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Journal articles on the topic 'Financial resources of bank'

Author: Grafiati

Published: 28 May 2022

Last updated: 31 July 2025

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1

Konovalova, Natalia, and Aina Caplinska. "Financial Resources Management in Commercial Banks: Evidence From Latvia." International Journal of Financial Research 12, no. 1 (2020): 369. http://dx.doi.org/10.5430/ijfr.v12n1p369.

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Financial resources management issues are relevant for each commercial bank. Those banks that operate with an excess of free financial resources lose profitability, but the liquidity of such banks is quite high. Other banks that conduct aggressive policy aiming to place all the available resources with maximum efficiency, are forced to seek solutions to the problem of locating additional liquid funds, in order to ensure timely fulfilment of liabilities. In this article, the authors analyze the state of the resource base of Latvian commercial banks, identify reserves for increasing the efficien

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Derevyanko, Bogdan, Yevhen Zozulia, and Liudmyla Rudenko. "Money assets of internally displaced persons as financial resources of commercial banks." Banks and Bank Systems 12, no. 4 (2017): 211–17. http://dx.doi.org/10.21511/bbs.12(4-1).2017.09.

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The article highlights the necessity of ensuring the interests of the state, commercial banks and internally displaced persons. The analysis of the scientific literature has shown that there is no the problem of this kind in the European countries. So wide “hybrid warfare” in the world history is being waged on the territory of Ukraine. The world has not encountered similar problems. The extensive research of the scientific literature has shown that Ukrainian scientists attempted to solve the problems of bank management, the market of deposit services, the relations of commercial banks with th

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3

Fatmawati, Elsye, and Nataliana Bebasari. "The Impact of Financial Resources, Risk Acceptance, Customer Pressure on Financial Technology." East Asian Journal of Multidisciplinary Research 2, no. 4 (2023): 1813–20. http://dx.doi.org/10.55927/eajmr.v2i4.3914.

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The study aims to identify the impact of financial resources, risk acceptance, and customer pressure on the adoption of financial technology on bank employees in Jakarta. The research uses a quantitative approach with survey methods and questionnaires as data collection tools. The sample consisted of 75 bank employees randomly selected from several banks in Jakarta. The data collected will be analyzed using the Structural Equation Model (SEM) to test the research hypothesis. The results of this research can provide an area on the factors that influence the adoption of Financial technology by b

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Trofimova, Iuliya, Aidar Mambetkaziyev, Galina Konopyanova, Marina Kozlova, and Yevgeniy Varavin. "Enhancing the methods used to evaluate the competitiveness of commercial banks." Journal of Eastern European and Central Asian Research (JEECAR) 11, no. 3 (2024): 424–38. http://dx.doi.org/10.15549/jeecar.v11i3.1418.

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Scientific novelty of this study is determined by the fact that the assessment of the bank's competitiveness is carried out in the context of financial stability. In international financial organisations (which include banks), the financial stability of a bank is understood as an effective ability to distribute financial resources, ensure financial risk management (which is what banks do). This approach to determining the financial stability of a bank is also used in the study – the essence of financial stability reflects the state of financial resources and the degree of their use. Consequent

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Posnaya, E. A., E. Yu Cherkashina, N. V. Yurchenko, and O. I. Ditsulenko. "Resource management mechanism of a commercial bank." Вестник Северо-Кавказского федерального университета, no. 5 (2024): 85–95. https://doi.org/10.37493/2307-907x.2024.5.9.

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Introduction. The main function of commercial banks in the economy is to help mobilize the savings of the population, directing them to the most effective use that increases the total amount of investment and the potential for economic growth. Thus, banks are one of the main structures for ensuring financial stabilization in the state and creating conditions for supporting macroeconomic growth. Goal. The study aims to propose an optimal mechanism for managing the resources of a commercial bank. Materials and methods. Objectively, necessary conditions for creating an effective banking system ar

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Nguyen Thanh, Phong. "Competitiveness of Vietnam’s Financial Institutions in the Global Financial Market: The case of Vietnam’s Commercial Banks." Journal of Asian Business and Economic Studies 23, no. 01 (2016): 77–101. http://dx.doi.org/10.24311/jabes/2016.23.1.03.

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Using panel data collected from financial statements of 28 commercial banks in Vietnam, this paper investigates their competitiveness through an analysis of such a few elements as bank size, technological level, human resources quality, and managerial level. For a more objective evaluation the paper employs the Panzar–Rosse (P–R) model along with the use of some common econometrical techniques like Pooled OLS, FEM, REM, GLS, and H-statistic. The results show that the overall competitiveness of these banks is higher, compared to the pre-crisis period of 2008–2009. The monopolistic competition a

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Pushak, Ya, and N. Shevchenko. "Peculiarities of Formation and Management of Bank Resources in Modern Conditions." Economic Herald of the Donbas, no. 3 (69) (2022): 36–40. http://dx.doi.org/10.12958/1817-3772-2022-3(69)-36-40.

