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Dissertations / Theses on the topic 'Financial officers'

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1

Bryant, Rodney E., and Paul R. Jensen. "Introduction to financial management for foreign military staff officers." Thesis, Monterey, California. Naval Postgraduate School, 1991. http://hdl.handle.net/10945/28304.

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2

Crim, Kathryn E. "Computer training for financial management officers in the Marine Corps." Thesis, Monterey, California: U.S. Naval Postgraduate School, 1986. http://hdl.handle.net/10945/21732.

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3

Holcomb, Lucille Smith Hines Edward R. "Perceptions of midwestern chief student financial aid officers concerning nongovernmental alternative sources of financial aid." Normal, Ill. Illinois State University, 1985. http://wwwlib.umi.com/cr/ilstu/fullcit?p8608950.

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Thesis (Ed. D.)--Illinois State University, 1985.<br>Title from title page screen, viewed July 1, 2005. Dissertation Committee: Edward R. Hines (chair), Kenneth Strand, Mary Ann Lynn, Neal Gamsky, Vernon Pohlmann. Includes bibliographical references (leaves 110-116) and abstract. Also available in print.
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4

Vance, Thomas W. "Subcertification and relationship quality : effects on subordinate effort and justification /." Thesis, Connect to this title online; UW restricted, 2007. http://hdl.handle.net/1773/8831.

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5

Urrutia, Alexander L. "Career paths for unrestricted line officers with the financial management subspecialty." Thesis, Monterey, California. Naval Postgraduate School, 1991. http://hdl.handle.net/10945/28022.

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6

Borrelli, Michael P. "A utilization analysis of the Navy's financial management subspecialty coded officers." Thesis, Monterey, Calif. : Naval Postgraduate School, 2008. http://edocs.nps.edu/npspubs/scholarly/theses/2008/Dec/08Dec%5FBorrelli.pdf.

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Thesis (M.B.A.)--Naval Postgraduate School, December 2008.<br>Thesis Advisor(s): Potvin, Lisa ; Gates, Bill. "December 2008." Description based on title screen as viewed on February 2, 2009. Includes bibliographical references (p. 69-71). Also available in print.
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7

Li, Xin. "Chief Executive Officers' Compensation and Firms' Performance in the U.S. Banking Industry." ScholarWorks, 2018. https://scholarworks.waldenu.edu/dissertations/4649.

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The growth rate of chief executive officers' (CEOs) compensation has dramatically outpaced average employees' pay increases. Scholars have not been able to reach a consensus on whether the financial performance of firms has a positive influence on CEOs' compensation. Also, boards of directors lack a clear understanding of the relationship between financial performance of firms and CEOs' incentive compensation in the U.S. banking industry. The purpose of this correlational study was to examine the predictive relationship between financial performance of firms (measured by return on equity [ROE]
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8

Dodd, David W. "The Role of Information in the Decision-Making Processes of Chief Academic Officers and Chief Financial Officers at Liberal Arts Colleges." Ohio University / OhioLINK, 2017. http://rave.ohiolink.edu/etdc/view?acc_num=ohiou1501862986259951.

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9

Rees, Nadine. "An international survey of chief financial officers' views on international accounting standard-setting." Thesis, Cardiff University, 2002. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.423352.

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10

Van, Nieuwenhuyzen Bernard J. "Financial literacy as core competency of South African military officers : a measurement instrument." Thesis, Stellenbosch : University of Stellenbosch, 2009. http://hdl.handle.net/10019.1/1087.

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Thesis (PhD (School of Public Management and Planning ))—University of Stellenbosch, 2009.<br>ENGLISH ABSTRACT: Since 1994, education and training in South Africa has experienced various changes, driven mainly by the Green Paper on Skills Development and the White Paper on Education which set objectives and outcomes and gave guidelines on how education and training should be approached, planned, and managed. The White Paper on Education necessitated change in SA tertiary institutions such as Stellenbosch University and its respective faculties. The Faculty of Military Science, which i
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11

Reck, Jacqueline L. "The usefulness of financial & nonfinancial performance accountability information in resource allocation decisions /." free to MU campus, to others for purchase, 1996. http://wwwlib.umi.com/cr/mo/fullcit?p9737879.

