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Journal articles on the topic 'Financial banking risks'

Author: Grafiati

Published: 30 May 2022

Last updated: 31 July 2025

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1

Lyubov Petyk, Lyubov Petyk. "ASSESSMENT AND WAYS TO MINIMIZE THE FINANCIAL RISKS OF THE BANKING SECTOR UNDER FINANCIAL INSTABILITY." Socio World-Social Research & Behavioral Sciences 14, no. 04 (2023): 66–71. http://dx.doi.org/10.36962/swd14042023-66.

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The article is devoted to the assessment of financial risks of the banking sector, their impact on the activity of banks and their minimization in conditions of economic instability. The banking sector is a key link that ensures the development of the financial system, but banking activity is risky. Therefore, it is important to study banking risks and ways to minimize them in order to increase the efficiency and stability of the banking system. The article provides a classification of banking risks in accordance with domestic literature. Factors due to which banking institutions are exposed t

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2

Song, Linyun. "The Impact of Financing Constraints on the Shadow Banking of Non-Financial Firms." Highlights in Business, Economics and Management 7 (April 5, 2023): 319–34. http://dx.doi.org/10.54097/hbem.v7i.6964.

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According to China's Financial Stability Report, since 2020, instability and uncertainty at both domestic and international levels have risen significantly. While financial risks are multifaceted, regional financial risks remain hidden, the risk of default on some enterprises' debts has increased, and the risks of individual small and medium-sized banks are more prominent. In the face of risks, China clearly pointed out that financial security is an important part of economic security. While promoting economic and social development, China should maintain the continuity, stability, and sustain

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Lutsyk, Mariia, Andrii Solovarov, and Anton Paliukh. "IDENTIFICATION OF BANKING RISKS AND THEIR IMPACT ON FINANCIAL STABILITY." Socio-economic relations in the digital society 4, no. 46 (2022): 24–36. http://dx.doi.org/10.55643/ser.4.46.2022.471.

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The article is devoted to deepening the theoretical and methodological foundations of the study of banking risks and their impact on financial stability.Based on the generalization of the results of scientific research, the essence of the concepts "financial stability", "banking risks" was specified. Methodological approaches to the identification and classification of banking risks are substantiated.The study made it possible to distinguish between the concepts of financial stability and the financial fortitude of the banking system. It is emphasized that financial stability is a dynamic char

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Yuzvovich, Larisa, Elena Knyazeva, Natalia Mokeeva, Elena Avramenko, and Maksim Maramygin. "Impact of Financial Globalization on Banking Risks." American Journal of Applied Sciences 13, no. 4 (2016): 391–99. http://dx.doi.org/10.3844/ajassp.2016.391.399.

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Iqbal, Mehree, Afrin Rifat, and Nabila Nisha. "Evaluating Attractiveness and Perceived Risks." International Journal of Asian Business and Information Management 12, no. 1 (2021): 1–23. http://dx.doi.org/10.4018/ijabim.20210101.oa1.

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Access to green banking services has the potential to improve and promote environmentally friendly practices in banking sector of Bangladesh. Beyond its usefulness for the environment, green banking also benefits the clients by offering new channels of financial services delivery in a convenient and quickly manner. While this is an attractive option, there are a number of perceived risks attached to it. This study aims to examine factors that can influence the attractiveness of green banking services, alongside explaining associated risks for its adoption in Bangladesh. Findings indicate that

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Nadezhda V, Kapustina, Lebedev Igor A, and Arysranbayeva Saule. "Non-financial risks in the banking sector risk management system." SHS Web of Conferences 212 (2025): 01013. https://doi.org/10.1051/shsconf/202521201013.

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Issues of non-financial risk management in the banking sector in the context of the development of modern economic relations are characterized by a high level of uncertainty in the environment of their functioning, which determines their importance and relevance for the banking sector of the Russian Federation. This group of risks can significantly affect the stability, competitiveness and financial performance of the banking sector. Therefore, ignoring this group of risk factors can lead to negative consequences.The authors of the study examined the list of non-financial risks of the banking

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Halushko, Julia, Oleksii Miroshnyk, and Valeriya Kuzmina. "Analysis of banking risks in the context of financial stability and development of economic structures in Ukraine." Financial and credit systems: prospects for development 2, no. 13 (2024): 9–15. http://dx.doi.org/10.26565/2786-4995-2024-2-01.

