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Dissertations / Theses on the topic 'Financial institutions – Europe, Eastern'

Author: Grafiati

Published: 10 March 2023

Last updated: 31 July 2025

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1

Owolabi, Oluwarotimi Ayokunnu. "Corporate financing in transition : implications for institutions and ownership." Thesis, Brunel University, 2012. http://bura.brunel.ac.uk/handle/2438/6154.

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The present thesis examines the implications of ownership and institutions for corporate financing in Central and Eastern Europe. There are three empirical chapters (chapters 2, 3 and 4). Chapter two examines the role of business networks for firm external financing. Our central hypothesis here is that firms’ affiliation to business association is likely to be beneficial in securing external finance (especially bank finance) in countries with weak legal and judicial institutions, as it helps banks and financial institutions to minimize the underlying agency costs of lending. Using recent EBRD-

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2

Impavido, Gregorio. "Essays in asymmetric information : institutional response in financial markets with applications to the transition economies of Eastern Europe." Thesis, University of Warwick, 1997. http://wrap.warwick.ac.uk/75577/.

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3

Loh, Christian. "Bankensysteme in Mittel- und Osteuropa : die Evolution des Bankensystems am Beispiel ausgewählter Transformationsländer /." Hamburg : Kovač, 2008. http://www.gbv.de/dms/zbw/56477121X.pdf.

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4

Loranth, Gyöngyi. "Essays on Financial Markets Strategies." Doctoral thesis, Universite Libre de Bruxelles, 2002. http://hdl.handle.net/2013/ULB-DIPOT:oai:dipot.ulb.ac.be:2013/211358.

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5

Singh, Rupinder. "Financial restructuring of transition economics in Central and Eastern Europe." Thesis, Birkbeck (University of London), 1998. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.299789.

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6

Armengol, Ferrer Ferran. "El Banc Europeu de Reconstrucció i Desenvolupament: una institució financera internacional en el marc de la integració europea i la globalització." Doctoral thesis, Universitat Pompeu Fabra, 2004. http://hdl.handle.net/10803/7285.

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L'objecte de la present tesi doctoral és l'estudi del Banc Europeu de Reconstrucció i Desenvolupament (BERD), institució financera internacional específicament dedicada a la cooperació a la transició política i econòmica dels estats d'Europa central i oriental. L'estudi és de caràcter essencialment jurídic i analitza la "funció d'adaptació" a la democràcia pluralista i l'economia de mercat dels esmentats estats que desenvolupa el Banc, i els problemes jurídics derivats d'aquesta activitat. La Tesi s'estructura, així, en quatre parts: en la primera s'analitzen els fonaments del marc de cooperac

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7

Stone, Zita. "Financial system development in central and Eastern Europe: time for equity culture?" Thesis, University of Kent, 2013. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.594199.

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Equity culture is underdeveloped in Central and Eastern Europe. The corporate sector's dependence on debt as an external source of capital, scarce and illiquid capital markets and distrust in corporate sharing are the reasons for this. Yet, according to a number of surveys, fIrms are dissatisfied with the existing forms of debt driven external capital. The barriers of access to capital and the cost of capital are high resulting in unattractive and inflexible financing options. However, the availability of capital is a necessity for corporate existence and economic growth. The question of the v

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8

Scarpitta, Lara. "Justice and home affairs and Romania's accession to the European Union." Thesis, University of Birmingham, 2009. http://etheses.bham.ac.uk//id/eprint/473/.

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When compared to the other candidate states of Central and Eastern Europe, Romania emerged as a laggard of transition. Its integration into the European Union has been marked by much uncertainty and setbacks, as well as profound delays in fulfilling the EU's entry conditions. As a difficult case, the dynamics of Romania's EU accession provide insight into the potential and limits of the EU's leverage, revealing how domestic factors can be decisive in constraining external influence. Focusing on the reform trajectory in the fields of judiciary reforms, anti-corruption and external border polici

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9

Wielopolska, Anna. "Causes and consequences of ambivalence in Germany's policy towards the Eastern enlargement of the European Union." Thesis, London School of Economics and Political Science (University of London), 2013. http://etheses.lse.ac.uk/646/.

