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Journal articles on the topic 'Financial digitalization'

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1

Scafarto, Vincenzo, Tamanna Dalwai, Federica Ricci, and Gaetano della Corte. "Digitalization and Firm Financial Performance in Healthcare: The Mediating Role of Intellectual Capital Efficiency." Sustainability 15, no. 5 (2023): 4031. http://dx.doi.org/10.3390/su15054031.

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The digitalization of processes in healthcare sector firms is expected to reduce costs, improve the quality of healthcare service, customer care experience, and patient safety, and attain efficiency and efficacy in project implementation. This research investigates the impact of digitalization on the financial performance of healthcare-sector firms in the European Union. The study also examines whether a firm’s intellectual capital efficiency mediates the process of digitalization’s impact on a firm’s financial performance. Using a sample of 965 firm observations from 2017 to 2021, we find tha
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Zemlyak, Svetlana, Olga Gusarova, and Galina Khromenkova. "Tools for Correlation and Regression Analyses in Estimating a Functional Relationship of Digitalization Factors." Mathematics 10, no. 3 (2022): 429. http://dx.doi.org/10.3390/math10030429.

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Digitalization processes affect all levels and spheres of human activities, from personal communications to public events. The widespread implementation of digital technologies has an ambiguous effect on the personal, social, and economic paths of modern society’s development. At the moment, there is no single approach to the estimation of digitalization’s impact, particularly on the financial and economic properties of a company. The objective of this study was to create multiple models for the assessment of digitalization’s impact on company performance. To accomplish this objective, the fol
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Biryuk, Dmytro. "MODERN APPROACHES TO ENSURING FINANCIAL SYSTEM STABILITY IN A CHANGING FINANCIAL AND DIGITAL LANDSCAPE." Scientific Notes of Ostroh Academy National University, "Economics" Series 1, no. 33(61) (2024): 36–40. https://doi.org/10.25264/2311-5149-2024-33(61)-36-40.

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This article examines the pressing need to ensure the resilience of the financial system amid macroeconomic instability caused by prolonged Russian military aggression, the transition to a recovery trajectory, and subsequent development trends. While long-term development on a self-sustaining financial basis is a goal, the immediate priority is identifying sources of stability in the context of modern dynamics. The article clarifies the importance of theoretical and methodological frameworks, as well as specific functional aspects, that shape the financial system’s development. Resilience is h
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Omelchenko, Elena Yu. "FINANCIAL MONITORING AS A FINANCIAL CONTROL TOOL IN THE CONTEXT OF DIGITALIZATION." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 4/8, no. 145 (2024): 44–49. http://dx.doi.org/10.36871/ek.up.p.r.2024.04.08.006.

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The article reveals the essence of financial monitoring as a financial control tool in the context of digitalization. The problems of the economy in the period of digitalization, emerging favorable factors and risks, as well as ways to prevent threats are considered. The risks and threats in the financial space during the period of digitalization are systematized. New control practices are presented. The models of risk and threat control organization, including the COSO model and its components, are considered. Recommendations for its use are given.
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Sitriani, Afifah, Fatlina Zainuddin, M. Muslimin, and Rian Risendy. "The Influence of Financial Literacy and Financial Digitalization on the Profitability." Golden Ratio of Finance Management 5, no. 1 (2025): 228–38. https://doi.org/10.52970/grfm.v5i1.997.

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This study aims to analyze the effect of financial literacy and financial digitalization on the profitability of MSMEs registered with the Palu City Business Incubator (INBIS) in the 2023-2024 period. Given the crucial role of MSMEs in the local economy and the challenges related to financial literacy and digitalization adoption, this study seeks to provide empirical evidence. A quantitative approach with descriptive and causal methods was used, involving 30 MSMEs through a census to obtain comprehensive data. Data analysis was carried out using multiple linear regression. The results showed t
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KHAMIDOV, Obidjon, Abdukhakim MAMANAZAROV, Irina MAKSYMOVA, Kateryna SLUSARENKO, and Volodymyr KULISHOV. "DIGITALIZATION PARADIGM OF UKRAINIAN FINANCIAL MARKET." Issue Vol 20, No 4 20, Issue Vol 20, No 4 (2021) (2021): 648–64. http://dx.doi.org/10.35774/jee2021.04.648.