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12

Benetti, Cristiane. "The role of accounting information and the relevance of IFRS : an international survey of financial officers, financial analysts and auditors." Thesis, Grenoble, 2011. http://www.theses.fr/2011GRENG010.

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L'objectif principal de cette étude est de déterminer comment les individus impliqués dans le processus de vue comptable, regardent le rôle de l'information comptable dans un environnement économique où les marchés financiers sont dominants. L'étude tente également de déterminer si International Financial Reporting Standards (IFRS) parti dans l'accomplissement de ce rôle. À cette fin, on compare les perceptions des directeurs financiers, les analystes financiers et les auditeurs de deux environnements de marché très différents, l'Europe comme une variable pour un environnement de marché de cap
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13

Hannah, Charles Russell. "The leadership orientations of public college and university chief financial officers| A frame analysis." Thesis, Arkansas State University, 2013. http://pqdtopen.proquest.com/#viewpdf?dispub=3557708.

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<p>The role of the chief financial officer (CFO) is critical to the effective leadership of U.S. four-year public colleges and universities. Self-awareness and the capacity to view situations simultaneously in multiple ways and from different perspectives are essential elements of CFO effectiveness and success in the higher education environment. </p><p> The relationship of the chief financial officer and the chief academic officer (CAO) is a key component of effective higher education leadership and a critical element of CFO success. Information about the self-perceptions of chief financial
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14

Koh, Whee Ling Kevin. "The impact of superstar CEOs on financial reporting practices and firm performance /." Thesis, Connect to this title online; UW restricted, 2007. http://hdl.handle.net/1773/8752.

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15

Cutter, David C. "Building line officers into financial managers: an analysis of the process and recommendations for improvement." Thesis, Monterey, California. Naval Postgraduate School, 2004. http://hdl.handle.net/10945/1171.

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Approved for public release; distribution is unlimited<br>With a FY 2004 budget of $1 14 billion, there is no question that the Department of the Navy is involved in big business. If compared to the sales revenues of the Fortune 500, the Navy would rank sixth. After having weathered a prolonged drawdown through the 1990's, Naval leadership must recapitalize its aging legacy systems. The plan to accomplish this task is the Sea Enterprise component of the Navy's Sea Power 21 strategy. In order to reach these goals, the Chief of Naval Operations needs a cadre of business-savvy line officers who c
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Cutter, David C. "Building Line Officers into Financial Managers : an analysis of the process and reccommendations for improvement /." Monterey, Calif. : Springfield, Va. : Naval Postgraduate School ; Available from National Technical Information Service, 2004. http://library.nps.navy.mil/uhtbin/hyperion/04Jun%5FCutter.pdf.

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17

Patel, Urvashi B. "Physician Chief Executive Officers and Hospital Performance: A Contingency Theory Perspective." VCU Scholars Compass, 2006. http://scholarscompass.vcu.edu/etd_retro/4.

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Years ago it was typical for a physician to serve as a hospital's Chief Executive Officer (CEO). However, with the development of Master of Health Administration, Master of Public Health, and Master of Business Administration programs, hospitals began to move away from this model. Today however, as hospitals search for innovative ideas to reduce healthcare costs and improve the quality of care, the idea of the physician hospital CEO has returned. Little empirical research is available in the health services literature on the physician hospital CEO. The study aims to examine the relationship be
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18

Buckner, E. Charles. "The Chief Financial Officers Act of 1990 : an analysis of its implementation within the Department of Defense /." Thesis, Monterey, Calif. : Springfield, Va. : Naval Postgraduate School ; Available from National Technical Information Service, 1994. http://handle.dtic.mil/100.2/ADA290017.

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Thesis (M.S. in Financial Management) Naval Postgraduate School, December 1994.<br>Thesis advisor(s): Jerry L. McCaffery, J. M. Fremgen. "December 1994." Bibliography: p. 85-90. Also available online.
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19

Sainani, S. "How do chief financial officers matter? : evidence from corporate cash policies, M&A and accounting practices." Thesis, University of Liverpool, 2017. http://livrepository.liverpool.ac.uk/3007476/.