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The article examines the peculiarities of the formation and management of the resource potential of banks in modern conditions. The essence of the banks' financial potential, its structure, is determined. It has been investigated that the main negative factors affecting the formation and management of the resource potential of banks are: the Covid-19 coronavirus crisis, the war with Russia, the impact of the political and economic crisis on the economy, inflation, low incomes of the population, a decrease in the amount of free financial resources of citizens, a decrease the need for credit fun

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Ayu, Almas Assyarofi, and Muhimatul Ifada Luluk. "The Influence of Financial Ratios and Qardhul Hasan Financing on Financial Performance in Islamic Banks." International Journal of Current Science Research and Review 06, no. 08 (2023): 5549–56. https://doi.org/10.5281/zenodo.8219732.

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<strong>ABSTRACT: </strong>The financial performance of a bank reflects the level of success in managing resources to achieve its goals. One method of evaluating the financial performance of a bank is by using ROA (Return on Assets). The objective of this research is to identify the impact of Qardhul Hasan Financing and financial ratios on the financial performance of Islamic banks in Indonesia. This study is an explanatory research that utilizes secondary data, specifically annual reports published between 2014 and 2021. The research population consists of all Islamic banks in Indonesia, and

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Molinari, Andrea, and Leticia Patrucchi. "Multilateral Development Banks: Counter-cyclical Mandate and Financial Constraints." Contexto Internacional 42, no. 3 (2020): 597–619. http://dx.doi.org/10.1590/s0102-8529.2019420300004.

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Abstract Given their attractiveness as a source of financing for the least developed countries, multilateral development banks (MDBs) have grown in quantity and size supported by their sources of financing. We believe that this ‘resource dependency’ has not been sufficiently questioned in the literature, especially regarding the credit exposure these organizations have with their largest borrowing members. This article characterizes and identifies the differential effects of the three sources that make up the dependence on resources in the MDBs: capital contributions, leverage in the markets a

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Mu, Qianyu. "Theoretical Analysis of Bank Performance: A Multi-Theoretical Perspective." Journal of Fintech and Business Analysis 2, no. 1 (2025): 16–22. https://doi.org/10.54254/3049-5768/2025.20864.

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This paper conducts a theoretical analysis of bank performance through the lens of three key theoretical perspectives: Principal-Agent Theory, Resource Dependence Theory, and Financial Innovation Theory. By examining their individual contributions and the conflicts or synergies among them, the study develops an integrative framework to evaluate and enhance the performance of urban commercial banks (CCBs). The Principal-Agent Theory emphasizes the governance and incentive alignment challenges specific to financial institutions, while the Resource Dependence Theory highlights the strategic manag

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11

A.A, Awe. "MOBILIZATION OF DOMESTIC FINANCIAL RESOURCES FOR AGRICULTURAL PRODUCTIVITY IN NIGERIA." Australian Journal of Business and Management Research 02, no. 12 (2012): 01–07. http://dx.doi.org/10.52283/nswrca.ajbmr.20120212a01.

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The paper examines the mobilization of domestic financial resources for agricultural productivity in Nigeria with a view to identify the contributions of the various sources of finance to agricultural productivity in Nigeria. To achieve this objective, the paper employed Vector Auto Regressive Model (VAR) to analyze time series data from (1980 – 2009). The paper identified the various instruments and strategies used by the government for mobilizing resources for the agricultural sector in Nigeria to include subsidy and agricultural credit policies that were financed through Nigerian Agricultur

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Ariani, Nenny, Etna Nur Afri Yuyetta, and Pancawati Hardiningsih. "The Support of Sharia Rural Banks Financing on National Financial Inclusion." International Journal of Islamic Business and Economics (IJIBEC) 4, no. 1 (2020): 40. http://dx.doi.org/10.28918/ijibec.v4i1.1980.

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The purpose of this study is to examine the effect Sharia Rural Banks Financing through Micro Small Medium Entreprise (MSMEs) financing on Financial Inclusion in Indonesia from 2011 to 2018. The study samples consists of Financial Reporting of Sharia Rural Bank from the Indonesian Financial Service Authority and Financial Inclusion from Growth Economi Report of Indonesia Central Bank. This study uses a quantitative approach with secondary Financial Inclusion data as measured by MSME Business Expansion Credit and Gross Domestic Product (GDP) using linear regression method to test the effect of

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SEREBRYAKOVA, Tat'yana Yu, and Zhanna S. KITAEVA. "Internal control of the commercial bank resource use efficiency." International Accounting 27, no. 11 (2024): 1300–1322. http://dx.doi.org/10.24891/ia.27.11.1300.

