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Journal articles on the topic 'Financial literacy'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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1

Rahim, Nurhazrina Mat, Norli Ali, and Mohd Fairuz Adnan. "Students' Financial Literacy: Digital Financial Literacy Perspective." 13th GLOBAL CONFERENCE ON BUSINESS AND SOCIAL SCIENCES 13, no. 1 (2022): 1. http://dx.doi.org/10.35609/gcbssproceeding.2022.1(9).

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Financial instability and a lack of financial literacy are commonly blamed for the growth in bankruptcy and social concerns among the younger generation. Between 2017 and October 2021, 36,173 Malaysians aged 18 to 44 were declared bankrupt, according to the latest numbers from the Malaysian Department of Insolvency. Furthermore, Selangor had the highest number of instances (25 per cent) (MdI, 2021). This problem offers a substantial obstacle to achieving the Sustainable Development Goals (SDGs), which aim to reduce inequality and promote social and economic inclusion for all citizens. Addition

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Rahim, Nurhazrina Mat, Norli Ali, and Mohd Fairuz Adnan. "Students’ Financial Literacy: Digital Financial Literacy Perspective." GATR Journal of Finance and Banking Review 6, no. 4 (2022): 18–25. http://dx.doi.org/10.35609/jfbr.2022.6.4(2).

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Objective - This study aims to assess students' financial literacy levels using digital financial literacy (DFL), the most recent element. Methodology – Students who are based in Selangor, Malaysia, were chosen for this study as they recorded a high rate of youth bankruptcy. Convenience sampling was used to distribute the questionnaires among the students between March and August of 2021, where a total of 184 responses were retrieved. Findings and Novelty – The results indicated that students possessed advanced financial knowledge and confidence. Despite the extensive experience in completing

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3

Sameer El Khatib, Ahmed. "Financial Literacy." International Journal for Innovation Education and Research 9, no. 3 (2021): 47–62. http://dx.doi.org/10.31686/ijier.vol9.iss3.2971.

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The present paper explores various approaches to the development of cognitive process dimensions in financial literacy. Applying the regression model, the study has examined the strength of the relationship between the actual financial competence of 413 Brazilian’s students aged 18-21, studying economic disciplines, and their school performance. The research has produced the following conclusions: (a) a weak dependence of actual skills on school performance; (b) inherently associated consequence of school performance is not corresponding to the actual financial skills; (c) a low level of finan

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Filbeck, Greg, Jason Pettner, and Xin Zhao. "Financial literacy." Financial Services Review 28, no. 4 (2023): 315–40. http://dx.doi.org/10.61190/fsr.v28i4.3435.

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The CFA Society Pittsburgh launched a high school financial literacy campaign resulting in sig- nificant improvements in financial behavior, subjective and objective financial knowledge, and self- esteem. Before the campaign, male students and students with higher grade point averages (GPAs) show better objective knowledge. In addition, we find disconnect between actual and perceived fi- nancial knowledge. Students exhibited gains in all aspects after completing the program. The subca- tegories with the lowest pre-survey scores or female students show the greatest improvements in the post-surv

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Worthington, Andrew C. "Financial literacy and financial literacy programmes in Australia." Journal of Financial Services Marketing 18, no. 3 (2013): 227–40. http://dx.doi.org/10.1057/fsm.2013.18.

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Lethepa, Alicia, Reon Matemane, and Nyasha Dhlembeu. "Bankers and financial advisers in an emerging economy: are they financially literate?" Banks and Bank Systems 15, no. 2 (2020): 16–27. http://dx.doi.org/10.21511/bbs.15(2).2020.02.

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Financial literacy is important for employees in the banking sector, as they are required to advise and administer the savings and investments of their clients. This study aims to establish financial literacy levels for banking employees and socio-demographic variables that influence their financial literacy levels. When collecting the necessary data for analysis, a survey was used for the total final sample of 120 employees of the banking sector. Descriptive statistics, the two-sample T-test and a simple ANOVA were used to determine the actual financial literacy levels and the socio-demograph

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Rani, Pooja, and Neelam Jain. "FINANCIAL LITERACY: A KEY DRIVER TO FINANCIAL INCLUSION." BSSS Journal of Management 14, no. 1 (2023): 8–19. http://dx.doi.org/10.51767/jm1402.