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This thesis investigates the extent to which CFOs matter to corporate cash policies, M\&A and accounting practices. We construct an index that attempts to capture the ability of the CFO to influence financial decision-making. This index is based on a set of CFO-specific attributes such as work/board experience, educational level, tenure and remuneration. In the three chapters that follow, we use this index to examine how CFOs affect several corporate policies. Chapter 2 examines the effect of Chief Financial Officers (CFOs) on corporate cash holding policies. We find that firms with strong CFO
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20

Railey, George Austin Jr. "Characteristics & perceived skills of California Community College Chief Financial Officers: A profile of characteristics & perceived skills and responsibilities." Scholarly Commons, 2010. https://scholarlycommons.pacific.edu/uop_etds/2423.

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The purpose of this study was to analyze the characteristics of, and the perceived responsibilities of chief financial officers in California single and multi-district community colleges. This study sought to answer questions about how current CFOs in California Community Colleges perceive the necessary skills and the value of job and professional development to do their job. This study focused on three research questions: 1) What do current California Community College CFOs perceive to be necessary preparation and skills and 2) How do current California Community College CFOs acquire the skil
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21

Railey, Jr George Austin. "Characteristics & perceived skills of California community college chief financial officers : a profile of characteristics & perceived skills and responsibilities." Scholarly Commons, 2010. https://scholarlycommons.pacific.edu/uop_etds/743.

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22

Bouvier, Anthony. "The Effect of Age upon CEO Compensation: A Cross-Industry Study." Scholarship @ Claremont, 2010. http://scholarship.claremont.edu/cmc_theses/11.

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The compensation of CEO’s has been at the forefront of the public’s mind for the past few years. During the recession, one could not go a day without hearing about the atrocious salaries and bonuses that executives were being paid. Although it only recently became an explosive topic, academics have been researching all aspects of compensation for many years. One of the earliest looked at the idea of pay for performance (Jensen and Murphy 1990), and the field has taken off from there. Many studies have been done on the determinants of compensation, and I was interested in how age relates to
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23

JIN, Man. "An analysis of the effects of the probability of informed trading (pin) on corporate diversification discount and CEO pay-performance sensitivity : evidence from China." Digital Commons @ Lingnan University, 2011. https://commons.ln.edu.hk/fin_etd/2.

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This thesis includes estimating the probability of informed trading, PIN, developed by Easley, Kiefer and O’Hara (1996, 1997a, 1997b), for a large sample of listed firms in China from 2002 to 2008, and I use PIN to explore two independent research questions in corporate finance. First, the probability of informed trading is applied to explain the discount in value for firms with diversified business operations. Although aiming to increase firm value, the corporate diversification decision usually results in a firm value discount, for a variety of reasons, one of which is the transparency probl
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24

于玥 and Yue Yu. "The influence of CEO characteristics and government financial support on management control system sophistication in high-tech industries : empirical evidence from China's Silicon Valley." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2012. http://hdl.handle.net/10722/193059.

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China’s investments in R&D are forecast to surpass those of the US in 2022, thereby attracting capital, innovation and a large number of returnee managers. In the past eight years alone, the number of returnees has increased five-fold, with the country’s high-tech parks, particularly Beijing’s Z-Park, also known as China’s Silicon Valley or the Silicon Valley of the East, proving considerable attractions. In this context, in which start-ups are vital for economic growth and for the further development of Chinese investments in leading-edge innovation, understanding how the significant cultural
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25

Kwan, Yuen-ling. "Office decentralization in Hong Kong, 1981-89, with particular reference to the financial sector /." [Hong Kong] : University of Hong Kong, 1990. http://sunzi.lib.hku.hk/hkuto/record.jsp?B13008894.

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26

Bindert, Christophe M. "The Impact of CEO Compensation on Firm Performance in the Oil Industry." Scholarship @ Claremont, 2010. http://scholarship.claremont.edu/cmc_theses/47.

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Critics often cite poor executive compensation schemes as one of the leading causes of the recent credit crisis. This paper investigates whether compensation structures at the end of the 2006 fiscal year created incentives for Chief Executive Officers (CEOs) in the oil industry to take on excessive risk, which subsequently may have lead to weaker firm performance during the crisis. I find no evidence to support the argument that higher pay sensitivity through option and other incentive awards lead to worse firm performance. In fact, results do not provide any evidence that company performance
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27

Dimitrov, Dara K. "The Creation of Sustainable Development: What it means to CFOs in New Zealand." The University of Waikato, 2009. http://adt.waikato.ac.nz/public/adt-uow20090304.163356/index.html.

