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Journal articles on the topic 'Financial innovation'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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1

Jian, Zhengzhao. "Financial Innovation and Financial Risk." Advances in Economics, Management and Political Sciences 19, no. 1 (2023): 237–43. http://dx.doi.org/10.54254/2754-1169/19/20230142.

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The market economy has made new progress and development, and the development of the financial industry has gradually become internationalized. To occupy an important position in the fierce competition of the financial market and win more voice, Reform, and innovation are the development direction of financial enterprises in the future Financial innovation is a continuous reform of the financial system and its connotation, with innovations in financial technology and institutional innovation. Innovation represents a break from the norm, a change in the previous mode of financial supervision, t

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Shapoval, Yuliia. "Relationship between financial innovation, financial depth, and economic growth." Investment Management and Financial Innovations 18, no. 4 (2021): 203–12. http://dx.doi.org/10.21511/imfi.18(4).2021.18.

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The intrinsic property of modern economic development is financial deepening in the light of incremental spearheading financial innovation opportunities. The paper deals with the relationship between financial depth, financial innovation, and economic growth among 22 OECD economies over 2007–2018 by applying pooled OLS and fixed effect panel data regression analysis. The purpose of the paper is to empirically test whether the economic growth depends on financial depth, financial innovation, and institutional environment (Worldwide Governance Indicators). The findings shed light on the recent d

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Mugane, Catherine, and Herick Ondigo. "The Effect of Financial Innovations on the Financial Performance of Commercial Banks in Kenya." International Journal of Finance and Accounting 1, no. 1 (2016): 15. http://dx.doi.org/10.47604/ijfa.6.

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Purpose: The study sought to investigate the effect of financial innovations on financial performance of commercial banks in Kenya. The main problem was that there is an increase in the number of financial innovations, but whether the innovations in banking industry are the main determinants of financial performance is a hard to tell. Despite the significance of financial innovation, the effect of innovation on financial performance is still misunderstood.Methodology: The study adopted an explanatory research design. The population of the study was all the 43 commercial banks operating in Keny

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Radicic, Dragana. "Financial and Non-Financial Barriers to Innovation and the Degree of Radicalness." Sustainability 13, no. 4 (2021): 2179. http://dx.doi.org/10.3390/su13042179.

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The aim of this study is to analyse the effects of barriers to innovation on firms’ propensity to engage in radical and incremental innovations. We look at innovative and potentially innovative firms and estimate the effect of three types of barriers—financial, knowledge and competition—on the propensity to radical innovation new to the world, radical innovation new to the market and incremental innovation. An empirical study has been performed, drawing on data collected from the German Mannheim Innovation Panel covering the period from 2014 to 2016. Empirical results reveal heterogeneous effe

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R.C., Ejinkonye, and Okonkwo I.V. "Nexus Between Financial Innovation and Financial Intermediation in Nigeria’s Banking Sector." African Journal of Accounting and Financial Research 4, no. 3 (2021): 162–79. http://dx.doi.org/10.52589/ajafr-vn7jrc1z.

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This study evaluated the relationship between financial innovation and financial intermediation in Nigeria. It seems that banks in Nigeria may have a problem of deposit-loan mismatch and losing customers to start-ups given increasing cost of deposits attributable to disruptive practice arising from financial innovations. The specific objectives of this study were to examine the relationship between financial innovation (value of the automated teller machine, internet banking, mobile banking, point of sale transactions) and financial intermediation (commercial banks deposit mobilization) in Nig

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Omollo, Lewis Otieno, Juliet Wanjira Karanu, and Moses Wafula Wekesa. "Contribution of Financial Innovations to Money Demand: A Case of Kenyan Financial Market." American Journal of Finance and Business Management 1, no. 1 (2022): 11–25. http://dx.doi.org/10.58425/ajfbm.v1i1.21.

