Log in

Relevant bibliographies by topics / Financial result of the bank / Journal articles

To see the other types of publications on this topic, follow the link: Financial result of the bank.

Journal articles on the topic 'Financial result of the bank'

Author: Grafiati

Published: 30 May 2022

Last updated: 31 July 2025

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the top 50 journal articles for your research on the topic 'Financial result of the bank.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.

1

Indriastuti, Maya, Indri Kartika, and Sri Sulistyowati. "Reducing Non Performing Financing Through Financial Ratios." JURNAL STUDI MANAJEMEN ORGANISASI 17, no. 1 (2022): 71–78. http://dx.doi.org/10.14710/jsmo.v17i1.40175.

Full text

Abstract:

The aim of this study is to investigate financial ratios in minimizing non performing financing (NPF) at Sharia Banks. The samples of this study were 11 Sharia Banks listed in Bank Indonesia in 2008-2018. The data were analyzed by using multiple linier regression analysis. The result of this study showed that CAR, QPA, and OEOI have a significant positive effect on NPF. Meanwhile, FDR variable has no significant negative effect on NPF. The results of this study are expected to provide information on the factors that can affect the NPF and how to control the NPF so that Sharia Banks can keep th

APA, Harvard, Vancouver, ISO, and other styles

2

MUTHIA, Fida, Agung Putra RANEO, and Sri ANDAIYANI. "Financial Inclusion and Bank Efficiency in Indonesia." Journal of Advanced Research in Law and Economics 10, no. 2 (2020): 595. http://dx.doi.org/10.14505//jarle.v10.2(40).21.

Full text

Abstract:

The aim of this study is to find out the effect of financial inclusion on bank efficiency in Indonesia. Data from 26 banks for the period of 2011 to 2016 is used to measure bank efficiency using Data Envelopment Analysis (DEA). While the data from the World Bank is used to calculate the ratio of outstanding loans of small and medium enterprises to total outstanding loans in banks to measure financial inclusion index. Panel data regression is done to analyze the effect and the result shows that financial inclusion has a positive and significant effect on bank efficiency where an increase in fin

APA, Harvard, Vancouver, ISO, and other styles

3

Syarafina Hisyam, Saraya Izazi, and Dina Fitrisia Septiarini. "Analisis Perbandingan Kinerja Keuangan Bank Umum Syariah Hasil Spin Off Dan Non Spin Off Periode 2013-2015." Jurnal Ekonomi Syariah Teori dan Terapan 3, no. 11 (2017): 872. http://dx.doi.org/10.20473/vol3iss201611pp872-885.

Full text

Abstract:

The aim of the study was to determine the difference in financial performance of Islamic banks results of acquisition and spin-offs around period year of 2013-2015. Financial performance measurement of Islamic banks used capital, asset quality, earning, and liquidity factor. Thus, study used quantitative research. The Islamic bank that are used as a sample in this study including one Islamic bank result of spin off and six Islamic bank result of acquisition. The financial performances analyzed using independent sample t-test and Mann-Whitney test. The variables used in financial performance as

APA, Harvard, Vancouver, ISO, and other styles

4

Novianti, Maya. "ANALISIS PERBEDAAN KINERJA KEUANGAN BANK SYARIAH DAN BANK KONVENSIONAL MENGGUNAKAN RASIO CAMEL." JURNAL FAIRNESS 9, no. 2 (2021): 127–36. http://dx.doi.org/10.33369/fairness.v9i2.15227.

Full text

Abstract:

The purpose of this research is to analyze and to know the difference of financial performance between conventional bank and sharia bank period 2012-2016 using financial ratio proxy (CAMEL). The data used in this research is secondary data obtained from financial reports of Conventional Bank and Sharia Bank. The sample size is 29 Banks, consisting of 20 conventional banks and 9 Syariah banks. Data analysis method used is one way ANOVA difference test.The result of the research shows that there is a significant difference between conventional bank financial performance and financial performance

APA, Harvard, Vancouver, ISO, and other styles

5

Rachman, Harri Yuni, Lela Nurlaela Wati, and Refren Riadi. "ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK SYARIAH DENGAN BANK KONVENSIONAL." JURNAL AKUNTANSI 8, no. 2 (2020): 94–108. http://dx.doi.org/10.37932/ja.v8i2.68.

