Academic literature on the topic 'Financial condition of banking institutions'

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Journal articles on the topic "Financial condition of banking institutions"

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Кузьмінський, Володимир, and Аліна Кириліченко. "FINANCIAL SECURITY OF A BANKING INSTITUTION IN MARKET CONDITIONS." "Scientific notes of the University"KROK", no. 1(77) (March 30, 2025): 107–16. https://doi.org/10.31732/2663-2209-2025-77-107-116.

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The article is devoted to the study of financial security, which in turn is one of the most important problems that banking institutions are trying to overcome. It has been proven that even sophisticated software that protects previous data cannot completely protect accounts from fraudsters, phishing, hacking attacks, etc. It has been studied that the assessment of the financial security of a banking institution is an important part of financial management and strategic planning. The finance and insurance sector has emerged as a major target for threats to financial security in both 2022 and 2
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Niavand, Hossein, and Farzaneh Haghighat Nia. "The Study of Financial Condition and Credit Institutions in Iran." Business and Economic Research 8, no. 1 (2017): 178. http://dx.doi.org/10.5296/ber.v8i1.12529.

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This paper examines that financial conditions and credit institutions in Iran, Credit institutions; non-governmental and public economic institutions in Iran agreed in principle with the central bank are established and engaged in banking operations. A “credit union institution” that by attracting deposits allowed the bank (excluding deposit interest-free loan current), obtaining loans and other financial instruments to mobilize resources, Venture and the resources to grant credit facilities assigned or in any other manner to the recognition of the central bank, an intermediary between supplie
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Sybirtsev, Volodymyr, Maksym Dubyna, Sergii Stepanenko, Tetiana Staverska, Vitaliy Romanchukevich, and Anton Volok. "Sustainably development of banking institution in the condition of macrofinancial instability and digital economy." Journal on Innovation and Sustainability RISUS 16, no. 2 (2025): 166–79. https://doi.org/10.23925/2179-3565.2025v16i2p166-179.

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In the article, the issue of ensuring transformation of modern model of the banking institution within gradual implementation of the sustainable development concept is studied, which today is promising strategic direction for further operation of financial institutions. This was implemented considering modern realities in which banks operate, namely: periodic instability and digitalization of their work. To this end, a range of general and specific research methods were used: generalization and abstraction, content analysis, analysis, synthesis, systematization, grouping and logical generaliza
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Yesimov, S. S. "Supervision of the activities of non-banking financial institutions." Uzhhorod National University Herald. Series: Law 2, no. 82 (2024): 152–58. http://dx.doi.org/10.24144/2307-3322.2024.82.2.24.

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The article examines the supervision of the activities of non-banking financial institutions based on current legislation. The object of the study is the set of relationships that arise in the process of financial control over the activities of non-banking financial institutions. The subject is the laws and regulations of the National Bank of Ukraine regulating the activities of non-banking financial institutions. The methodological basis of the research is general scientific and private scientific methods of cognition. It is noted that effective control and supervision of the activities of no
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Trippner, Paweł. "Appraisal of Financial Situation of the Polish Banking Sector from 2008 to 2012." Management 17, no. 2 (2013): 177–89. http://dx.doi.org/10.2478/manment-2013-0064.

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Summary Appraisal of Financial Situation of the Polish Banking Sector from 2008 to 2012 The banking system is a very important element of the financial system of a country. As institutions of public trust, banks play a crucial role in the process of transforming savings into investments, which directly affects the country’s economic development. Maintaining the banking sector in a good financial condition guarantees stability of the financial system and economic development of Poland. The article aims to present the essence of operations of banks as financial institutions, present their role i
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Grechka, Vladislav, Vyacheslav Ostrovsky, and Mykhailo Bilyi. "Development of the financial security system of banking institutions in the conditions of digitization." Scientific bulletin of Polissia, no. 2 (29) (March 6, 2025): 461–78. https://doi.org/10.25140/2410-9576-2024-2(29)-461-478.

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The article presents a review of the category of “financial security of banking institutions” at the macro and micro levels. At the macro level, the financial security of banking institutions depends on: the stability of economic development, the effectiveness of regulation and supervision of the NBU and other regulatory bodies, the state of the financial system and external factors. At the micro level, the financial security of banking institutions depends on: indicators of the bank’s financial stability, an effective risk management system, professional corporate governance, characterized by
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Копилюк, Оксана, Наталія Жигар та Андрій Петриняк. "ЗАГРОЗИ ФІНАНСОВІЙ БЕЗПЕЦІ БАНКІВСЬКИХ УСТАНОВ УКРАЇНИ В УМОВАХ ЦИФРОВІЗАЦІЇ". Economic journal of Lesya Ukrainka Volyn National University 2, № 38 (2024): 61–68. http://dx.doi.org/10.29038/2786-4618-2024-02-61-68.