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Financial stability is one of the key conditions for sustainable economic development of the country. The banking system plays an important role in ensuring financial stability and development of economic structures. However, banking activities are associated with certain risks that may negatively affect financial stability and economic development. The analysis of banking risks in the context of financial stability and development of economic structures in Ukraine is an urgent issue for research. The article is devoted to the analysis of banking risks in the context of financial stability and

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Eha Hasni Wahidhani. "BANKING RISK ANALYSIS OF BANKING FINANCIAL PERFORMANCE (Empirical Study on LQ45 Registered Banking Period 2014 – 2019)." International Journal of Social Science 2, no. 2 (2022): 1565–74. http://dx.doi.org/10.53625/ijss.v2i2.3621.

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Banking is one of the institutions that influence economic growth and becomes the only state financial intermediary, this causes the level of public confidence in depositing funds in the banking sector is very high. High public confidence in depositing funds in banks is also an influence and value for financial performance in banks. This banking risk can be minimized if the bank can manage and control the risk properly. Therefore from the beginning the bank must be able to identify problems or risks to come. Not only the banks should be able to identify future risks, the debtor should also be

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Sharma, Pranav. "Cybersecurity Risks in Digital Banking: A Financial Perspective." International Scientific Journal of Engineering and Management 04, no. 06 (2025): 1–9. https://doi.org/10.55041/isjem04102.

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Abstract: In an era where digital banking is rapidly redefining the financial landscape, cybersecurity has emerged as a critical concern for financial institutions, regulators, and consumers alike. This study delves into the evolving nature of cybersecurity threats in digital banking, emphasizing the financial ramifications of cyberattacks on banks and their stakeholders. Drawing upon both primary and secondary data—including surveys from bank customers and interviews with industry professionals—the research identifies prevalent threats such as phishing, malware, and unauthorized transactions.

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Mr., Sanjaya Pawar. "Impact of Digital Banking in India: Recent Trends & Challenges." International Journal of Advance and Applied Research 4, no. 20 (2023): 135–41. https://doi.org/10.5281/zenodo.8036325.

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Different sectors play a very important role in the economic growth of any country. Banking sector is the most important aspect in the economic growth of India. The banking sector has become the backbone of the Indian economy. Any change related to technology or other aspects directly affects economic growth. With the change in technology, various changes are taking place in the banking sector. Now more and more customers are educated. They don't want to stand in line for various activities like: cash withdrawals, deposits cheques, opening bank accounts, deposit cash and more. As times hav

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11

Allan, J. N., P. M. Booth, R. J. Verrall, and D. E. P. Walsh. "The Management of Risks in Banking." British Actuarial Journal 4, no. 4 (1998): 707–802. http://dx.doi.org/10.1017/s1357321700000192.

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ABSTRACTThis paper takes an overview of the various financial risks which need to be managed in banking. It then looks in detail at the specific areas of operational risk, market risk and pricing loans. A cash flow model is then developed, which takes explicit account of the various financial factors which should influence the interest rate charged. The model is applied to price loans with various features. The results of the model are shown, and weaknesses in the model and possible areas for further work indicated.

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12

Tian, Jingqian, Chao Wang, Xiaoxing Liu, and Longmiao Qiu. "Contagion Risks and Systemic Stability in Financial Networks." Mathematical Problems in Engineering 2021 (November 24, 2021): 1–9. http://dx.doi.org/10.1155/2021/6123989.

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An agent-based model is proposed, constructing an evolutionary banking system, where interbank loans and investment strategies are, respectively, determined by liquidity shortage and utility maximization. The causes of systemic risk are then explored based on the evolutionary banking system, which is calibrated by a sample from China. The regulatory interventions indicate the positive effects of increased investment assets, while the negative but inappreciable effects of increased interbank counterparties on contagion risks decrease. This observation hints at the possibility of promoting syste

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13

Abed, Ziad Najim, and Hakeem Abdul Wahid Muhammad. "THE IMPACT OF NON-PERFORMING DEBTS ON BANKING PERFORMANCE: AN ANALYTICAL STUDY OF THE MIDDLE EAST BANK AND THE IRAQI INVESTMENT BANK." International Journal of Business Management and Economic Review 07, no. 04 (2024): 23–36. http://dx.doi.org/10.35409/ijbmer.2024.3588.

