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Relevant bibliographies by topics / Financial innovation

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Academic literature on the topic 'Financial innovation'

Author: Grafiati

Published: 4 June 2021

Last updated: 12 June 2025

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Journal articles on the topic "Financial innovation"

1

Jian, Zhengzhao. "Financial Innovation and Financial Risk." Advances in Economics, Management and Political Sciences 19, no. 1 (2023): 237–43. http://dx.doi.org/10.54254/2754-1169/19/20230142.

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The market economy has made new progress and development, and the development of the financial industry has gradually become internationalized. To occupy an important position in the fierce competition of the financial market and win more voice, Reform, and innovation are the development direction of financial enterprises in the future Financial innovation is a continuous reform of the financial system and its connotation, with innovations in financial technology and institutional innovation. Innovation represents a break from the norm, a change in the previous mode of financial supervision, the scope of financial activities, and the structure of financial products, but this inevitably. Although Financial innovation can eliminate some of the hidden financial risks, financial risks have not completely disappeared, so financial innovation is not omnipotent and still has great limitations. This article analyses the relationship between financial innovation and financial risk, as well as the characteristics of financial innovation, and provides feasible suggestions from various perspectives.

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Shapoval, Yuliia. "Relationship between financial innovation, financial depth, and economic growth." Investment Management and Financial Innovations 18, no. 4 (2021): 203–12. http://dx.doi.org/10.21511/imfi.18(4).2021.18.

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The intrinsic property of modern economic development is financial deepening in the light of incremental spearheading financial innovation opportunities. The paper deals with the relationship between financial depth, financial innovation, and economic growth among 22 OECD economies over 2007–2018 by applying pooled OLS and fixed effect panel data regression analysis. The purpose of the paper is to empirically test whether the economic growth depends on financial depth, financial innovation, and institutional environment (Worldwide Governance Indicators). The findings shed light on the recent discussion on the pros and cons of financial innovation. The estimation results show that while financial depth is a strong predictor of economic growth across high- and upper-middle-income economies, financial innovation is a slightly weaker predictor. Despite the identified positive impact of financial innovation on economic growth, it is asserted that the negative effect of financial depth may indicate oversaturated financial market in developed countries. Сonsistent with the general notion that the institutional framework promotes the capacity of the ﬁnancial sector for financial innovations implementation, this paper states that financial depth and financial innovations are better prerequisites of economic growth than institutional development. AcknowledgmentThe paper was funded as a part of the “Relationship between financial depth and economic growth in Ukraine” research project (No. 0121U110766), conducted in the State Institution “Institute for Economics and Forecasting of the NAS of Ukraine”.

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Mugane, Catherine, and Herick Ondigo. "The Effect of Financial Innovations on the Financial Performance of Commercial Banks in Kenya." International Journal of Finance and Accounting 1, no. 1 (2016): 15. http://dx.doi.org/10.47604/ijfa.6.

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Purpose: The study sought to investigate the effect of financial innovations on financial performance of commercial banks in Kenya. The main problem was that there is an increase in the number of financial innovations, but whether the innovations in banking industry are the main determinants of financial performance is a hard to tell. Despite the significance of financial innovation, the effect of innovation on financial performance is still misunderstood.Methodology: The study adopted an explanatory research design. The population of the study was all the 43 commercial banks operating in Kenya in the study period. The study conducted a census on all the 43 commercial banks. The study used primary data. An ordinary linear regression model was used. The regressions were conducted using statistical package for social sciences (SPSS) version 20.Results: The study findings indicated that there is a negative and significant relationship between product innovation and ROA. The relationship between service innovation and ROA and also organizational innovation and ROA was found to be positive and significant. Based on the findings, the study concluded that commercial banks in Kenya in the study period had unsteady trends in ROA despite the fact that more financial innovations were taking place in the sector. The study also concluded that the relationship between product innovation and financial performance of commercial banks is negative and significant. Based on the study findings, the study also concluded that the relationship between service innovation and ROA and also organizational innovation and ROA is positive and significant.Unique contribution to theory, practice and policy: The study recommended that Commercial banks should implement effective product innovation strategies that won’t increase their operational risks which in turn affects their financial performance. The study also recommended that commercial banks should focus more and invest more in both service and organization innovation as the two will lead to better financial performance.

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KRASNOVA, Iryna, and Maksym SHCHEGLIUK. "INNOVATIONS IN FORMING FINANCIAL ECOSYSTEMS." Herald of Khmelnytskyi National University. Economic sciences 308, no. 4 (2022): 19–25. http://dx.doi.org/10.31891/2307-5740-2022-308-4-3.

