Relevant bibliographies by topics / Financial education of citizens

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Financial education of citizens'

Author: Grafiati
Published: 30 May 2022
Last updated: 31 July 2025

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Journal articles on the topic "Financial education of citizens"

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DMITRIEVA, Ol'ga Yu, Evgenii N. KADYSHEV, Polina G. GORBUNOVA, and Alisa O. PAT'YANOVA. "Financial education as a tool for improving the financial literacy and forming the financial culture of Russian citizens." Finance and Credit 31, no. 2 (2025): 24–42. https://doi.org/10.24891/fc.31.2.24.

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Subject. This article examines the process of functioning of the system of financial education of Russian citizens. Objectives. The article aims to develop modern approaches to the consideration, definition and analysis of activities in the field of financial education of Russian citizens. Methods. For the study, we used the general scientific methods, content analysis, economic-statistical and abstract-logical methods. Results. The article clarifies the concept of Financial Education in the context of improving the financial literacy and forming the financial culture of Russian citizens. The
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Alikperova, Natal’ya V. "Financial Education of Russians: Classification of Target Groups." Level of Life of the Population of the Regions of Russia 16, no. 2 (2020): 42–50. http://dx.doi.org/10.19181/lsprr/2020.16.2.4.

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The Object of the Study. The population of the Russian Federation divided into target groups. The Subject of the Study. Financial education of Russians, taking into account the characteristics of various target groups. The Purpose of the Study. Clarification of target groups of Russian citizens for the implementation of the financial education strategy. The Main Provisions of the Article. In today's reality, financial literacy is becoming a necessary skill for personal and social well-being. In the conditions of active development of the financial market, increasing financial literacy of the p
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Kim, Jaegeun. "Exploring Financial Education as Citizenship Education." SNU Journal of Education Research 31, no. 2 (2022): 21–39. http://dx.doi.org/10.54346/sjer.2022.31.2.21.

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This study re-examines the current financial education initiatives from the perspective of social studies and citizenship education to provide suggestions for the new financial education subject which is to be introduced in the 2022 Revised National Curriculum. A critical review of the current financial education discovers that it is based on assumptions of ‘personally responsible citizen’, and ‘subject-oriented rational citizen’. It is also discussed that the current financial education is solely immersed in ‘personal money management.’ To be introduced as a legitimate social studies subject,
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LOBEZ, Frédéric. "Responsible finance and financial literacy." Bankers, Markets & Investors 1, no. 172-173 (2023): 85. http://dx.doi.org/10.54695/bmi.172.0085.

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This article examines the financial education needed to achieve responsible finance. Responsibility here is considered in the broadest sense, i.e. towards company stakeholders, but also towards society and future generations. Given that finance is not only a social science and that it also includes a moral dimension, we first argue for a minimum financial education for all citizens, a condition for inclusive finance. We then outline some major changes that are intended to structure responsible financial education. The conclusions drawn concern academics and researchers working in financeas wel
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Dombrovska, Sofiia. "MODERN METHODS OF DEVELOPING FINANCIAL LITERACY AMONG THE UKRAINIAN CITIZENS." Educational Analytics of Ukraine, no. 3 (2022): 5–14. http://dx.doi.org/10.32987/2617-8532-2022-3-5-14.

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The presented work describes the urgency and necessity of the formation of financial literacy among the population of Ukraine. The importance of financial literacy formation among the youth of the country is substantiated, especially it is necessary for higher education seekers, which are potential carriers and future transmitters of knowledge and skills to the next generation. The essence and significance of financial literacy of a person are analyzed, and its main characteristics and features are described. The analysis of statistical information on the main components of the Financial Liter
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Nan, Jiachen. "The General Financial Education in China: Evidence From Ratio of Undergraduate Financial Education Majors in Universities." Technium Social Sciences Journal 24 (October 9, 2021): 302–16. http://dx.doi.org/10.47577/tssj.v24i1.4792.