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Germany’s support for the Eastern enlargement of the European Union was a key factor in the successful completion of this idea in 2004. Germany’s policy towards the enlargement was, however, ambivalent and for this reason perceived as controversial. This thesis examines and explains the reasons of this paradox. German policy makers endorsed the idea of the Eastern enlargement of the EU for the reasons deriving from the national identity, based on a history-related narrative, and from the fact of the successful unification of Germany. As Chancellor Helmut Kohl captured it — the unification of G

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10

Sergi, Bruno S. "Economics in transition in Eastern Europe and the function of the Bruxelles consensus." Thesis, University of Greenwich, 2007. http://gala.gre.ac.uk/8246/.

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In today's fast evolving Central and Eastern Europe, economic perspectives, especially European Union perspectives are indispensable to the success of the transformation process initiated in the late 1980s and early 1990s. Based on our research output, this thesis offers many such perspectives that can help understand the logic of the transformation and the subsequent business done by national and international enterprises. We have interwoven many information-rich threads of transformation principles with banking, dynamic cultural factors and tax policy that influence these new market-economy

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11

Rabrenović, Aleksandra. "Financial accountability as a condition for EU membership." Thesis, University of Glasgow, 2007. http://theses.gla.ac.uk/2265/.

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The objective of this thesis is to provide advice on how to establish a reliable system of financial accountability in Serbia, as a condition for EU membership. The creation of a functional financial accountability system in Serbia is important not only for further Serbian development, but also to secure efficient and effective use of the EU/Member States’ monies, which are already being used in Serbia. This thesis analyses financial accountability systems of two EU Member States: UK and France and a supranational EU system, which are then compared with the Serbian system. The legal frameworks

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12

Marinov, Valentin. "Three essays on the financial liberalization in Eastern Europe, its consequences and results /." Frankfurt a.M, 2008. http://opac.nebis.ch/cgi-bin/showAbstract.pl?sys=000253644.

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13

Shields, Kalvinder K. "An econometric analysis of financial markets in Eastern Europe : the case of Poland." Thesis, University of Leicester, 1998. http://hdl.handle.net/2381/30163.

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In recent years, the economies of Eastern Europe have experienced a complete breakdown of their political and economic structures in the transition process. These changes have led to the emergence of a financial sector, the infrastructure of which has had to be established practically from scratch. In Poland, the most important non-bank financial sector, the Warsaw Stock Exchange (WSE), has played an essential role in the privatisation process and in providing an alternative source of finance and investment amongst firms and households. In this thesis, we provide an econometric analysis of ass

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14

Onaran, Özlem. "International financial markets and fragility in the Eastern Europe: "can it happen" here?" Inst. für Volkswirtschaftstheorie und -politik, WU Vienna University of Economics and Business, 2007. http://epub.wu.ac.at/734/1/document.pdf.

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The aim of this paper is to analyze the fragility of the New Member States and accession countries in the Central Eastern and South Eastern European countries (henceforth Eastern Europe) to the turbulences in the global economy and the changes in the direction of the international capital flows. (author's abstract)<br>Series: Department of Economics Working Paper Series

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15

Kats, Jasper. "Financial integration and the financing decisions of SMEs in Central and Eastern Europe." Thesis, Uppsala universitet, Företagsekonomiska institutionen, 2017. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-319492.

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16

Bakar, Eric S. "Financial Intermediation and Economic Development in 12 Central and Eastern European Economies." Scholarship @ Claremont, 2017. http://scholarship.claremont.edu/cmc_theses/1501.

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This paper takes a panel series approach to investigate whether the intensity of financial intermediation encouraged investment and growth in 12 Central and Eastern European(CEE) economies from 2001 to 2015. The results from our regression confirmed our hypothesis that there was a uni-directional relationship between financial intermediation and economic growth and while we only analyzed 12 CEE countries, this relationship has held among other developing countries as well. We will provide background on the general CEE transition out of communism and the ensuing ebbs and flows of the financial

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17

Haiss, Peter, and Elisabeth Schellander. "Knowledge Transfer by Austrian Banks to the Transition Economies of Central, Eastern and South Eastern Europe." WU Vienna University of Economics and Business, 2010. http://epub.wu.ac.at/3878/1/haissknowledge.pdf.

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Since the opening of the Central, Eastern and South Eastern European (CESEE) banking market, foreign banks, have started to invest in the financial sector of emerging economies. Economic research highlights that foreign banks have brought advanced technology, improved management expertise, upgraded risk management techniques and generally more efficient and competitive banking practices into CESEE countries (Clarke, Cull, Peria and Sànchez, 2002; Eller, Haiss and Steiner, 2006). However, there is hardly evidence about how this large-scale knowledge transfer has been achieved and what knowledge

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18

Colombo, Emilio. "Essays on transitional economies." Thesis, University of Southampton, 2000. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.340331.