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Purpose: The research aims to study the practical measurement of non-performing debt risks on banking performance and present the results, which provide valuable financial information to bank users and decision-makers. Theoretical framework: The theoretical framework of this research involves categorizing loans encountered by banks to identify non-performing and written-off loans resulting from credit risks. It also seeks to understand how to address non-performing loans to prevent financial distress that banks might face as a result, thus enhancing the value of accounting information derived

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14

I. V., Kolesova, and Girzheva Y. S. "Impact of Financial Technologies on the Banking Sector." KnE Social Sciences 3, no. 2 (2018): 215. http://dx.doi.org/10.18502/kss.v3i2.1545.

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The study was made to find out the impact of new financial technologies on the banking sector. The study examined Russian and foreign documents and opinions of authoritative experts in order to identify the risks that financial technologies bear for banks. Financial technologies are developing at a rapid pace and market participants need to adapt to them, so identification of risks that accompany them is an urgent problem for the banking sector and the economy as a whole. Keywords: financial technologies (finteh), risks, banking sector

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15

Dovhan, Zhanna. "Development of banking ecosystems: risks and prospects." INNOVATIVE ECONOMY, no. 5-6 (August 2019): 158–64. http://dx.doi.org/10.37332/2309-1533.2019.5-6.22.

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Purpose. The aim of the article is determination of peculiarities of development of financial (banking) ecosystems, and first of all, assessment of threats and opportunities of their creation in domestic practice in the conditions of rapid development of financial technologies. Methodology of research. The theoretical basis of the research is the scientific works of foreign and domestic scientists on the problem under study. The following methods are used in the writing of the article: analysis and synthesis – in the study of foreign and domestic experience of creating ecosystems in banks; set

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16

Abu Salim, S. I. M., L. M. Rababah, M. M. Saleh, et al. "The Impacts of Credit Risks on the Financial Stability of Jordanian Commercial Banks between 2010 and 2020." Finance: Theory and Practice 28, no. 6 (2025): 98–108. https://doi.org/10.26794/2587-5671-2024-28-6-98-108.

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Banks are unique establishments that are exposed to both returns and risks across various dimensions. Among the risks they face, credit risk stands out as one of the most critical, stemming from banking transactions with customers and institutions. Risk is an inherent aspect of the banking business, particularly due to factors such as increased competitiveness, technological advancements, larger banking transactions, and the presence of large banks. Today, banks encounter a range of banking risks, varying in their levels of severity across different institutions. To ensure their continued exis

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17

Olha, Melnyk. "Risk Minimization as a Component of Ensuring the Financial Stability of the Banking Sector of Ukraine." Modern Economics 36, no. 1 (2022): 83–88. http://dx.doi.org/10.31521/modecon.v36(2022)-12.

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Abstract. Introduction. Banking activity, like any other, is accompanied by the presence of risks caused by the specifics of the relevant operations. Taking into account the effect of economic factors, the instability of the political situation, and crisis phenomena, it is important to stabilize the financial stability of the banking sector of Ukraine and further improve the mechanism for ensuring the financial stability of the banking system. Starting from 2022, the economic security of the banking system was significantly disturbed as a result of the pandemic and the introduction of quaranti

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18

Aliffianti Safiria Ayu Ditta, Rollis Ayu Ditasari, and Arum Ardianingsih. "Efficiency, Credit Risk and Financial Stability In National Banking Sector In Indonesia." JAK (Jurnal Akuntansi) Kajian Ilmiah Akuntansi 11, no. 1 (2024): 77–88. http://dx.doi.org/10.30656/jak.v11i1.6454.

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Financial system stability in the banking system is crucial to be maintained so that there is no economic crisis that affects the stability of the country as a whole. The central role of banks as financial intermediaries makes banks have inherent risks, one of which is credit risk. Strict banking regulation aims to mitigate risks that can interfere with the main activities of banks both funding and lending activities. The relatively good level of national banking efficiency, greatly helps the banking sector to maintain financial system stability a midst of the high credit risks faced. The leve

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Kuznichenko, Y., and S. Frolov. "Impact of banking risks on banks' financial security." Actual Problems of Economics 1, no. 218 (2019): 105–12. http://dx.doi.org/10.32752/1993-6788-2019-1-218-105-112.

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20

Lagno, Anastasya. "DIRECTIONS OF SECURING THE BANKING SYSTEM OF UKRAINE AGAINST THREAT TO ITS FINANCIAL SECURITY AND ELIMINATING RISKS IN THIS SPHERE." 64, no. 64 (December 30, 2022): 103–16. http://dx.doi.org/10.26565/2524-2547-2022-64-09.