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The article examines the key concepts and theories of modern digitalization paradigm of global financial market, its equilibrium, conditions of financial centres, e-commerce, and FinTech companies. It identifies positive and negative aspects of financial market digitalization and its transformation in global digitalization. Effective principles for the digitalization of Ukraine’s economy are explored. The key ways of financial market digitalization are outlined. The article presents a framework of indicators for the digitalization of the financial market in Ukraine. Quantitative analysis is ap
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Krishnakumar, P., K. Tamilarasi, and K. Jothilakshmi. "Innovation in the financial sector - Digitalization of the Indian financial sector." Sustainable Engineering Science and Research Journal 02, no. 02 (2023): 05–09. https://doi.org/10.5281/zenodo.8172365.

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The digitalization of the Indian financial sector has brought about significant innovation, transforming the way financial services are delivered and accessed. This research article explores the impact of digitalization on the Indian financial sector and examines the key technological advancements that have facilitated this transformation. It also discusses the benefits and challenges associated with digitalization, highlighting the role of innovative technologies such as artificial intelligence, blockchain, and mobile banking. By analyzing the regulatory framework and policy initiatives, this
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Horobet, Alexandra, Irina Mnohoghitnei, Emanuela Marinela Luminita Zlatea, and Lucian Belascu. "The Interplay between Digitalization, Education and Financial Development: A European Case Study." Journal of Risk and Financial Management 15, no. 3 (2022): 135. http://dx.doi.org/10.3390/jrfm15030135.

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The paper explores the relationship between education, digitalization, and financial development between 1996 and 2019 with the aim of showcasing the differences between developed and emerging economies in Europe. We use a Bayesian VAR framework that includes variables related to education, digitalization, and financial development, as well as several endogenous variables to control for differences between countries in terms of nominal GDP growth, unemployment rate, and trade openness. Our findings clearly demonstrate the dynamic interdependence between financial development—including its two
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9

Olga, Dmytryk, Kobylnik Dmytro, Sereda Olena, Isaiev Arcen, and Kotenko Artem. "Improving the governance and legal framework for implementing financial and fiscal innovation in a digitalized environment." Eastern-European Journal of Enterprise Technologies 5, no. 13 (119) (2022): 108–16. https://doi.org/10.15587/1729-4061.2022.265780.

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This paper considers the organizational and legal support of the processes of digitalization of innovation in the financial and tax sectors. The main prerequisites were identified, and the role of financial and tax innovations in the development of the economy at the macro level was defined. Emphasis is on digital technologies as the main driving force of innovation in the financial and tax sector. The relationship between the concepts of "financial and tax innovations" and "financial engineering" has been established. The main directions of digitalization of the financial
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10

FIGUET, Jean-Marc, and Asrafil Safilidin KERE. "DIGITALIZATION AND FINANCIAL INCLUSION IN AFRICA." JOURNAL OF INTERNATIONAL MONEY, BANKING AND FINANCE 3, no. 1 (2022): 13–40. http://dx.doi.org/10.47509/jimbf.2022.v03i01.02.

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The ineffectiveness of economic development policies over the past few years has been largely due to the exclusion of the population from participating in wealth creation. This is probably the main source of income inequality. To remedy this problem and bridge the gap, technological innovation and financial digitalization are effective tools for development actors. This paper aims to assess the impact of the digitalization of financial services on financial inclusion using panel data from 48 African countries over the 2011- 2017 period. Our results show that mobile money and digital payments h
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11

Irma Irma. "DIGITALIZATION OF REGIONAL FINANCIAL REPORTS PUBLICATION." GEMILANG: Jurnal Manajemen dan Akuntansi 3, no. 2 (2023): 136–50. http://dx.doi.org/10.56910/gemilang.v3i2.436.

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Disclosure of digitization is considered capable of reaching all aspects of society and can be accessed at any time. Advances in technology will make all information accessible easily, cheaply, and quickly. This study aims to analyze the effect of government size, accessibility, and audit opinion, on the digital disclosure of local government financial reports. The population and research sample are the Regional Government Financial Statements. West Java Province as many as 27 Regency and City Governments for the 2020-2022 Fiscal Year have been audited by the Supreme Audit Agency. The analysis
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12

Gao, Ruomeng. "Financial Inclusion, Poverty Alleviation, and Digitalization." BCP Business & Management 46 (June 8, 2023): 42–48. http://dx.doi.org/10.54691/bcpbm.v46i.5075.