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Subject. This article considers the methodological approaches to the analysis of banking resources from the point of view of their possible use in controlling the efficiency of resource provision and funding of commercial banks. Objectives. The article aims to test standard analytical methods used in the analysis of economic indicators characterizing the efficiency of banking activities in order to draw conclusions about the possibility of their application to control the risks of resource availability. Methods. For the study, we used induction and deduction, analysis and synthesis, modeling,

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Lukić, Radojko. "Analysis of financial performance and efficiency of banks in Serbia using fuzzy LMAW and MARCOS methods." Bankarstvo 51, no. 3-4 (2022): 130–69. http://dx.doi.org/10.5937/bankarstvo2204130l.

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Researching bank efficiency factors is very challenging. Bearing that in mind, this paper analyzes the financial performance and efficiency of banks in Serbia based on the fuzzy LMAWMARCOS method. The obtained empirical results show that the top five banks are, in order: Banca Intesa, OTP Banka Srbija, Komercijalna banka, Mobi Banka and NLB banka. Badly positioned banks include, in order: MIRABANK, API banka, Srpska banka, 3 BANKA and Addiko Bank. Among other things, the efficiency of banks in Serbia was significantly affected by the Covid-19 pandemic. In order to improve the financial perform

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15

Alemdar, İlhan, and Zehra Vildan Serin. "FINANCIAL EFFICIENCY ANALYSIS OF SELECTED ISLAMIC AND CONVENTIONAL BANKS OPERATING IN THE GLOBAL FINANCIAL SYSTEM: 2017-2021." İslam Ekonomisi ve Finansı Dergisi (İEFD) 11, no. 1 (2025): 1–33. https://doi.org/10.54863/jief.1453323.

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The aim of this study is to analyze the financial efficiency levels of Islamic and conventional banks operating in the international financial system, determine their levels of competitiveness, and provide recommendations to bank managers and policymakers based on the findings. In this study, the financial efficiency of 9 Islamic and 9 conventional banks selected based on "The Banker" magazine's "Top 1000 Banks in the World" report for the period 2017-2021 is evaluated using the Data Envelopment Analysis (DEA) method. Additionally, technical efficiency is measured using the input-oriented BCC-

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16

Blaschuk-Devyatkina, Natalia, Victoria Bednarchuk, and Vasylyna Koval-Ihnatyshyna. "Management of own Resource Base of JSCB LVIV." Modern Economic 34, no. 1 (2022): 6–12. http://dx.doi.org/10.31521/modecon.v34(2022)-01.

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Abstract. Introduction. The normal development of market relations requires an effectively functioning banking sector, through which the links between all participants and components of the economic mechanism of the state economy can be realized. The key prerequisite for the stable operation of the banking system and ensuring its implementation of the function of financial intermediation is the effective formation of the resource base of banks. Because commercial banks are the centers of the financial system, which concentrate the financial resources of depositors and open access to sources of

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17

Ierokhin, Sergii, та Vladyslav Pіdburtnіі. "УПРАВЛІННЯ ФІНАНСОВИМИ РЕСУРСАМИ БАНКУ В СУЧАСНИХ УМОВАХ НА ПРИКЛАДІ АТ КБ «ПРИВАТБАНК»". Actual Problems of Economics 1, № 259 (2023): 35–42. http://dx.doi.org/10.32752/1993-6788-2023-1-259-35-42.

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The article contains a theoretical overview, analytical research and directions for improving the management of the bank's financial resources. The main attention in the work was given to the development of directions for improving the management of financial resources of JSC CB "PrivatBank". The theoretical foundations of the management of the bank and its financial resources are disclosed, in particular, the concept of the financial market and the structure of its participants are disclosed, the essence, meaning and types of the bank's financial resources are investigated, and the theoretica

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18

KITAEVA, Zhanna S. "Economic analysis in the context of controlling the diversification of bank resource sources." International Accounting 28, no. 6 (2025): 93–107. https://doi.org/10.24891/ohjvvy.

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Subject. This article analyzes the diversification of funding sources for bank resources, which can be viewed as a procedure for internal control of the bank's resilience to external risks. Objectives. The article aims to develop an analytical methodology for assessing the structure, stability, and qualitative characteristics of financial sources of bank resources. Methods. For the study, I used systems and comprehensive approaches, methods of economic analysis, and statistical methods. Results. Based on the assessment of the diversification of funding sources for financial institutions, the a

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19

Bala Mohana Krishna, I., Dr K.S.Sekhara Rao, and . "Financial Performance - A Study on Indian Banks." International Journal of Engineering & Technology 7, no. 4.36 (2018): 177–81. http://dx.doi.org/10.14419/ijet.v7i4.36.23740.