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The purpose of this article is to determine directions for securing the domestic banking system from threats to its financial security and eliminating risks in this area. The state of the banking system of Ukraine shows that its financial security is under the influence of numerous threats and risks in this area. However, today there is no effective system for ensuring the financial security of the domestic banking system, which is due to the lack of logically completed studies to clarify the essence and types of such security, identify threats to it and risks in this area, proper security act

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21

Kalfaoglou, Faidon. "ESG risks: a new source of risks for the banking sector." Economic bulletin, no. 53 (2021): 83–112. http://dx.doi.org/10.52903/econbull20215305.

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The financial sector has been mandated to support political decisions promoting sustainable development. For the banking sector, ESG (environmental, social and governance) risks constitute a new source of risks which should be identified, evaluated, monitored and managed. Given the novel nature of these risks, this is a challenging task and the purpose of the paper is to clarify concepts, increase awareness and facilitate the assimilation of the regulation into the decision-making process. The first part analyses the ESG themes and the transmission channels towards the traditional banking risk

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Doroshenko, Nadiya, Nataliia Kulyk, and Anastasiia Pohorelenko. "BANKING RISKS IN UKRAINE AND METHODS OF THEIR PREVENTION." 62, no. 62 (December 31, 2021): 138–47. http://dx.doi.org/10.26565/2524-2547-2021-62-13.

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The banking system of Ukraine is the main component of the financial market, the proper functioning of each element of the banking system has a positive impact on the development of the economy as a whole. In today’s difficult conditions, the instability of global and national financial markets, the problem of ensuring financial adaptability and stability of banks is of great importance. Unfortunately, the activity of banks is impossible without risks. Compared to other types of business activities, the banking sector is characterized by the highest level of risk, which is due to the specifics

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Mahirah Nurfadhilah, Nisrina, Fajrini Ridhati, and Raden Marsha Ananda Putri. "Implementasi Manajemen Risiko Berbasis Syariah Pada Lembaga Keuangan Syariah." RISALAH IQTISADIYAH: Journal of Sharia Economics 2, no. 1 (2023): 10–16. https://doi.org/10.59107/ri.v2i1.32.

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The main objective of risk management is to identify, measure and manage the risks associated with the operational and financial activities of a bank or Islamic financial institution. This study uses a literature review research method. The process of data analysis begins with reducing the collected data into important data that is relevant to the research topic. The findings from this study are that Risk Management in Islamic Banking and Finance is important for identifying, measuring, managing and monitoring risks in order to minimize losses due to uncontrolled risks and ensure business cont

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Feng, Chengxiao, Zhubo Li, and Zhen Peng. "The Impact of Banking Competition on Firm Credit Risk and Leverage." SAGE Open 11, no. 4 (2021): 215824402110615. http://dx.doi.org/10.1177/21582440211061529.

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A firm’s default risk is closely related to its macrofinancial stability. As financial reform deepens, banking competition may ease firms’ credit constraints, encouraging them to increase their leverage and default risks. This study uses contingent claims analysis to examine firms’ asset–liability ratio and default distance. We find that companies have low leverage and low overall default risks. Moreover, a pro-cyclical effect exists between leverage and economic growth. As banking competition becomes more intense, the default risk decreases, but firms’ leverage ratio rises significantly. The

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Dong, Runze. "The Impact of Shadow Banking Risk on Systemic Financial Risk in China." Lecture Notes in Education Psychology and Public Media 88, no. 1 (2025): 31–36. https://doi.org/10.54254/2753-7048/2025.22257.

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After the subprime crisis, China's shadow banking industry has expanded rapidly, becoming an important financing channel outside the traditional banking system. However, because it is not subject to the conventional regulatory framework, shadow banking has increased systemic financial risks while raising financial leverage.Inadequate regulation of shadow banking could lead to systemic financial risks in the financial system and jeopardize economic stability. This paper discusses the advantages and disadvantages of shadow banking and its impact on monetary policy. Meanwhile, this paper further

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Sloboda, Larysa, Nataliia Dunas, and Andrzej Limański. "Contemporary challenges and risks of retail banking development in Ukraine." Banks and Bank Systems 13, no. 1 (2018): 88–97. http://dx.doi.org/10.21511/bbs.13(1).2018.09.