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Since the development of electronic money, the complex financial situation has raised the importance of financial education. This study focuses on universities' undergraduate financial field education coverage, which helps estimate citizens' overall financial knowledge situation for most undergraduate universities, focusing on learning the general field knowledge that is similar to primary financial thought. The study shows a low concentration of financial education majors among universities; even though the available number of majors in all universities is low, the coverage rate of financial
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Mishra, Dr Lokanath. "Finance Education is imperative for enhancing Financial Capability of Indian citizens." IOSR Journal of Business and Management 5, no. 5 (2012): 1–10. http://dx.doi.org/10.9790/487x-0550110.

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Nasution, Ammar Ihsan, and Jamaludin Ibrahim. "Realizing the Well-Being of Senior Citizen by Developing Smart Application: A Conceptual Model." Journal of Information Technology and Computer Science 6, no. 1 (2021): 96–106. http://dx.doi.org/10.25126/jitecs.202161281.

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Years after years, there is an increased number of senior citizens in Malaysia. As the result, senior citizens become one of the society segments that given a priority focus by the government. Many programmes are planned by the government to help the senior citizen. But, issues on senior citizen still occurred, such as financial/economy, social, emotion/psychology, religious spiritual, education/knowledge, health, environment, family, and others. Today, technology grows rapidly and used in many sectors, including education, health, security, and in daily activities. Harnessing technology makes
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Appleyard, Lindsey, and Karen Rowlingson. "Children and Financial Education: Challenges for Developing Financial Capability in the Classroom." Social Policy and Society 12, no. 4 (2012): 507–20. http://dx.doi.org/10.1017/s1474746412000644.

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Financial education is viewed by both policy makers and the public as an increasingly important tool for developing financially capable citizens in an era of increasing individual financial responsibility. This paper considers the recent history of school involvement in teaching financial education. It then draws on research undertaken in summer 2010 at two Birmingham primary schools to explore children's understandings of key financial issues. The paper concludes that there appears to be a groundswell of momentum behind making financial education a compulsory part of the National Curriculum,
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Jin, Justin, Suyi Liu, and Khalid Nainar. "Financial literacy and crime incidence." Corporate Ownership and Control 19, no. 4 (2022): 72–79. http://dx.doi.org/10.22495/cocv19i4art7.

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Financial literacy is a determinant of individual wealth accumulation and social well-being. In this study, we examine the relationship between financial literacy and crime incidence using financial literacy data and crime data in the U.S. from 2009 to 2018. We posit that citizens’ financial literacy is negatively associated with the crime rate because financially literate citizens are better at managing their wealth and improving their economic condition. They are less likely to have unfulfilled basic needs, and thus are less prone to crimes, especially crimes driven by economic need. We find
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Dissertations / Theses on the topic "Financial education of citizens"

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Board, Barbara A. "Preference of selected Virginia citizens for information and education in personal financial management." Thesis, This resource online, 1992. http://scholar.lib.vt.edu/theses/available/etd-09292009-020022/.

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Petrushka, Olena. "The role of financial literacy of the population in the establishment and development of financial relations." Thesis, National Aviation University, 2021. https://er.nau.edu.ua/handle/NAU/54676.

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1. Shakhnazaryan G.E. Financial literacy of the population in light of current trends in education. Finance and credit. 2008. № 20 (308). P. 57-60. 2. Lomachinskaya I.A. Financial literacy as a basis for optimizing financial behavior in the context of globalization. Bulletin of ONU named after I.I. Mechnikov. 2011. T 16. Issue. 20. P. 116–124. 3. Baradiya N., Pokas L. Formation of financial literacy through the introduction of pedagogical technologies. Current issues of the humanities. 2019. Vyp. 23. T. 1. P. 90-94.<br>The use of financial information, the use of financ
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Dwoskin, Susan. "Preparing Citizens: Reviving a Lost Educational Enterprise." Thesis, University of Oregon, 2016. http://hdl.handle.net/1794/19705.