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28

Jernbeck, Camilla. "Awareness of the new capital requirements in the light of the European Sovereign Debt Crisis : A study focused on the loan officers, managers and board members working in Scandinavian banks." Thesis, Stockholms universitet, Företagsekonomiska institutionen, 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:su:diva-88571.

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This paper surveys the insider opinions and awareness’s of swedish bank loan officers, managers and board members on their view of the new capital requirements in light of the European Sovereign Debt Crisis, less than optimal rules and the opaqueness of state issued sovereigns. The paper will try to find the rationale in the reasoning of bank insiders and discuss their views in relation to current research. The ground breaking inside perspective will give researchers insight into the bank insiders’ view, which is previously not known in current research.
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29

Hase, Karla Luan Neeley. "A Qualitative Study of the Use and Value of Financial Performance Indicators in Selected Community Colleges in the State of Texas as Perceived by their Chief Executive Officers." Thesis, University of North Texas, 1999. https://digital.library.unt.edu/ark:/67531/metadc2277/.

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Throughout the United States, colleges and universities are faced with an increasing need for financial funding, while at the same time resources continue to diminish. With the limitations of available funds, community colleges must exhibit efficiencies in the operations of their institutions. External interests, such as governing boards and legislatures, require demonstration of efficient financial management. This evidence is then used to make decisions concerning future financial support for the community college. This study determined if community college chief executive officers use finan
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King, David Lorne. "Comprehensive Output Measurement: The 'Missing Link' in U.S. Federal Government Performance Reporting." Diss., Virginia Tech, 2014. http://hdl.handle.net/10919/25224.

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Performance and accrual-based financial management systems as envisaged in the 1990 Chief Financial Officers (CFO) Act, the 1993 Government Performance and Results Act (GPRA), the 1996 Federal Financial Management Improvement Act (FFMIA) and related legislation have been in place since prior to the turn of the millennium. Nevertheless, although performance has been measured and financial accountability improved in U.S. federal government agencies, there remains a gap in reporting on operational efficiency and effectiveness. This dissertation extends research into performance management to dete
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Caruvana, Christopher. "Results in Algebraic Determinedness and an Extension of the Baire Property." Thesis, University of North Texas, 2017. https://digital.library.unt.edu/ark:/67531/metadc984214/.

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In this work, we concern ourselves with particular topics in Polish space theory. We first consider the space A(U) of complex-analytic functions on an open set U endowed with the usual topology of uniform convergence on compact subsets. With the operations of point-wise addition and point-wise multiplication, A(U) is a Polish ring. Inspired by L. Bers' algebraic characterization of the relation of conformality, we show that the topology on A(U) is the only Polish topology for which A(U) is a Polish ring for a large class of U. This class of U includes simply connected regions, simply connected
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Jankelowitz, Neill. "Assessing the impact of chief executive officer financial education on organisational financial performance." Diss., University of Pretoria, 2015. http://hdl.handle.net/2263/52415.

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This research assessed whether the financial education of the Chief Executive Officer ( CEO ) of an organisation has a relationship with the profitability of that particular organisation. The purpose of the study was to explore whether a CEO with financial education is better equipped to enable an organisation to perform financially than a CEO without financial education. The researcher made use of a quantitative study based on 40 of the largest listed organisations on the Johannesburg Stock Exchange. The initial research was based on the type of education of each CEO with a focus on whether
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Kwan, Yuen-ling, and 關婉玲. "Office decentralization in Hong Kong, 1981-89, with particular reference to the financial sector." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1990. http://hub.hku.hk/bib/B31257689.

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34

Shields, James L. "Department of Defense implementation of the Chief Financial Officer Act." Thesis, Monterey, California. Naval Postgraduate School, 1992. http://hdl.handle.net/10945/23617.

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35

Mellon, Judith J. "Marine Corps Financial Management Officer training in the 1990's." Thesis, Monterey, California : Naval Postgraduate School, 1990. http://handle.dtic.mil/100.2/ADA236939.