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Introduction. The relevance of the study is due to the need to investigate threats to the financial security of the banking sector of Ukraine in the context of global digitalization of the financial space. The banking system of Ukraine is currently facing a dual problem, in particular, the pace of innovation and investment activities of banks and global technological progress contribute to the emergence of new banking innovations, while on the other hand, the Ukrainian banking system faces numerous internal risks and threats. The ability to minimize the negative impact of such threats, timely
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Карлін, Микола, Тетяна Коробчук та Софія Теслюк. "ЗАГРОЗИ ФІНАНСОВІЙ БЕЗПЕЦІ БАНКІВСЬКИХ УСТАНОВ УКРАЇНИ В УМОВАХ ЦИФРОВІЗАЦІЇ". Economic journal of Lesya Ukrainka Volyn National University 2, № 38 (2024): 53–60. http://dx.doi.org/10.29038/2786-4618-2024-02-53-60.

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Introduction. The relevance of the study is due to the need to investigate threats to the financial security of the banking sector of Ukraine in the context of global digitalization of the financial space. The banking system of Ukraine is currently facing a dual problem, in particular, the pace of innovation and investment activities of banks and global technological progress contribute to the emergence of new banking innovations, while on the other hand, the Ukrainian banking system faces numerous internal risks and threats. The ability to minimize the negative impact of such threats, timely
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Zaki Perdana Mulia and Ersi Sisdianto. "Implementasi Akuntansi Pembiayaan Akad Qardh Pada Perbankan Syariah." Jurnal Ekonomi, Akuntansi, dan Perpajakan 1, no. 2 (2024): 124–34. http://dx.doi.org/10.61132/jeap.v1i2.101.

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In financial and economic management activities, the term banking is often known, both conventional banking and Islamic banking. Islamic banking is a financial institution that plays an important role in managing people's funds. Islamic financial institutions generally have a variety of products offered to the public. In banking activities, there are two main functions of the bank, namely as a savings and loan institution. The purpose of this article is to discuss and analyze related to one of the Islamic bank products, namely loan products that apply the Qardh contract to Islamic financial in
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Tarasenko, Artem, and Ruslan Volok. "Essence and features of credit potential formation of banking institutions." PROBLEMS AND PROSPECTS OF ECONOMIC AND MANAGEMENT, no. 4 (40) (December 30, 2024): 291–306. https://doi.org/10.25140/2411-5215-2024-4(40)-291-306.

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Banking institutions play one of the most important roles in development of the country’s financial system and the national economy as a whole. That is why formation of their resource potential for lending and investment activities is an important condition for development of these institutions in current environment. In countries with underdeveloped stock markets, it is particularly important to ensure that commercial banks have financial capacity to carry out lending activities. This method is becoming that most affordable for economic entities in terms of their liability to attract necessar
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Dissertations / Theses on the topic "Financial condition of banking institutions"

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Chouchane, Hanene. "Libéralisation financière, institutions et crises bancaires : cas des pays de la région MENA." Thesis, Nice, 2015. http://www.theses.fr/2015NICE0002.

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Depuis que la libéralisation financière a été adoptée par la plupart des pays de la région Moyen Orient et Afrique du Nord (MENA), le nombre de crises bancaires n’a pas cessé d’augmenter. Ce qui nous amène à analyser la relation entre libéralisation financière et les crises bancaires. Notre thèse s’attache à mettre en évidence le rôle important de la libéralisation financière sur les crises bancaires. Ce travail traite l’une des principales causes de l’échec de processus de libéralisation financière, à savoir la négligence du rôle primordial que jouent les institutions juridiques, économiques
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Patel, Aadil Suleman. "Development of the South African monetary banking sector and money market." Thesis, Rhodes University, 2005. http://hdl.handle.net/10962/d1002732.