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Financial Inclusion and the level of financial literacy of their citizens has recently become a growing concern for developed and emerging economies. Since financial markets have grown more complex and it has become increasingly difficult for the common person to decide wisely, financial literacy has become more and more important. The purposes of this paper are to provide an outline of financial literacy and financial inclusion and to investigate the contribution that financial literacy makes to the advancement of financial inclusion. In order to achieve this goal, several measures taken by f

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Wahyuni, Sri Fitri, Radiman Radiman, and Dini Kinanti. "Pengaruh Literasi Keuangan, Lifestyle Hedonis dan Sikap Keuangan Pribadi Terhadap Perilaku Keuangan Mahasiswa." Owner 7, no. 1 (2023): 656–71. http://dx.doi.org/10.33395/owner.v7i1.1304.

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Financial behavior is a person's ability to manage planning, budgeting, checking, managing, controlling, finding and storing daily financial funds. One of the factors that influence financial behavior is knowledge about financial literacy. The author's purpose is to determine the effect of financial literacy, hedonic lifestyle and personal financial attitudes on financial behavior in students of the economics faculty of management study program class l2018. The numberl of samplesl in thisl study werel 84 students usingl the slovinl formula. Thel analysis technique inl this studyl uses multiple

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Sukma, Sjahmagri Priatama, and Mahir Pradana. "EFFECT OF FINANCIAL LITERACY, FINANCIAL ATTITUDE, AND FINANCIAL INCLUSION ON FINANCIAL BEHAVIOR." Jurnal Riset Bisnis dan Manajemen 15, no. 01 (2022): 20–25. http://dx.doi.org/10.23969/jrbm.v15i01.5163.

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Students who are financially dependent on parents and financial-independent students are affected by Covid-19. Preventing financial problems can be carried out by good financial literacy. Based on precedent studies, financial literacy in Telkom University students was good; however, in reality, a protest emerged regarding tuition fees, generating a gap between the theory and reality. This study aimed to test a financial literacy argument of Telkom University students and the reality during pandemic. The study employed a quantitative method, verificative description, and purposive non-probabili

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Khusaini, Khusaini, Bambang Mardisentosa, Asep Ferry Bastian, Ruhiyat Taufik, and Windi Widiawati. "The Impact of Financial Education and Socioeconomic Status on the Undergraduate Students' Financial Literacy." Media Ekonomi dan Manajemen 27, no. 1 (2022): 55. http://dx.doi.org/10.24856/mem.v27i01.2385.

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Financial literacy is a crucial variable for researchers and policymakers because financial literacy's contribution encourages inhabitants to organize future financial planning and decision improvement. The study aims to empirically investigate the determinants of financial literacy such as financial education, parents' socioeconomic status, and gender. The authors used a cross-sectional survey approach with N = 325 samples. The result of measuring students' financial literacy showed a moderate condition (moderate level). The multiple linear regression models showed that parents' socioeconomic

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Rahayu, Rita, Verni Juita, and Annisaa Rahman. "Financial Literacy, Digital Financial Literacy and Women’s Economic Empowerment." Journal of Telecommunications and the Digital Economy 11, no. 2 (2023): 118–38. http://dx.doi.org/10.18080/jtde.v11n2.700.

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There have many been studies on women’s economic empowerment (WEE), most related to financial literacy (FL). However, in this digital era marked by the emergence of Fintech, FL needs to be expanded into digital financial literacy (DFL), in making good financial decisions, especially regarding Fintech products. Hence, the study aims to investigate the influence of DFL and FL on WEE. In this study, 259 female respondents participated. Using the PLS Structural Equation Modelling, the study found that both DFL and FL had a positive and significant effect on WEE. However, further analysis found tha

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Sasikirono, Nugroho, Harlina Meidiaswati, Nur Maulydia Rachman, and Muhammad Madyan. "Financial Literacy, Financial Technology Literacy, and Capital Market Participation." Jurnal Manajemen Teori dan Terapan| Journal of Theory and Applied Management 16, no. 3 (2023): 612–25. http://dx.doi.org/10.20473/jmtt.v16i3.49550.

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Objective: This study aims to determine the effect of financial literacy and fintech literacy on capital market participation. It also examines the effects of individual characteristics (i.e., gender, age, student's allowances and income, parent's education, and parent's income) on financial and fintech literacy. Design/Methods/Approach: This study obtained 349 data from email and field surveys using purposive sampling. Data analysis was performed using OLS and path analysis. Findings: Results show that the level of student financial literacy is sufficiently literate, with a moderate level of

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Chabaefe, Nancy Neoyame, and Abubaker Qutieshat. "Financial Literacy, Financial Education and Financial Experience: Conceptual Framework." International Journal of Economics and Financial Issues 14, no. 4 (2024): 44–55. http://dx.doi.org/10.32479/ijefi.15627.