Full text

Abstract:

This research aims to determine the level of readiness of national banks, especially Sharia Commercial Banks in facing business competition in 2023 in terms of the company's financial performance aspects. The sample in this study was three (3) commercial banks three (3) Syaria Bank for the period 2014 - 2018. The analytical tool used to prove the hypothesis in this study is the independent sample t-test. The information used to measure bank financial performance is based on Bank Financial Publication Reports for the period 2014 - 2018 using CAMEL (Capital, Asset, Management, Earning, and Liqui

APA, Harvard, Vancouver, ISO, and other styles

6

Stefhani, Yosi. "ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK KONVENSIONAL DAN BANK SYARIAH PERIODE 2013-2016." Jurnal Manajemen 2, no. 1 (2017): 21–32. http://dx.doi.org/10.54964/manajemen.v2i1.102.

Full text

Abstract:

The purpose of this study is to see whether there is a difference between the financial performance of conventional banks and sharia banks period 2013-2016. Financial performance indicators used in this study are financial ratios of CAR, LDR / FDR, NPL / NPF, BOPO and ROA. In this study the conventional bank samples used are Bank Mandiri, Bank BCA and Bank BNI. Meanwhile, the sharia bank sample in this research is Bank Mandiri Syariah, Bank BCA Syariah and Bank BNI Syariah. Data analysis method used in this research is descriptive analysis and Wilcoxon Signed Ranks test. Based on the results o

APA, Harvard, Vancouver, ISO, and other styles

7

Begum, Humaira, Ayrin Sultana, Nusrat Afrin Shilpa, and Md Sakib Saroare. "INVESTIGATING THE IMPACT OF FINANCIAL RATIOS ALONG WITH MACROECONOMIC VARIABLES ON FINANCIAL PERFORMANCE." Journal of Science and Technology 21, no. 2 (2024): 71–78. http://dx.doi.org/10.59125/jst.21208.

Full text

Abstract:

This study examines the financial performance of Janata Bank Limited. The data are collected for the period from 2011 to 2021 from banks’ annual reports. This study investigates the impact of bank size, earnings, inflation, and total loan on total assets on dependent variable ROA, ROE, and ROI which is regarded as one of the major financial performance indicators. Analytical and descriptive technique analyses are also used to analyze financial performance. Based on ratio and trend analysis, the result shows the sound behavior of Janata Bank Limited's financial position and the influence of som

APA, Harvard, Vancouver, ISO, and other styles

8

Azhary, Riza Aulia. "Comparative Analysis of CSR Disclosure and Its Impact on Islamic Banks Financial Performance." Al-Azhar Journal of Islamic Economics 3, no. 1 (2021): 1–11. http://dx.doi.org/10.37146/ajie.v3i1.50.

Full text

Abstract:

Corporate Social Responsibility (CSR) is one of the indicators reflecting not only a firm financial performance but also their connection to the stakeholders. This study will analyse the CSR disclosure between two Islamic Banks in MENA Countries; Boubyan Bank from Kuwait and Ithmaar Bank, a Bahrain origin. By employing a mixed qualitative-quantitative method, the paper will contrast both financial reports for 5 consecutive years (2011-2015), and utilise CAMEL rating, as the indicators for financial performance. Furthermore, the data will be analysed intensely using Belal, et al (2015) CSR inde

APA, Harvard, Vancouver, ISO, and other styles

9

Acheampong, Nsiah. "Foreign bank entry impacted domestic-owned banks in Ghana from 1975 to 2008." Journal of Governance and Regulation 2, no. 4 (2013): 40–53. http://dx.doi.org/10.22495/jgr_v2_i4_p5.

Full text

Abstract:

This article empirically examines the effects of foreign bank entry on the financial performance of Merchant Bank Ghana Limited and Ghana Commercial Banks Limited in Ghana from 1975 to 2008. The main result of the pooled regression was that foreign bank entry relatively increased domestic banks’ return on assets for the period 1992-2008; a period with a high influx of foreign banks into Ghana. This result supported the studies by Beck, Demirguc-Kunt, and Levine (2006) and Boldrin and Levine (2009) that found that foreign bank entry enhanced domestic banks profitability margins. The presence of

APA, Harvard, Vancouver, ISO, and other styles

10

Indrafana KH, Iman. "Analisis Tingkat Kesehatan Bank dengan Menggunakan Metode Camel Pada Perbankan BUMN yang Terdaftar di Bursa Efek Indonesia." Journal of Management and Economics Research 1, no. 1 (2022): 1–10. https://doi.org/10.62866/jomer.v1i1.53.