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Banks play an active role in the financial growth of kingdom. Their capacity to make a affirmative involvement in igniting the method of increase calculate on the valuable banking scheme. Banking coordination is an significant ingredient of the in general money-making system. It plays a major role in mobilizing the nationâ€™s savings and in channelizing them into high speculation priorities plus better consumption of presented possessions. The present examination endeavors to dissect budgetary execution of Six chose Indian Public segment banks and private area Banks like Vijaya bank, Dena bank

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20

Stryabkova, Elena, Irina Chistnikova, Marina Antonova, Elena Druzhnikovа, and Yana Veklich Mochalova. "Factors influencing absorption of the banks' financial resources: assessment of the optimality." Economic Annals-ХХI 194, no. 11-12 (2021): 111–18. http://dx.doi.org/10.21003/ea.v194-14.

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Optimal allocation of deposits (resources) and facilities (expenditures) are among the most important strategies of banks. Optimal allocation of resources in various economic sectors leads to targeting of funds collected by banks. Optimal allocation of expenses, in addition to obtaining returns in excess of the cost of attracting resources, leads to rapid and timely response to bank customers. The purpose of this study is to provide linear programming models to determine the optimal combination of resources and expenditures of banks with the approach of reducing the cost of money. The tools us

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Rashesh Vaidya and Dhan Raj Chalise. "Acquisition Practice in Nepalese Banking and its Financial Impact on Acquiring Bank." Journal of Business and Social Sciences 4, no. 1 (2022): 1–15. http://dx.doi.org/10.3126/jbss.v4i1.71131.

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An acquisition is a strategic tool to enhance a competitive advantage. However, the acquisition practice in the Nepalese banking industry is done to strengthen the capital base of the acquiring bank and reduce the number of banks and financial institutions in the industry. The paper considers the commercial banks that have exercised acquisitions of other financial institutions since the enactment of the Acquisition Bylaws in 2013. Nepal Rastra Bank, has enacted acts and bylaws related to the acquisition of financial institutions. After the enactment of the Acquisition Bylaws in 2013, the numbe

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YADAV, R. VIJAY RAJ, CHENNA UPENDRA MADDURI, and DR M. VENKATESWARL. "Financial Efficiency Analysis of Selected Private Sector Banks in Nifty-50." Indian Commerce Association 78, no. 01 (2025): 230–41. https://doi.org/10.63665/ica.v78i01.14.

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Efficiency, especially in the banking industry, refers to the optimal use of scarce resources at the lowest possible cost and with the highest possible production. Assessing efficiency facilitates determining a bank’s level of productivity as well as potential ways to close any gaps in this area. Effective banks are those that provide higher yields for a given quantity of input. Consequently, to precisely illustrate a bank’s efficiency, a resource-based view of banks using input and output resources must be applied. In this competitive economic environment, efficiency in financial institutions

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Manuylov, K. E. "Resources of the Russian Financial Market." MGIMO Review of International Relations, no. 5(26) (October 28, 2012): 163–66. http://dx.doi.org/10.24833/2071-8160-2012-5-26-163-166.

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The article highlights the basic factors, defining the amount of resources available at Russian financial market, as well as the causes of long-term capital deficit. Special attention is drawn to analysis of monetary policy of the Central bank of Russian Federation, which has had a major impact on capital supply at the national financial market in recent years.

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Oyetola, Odewusi, and Olalere Mayowa David. "The Effect of Amortizing the Value of Human Resource Cost on the Financial Performance of Nigeria Banks." Asian Journal of Economics, Business and Accounting 24, no. 6 (2024): 120–34. http://dx.doi.org/10.9734/ajeba/2024/v24i61347.

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This study looked into how Nigerian banks' financial performance was affected by depreciating their human resource costs. The research design used in this study is the survey research design. Reliability and validity of the data sources were established by the questionnaire. The data were analyzed using the descriptive and Regression statistical technique. It was discovered that human resources had a major influence (Adj R2 = 0. 858, F (9.064)). The findings showed that financial performance benefited from the expense of human resource training. FP was significantly impacted by HRTC (β = 0.3.8

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Anton, Lisin. "VALUATION OF THE ACTIVITIES OF FOREIGN BANKS IN THE RUSSIAN BANKING SECTOR." Revista Científica Orbis, m 45 (año 15) (July 5, 2023): 53–63. https://doi.org/10.5281/zenodo.8118333.

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The objective of the article is to analyze the activities of foreign banks in the Russian banking sector. Analytical methods based on documentary review bank statistics from 1991 to 2017 were used. The results indicated that the volume of capital of foreign banks in the Russian Federation is increasing. It was also determined that foreign financial institutions may have conflicting results. They help to redistribute resources in the financial market and, consequently, they are associated with high levels of risk.