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This thesis presents a theoretical analysis of developments in the South African monetary banking sector and money market. In the first section, evolution of the political, social and economic environments over the past few decades are discussed to provide the reader with an idea of some factors responsible for the underdeveloped nature of this market. It has been argued that the domestic political and economic landscape is relatively stable. Nevertheless, factors such as Zimbabwe’s political and ensuing economic turmoil, coupled with numerous financial crises in other developing nations have
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Bernal, Oscar. "Financial information flows and central bank interventions: the case of Japan." Doctoral thesis, Universite Libre de Bruxelles, 2007. http://hdl.handle.net/2013/ULB-DIPOT:oai:dipot.ulb.ac.be:2013/210599.

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La thèse comporte deux parties. Dans la première partie (Chapitres 1 et 2), un examen des déterminants des interventions officielles sur le marché des changes est proposée. Dans la second partie (Chapitres 3 et 4), c'est la problématique des interventions dites « secrètes » qui est étudiée. <p><p>Chapitre 1: « Talks, financial operations or both »<p><p>Ce chapitre propose une nouvelle approche aux fonctions de réaction permettant d’examiner, dans un même modèle, les déterminants des différents types d’interventions (les interventions effectives et les interventions orales). Le modèle permet de
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Buddy, Nancy J. "Analyzing the Financial Condition of Higher Education Institutions Using Financial Ratio Analysis." Thesis, University of North Texas, 1999. https://digital.library.unt.edu/ark:/67531/metadc2194/.

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The problem concerned the financial indicators used to evaluate the financial condition of the six sister higher education institutions under the authority of the Board of Regents of Oklahoma Colleges. The purposes were to determine the financial ratios that best indicate financial condition; to calculate those financial ratios for the six designated Oklahoma higher education institutions; and to evaluate and compare the financial condition of the six institutions. This study attempted to further the use of financial ratio analysis as an objective addition to subjective studies that examine an
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Golder, Peter Thomas. "Exploitation and exploration of advanced technology in financial institutions." Thesis, City University London, 1997. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.389547.

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boujlil, rhada. "Financial Regulation, Banking, and Sovereign Debt." ScholarWorks@UNO, 2019. https://scholarworks.uno.edu/td/2588.

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The dissertation consists of two essays. In the first essay we study the efficiency of banks during the period of (2000-2017) that witnessed a fierce financial crisis in the light of the regulatory acts enacted in response to the crisis (Basel III 2010). We investigate the combined impact of compliance with Tier 1 and Tier 2 capital, common equity Tier 1, and leverage requirements on bank operating efficiency. We measure operational efficiency of 68 insured, U.S. federally and state-chartered, commercial banks, with consolidated assets of $15 billion or more, over a sampling period of 18 years
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Rabrenović, Aleksandra. "Financial accountability as a condition for EU membership." Thesis, University of Glasgow, 2007. http://theses.gla.ac.uk/2265/.

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The objective of this thesis is to provide advice on how to establish a reliable system of financial accountability in Serbia, as a condition for EU membership. The creation of a functional financial accountability system in Serbia is important not only for further Serbian development, but also to secure efficient and effective use of the EU/Member States’ monies, which are already being used in Serbia. This thesis analyses financial accountability systems of two EU Member States: UK and France and a supranational EU system, which are then compared with the Serbian system. The legal frameworks
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Horta, Korinna. "The politics of policy and practice : international financial institutions and biodiversity." Thesis, SOAS, University of London, 2000. http://eprints.soas.ac.uk/29012/.

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This thesis is concerned with the accountability of public international financial institutions to their constituencies at global and local geographic scales. It investigates the compliance of the World Bank and the Global Environment Facility (GEF) with their own environmental and social policies as they relate to biodiversity protection. While the World Bank and the GEF pursue a global environmental agenda, their environmental and social policies commit the institutions to building bridges between the global and the local levels by requiring the participation of locally affected communities
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Jin, Lizuo. "Monetary policy and the design of financial institutions in China (1978-90)." Thesis, University of Oxford, 1993. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.357349.

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Marcelin, Isaac. "THE RELATIONSHIPS BETWEEN INSTITUTIONS, FINANCIAL DEVELOPMENT, BANKING PERFORMANCE, PRIVATIZATION, AND GROWTH." OpenSIUC, 2010. https://opensiuc.lib.siu.edu/dissertations/157.