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Low levels of financial literacy continue to persist around the world with women, the poor, lowly educated groups and the youth possessing the least levels of financial literacy. Research has shown that both financial education and financial experience can help boost levels of financial literacy. Despite this, there remains no conceptual framework that shows how financial education and financial experience can be used to boost levels of financial literacy. The purpose of this study is to propose a conceptual framework that links financial literacy, financial education, and financial experience

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Lauren Prastika Marfia Putri and Muhammad Ali Fikri. "FINANCIAL LITERACY DAN FINANCIAL SECURITY: PERAN MEDIASI FINANCIAL BEHAVIOR." Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) 8, no. 1 (2025): 159–72. https://doi.org/10.36085/jamekis.v8i1.7461.

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Financial literacy is closely related to the achievement of future financial security and financial behavior. The role of financial literacy is very important to achieve financial security for individuals. Financial literacy can also improve financial behavior as well as financial security. The research aims to find out how financial behavior is able to mediate the influence of financial literacy on financial security. This study uses a type of quantitative research. The data sources in the study are primary data and questionnaires as data collection techniques. The sampling technique used pur

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Dedy, Surahman, Ratnawati Tri, and Nugroho Mulyanto. "Antecedent Variables of Lifestyle, Financial Inclusion, Financial Literacy, and Financial Quotient with Islamic Family Financial Governance and Financial Technology as Moderating Variables Among Muhammadiyah Members in East Java." INTERNATIONAL JOURNAL OF SOCIAL SCIENCE HUMANITY & MANAGEMENT RESEARCH 04, no. 03 (2025): 576–85. https://doi.org/10.5281/zenodo.15117815.

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Family economic challenges play a crucial role in financial education and literacy, significantly impacting efforts to eradicate financial ignorance. This study aims to analyze and interpret the antecedent variables of lifestyle, financial inclusion, financial literacy, and financial quotient, with Islamic family financial governance and financial technology as moderating variables among Muhammadiyah members in East Java. Using a population of 39,017 individuals, the sample size was determined through the Slovin formula and proportionate stratified random sampling. The results show that family

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Tokar Asaad, Colleen. "Financial literacy and financial behavior." Financial Services Review 24, no. 2 (2015): 101–17. http://dx.doi.org/10.61190/fsr.v24i2.3236.

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This article explores how financial literacy, comprised of both actual financial knowledge and perceived financial confidence, affect financial decisions. Using national survey data from the United States, results indicate that financial confidence is a critical component of financial literacy and is important across all knowledge levels. However, overconfident individuals, or those with high confidence (or self-assessed) knowledge but low actual knowledge, have a higher propensity to engage in risky (costly) financial behaviors. Together, results suggest that financial literacy initiatives sh

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Musa Abdullahi Sakanko, Sufiyanu Umma Yahaya, and Salihu Abdullahi. "Financial Literacy and Financial Inclusion." Zakariya Journal of Social Science 2, no. 1 (2023): 1–10. http://dx.doi.org/10.59075/zjss.v2i1.227.

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The study employed the Probit regression on the National Bureau of Statistics general households survey data to appraise the effect of financial literacy on financial inclusion in Niger State. The estimation result shows that financial literacy positively and statistically influences financial inclusion options (account ownership, bank access, and credit access) in Niger state. Similarly, education status, age, and gender are determinants of financial inclusion. The study concluded that financial literacy is necessary for achieving financial inclusion. To encourage financial inclusion among yo

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Nogueira, Manuel Carlos, Luís Almeida, and Fernando Oliveira Tavares. "Financial Literacy, Financial Knowledge, and Financial Behaviors in OECD Countries." Journal of Risk and Financial Management 18, no. 3 (2025): 167. https://doi.org/10.3390/jrfm18030167.

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As an integral part of financial inclusion, adequate and correct financial knowledge provides individuals with tools to achieve better financial performance throughout their lives. Financial knowledge also contributes to agents exhibiting financial behaviors. As there is consensus in the literature regarding the benefits of financial literacy, we decided to investigate the importance of several indicators that generally appear to explain this literacy in a set of twenty OECD countries, considering financial literacy, financial knowledge, and financial behavior. Using estimation through correct

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M. Anwarul Islam, K., and Muhammad Saifuddin Khan. "The role of financial literacy, digital literacy, and financial self-efficacy in FinTech adoption." Investment Management and Financial Innovations 21, no. 2 (2024): 370–80. http://dx.doi.org/10.21511/imfi.21(2).2024.30.