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Purpose: This study sought to assess how financial innovation has affected demand for money in Kenya.  Methodology: The research looked at the value of transactions made using modern innovations including ATMs, point-of-sale (POS), online banking, and phone banking. Under the cointegration, granger causality, and error correction modeling, the study used the ordinary least squares (OLS) regression methodology as the estimate method. Findings: Financial innovation, according to the study, has an important role in growing money demand in a country by enhancing financial visibility, f

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Ndicu, Ndua Daniel. "Financial Innovations Risk, Financial Distress and Firms Value: A Critical Review of Literature." European Scientific Journal, ESJ 14, no. 10 (2018): 99. http://dx.doi.org/10.19044/esj.2018.v14n10p99.

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Throughout history, society has always sought for ways and means of responding to life challenges and opportunities. Several scholars support the need for innovation for a firm to remain a good performer during its existence, though the level of risks associated with this kind of undertaking has not received the coveted attention. With the use of financial innovations companies can safely utilize current or go for more risky and up to date technologies that can have a drastic and positive impact on their ventures. Additionally, financial innovations have had a tremendous impact in enriching fi

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KRASNOVA, Iryna, and Maksym SHCHEGLIUK. "INNOVATIONS IN FORMING FINANCIAL ECOSYSTEMS." Herald of Khmelnytskyi National University. Economic sciences 308, no. 4 (2022): 19–25. http://dx.doi.org/10.31891/2307-5740-2022-308-4-3.

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In the rest of the world, up to 75% of GDP growth in the world’s most developed countries, the very beginning of innovations is established. The process of promoting financial innovations is shifted by the following factors: price volatility in most sectors of the market; informational asymmetry; inconsistency of the terms of the innovation process; high risk levels – political, financial, currency; lack of innovation infrastructure; unacceptability to innovation from the side of participants in the financial market; Insufficient value for the development of the system of financial law and pro

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Molem, Sama C., Elle S. Messomo, and Tameta Serge. "The Effect of Financial Innovation on the Financial Performance of Financial Institutions in Cameroon." International Journal of Finance 9, no. 2 (2024): 59–74. http://dx.doi.org/10.47941/ijf.1831.

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Purpose: The study sought to investigate the effect of financial innovations on financial performance of depository financial institutions in Cameroon. The specif objectives of the study were to examine the effect of product, process and institutional innovation on the financial performance of financial institutions Methodology: The study adopted a cross sectional research design. Purposive and convenience sampling methods were used to select 210 respondents from 75 financial institutions in Cameroon. Primary data was collected using a self-administered questionnaire. Data collected was sorted

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10

Kombe, Victor. "Effects of Financial Innovations on Performance of Commercial Banks in Kenya." African Journal of Commercial Studies 2, no. 1 (2023): 12–26. http://dx.doi.org/10.59413/ajocs/v2.i1.2.

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Understanding how financial innovations affect Kenya's commercial banks' performance is the main goal of the current study. The United States has long been a leader in financial innovation. However, in terms of financial innovation, China and African nations like Kenya and Nigeria have taken the lead globally. Kenya presently leads the world in mobile money services. The conflicting results of the positive and negative performance of commercial banks as a result of financial innovations served as the impetus for the current study. A literature review technique was adopted in the research. The

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Kombe, Victor. "Effects of Financial Innovations on Performance of Commercial Banks in Kenya." African Journal of Commercial Studies 2, no. 1 (2023): 12–26. https://doi.org/10.59413/ajocs/v2.i1.1.2.

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Understanding how financial innovations affect Kenya's commercial banks' performance is the main goal of the current study. The United States has long been a leader in financial innovation. However, in terms of financial innovation, China and African nations like Kenya and Nigeria have taken the lead globally. Kenya presently leads the world in mobile money services. The conflicting results of the positive and negative performance of commercial banks as a result of financial innovations served as the impetus for the current study. A literature review technique was adopted in the research. The

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12

Carter, Michael. "Financial Innovation and Financial Fragility." Journal of Economic Issues 23, no. 3 (1989): 779–93. http://dx.doi.org/10.1080/00213624.1989.11504938.

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13

Egorov, Andrey. "Financial Innovation and Financial Risks." Procedia Computer Science 214 (2022): 441–47. http://dx.doi.org/10.1016/j.procs.2022.11.197.