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The problem of the present study is twofold (1) analyze the impacts of institutions and private property rights on the banking industry, and (2) the effects of property rights, contracting rights and intellectual property rights concurrent to privatization of state owned enterprises on a wide range of industries. First, it uses a sample of 37 countries to assess the effects privatization on industry growth of output, value added and establishments with regards to property rights institutions, using 3SLS technique. Consistent with the law and finance view, our results show that privatization wo
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Books on the topic "Financial condition of banking institutions"

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Semkow, Brian. Taiwan's financial markets and institutions: The legal and financial issues of deregulation and internationalization. Quorum Books, 1992.

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Lees, Francis A. Banking and financial deepening in Brazil. St. Martin's Press, 1991.

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Canada, Bank of. Financial system review. Bank of Canada, 2002.

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1967-, Ögren Anders, ed. The Swedish financial revolution. Palgrave Macmillan, 2010.

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Pasch, Paul. Politik und Wirtschaft: Die wirtschaftliche Entwicklung der West Bank unter israelischer Besetzung : eine empirische Studie unter besonderer Berücksichtigung monetärer Aspekte (1967-1989). Tuduv, 1991.

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Institut nauchnoĭ informat︠s︡ii po obshchestvennym naukam (Rossiĭskai︠a︡ akademii︠a︡ nauk), ed. Finansovye instituty i finansovye rynki Rossii: Novye tendent︠s︡ii : sbornik obzorov i referatov. In-t nauchnoĭ informat︠s︡ii po obshchestvennym naukam, 2005.

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United, States Congress House Committee on Banking Finance and Urban Affairs. The Financial condition of the credit union industry: Hearing before the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, second session, September 29, 1994. U.S. G.P.O., 1994.

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Arancibia, Salvador. De crisis en crisis: La modernización y la lucha por el poder en la banca. Pirámide, 2011.

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Ḥāmid, Usāmah. al-Niẓām al-maṣrifī al-Filasṭīnī: Al-wāqiʻ wa-al-imkānāt. Maʻhad Abḥāth al-Siyāsāt al-Iqtiṣādīyah al-Filasṭīnī, Mās, 1996.

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Lemmingson, Olaf Atja. Die Entwicklung von Bankensystem und Finanzmarkt in Russland. Universität, 1997.

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Book chapters on the topic "Financial condition of banking institutions"

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Capie, Forrest H., and Geoffrey E. Wood. "Banking Structure and Banking Stability after 1992." In Financial Institutions in Europe under New Competitive Conditions. Springer Netherlands, 1990. http://dx.doi.org/10.1007/978-94-009-1986-0_22.

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Levy-Lang, André. "Banking Strategies for the 1990s." In Financial Institutions in Europe under New Competitive Conditions. Springer Netherlands, 1990. http://dx.doi.org/10.1007/978-94-009-1986-0_5.

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Cornet, Peter A. A. M. "Issues in Banking Supervision and Regulation from the Perspective of a Banking Supervisor." In Financial Institutions in Europe under New Competitive Conditions. Springer Netherlands, 1990. http://dx.doi.org/10.1007/978-94-009-1986-0_20.

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Johnson, Leslie T. "Competition in Retail Banking: Threat or Promise?" In Financial Institutions in Europe under New Competitive Conditions. Springer Netherlands, 1990. http://dx.doi.org/10.1007/978-94-009-1986-0_15.

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Onado, Marco. "Competition in Banking Services and Its Implications: The Italian Case." In Financial Institutions in Europe under New Competitive Conditions. Springer Netherlands, 1990. http://dx.doi.org/10.1007/978-94-009-1986-0_9.

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Lees, Francis A., James M. Botts, and Rubens Penha Cysne. "Banking Institutions." In Banking and Financial Deepening in Brazil. Palgrave Macmillan UK, 1990. http://dx.doi.org/10.1007/978-1-349-10639-4_6.

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Cousin, Violaine. "Rural Financial Institutions." In Banking in China. Palgrave Macmillan UK, 2011. http://dx.doi.org/10.1057/9780230306967_11.

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Molyneux, Philip. "The Classification of Financial Institutions." In Banking. Macmillan Education UK, 1990. http://dx.doi.org/10.1007/978-1-349-21153-1_4.

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Lees, Francis A., James M. Botts, and Rubens Penha Cysne. "Non-Banking Financial Institutions." In Banking and Financial Deepening in Brazil. Palgrave Macmillan UK, 1990. http://dx.doi.org/10.1007/978-1-349-10639-4_7.

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Geisst, Charles R. "Commercial Banking." In A Guide to Financial Institutions. Palgrave Macmillan UK, 1988. http://dx.doi.org/10.1007/978-1-349-18807-9_3.