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We have not had democratic classrooms since the 1960s. Even then they were a rarity, a few teachers working in isolation. There was a great deal of imaginative exploration, which veered off in different directions. There was legislation such as the Elementary and Secondary Education Act, Head Start, Upward Bound, and New Careers. All instigated and encouraged experimentation, yet these never coalesced into a broader, institutional democratic vision for education. Progressive as well as radical educators were interested in access and equity for marginalized populations but did not produce a cri
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Richardson, Mary. "Testing citizens : models of assessment for citizenship education." Thesis, University of Roehampton, 2008. https://pure.roehampton.ac.uk/portal/en/studentthesis/testing-citizens(0521f2a5-2fb9-42e3-a35e-b5799552c0f6).html.

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The notion of some kind of civic education providing a solution to English society’s problems is nothing new and Citizenship Education is perceived as one means of addressing so-called social deficits. There are issues relating to curriculum delivery and training which have arisen from the decision to make citizenship a mandatory subject in maintained secondary schools. Citizenship presents a challenge because it is not a ‘conventional’ subject and teachers have to construct meaningful assessments which relate to discussions of beliefs and values. Philosophical and sociological literatures inf
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Novis, Joshua L. "Citizens and selves : rethinking education for democratic citizenship." Thesis, McGill University, 2003. http://digitool.Library.McGill.CA:80/R/?func=dbin-jump-full&object_id=19392.

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This thesis is a critical examination of the history of philosophies governing public education in the United States. The first half, chapters one through six, outlines American conceptions of the role of the school in relation to the state and to democracy. The second half is an account of critical progressive philosophies that have challenged the American status-quo since the independence. The main argument that I propose here is that the creation of an education system in America has followed the philosophies of federalism and private democracy. These philosophies are economically centered
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Montgomery, Jeffrey Michael. "Educating citizens : George Washington's proposals for national education /." Required Adobe Acrobat Reader, 2000. http://stinet.dtic.mil/str/tr4%5Ffields.html.

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Sagoe, Marian Nana Esi Bentsiwaa. "Motivation of foreign citizens for study." Thesis, НТУ "ХПІ", 2014. http://repository.kpi.kharkov.ua/handle/KhPI-Press/8458.

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Kroknes, Veronica Fagerland. "Economic performance and Political Trust: The impact of the Financial Crisis on European citizens." Thesis, Norges teknisk-naturvitenskapelige universitet, Institutt for sosiologi og statsvitenskap, 2013. http://urn.kb.se/resolve?urn=urn:nbn:no:ntnu:diva-21700.

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Trust links ordinary citizens to the institutions that are intended to represent them, and thereby enhancing both the legitimacy and the effectiveness of democratic government (Bianco 1994; Gamson 1968; Braithwaite and Levi 1998; Hetherington 1998). It is therefore an essential part of a democratic system. People have confidence in their leaders when the government is working well, and absence of political confidence could threaten the system’s legitimacy. Mistrust by the citizens is often expressed as an unwillingness to follow political outcomes, which prevents progress from happening in the
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Alzahrani, Latifa. "The critical factors influencing citizens' trust in e-government adoption : citizens' aspects perspective." Thesis, Brunel University, 2017. http://bura.brunel.ac.uk/handle/2438/14612.

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Despite the importance of citizens’ trust toward the successful adoption of e-government, the majority of the extant research focuses only on two dimensions to investigate the role of citizens’ trust in e-government which are, trust in technology and trust in government. Hence, there is an absence of research into the multi-dimensional nature of trust and in particular how demographic aspects such as citizens’ personality, culture, gender, experience, education level, beliefs and value systems influence citizens’ trust in e-government. This research particularly aims to investigate and analyse
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Woods, Philip Arthur. "Parents as consumer-citizens : an investigation into parent governors." n.p, 1994. http://ethos.bl.uk/.

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Books on the topic "Financial education of citizens"

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Education, United States Department of. Citizens' report: The FY 2008 summary of performance and financial results. U.S. Dept. of Education, 2009.