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Khabibullina, Ilvina I., Dina N. Askarova, Firuza D. Safina, and Olga V. Dyudina. "ASSESSMENT OF FINANCIAL STABILITY OF REGIONAL CREDIT INSTITUTIONS." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 5/11, no. 158 (2025): 86–93. https://doi.org/10.36871/ek.up.p.r.2025.05.11.012.

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The article analyzes the financial stability of regional credit institutions in the context of increased instability of financial markets and increased external economic risks. Three banks of the Republic of Tatarstan are considered as objects of research.: PJSC AK BARS BANK, LLC KBER Bank of Kazan and JSC TATSOTSBANK. The aim of the work is to conduct a comparative analysis of their financial stability for the period 2021-2024. It has been established that PJSC AK BARS BANK demonstrates sustainable development and high profitability, while KBER Bank of Kazan LLC is characterized by stable but

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Dwi, Dita Rari. "STABILITAS BANK: SEBUAH PENGUJIAN BERDASARKAN TEORI RESOURCE BASED VIEW." JURNAL ILMU MANAJEMEN DAN BISNIS 10, no. 2 (2019): 187–96. http://dx.doi.org/10.17509/jimb.v10i2.19193.

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This study aims to examine banking service technology and intellectual capital to the stability of the bank. The results of panel data regression analysis on 81 commercial banks in Indonesia with observations in 2013 - 2015 obtained from the results of financial service technology and intellectual capital have a significant effect on the stability of commercial banks in Indonesia. Likewise, with each component of intellectual capital consisting of VAHU, STVA has a significant effect on bank stability in a positive direction, while VACA has an influence on bank stability in a negative direction

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Hashemi Dehchi, Majid, and Elnaz Nasirzadeh. "RANKING OF FACTORS AFFECTING THE MOBILIZATION OF BANK RESOURCES USING ANALYTICAL HIERARCHY PROCESS (CASE STUDY: IRANAIN HEKMAT BANK)." International Journal of Management, Innovation & Entrepreneurial Research 5, no. 1 (2019): 24–32. http://dx.doi.org/10.18510/ijmier.2019.514.

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Purpose: The purpose of this study is to identify and rank the factors affecting the resources mobilization of Iranian Hekmat Bank.Methodology: In this research, six main factors are considered in mobilizing resources and deposits of customers of the bank. The statistical population of this research is senior credits managers of Iranian Hekmat Bank. The ranking of these factors has also been done using Analytical Hierarchy Process (AHP) and Expert Choice Software (ECS).Main Findings: The results of this study showed that the factor of loyalty and organizational affiliation has the most impact

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Valentyn, Khmarskyi, and Roman Pavlov. "Relation between marketing expenses and bank’s financial position: Ukrainian reality." Benchmarking: An International Journal 24, no. 4 (2017): 903–33. http://dx.doi.org/10.1108/bij-02-2016-0026.

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Purpose The purpose of this paper is to determine relation between marketing expenses and bank’s financial position. Factor and cluster analyses were applied to unify different financial variables into financial clusters. Each cluster has specific long-term and short-term financial position and is allocated to appropriate rating position of new rating system. Using rating positions, it is possible to determine whether overall bank position is fragile or stable, and which financial position is vulnerable. Comparing marketing expenses with financial positions, it is possible to evaluate how effe

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Herasymenko, A. V. "Features of the Relationship between Bank Lending to Industry and Financial Sustainability of Banks." Business Inform 3, no. 530 (2022): 93–101. http://dx.doi.org/10.32983/2222-4459-2022-3-93-101.

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The article is aimed at highlighting the peculiarities concerning the impact of bank lending to industry on the financial sustainability of banks in accordance with the current tendencies in the development of the national banking sector. The article considers the current situation in the banking sector, analyzes the dynamics of the main indicators of financial sustainability of banks. It is found out, which indicators of financial sustainability of banks constituted, amongst others, the basis of the indicators of lending to industry. It is analyzed how the state of lending to industry was ref

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Rozmetova, Umida Yuldashevna. "MONITORING OF CREDIT RISKS AS FINANCIAL RESOURCES IN COMMERCIAL BANKS." International journal of trends in business administration International journal of trends in business administration 12, no. 1 (2022): 106–11. https://doi.org/10.5281/zenodo.6683264.

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Credit risk analysis can be thought of as an extension of the credit allocation process. After an individual or business applies to a bank or financial institution for a loan, the lending institution analyzes the potential benefits and costs associated with the loan. Credit risk analysis is used to estimate the costs associated with the loan. Credit risk or credit default risk associated with a financial transaction is simply the expected loss of that transaction. In commercial banks, risk has always been one of the most basic concepts. This article examines the measurement and monitoring of t

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Dr., Riazuddin Ahmed. "A Marketing of Innovative E-Financial Services with Reference to SBI and ICICI Bank." International Journal of Innovative Science and Research Technology 7, no. 12 (2023): 1921–31. https://doi.org/10.5281/zenodo.7547456.