Full text

Abstract:

Banks are financial institutions that very important role in economic activity. Face competition in the banking sector are more stringent, the trust of the public is one of the keys to success that drives the progress of banking. To be morer trusted by the public in the financial management of the business, interest will be measuring the health of banks needs to be done by the bank. One source that can be used is to analyze the financial statements of the bank. This research is purposed to analyze the rating performance condition of BUMN banks by using CAMEL and also to know differences in the

APA, Harvard, Vancouver, ISO, and other styles

11

Firdaus, Bagus Jaya, and Diharpi Herli Setyowati. "Analisis Perbandingan Kinerja Keuangan Bank Umum Syariah Hasil Spin-Off dan Hasil Akuisisi." Journal of Applied Islamic Economics and Finance 1, no. 1 (2020): 233–45. http://dx.doi.org/10.35313/jaief.v1i1.168.

Full text

Abstract:

This research is a study that compares the financial performance of Sharia Commercial Bank spin-off and acquisition. This research used BJB Syariah Bank and BNI Syariah Bank as a sample from Syariah Bank of spin-off result meanwhile Bank BRI Syariah, Bank BCA Syariah, and Bank Syariah Bukopin as sample from Sharia Public Bank of acquisition result. This research uses annual data for the period 2015-2017. Data analysis technique used is different test by using hypothesis test Independent Sample T-Test and the Mann Whitney U Test. The results of this study indicate that from the results of diffe

APA, Harvard, Vancouver, ISO, and other styles

12

Firdaus, Bagus Jaya, and Diharpi Herli Setyowati. "Analisis Perbandingan Kinerja Keuangan Bank Umum Syariah Hasil Spin-Off dan Hasil Akuisisi." Journal of Applied Islamic Economics and Finance 1, no. 1 (2020): 233–45. http://dx.doi.org/10.35313/jaief.v1i1.2408.

Full text

Abstract:

This research is a study that compares the financial performance of Sharia Commercial Bank spin-off and acquisition. This research used BJB Syariah Bank and BNI Syariah Bank as a sample from Syariah Bank of spin-off result meanwhile Bank BRI Syariah, Bank BCA Syariah, and Bank Syariah Bukopin as sample from Sharia Public Bank of acquisition result. This research uses annual data for the period 2015-2017. Data analysis technique used is different test by using hypothesis test Independent Sample T-Test and the Mann Whitney U Test. The results of this study indicate that from the results of diffe

APA, Harvard, Vancouver, ISO, and other styles

13

Juszczyk, Juliusz. "Location of cooperative bank and its impact on financial results." Zarządzanie Finansami i Rachunkowość 5, no. 4 (2017): 33–39. http://dx.doi.org/10.22630/zfir.2017.5.4.24.

Full text

Abstract:

The research aim was to examine the impact of location of cooperative bank on its financial results. The study was based on financial statements of BPS Group Banks which from period 2013-2015 and included the following issues: distance from county town to bank headquarter, level of return on equity, return on assets, net financial result and capital adequacy ratio. The data analysis showed that distance from nearest bigger town was positively correlated with ROE, ROA and CAR, but also was negatively correlated with net financial result.

APA, Harvard, Vancouver, ISO, and other styles

14

Wulansari, Anisa Salwa, Aris Soelistyo, and Zainal Arifin. "ANALISIS PERBANDINGAN RASIO KESEHATAN BANK TERHADAP KINERJA KEUANGAN PADA BANK KONVENSIONAL DAN BANK SYARIAH." Journal of Financial Economics & Investment 3, no. 1 (2023): 24–33. http://dx.doi.org/10.22219/jofei.v3i1.21576.

Full text

Abstract:

Banks as financial institutions need to maintain their performance in order to operate optimally. Moreover, Islamic banks must compete with conventional banks which are dominant and growing rapidly in Indonesia. This increasingly sharp and tight competition must be accompanied by good and orderly management in order to survive in the banking industry for a long time. One of the factors that must be considered by a bank in order to survive is the bank's financial performance. Comparison of the financial performance of conventional banks and Islamic banks is carried out using financial ratios in

APA, Harvard, Vancouver, ISO, and other styles

15

Sun, Yen, and Laurentia Dermawan. "Analisis Kinerja Keuangan Bank Sebelum Dan Sesudah Diakuisisi Oleh Investor Asing: Studi Empiris Pada Bank Central Asia Dan Bank Niaga." Binus Business Review 2, no. 2 (2011): 648. http://dx.doi.org/10.21512/bbr.v2i1.1176.