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The link between financial inclusion, reducing poverty, and digitalization is examined in this essay. Economic globalization has emerged as a key trend in the growth of the global economy. With the continuous and deepening influence of the trend of economic globalization, the development of various regions in the world's economic environment needs to be balanced. The large gap between countries, urban and rural areas, regions, and social classes is typical of unbalanced economic development. Inclusive finance is a concept proposed to solve the problem of poverty from the level of financial ser
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13

Pogodina, T. V., and D. V. Bagaev. "FINANCIAL RISK-MANAGEMENT IN DIGITALIZATION ERA." ECONOMIC VECTOR 2, no. 33 (2023): 42–45. http://dx.doi.org/10.36807/2411-7269-2023-2-33-42-45.

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The article discusses new opportunities that open up for specialists in the field of financial risk management in the era of digitalization. The authors analyze modern technologies, the inclusion of which in the financial risk management system makes it possible to increase its efficiency. The theoretical signif-icance of the study is to identify the pro-spects and benefits of using big data, cloud computing, neural networks and machine learning in identifying and predicting financial risks in the service sector. Of practical inter-est is the determination of opportunities to improve the finan
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14

Nikolić, Ljubica. "Challenges of digitalization of financial transactions." Zbornik radova Pravnog fakulteta Nis 62, no. 98 (2023): 51–71. http://dx.doi.org/10.5937/zrpfn1-44231.

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The accelerated development of information technologies has fundamentally changed and improved the functioning of the global financial system, financial markets and economic exchange. Digitization of the financial sector has generated new financial opportunities, improved the quality of financial services, enabled faster and cheaper financial transactions. The challenges accompanying the digital transformation of finances are related to the regulation and security of using new digital products, the possible abuse of digital money transfers, as well as the emergence of technology-based decentra
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15

TOFAN, Dragos Ovidiu, and Dinu AIRINEI. "Digitalization Directions within Financial Audit Missions." Audit Financiar 23, no. 177 (2025): 152–63. https://doi.org/10.20869/auditf/2025/177/003.

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The current economic dynamics as well as the volatility of the markets or of certain sectors of activity explain the current increasingly pressing need to access complete and updated information on the financial statements of the analyzed organizations. The financial auditor has the necessary expertise to respond to such a desire, but he must rely on new tools dedicated to data processing in order to overcome certain barriers determined by the current information complexity. The paper captures some of the directions of digitalization in carrying out audit missions by revealing advantages and a
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16

Kusuma, Raharjo Apriani, and Lena Ellitan. "Digitalization Of "Pt Abc's Financial Operation." International Journal of Research 12, no. 4 (2025): 173–81. https://doi.org/10.5281/zenodo.15234196.

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Digitalization of financial information systems is a crucial aspect in improving the accuracy, efficiency, and transparency of financial data management within a company. Integration of technology in financial recording allows for process automation, but its implementation still faces various challenges. This study uses a qualitative descriptive method with a case study approach to analyze the recording of income and receivables and identify obstacles in implementing a digital system. The results of the study indicate that although the company has implemented a financial information system, th
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17

Jirwanto, Henry. "The Effect of Financial Digitalization on Savings and Cost Reduction in MSME Entrepreneurs in Medan City." Jurnal Ekonomi dan Bisnis Digital 3, no. 1 (2024): 101–16. http://dx.doi.org/10.55927/ministal.v3i1.7602.

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Limited research has been conducted on the impact of financial digitalization in the context of MSMEs, particularly in the city of Medan. Therefore, this research aims to investigate the impact of financial digitalization on savings and cost reduction in MSME entrepreneurial companies in Medan City. This research uses a research design with quantitative data collected from 89 MSMEs. Quantitative analysis shows a significant positive relationship between financial digitalization and savings and cost reduction in MSMEs. The moderating effects of firm size and technological readiness were also id
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18

Suleman, Nurjana, and Maryati K. Thalib. "Keberlanjutan UMKM Ditinjau Dari Digitalisasi UMKM, Financial Literacy, Dan Behaviour Financial." Gorontalo Accounting Journal 7, no. 1 (2024): 27. http://dx.doi.org/10.32662/gaj.v7i1.3271.