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Retail banking is an essential part of the financial services, accounting for a large part of all banking revenues and capital raising. This business line is designing the vital sphere to apply the adequate decision making approach for customer engagement, sustain profitability and increase competitive advantages. The modern trends in retail banking globally are based on digital innovations, bionic transformation and new regulatory issues. Ukrainian banks have also taken the first step to apply on-line platforms and cashless methods in banking. However, problems occur in the implementation of

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Tsyhaniuk, D., and A. Rudniak. "ANALYSIS OF THE FINANCIAL STATUS OF THE BANKING SECTOR OF UKRAINE." Vìsnik Sumsʹkogo deržavnogo unìversitetu, no. 1 (2020): 155–62. http://dx.doi.org/10.21272/1817-9215.2020.1-17.

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Considering the significant negative impact of financial crises on the banking sector in Ukraine, issues related to the assessment of the financial condition of banks are becoming particularly relevant. Analysis of the impact of the global financial crisis on the activities of Ukrainian banks in recent years has led to the conclusion that an effective, working mechanism for anti-crisis management has not yet been developed, focused on forecasting, overcoming, and limiting the spread of the crisis in the banking system. In this study, we analyzed the state of the banking system of Ukraine, the

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Zedda, Stefano, and Antonella Spinace-Casale. "Modeling and Simulating Cross Country Banking Contagion Risks." Journal of Risk and Financial Management 14, no. 8 (2021): 351. http://dx.doi.org/10.3390/jrfm14080351.

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The recent financial crisis proved that financial contagion could spread among countries resulting in disruptive effects. In this paper, by modeling and simulating banking system behavior and linkages across countries, we assess, based on data from the BIS and IMF, the possible outcome of domestic crises and how contagion spreads over countries. Results allow detailing the role of a “lighter” or of a “fueler” of financial crises for each country and assessing how each country can affect each other country by contagion, signaling the importance of financial interdependence between some neighbor

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Mahesh, Shreyas, Sneha Kumari, Sathwick N, and Dr Batani Raghavendra Rao. "The Impact of Cross-Border Banking on Financial Stability." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 09 (2024): 1–4. http://dx.doi.org/10.55041/ijsrem37465.

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The globalization of financial markets has ushered in an era of interconnectedness, where financial institutions increasingly operate across national borders. This phenomenon, known as cross-border banking, has both potential benefits and risks for financial stability. While it can enhance risk diversification and promote economic growth, it also poses challenges such as contagion effects and regulatory coordination issues. This study aims to comprehensively investigate the impact of cross-border banking on financial stability, particularly within the European Union (EU). By examining the cost

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Twinkle Malhotra. "Mobile Banking Security Risks: An Analysis." Journal of Information Systems Engineering and Management 10, no. 52s (2025): 1065–77. https://doi.org/10.52783/jisem.v10i52s.10987.

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Today, personal experience in banking involves a growing variety of services, making it easier to use one's money from various locations through the use of digital platforms. One such service provides mobile banking, which is the provision of financial services using mobile devices. At its most basic, it allows a customer to interact with a bank via mobile devices using text or through a browser. It fosters ease of access to the banking account, especially when the customer is traveling from one place to another. It offers a wide range of activities and services that a customer can do, such as

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Muhlis, Muhlis, and Sudirman Sudirman. "Tantangan dan Pengelolaan Sejumlah Risiko Perbankan Syariah Era Digital." Al-Buhuts 17, no. 2 (2021): 253–75. http://dx.doi.org/10.30603/ab.v17i2.2340.

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This paper aims to examine the challenges and management of banking in identifying and minimizing the impact of risks faced by banks today. The methodology used to construct this paper is through a literature review. This paper produces research that the complexity of the risks faced, both financial and non-financial risks, such as the operational risk of using modern technology services, which increasingly pampers millennial customers today in the world of financial institutions such as fintech. Advances in digital services such as neo bank, and the state of the pandemic. The competition for

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Kolomiiets, Yuliia Yu, and Valeriia Yu Kochorba. "Risk Modeling of Banking Activities." Business Inform 8, no. 547 (2023): 138–48. http://dx.doi.org/10.32983/2222-4459-2023-8-138-148.