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In the rest of the world, up to 75% of GDP growth in the world’s most developed countries, the very beginning of innovations is established. The process of promoting financial innovations is shifted by the following factors: price volatility in most sectors of the market; informational asymmetry; inconsistency of the terms of the innovation process; high risk levels – political, financial, currency; lack of innovation infrastructure; unacceptability to innovation from the side of participants in the financial market; Insufficient value for the development of the system of financial law and protection of the rights of supporters of financial services. Irrespective of the importance of innovation shifts, look at the importance of technological innovations in the field of information security and communications. The result of which was the emergence of financial ecosystems, the relevance of such research is developing. In the article, the essence and determinants of the formation of financial ecosystems are identified. On the basis of the analysis of current trends in the development of financial markets, financial innovations, which are generated by these trends, have been developed. It is undeniable that the development of the digital economy is directly strategic for the development of financial innovations. The liberalization of financial funds, in the minds of the development of the digital economy, stimulated the emergence of a new type of bank development, with new business models that are based on a single platform of the financial market. It has been announced that the fintech industry is investing first for everything in the development of the financial market infrastructure, five fintech clusters have been seen. Promoted directly to the development of securitization of assets. It is emphasized that the formation of eco-system financial innovations should be set before the regulatory authorities for the promotion of such innovations and the development of digital technologies

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Radicic, Dragana. "Financial and Non-Financial Barriers to Innovation and the Degree of Radicalness." Sustainability 13, no. 4 (2021): 2179. http://dx.doi.org/10.3390/su13042179.

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The aim of this study is to analyse the effects of barriers to innovation on firms’ propensity to engage in radical and incremental innovations. We look at innovative and potentially innovative firms and estimate the effect of three types of barriers—financial, knowledge and competition—on the propensity to radical innovation new to the world, radical innovation new to the market and incremental innovation. An empirical study has been performed, drawing on data collected from the German Mannheim Innovation Panel covering the period from 2014 to 2016. Empirical results reveal heterogeneous effects of barriers depending on the degree of radicalness. In particular, knowledge and competition barriers are an impediment to radical innovation, whereas financial and knowledge barriers reduce a probability of incremental innovation. Based on the findings, we discuss policy recommendations for mitigating barriers to innovation conditional on the degree of radicalness.

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R.C., Ejinkonye, and Okonkwo I.V. "Nexus Between Financial Innovation and Financial Intermediation in Nigeria’s Banking Sector." African Journal of Accounting and Financial Research 4, no. 3 (2021): 162–79. http://dx.doi.org/10.52589/ajafr-vn7jrc1z.

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This study evaluated the relationship between financial innovation and financial intermediation in Nigeria. It seems that banks in Nigeria may have a problem of deposit-loan mismatch and losing customers to start-ups given increasing cost of deposits attributable to disruptive practice arising from financial innovations. The specific objectives of this study were to examine the relationship between financial innovation (value of the automated teller machine, internet banking, mobile banking, point of sale transactions) and financial intermediation (commercial banks deposit mobilization) in Nigeria for the period 2009–2018. This study was anchored on the financial innovation theory of Joseph Schumpeter, which states that technology creates opportunities for new profits and super profits as a result of increased investment by banks or financial institutions on products of innovation. The ordinary least square was used to estimate the parameters. The data used were extracted from the Central Bank of Nigeria statistical bulletin. The results showed that there is a positive and significant relationship between financial innovation (value of Automated Teller Machine) and financial intermediation (commercial banks deposit mobilization) in Nigeria; there is a positive but no significant relationship between financial innovation (internet banking) and financial intermediation (commercial banks deposit mobilization) in Nigeria; there is a positive but no significant relationship between financial innovation (mobile banking) and financial intermediation (commercial banks deposit mobilization) in Nigeria; and there is no positive and significant relationship between financial innovation (point of sale transactions) and financial intermediation (commercial banks deposit mobilization) in Nigeria. The f-test result showed that financial innovations proxies jointly related significantly to commercial banks’ deposits. The work concludes that financial innovations contributed to commercial banks’ deposits in Nigeria. The researchers recommended among others that banks should improve on the security of transactions done on their platforms, continue to improve and partner with start-ups in technological infrastructure, improve on power and network stability, deploy more innovative products, and improve on the efficiency of bank staff by regular training.

