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Journal articles on the topic 'Financial capability'

Author: Grafiati

Published: 4 June 2021

Last updated: 26 July 2025

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1

Hoelzl, Erik, and Arie Kapteyn. "Financial capability." Journal of Economic Psychology 32, no. 4 (2011): 543–45. http://dx.doi.org/10.1016/j.joep.2011.04.005.

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Scott, Janine K., Nghia Nguyen Vu, Yuanshan Cheng, and Philip Gibson. "Financial capability." Financial Services Review 27, no. 4 (2023): 391–411. http://dx.doi.org/10.61190/fsr.v27i4.3406.

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We inspect the influence of individual financial knowledge and financial behavior on the proba- bility of experiencing financial distress. Using the 2015 National Financial Capability Study, we examine three measures of financial distress related to bill payment, retirement saving, and being late with a mortgage payment. Financial literacy and financial behavior indices are constructed using questions from the survey that pertain to financial knowledge (ranging in complexity) and financial decision-making. In addition to the influence of socioeconomic factors, the conclusion suggests that fina

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3

Xiao, Jing Jian, and Barbara O'Neill. "Consumer financial education and financial capability." International Journal of Consumer Studies 40, no. 6 (2016): 712–21. http://dx.doi.org/10.1111/ijcs.12285.

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Xiao, Jing Jian, Cheng Chen, and Fuzhong Chen. "Consumer Financial Capability and Financial Satisfaction." Social Indicators Research 118, no. 1 (2013): 415–32. http://dx.doi.org/10.1007/s11205-013-0414-8.

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5

Ajaz Khan, Khurram, Gentjan Çera, and Sandra Raquel Pinto Alves. "FINANCIAL CAPABILITY AS A FUNCTION OF FINANCIAL LITERACY, FINANCIAL ADVICE, AND FINANCIAL SATISFACTION." E+M Ekonomie a Management 25, no. 1 (2022): 143–60. http://dx.doi.org/10.15240/tul/001/2022-1-009.

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There is no substantial evidence that exists in the literature to establish the link between financial advice and financial capability fully establishes, even though ‘getting help’ is identified as an important aspect of financial capability. This study sets out to fulfil a couple of objectives. Its primary goal is to investigate the effects that a combination of financial literacy elements (financial attitude, financial knowledge, and financial behaviour), financial advice as well as financial satisfaction have on individuals’ financial capability, and secondly, to test and prescribe the impr

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6

Williams, Alvin J., and Ben Oumlil. "College student financial capability." International Journal of Bank Marketing 33, no. 5 (2015): 637–53. http://dx.doi.org/10.1108/ijbm-06-2014-0081.

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Purpose – The reviewed literature emphasized that the student loan debt issues have a lot of connections to the economy. This conclusion is in support with broader evidence that high student debt levels are a drag on economic growth. Additionally, disadvantaged and other vulnerable groups, including students, are more likely to be excluded from the formal, regulated financial sector and not be able to take advantage of mainstream financial service providers (e.g. lack access to credit, insurance, and other formal financial services). Among the primary reasons cited for this financial exclusion

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Vieira, Kelmara Mendes, Taiane Keila Matheis, and Eliete dos Reis Lehnhart. "Digital Financial Capability Scale." Journal of Risk and Financial Management 17, no. 9 (2024): 404. http://dx.doi.org/10.3390/jrfm17090404.

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Financial digitization is an irreversible phenomenon. The objective of this study is to construct the Digital Financial Capability Scale (DFCS). Starting with the development of a definition, we created a multidimensional scale composed of digital financial knowledge, digital financial behavior, and digital financial confidence. The validation process involved a qualitative stage, consisting of focus groups, expert validation, and pre-testing, and a quantitative stage, with exploratory and confirmatory factor analyses and structural equation modeling. The DFCS assesses an individual’s percepti

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Xiao, Jing Jian, and Nilton Porto. "Financial education and financial satisfaction." International Journal of Bank Marketing 35, no. 5 (2017): 805–17. http://dx.doi.org/10.1108/ijbm-01-2016-0009.