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Arthur, Keren Naa Abeka. "Financial Innovation and its Governance." Journal of Business and Enterprise Development (JOBED) 8 (February 24, 2021): 241–78. http://dx.doi.org/10.47963/jobed.v8i0.124.

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   Over the past decades, financial innovation has catalysed the development of economies in many ways. Despite this, the introduction, commercialisation and use of innovations in finance in new and unexpected ways in society has led to negative impacts globally. To this end, scholars are becoming interested in understanding how financial innovations can be managed to ensure a positive net benefit globally. Using a qualitative research design, this paper investigates the questions of how innovation takes place and how it is governed within the insurance broking industry. The

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AIT, HBIBI Amina. "Financial innovation and financing of the economy: relational schema." African scientific journal Vol 3, N° 10 (2022): 162. https://doi.org/10.5281/zenodo.6368018.

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<strong>Résumé </strong> Depuis la fin des années soixante-dix le financement réprimé, fondé sur une régulation excessive, a demeuré le seul système de financement de l’économie. Pour échapper à cette réglementation, de nouveaux instruments financiers ont vu le jour, d’où l’émergence de l’innovation financière. Par ailleurs, ce système de financement a eu des conséquences monétaires, financières et réelles néfastes &ag

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Ghanem, L. "The economic essence of financial innovation and innovative transformation of financial services." Economics and Management 28, no. 11 (2022): 1169–80. http://dx.doi.org/10.35854/1998-1627-2022-11-1169-1180.

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Aim. The presented study aims to reveal the economic essence of financial innovation and the specific features of its evolutionary growth, which correspond to the current and innovative developments in financial services.Tasks. The authors analyze and justify the transition from the concept of innovation to the concept of financial innovation from the scientific perspective; examine the evolutionary characteristics of financial innovation that correspond to the current development of financial services; develop a mechanism that facilitates the growth and spreading of financial innovation.Metho

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Sara Ibrahim Saleem Alnusair, Tajul Ariffin Masron, Abdul Saqib, and Haslindar Ibrahim. "The Impact of Financial Innovation, Product Innovation and Institution Innovation on Banks’ Financial Performance in the UAE: Evidence from CS-ARDL." Asian Academy of Management Journal of Accounting and Finance 21, no. 1 (2025): 201–36. https://doi.org/10.21315/aamjaf2025.21.1.8.

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In today’s competitive market, innovation is vital for long-term bank success. This study addresses a research gap by examining how financial, product and institution innovations impact the performance of the United Arab Emirates (UAE) banks. We adopted a new quantitative index to measure financial innovation, using information technology and employee training hours as proxies for institution innovation, while product innovation is uniquely assessed by total deposits through mobile banking applications. This study examines the impact of these innovations on the financial performance of UAE ban

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Desalegn, Goshu, and Anita Tangl. "Forecasting green financial innovation and its implications for financial performance in Ethiopian Financial Institutions: Evidence from ARIMA and ARDL model." National Accounting Review 4, no. 2 (2022): 95–111. http://dx.doi.org/10.3934/nar.2022006.

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<abstract> <p>Green innovation is the creation of new and competitive products, services, processes, procedures and systems designed to use natural resources at a minimum level and to provide better quality of life on behalf of all that respects sustainability of the nature and of the future generations. The study objective was to examine the relationship between green innovation and financial performance. The study used an explanatory research design and a quantitative research approach to achieve the study's objective. Secondary time series data collected quarterly during the stu

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Mabula, Juma Buhimila, Han Dong Ping, and Moshi James. "The Impact of African Firms’ Utilization of Financial and Technology Resource on Innovation: A Simple Mediation." SAGE Open 13, no. 1 (2023): 215824402311530. http://dx.doi.org/10.1177/21582440231153037.

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This study aimed at analyzing the influence of the use of technology on the use of financial services and innovation of SMEs in Africa. The study further analyzes the mediating role of the use of financial services on firm use of technology-innovation relationships among SMEs in Africa. The study utilizes data retrieved from the enterprise survey portal. The analysis employs multiple regression to test the models using SPSS, and the Sobel test further examines mediation. The results reveal a significant positive association of firm use of technology on the use of financial services and innovat

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20

Plosser, C. I. "Financial Econometrics, Financial Innovation, and Financial Stability." Journal of Financial Econometrics 7, no. 1 (2008): 3–11. http://dx.doi.org/10.1093/jjfinec/nbn014.