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The primary aim of this study is to delve into the factors influencing individuals’ readiness to embrace financial technology (FinTech) services in Bangladesh. Specifically, the study focused on Bangladeshi fintech consumer’s knowledge about contemporary digital financial tools, such as mobile-based payment service apps. Data collection was carried out using a survey questionnaire tailored to the Bangladeshi context. Participants were invited to participate in the survey, and their responses were gathered upon their consent. A five-point Likert scale, ranging from ‘1’ for ‘Strongly Disagree’ t

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Marheni, Dewi Khornida. "PENGARUH FINANCIAL ATTITUDE, FINANCIAL EDUCATION, FINANCIAL KNOWLEDGE, FINANCIAL EXPERIENCE, DAN FINANCIAL BEHAVIOR TERHADAP FINANCIAL LITERACY PADA PELAJAR KOTA BATAM." Journal of Global Business and Management Review 2, no. 1 (2020): 21. http://dx.doi.org/10.37253/jgbmr.v2i1.790.

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Penelitian ini memiliki tujuan dalam menganalisa hubungan dari beberapa variabel yaitu Financial Attitude, Financial Education, Financial Knowledge, Financial Experience, dan Financial Behavior terhadap Financial Literacy pada Pelajar yang ada di Kota Batam. Pada penelitian ini menggunakan pendekatan kuantitatif, serta data primer yang menjadi sumber data yang dikumpulkan melalui penyebaran kuesioner sebanyak 450 responden yang berupa pelajar di Kota Batam. Beberapa kuesioner tidak dapat diolah karena tidak diisi dengan lengkap, setelah terkumpul data tersebut diolah melalui aplikasi perangkat

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Trivedi, Pratima, and Saumya Trivedi. "Financial Literacy an Essential Prerequisite for Financial Inclusion." Global Journal For Research Analysis 3, no. 3 (2012): 28–30. http://dx.doi.org/10.15373/22778160/mar2014/11.

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Suidarma, I. Made, Komang Sri Widiantari, Masno Masno, Desak Made Sukarnasih, Aura Armanid, and I. Dewa Nyoman Marsudiana. "Financial Literacy Can Overcome Barriers To MSME Financing: Evidence From Indonesia." JAS (Jurnal Akuntansi Syariah) 8, no. 2 (2024): 160–83. https://doi.org/10.46367/jas.v8i2.2050.

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This study aims to analyze the influence of financial literacy, debt management literacy, budgeting literacy, banking service literacy, and bookkeeping literacy on financing constraints for Micro, Small, and Medium Enterprises (MSMEs). The research population comprises 16,574 MSMEs in Badung Regency, Bali, Indonesia. This study uses primary data from questionnaires distributed via social media using Google Forms to respondents according to the criteria. The data collection technique used a questionnaire consisting of respondents' identities and six points related to financial literacy, measure

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Engr., Maria Cristina Lalaine M. Nerona Ph.D. "Financial Dimension: A Tool for Teachers Financial Literacy." INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND ANALYSIS 06, no. 03 (2023): 1062–72. https://doi.org/10.5281/zenodo.7754777.

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Teachers, as compared to the majority of the employed sectors in the country, are receiving salaries above the minimum wage set by law. This above the minimum salary, supposedly, places the average teacher above the poverty line as this is paramount to the demand of the job. But as can be observed around, many teachers experience financial struggles. With an end-view of improving financial literacy, this study was conducted to determine the level of financial literacy of the faculty of Isabela State University City of Ilagan Campus. A survey questionnaire was used to obtain the data needed to

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Chelli, Mohamed, and Darlene Himick. "Constructing housing literacy through financial literacy." Critical Perspectives on Accounting 100 (December 2024): 102760. http://dx.doi.org/10.1016/j.cpa.2024.102760.

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Golden, Wil, and Leslie Cordie. "Digital Financial Literacy." Adult Literacy Education: The International Journal of Literacy, Language, and Numeracy 4, no. 3 (2022): 20–26. http://dx.doi.org/10.35847/wgolden.lcordie.4.3.20.