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The article is devoted to the study of the issue of banks’ risk management. Risk management is a complex but necessary process to ensure the financial stability of banks. Research and assessment of banks’ risks helps banks understand and manage risks, make more informed decisions about granting loans, investing and other operations. Risk modeling is an important part of risk management in banks, so the article proposes improving the methodology for assessing the level of risks of banking activities, which, on the basis of forecasting methods and simulation modeling, allows to improve the valid

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Zeynalova, Aytan. "From Closed Banking to Open Banking: Risks and Opportunities." Journal of Applied Business, Taxation and Economics Research 3, no. 3 (2024): 303–16. http://dx.doi.org/10.54408/jabter.v3i3.278.

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Rapid digitalization and technological advances in the banking sector have moved away from the traditional closed banking model and brought open banking, which is a more open and innovative structure, to the agenda. This article examines the evolution of open banking in the financial sector and the risks and opportunities presented by this transformation. In the introduction part of the article, the purpose and importance of the research is emphasized by focusing on the transformation process in the banking sector and the definition of open banking. Within the scope of the research method, the

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GERASYMENKO, S., and H. HOLUBOVA. "Statistical Assessment of Risks of Banking Activity." Scientific Bulletin of the National Academy of Statistics, Accounting and Audit, no. 3-4 (December 31, 2022): 5–14. http://dx.doi.org/10.31767/nasoa.3-4-2022.01.

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The authors summarized the classification of risks by their types: external and internal (functional and financial). It was noted that to the extent of the influence of external factors (legislation, the level of socio-economic development of the country, the behavior of investors, market conditions, the stability of the national currency exchange rate, etc.), it is practically impossible to assess the magnitude of external risks. Financial risks were described and it was determined that three categories of risk are the main among them: market, credit and operational. In the management o

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Županović, Ivo. "Sustainable Risk Management in the Banking Sector." Journal of Central Banking Theory and Practice 3, no. 1 (2014): 81–100. http://dx.doi.org/10.2478/jcbtp-2014-0006.

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Abstract The globalization of financial markets and negative consequences of the financial crisis resulted in negative connotations in the operation of many financial institutions, businesses and citizens and imposed the need to implement appropriate risk management measures in the banking sector. Evolution of the financial sector makes a lot of news in the field of risk management and particularly the modelling of market, credit and operational risk. The main methodology for risk management is the value-at-risk, which is used in practice with other techniques such as the capital- at-risk meth

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Dat, Nguyen Van, and Dinh Tran Ngoc Huy. "Solutions for Sustainable Banking and Enhancing Banking Competitiveness – Vietinbank Case in Vietnam." Revista Gestão Inovação e Tecnologias 11, no. 2 (2021): 327–34. http://dx.doi.org/10.47059/revistageintec.v11i2.1670.

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During and after China-USA commerce ward, financial accounting transparency will become hot issues as it will help to attract more FDIs capitals flows into the country and stock market. Financial accounting transparency policy will prove enough data for firms and esp., banks in evaluating business risks and financial risks. For economic development during industry 4.0, enhancing banking sustainability in emerging markets such as Vietnam is becoming necessary. The results show us that CPI, GDP growth and risk free rate (Rf) has higher effects on beta CAPM and stock price of Vietinbank (CTG). Ri

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Dr. Sondeep Kaur. "Digitization of Financial Services - A review of risks and Challenges." Applied Science, Engineering and Management Bulletin [ASEMB] 2, no. 02(April-June) (2025): 1–7. https://doi.org/10.69889/asemb.v2i02(april-june).25.

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The digitization of financial services has emerged as a fundamental force in reshaping how transactions and financial services are conducted, fundamentally altering the landscape of the banking and financial sector. This transformation is driven by a combination of technological advancements and evolving consumer expectations, which together demand improved efficiency, accessibility, and customer experience. Traditionally, banking practices were marked by cumbersome manual processes, limited access to services, and reliance on physical branches. The introduction of computers at the end of the

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Mazurina, Tatyana, and Shukrullokhon Sharipov. "Stability, efficiency and financial risks of islamic banks in conditions of instability of global financial system." Upravlenie 7, no. 1 (2019): 105–13. http://dx.doi.org/10.26425/2309-3633-2019-1-105-113.