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Smit, B., Frederik J. Mostert, and Jan Hendrik Mostert. "Financial innovation in retail banking in South Africa." Corporate Ownership and Control 13, no. 3 (2016): 393–401. http://dx.doi.org/10.22495/cocv13i3c2p11.

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Innovation in general refers to an action to do something differently. Financial innovation, which embodies the topic of this research, has therefore the creation of financial products, services and/or systems in mind in order to satisfy the needs of customers and clients and ultimately to improve the financial performance of the enterprises concerned. As the requirements of customers and clients change continuously, financial innovations are important for the survival of enterprises. Capital investments to accommodate financial innovations should be considered very carefully as they will dete

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Sani, Ibrahim Abubakar, John Olu-Coris Aiyedogbon, and Obumneke Ezie. "Nexus between Financial Innovation and Financial Stability in Nigeria." East African Scholars Journal of Economics, Business and Management 7, no. 09 (2024): 374–90. http://dx.doi.org/10.36349/easjebm.2024.v07i09.001.

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Motivated by the cashless policy drives of the Central Bank of Nigeria to digitalize the Nigerian payment system and the quest for ensuring financial stability, this paper examined the nexus between financial innovations and financial stability in Nigeria. The paper employed disaggregated and aggregated indices in measuring financial innovation and financial stability and analyzed the data using the Dynamic Ordinary Least Square (DOLS). The paper conducts robustness checks using the Autoregressive Distributed Lag (ARDL) model and by employing alternative proxies. The result indicates the prese

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Ölçen, Olcay, Haileslasie Tadele, and Arzum Çelik. "Managers’ Perception of Financial Innovations in Turkey." Academic Journal of Interdisciplinary Studies 13, no. 6 (2024): 199. http://dx.doi.org/10.36941/ajis-2024-0189.

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Innovation is often considered a key contributor to firms’ competitiveness. However, its success largely depends on manager’s willingness to accept an innovation. The purpose of this study is to examine managers’ perceptions on financial innovation and the factors that influence their adoption decisions. Using the Technology Acceptance Model (TAM), the study analyzes data collected from a sample of 500 firms in Turkey. The findings show that managers are more likely to adopt financial innovations that are perceived to be easy to use and accessible. Gender, age and level of education are observ

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Yoshida, Satoru. "Japanese Financial Innovation." Japanese Economic Studies 15, no. 4 (1987): 67–96. http://dx.doi.org/10.2753/jes1097-203x150467.

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Naa Abeka Arthur, Keren. "The emergence of financial innovation and its governance - a historical literature review." Journal of Innovation Management 5, no. 4 (2018): 48–73. http://dx.doi.org/10.24840/2183-0606_005.004_0005.

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This paper reviews the literature from diverse disciplines in order to trace historically, the emergence of financial innovation and its governance. It starts with a charting of the occurrence of financial innovations throughout history, followed by a chronological mapping of the introduction of mechanisms to govern these innovations. It then discusses findings from the review in order to shed light on the extent to which financial innovation governance approaches used throughout history were sufficiently robust to ensure the emergence of responsible financial innovation. Findings show changin

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CHIU, Iris H.-Y. "A Rational Regulatory Strategy for Governing Financial Innovation." European Journal of Risk Regulation 8, no. 4 (2017): 743–65. http://dx.doi.org/10.1017/err.2017.50.