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This study aims to examine the influence of MSME Digitalization, Financial Literacy, and Behavioral Finance on the sustainability of MSMEs in Gorontal City. This type of research is research quantitatively using regression analysis methods multiplex with the SPSS 25 program. Retrieval technique samples using the cluster method. Data collection was carried out through a survey method using a questionnaire distributed directly to 99 MSME actors in the central city of Gorontalo City. The results of this study show that the Digitalization of MSMEs has a significant effect on the Sustainability of
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19

Jadhav, Dr Amardeep D. "Impact of Digitalization on the Indian Financial System." International Journal of Trend in Scientific Research and Development Special Issue, Special Issue-ICDEBI2018 (2018): 23–28. http://dx.doi.org/10.31142/ijtsrd18663.

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20

Blazhevich, Oleg Georgievich, and Natalia Sergeevna Safonova. "FEATURES OF THE FINANCIAL MARKET DEVELOPMENT IN THE CONDITIONS OF DIGITALIZATION." Scientific Bulletin: finance, banking, investment., no. 1 (54) (2022): 106–24. http://dx.doi.org/10.37279/2312-5330-2021-1-106-124.

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Digitalization today is one of the most global processes that affects all spheres of human life. For the financial market, it is also an integral part of its development. That is why the study of the essence of digitalization of the financial sphere of the economy, the degree of its influence on the segments of the financial market, as well as the features of assessing the level of development of the financial market are the most relevant and important at the present stage of development of economic and financial relations. The article examines the essence of digitalization of the financial ma
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21

Shinurov, A. S., and Zh B. Smaguloba. "Prerequisites and problems of digitalization of the agro-industrial complex of Kazakhstan." Bulletin of "Turan" University, no. 1 (March 31, 2024): 156–69. http://dx.doi.org/10.46914/1562-2959-2024-1-1-156-169.

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The article discusses the issues of the introduction of innovative technologies and digitalization in the Kazakhstan’s agro-industrial complex. The prerequisites for digitalization of agro-industrial complex branches (territorial, legal, institutional, structural, informational, resource) are briefly described. Based on analysis of various state programs, the main problems in the agriculture and possible effect of digitalization’s introduction are identified. The results of introduction of innovative technologies and digitalization of republic’s agro-industrial complex (differentiated seed app
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22

Sudrajad, Ahmad Iman, Dodie Tricahyono, Al-Amin, et al. "The Role of Digitalization Performance on Digital Business Strategy in Indonesia MSEMs." International Journal of Professional Business Review 8, no. 6 (2023): e02260. http://dx.doi.org/10.26668/businessreview/2023.v8i6.2260.

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Purpose: Aim of this study to get a clearer picture of the benefits of implementing digital business strategy (digitalization capabilities that supported by digital literacy) in MSMEs. Theoretical framework: The existence of MSMEs (Micro, Small and Medium Enterprises) is an important part of the Indonesian economy which has an impact to the smallest layer. Every business entity in every industry and every size is affected by digitalization, all companies must confront their strategic orientation and develop a digital strategy that is right for them. Design/methodology/approach: The data analys
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SOROKA, Bohdan. "INSTITUTIONAL AND SEGMENTAL ASPECTS OF UKRAINE’S FINANCIAL MARKET DIGITALIZATION." Herald of Khmelnytskyi National University. Economic sciences 316, no. 2 (2023): 341–45. http://dx.doi.org/10.31891/2307-5740-2023-316-2-53.

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The article deals with the development analysis of certain segments of Ukraine’s financial market in the context of digitalization processes. The positions of modern foreign and domestic scientists regarding the digitalization impact on economic and financial relations are outlined. The key disproportions of the financial market at the institutional and segmental levels are highlighted. In particular, at the institutional level – the long-term and unchallenged dominance of banks over non-banking financial institutions; absence or minimal development of certain types of financial institutions;
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Lukashov, A. I. "The Current State and Prospects of State financial Control Bodies Digitalization in the Russian Federation." World of new economy 17, no. 4 (2024): 6–15. http://dx.doi.org/10.26794/2220-6469-2023-17-4-6-15.

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Digitalization of state (municipal) financial control is a permanent process caused by the digital transformation of public administration. Choosing the approaches to solve this problem optimally and comprehensively is extremely important owing to the significant number of financial control bodies. The subject of the study is the activities of external and internal state (municipal) financial control bodies in terms of digitalization. The study’s goal is to develop the most effective approaches and recommendations for implementing the activities of digitalization of state (municipal) financial
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25

Dmytryk, Olga, Dmytro Kobylnik, Olena Sereda, Arcen Isaiev, and Artem Kotenko. "Improving the governance and legal framework for implementing financial and fiscal innovation in a digitalized environment." Eastern-European Journal of Enterprise Technologies 5, no. 13 (119) (2022): 108–16. http://dx.doi.org/10.15587/1729-4061.2022.265780.