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Lander, Kate. "Improving Financial Literacy." CFA Institute Magazine 25, no. 1 (2014): 10. http://dx.doi.org/10.2469/cfm.v25.n1.3.

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Adams, Annis Lee. "Financial literacy resources." Public Services Quarterly 17, no. 4 (2021): 256–61. http://dx.doi.org/10.1080/15228959.2021.1975606.

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Németh, Erzsébet, Dániel Béres, Katalin Huzdik, Boglárka Deák-Zsótér, and Aranka Mészáros. "Teachers’ Financial Literacy." Pénzügyi Szemle = Public Finance Quarterly 67, no. 1 (2022): 7–32. http://dx.doi.org/10.35551/pfq_2022_1_1.

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The aim of the research is to explore the financial knowledge, attitudes, confidence, behaviour and motivations of teachers (N=752) teaching different subjects. The survey is particularly important because their knowledge, attitudes, and behaviours affect the financial awareness of the students they teach. The results indicate a higher level of financial literacy than assumed, revealing that teachers have a higher level of financial literacy than students in higher education. 86% of those surveyed have savings in addition to bank deposits, such as government bonds and other, more complex forms

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CUDE, BRENDA J. "Financial Literacy 501." Journal of Consumer Affairs 44, no. 2 (2010): 271–75. http://dx.doi.org/10.1111/j.1745-6606.2010.01168.x.

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HUSTON, SANDRA J. "Measuring Financial Literacy." Journal of Consumer Affairs 44, no. 2 (2010): 296–316. http://dx.doi.org/10.1111/j.1745-6606.2010.01170.x.

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Bay, Charlotta, Bino Catasús, and Gustav Johed. "Situating financial literacy." Critical Perspectives on Accounting 25, no. 1 (2014): 36–45. http://dx.doi.org/10.1016/j.cpa.2012.11.011.

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Musaeva, Zarema S. "ISLAMIC FINANCIAL LITERACY." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 1/14, no. 154 (2025): 149–56. https://doi.org/10.36871/ek.up.p.r.2025.01.14.017.

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The article examines the relevance of improving financial literacy and financial culture in our country, and also substantiates the need to introduce sections related to the principles and mechanisms of Islamic finance into the course on financial literacy in universities in regions that profess mainly the religion of Islam.

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Akhtar, Shamim, and Yanping Liu. "SME Managers and Financial Literacy; Does Financial Literacy Really Matter?" Journal of Public Administration and Governance 8, no. 3 (2018): 353. http://dx.doi.org/10.5296/jpag.v8i3.13539.

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The purpose of this study is to examine the level of small and medium (SMEs) business owners-managers’ financial literacy and its effect on the firm’s performance. The study applied random sample and structural equation modeling approaches in measuring the impact of SME firm owners-managers’ level of financial literacy in the context of Pakistan. The findings reveal the complete influence of firm owners- manager’s financial attitude, financial knowledge and financial awareness in adapting financial literacy to upsurge in firm performance. Results indicate that financial awareness and financial

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Putri, Heni Rahmani, Muhsin N. Bailusy, and Hartaty Hadady. "Generation Z: Financial Literacy, Sharia Financial Literacy, Attitude, and Behavior." International Journal of Applied Business and International Management 6, no. 3 (2021): 46–55. http://dx.doi.org/10.32535/ijabim.v6i3.1328.

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This study aims to investigate the influence of financial literacy and Sharia financial literacy on financial attitude and behavior. The population in the study were students of Khairun University and IAIN Ternate. A total of 188 respondents were involved and purposively selected as the samples. The study used validity and reliability tests as part of the instrument test. For hypothesis testing, a simple regression analysis was used. The results showed that all hypotheses were supported. The final part of the study discusses findings, conclusions, and suggestions for future research.

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Berezin, D. T. "IMPROVING UNIVERISTY STUDENT’ FINANCIAL LITERACY." European Journal of Natural History, no. 4 2020 (2020): 33–39. http://dx.doi.org/10.17513/ejnh.34113.

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Stolper, Oscar A., and Andreas Walter. "Financial literacy, financial advice, and financial behavior." Journal of Business Economics 87, no. 5 (2017): 581–643. http://dx.doi.org/10.1007/s11573-017-0853-9.

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Hauff, J. C., A. Carlander, T. Gärling, and G. Nicolini. "Retirement Financial Behaviour: How Important Is Being Financially Literate?" Journal of Consumer Policy 43, no. 3 (2020): 543–64. http://dx.doi.org/10.1007/s10603-019-09444-x.