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AbstractModern financial regulation has predominantly been economically-driven,1 progressing from addressing market failures to making markets more competitive and work better.2 The UK Financial Conduct Authority is expressly mandated to pursue regulatory objectives that maintain market integrity and protect consumers (addressing market failures) and to promote competition (making markets work better).3 Both the FCA and its sister regulator, the Prudential Regulation Authority (for banks), have recently adopted innovative regulatory initiatives to promote technologically-driven innovation, aim

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Oluganna, Eunice, Tajudeen Lawal, and Daniya Adeiza Abdulazeez. "EFFECT OF FINANCIAL DEVELOPMENT ON FINANCIAL INNOVATION IN NIGERIA." JURNAL AKUNTANSI DAN AUDITING 15, no. 2 (2019): 150–64. http://dx.doi.org/10.14710/jaa.15.2.150-164.

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Financial sector is crucial for the development of a well-functioning market as it facilitate capitalinflows, mobilize savings for productive investment and facilitates the conduct and growth of aneconomy in the world. Despite the importance of financial sector development in Nigeria, financialinstitution operating in financial market were confronted with drastic changes where by old waysof doing business were no longer profitable and sustainable and unable to acquire fund with theirtraditional financial instruments. Against this background, the study investigated the effect offinancial sector

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Chen, Ting-Hsuan, and Jin-Lung Peng. "Statistical and bibliometric analysis of financial innovation." Library Hi Tech 38, no. 2 (2019): 308–19. http://dx.doi.org/10.1108/lht-09-2018-0140.

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Purpose The purpose of this paper is to review and analyze the characteristics of the literature related to financial innovation, because financial technology (fintech) has been appropriately applied in academic circles as well as in the policy-making arena. The authors further estimate the implications of financial innovations for bank performance and liquidity risk. Design/methodology/approach The authors use a sample of commercial banks operating in Taiwan over the period 2010–2017 and utilize three proxies for financial innovation including R&D expenditures, financial patents (i.e. inn

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Whitaker, Stephan David. "Financial innovations in municipal securities markets." Journal of Public Budgeting, Accounting & Financial Management 30, no. 3 (2018): 286–314. http://dx.doi.org/10.1108/jpbafm-02-2018-0006.

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Purpose The purpose of this paper is to measure how frequently innovative financial products appeared or became widely adopted in the municipal securities markets over the last two decades; and also investigate what types of issuers adopted the innovations, the relationship between yields and innovation and the patterns of diffusion within states. Design/methodology/approach Using comprehensive data on municipal securities issued from 1992 to 2015, the author searches for financial innovations as defined in the literature. The author uses issuer fixed effects models to characterize the relatio

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Różański, Jerzy, and Nataliya Voytovych. "Financial Innovations in International Corporations. A Global Perspective." Annales Universitatis Mariae Curie-Skłodowska, sectio H – Oeconomia 57, no. 3 (2023): 221–39. http://dx.doi.org/10.17951/h.2023.57.3.221-239.

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Theoretical background: Modernized technology and digital transformation in the economy has changed business paradigms and innovation. The prevalence of contemporary digital financial innovation makes it easier for businesses to grow. New services, processes, or business models made feasible by digital technologies are increasingly referred to as financial innovation. For many firms, the use of information technology (IT) systems and the associated software has progressed from being merely supportive to becoming a cornerstone of daily operations. Big shifts in society’s thinking accompany grea

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Shim, Young. "Financial innovation and financial consumer protection." Commercial Law Review 41, no. 3 (2022): 41–81. https://doi.org/10.21188/clr.41.3.2.

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Xiong, Xiong, Jin Zhang, Xi Jin, and Xu Feng. "Review on Financial Innovations in Big Data Era." Journal of Systems Science and Information 4, no. 6 (2016): 489–504. http://dx.doi.org/10.21078/jssi-2016-489-16.

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AbstractThe rise of Big Data brings the financial innovation opportunities as well as challenges. This paper reviews different fields of big-data-based financial innovations as well as the scientific discoveries and theoretical breakthroughs of risk analysis with respect to these financial innovations. Based on the current research status, several key problems are put forward and their relative solutions are discussed. The three mean aspects are listed as the pricing and risk measuring for data-driven financial innovation products or services; the changes that data-driven financial innovation

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Kerr, William R., and Ramana Nanda. "Financing Innovation." Annual Review of Financial Economics 7, no. 1 (2015): 445–62. http://dx.doi.org/10.1146/annurev-financial-111914-041825.