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This paper considers the organizational and legal support of the processes of digitalization of innovation in the financial and tax sectors. The main prerequisites were identified, and the role of financial and tax innovations in the development of the economy at the macro level was defined. Emphasis is on digital technologies as the main driving force of innovation in the financial and tax sector. The relationship between the concepts of "financial and tax innovations" and "financial engineering" has been established. The main directions of digitalization of the financial and tax sectors are
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26

Baiguzina, Luza. "MODERN FINANCIAL TECHNOLOGIES OF INTRODUCING DIGITALIZATION INTO THE FINANCIAL SYSTEM." Research of Economic and Financial Problems, no. 4 (December 31, 2022): 1–8. http://dx.doi.org/10.31279/2782-6414-2022-4-7-1-8.

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Introduction. Many researchers studying the causes of the economic crisis and its consequences, come to the conclusion that this process is bifurcational, in other words, it gives rise to the transition of the economic system to a new stage. The use of a "synergistic approach", in which the object or phenomenon under study is considered as a kind of "evolutionary process", when studying the patterns of functioning of the financial system in the Russian Federation, seems to be the most promising. This approach allows us to describe the operation of the financial and banking systems at the level
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27

Рopelo, Olha V., Nataliia I. Kholiavko, and Artem V. Tarasenko. "Global Trends in the Digitalization of the Financial Services Market." Business Inform 4, no. 531 (2022): 58–64. http://dx.doi.org/10.32983/2222-4459-2022-4-58-64.

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The study is concerned with the global trends in the digitalization of the financial services market. The article distinguishes and describes the main components of accelerating the growth rate of information changes in the field of financial services on the basis of digitalization. Upon the understanding that the digitalization process is progressive, its evolution is examined, wherein three stages of its development are allocated. Leading factors in the development of digitalization of the financial services market are identified, among which, first of all, should be noted such ones as incre
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28

Frumina, S. V., and V. A. Galanov. "Digital financial market architecture." Siberian Financial School, no. 3 (November 30, 2023): 67–74. http://dx.doi.org/10.34020/1993-4386-2023-3-67-74.

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The Russian Federation is one of the world leaders in financial technologies used in various segments of the financial market. The digitalization of the payment system, the development of digital banking and other fintech solutions are fundamentally transforming the architecture of the financial market. Undoubtedly, the digital financial market is being formed on the basis of the existing and proven architecture for decades. However, the changes associated with digitalization will naturally lead to its progressive transformation.The digitalization of the financial market will allow uniting its
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Suriani, Seri, Kafrawi Yunus, Lukman Setiawan, and Faridah Faridah. "Financial Management Based on Economic Digitalization and Information Technology Utilization Applications in Industry SMEs in Barru Regency, Indonesia." Prosiding Seminar Nasional Forum Manajemen Indonesia - e-ISSN 3026-4499 2 (November 23, 2024): 985–1013. http://dx.doi.org/10.47747/snfmi.v2i1.2370.

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An effective financial management system based on digitalization and the need for information technology applications is not just a choice but a necessity for the profitability of industrial businesses. This study aims to analyze the factors that influence economic digitalization and technology applications on the financial management of Industrial SMEs; analyze the direct and indirect effects of economic digitalization, technology applications, and financial management on increasing business profitability and sustainability of SMEs; formulate a model of economic digitalization, technology app
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Chu, Ying, Shujun Ye, Hongchang Li, Jack Strauss, and Chen Zhao. "Can Digitalization Foster Sustainable Financial Inclusion? Opportunities for Both Banks and Vulnerable Groups." Sustainability 15, no. 8 (2023): 6727. http://dx.doi.org/10.3390/su15086727.