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AbstractUsing Item Response Theory to analyse survey data from a representative sample of 551 Swedish citizens, a new 16-question measure of fact-based financial literacy is developed and validated. Uni-dimensionality of the measure is verified, and expected correlations are observed with an existing measure of fact-based financial literacy, a measure of subjective financial literacy or confidence, and age, gender, and income. A significant impact of fact-based and subjective financial literacy are found on three time-ordered stages of individuals’ retirement behaviour: planning, saving, and i

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Kawamura, Tetsuya, Tomoharu Mori, Taizo Motonishi, and Kazuhito Ogawa. "Is Financial Literacy Dangerous? Financial Literacy, Behavioral Factors, and Financial Choices of Households." Journal of the Japanese and International Economies 60 (June 2021): 101131. http://dx.doi.org/10.1016/j.jjie.2021.101131.

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Bouzidi, Salem, and Mohammed Benmoussa. "Financial Literacy, Financial Behavior And Economic System." Management & Economics Research Journal 1, no. 3 (2019): 62–76. http://dx.doi.org/10.48100/merj.v1i3.43.

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Financial literacy measure how much one comprehends key money related financial concepts, through appropriate short-term decision making, so Financial literacy is an essential information and that individuals need so as to make due in a modern society. Financial literacy can be affected by environmental issues, such as regional differences and economic systems.The relationship between financial literacy and financial behavior has been considered in a number of other studies, financial literacy is an important determinant of financial behavior in developing countries, financial literacy is also

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Sakinah, Gina, and Bagio Mudakir. "ANALISIS LITERASI KEUANGAN MAHASISWA S-1 FAKULTAS EKONOMIKA DAN BISNIS UNIVERSITAS DIPONEGORO ANGKATAN 2014 - 2017." JURNAL DINAMIKA EKONOMI PEMBANGUNAN 1, no. 2 (2018): 54. http://dx.doi.org/10.14710/jdep.1.2.54-70.

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Financial management failure occurs when students do not have good financial literacy. Students must have good knowledge, attitude, and behavior in managing their personal finances. This study aims to analyze the level of financial literacy of undergraduate students of the Faculty of Economics and Business at Diponegoro University class of 2014 to 2017 and the factors that influence it. Financial literacy in this study uses a financial literacy index consisting of components of the knowledge, attitude, and financial behavior of students. The research data uses primary data with questionnaires

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Ariana, I. Made, I. Gusti Bagus Wiksuana, Ica Rika Candraningrat, and I. Gde Kajeng Baskara. "The effects of financial literacy and digital literacy on financial resilience: Serial mediation roles of financial inclusion and financial decisions." Uncertain Supply Chain Management 12, no. 2 (2024): 999–1014. http://dx.doi.org/10.5267/j.uscm.2023.12.008.

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The research objective was to analyze the effect of financial literacy and digital literacy on financial inclusion, financial decisions, and financial resilience of MSME's. The design of this research is explanatory quantitative research. The research is a cross-sectional study in which all research variables are measured and observed at one point in time. The sampling technique used is area purposive sampling. The reachable population in this study was 98,567 MSMEs in the Province of Bali, and the research sample was 385. The research instrument used was a questionnaire with a Likert scale. T

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Jefilyana, Jefilyana, and Sarwo Edy Handoyo. "Pengaruh Financial Attitude, Financial Literacy dan Financial Knowledge terhadap Financial Behavior." Jurnal Manajerial Dan Kewirausahaan 4, no. 4 (2022): 938–46. http://dx.doi.org/10.24912/jmk.v4i4.20554.

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Penelitian ini bertujuan untuk mengetahui pengaruh financial attitude, financial literacy dan financial knowledge terhadap financial behavior pada pengguna Shopee di Jakarta Barat. Sampel yang digunakan dalam penelitian ini sebanyak 100 responden yang merupakan pengguna Shopee yang berdomisili di Jakarta Barat. Teknik pemilihan sampel yang digunakan adalah purposive sampling. Penelitian ini menggunakan Software Smart Partial Least Square PLS. versi 3.3.2 sebagai metode analisis data. Hasil penelitian menunjukkan financial attitude, financial literacy dan financial knowledge berpengaruh positif

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DUPUY, PHILIPPE. "Finance literacy and sustainable finance literacy." Bankers, Markets & Investors 178, no. 3 (2024): 0031. https://doi.org/10.54695/bmi.178.0031.