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Omollo, Lewis Otieno, Juliet Wanjira Karanu, and Moses Wafula Wekesa. "Contribution of Financial Innovations to Money Demand: A Case of Kenyan Financial Market." American Journal of Finance and Business Management 1, no. 1 (2022): 11–25. http://dx.doi.org/10.58425/ajfbm.v1i1.21.

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Purpose: This study sought to assess how financial innovation has affected demand for money in Kenya.  Methodology: The research looked at the value of transactions made using modern innovations including ATMs, point-of-sale (POS), online banking, and phone banking. Under the cointegration, granger causality, and error correction modeling, the study used the ordinary least squares (OLS) regression methodology as the estimate method. Findings: Financial innovation, according to the study, has an important role in growing money demand in a country by enhancing financial visibility, facilitating financial processes during trades, and enhancing financial competence. Financial system innovation in emerging nations such as Kenya indicates a potential for financial sector expansion. Financial innovation has shown to be a fundamental predictor of financial advancement, high-tech expansion, efficient financial market access, and hence better economic growth via the diversity of financial facilities. Conclusion: Financial innovation has resulted in the development of employment opportunities in non-bank financial institutions. It has also led to integration of commercial bank, non-bank private lenders, insurance firms, and housing finance firms. Recommendations: This study recommend the central bank of Kenya (CBK) to fine-tune its policies to ensure it is well suited to deal with the challenges posed by sophisticated financial innovations. CBK can increase its capability to predict the consequences of financial innovations and act quickly to counter any negative effect of financial innovation on the effectiveness of monetary policy. The study also recommend company and organizations managers to adopt financial innovations in order to boost service quality through efficient and quick service provision via innovations like mobile and online payment systems.

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Ndicu, Ndua Daniel. "Financial Innovations Risk, Financial Distress and Firms Value: A Critical Review of Literature." European Scientific Journal, ESJ 14, no. 10 (2018): 99. http://dx.doi.org/10.19044/esj.2018.v14n10p99.

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Throughout history, society has always sought for ways and means of responding to life challenges and opportunities. Several scholars support the need for innovation for a firm to remain a good performer during its existence, though the level of risks associated with this kind of undertaking has not received the coveted attention. With the use of financial innovations companies can safely utilize current or go for more risky and up to date technologies that can have a drastic and positive impact on their ventures. Additionally, financial innovations have had a tremendous impact in enriching finance and enhancing the economic prosperity of many firms. However, this financial innovation may also be ruinous to the organization if it is overboard. This study thus sought to review the extant theoretical and empirical literature relating to risky financial innovations, financial distress and firm value. Specifically the study was guided by the following objectives: To review extant theoretical literature on the constructs of risky financial innovations, financial distress and firm value; to review past empirical literature on the constructs of risky financial innovations, financial distress and firm value; to identify the emerging theoretical and empirical gaps that form the basis of future research. Additionally, the study sought to propose a theoretical model to respond to the identified gaps. The study has concluded that financial innovation has positive impact on financial performance and firm value, there is direct relationship between financial innovation and financial deepening and financial innovation enhances growth of the firm.

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Molem, Sama C., Elle S. Messomo, and Tameta Serge. "The Effect of Financial Innovation on the Financial Performance of Financial Institutions in Cameroon." International Journal of Finance 9, no. 2 (2024): 59–74. http://dx.doi.org/10.47941/ijf.1831.

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Purpose: The study sought to investigate the effect of financial innovations on financial performance of depository financial institutions in Cameroon. The specif objectives of the study were to examine the effect of product, process and institutional innovation on the financial performance of financial institutions Methodology: The study adopted a cross sectional research design. Purposive and convenience sampling methods were used to select 210 respondents from 75 financial institutions in Cameroon. Primary data was collected using a self-administered questionnaire. Data collected was sorted, coded and analyzed using the Statistical Package for Social Sciences (SPSS v22.0). Data collected was analysed descriptively with the use of mean and inferentially with the use of ordered logit regression model and Pearson correlation metrix to establish the relationship between the dependent variable and the independent variables and the results were presented in tables. Findings: The findings show that increased financial innovation through process and institutional innovation can increase financial performances. For the basic regression used to find banks’ performance, the analysis indicates that process and product innovation, measured by the ATM, POS, mobile banking and credit card, significantly influences financial performance of financial institutions. Although there is no significant effect of institutional innovation on financial performance, there is still a positive effect. Unique Contribution to Theory, Policy and Practice: The study therefore recommended that further study can be carried out on the effect of financial innovation on performance of depository financial institutions using different methods. In addition, depository financial institutions should transform banking service by adapting to process innovation so as to increase access to financial services.