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Purpose The purpose of this paper is to investigate roles of financial literacy, financial behavior, and financial capability as mediating factors between financial education and financial satisfaction. Design/methodology/approach Data are from the 2012 National Financial Capability Study, a large national data set with detailed information on financial satisfaction, education, literacy, behavior, capability, and related variables. Mediation analyses are used to answer research questions. Findings Financial education may affect financial satisfaction, a subjective measure of financial well-bei

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9

Potocki, Tomasz. "Locating Financial Capability Within Capability Approach – Theoretical Survey." Gospodarka Narodowa 309, no. 1 (2022): 96–106. http://dx.doi.org/10.33119/gn/147640.

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10

Wijaya, Candra, and Ary Satria Pamungkas. "Pengaruh Financial Behavior, Financial Attitude, Dan Financial Capability Terhadap Financial Satisfaction." Jurnal Manajerial Dan Kewirausahaan 3, no. 2 (2021): 308. http://dx.doi.org/10.24912/jmk.v3i2.11874.

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The purpose of this research is toexamine the effect of Financial Behavior, Financial Attitude and Financial Satisfaction. The samples of this study is the people of Riau who are already working. The sample was selected by convenience sampling method amounted to 165 respondent with an online questionnaire help by Google form. The data analysis technique used is structural equation modeling assisted bu the SmartPLS program. The result of this study show that there is an influence of Financial Behavior, Financial Attitude, and Financial Capability on Financial Satisfaction. Tujuan dari penelitia

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Boichenko, A. E., T. V. Glushkova та D. B. Nedikov. "Финансовые возможности московских и берлинских студентов". Вестник МИРБИС, № 15 (19 жовтня 2018): 159–76. http://dx.doi.org/10.25634/mirbis.2018.3.17.

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This present research is an analysis of financial capability and its aspects among students in Moscow and Berlin. The topic is relevant due to the existing idea that students do not know how to manage their finances. Hence, one of the tasks of this work is a calculation of the level of financial capability in Moscow and Berlin which helps to understand whether students, in comparison with the rest of the population, do not know how to successfully manage finances. Alongside with a calculation of the level of financial capability, the study identifies the factors that affect the levels of finan

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12

Jin, Minchao, and Zibei Chen. "Comparing Financial Socialization and Formal Financial Education: Building Financial Capability." Social Indicators Research 149, no. 2 (2019): 641–56. http://dx.doi.org/10.1007/s11205-019-02248-z.

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13

Xiao, Jing Jian, and Barbara O'Neill. "Propensity to plan, financial capability, and financial satisfaction." International Journal of Consumer Studies 42, no. 5 (2018): 501–12. http://dx.doi.org/10.1111/ijcs.12461.

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Marchant, Caroline, and Tina Harrison. "Emerging adults' financial capability: A financial socialization perspective." International Journal of Consumer Studies 44, no. 2 (2019): 99–110. http://dx.doi.org/10.1111/ijcs.12548.

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15

Taylor, Mark P., Stephen P. Jenkins, and Amanda Sacker. "Financial capability and psychological health." Journal of Economic Psychology 32, no. 5 (2011): 710–23. http://dx.doi.org/10.1016/j.joep.2011.05.006.

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Wiryakusuma, I. Gusti Bagus Yosia, and Elizabeth Maeko Cyrilla Handijaya. "Financial Capability and Financial Behavior among people in Surabaya." Excellent 10, no. 2 (2023): 211–19. http://dx.doi.org/10.36587/exc.v10i2.1579.

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This research aims to see how gender differs in the financial capability and financial behavior of people in Surabaya. The number of respondents in this study was 204 people. The criteria for respondents in this study were to be over 17 years old and domiciled in Surabaya. The method used in this research is the independent t test and ANOVA test. The results found from this research are that there are differences in the financial capability of men and women. Men are said to be better in financial capability than women. Apart from that, the results also found that there were no differences in t

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Bhargava, Monu, Ashish Sharma, Birajit Mohanty, and Moon Moon Lahiri. "Moderating Role of Personality in Relationship to Financial Attitude, Financial Behaviour, Financial Knowledge and Financial Capability." International Journal of Sustainable Development and Planning 17, no. 6 (2022): 1997–2006. http://dx.doi.org/10.18280/ijsdp.170635.