Full text

Abstract:

Banking industry is one of the most influence factors in the economy growth of one country. However, during 1997-1998 Indonesia banking industry went through hard times because of economic crisis. After that years, many banks were liquidated and restructured. The interesting part is through the restructuring process, several bank acquired by foreign investor and became the foreign-domestic bank. In 2010, some of those banks were in the 10 biggest banks in Indonesia based on asset. Hence, the writer interesting to compare the bank’s financial performance before and after being acquired using tw

APA, Harvard, Vancouver, ISO, and other styles

16

Dr., Vinita Parashar, and Bhadole Sanjay. "A Comparative Study On The Financial Performance of Public Sector Bank & Private Sector Bank in India." 'Journal of Research & Development' 15, no. 1 (2023): 75–79. https://doi.org/10.5281/zenodo.7593889.

Full text

Abstract:

Banking sector is one of the fastest growing sectors in India. Today’s banking sector becoming more complex. The objective of this study is to analyze the Financial Position and Performance of the Public Sector Bank (State bank of India, Bank of India, and Punjab National Bank) and Private Sector Bank (AXIS, ICICI, HDFC) in India. In this research, we will study we study three public sector banks and three private sector banks. The expected result from the study there is that the financial performance or financial position of one in three banks affects the public sector and the private s

APA, Harvard, Vancouver, ISO, and other styles

17

Gumanica, Meginta. "Analisis Pengaruh Kompetisi, Capital Buffer, Inklusi Keuangan, dan Ukuran Bank terhadap Stabilitas Perbankan di Indonesia." Contemporary Studies in Economic, Finance and Banking 1, no. 2 (2022): 283–97. http://dx.doi.org/10.21776/csefb.2022.01.2.09.

Full text

Abstract:

Apart from being an intermediary institution in the economy, banks also play a role in carrying out the transmission function. Therefore, a stable banking system is needed to stimulate the economy and maintain financial system stability to anticipate financial crises. This study investigates the effects of competition, capital buffer, financial inclusion, and bank size on Indonesia's banking system's stability between 2015-2020. This study uses the panel data regression method. The results show that the banking sector supports the competition-fragility hypothesis, which means that a low level

APA, Harvard, Vancouver, ISO, and other styles

18

Iqbal, Muhammad, Selamet Riyadi, Priska Sabrianti, and Afifah Nur Afidah. "Mapping of Islamic Bank Financial Distress in Indonesia." Jurnal Economia 14, no. 2 (2018): 138–57. http://dx.doi.org/10.21831/economia.v14i2.20482.

Full text

Abstract:

Abstract: Mapping of Islamic Bank Financial Distress in Indonesia. This study aims to identify and analyse the level of financial distress of Indonesian Islamic Bank. The data of this study would be utilised to map the level of financial distress of various Islamic banks. This study also aims to assess the level of financial distress by utilising different methods and compare the result. This study measures the level of financial distress by using three different methods, which are: Altman Modification method, Bankometer and Risk Based Bank Rating. This study uses a comparative descriptive app

APA, Harvard, Vancouver, ISO, and other styles

19

Arti, Arti. "Impact of GDP Growth on the Financial Performance of Leading Indian Banks: A Panel Data Analysis." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 11 (2024): 1–6. https://doi.org/10.55041/ijsrem39232.

Full text

Abstract:

The financial performances of banking sector contribute towards the economic growth of a country. Gross domestic product is one of the variables to measure the economic growth of country. The author has investigated the affect of financial performance of Indian banks on GDP of India. The author’s research is limited to five banks of Indian banking sector based on market capitalization. Five banks selected for the research include Kotak Mahindra Bank, State Bank of India, Axis Bank, HDFC Bank, ICICI Bank. Financial performance was measured through Earning per share and profit after tax. The dat

APA, Harvard, Vancouver, ISO, and other styles

20

Sjahrifa, Cut, Wiwiek Mardawiyah Daryanto, and Vanya Kanyaka Ananggadipa. "Measuring the Financial Performance of Indonesian Banking Industry Using Risk-Based Bank Rating." International Journal of Business Studies 2, no. 1 (2018): 33–41. http://dx.doi.org/10.32924/ijbs.v2i1.31.