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Shah, Shangram Bahadur, Jirakiattikul Sopin, Kua-Anan Techato, and Bibek Kumar Mudbhari. "A Systematic Review on Nexus Between Green Finance and Climate Change: Evidence from China and India." International Journal of Energy Economics and Policy 13, no. 4 (2023): 599–613. http://dx.doi.org/10.32479/ijeep.14331.

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The efforts of developing economies are mainly concerned with integrating different socio-economic requirements. In contrast, those economies only concentrate on the immediate impact to be resolved instead of focusing on efforts to mitigate long-run effects such as climate change: a global challenge due to long-term shifts in weather and temperature pattern. Climate change has resulted in global warming, severe storms, and increased droughts, including risks to human health, loss of biodiversity, poverty, and displacement, whereby green finance is considered a primary solution to mitigate such

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Alhassan, Tijani Forgor, Ahou Julie Kouadio, and Dadson Etse Gomado. "Financing innovative development of the African economies: the role of digitalization and financial innovations." RUDN Journal of Economics 28, no. 3 (2020): 429–39. http://dx.doi.org/10.22363/2313-2329-2020-28-3-429-439.

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The article examines the relationship between financial innovation (mobile banking) variables in sub-Saharan Africa. Mobile banking (also known as mobile money) is one of the main financial innovations in the sub-Saharan region, and it is a system through which non-bank residents (residents without bank accounts, etc.) receive financial services. The overall importance of financial innovation in today’s digital and knowledge-based economy, and indeed, innovative development, inspired this study. Using a partial linear regression model, we analysed the International Monetary Fund data set, the

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Maghfuriyah, Alfi, Revita Desi Hertin, Hadi Wijaya, et al. "Green Technology Innovation and Its Impact on Financial Performance with the Moderation of Green Image and Green Subsidies in SMEs in Depok City." Journal of Environmental Economics and Sustainability 1, no. 4 (2024): 7. http://dx.doi.org/10.47134/jees.v1i4.449.

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This study aims to explore the impact of green technology innovation on the financial performance of SMEs in Depok City, Indonesia. With a focus on green process and product innovations, the research also examines the moderating effects of green image and green subsidies. The study employs Structural Equation Modeling (SEM) to analyze data collected from 387 SMEs, offering insights into the complex relationships between these variables. The results reveal that green process innovation significantly influences green product innovation, which in turn, positively impacts financial performance. Th

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Zhao, Hongxin, and Li Han. "The Development Path of Financial Promotion of Science and Technology Innovation in the Context of New Quality Productivity Development." Transactions on Economics, Business and Management Research 7 (June 5, 2024): 15–24. http://dx.doi.org/10.62051/xj7ez708.

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Science and technology innovation is the kernel of developing new quality productivity, and finance has an important role in promoting science and technology innovation. Based on this, this paper studies the path of financial boosting of science and technology innovation, selects the national panel data from 2013 to 2022, adopts the entropy value method to determine the weight of each index and calculate the comprehensive value, and establishes the VAR model of financial input and science and technology innovation development. It is found that 35% of the changes in the development of science a

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Agaba, Agaba Moses, and Mpirirwe Christine. "Financial Innovations And Financial Inclusion Among Commercial Banks in Uganda." International Journal of Entrepreneurship and Business Management 2, no. 1 (2023): 43–58. http://dx.doi.org/10.54099/ijebm.v2i1.574.

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This study was carried out to ascertain the impact of financial innovations by commercial banks on financial inclusion in the Kabale district. The specific goals were to ascertain the relationship between institutional innovations and financial inclusion, examine the relationship between process innovation and financial inclusion among rural households, and examine the relationship between product innovation and financial inclusion among rural households. The studies descriptive and cross-sectional research designs combined qualitative and quantitative methods for data collecting and analysis.

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Rahayu, Rahyuni, Wana Mariska, and Muhammad Fauzan Garantjang. "E-PAYMENT INNOVATION IN IMPROVING BANK INDONESIA'S FINANCIAL PERFORMANCE." International Journal of Economics, Business and Accounting Research (IJEBAR) 6, no. 1 (2022): 381. http://dx.doi.org/10.29040/ijebar.v6i1.4663.