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Advancements in financial system and technology, enlarged individual responsibility for financial decisions, and rapid information expansion, have fundamentally transformed women's need to be functionally literate and financially capable, especially after the COVID-19 pandemic. The personality also has long term implications on financial well-being. The aim of the paper is to study the dominating role of financial attitude, financial awareness & skills, and financial behaviour on financial competence and the moderating role of personality on financial knowledge, financial behaviour, financ

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Rajna, Anthony, and Fazli Sabri Mohamad. "The Impact of a Financial Capability Program on the Financial Well-being of Medical Practitioners." Shanlax International Journal of Management 6, no. 4 (2019): 18–23. https://doi.org/10.5281/zenodo.2619881.

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The main objective of this study is to determine the impact of a financial capability program on the financial well-being of medical practitioners in the public hospitals in Selangor, Malaysia. Its specific aims were to determine the levels of financial capability, financial satisfaction and financial practice of medical practitioners before and after a financial capability program intervention. A total of 100 medical practitionerswere randomly assigned to intervention (50%) and control groups (50%) after both completing the financial capability initial assessment and evaluation (pre-test

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19

Choi, Chul. "Financial Capability and Well-being of Korean Financial Consumers." Journal of Financial Consumers 12, no. 3 (2023): 49–74. http://dx.doi.org/10.30592/kafc_jfc.13.03.03.

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20

Price, Debora Janet. "Financing later life: why financial capability agendas may be problematic." Working with Older People 19, no. 1 (2015): 41–48. http://dx.doi.org/10.1108/wwop-12-2014-0042.

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Purpose – The purpose of this paper is to examine the language and cultural assumptions that government uses when proposing policy reforms for the financing of later life, especially in promoting the financial capability of citizens. The author asks what the implications of this political construction are for society. Design/methodology/approach – The author examines UK government policy documents from the foundation of the Financial Services Authority in 1997 until 2013. The author analyses these documents to understand the discourses of government for the financing of later life, how powerfu

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21

AlHares, Aws, and Rawdha Elareer. "Financial technology and consumer financial satisfaction." Journal of Governance and Regulation 13, no. 1, special Issue (2024): 489–98. http://dx.doi.org/10.22495/jgrv13i1siart21.

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Financial technology (FinTech) quick development had a significant impact on consumers’ financial lives, particularly their level of financial pleasure. The rise of mobile payments has been somewhat accelerated by the advent of FinTech. This study’s goal is to examine how FinTech used in payments affects consumer financial happiness using information from the Organisation for Economic Co-operation and Development (OECD) 2018 and 2021 National Financial Capability Study (NFCS). Given that the consumer financial happiness variable is non-continuous and ordered, the probit regression approach is

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22

Ranta, Mette, and Katariina Salmela-Aro. "Subjective financial situation and financial capability of young adults in Finland." International Journal of Behavioral Development 42, no. 6 (2017): 525–34. http://dx.doi.org/10.1177/0165025417745382.

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A key developmental task in young adulthood is acquiring financial capability (Serido, Shim, & Tang, 2013), meaning competent financial management skills and the responsibilities that these involve. This study extends previous research on the theoretical model of the development of financial capability, including financial confidence (or financial self-efficacy) and financial behavior as factors contributing to subjective and financial well-being. It is part of the Finnish Educational Transitions Studies (FinEdu) longitudinal research project. Participants were 418 young adults aged 24–25

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Khan, Khurram Ajaz, and Mohammad Anam Akhtar. "Digital Engagement as a Predictor of Financial Capability, Financial Advice, and Financial Satisfaction." Studies in Business and Economics 16, no. 2 (2021): 127–41. http://dx.doi.org/10.2478/sbe-2021-0029.