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Electronic Financial services is consists of the financial market such as Bank ,Non banking financial Institutions, etc. and theses e-Financial Institution transfer the fianancials services from saving to investments. These Services rendered by the Financials institutions are called as Financial Services. Median defines financial services activities. This e-financials sector has been growing in term of number and quality financial of services. After the liberalization of Indian Economy in 1990s, the number of financial services is increasing day by day. New trends and Innovative financial Serv

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Upadhyaya, Prashant. "Human Resources after Merger and Acquisition in Prabhu Bank." NPRC Journal of Multidisciplinary Research 1, no. 2 (2024): 147–54. http://dx.doi.org/10.3126/nprcjmr.v1i2.69360.

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The unnatural increment of the Nepalese Banking and Financial Industries (BFIs) has brings several financial challenges and complications in the financial market. The financial indicator had indicated that the Nepalese financial sector was weak, vulnerable and at the verge of a collapse. Regularity body in Nepal having difficulties in regulation, with the coordination with Nepal Rastra Bank (NRB), Nepalese government lunched the Monitory Policy on 2072/73 especially focusing on capital growth of the BFIs. Merger and Acquisition (M&A) play a vigorous role in the after the Nepal Rastra Bank

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Phung Hong Ngoc. "FINANCIAL RESOURCES FOR INNOVATIVE STARTUPS – STUDIES IN EMERGING ECONOMIES AND TRENDS FOR STUDIES IN VIETNAM." International Journal of Management & Entrepreneurship Research 4, no. 11 (2022): 458–68. http://dx.doi.org/10.51594/ijmer.v4i11.404.

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Previous studies point to a fact: to achieve sustainable growth, it is necessary to invest in startups in the field of innovation, creativity, and financial resources are the first issue of concern. The financial resources for startups may be: (i) institutional capital: bank loans (banks, MFIs), venture capitals; (ii) non-institutional capital: angel investors, accelerators, crowdfunding. Bank loans are still the main channel for raising startups; however, it takes work for them to access these capital flows. Developed and developing economies have invested in new financial technology and loan

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Chakraborty, Shankha. "Financial Deepening." Arthaniti: Journal of Economic Theory and Practice 18, no. 2 (2019): 111–37. http://dx.doi.org/10.1177/0976747918814031.

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This article proposes a tractable model of the evolution of financial structure. Firms invest out of internal assets and by borrowing from banks and the financial market. In the presence of moral hazard, whereby owner–managers may intentionally reduce profitability of investment to appropriate resources, banks can monitor firms and partially alleviate agency problems. Under the optimal financial contract, banks monitor and outside investors lend to firms only if they borrow from banks too. The model is broadly consistent with financial development facts. Capital accumulation is facilitated by

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Sahri, Yulian, Andriansyah Bari, Ummi Kalsum, Randy Hidayat, and Arraditya Permana. "Analisis Perbandingan Kinerja Keuangan Bank BNI Syariah Dan Bank BRI Syariah Di Masa Pandemi Covid-19." Owner 6, no. 4 (2022): 3848–59. http://dx.doi.org/10.33395/owner.v6i4.1023.

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Financial performance as a measuring tool to determine the process of implementing financial resources owned by the company. The Covid-19 pandemic had an impact on the banking sector, resulting in non-current financing due to debtor arrears as a result of many people losing their jobs and difficulties in paying financing. This study has the aim of conducting a comparative analysis of financial performance between BRI Syariah Banks and BNI Syariah Banks during the Covid-19 pandemic, using financial report notes for quarter 1, 2, 3 and 4 for 2019, quarter 1 for 2020 through independent testing.

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Agusti, Anatia, Devi Edriani, and Andre Ilyas. "Financial Empowerment for Women: Closing the Gender Wealth Gap." Equator Journal of Management and Entrepreneurship (EJME) 12, no. 3 (2024): 251. http://dx.doi.org/10.26418/ejme.v12i3.78781.

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This research investigates the role of financial literacy, access to financial resources, and financial empowerment in addressing the gender wealth gap within PT. Bank Rakyat Indonesia (Persero). Using a quantitative research design and employing the Smart PLS analysis tool, the study examines the direct and indirect effects of these variables on the gender wealth gap based on data collected from 100 bank customers. The findings reveal significant direct effects of financial literacy and access to financial resources on financial empowerment, which subsequently influences the gender wealth gap

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Fay, Terence J. "Winnipeg and Minneapolis Bank Resources Compared, 1876-1926." Articles 14, no. 1 (2013): 23–36. http://dx.doi.org/10.7202/1017879ar.