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Business competition in the financial services industry keeps the banks constantly innovating in services and products. One of the innovations made by the banking industry is e-payment.This study aims to determine the effect of e-payment on financial performance with moderated bank size. The population in this study is banking companies listed on the Indonesian Stock Exchange (IDX) in 2014-2016 as many as 43 banks. Sample selection method used is purposive sampling, so that obtained the number of samples of 10 banks. The data obtained were analyzed using Moderated Regression Analysis (MRA). Th

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Błach, Joanna. "Barriers to Financial Innovation—Corporate Finance Perspective." Journal of Risk and Financial Management 13, no. 11 (2020): 273. http://dx.doi.org/10.3390/jrfm13110273.

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This paper addresses the application of financial innovations from the corporate finance perspective. The objective is to identify and prioritize the main types of barriers to the implementation of financial innovations by nonfinancial firms. The motivation behind the study lies in the importance of financial innovations for the firms’ ability to create value. As proven by the extensive literature review, comprehensive studies on financial innovation applications by nonfinancial firms are relatively rare. To cover this cognitive gap, the theoretical argumentation followed by the discussion of

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Mishchenko, Svitlana, Svitlana Naumenkova, Volodymyr Mishchenko, and Dmytro Dorofeiev. "Innovation risk management in financial institutions." Investment Management and Financial Innovations 18, no. 1 (2021): 190–202. http://dx.doi.org/10.21511/imfi.18(1).2021.16.

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The extensive use of financial technologies and innovations in the provision and utilization of financial products and services causes new risks that require constant attention. The article aims to improve innovation risk management methods to increase the operational stability of financial institutions in Ukraine. By generalizing international practice, the types of innovation risks are classified, and their impact on the activities of financial institutions and consumers is characterized. The attention is drawn to the control strengthening over the impact of operational and regulatory risks,

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Hai, Benlu, and Haitao Li. "More Innovation, More Money?Innovation Performance, Financial Constraints, and Financial Performance." Academy of Management Proceedings 2019, no. 1 (2019): 16815. http://dx.doi.org/10.5465/ambpp.2019.16815abstract.

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Kakoma, Rhoda, and Romeo Yohane. "An Assessment of the Relationship Between Innovation & Financial Performance: A Case Study of Zanaco Bank." International Journal of Research and Innovation in Social Science IX, no. VI (2025): 459–74. https://doi.org/10.47772/ijriss.2025.90600038.

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The objective of this study was to understand the impact of innovation on financial performance in the banking sector using mixed methods research and a case study. The study area was Zanaco Bank PLC. Secondary data was analysed through the banks financial reports posted on their website. Categorical data was collected, analysed by simple frequencies using regression analysis. Qualitative textual data was analysed manually using hierarchical coding frames. Quantitative Likert scale data were used to understand the perception of innovation amongst employees. Results of the study are that financ

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Tade, Buli, and Deresse Mersha. "The Effect of Financial Innovation on Financial performance of Commercial Banks in Ethiopia: A Systematic Review (2015-2024)." Journal of Investment, Banking and Finance 2, no. 1 (2024): 01–11. https://doi.org/10.33140/jibf.02.01.23.

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The systematic review aims to systematically review the effect of financial innovation on the financial performance of commercial banks in Ethiopia from 2015 to 2024. Utilizing the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) framework, the review meticulously identifies, screens, and selects relevant studies to provide a comprehensive synthesis of existing literature. The study revealed that financial innovation (ATM, mobile banking, internet banking and debit cards) are frequently explained and significantly influencing the financial performance of commercial b

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Li, Yanru, Guanglin Sun, Qiang Gao, and Changming Cheng. "Digital Financial Inclusion, Financial Efficiency and Green Innovation." Sustainability 15, no. 3 (2023): 1879. http://dx.doi.org/10.3390/su15031879.