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19

Bennett, Hanna. "Leverage and limitations of the EU's influence in the eastern neighbourhood : a study of compliance with the EU's justice and home affairs' standards in Georgia, Moldova and Ukraine." Thesis, London School of Economics and Political Science (University of London), 2012. http://etheses.lse.ac.uk/508/.

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When the European Neighbourhood Policy (ENP) was launched in 2004 expectations of its potential were low because it lacks the ability to offer EU membership as an incentive, which was found to be pivotal for the EU to have influence in the Central and Eastern European Countries (CEECs). Nevertheless, progress reports have demonstrated that some convergence toward the EU standards has taken place in the neighbouring countries. This research seeks to understand under which conditions compliance takes place, what explains the variation in (non)compliance with the EU standards in the area of Justi

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20

Northmore-Ball, Ksenia. "Explaining voter turnout inequality in post-communist Eastern Europe : income inequality, institutions, and the normalization of voting." Thesis, University of Oxford, 2014. http://ora.ox.ac.uk/objects/uuid:3d198664-cd60-401f-b4f1-c8a75ec4395e.

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This research examines the causes of turnout inequality in post-Communist Eastern Europe, particularly focusing on how macro-level contextual factors influence voter turnout across socioeconomic groups (by education, income, occupation class). I use repeated cross-sectional survey data covering twelve countries from the collapse of communism in 1989 to the late 2000s. I show that unlike in established democracies, turnout inequality cannot be simply explained by how easy it is to vote as determined by various institutions, such as voter registration rules and ballot complexity, and neither can

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21

Denca, Sorin Stefan. "European integration and foreign policy in Central and Eastern Europe : the cases of Hungary, Slovakia and Romania." Thesis, University of Birmingham, 2011. http://etheses.bham.ac.uk//id/eprint/1462/.

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This thesis examines the impact of Europeanization on the foreign policy of the new member states of the European Union, using as case studies Hungary, Slovakia and Romania. It asks what the extent of Europeanization of foreign policy is and whether and to what extent there has been divergence in the way in which the new member states have responded to the similar constraints and opportunities of the European integration. Insofar as divergence can be identified, a third research question asks why there is policy divergence. It argues that the governmental politics and the politics of national

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22

Hough, Daniel. "The PDS : a study of the development and stabilisation of the PDS as an eastern German regional party, 1989-2000." Thesis, University of Birmingham, 2001. http://etheses.bham.ac.uk//id/eprint/5253/.

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This study examines the place of the PDS within the German political system. By developing and employing a typology of regional parties this work illustrates that the PDS has been politically successful on account of its mobilisation of distinct territorial interests - in much the same way as other regional parties across the democratic world have done. The creation of a territorial divide along the former inner-German border has offered the PDS the opportunity to re-model its image and profile as the protector of eastern German specificity. The West German party system that expanded eastwards

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23

Eller, Markus, Peter Haiss, and Katharina Steiner. "Foreign Direct Investment in the Financial Sector. The Engine of Growth for Central and Eastern Europe?" Europainstitut, WU Vienna University of Economics and Business, 2005. http://epub.wu.ac.at/98/1/document.pdf.

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This paper examines the impact of financial sector foreign direct investment (FSFDI) on economic growth by estimating a panel data model for 11 Central and Eastern European countries (CEECs) between 1996 and 2003 in a cross-country growth accounting framework. The analysis concentrates on the efficiency channel linking FSFDI to economic growth. The results clearly indicate that there can be a relationship between FSFDI and economic growth. Approaching a medium degree of financial M&A is rewarded by higher economic growth after two periods. Beyond it, FSFDI seems to spur economic growth dependi

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24

Zalewska-Mitura, Anna. "Emerging markets from Central and Eastern Europe : evolving market efficiency, problems of thin trading and price limits." Thesis, London School of Economics and Political Science (University of London), 1998. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.286193.

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25

Fitzsimons, Vincent Gerard. "The impact of economic institutions on macroeconomic performance : with reference to the transition economies of Central and Eastern Europe." Thesis, University of Leeds, 2004. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.434235.