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United States. Department of Education. Citizens' report: The FY 2008 summary of performance and financial results. U.S. Dept. of Education, 2009.

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Garnov, Andrey. Fundamentals of financial literacy. INFRA-M Academic Publishing LLC., 2025. https://doi.org/10.12737/2104862.

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The textbook examines the current state of the financial market, financial institutions and financial instruments for improving financial literacy of the population, as the solution of social problems of the able-bodied population in the field of housing and pension provision, insurance, education is increasingly shifting from the sphere of state responsibility to the sphere of personal interests of citizens. Meets the requirements of the latest generation of federal state educational standards for higher education. For university students, graduate students, teachers, and anyone who wants to
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European Centre for the Development of Vocational Training, ed. Lifelong learning: Citizens' views. Office for Official Publications of the European Communications, 2003.

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Zokaityte, Asta. Financial Literacy Education. Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-55017-6.

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Arthur, Chris, ed. Financial Literacy Education. SensePublishers, 2012. http://dx.doi.org/10.1007/978-94-6091-918-3.

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Cathie, Holden, and Clough Nick, eds. Children as citizens: Education for participation. J. Kingsley, 1998.

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Musa, Aliyu. Educating rural Nigerian citizens. Centre for Adult Education and Extension Services, Ahmadu Bello University, 1986.

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Shinbo, Atsuko. Bokkōsuru "tami": Empowered citizens on the rise. Tōkyō Daigaku Shuppankai, 2016.

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Noble & Company., ed. Higher education financial yearbook. Noble & Company, 1997.

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Book chapters on the topic "Financial education of citizens"

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Knoote, Floor Elize, Genevieve Partington, and Jared Penner. "Children and Youth as Economic Citizens: Working Towards an Integrated Financial Education Approach." In International Handbook of Financial Literacy. Springer Singapore, 2016. http://dx.doi.org/10.1007/978-981-10-0360-8_14.

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AI-Youbi, Abdulrahman Obaid, Adnan Hamza Mohammad Zahed, and Abdullah Atalar. "Outcome Summary of the International Experience in Developing the Financial Resources of Universities." In International Experience in Developing the Financial Resources of Universities. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-78893-3_10.

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AbstractIt is widely believed that economic returns of tertiary education to the public are much higher than those in other sectors of the economy. Excellence in education and research, therefore, is an important factor for the welfare of countries. To improve the well-being of their citizens, governments invested heavily in higher education. The number of higher education institutes in the world has reached 18,000, and as a result, a larger fraction of people is getting tertiary education degrees. The expansion of the university system required a corresponding increase in the funding.
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AI-Youbi, Abdulrahman Obaid, Adnan Hamza Mohammad Zahed, and Abdullah Atalar. "Outcome Summary of the International Experience in Developing the Financial Resources of Universities." In International Experience in Developing the Financial Resources of Universities. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-78893-3_10.

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AbstractIt is widely believed that economic returns of tertiary education to the public are much higher than those in other sectors of the economy. Excellence in education and research, therefore, is an important factor for the welfare of countries. To improve the well-being of their citizens, governments invested heavily in higher education. The number of higher education institutes in the world has reached 18,000, and as a result, a larger fraction of people is getting tertiary education degrees. The expansion of the university system required a corresponding increase in the funding.
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Fröhlich, Mareike, Tatjana Jevremović Petrović, and Jelena Lepetić. "Gender, Business and the Law." In Gender-Competent Legal Education. Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-14360-1_19.