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Conference papers on the topic "Financial condition of banking institutions"

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Hameed Hindi, Ali, and Sarah Salam Sarhan. "Adopting the financial health model to improve banking reality." In 11th International Conference of Economic and Administrative Reform: Necessities and Challenges. University of Human Development, 2022. http://dx.doi.org/10.21928/icearnc/9.

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"The health reality of financial and banking institutions is achieved only through optimal financial management, and correct application of financial decisions. This study came to contribute to improving the Iraqi banking reality by adopting the financial health model to assess the reality of working in Iraqi private banks. Financial health is one of the modern and important topics in the field of banking, which is used to assess the financial condition of any financial institution as a tool that shows the institution’s ability to use its financial resources efficiently, as well as its ability
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Hameed Hindi, Ali, and Sarah Salam Sarhan. "Adopting the financial health model to improve banking reality." In 11th International Conference of Economic and Administrative Reform: Necessities and Challenges. University of Human Development, 2022. http://dx.doi.org/10.21928/uhdicearnc/9.

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"The health reality of financial and banking institutions is achieved only through optimal financial management, and correct application of financial decisions. This study came to contribute to improving the Iraqi banking reality by adopting the financial health model to assess the reality of working in Iraqi private banks. Financial health is one of the modern and important topics in the field of banking, which is used to assess the financial condition of any financial institution as a tool that shows the institution’s ability to use its financial resources efficiently, as well as its ability
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Simões, Jaira Patricia Francisco, and Abel Corrêa de Souza. "Angolan banking system: a perspective of granting credit to new entrepreneurs." In II INTERNATIONAL SEVEN MULTIDISCIPLINARY CONGRESS. Seven Congress, 2023. http://dx.doi.org/10.56238/homeinternationalanais-004.

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Abstract The main focus of this study is to understand how the banking system works in the perception of financial institutions (BANKS) regarding lending to new ventures or businesses. Considering the forms and methods of granting credits available by Angolan banks, taking into account that the stage of business introduction, ends up being the most difficult and risky, after the business needs the future time to make its operations sold, thus increasing the risk for both financial institutions, when for those who assume the risk of financing, investors. The study sand delimits in researching a
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Parne, Prudhvi. "Cloud Computing Strategy and Impact in Banking/Financial Services." In 5th International Conference on Computer Science and Information Technology (COMIT 2021). Academy and Industry Research Collaboration Center (AIRCC), 2021. http://dx.doi.org/10.5121/csit.2021.111704.

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With recent advances in technology, internet has drastically changed the computing world from the concept of parallel computing to distributed computing to grid computing and now to cloud computing. The evolution of cloud computing over the past few years is potentially one of the major advances in the history of computing. Unfortunately, many banks are still hesitant to adopt cloud technology. New technologies such as cloud and AI will have the biggest impacts on the banking industry. For banks and credit unions wanting to achieve greater business agility, cloud technology enables organizatio
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Cebotari, Tatiana. "Development of the non-banking market in the Republic of Moldova." In International Scientific Conference “30 Years of Economic Reforms in the Republic of Moldova: Economic Progress via Innovation and Competitiveness”. Academy of Economic Studies of Moldova, 2022. http://dx.doi.org/10.53486/9789975155663.49.

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The qualitative and continuous consolidation of the non-bank lending sector indicates a trend of transforming microfinance intermediaries into institutions that provide financial services professionally, these entities being an affordable alternative for lending to the population as well as small and medium enterprises. The significant dependence of the enterprises on the bank financing and the limited access to alternative financing sources determine that these enterprises are extremely vulnerable in the conditions of restricting the bank credit. The purpose of the research is to describe the
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Əskərov, İbrahim. "Public-private partnership in the development of banking services and entrepreneurship in Azerbaijan." In Economic growth in the conditions of globalization. International Scientific-Practical Conference, XVIth edition. National Institute for Economic Research, 2022. https://doi.org/10.36004/nier.cecg.iv.2022.16.31.

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In June 2022, "Kapital Bank" OJSC, the largest commercial bank of the Republic of Azerbaijan, will integrate banking and tax systems into the State Tax Service in order to facilitate the access of entrepreneurs to financial sources, to ensure the organization and operation of unsecured business loans and factoring services, as well as A proposal letter has been sent regarding additions to invoices. In this article, the importance of that proposal for banks, entrepreneurs and the state will be examined, and if the proposal is accepted, it will be justified that there will be serious progress in
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Silva, Eduardo Menna da, and Jorge Luis Victória Barbosa. "CR-ONTO: Ontology-Based Reasoning for Credit Default Classification." In Simpósio Brasileiro de Sistemas de Informação. Sociedade Brasileira de Computação, 2025. https://doi.org/10.5753/sbsi.2025.245942.