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Sani, Ibrahim Abubakar, John Olu-Coris Aiyedogbon, and Obumneke Ezie. "Nexus between Financial Innovation and Financial Stability in Nigeria." East African Scholars Journal of Economics, Business and Management 7, no. 09 (2024): 374–90. http://dx.doi.org/10.36349/easjebm.2024.v07i09.001.

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Motivated by the cashless policy drives of the Central Bank of Nigeria to digitalize the Nigerian payment system and the quest for ensuring financial stability, this paper examined the nexus between financial innovations and financial stability in Nigeria. The paper employed disaggregated and aggregated indices in measuring financial innovation and financial stability and analyzed the data using the Dynamic Ordinary Least Square (DOLS). The paper conducts robustness checks using the Autoregressive Distributed Lag (ARDL) model and by employing alternative proxies. The result indicates the presence of a long-run equilibrium relationship between disaggregated measures of financial stability and financial innovation. The outcome was consistent using alternative methods. However, the study also finds the absence of a long-run equilibrium relationship between the aggregated proxy of financial innovation and financial stability, nonetheless, other bank-base and macroeconomic indicators appear to influence financial stability. The impact of the various measures of financial innovation on financial stability appears to be mixed in both the main and robustness analysis, implying that technology-based financial products promote financial stability but are associated with a cost. Therefore, the Central Bank of Nigeria is encouraged to incentivize the use of financially innovative channels toward enhancing the stability of the Nigerian financial system, while employing appropriate prudential tools to safeguard any unsavoury consequences of innovation.

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Dissertations / Theses on the topic "Financial innovation"

1

Blanco, José C. "Financial Innovation." DigitalCommons@USU, 1996. https://digitalcommons.usu.edu/etd/3912.

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This dissertation was a study of the impact of financial innovation upon financial institutions and some of the collateral macroeconomics effects. Financial innovation has impacted the distribution of household assets throughout the Group of Seven (G-7) countries and indirectly negatively influenced the usage of traditional monetary aggregates as a reliable tool to forecast the growth in the domestic money supply between 1960 and 1990. The empirical results indicate that the adoption of financial innovations by large U.S. commercial banks has not influenced their return on equity and the return of assets between 1990 and 1994. The variability of the return on equity and return on assets is reduced by those banks that have incorporated financial innovations over time. The policy implications of these results indicate that sufficient market instruments exist to assist banks to control interest rate exposure caused by the volatility of interest rates and uncertain funding sources. Any intervention by regulatory authorities could be welfare-decreasing for banks and possibly increase the level of interest rates or reduce the supply of credit to prospective borrowers.

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Arthur, Keren Naa Abeka. "Governance of financial innovation." Thesis, University of Exeter, 2015. http://hdl.handle.net/10871/18906.

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The power of financial innovations to impact societies at global scales compels us to ask how innovation occurs, how it is governed and how to support the responsible initiation and emergence of such innovation in society. This thesis focuses on investigating and comparing current approaches to, and limitations of, the governance of financial innovation and perceptions of responsible financial innovation in three very different institutional settings: a large, global asset management company; a SME developing disruptive, technology - related platforms and services based on big data and associated analytics supporting customer relationship management in the banking and retail sectors; and a global insurance broker. To date there has been almost no published empirical research into the processes and governance of financial innovation in such corporate settings. The initial hypothesis that financial innovation is not governed (internally, externally) was not supported by the empirical data: rather these suggest the existence of formal and informal mechanisms for innovation governance. As suggested in the literature, financial innovation was observed to be largely incremental in nature and involve multiple stakeholders, co-ordinated internally by an ‘innovation owner’ (e.g. an individual, a group of individuals or a department). The research suggests that while there is broad statutory (regulation) and non-statutory governance of the financial sector, there is limited direct regulation of financial innovation per se. Despite this, contextual regulation (e.g. EU) and industry standards set an important governance frame within which innovation was observed to occur, complemented by a range of organizational innovation governance approaches, which ranged from completely informal, ad hoc (‘de facto’) processes to formal staging innovation management tools. It was not possible to generalize across sectors, emphasizing the need for more empirical work in other organizations in order to understand innovation management and governance across the financial sector as a whole. Responsible financial innovation is an emerging concept associated with a very small body of academic literature. The case study data show responsible financial innovation to be perceived as an ‘interpretively flexible umbrella’ term, underpinned by a value system that leads to quantifiable positive outputs (e.g. creating customer satisfaction). The research suggests that several ‘competencies’ (e.g. compliance, learning, communication, monitoring, and ownership) were perceived as relevant to responsible financial innovation by respondents. Themes emerging from the study mirrored to some extent the seven framings suggested by Armstrong et al. (2012) and Muniesa and Lenglet (2012) and the four dimensions of responsible innovation proposed by Owen et al. (2013); these however were very narrowly framed, especially with regard to second-order reflexivity (e.g. on the normative purposes and functions of finance in society). While dimensions of anticipation, reflection, deliberation and responsiveness (Owen et al., 2013) were evident to varying degrees in the cases these were narrowly configured (e.g. around ethics of data monetization, or on anticipation of operational risks), with deliberation often being internally focused, or including only a limited range of external stakeholders. These observations cause me to argue that current mechanisms for governing financial innovation are not sufficiently robust to support their responsible emergence in society. I conclude that any framework for responsible financial innovation should endeavor to broaden the scope for stakeholder engagement and make use of multi-level governance mechanisms (including committees in the innovation and governance process), while continuing to acknowledge the importance of contextual legislation in the framing of innovation trajectories. I recommend the initiation of a cross sector and independent institution for systematic financial innovations assessment, the establishment of formal cross-sector fora and communication channels to facilitate engagement with external stakeholders, and the codification of responsible financial innovation competencies into contextual legislation.