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Financial literacy is highly heterogeneous across the population, depending on school education, family influence, gender and age. However, many tests highlight the low level of basic financial skills in the general population, particularly among young people. Yet financial knowledge and confidence in that knowledge have a direct impact on investors’ choices and ultimate wealth, particularly when concepts such as risk are poorly understood. Beyond, traditional financial literacy is not enough to guarantee a sustainable financial culture. This also requires an understanding of environmental, so

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Arofah, Anastasia Anggarkusuma, Yunastiti Purwaningsih, and Mintasih Indriayu. "Financial Literacy, Materialism and Financial Behavior." International Journal of Multicultural and Multireligious Understanding 5, no. 4 (2018): 370. http://dx.doi.org/10.18415/ijmmu.v5i4.171.

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AbstractOtoritas Jasa Keuangan (OJK) focus on improving financial behavior is through financial education program. This study discusses the importance of financial literacy and materialism attitudes in affecting individual’s financial behaviour. Using survey on 129 undergraduates of Economic Education, financial literacy and materialism being factor in affecting behaviour finance. The result of research shows that financial literacy has positive and significant contribution on financial behaviour. It can be seen from the original sample value is 0.244 and t-value 2.319 > 1.96. In addition m

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Gunawan, Ade, Jufrizen, and Delyana Rahmawany Pulungan. "Improving MSME performance through financial literacy, financial technology, and financial inclusion." International Journal of Applied Economics, Finance and Accounting 15, no. 1 (2023): 39–52. http://dx.doi.org/10.33094/ijaefa.v15i1.761.

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Financial literacy is one of the key abilities and skills MSME business actors require to manage their finances and achieve successful business performance. This study's purpose was to analyze the impact of financial and technological literacy on improving MSME performance in Medan City and the mediation of this relationship by financial inclusion. The research had a quantitative descriptive methodology with an explanatory research approach. Data were collected from a sample of 100 business actors in Medan City. The data analysis technique used was Structural Equation Modelling - Partial Least

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Sriariani Tabun, Putri, and Latifah Putranti. "Financial Knowledge, Financial Attitude, Self-Efficacy, Mathematical Anxiety and Financial Literacy." Bisman (Bisnis dan Manajemen): The Journal of Business and Management 7, no. 3 (2024): 526–36. https://doi.org/10.36815/bisman.v7i3.3501.

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Financial literacy is knowledge, skills, and beliefs that influence attitudes and behaviors to improve the quality of decision-making and financial management that not only knows and understands financial institutions but also community behavior that can be changed and enhanced regarding financial products and services. Financial literacy is needed to manage financial resources to achieve financial well-being successfully. This study aims to determine financial knowledge, attitudes, self-efficacy, and mathematical anxiety towards financial literacy. This study uses a quantitative method. The P

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Anugraini, Mardiyah, Sifa Imroatun Jannah, Hidayatul Khusnah, Mohamad Yusak Anshori, and Destin Rafika Wijayanti. "Financial Literacy and Financial Management: Mediating Effects of Financial Technology." Business and Finance Journal 8, no. 2 (2023): 210–18. http://dx.doi.org/10.33086/bfj.v8i2.5102.

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Technology and communication are currently developing so rapidly that they are changing human life. Especially in the financial sector, with the aim of providing convenience to the community and increasing productivity and effectiveness. Despite the convenience provided by financial technology, there are quite a few people who still don't understand financial literacy, how to build good financial management skills and a general understanding of financial technology. This research aims to find empirical evidence and analyze the mediating influence of the use of financial technology on the influ

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Jain, Kangan. "FINANCIAL LITERACY, FINANCIAL EDUCATION AND STRATEGY." Ramanujan International Journal of Business and Research 1, no. 1 (2016): 73–81. http://dx.doi.org/10.51245/rijbr.v1i1.2016.147.

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Chandran. M.C, Sarath. "Empowering Financial Inclusion through Financial Literacy." IOSR Journal of Business and Management 16, no. 9 (2014): 45–48. http://dx.doi.org/10.9790/487x-16954548.

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Jain, Kangan. "FINANCIAL LITERACY, FINANCIAL EDUCATION AND STRATEGY." Ramanujan International Journal of Business and Research 1, no. 1 (2016): 73–81. http://dx.doi.org/10.51245/rijbr.v1i1.2016.147.

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