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Financial inclusion is a crucial link in achieving the Sustainable Development Goals (SDGs). Strengthening the capability of financial institutions to provide inclusive financial services can help to narrow the inequality gap and increase access to opportunities. Digitalization, with its competitive advantages and rapid growth, may be a powerful tool to foster financial inclusion and sustainable development. This paper examines the effects of bank digitalization on sustainable financial inclusion and explores two underlying incentive mechanisms in banks: profit driven and risk aversion. We con
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Shpanel-Yukhta, Oleksii. "PECULIARITIES OF DIGITALIZATION OF FINANCIAL SERVICES AMONG COUNTRIES BY INCOME GROUPS: CONCLUSIONS FOR UKRAINE." Three Seas Economic Journal 3, no. 3 (2022): 73–78. http://dx.doi.org/10.30525/2661-5150/2022-3-11.

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The article reveals the features of digitalization in the context of groups of countries by income level. The main channels of digitalization impact on the financial market and economic growth are highlighted. It is established that the combination of digitalization of financial depth and financial inclusion and the effectiveness of monetary policy stimulates economic growth. Comparison of 3 groups of indicators identical in economic value but with different impacts of digitalization (availability of an account – availability of a mobile account, availability of borrowings – availability of mo
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OKUNEYE, BABATUNDE. "THE ROLE OF DIGITALIZATION IN THE AIRLINE INDUSTRY PERFORMANCE AMID COVID-19: EVIDENCE FROM EMIRATE AIRLINE BALANCED SCORECARD PERFORMANC." Izvestiya Journal of the University of Economics – Varna 66, no. 1-2 (2022): 5–21. http://dx.doi.org/10.56065/ijuev2022.66.1-2.5.

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A number of studies in the digitalization-organizational performance literature have evaluated airline performance from the traditional performance theory; yet, fewer studies have evaluated the role of digitalization to optimize organizational bottom line performance. In view of the importance of digitalization-organization bottom line performance, this study empirically evaluates the role of digitalization in the airline performance before and during COVID-19 using the balanced scorecard performance model in the sample study, Emirate airline between 2015 and 2020. Importantly, multiple Pearso
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Hasanah, Miftahul, and Istikomah Istikomah. "Digitalization Of Sharia Banking In Improving Financial Inclusion In Indonesia." PROCEEDING INTERNATIONAL CONFERENCE ON ECONOMICS, BUSINESS AND INFORMATION TECHNOLOGY (ICEBIT) 4 (July 20, 2023): 892–95. http://dx.doi.org/10.31967/prmandala.v4i0.848.

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This study aims to describe and analyze the digitalization of Islamic Banking in Indonesia. how important is digitalization for Islamic banking and how digitalization of banking can increase financial inclusion in Indonesia. This research uses a descriptive qualitative method through literature study. The result of this research is that the digitalization of banking is a necessity along with the development of the world of technology. Banking digitalization is not just mobile banking, but all banking activities carried out using technology are a form of banking digitization.
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VALVERDE, SANTIAGO CARBÓ, and FRANCISCO RODRÍGUEZ FERNÁNDEZ. "FINANCIAL DIGITALIZATION: BANKS, FINTECH, BIGTECH, AND CONSUMERS." Journal of Financial Management, Markets and Institutions 08, no. 01 (2020): 2040001. http://dx.doi.org/10.1142/s2282717x20400010.

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This article explores some recent macroeconomic and microeconomic approaches to financial digitalization and the relationship between banks, FinTech and BigTech. It also deals with new approaches to identify the adoption and implications of financial digitalization by consumers. We show competition between traditional banks and tech companies is mostly driven by their relative ability to manage information sharing. Regulation is still considering ways of providing a level playing field while industry participants are reacting with a mixture of strategies, many of them based on cooperation. The
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Trifonova, Victoria K., and Zhanna A. Kevorkova. "ON THE NEED TO DIGITALIZE INTERNAL FINANCIAL CONTROL IN THE FIELD OF SOCIAL SERVICES." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 12/16, no. 153 (2024): 72–77. https://doi.org/10.36871/ek.up.p.r.2024.12.16.008.

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The article considers the problems of digitalization of internal financial control in social service institutions; the advantages of practical implementation of the digitalization process are revealed, the sequence of digitalization of internal financial control for social service institutions is determined, and the challenges and threats of the digitalization process are identified.
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Исраилова, З. Р. "Digitalization and digital accounting." Экономика и предпринимательство, no. 6(119) (June 23, 2020): 1082–87. http://dx.doi.org/10.34925/eip.2020.119.6.230.