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The financing difficulty of green innovation projects has always been an obstacle to enterprises’ green innovation. Digital financial inclusion provides a new opportunity to solve the financing difficulty of green innovation. Based on the construction of a theoretical framework for digital financial inclusion to influence green innovation, this study empirically analyzes the impact and mechanism of digital financial inclusion on green innovation by using the provincial panel data of China from 2011 to 2020. The results show that digital financial inclusion has a significant positive impact on

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Dahal Chhetri, Ashmita. "Knowledge Management Practice on Digital Financial Innovation." BMC Journal of Scientific Research 7, no. 1 (2024): 103–10. https://doi.org/10.3126/bmcjsr.v7i1.72947.

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The study examines the influence of knowledge management (KM) on digital financial innovation in banks. The research was conducted in Bharatpur, involved surveying 161 bank employees at various management levels through purposive sampling. The study found that digital financial innovations significantly enhance customer satisfaction, with popular trends such as AI, digital platform integration, advanced data analytics, and blockchain technology. Banks effectively manage knowledge sources to improve performance and demonstrate competitive responsiveness. The banking sector actively promotes kno

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Kuncoro, Andreas Mahendro, Melvin Rahma Sayuga Subroto, and Eric Ohara. "THE ROLE OF INNOVATION IN ENHANCING FINANCIAL PERFORMANCE IN YOGYAKARTA'S CREATIVE INDUSTRY." TRANSEKONOMIKA: AKUNTANSI, BISNIS DAN KEUANGAN 4, no. 5 (2024): 909–22. http://dx.doi.org/10.55047/transekonomika.v4i5.738.

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This study explores the impact of various types of innovation—organizational, process, product, and business model innovations—on the financial performance of firms in Yogyakarta's creative industry. The research employs Partial Least Squares Structural Equation Modeling (PLS-SEM) to analyze data collected from 57 creative industry firms. The findings indicate that organizational innovation significantly enhances process and business model innovations, which in turn positively affect financial performance. However, the direct impact of organizational innovation on product innovation is not sig

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Khabekova, Madina. "Review and Systemizing of Financial Innovation Theoretical Approaches: Forming and Development Process." Administrative Consulting, no. 2 (June 7, 2019): 96–103. https://doi.org/10.22394/1726-1139-2019-2-96-103.

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Over the past decades the global financial system has undergone a number of major changes. The digitalization process has a major impact on the financial industry. One of the main features of this industry today is active innovation process. Financial innovations are a tool for improving the quality of financial system development in the context of global competition and globalization. However, the scientific community still does not pay enough attention to empirical evidence of the impact of new financial instruments on the economy development.The article includes a review and systematization

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Popelo, Olha, Maksym Dubyna, and Nataliia Kholiavko. "WORLD EXPERIENCE IN THE INTRODUCTION OF MODERN INNOVATION AND INFORMATION TECHNOLOGIES IN THE FUNCTIONING OF FINANCIAL INSTITUTIONS." Baltic Journal of Economic Studies 7, no. 2 (2021): 188–99. http://dx.doi.org/10.30525/2256-0742/2021-7-2-188-199.

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The article reveals the essence of the concept of “financial innovations” and their features. The classification of financial innovations is given. The innovative models of the Ukrainian banking business development are analysed. The innovative developments of the world’s leading banks are systematized according to the version of the annual competition for the BAI-Finance Global Banking Innovation Awards held in Las Vegas. The innovative and information technologies in the work of financial institutions in the following areas are analysed: Product and Service Financial Innovation, Channel Fina

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Zeng, Fanyi. "The Impact of Financial Innovation on China's Provincial Economic Resilience." BCP Business & Management 30 (October 24, 2022): 9–18. http://dx.doi.org/10.54691/bcpbm.v30i.2253.

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Financial innovation's impact on the socio-economic resilience cannot be disregarded in the context of the ongoing pursuit of innovation. This study employs a variety of econometric models, including the moderating effect and the mediating effect, to experimentally assess the relationship between financial innovation and economic resilience. The study's findings show that: financial innovation can significantly boost a province's economic resilience; the proportion of state-owned enterprises mitigates the benefits of financial innovation for economic resilience; and improving industrial struct

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