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Context: Credit defaults are operations less explored by financial institutions compared to performing and non-performing loans. This is because recovering credit default is often ineffective and involves high collection costs. Problem: The literature presents studies that describe ontologies to represent knowledge about loans, but they do not address the conceptualization of default. Furthermore, the ontologies do not explore the possibility of recovering these credits in default condition. Solution: This article presents CR-Onto, an ontology designed for the classification of loans in genera
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Akduğan, Umut, and Yasemin Koldere Akın. "Volatility Modelling in Parametric Value at Risk Calculation: An Application on Pension Funds in Turkey." In International Conference on Eurasian Economies. Eurasian Economists Association, 2013. http://dx.doi.org/10.36880/c04.00713.

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Risk management has strategic importance with deepness and globalization of financial markets. Financial markets are faced with systematic or non-systematic risk factors. Risk management has a great importance for banks, as well as other financial institutions and investors.In this context, "Value at Risk (VaR)" is recommended as one of the methods to measure market risk by international organizations and Turkish Banking Regulation and Supervision Agency (BRSA). The parametric method (Variance-Covariance Method), one of the methods used in VaR calculation, used in pension funds which have reac
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Avramchuk, Lidiia, and Tetiana Sliesar. "Mortgage lending on the financial market of Ukraine." In Economic growth in the conditions of globalization. International Scientific-Practical Conference, XVIth edition. National Institute for Economic Research, 2022. https://doi.org/10.36004/nier.cecg.iv.2022.16.12.

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Mortgage home lending plays an important role in the socioeconomic development of any state, first of all, because it is an effective tool for combining the financial market with the real estate market, which contributes to the capitalization of resources, and also contributes to the development of the real estate market, which contributes to the capitalization of resources, secondly, it contributes to the development of the real estate market, solving the housing problem, and maintaining social stability. Solving mortgage lending problems is the task that affects the macroeconomics of the cou
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BUZOIANU, Ovidiu Andrei Cristian, Oana IACOB PARGARU, Irina Elena PETRESCU, and Radu Alexandru CHIOTAN. "ORGANIZATION AND FUNCTIONING OF COMMERCIAL BANKS IN ROMANIA – TRANSYLVANIA BANK." In INTERNATIONAL MANAGEMENT CONFERENCE. Editura ASE, 2024. http://dx.doi.org/10.24818/imc/2023/04.10.

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With the development of the industry, they have the term of short credit operations of the production cycle. The credit term gradually increased, part of the Bank's resources began to be invested in fixed capital, securities, etc., thus the term "commercial" in the notion of bank has lost its original meaning. Now, this term implies the "business" character of the bank, its orientation towards serving all economic agents regardless of the sphere of activity. In the modern market economy, the activity of commercial banks has a major role with all their connections with the sectors of the econom
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Reports on the topic "Financial condition of banking institutions"

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Buch, Claudia M., and Linda S. Goldberg. International Banking and Nonbank Financial Intermediation: Global Liquidity, Regulation, and Implications. Federal Reserve Bank of New York, 2024. http://dx.doi.org/10.59576/sr.1091.

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Global liquidity flows are largely channeled through banks and nonbank financial institutions. The common drivers of global liquidity flows include monetary policy in advanced economies and risk conditions. At the same time, the sensitivities of liquidity flows to changes in these drivers differ across institutions and have been evolving over time. Microprudential regulation of banks plays a role, influencing leverage and capitalization, changing sensitivities to shocks, and also driving risk migration from banks to nonbank financial institutions. Risk sensitivities and flightiness of global l
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Gandelman, Néstor, Rodrigo Lluberas, Daniel Misail, and Diana Gaitan. The Impact of a Financial Inclusion Program on Household’s Payment Choice, Savings, and Credit. Inter-American Development Bank, 2023. http://dx.doi.org/10.18235/0004789.