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AbstractThis chapter deals with gender equality in business law. For some time now, gender diversity has played an important role in the composition of dispute resolution bodies, boards of directors and supervisory boards, forcing the companies concerned to take action. The underlying initiatives of the EU regarding gender quotas in companies, as described in the chapter, are beginning to have an effect, as developments in the banking and financial sector also show. Although the European internal market and its fundamental freedoms do not have a direct impact, the European Union is strongly co
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Hartini, Joesoef Shidqi Marsa Robiyantoko, Nur Yaumil Hikmah, and Irfan Aziz Al Firdaus. "Do Indonesian Citizens Who Conduct Cross-Country Mixed Marriages Still Have the Opportunity to Access Sharia Banks Financing with Mortgage Rights Collaterals?" In Advances in Social Science, Education and Humanities Research. Atlantis Press SARL, 2024. http://dx.doi.org/10.2991/978-2-38476-208-8_14.

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Tóth, Judit, Éva Szirmai, Norbert Merkovity, and Tamás Pongó. "Promising or Compelling Future in Hungary?" In Young Adults and Active Citizenship. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-65002-5_7.

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AbstractAdult education, employment and integration strategies have been characterised by somewhat fragmented and uncoordinated implementation practices in the context of CEE (Central and Eastern Europe) region. Some relevant data (OECD, EUROSTAT) on socio-economic factors may provide partial explanation for this. Additionally, this could be explained through considering some examples of Roma and young people with disabilities, in terms of how they can access adult education. Specifically, these examples demonstrate how the national and European reform goals, capacity building projects and fin
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Tam, Henry. "Education for Citizens." In Communitarianism. Macmillan Education UK, 1998. http://dx.doi.org/10.1007/978-1-349-26489-6_3.

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Bjornson, Marnie. "Mouthy Citizens." In Education and the Risk Society. SensePublishers, 2012. http://dx.doi.org/10.1007/978-94-6091-961-9_9.

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Novarese, Marco, and Viviana Di Giovinazzo. "Financial Education." In Encyclopedia of Law and Economics. Springer New York, 2019. http://dx.doi.org/10.1007/978-1-4614-7753-2_713.

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Novarese, Marco, and Viviana Di Giovinazzo. "Financial Education." In Encyclopedia of Law and Economics. Springer New York, 2017. http://dx.doi.org/10.1007/978-1-4614-7883-6_713-1.

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Conference papers on the topic "Financial education of citizens"

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Martínez-Alonso, Rubén, María J. Martínez-Romero, Antonio Molina-García, and María Deseada López-Subires. "ANALYSING THE INFLUENCE OF FINANCIAL KNOWLEDGE AND PARENTAL FINANCIAL LITERACY ON UNDERGRADUATES’ OWN PERCEPTIONS OF THEIR FINANCIAL CAPABILITIES." In 19th International Technology, Education and Development Conference. IATED, 2025. https://doi.org/10.21125/inted.2025.0260.

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BORDIAN, ELENA, and EVELINA JITARI. "INNOVATIVE STRATEGIES FOR PROMOTING INFORMATION LITERACY IN LIBRARIES: CHALLENGES AND OPPORTUNITIES IN FINANCIAL LITERACY." In COMPETITIVENESS AND INNOVATION IN THE KNOWLEDGE ECONOMY. Editura ASE, 2025. https://doi.org/10.24818/cike2024.60.

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Acceleration of globalization and the growing complexity of the financial system have a huge impact on people’s competencies and skills. The recent financial crises and economic problems, exacerbated by the pandemic, have reinforced the importance of information literacy and the need for financial education. Managing personal finances requires a diverse set of information and knowledge. From budgeting and saving to investing and debt management, understanding financial concepts and the ability to apply them helps people make informed decisions to ensure a prosperous future. The principles of i
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Nga, Tran Thi. "ALTERNATIVE EDUCATIONAL ACTIVITIES TO ENHANCE YOUTH’S PARTICIPATION IN SOCIAL INNOVATION IN HIGHER EDUCATION: THE CASE STUDY OF “ACTIVE CITIZENS” PROGRAM BY BRITISH COUNCIL IN A VIETNAMESE UNIVERSITY." In International Conference on Education and New Developments. inScience Press, 2022. http://dx.doi.org/10.36315/2022v1end072.