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In modern conditions of implementation Islamic model of banking, the issues of increasing efficiency of its activities and ensuring the long-term stability of Islamic banks come to the fore. Article analyzes the activities of Islamic banks in the post-crisis period, both in the global Islamic banking sector as a whole, and in the context of individual countries in which Islamic banks are predominantly or significantly represented, as well as financial risks that pose a threat of losses for Islamic banks. It has been concluded that the Islamic financial system is becoming one of the most import

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Zhang, Qiuyue, Yili Lin, and Yu Cao. "From Financialization to Sustainability: The Impact of Climate Risks on Shadow Banking Activities in Non-Financial Firms in China." Sustainability 16, no. 19 (2024): 8675. http://dx.doi.org/10.3390/su16198675.

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Climate risks are increasingly shaping corporate strategies, raising important considerations for sustainability. This study explores the impact of climate risks on the shadow banking activities of non-financial firms, examining how these risks influence sustainable financial practices. Analyzing a sample of Chinese listed firms from 2010 to 2022, this study finds that climate risks are negatively associated with shadow banking activities, reflecting a shift towards more sustainable financial management. This finding remains robust through various robustness checks and tests for endogeneity. H

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Garifullin, I. I. "Risks of Islamic Banking Implementation (Through the Example of the Russian Federation)." Economics and Management 26, no. 8 (2020): 912–18. http://dx.doi.org/10.35854/1998-1627-2020-8-912-918.

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The presented study examines the potential risks of Islamic banking during its implementation (through the example of the Russian Federation).Aim. The study aims to identify the potential risks of Islamic banking in Russia.Tasks. The author considers the main differences between traditional and Islamic banks, systematizes the types of risks in Islamic banks, analyzes Sharia and economic risks, and examines the potential risks of Islamic financial institutions through the example of the Amal Financial House.Methods. This study uses the dialectical method, methods of statistical research, classi

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Song, Rongrong. "Comprehensively Strengthen Financial Supervision and Effectively Forestall and Defuse Financial Risks: Book Review on Research on the Formation and Prevention of Systemic Risks in the Banking Industry from the Perspective of Platform Finance." Asian Journal of Economics, Business and Accounting 24, no. 6 (2024): 1–3. http://dx.doi.org/10.9734/ajeba/2024/v24i61338.

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The book Research on the Formation and Prevention of Systemic Risks in the Banking Industry from the Perspective of Platform Finance is an in-depth discussion of the formation mechanism, characteristics, transmission paths and prevention of systemic risks in the banking industry from the perspective of platform finance. By combining theory and practice, this book not only provides readers with a comprehensive understanding of systemic risks in the banking industry, but also provides practical strategies and suggestions for banking industry risk management and supervision.

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Reshma, Sudra. "Regulatory compliance with AI and risks involved in finance and banking sectors." Journal of Scientific and Engineering Research 11, no. 1 (2024): 276–85. https://doi.org/10.5281/zenodo.12794295.

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Artificial intelligence is an essential part of the world and acts as a powerful catalyst driving transformative modifications in various industries. AI encompasses different technologies such as computer vision, language processing, and machine learning. The financial sector has integrated AI technology into services and products. The introduction of artificial intelligence in banking services has transformed the sector into more customer-oriented and technologically relatable. Regulatory compliance is considered armor since it protects financial institutions from vulnerabilities that can lea

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Pohorelenko, Nataliia. "BANKING REGULATION AND ANTI-CRISIS MEASURES TO MINIMIZE BANKING RISKS IN THE CURRENT ENVIRONMENT." Economic scope, no. 198 (March 10, 2025): 229–37. https://doi.org/10.30838/ep.198.229-237.

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Risks that shape the working conditions of banks in the current environment are a determining factor in their operations. The martial law slows down the development of the financial and banking system and the financial sector, but the situation in the banking sector is quite stable, and banks continue to perform their functions, provide services and serve legal entities and individuals. The study examines the components and content of banking regulation aimed at modernizing it to adapt to the current conditions. The author identifies the measures taken by the National Bank of Ukraine to stabil

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Antony, Atellu, Muriu Peter, and Sule Odhiambo. "The Role of Banking Concentration on Financial Stability." International Journal of Economics and Finance 13, no. 6 (2021): 103. http://dx.doi.org/10.5539/ijef.v13n6p103.