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Alamad, Samir. "Financial innovation and engineering in Islamic financial institutions." Thesis, Aston University, 2016. http://publications.aston.ac.uk/28659/.

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Drawing from work found in the financial innovation literature, the main objective of this research is to explore the effect of religious orientation towards financial innovation and engineering in Islamic Financial Institutions (IFIs). The research also examines what constitutes this religious orientation and how it is enacted in the innovation process. Religious orientation towards financial innovation is conceptualised and defined, as a system, in this research study. In order to achieve this objective, the study employs multiple theoretical perspectives to develop its theoretical framework. It combines innovation orientation theory with the theory on boundary objects to explore the role of religion in the financial innovation processes in IFIs. Religious orientation towards financial innovation and the role of Shariah as a shared boundary object is portrayed as a multidimensional knowledge and philosophical structure. This qualitative study provides two important theoretical contributions to existing theories in the innovation literature. First, it extends the existing literature of innovation orientation to a completely new field and construct that is based on a religious imperative as a framework within which financial innovation is constrained. It explains how an innovation orientation in IFIs can be directed within religious rules, which indicates that innovation orientation in IFIs is a learning philosophy. Second, the research introduces and examines the plasticity of Shariah as a shared boundary object and its dynamic role in managing tension and conflicting values in the financial innovation process. Furthermore, building on the empirical results, the study illustrates the insights that each theoretical lens affords into practices of collaboration and develops a novel analytical framework for understanding religious orientation towards financial innovation. This practical contribution, of the developed framework, could form the basis for a standardised framework for the Islamic finance industry. The study concludes by noting the policy and managerial implications of its findings and provides directions for further research.

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O'Sullivan, Róisín. "Financial innovation and monetary policy." The Ohio State University, 2002. http://rave.ohiolink.edu/etdc/view?acc_num=osu1261399151.

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O'Sullivan, Roisin. "Financial innovation and monetary policy /." The Ohio State University, 2002. http://rave.ohiolink.edu/etdc/view?acc_num=osu1486462702464464.

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Vallée, Boris. "Three Essays on Financial Innovation." Thesis, Jouy-en Josas, HEC, 2014. http://www.theses.fr/2014EHEC0008/document.

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Cette dissertation est constituée de trois chapitres distincts, qui visent à analyser empiriquement l'innovation financière dans des champs différents: la finance des ménages, la finance publique, et le secteur financier. Le premier chapitre, effectué en collaboration avec Claire Célérier, analyse la complexité croissante des produits financiers offerts aux investisseurs particuliers et suggère que cette complexité est utilisée par les banques pour réduire la pression concurentielle.Le deuxième chapitre, écrit avec Christophe Pérignon, porte sur les emprunts toxiques émis par les collectivités locales, et comment leur utilisation s'inscrit dans un système d'incitation politique. Le troisième chapitre étudie en quoi l'adoption d'un type d'obligations innovantes représentant un capital conditionnel, peut contribuer à solutionner le dilemne sur le levier bancaire<br>This dissertation is made of three distinct chapters that empirically investigate financial innovation in different fields: household finance, public finance and financial institutions. The first chapter presents a work joint with Claire Célérier,analyzing the growing complexity of retail structured products, and how bank use complexity to mitigate competitive pressure.The second chapter, joint with Christophe Pérignon, studies how local governments strategically use toxic loans according to their political incentives. The third chapter explores the effects of exercising contingent capital, and how these instruments can contribute to solving the bank leverage dilemna