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Thesis (M.S. in Management)--Naval Postgraduate School, June 2009.<br>Thesis Advisor(s): Evered, Roger. Second Reader: Summers, D. E. "June 1990." Description based on title screen as viewed on October 19, 2009. DTIC Indicator(s): Theses, Marine Corps Financial Officers, MOS 3404, Financial Management, surveys, training, Financial Management Officers course, Marine Corps practical comptroller ship course. Author(s) subject terms: Financial Management, Officer Training, Military Occupational Specialty 3404. Includes bibliographical references (p. 118-119). Also available online.
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36

Salkeld, Jenny. "Leadership Advancement and Mentoring of Women Into Chief Financial Officer Roles." ScholarWorks, 2016. https://scholarworks.waldenu.edu/dissertations/2688.

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This qualitative study investigated the personal descriptions and experiences of women in chief financial officer roles for Fortune 1000 companies, educational institutions, and private entities. Research on women in senior leadership roles is typically reflective of those in chief executive officer positions rather than chief financial officer positions. The literature is also limited on the ascension of women into chief financial officer roles and the influences of mentoring on career progression. The purpose of the study was to capture individual points of view from participants' lived expe
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Djeya, kamdom Yves gabriel. "La responsabilité des ordonnateurs dans le système financier public contemporain : étude comparée des droits camerounais et français." Thesis, Lille 2, 2019. http://www.theses.fr/2019LIL2D011.

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Comme la France, le Cameroun a hérité du système dit de « budget de moyens» qui met l’accent sur la régularité juridique dans la gestion des finances publiques. Des réformes engagées au cours de la décennie 2000, réorientent leurs systèmes financiers vers la recherche de performance de la dépense publique. En se fondant sur une approche globale des innovations introduites dans le droit public financier des systèmes considérés, ce travail tente de démontrer que la responsabilité des ordonnateurs, certes de nature et d’effectivité variables, ne répond plus uniquement à une logique juridique fond
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Mattiacci, Noëllie. "Le directeur financier." Thesis, Montpellier, 2015. http://www.theses.fr/2015MONTD044/document.

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Suite aux multiples crises économiques, le directeur financier est devenu un acteur majeur au sein de l'entreprise. Ses missions ont incontestablement évolué. Au départ, il exerçait des missions comptables garantissant une gestion financière efficace. Aujourd'hui, il occupe des fonctions stratégiques nécessaires au développement de l’entreprise. Cette diversité des compétences lui permet d'avoir une vision globale et transversale de l'entreprise. Malgré son rôle prépondérant, aucune étude n’a été menée concernant la détermination d’un statut juridique du directeur financier. Notre analyse a po
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Poon, Kwok-hing Francis. "Analysis of financial return of office sector in Hong Kong (1979-1988)." Click to view the E-thesis via HKUTO, 1989. http://sunzi.lib.hku.hk/hkuto/record/B31979671.

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Lan, Ho Siew. "Office development in Singapore's prime financial district #the Golden Shoe'." Thesis, University College London (University of London), 1993. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.320068.

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Weait, Matthew John. "The role of the compliance officer in firms carrying on investment business in the City of London." Thesis, University of Oxford, 1995. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.294184.

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Parkinson, Aidan. "An exploration of building energy performance and financial value with demonstration on UK offices." Thesis, University of Cambridge, 2016. https://www.repository.cam.ac.uk/handle/1810/261155.

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This research explores the relationship between expectations of building energy performance and financial value. The context of the United Kingdom was selected as a leading case, being a significantly large economy to enact legislation that commits the government to delivering ambitious emission reductions to mitigate climate change impacts. Taking a constructivist-pragmatist approach, this research triangulates the contribution of building energy performance to financial value. The UK has recently introduced the Energy Performance Certificate (EPC) as a signal of building energy performance.
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Magambou, Aimé Clotaire. "Réflexions sur les qualités opératoires d’une notion d’intégrité financière dans les missions du Compliance officer français." Thesis, Aix-Marseille, 2014. http://www.theses.fr/2014AIXM1014/document.