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Globally, financial instability is a major source of concern among policy makers and bank regulators, particularly after the 2007-09 global financial crisis. Motivated by inconsistent theoretical evaluations on the impact of bank concentration on the likelihood of a systemic banking crisis, this paper investigates the role of bank concentration on financial stability in Kenya with competition as an intervening variable. The novelity of this study lies on the use of structural equation modeling (SEM) in the analysis of direct and indirect effects of bank concentration on financial stability. Re

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Bakulina, A. A., and V. V. Popova. "The influence of FinTech on the Banking Sector Security." Economics, taxes & law 11, no. 2 (2018): 84–89. http://dx.doi.org/10.26794/1999-849x-2018-11-2-84-89.

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The main target of the Russian Federation Government and the Central Bank of Russia after the financial crisis is the restoration of the banking system stability and the public confidence alongside the rapid promotion of financial technologies (FinTech) expected to revolutionize the banking sector. The growing popularity of the FinTech is a positive trend which brings not only opportunities but also risks to the banking sphere. The purpose of the research was to identify the key FinTech risks affecting the security in the banking sector. Based on the results of the risk analysis, methods to en

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Singhvi, Shilpi, and Manish Dadhich. "FinTech Revolution and Future of Sustainable Banking: Opportunities and Risks Analysis." International Journal of Management and Development Studies 12, no. 04 (2023): 12–21. http://dx.doi.org/10.53983/ijmds.v12n04.003.

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The FinTech revolution has disrupted the traditional banking industry, creating new opportunities for innovation and growth. The integration of FinTech has the potential to drive positive social and environmental impact in the banking industry, contributing to the achievement of sustainability goals globally. However, this revolution also poses significant risks, including cybersecurity threats, data privacy concerns, limited regulatory oversight, limited access to capital, and the risk of exacerbating inequalities. This paper analyzes the opportunities and risks associated with the FinTech re

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Febriany, Novita, Taufiq Marwa, Suhel Suhel, and Hasni Yusrianti. "Impact of Information Disclosure on Banking Risk." Journal of International Conference Proceedings 7, no. 5 (2025): 1196–204. https://doi.org/10.32535/jicp.v7i5.3682.

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This study examines the impact of information disclosure on the management of banking risks based on previous research. Various studies show that better disclosure in financial reports can reduce the uncertainty faced by external parties such as investors, regulators, and creditors, as well as improve the efficiency of risk management by the bank's management. This study explains that transparency can strengthen the trust relationship between the bank and its customers, and can minimize risk management in decision-making. On the other hand, lack of transparency or insufficient disclosure can i

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Ouyang, Xuanyi. "Risks and Opportunities Brought by Artificial Intelligence Empowering the Financial Industry." Highlights in Business, Economics and Management 40 (September 1, 2024): 1112–17. http://dx.doi.org/10.54097/s8pg1253.

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Intelligent risk management and trade optimization play pivotal roles in the realm of investment banking. Leveraging AI's capabilities, institutions harness vast datasets and machine learning algorithms to detect potential risks and fine-tune trading strategies. This results in more accurate decision-making processes and better risk mitigation measures. Furthermore, AI enables personalized customer service and precise market forecasting, elevating client satisfaction levels and enabling the anticipation of market trends with greater precision. Tailored services foster stronger client relations

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Farhood, Alaa Saleh. "Analyze the Efficiency of Banking Risk Management in Banks Operating in The Local Environment Through the Application of Basel Standards in Financial Risk Management." International Academic Journal of Social Sciences 10, no. 2 (2023): 39–52. http://dx.doi.org/10.9756/iajss/v10i2/iajss1011.

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This article discusses the challenges facing the banking system in light of the development of the banking industry and the increase in banking competition at the local and global levels. The article notes that banking risks are no longer limited to credit risks, but also include market risks, liquidity, interest rates, operational risks and others. Based on this development, it has become necessary for banking regulators and institutions to apply unified standards for managing these risks in order to protect the financial stability of banks and the financial system. The article highlights the

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Jakšić, Milena, Violeta Todorović, and Jelena Matić. "The Influence of Digital Currency on the Banking Sector in Europe." Economic Themes 60, no. 4 (2022): 481–94. http://dx.doi.org/10.2478/ethemes-2022-0026.

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Abstract Historically, financial and monetary innovations have triggered positive and negative changes in the everyday operations of the financial sector. Similarly, digital currencies can significantly reshape the future of banking and financial intermediaries. Whether the aspect of digital currencies is through the public sector such as in central banks, digital currencies, or private means such as in cryptocurrencies, the eventual rollout of such innovative instruments has a critical influence on the retail use of digital assets. At the same time, digital currencies may create new risks and

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