance of Microfinance Institutions in Rural Development of India." International Letters of Social and Humanistic Sciences 21 (February 2014): 84–90. http://dx.doi.org/10.18052/www.scipress.com/ilshs.21.84.

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Micro finance is to supply micro credit to people living in utter poverty and has no reach to the conservative and formal financial products. It is an aid to engage them in productive activities and grow their tiny businesses. Micro finance focused on availing the credit in a standard manner. Micro financial schemes plays vital role in increasing women‟s participation in economic activities and decision making. In this research paper an effort is made to investigate the role of microfinance in rural development especially through Micro financial schemes. This study is an empirical study which

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