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Abstract This paper investigates direct and indirect impacts of an individual’s digital engagement on their financial satisfaction considering a significant role of an individual’s financial capability and financial advice. The study is administered on the individual level, surveyed the working youth in northern India. PLS-SEM were employed using SMART-PLS version 3 for a confirmatory analysis and structural model assessment. Digital engagement has been established as a vital factor substantially influencing the individual’s financial advice, financial capability and financial satisfaction bot

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24

Serido, Joyce, Soyeon Shim, and Chuanyi Tang. "A developmental model of financial capability." International Journal of Behavioral Development 37, no. 4 (2013): 287–97. http://dx.doi.org/10.1177/0165025413479476.

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This study proposes a developmental model of financial capability to understand the process by which young adults acquire the financial knowledge and behaviors needed to manage full-time adult social roles and responsibilities. The model integrates financial knowledge, financial self-beliefs, financial behavior, and well-being into a single financial decision-making process. With two-time longitudinal survey data from college students ( N = 1,511; aged 18–23 years at Wave 1 and 21–26 years at Wave 2), the findings provide support for a pattern of co-occurring change: changing knowledge about p

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Lubis, Arief Wibisono. "Conceptualizing financial capability: evidence from Indonesia." International Journal of Ethics and Systems 37, no. 2 (2021): 301–17. http://dx.doi.org/10.1108/ijoes-06-2020-0095.

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Purpose This paper aims to investigate how microfinance institutions’ clients in Indonesia conceptualize financial capability. Previous investigations on the concept were mostly in the lenses of those in the developed economies. Design/methodology/approach A qualitative method was used, in which focus group discussions (FGDs) and interviews were conducted with microfinance institutions’ clients and management in four provinces in Indonesia: DKI Jakarta, DI Yogyakarta, West Nusa Tenggara and South Sulawesi. Findings The results exhibit some similarities with those of previous studies that highl

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Luo, Yu, Yuchao Peng, and Lianyun Zeng. "Digital financial capability and entrepreneurial performance." International Review of Economics & Finance 76 (November 2021): 55–74. http://dx.doi.org/10.1016/j.iref.2021.05.010.

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Xiao, Jing Jian, Cheng Chen, and Lei Sun. "Age differences in consumer financial capability." International Journal of Consumer Studies 39, no. 4 (2015): 387–95. http://dx.doi.org/10.1111/ijcs.12205.

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Pellinen, Antti, Kari Törmäkangas, Outi Uusitalo, and Anu Raijas. "Measuring the financial capability of investors." International Journal of Bank Marketing 29, no. 2 (2011): 107–33. http://dx.doi.org/10.1108/02652321111107611.

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Appelbaum, Paul S., Julie Birkenmaier, and Marc Norman. "Improving Social Security’s Financial Capability Assessments." Psychiatric Services 67, no. 7 (2016): 704–6. http://dx.doi.org/10.1176/appi.ps.201600196.

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Johnson, Mark A., and Douglas J. Lamdin. "Gauging the Financial Capability of Americans." Business Economics 50, no. 3 (2015): 135–46. http://dx.doi.org/10.1057/be.2015.24.

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31

Luukkanen, Laura, and Outi Uusitalo. "Toward Financial Capability—Empowering the Young." Journal of Consumer Affairs 53, no. 2 (2018): 263–95. http://dx.doi.org/10.1111/joca.12186.

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Banerjee, Mahasweta M., Terri Friedline, and Barbara J. Phipps. "Financial capability of parents of kindergarteners." Children and Youth Services Review 81 (October 2017): 178–87. http://dx.doi.org/10.1016/j.childyouth.2017.08.009.

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Guo, Baorong, and Jin Huang. "Financial Well-Being and Financial Capability among Low-Income Entrepreneurs." Journal of Risk and Financial Management 16, no. 3 (2023): 181. http://dx.doi.org/10.3390/jrfm16030181.