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В статье изучено положение цифровизации бухгалтерского учета и роли финансовых глав предприятия в этом процессе. Цифровой бухгалтерский учет относится к формированию, представлению и передаче финансовых данных в электронном виде. Компьютеры и бухгалтерское программное обеспечение преобразили финансовую индустрию. Технологические достижения повысили способность бухгалтера интерпретировать и сообщать данные быстрее, эффективнее и эффективнее, чем когда-либо прежде. Наибольшие преимущества цифровой эпохи для производительности труда можно разделить на четыре основные категории. Это электронный би
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Shan, Shan, Nawazish Mirza, Muhammad Umar, and Amir Hasnaoui. "The nexus of sustainable development, blue financing, digitalization, and financial intermediation." Technological Forecasting and Social Change 195 (October 2023): 122772. http://dx.doi.org/10.1016/j.techfore.2023.122772.

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Melnychuk, Dmytro, Natalya Malyuga, Larisa Sulimenko, Kateryna Shafranova, and Iryna Voinalovych. "THE SOCIAL SPHERE IN THE ERA OF DIGITALIZATION: FINANCIAL AND ACCOUNTING ASPECTS." Economics, Finance and Management Review, no. 1(17) (March 30, 2024): 4–15. http://dx.doi.org/10.36690/2674-5208-2024-1-4.

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The integration of digital technologies into the social sphere has brought about significant changes in financial and accounting practices. The aim of this article is to provide a comprehensive understanding of how digitalization has reshaped financial and accounting practices within the social sphere. By synthesizing existing literature and presenting empirical evidence, this study seeks to elucidate the opportunities and challenges arising from the digital transformation of the social sphere. This article explores the implications of digitalization for finance and accounting within the socia
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Prigoda, L. V., M. V. Alikaeva, and Z. Cekerevac. "Banking ecosystems and marketplaces: digitalization trends." New Technologies 16, no. 6 (2021): 132–38. http://dx.doi.org/10.47370/2072-0920-2020-16-6-132-138.

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The article considers peculiarities of the activities of the main participants in the financial market, in particular banking in the context of digitalization and the introduction of artificial intelligence tools. At present, artificial intelligence (AI) technologies have a significant impact on human life, both in the process of instant transfers and in conversational interfaces. This affects the financial services sector, and its members are the most active in introducing disruptive AI innovations. Therefore, in order to increase the level of competitiveness, modern banks should act as locom
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Trunina, Oksana Yu. "FINANCIAL SERVICES DURING THE DEVELOPMENT OF DIGITALIZATION." Krasnoyarsk Science 12, no. 2 (2023): 143–53. http://dx.doi.org/10.12731/2070-7568-2023-12-2-143-153.

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The trend towards digitalization of all spheres of public life has also affected the economic sector. The needs and requests of customers of banks and other financial organizations are changing. An increasing number of consumers are choosing remote interaction instead of personal contact. Such changes put the financial services sector in front of the need for a comprehensive transformation of business processes in the direction of information technology. The relevance of the work lies in the widespread distribution of remote channels that simplify the process of obtaining financial services. T
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Novita Hajar, Alfathisya Regina Putri Bahri, and Rudi Sanjaya. "Peran Digitaliasi dalam Membangun Literasi Inklusi Pasar Modal." Jurnal Riset dan Inovasi Manajemen 2, no. 4 (2024): 01–06. http://dx.doi.org/10.59581/jrim-widyakarya.v2i4.4124.

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Digitalization has played a significant role in improving capital market inclusion literacy in Indonesia. In the era of digital transformation, financial literacy is an important element for people to manage their finances wisely and maximize the use of investment products. This study aims to examine how digitalization affects people's investment behavior through increasing financial literacy and accessibility of financial services. Using a literature study method, this article collects information and data from various sources to explore the impact of digitalization on investment behavior. Th
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Куртова, А. М., and Н. В. Кучковская. "Education in the context of financial digitalization." Management of Education, no. 3(49) (May 15, 2022): 47–52. http://dx.doi.org/10.25726/c0477-5711-4809-.

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Развитие цифровых технологий приводит к ускорению образовательных процессов, вследствие чего возникают проблемы, связанные с использованием соответствующих времени практик и методик обучения. Будучи важнейшим социальным институтом, образование, как показывает практика, все больше подвергается воздействию цифровых технологий (тому подтверждение - использование дистанционных способов обучения во время эпидемии коронавируса). Развитие цифровых технологий приводит к ускорению образовательных процессов, вследствие чего возникают проблемы, связанные с использованием соответствующих времени практик и
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Bashkatov, Vadim Viktorovich, Zlata Nikolaevna Soroka, and Ilona Vladimirovna Yavrumyan. "Modern digitalization tools of accounting (financial) reporting." Proceedings of the Kuban State Agrarian University, no. 96 (2022): 14–19. http://dx.doi.org/10.21515/1999-1703-96-14-19.