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26

Bateson, Rositsa. "The role of student services in enhancing the student experience : cases of transformation in Central and Eastern Europe." Thesis, University of Southampton, 2008. https://eprints.soton.ac.uk/66747/.

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This research project examines the role of student services in universities in Central and Eastern Europe at a time of rapid transformation of the higher education sector, following from the collapse of the socialist period in 1989 and the implementation of the Bologna process after 1999. Conducted in the period 2004- 2006, the research process aimed to identify the major factors of institutional change, and to what extent are students, and services for students, considered a driving force for organisational restructuring. Based upon a comparative qualitative study of four public universities

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27

Mgoduka, Bulelwa Keitumetse. "Impact of microfinance institutions on small business sustainability in Nelson Mandela Bay." Thesis, Nelson Mandela Metropolitan University, 2015. http://hdl.handle.net/10948/8564.

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The rise of microfinance in South Africa as a development trajectory has dismissed ideas that small business enterprises have no significant contribution to the economic growth and development of the country. The primary objective of the study is to assess the impact of microfinance service providers on the success and sustainability of small business enterprises in the Nelson Mandela Bay. By applying descriptive statistics, 2 ordinary least square regression analyses as well as correlation matrix; the results reveal that microfinance has a positive and significant impact on the success and su

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28

Haiss, Peter, and Stefan Marin. "Options for developing bond markets. Lessons from Asia for Central and Eastern Europe." Europainstitut, WU Vienna University of Economics and Business, 2005. http://epub.wu.ac.at/1234/1/document.pdf.

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Asian efforts towards bond market development are driven by the 1997-98 financial crises; Central and Eastern European efforts by the transition towards EMU. The small size of most of the economies underlying these still "emerging" bond markets poses the question of minimum efficient scale and which options to pursue. We argue that the joint bond funds and regional bond market linkups that follow existing trade, FDI and bank ties will broaden the sources of finance, can improve market discipline, provide signals to the market, and thus increase financial stability. Based upon bond market data

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29

Carciumaru, Radu [Verfasser], and Subrata [Akademischer Betreuer] Mitra. "Negotiating Conflict in Deeply Divided Societies: Complex power-sharing institutions in South Asia and Eastern Europe / Radu Carciumaru ; Betreuer: Subrata Mitra." Heidelberg : Universitätsbibliothek Heidelberg, 2019. http://d-nb.info/1177045761/34.

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30

Келер, Е., Т. Діц, and Т. В. Процик. "Causes for the spread of the global financial crisis and tools for fighting it - Differences and similarities between Eastern and Western countries." Thesis, Українська академія банківської справи Національного банку України, 2009. http://essuir.sumdu.edu.ua/handle/123456789/59881.

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Те, що розпочалося як так звана криза субстандартного ризику в липні 2007 року, становить лише 18 місяців стати найбільшою кризою фінансового ринку після Великої депресії. В жовтні 2008 Міжнародний валютний фонд (МВФ) оцінив потенційний глобальний збитки, спричинені цією кризою, приблизно в 1,4 трильйони доларів США<br>What started as the so-called subprime crisis in July 2007 has in only 18 months become the biggest financial market crisis since the Great depression. In October 2008 the International Monetary Fund (IMF) has estimated the potential global losses caused by this crisis at

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31

Louisy-Louis, Moise. "The determinants of rates used in défined-benefit pension plans : a pan-European study of financial institutions over 2005/2011." Thesis, Nice, 2014. http://www.theses.fr/2014NICE0026/document.

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A la lumière du débat actuel visant la comptabilisation des engagements de retraite, la thèse examine les forces et faiblesses de la comptabilisation telle que stipulée par le normalisateur international, l’International Accounting Standards Board (IASB). Afin d’étayer nos arguments, nous étudions l’influence de certains paramètres, à savoir la rentabilité, les flux, le levier financier, le levier des engagements de retraite, ou la composition du portefeuille d’actifs du régime, parmi d’autres, sur le choix du taux d’actualisation et du taux de rendement attendu des actifs du régime dans le ca

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32

Rahman, Dima. "The fragility of financial institutions : dependence structure, extremal behaviour and contagion." Thesis, Paris 10, 2011. http://www.theses.fr/2011PA100128.