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Financial well-being is a key component of quality of life and overall well-being and is likely to affect other aspects of quality of life, such as health and health care. The COVID-19 pandemic presents an immense crisis of financial well-being among low-income entrepreneurs and has left many small-scale entrepreneurs financially fragile. We argue that promoting the financial capability of low-income entrepreneurs is effective in protecting their financial well-being from a crisis. To examine the association between financial capability and the financial well-being of low-income entrepreneurs,

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Al Rahahleh, Naseem. "Determinants of the Financial Capability: The Mediating role of Financial Self-efficacy and Financial Inclusion." International Journal of Economics and Financial Issues 13, no. 6 (2023): 15–29. http://dx.doi.org/10.32479/ijefi.14531.

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Identifying and addressing the predictors of financial capability in the context of a developing country such as Kingdom of Saudi Arabia is vital to advancing the financial behavior literature. Financial self-efficacy initially develops from financial literacy and the continuing development of each depends on the continuing development of the other. However, the exact nature of the relationship between financial self-efficacy and the relationship between financial literacy and financial inclusion remains a subject for argument. We, therefore, propose a model comprising both direct and indirect

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Jin, Bong Jae, Hyung Bin Moon, and Woon Seek Lee. "A study on the structural relationship between management capability, technological innovation capability, business capability, and management performance of non-manufacturing SMEs in the Southeast region." Korean Data Analysis Society 25, no. 3 (2023): 1019–34. http://dx.doi.org/10.37727/jkdas.2023.25.3.1019.

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The purpose of this study is to confirm the effect of managerial competency and technological innovation capability of non-manufacturing SMEs located in Busan, Ulsan, and Gyeongnam on commercialization capability, financial and non-financial performance. The technology credit information of 344 target non-manufacturing SMEs was used and the structural relationship was analyzed. As a result of the analysis, it was found that management capability had a positive effect on business capability, technology innovation capability had a positive effect on financial performance, and commercialization c

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Linawati, Nanik, and Inlian Wijaya. "THE MODERATOR EFFECT OF FINANCIAL APPS ON THE RELATIONSHIP BETWEEN FINANCIAL EDUCATION AND FINANCIAL CAPABILITY." International Journal of Financial and Investment Studies (IJFIS) 3, no. 1 (2022): 1–8. http://dx.doi.org/10.9744/ijfis.3.1.1-8.

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This study aims to determine the effect of Socio-Demographic and Financial Education on Financial Capability with Financial Apps as the moderator variable. The research population is Generation Z aged 19-26 years. The research sample amounted to 100 respondents and data collection was done through the distribution of questionnaires via google form. The data analysis method used is Partial Least Square (PLS). In the industrial era 4.0, which is growing rapidly at this time, financial applications that are designed to help people manage finances have begun to appear. Digital financial management

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Knowles, Sophie, and Steve Schifferes. "Financial capability, the financial crisis and trust in news media." Journal of Applied Journalism & Media Studies 9, no. 1 (2020): 61–83. http://dx.doi.org/10.1386/ajms_00011_1.

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Since the Global Financial Crisis of 2008 the financial media has been analysed from the perspectives of experts and far less from the audiences who consume it. This article fills this gap by exploring public consumption of financial news and their levels of satisfaction. It explores another, less researched, issue; that of financial literacy, which is a major impediment to public understanding and is weaker among women, young people and the less affluent. Consequently, the study makes the following suggestions: financial journalism needs to respond to a wide audience and provide more useful,

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Çera, Gentjan, Khurram Ajaz Khan, Jaroslav Belas, and Humberto Nuno Rito Ribeiro. "The Role of Financial Capability and Culture in Financial Satisfaction." Economic Papers: A journal of applied economics and policy 39, no. 4 (2020): 389–406. http://dx.doi.org/10.1111/1759-3441.12299.

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Kasiisii, Athikho Stephen, Siluvaimuthu Mariadoss, and Selvaraj Anthony Rahul Golden. "The Effectiveness of Digital Financial Inclusion in Improving Financial Capability." International Journal of Professional Business Review 8, no. 5 (2023): e0839. http://dx.doi.org/10.26668/businessreview/2023.v8i5.839.