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"The paper will provide the overview and practices of embedding social innovation into higher education through extra-curriculum activities in Vietnamese universities. The paper argues that the educational experiences provided by “Active Citizens” program can provide the youth necessary global skills, mindset and hand-on experiences to engage youth to social innovation through their social action projects. The study also recognizes that most challenging issue in carrying out this kind of program is to sustain students’ engagement and their active investment in their initiatives. The study also
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Slusarenco, Svetlana. "The value and importance of citizens' obligation to contribute to public expenditure." In Rule of Law and Economic Resilience in the Context of Moldova's Accession to the European Union. Moldova State University, 2025. https://doi.org/10.59295/rler2024.01.

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The main role of the State, as a way of organizing society, is to provide public goods and services. In order to ensure the smooth functioning and continuous development of the areas of state administration, it is necessary to identify resources that will ensure the needs of the state. Citizens' contributions through taxes and fees are essential for financing public services such as education, health, infrastructure and security. Without these contributions, the state would have difficulty providing these essential services. Financial contribution to the public budget is an expression of civic
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Savić, Branka. "The role of financial control and management in the public sector in RS." In Employment, Education and Entrepreneurship 2024. Faculty of Business Economics and Entrepreneurship, 2024. https://doi.org/10.5937/eee24012s.

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The public sector in the broadest sense of the word implies to all institutions and organizations in which income is generated from budget funds, i.e., those that are "entrusted" with citizens' funds for spending, i.e. revenue collected from the budget users. Financial management and control include all financial and non-financial processes and activities in the business of the entity, and those are performed in all organizational units and on all levels of the entity and include the funds of the entity, including funds obtained from other sources. In accordance with the above, financial manag
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Yang, Jianyun. "Study on the Construction Path for Ecological Personality of Chinese Citizens from the Perspective of Green Development." In 2017 International Conference on Culture, Education and Financial Development of Modern Society (ICCESE 2017). Atlantis Press, 2017. http://dx.doi.org/10.2991/iccese-17.2017.168.

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Korotkaia, A., and Irina Zinoveva. "FINANCIAL FRAUD: TYPES, METHODS OF DETECTION AND PREVENTION." In MANAGER OF THE YEAR – 2024. FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov, 2024. https://doi.org/10.58168/moty_111-118.

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this article discusses the main types of financial fraud. The results of a survey of Russians conducted by «Ingosstrakh» and NAFI for 2022-2023 are analyzed, which demonstrate an increase in the number of cases of residents of the country encountering crimes within the framework of monetary circulation. It is concluded that the most vulnerable categories that face financial fraud are senior citizens, people who have not received higher education, and women. The algorithm of actions for a person faced with financial fraud is defined, methods of detecting and preventing various types of fraud ar
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Tiwari, Harshita, Bhoomika Dhiman, Dr Sunaina Tiwari, and Insha Mirza. "THE ROLE OF FINANCIAL LITERACY IN ENHANCING FINANCIAL WELLBEING DURING EARLY MIDLIFE." In Transforming Knowledge: A Multidisciplinary Research on Integrative Learning Across Disciplines. The Bhopal School of Social Sciences, 2025. https://doi.org/10.51767/ic250111.

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Particularly in early midlife, when important financial decisions about retirement and asset accumulation must be made, financial literacy plays a crucial role in determining an individual's financial well-being. The purpose of this study is to evaluate Bhopal citizens' financial literacy and how it affects their ability to make sound financial decisions. The study aims to pinpoint specific information gaps that can impede wise financial decisions by examining awareness of government programs that assist with retirement planning. In order to assess participants' knowledge of key financial conc
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Khalitova, Madina Muratovna, and Saule Baltabekovna Toleubayeva. "FOREIGN EXPERIENCE IN IMPROVING THE FINANCIAL LITERACY OF THE SOCIETY." In XV Международная научно-практическая конференция «Научные междисциплинарные исследования». KDU, Moscow, 2021. http://dx.doi.org/10.31453/kdu.ru.978-5-7913-1194-8-2021-221-228.