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Cette thèse se propose d’analyser la structure et la dynamique de dépendance de crédit des institutions financières aux Etats-Unis et en Europe durant la crise financière de 2008. Un premier chapitre présente une revue de la littérature des modèles multi-dimensionnels de crédit et des modèles économétriques de contagion financière. Ce chapitre a pour vocation de guider notre réflexion à la fois conceptuelle et méthodologique sur les hypothèses analytiques de la contagion ainsi que ses méthodes de mesure. Nous montrons que si la contagion est devenue une hypothèse centrale des modèles multivari

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33

Pardo, Sierra Oscar. "The governance of the European Union in its Eastern neighbourhood : the impact of the EU on Georgia." Thesis, University of Birmingham, 2011. http://etheses.bham.ac.uk//id/eprint/1708/.

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The European Union (EU) has set itself ambitious objectives in order to transform its neighbourhood. It aims to induce domestic reforms in order to promote democracy, good governance and prosperity. Theoretical-oriented empirical analyses on the impact of the EU’s attempts to trigger institutional, regulatory and normative changes in domestic policies remain scarce. It is necessary to increase our understanding of the EU’s potential, limitations, and the conditions under which it may have an impact. This thesis contributes to closing this empirical and theoretical gap by examining the impact o

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34

Romenska, Sandra. "Processes of institutional innovation in higher education in central and eastern Europe in the period 1989-2005 : five higher education institutions supported by the Hesp/Open society institute network." Thesis, University of Oxford, 2010. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.553062.

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This thesis presents the results of a study of institutional innovation in higher education. After 1989 the structures and systems of higher education in a number of countries in Central and Eastern Europe were exposed to turbulent pressures from their radically changing environments, triggered by the fall of the communist regimes in the region. As a consequence, during the period of transition of the post- communist societies towards democratisation and market reform, new higher education institutions emerged, and new actors entered the higher education scene. Despite the potential of these d

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35

Shimizu, Shu. "The battle of economic ideas : a critical analysis of financial crisis management discourse in the UK, 2007-8." Thesis, University of Essex, 2016. http://repository.essex.ac.uk/16259/.

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This thesis contributes to our understanding of the financial crisis as it played itself out in the UK. The onset of the crisis provoked multiple diagnoses and interpretations of the crisis. Pre-dominant economic understandings of the crisis minimised its significance, suggesting that the natural operation of market mechanisms would enable the economic system to self-correct spontaneously and rapidly. As the economic situation worsened, however, other interpretations gained ground. From this perspective, the crisis was an event that exposed the limits of the highly financialised status of our

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36

Golab, Anna. "An investigation into the volatility and cointegration of emerging European stock markets." Thesis, Edith Cowan University, Research Online, Perth, Western Australia, 2013. https://ro.ecu.edu.au/theses/572.

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This dissertation examines the interaction between European Emerging markets including cointegration, volatility, correlation and spillover effects. This study is also concerned with the process of the enlargement of the European Union and how this affects the emerging markets of newcomers. The twelve emerging markets studied are Bulgaria, the Czech Republic, Cyprus, Estonia, Hungry, Latvia, Lithuania, Malta, Poland, Romania, Slovakia and Slovenia, which are all progressing very rapidly in their reforms and domestic economic stability. The majority of prior studies on stock market comovements

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37

Oguzsoy, Cenk Mehmet. "The Structure Of National And Subnational Institutons In European Union Candidate Countries And Eu Implications." Thesis, METU, 2004. http://etd.lib.metu.edu.tr/upload/1260459/index.pdf.

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The European Union is now facing with the enormous enlargement processes, which comprise thirteen new countries. Different from the European Union member states, these candidate countries are suffering significant socio-economic problems and have to face with the need for adjustment of their regional policies, administrations and institutions. In this process, the EU is intervening actively into the development of the Central and Eastern European Countries&rsquo<br>regional policies and institutional structures. While twelve of these countries (Bulgaria, the Czech Republic, Cyprus, Eston

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38

Рижкова, Г. В. "Співробітництво України з міжнародними фінансовими організаціями у сфері фінансування програм підвищення енергоефективності". Thesis, Українська академія банківської справи Національного банку України, 2011. http://essuir.sumdu.edu.ua/handle/123456789/62112.

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39

LUNDSTEDT, Ludvig. "Too big to fail : financial market reform in transition economies." Doctoral thesis, 2017. http://hdl.handle.net/1814/49484.