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O'Sullivan, Róisín. "Financial innovation and monetary policy /." Connect to resource, 2002. http://rave.ohiolink.edu/etdc/view.cgi?acc%5Fnum=osu1261399151.

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Labán, Raúl. "Essays on financial innovation and stabilization." Thesis, Massachusetts Institute of Technology, 1992. http://hdl.handle.net/1721.1/13224.

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Roxo, da Fonseca Gustavo J. C. (Gustavo José Costa) 1967. "Technology innovation in financial services industry." Thesis, Massachusetts Institute of Technology, 2004. http://hdl.handle.net/1721.1/17891.

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Thesis (M.B.A.)--Massachusetts Institute of Technology, Sloan School of Management, 2004.<br>Includes bibliographical references (leaves 96-98).<br>Over the last few decades, we have seen an enormous evolution in the financial services industry driven by technology innovations. Indeed, we cannot imagine the current financial system without electronic fund transfers, ATMs, and Internet banking among many other innovative implementations. In fact, the financial services industry is the largest market to IT suppliers which makes the financial providers the preferred partners in many technological innovations such as mobile technologies, security devices and customer relationship management (CRM) tools. Although the importance of technology innovation is clear in transforming the financial services industry, we do not often find organizations getting sustainable competitive advantage though technology innovation. In fact, in most cases, financial providers have just been focused on being as good as the competition in terms of technology innovation, neglecting any sophisticated technology strategy that could enable them to primarily capture the value created by internal innovative ideas. The goal of this research is to evaluate the stage of technology innovation in the financial services industry, its strategic relevance to the organizations, and its governance models. Based on the information gathered through reviewing relevant literature and interviewing people involved with technology and financial services, our work will propose some technology strategies that could improve the effectiveness of innovation to different types of financial providers.<br>by Gustavo J.C. Roxo da Fonseca.<br>M.B.A.

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Абрютіна, Анастасія Вікторівна, Анастасия Викторовна Абрютина, and Anastasiia Viktorivna Abriutina. "Financial providing of enterprises' innovation activity." Thesis, Сумський державний університет, 2012. http://essuir.sumdu.edu.ua/handle/123456789/28678.

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Books on the topic "Financial innovation"

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Henry, Cavanna, ed. Financial innovation. Routledge, 1991.

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Nidal, Shamroukh, ed. Financial innovation. Wiley, 1999.

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Gennaioli, Nicola. Financial innovation and financial fragility. National Bureau of Economic Research, 2010.

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Ruof, Christopher. Regulating Financial Innovation. Springer Nature Switzerland, 2023. http://dx.doi.org/10.1007/978-3-031-32971-5.

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Costabile, Lilia, and Larry Neal, eds. Financial Innovation and Resilience. Springer International Publishing, 2018. http://dx.doi.org/10.1007/978-3-319-90248-7.

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Katayama, Sadao. What is financial innovation? Loughborough University Banking Centre, 1994.

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Fox, Orla. Financial innovation in Ireland. University College Dublin, 1989.

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Bernholz, Peter, and Roland Vaubel, eds. Explaining Monetary and Financial Innovation. Springer International Publishing, 2014. http://dx.doi.org/10.1007/978-3-319-06109-2.

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Fund, International Monetary. "Currency substitution and financial innovation". International Monetary Fund, 1989.

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Douglas, Gale, ed. Financial innovation and risk sharing. MIT Press, 1994.

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Book chapters on the topic "Financial innovation"

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Lanteri, Alessandro. "Social Innovation, Financial Innovation, and Financial Social Innovation." In Financial Social Innovations. Routledge, 2024. http://dx.doi.org/10.4324/9780429297151-2.

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Ugeux, Georges. "Is Financial Innovation Making Financial?" In Wall Street’s Assault on Democracy. Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-29094-7_17.

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Dodig, Ante. "Financial Innovation Spiral." In Capital Markets in Southeast Europe. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-07210-9_2.