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Purpose: The aim of the study is to identify by exploring why digital financial inclusion has become more difficult recently. To find out what challenges faced by people where issues of financially excluded, deep-rooted problems have arisen in the path of inclusive economic development. Theoretical Framework: The financial success of the digital age is inspiring people. The digital revolution unfolds more opportunities for stakeholders to increase the inclusivity in finance of all eligible individuals with the help of technology. Design/Methodology/Approach: Any technological advancement will

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Bachtiar, Yanuar, Tri Ramaraya Koroy, Masithah Akbar, et al. "Edukasi Financial Capability: Mempersiapkan Generasi Muda Mencapai Financial Well-Being." Abdimas Universal 4, no. 2 (2022): 186–90. http://dx.doi.org/10.36277/abdimasuniversal.v4i2.217.

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In line with the growing trend of online shopping with all the conveniences offered, the ability to manage finances also needs to be improved so that excessive consumptive behavior does not occur. In addition, the importance of understanding about financial capability is very important for the younger generation, especially students who will later face the world of work which requires them to be able to manage their finances independently and efficiently. Therefore, this educational activity is intended to provide insight for students in planning their financial management. This activity is at

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Mohamed, Mas Azira, Sellywati Mohd Faizal, and Nahariah Jaffar. "Effects of financial literacy and attitude toward money on financial capability among SMEs in Malaysia." International Journal of Management and Sustainability 13, no. 4 (2024): 832–44. http://dx.doi.org/10.18488/11.v13i4.3919.

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The study examines how financial literacy and attitudes towards money affect financial capability among SMEs in Malaysia. SMEs are crucial for global economic growth but frequently encounter specific obstacles that include financial instability. This study investigates the factors that influence the financial capability of SME owners, acknowledging its importance in promoting business expansion and adaptability. The study involves 231 SME owners and uses scales to assess financial literacy, attitudes towards money, and financial capability. Results show significant correlations among financial

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Wiryakusuma, I. Gusti Bagus Yosia, Elizabeth Maeko Cyrilla Handijaya, and Rizky Nadia Tasyavany. "KESENJANGAN LITERASI KEUANGAN BERDASARKAN GENDER PADA UMKM DI SURABAYA." Jurnal Riset Entrepreneurship 7, no. 1 (2024): 16. http://dx.doi.org/10.30587/jre.v7i1.6104.

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Financial literacy is a basic need for everyone. Financial literacy is knowledge and skills in managing finances. In this study, financial literacy is represented by financial capability and financial knowledge. This study aims to see the differences in financial capability and financial knowledge based on gender. The independent t test was used to analyze the data. The results of the study show that there are differences in financial capability and financial knowledge based on gender. Other findings also found that the higher the financial knowledge, the higher the financial capability.

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Rismaya Fitria, Rema, Dewi Pudji Rahayu, Mila Septiana, and Jundi Arrasid. "Unraveling the Link between Financial Literacy and Financial Capability among Java's Students." JBMP (Jurnal Bisnis, Manajemen dan Perbankan) 9, no. 2 (2023): 190–209. http://dx.doi.org/10.21070/jbmp.v9i2.1699.

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This study aims to investigate the relationship between various dimensions of financial literacy, including financial behavior, attitude, knowledge, and capability, among university students in Java. The research encompassed the entire population of university students on Java island in 2022, totaling 3.5 million, with a final sample size of 173 respondents selected using the Slovin formula. Data collection was conducted through a questionnaire survey, and multiple regression analysis was employed to assess the direct influence of financial literacy on financial capability using SPSS software

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Umairoh, Mayada Pasha, M. Boy Singgih Gitayuda, and Purnamawati Purnamawati. "PERAN FINANCIAL CAPABILITY DAN FINANCIAL SECURITY DALAM MENINGKATKAN FINANCIAL SATISFACTION PEMILIK UMKM SEKTOR PARIWISATA DI MADURA." J-MACC : Journal of Management and Accounting 7, no. 1 (2024): 9–21. http://dx.doi.org/10.52166/j-macc.v7i1.5116.