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Defence date: 13 December 2017<br>Examining Board: Professor Laszlo Bruszt, European University Institute (Supervisor); Professor Dorothee Bohle, European University Institute; Professor Juliet Johnson, McGill Univeristy; Professor Nauro F. Campos, Brunei University<br>This dissertation deals with the issue of institutional reform in transition economies. In particular, it studies banking reform in 17 transition economies during their accession to the European Union (EU). It does so by building on the veto player theory often used in the literature on the political economy of reform. However,

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40

Cloyd, James Timothy. "Trading technology with Eastern Europe and the U.S.S.R.: Power, interests, institutions, and discourse among allies." 1991. https://scholarworks.umass.edu/dissertations/AAI9207375.

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This dissertation analyses export control programs in the Western state system. The main focus is Western alliance collaboration on East-West technology transfer controls through COCOM. It examines post-1945 intra-alliance and intra-national perspectives on the relationship between East-West trade and Western security. Within four historical periods (1949-1964, 1965-1979, 1979-1989, 1989-1991) four questions are addressed: (a) How does the structural distribution of power and the nature of United States leadership affect collaboration on the form, the nature, and the enforcement of controls? (

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41

Carter, Daniel Arthur. "Globalization or regionalization : financial flows and business practices in Central Europe and Latin America." 1997. https://scholarworks.umass.edu/theses/2546.

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42

Žáková, Kristýna. "Cross-Border Contagion: An Empirical Analysis of the Current Financial Crisis in Central and Eastern Europe." Master's thesis, 2011. http://www.nusl.cz/ntk/nusl-298421.

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The objective of this thesis is to examine cross-border contagion effects during the 2007-09 crisis in Central and Eastern Europe (CEE) and from all the possible propagation channels, it chooses to focus on cross-border bank loans. It tries to discover which global and local factors had significant influence on the changes in bank loans from banks in source (lending) countries to banks, as well as households, corporations and government in host (borrowing) countries. The main research method is a panel data regression model. The empirical results suggest that both local and global factors had

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43

Zhang, Wen. "Dopad finanční krize na export zemí střední a východní Evropy." Master's thesis, 2020. http://www.nusl.cz/ntk/nusl-449684.

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Finanční krize, která začala v roce 2008, ovlivnila nejen finanční sektor, ale i zbytek ekonomik mnoha zemí světa. Země střední a východní Evropy (SVE) zažily především negativní externí poptávkový šok. Tato dizertace analyzuje, zda exporty zemí SVE odpovídají změnám HDP a zda finanční krize měla na obchod zemí SVE dlouhodobé dopady. Analýza využívá data za období 2000-2018 za 12 zemí SVE v roli exportérů a celkem 198 importérů. Je založena na strukturálním gravitačním modelu využívajícím Baier & Bergstrandovu (2009) "Bonus Vetus" metodu doplněnou o roční dummy proměnné a vybrané párové dummie

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44

MOREIRO, GONZALEZ Carlos Javier. "Banking in Europe : the harmonization process in establishment and services." Doctoral thesis, 1992. http://hdl.handle.net/1814/4717.

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Supervisor: F. Snyder<br>Defence date: 6 March 1992<br>First made available online on 10 September 2013.<br>This research is an interdisciplinary approach to the EEC banking harmonization process. The methodology employed consists in focusing the subject from the legal, economic and political Science perspectives. Therefore, the underlying purpose of the research is to study the legal outcomes within their context. The research is subdivided in several parts. The first part is a legal approach to both the first and second Banking Directives as the cornerstones of the EEC banking harmonization

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Dandashly, Assem. "Domestic politics comes first: Euro adoption strategies in Central Europe : the cases of the Czech Republic, Hungary and Poland." Thesis, 2012. http://hdl.handle.net/1828/3828.

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In the 2003 Treaty of Accession, the signatories agreed that all New Member States (NMS) that joined the European Union (EU) in 2004, would adopt the euro, even if no timetable was provided. Why have some NMS not been able to join the euro area even if they made serious attempts at the outset? What are the circumstances and policies in these countries that have led them not yet to adopt the euro? Has it been lack of political will on the part of the government, a strong voice in the opposition, a euroskeptic president, insufficient administrative capacity, or lack of policy learning? Though th

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Colaço, Marta. "Unicredit anking sector: Italy’s prodigy bank returns." Master's thesis, 2018. http://hdl.handle.net/10362/35216.

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