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The global upheavals of recent years have had a serious impact on the personal well-being of citizens. It becomes important for a person to effectively manage the family budget, which requires increasing the level of knowledge about finance, economics, investments, etc. The purpose of the report is to study foreign experience and Kazakhstan's experience in improving financial literacy. Practice shows that the formation of financial literacy, instilling culture and reasonable, rational behavior is necessary for society and the economy as a whole. It is possible to achieve such results by changi
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Khalitova, Madina Muratovna, and Saule Baltabekovna Toleubayeva. "FOREIGN EXPERIENCE IN IMPROVING THE FINANCIAL LITERACY OF THE SOCIETY." In XV Международная научно-практическая конференция «Научные междисциплинарные исследования». KDU, Moscow, 2021. http://dx.doi.org/10.31453/kdu.ru.978-5-7913-1194-8-2021-221-228.

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The global upheavals of recent years have had a serious impact on the personal well-being of citizens. It becomes important for a person to effectively manage the family budget, which requires increasing the level of knowledge about finance, economics, investments, etc. The purpose of the report is to study foreign experience and Kazakhstan's experience in improving financial literacy. Practice shows that the formation of financial literacy, instilling culture and reasonable, rational behavior is necessary for society and the economy as a whole. It is possible to achieve such results by changi
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Reports on the topic "Financial education of citizens"

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Hastings, Justine, Brigitte Madrian, and William Skimmyhorn. Financial Literacy, Financial Education and Economic Outcomes. National Bureau of Economic Research, 2012. http://dx.doi.org/10.3386/w18412.

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Kaiser, Tim, and Annamaria Lusardi. Financial Literacy and Financial Education: An Overview. National Bureau of Economic Research, 2024. http://dx.doi.org/10.3386/w32355.

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Kaiser, Tim, Annamaria Lusardi, Lukas Menkhoff, and Carly Urban. Financial Education Affects Financial Knowledge and Downstream Behaviors. National Bureau of Economic Research, 2020. http://dx.doi.org/10.3386/w27057.

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Ainul, Sigma, Marzina Khatun, and Najneen Mahbooba. Financial education for adolescents [Bangla]. Population Council, 2010. http://dx.doi.org/10.31899/pgy13.1002.

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Lee, Donghoon, Daniel Mangrum, Wilbert van der Klaauw, and Crystal Wang. Financial Education and Household Financial Decisions During the Pandemic. Federal Reserve Bank of New York, 2024. http://dx.doi.org/10.59576/sr.1131.

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Alcalde, Isabel, and Patricia Stupariu. Financial education at an early age. Banco de España, 2025. https://doi.org/10.53479/39925.

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Abstract:
Financial education during childhood and the first stages of formal education is particularly relevant today, given that access to money and financial products occurs at an increasingly early age. This article analyses the challenges and key aspects for the design of financial education programmes for children and young people. The topics addressed include the importance of aligning contents with students’ cognitive abilities, the importance of developing responsible attitudes and behaviours towards financial matters and the need to strengthen financial education in the school curriculum. In a
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Amin, Sajeda, Laila Rahman, Sigma Ainul, Ubaidur Rob, Bushra Zaman, and Rinat Akter. White paper: Enhancing adolescent financial capabilities through financial education in Bangladesh. Population Council, 2010. http://dx.doi.org/10.31899/pgy1.1022.

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Frisancho, Verónica. The Effects of School Based Financial Education. Inter-American Development Bank, 2019. http://dx.doi.org/10.18235/0001578.

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Ainul, Sigma, Marzina Khatun, and Najneen Mahbooba. Financial education for adolescents: Mentor's manual [Bangla]. Population Council, 2010. http://dx.doi.org/10.31899/pgy13.1000.

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10

Ainul, Sigma, Marzina Khatun, and Najneen Mahbooba. Financial education for adolescents: Teacher's manual [Bangla]. Population Council, 2010. http://dx.doi.org/10.31899/pgy13.1001.

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