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This article discusses the roles of financial capability and financial security in enhancing the financial satisfaction of Micro, Small, and Medium Enterprises (MSMEs) in the tourism sector in the Madura Region. Tourism in Madura holds significant economic potential, with MSMEs playing a crucial role in local economic development. Financial satisfaction serves as a subjective indicator of an individual's financial well-being. This study employs a descriptive approach using a quantitative method. The results of multiple linear regression analysis indicate that both financial capability and fina

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McGarity, Stephen V., David O. Okech, Edwin Risler, and Thomas J. Clees. "Assessing financial capability among people with disabilities." Journal of Social Work 20, no. 5 (2019): 657–72. http://dx.doi.org/10.1177/1468017319860308.

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Summary People with disabilities are five times more likely to experience poverty than the general population, yet very little is known about how financial capability can help increase their financial well-being. Using secondary data from the 2015 National Financial Capabilities Study, this study used path analysis to test Sherraden’s theoretical model of building financial capability on a nationally representative sample of people with disabilities. This included assessing how variables of ability (i.e., financial literacy) and variables of opportunity (i.e., financial inclusion) combine to i

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Lamb, Laura. "Financial exclusion and financial capabilities in Canada." Journal of Financial Economic Policy 8, no. 2 (2016): 212–27. http://dx.doi.org/10.1108/jfep-06-2015-0037.

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Purpose The financially excluded are often denied basic financial services from mainstream banking institutions, leading them to high-cost fringe finance institutions (FFIs) such as payday loan companies and pawnshops. While strategies to address financial exclusion often include financial capabilities education, there does not appear to be evidence suggesting such education is an appropriate solution. The purpose of this study is to explore the relationship between financial capability and financial exclusion with survey data collected from the Canadian city of Kamloops located in the souther

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ZAKARIA, NURUL FARHANA. "DETERMINANTS OF FINANCIAL CAPABILITY AMONG YOUNG EMPLOYEES IN MALAYSIA." Asia Pacific Journal of Youth Studies 9, no. 1 (2013): 1–22. http://dx.doi.org/10.56390/apjys2024.9.1.

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ABSTRACT Current high levels of individual indebtedness and increasing focus on individual responsibility for financial planning shows that there is a growing need for better financial capability particularly among the young adults. The purpose of this study is to identify the levels of financial literacy, financial capability and financial problems of young employees for both public and private sector in Malaysia and to determine the relationships between financial literacy, financial problems, and money attitude with financial capability among the young employees. The sample size was compris

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Sari, Yuliyanti Wulan, Mulyanto Nugroho, and Nekky Rahmiyati. "The effect of financial knowledge, financial behavior and digital financial capabilities on financial inclusion, financial concern and performance in MSMEs in East Java." Uncertain Supply Chain Management 11, no. 4 (2023): 1745–58. http://dx.doi.org/10.5267/j.uscm.2023.6.016.

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Abstract:

This study aims to prove and analyze the effect of financial knowledge, financial behavior, and digital financial capabilities on financial inclusion, financial concern, and performance in Small and Medium Enterprises (SMEs) in East Java. The population used in this study was 1,387,854 Micro, Small and Medium sized Enterprises (MSMEs) actors in East Java, which is located in the Gerbangk ertasusila area. The sample in this study were 395 respondents who were determined by the non-probability sampling method. In this study a questionnaire research instrument was used, namely a set of questions

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Atkinson, Adele, Stephen McKay, Sharon Collard, and Elaine Kempson. "Levels of Financial Capability in the UK." Public Money and Management 27, no. 1 (2007): 29–36. http://dx.doi.org/10.1111/j.1467-9302.2007.00552.x.

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Vyvyan, Victoria, Levon Blue, and Mark Brimble. "Factors that Influence Financial Capability and Effectiveness: Exploring Financial Counsellors’ Perspectives." Australasian Accounting, Business and Finance Journal 8, no. 4 (2014): 3–22. http://dx.doi.org/10.14453/aabfj.v8i4.2.

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