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Vindizheva, Bella Ch. "Digitalization of financial monitoring of public procurement." ACCOUNTING AND CONTROL 10 (2024): 23–27. https://doi.org/10.36871/u.i.k.2024.10.01.005.

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The article considers the role of digitalization in the organization of effective work of the public procurement system. The key points of optimization of regulatory and legal regulation have been identified, unsolved problems have been identified and solutions in the field of improving the quality of digital support of the procurement system have been proposed.
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Morozova, L., and N. Savchenko. "DIGITALIZATION OF THE FINANCIAL SYSTEM OF UKRAINE." Investytsiyi: praktyka ta dosvid, no. 19 (October 3, 2024): 21–24. http://dx.doi.org/10.32702/2306-6814.2024.19.21.

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ШУМИЛОВ, А. П. "DIGITALIZATION OF FINANCIAL TRANSACTIONS OF ENERGY COMPANIES." Экономика и предпринимательство, no. 12(161) (January 11, 2024): 987–90. http://dx.doi.org/10.34925/eip.2023.161.12.194.

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Сегодня цифровизация стала одной из наиболее популярных тем как в практической, так и в теоретической плоскости. Однако, в сфере энергетического перехода, цифровизация пока не реализует свой потенциал в полной мере, так как недостаточно исследована. Восполнению этого пробела посвящена данная статья. В ней исследуется современный этап цифровизации энергетического сектора и роль информационно-коммуникационных технологий в традиционном энергетическом комплексе и в чистой энергетике. Цель статьи заключается в выявлении и анализе ключевых технологий, которые будут иметь решающее влияние на энергети
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Póta, Cserne Panka, and Patrícia Becsky-Nagy. "impact of digitalization on the financial sector." Competitio 21, no. 1-2 (2022): 29–42. http://dx.doi.org/10.21845/comp/2022/1-2/6.

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Present-day consumer society increasingly satisfies its needs through digital channels, and financial products and services are no exceptions. The 4th industrial revolution is not only about the penetration of technology, but also the paradigm shift of business processes. The traditional members of the financial sector must adapt to the digitalized world to keep their positions in the market. The penetration of BigTech and FinTech companies influenced the expectations of consumers: customer experience became the main criteria of their decisions. In order to simplify and accelerate processes, b
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Sidor, M. I. "THE IMPACT OF DIGITALIZATION ON FINANCIAL CONTROL." Juridical scientific and electronic journal, no. 2 (2023): 379–83. http://dx.doi.org/10.32782/2524-0374/2023-2/89.

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Sieriebriak, Stanislav. "DIRECTIONS FOR IMPROVING THE DIGITALIZATION OF FINANCIAL TECHNOLOGIES IN UKRAINE." Scientific Journal of Polonia University 68, no. 1 (2025): 230–40. https://doi.org/10.23856/6828.

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The article analyzes the essence of the state regulation of digitalization of the financial system of the state, taking into account the changing political and economic situation in Ukraine. The main conceptual approaches to the definition of basic terms are considered, and the features and purpose of digitalization of financial technologists are defined. The peculiarities of the formation of the Fintech system are clarified. It is determined that the financial technology industry includes many tools, including: computers, smartphones, tablets, cloud technologies, artificial intelligence, mach
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Perdhiansyah, Perdhiansyah, and Endang Kusmana. "Transformasi Digital Meningkatkan Kinerja Keuangan Koperasi di Kota Pontianak." Eksos 20, no. 1 (2024): 50–54. http://dx.doi.org/10.31573/eksos.v20i1.777.

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The digitalization of cooperative services the convenience, speed of service, comfort, and security are the main goals. for members when transacting with the cooperative. Improved financial performance illustrates a good level of financial health. When a process is assessed and monitored over time, the result is its performance. Knowing how the digitalization of services affects the financial performance of cooperatives in Pontianak City is the main objective of this research. This research uses a descriptive research strategy with quantitative methods. This research sample consists of all fin
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