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Uruguay implemented an ambitious financial inclusion program that included a fiscal stimulus through VAT rebates and subsidies for point of sale (POS) adoption. One of its main provisions banned cash payment of wages and social benefits and forced financial institutions to open wage-accounts with extremely beneficial conditions. In the aggregate, the number of debit cards transactions increased sharply. We test the wage-banking channel of the financial program exploiting differences in the treatment intensity between public sector and private sector workers. We find that while the provision of
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Nor, Shifa Mohd, Rahmatina Awaliah Kasri, and Syajarul Imna Mohd Amin. Non-Banking Islamic Financial Institutions and Models Report: Indonesia-Malaysia. İLKE İlim Kültür Eğitim Vakfı, 2022. http://dx.doi.org/10.26414/ur11.

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Hernández, Ben. Banking the Unbanked. Inter-American Development Bank, 2010. http://dx.doi.org/10.18235/0008577.

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Kaufman, George G., and Randall S. Kroszner. How Should Financial Institutions and Markets be Structured?: Analysis and Options for Financial System Design. Inter-American Development Bank, 1997. http://dx.doi.org/10.18235/0011592.

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This paper analyzes the consequences of alternative financial structures for financial efficiency and stability. The focus is on the organizational structure of banks. Alternative bank structures range from 'narrow banks' to broad 'universal banks.' Each banking structure is assessed in its ability to satisfy the objectives of efficiency and stability in the financial system stability, economies of scale and scope, competition, avoiding regulatory capture, conflicts of interest and political manipulation, corporate control and management of financial distress, and monetary control. No one refo
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Orozco, Manuel. International Flows of Remittances: Cost, Competition and Financial Access in Latin America and the Caribbean¿toward an Industry Scorecard. Inter-American Development Bank, 2006. http://dx.doi.org/10.18235/0006574.

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This report analyzes current trends in money transfers, paying attention to the gradual decline in costs and some of the factors influencing the decline. The report also highlights the fact that both banking and nonbanking financial institutions, such as microfinance institutions, are increasingly becoming major payers of money in Latin America and the Caribbean.
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Garber, Peter M. Transition to a Functional Financial Safety Net in Latin America. Inter-American Development Bank, 1996. http://dx.doi.org/10.18235/0011593.

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The basic worldwide financial safety net architecture provides for a system of similar institutions: a lender of last resort, deposit insurance, and prudential regulation. In countries whose banking systems suffer seriously from negative capital positions and overbanking, such as in some Latin American markets, the safety nets and the detailed mechanisms of their operation may not be functional in reducing excessive risk taking. They offer banks strong incentives to double their bets for survival. Thus, banks' negative capital positions have been eliminated with capital injection, liquidation,
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Carrera-Marquis, Daniela. Banking on Global Sustainability: A Sustainable Downscaling Strategy in Latin America and the Caribbean. Inter-American Development Bank, 2014. http://dx.doi.org/10.18235/0008448.

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Adequate financial markets are fundamental to sustainable development. Accurate capital allocation requires return on investment incorporates the social and environmental variables impacting, negatively or positively, such investment. Values-based capital allocation relies on sound corporate governance structures guiding the decision-making process towards sustainability objectives, not shortterm returns. One where the use of natural capital preserves the stock of capital, assuring that all generations live-off the income-flow. Concurrently financial markets, especially in emerging markets, sh
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Vestergaard, Jakob. Monetary Policy for the Climate? A Money View Perspective on Green Central Banking. Institute for New Economic Thinking Working Paper Series, 2022. http://dx.doi.org/10.36687/inetwp188.

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Central banks can potentially influence the investment decisions of private financial institutions, which in turn will create incentives towards green technology adoption and development of lower emission business models. This paper examines how monetary policies can be deployed to promote a greening of finance. To guide the efforts, the paper mobilizes the Money View literature. This enables a comparative assessment of different monetary policy options. The main finding is that a promising way forward for green monetary policy is to adopt a strategy of expanding collateral eligibility through
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Schmid, Juan Pedro. How Much Anti-Money Laundering Effort is Enough? The Jamaican Experience. Inter-American Development Bank, 2015. http://dx.doi.org/10.18235/0008454.

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The worldwide fight against money laundering (AML) is escalating. Individuals and businesses that conduct and depend on legitimate international financial transactions are feeling the impact of measures meant to counter illegitimate ones. Countries flagged as having weak AML regulations encounter substantial challenges maintaining correspondent banking relations. However, recent experiences have shown that fulfilling the AML standards, albeit necessary, is not sufficient to persuade financial institutions to keep international financial relations. This is particularly the case with internation
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