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By 1926 Manitoba had a population one-third that of Minnesota, and yet the bank resources it accumulated to that year represented only one-tenth that of Minnesota banks. What can explain the much higher generation of banking resources in Minnesota and Minneapolis as compared with a much lower generation of resources in Manitoba and Winnipeg? A study of the number of branches in Manitoba and the level of cheque clearances in Winnipeg reveal that these branches were as vigorous as the number of unit banks and cheque clearances in Minnesota. However, by comparing the growth of Minneapolis industr

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Ana Dwi Pertiwi. "THE SOUNDNESS LEVEL ASSESSMENT OF PT BANK PAN INDONESIA TBK USING RISK-BASED BANK RATING IN 2018-2022." International Journal Management and Economic 3, no. 1 (2024): 33–43. http://dx.doi.org/10.56127/ijme.v3i1.1177.

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The financial industry is crucial for a nation's growth and well-being, with banks playing a vital role in utilizing financial resources. The soundness of a bank is essential, with stakeholders including shareholders, bank management, customers, and the general public involved. Maintaining soundness is paramount for financial institutions like banks, as internal risk can affect the bank's financial status. This study examines the financial report of PT Bank Pan Indonesia Tbk for 2018-2022. The research uses historical data and descriptive data analysis methodology, analyzing financial statemen

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Andros, Svitlana. "Bank Lending as an Important Tool for Ensuring Financial Stability of Agro-Industrial Production Enterprises in the Conditions of Post-War Economic Recovery." Economics: time realities 3, no. 79 (2025): 18–29. https://doi.org/10.15276/etr.03.2025.2.

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The article carried out an analysis of the current practice of bank lending to rural agricultural enterprises to ensure their financial stability. The resource and institutional capacity of banks to meet the long-term financial needs of agro-industrial production enterprises is monitored. Problems regarding the participation of credit in the development of agricultural enterprises have been identified. An assessment of the influx of bank loans on the parameters of the development of rural agricultural enterprises was carried out. Factors have been identified that are responsible for promoting

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ANTKIV, V. V. "Resource security of bank lending of non–financial corporations in conditions of economic instability." Market Relations Development in Ukraine №5(264)2023 98 (July 13, 2023): 57–65. https://doi.org/10.5281/zenodo.8141957.

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The subject of the study is the set of relationships between banks and their clients regarding the attraction of deposit funds and lending to non–financial corporations The purpose of writing the article is to determine the problems of resource provision of bank lending to non–financial corporations of Ukraine and to develop recommendations for the activation of lending to the real sector in conditions of economic instability. Work methodology. In the work, general scientific methods of cognition were used, in particular, the graphic method and the comparison method were used

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Örpek, Zeynep, Büşra Tural, İlknur Çoşkuner, and Zeynep Destan. "Sustainability and Innovative Solutions in the Financial Sector: The Success of Vakıf Participation Bank." European Journal of Research and Development 4, no. 4 (2024): 110–17. https://doi.org/10.56038/ejrnd.v4i4.523.

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Sustainability is becoming increasingly important in todays world to maintain environmental, social, and economic balances. Climate change, depletion of natural resources, and increasing social expectations necessitate the adoption of sustainability-oriented approaches in finance and banking, as in all sectors. Banks are not only financial service providers, but also strategic actors that support sustainable development. In this context, effective use of natural resources, digitalization, and environmentally friendly practices offer long-term benefits to both society and the sector. Innovative

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Sharma, Vinod. "Comparative study of financial resources of Rajasthan Marudhara Gramin Bank and Baroda Rajasthan Kshetriya Gramin Bank." RESEARCH HUB International Multidisciplinary Research Journal 9, no. 2 (2022): 24–27. http://dx.doi.org/10.53573/rhimrj.2022.v09i02.005.

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Presently the share capital of Rajasthan Marudhara Gramin Bank is 20,00,000 lakhs and the regular and paid-up capital is Rs 18193 lakhs, which is 50: 35: 15 by the Government of India, State Bank of India (Sponsor Bank) and State Government (Government of Rajasthan) respectively. proportionate to. At the end of the current 2017-2018, the reserves and balance stood at Rs.47994.77 lakh. There has also been a substantial increase in the number of deposits and accounts of current account, savings account and periodic account from the year 2012 to 2018. Priority was given to availing low-cost refin

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Muslima, Anisa, Husnul Khotimah Sylvia, and Uswatun Hasanah. "PENGEMBANGAN KUALITAS DAN MANAJEMEN SUMBER DAYA MANUSIA PADA BANK SYARIAH." El-Arbah: Jurnal Ekonomi, Bisnis Dan Perbankan Syariah 3, no. 01 (2019): 8–18. http://dx.doi.org/10.34005/elarbah.v3i01.829.