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Il est une idée généralement admise consistant à dire que la fonction de Compliance officer est conçue autour d'une obligation de moyen, négative pour la fonction. Nos travaux nous ont amenés à conclure de la nécessité de poser une notion d'intégrité financière dont la définition réponde également aux exigences des missions du Compliance officer. il s'agit ainsi d'envisager les outils techniques et juridiques inhérents au poste de Compliance officer. Ces outils trouvent leur fondement logique dans la notion d'intégrité financière, à l'issue d'un examen clinique du poste de Compliance officer.
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Rescigno, Elizabeth. "Relationship Between Chief Executive Officer Compensation, Duality, and Return on Equity." ScholarWorks, 2018. https://scholarworks.waldenu.edu/dissertations/6097.

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Poor decisions and conflicts of interest by members of company boards of directors have been a factor in the dramatic rise in chief executive officer (CEO) compensation, resulting in a lower return on equity (ROE) for shareholders. The purpose of this correlational study was to examine the relationship between CEO compensation, CEO duality, and ROE after controlling for CEO age, CEO tenure, and firm size, as measured by total assets. Agency theory was the theoretical framework for this study. The study examined whether a statistically significant relationship existed between CEO compensation,
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Desfontaines, Pascal Gerard. "Chief Executive Officer remuneration and financial performance of Australian and South African publicly listed companies." Diss., University of Pretoria, 2018. http://hdl.handle.net/2263/66039.

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Executive remuneration has been discussed extensively in both academia and industry, causing much disagreement. This dilemma is not exclusive to South Africa as executive remuneration has been central in a number of company scandals globally and considered a critical contributor to the global financial crisis. The purpose of this research was to identify and compare the significant CEO pay-performance relationships between the developed and developing economies of Australian and South African publicly listed companies respectively. International comparisons of CEO pay-performance relationshi
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46

Sablinskiene, Rusne. "Digitalization of Corporate Finance: How Finance 4.0 is changing the role of Chief Financial Officer (CFO)?" Thesis, Jönköping University, Internationella Handelshögskolan, 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-53150.

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Background: While technologies are progressing exponentially and inevitably becoming an essential as a means for business to adapt and survive, no exception is the finance division. Digitalization activities have become do or die tasks for many companies and have been a challenging process for finance departments. Yet, in the context of Finance 4.0 it is barely researched. Due to evolving understanding of how finance departments should look, the Chief Financial Officer (CFO) as the leader of the whole finance division is going through a lot of changes surrounded by uncertainty. The expectation
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47

潘國慶 and Kwok-hing Francis Poon. "Analysis of financial return of office sector in Hong Kong (1979-1988)." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1989. http://hub.hku.hk/bib/B31979671.

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48

Shaw, Paul Anthony. "CEO pay-performance sensitivity in South African financial services companies." Diss., University of Pretoria, 2012. http://hdl.handle.net/2263/27027.

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Orientation: CEO remuneration has attracted attention over the past two decades, with significant renewed interest in light of the role it is said to have played in contributing to the global financial crisis. At the heart of the issue is the perceived weak relationship between corporate performance and CEO remuneration.Research purpose: The purpose of this study was to describe the relationship between corporate performance and CEO remuneration within the South African financial services industry.Motivation for the study: The motivation for the study was to develop a deeper understanding of t
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49

Mculu, Jevio. "A critical analysis of the role of the chief financial officer within local municipal council / Jevio Mculu." Thesis, North-West University, 2008. http://hdl.handle.net/10394/4115.

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The Municipal Manager is responsible for the overall financial management of the municipality as requirement of MFMA. However, section 79(1) of the MFMA makes a provision for the municipal manager to delegate the financial management to the senior manager. The legislative requires that all municipalities should appoint a Chief Financial Officer (CFO) who must be a member of the Senior Management of the municipality. The act, furthermore, requires the municipality to establish the budget and treasury office to be headed by the CFO. In 2007, the Minister of Finance released guidelines for the mi
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Nyapisi, Thabiso. "An assessment of financial and management challenges faced by community advice offices in the Western Cape Province." Master's thesis, University of Cape Town, 2013. http://hdl.handle.net/11427/6819.

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The period between 1960s ? 1980s saw emergence and proliferation of Community Advice Offices (CAOs) in South Africa as a response to the injustices of the apartheid regime. These small community-based organisations became crucial institutions within communities as they voiced out against discriminatory apartheid policies practised in marginalized communities at the time. So, CAOs continued to provide much-needed paralegal advice and information to members of the communities. Although the dawn of democratic South Africa presented the hope of benefits including that of access to human rights and
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