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Anis, Mohab, Sarah Chawky, and Aya Abdel Halim. "Banking and Financial Services." In Mapping Innovation. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-93627-3_3.

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Marshall, Cara M., and John H. O'connell. "Financial Engineering and Macroeconomic Innovation." In Financial Engineering. John Wiley & Sons, Inc., 2012. http://dx.doi.org/10.1002/9781118266854.ch13.

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Ruof, Christopher. "Fintech—What’s New About It (and What Isn’t)?" In Regulating Financial Innovation. Springer Nature Switzerland, 2023. http://dx.doi.org/10.1007/978-3-031-32971-5_5.

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Ruof, Christopher. "Summary and Conclusion." In Regulating Financial Innovation. Springer Nature Switzerland, 2023. http://dx.doi.org/10.1007/978-3-031-32971-5_11.

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Ruof, Christopher. "Introduction." In Regulating Financial Innovation. Springer Nature Switzerland, 2023. http://dx.doi.org/10.1007/978-3-031-32971-5_1.

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Ruof, Christopher. "An Introduction to Financial Innovation." In Regulating Financial Innovation. Springer Nature Switzerland, 2023. http://dx.doi.org/10.1007/978-3-031-32971-5_4.

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Ruof, Christopher. "Analysing the Current Menu of Fintech Regulation." In Regulating Financial Innovation. Springer Nature Switzerland, 2023. http://dx.doi.org/10.1007/978-3-031-32971-5_9.

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Conference papers on the topic "Financial innovation"

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Zastupov, Andrey Vladimirovich. "MANAGING ENTERPRISE FINANCIAL INNOVATION." In Russian science: actual researches and developments. Samara State University of Economics, 2020. http://dx.doi.org/10.46554/russian.science-2020.03-1-814/817.

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The article considers the criteria of innovation management in modern crisis conditions. Factors inhibiting the development of innovation activity are presented. A model of innovation management system in risk conditions is presented. Promising directions of realization of financial innovations in enterprises are highlighted

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Kurbonov, S. S. "Financial support for innovation." In Global science. Development and novelty. L-Journal, 2020. http://dx.doi.org/10.18411/gsdn-25-12-2020-08.

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В этой научной статье будут обсуждаться все виды ресурсов, необходимых для анализа инноваций, и следует также отметить, что основной акцент следует сделать на изучении наиболее важных финансовых ресурсов, которые играют ключевую роль в непрерывном обеспечении в инновационный процесс. Развитие инновационной деятельности - одно из основных приоритетных направлений разработки стратегии экономического роста страны. Автор обобщил ранее существовавшую классификацию ключевых финансовых ресурсов, используемых для надлежащего функционирования поддержки инноваций. Проанализирована структура всех внутренних затрат на технологические инновации на территории Российской Федерации. Независимо от источников финансирования, следует отметить, что на первом месте находятся собственные средства. Выявлены основные негативные моменты, связанные с финансированием инновационных проектов, и предложены решения. Определена роль формирования эффективной системы государственно-частного партнерства (ГЧП) как одно из ключевых направлений обеспечения эффективного финансирования инновационных проектов с помощью государства. Для анализа этой ситуации используются текущие данные за 2020 год.

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Raducu, Razvan, Camino Fernández, Miguel Ángel Conde, Alexis Gutiérrez, María Teresa Tascón, and Francisco Javier Castaño. "Innovation in financial education." In TEEM 2017: 5th International Conference Technological Ecosystems for Enhancing Multiculturality. ACM, 2017. http://dx.doi.org/10.1145/3144826.3145432.

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WANG, ZIXING, BENHAI GUO, FEI WANG, and YUXIN WU. "Financial Innovation, Technological Innovation and Economic Growth." In 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022). Atlantis Press, 2022. http://dx.doi.org/10.2991/aebmr.k.220307.498.

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Moroi, Tatiana, and Ana Gumovschi. "Modern Ways Of Financing Economic Agents." In 27th International Scientific Conference “Competitiveness and Innovation in the Knowledge Economy”. Academy of Economic Studies of Moldova, 2024. http://dx.doi.org/10.53486/cike2023.53.

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Financial innovation is closely linked to the evolution of technology, its dynamics being ever greater. Technology, in various forms, is increasingly present in the financial market, with consumers having to adapt to new trends. Innovation in the financial market has emerged as a natural response of consumer needs for financial products and services to technological progress in recent years. Subject of the study consists in highlighting the need to apply financial instruments, as well as ways of financing economic agents from the Republic of Moldova in order to improve access to financing through the use of alternative sources. The future of finance is digital: consumers and businesses are increasingly turning to digital financial services, innovative market participants are implementing new technologies, and existing business models are changing. Digital finance has helped citizens and businesses cope with the unprecedented situation created by the COVID-19 pandemic. FinTech solutions have helped expand and accelerate access to loans. The research methodology used: theoretical and statistical analysis, systemic and situational approach.