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Bank syariah di Indonesia terus mengalami pertumbuhan baik dari sisi aset, jumlah kantor, jumlah nasabah, dan pangsa Islamic banking in Indonesia continues to experience growth both in terms of assets, the account of offices, the account of costumers, and the market share of islamic banking that exceed 5%. The growth of islamic banking is not followed by adequate human resources both in quantity and quality. Human resources are still a difficult problem for islamic banking now. In the roadmap of islamic banking period 2015-2019 issued to make the Financial Service Authoritz to make human resou

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Ramazanov, A. V. "On the issue of ensuring the stock market availability for commercial banks." Vektor nauki Tol'yattinskogo gosudarstvennogo universiteta. Seriya Ekonomika i upravlenie, no. 2 (2022): 44–50. http://dx.doi.org/10.18323/2221-5689-2022-2-44-50.

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The need of economic entities in financial risks hedging, in investments retention or increase can be met through the expanding the financial instruments used, which is possible to be achieved by promoting the stock market availability. The commercial banks activities in the securities market are diverse and include the role of an issuer, an investor, and a professional participant in the securities market. The activities on the security trust management and implementing brokerage activities are of the greatest importance as in this case, a commercial bank implements the mediating role ensurin

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Mawaddah, Widad Ulfatul. "FINANCING RISK MANAGEMENT IN SHARIA FINANCIAL INSTITUTIONS." IJED: International Journal of Economy Development Research 1, no. 1 (2022): 18–30. http://dx.doi.org/10.33650/ijed.v1i1.3590.

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Management is the process of planning, organizing, directing, and controlling activities to achieve organizational goals effectively and efficiently by using organizational resources. Therefore, risk management is needed to identify, measure, monitor and control risks in accordance with sharia banking business activities. These steps are taken in order to mitigate risk by considering compliance with Sharia Principles. Risk is the potential loss due to the occurrence of certain events. Risk in the banking context is a potential event, both expected and unexpected, which has a negative impact on

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Niavand, Hossein, and Farzaneh Haghighat Nia. "The Study of Financial Condition and Credit Institutions in Iran." Business and Economic Research 8, no. 1 (2017): 178. http://dx.doi.org/10.5296/ber.v8i1.12529.

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This paper examines that financial conditions and credit institutions in Iran, Credit institutions; non-governmental and public economic institutions in Iran agreed in principle with the central bank are established and engaged in banking operations. A “credit union institution” that by attracting deposits allowed the bank (excluding deposit interest-free loan current), obtaining loans and other financial instruments to mobilize resources, Venture and the resources to grant credit facilities assigned or in any other manner to the recognition of the central bank, an intermediary between supplie

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Nawaz, Tasawar. "Determinants of sustainable growth: A comparative analysis of conventional and Islamic banks." Corporate Ownership and Control 14, no. 1 (2016): 403–13. http://dx.doi.org/10.22495/cocv14i1c3p1.

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The purpose of this paper is to empirically examine the effect of intangible and financial resources on accounting- and market-based performance of two bank business models i.e. conventional and Islamic banks operating in fourteen different countries worldwide for two periods referred as pre (2006-2007) and post (2009-2010) financial crisis (568 observations). The required data to calculate different constituents of intangible (i.e. intellectual capital (IC)) and financial resources is derived from Bankscope database. The results reveal that both IC and financial capital resources are necessar

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Syah, Toufan Aldian, and Akhmad Fauzan. "The Influence of Intellectual Capital with Sub Components to Financial Performance: Empirical Study of Islamic Banking in Indonesia." Volume 5 - 2020, Issue 8 - August 5, no. 8 (2020): 877–82. http://dx.doi.org/10.38124/ijisrt20aug420.

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- This paper aims to empirically examine the effect of intangible resources, namely intellectual capital (IC) on the financial performance of Islamic banking in Indonesia for the period 2013-2019. The data needed to calculate the different IC constituents comes from the financial statement data of each Islamic bank, which is the research sample, namely the Islamic bank, which is a foreign exchange bank. Value Added Intellectual Coefficient (VAIC) The methodology designed by Pulic is used to determine the impact of IC on Islamic banking's financial performance. The results show a significant po

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Tan, Jackson Juatco, and Virginia Ramirez Arceo. "RESOURCES SUPPORTING INCORPOREAL ASSETS IN CONTINUOUSLY TRADED PHILIPPINE UNIVERSAL BANKS." Journal of Business Management and Accounting 14, no. 2 (2024): 213–36. http://dx.doi.org/10.32890/jbma2024.14.2.2.

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The Strengthening Program for Rural Banks (SPRB) in the Philippines has allowed universal banks to purchase rural banks, and this policy highlights the possible advantages of expanding business combinations for intangible assets. Considering the SPRB, this paper examines the intangible motivation behind banks' actions to purchase capital-deficient financial institutions. This study aims to address sources of intangible assets for Philippine banks as Tobin's q measures. Using Tobin's q as a measure of intangible value allows for identifying contributing factors that determine it based on financ

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