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Kapoor, Rahul, and Anne-Laure Mention. "Patenting financial innovation in Europe." In 2015 Portland International Conference on Management of Engineering and Technology (PICMET). IEEE, 2015. http://dx.doi.org/10.1109/picmet.2015.7273124.

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Betz, Frederick. "Managing technology in financial innovation." In 2016 Portland International Conference on Management of Engineering and Technology (PICMET). IEEE, 2016. http://dx.doi.org/10.1109/picmet.2016.7806742.

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Zhou, Fang, and Xu Xiangdong. "Study on relations between financial innovation and financial regulation." In 2013 International Conference of Information Science and Management Engineering. WIT Press, 2013. http://dx.doi.org/10.2495/isme130031.

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Fidhayanti, Dwi, Muhammad Hatta Satria, Suwandi, Erfaniah Zuhriah, and Faridatus Syuhadak. "Regulation Urgency of Financial Technology to Encourage Financial Literation in Indonesia." In International Conference Recent Innovation. SCITEPRESS - Science and Technology Publications, 2018. http://dx.doi.org/10.5220/0009925102290234.

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Yao, Cheng. "The relationship between financial innovation theory and financial supervision evolution." In 2014 Conference on Informatisation in Education, Management and Business (IEMB-14). Atlantis Press, 2014. http://dx.doi.org/10.2991/iemb-14.2014.20.

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Reports on the topic "Financial innovation"

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Babus, Ana, and Kinda Cheryl Hachem. Markets for Financial Innovation. National Bureau of Economic Research, 2019. http://dx.doi.org/10.3386/w25477.

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Gennaioli, Nicola, Andrei Shleifer, and Robert Vishny. Neglected Risks, Financial Innovation, and Financial Fragility. National Bureau of Economic Research, 2010. http://dx.doi.org/10.3386/w16068.

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Michalopoulos, Stelios, Luc Laeven, and Ross Levine. Financial Innovation and Endogenous Growth. National Bureau of Economic Research, 2009. http://dx.doi.org/10.3386/w15356.

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Nanda, Ramana, and Matthew Rhodes-Kropf. Innovation and the Financial Guillotine. National Bureau of Economic Research, 2013. http://dx.doi.org/10.3386/w19379.

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Bodie, Zvi. Pension Funds and Financial Innovation. National Bureau of Economic Research, 1989. http://dx.doi.org/10.3386/w3101.

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Mishkin, Frederic. Financial Innovation and Current Trends in U.S. Financial Markets. National Bureau of Economic Research, 1990. http://dx.doi.org/10.3386/w3323.

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Aboal, Diego, and Paula Garda. Does Public Financial Support Stimulate Innovation and Productivity? Inter-American Development Bank, 2014. http://dx.doi.org/10.18235/0006982.

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The aim of this paper is to contribute to the scarce empirical literature that evaluates the effects of public financial support to innovation on innovation expenditures, innovation, and productivity in developing countries. Propensity score matching techniques and innovation survey data are used to analyze the impacts of public financial support to innovation on Uruguayan firms. The results indicate that there is no crowding-out effect of private innovation investment by public funds, and that public financial support in Uruguay seems to increase private innovation expenditures. Financial support also appears to induce increased R&D expenditures and innovative sales, and these effects are more important for service firms. Public funds do not, however, significantly stimulate private expenditures by firms that would carry out innovation activities even in the absence of financial support. Probably due to the short time frame in which the evaluation was conducted, little evidence of an effect on applications for patents or productivity was found.

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Iachan, Felipe, Plamen Nenov, and Alp Simsek. The Choice Channel of Financial Innovation. National Bureau of Economic Research, 2015. http://dx.doi.org/10.3386/w21686.

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Mitchell, Olivia, John Piggott, Michael Sherris, and Shaun Yow. Financial Innovation for an Aging World. National Bureau of Economic Research, 2006. http://dx.doi.org/10.3386/w12444.

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Merton, Robert. Financial Innovation and the Management and Regulation of Financial Institutions. National Bureau of Economic Research, 1995. http://dx.doi.org/10.3386/w5096.

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