Full text

Abstract:

A bank has an important role in every country including Indonesia. The bank is aimed at maintaining economic growth and national financial stability. This study is to measure and analyze the financial performance between Bank Negara Indonesia (BNI), Bank Rakyat Indonesia (BRI), Bank Mandiri, and Bank Central Asia (BCA) against the national performance condition from under Bank Indonesia’s regulation No. 1 3 /1 /PBI/2 01 1 about Banks Financial Health Assessment. The data were collected from the annual report each company for the period 2012 – 2016. Furthermore, this study measure and analyze t

APA, Harvard, Vancouver, ISO, and other styles

21

EMMANUEL ORIAKPONO, Dr ANDERSON, and SOWUNMI BOLANLE MUSILIU. "FINANCIAL PERFORMANCE OF QUOTED BANKS IN NIGERIA AND CORPORATE GOVERNANCE STRUCTURE." International Journal of Management Studies and Social Science Research 05, no. 02 (2023): 158–68. http://dx.doi.org/10.56293/ijmsssr.2022.4585.

Full text

Abstract:

This study empirically examines the relationship between corporate governance structure and financial performance of banks in Nigeria, with particular emphasis on quoted banks. This study examines the impact of large board size on the financial performance of quoted bank in Nigeria. The research adopted a cross sectional analysis of the financial report of quoted banks on first tier security market of Nigeria stock exchange. Data used in the study was basically secondary data generated from the published annual report of the studied bank. One hypothesis was tested with the use of regression co

APA, Harvard, Vancouver, ISO, and other styles

22

Sri Wahyuni, Mirra, Dinal Eka Pertiwi, and Meiffa Herfianti. "PERAN LEMBAGA KEUANGAN BANK DAN LEMBAGA KEUANGAN BUKAN BANK DALAM MEMBERIKAN DISTRIBUSI KEADILAN BAGI MASYARAKAT." Jurnal Akuntansi, Keuangan dan Teknologi Informasi Akuntansi 5, no. 2 (2024): 570–78. https://doi.org/10.36085/jakta.v5i2.7563.

Full text

Abstract:

Financial institutions is expected to provide justice for the distribution. Formulation of the problem that researchers ask is how the role of banks financial institutions and non-bank in providing public justice and the factors driving the increased role of banks and financial institutions non-bank in providing the distribution of public justice. he result of the research are 1). The role of financial institutions are: raise public funds, channelling funds society; transfer of assets, liquidity, allocation of income, transaction. 2). Factors that encourage an increased role of financial insti

APA, Harvard, Vancouver, ISO, and other styles

23

Candy, Candy. "ROLE OF INTERNAL AUDIT ON RURAL BANKS’ FINANCIAL AND NON-FINANCIAL PERFORMANCE." Journal of Business Studies and Mangement Review 4, no. 2 (2021): 82–86. http://dx.doi.org/10.22437/jbsmr.v4i2.12299.

Full text

Abstract:

This research aims to examine the effect of internal audit function on rural bank financial and non-financial performance. Data collection uses both primary and secondary data. Internal audit function and non-financial performance use questionnaires and 63 data were collected from 38 rural banks in Riau Islands Province. The financial performance uses return on asset (ROA) and return on equity (ROE) using the financial report published by Financial Services Authority of Indonesia. The respondents of this research are the director of rural banks. The analysis method uses Partial Least Square (P

APA, Harvard, Vancouver, ISO, and other styles

24

Marzukoh, Aliyatun, Dhidhin Noer Ady Rahmanto, and Syaiful Muhamad Irsyad. "Financial Performance of Islamic Banks in Indonesia: Islamic Performance Indeks Approach." Wealth: Journal of Islamic Banking and Finance 2, no. 1 (2023): 29–44. http://dx.doi.org/10.24090/wealth.v2i1.8105.

Full text

Abstract:

The purpose of this study was to determine the effect of the Islamicity Performance Index and Intellectual Capital on the profitability of Islamic Commercial Banks in Indonesia. The sample of this study was 7 Sharia Commercial Banks registered at Bank Indonesia and included in the Commercial Bank Business Activities (BUKU) II in 2018. This study used a multiple linear regression analysis method using Microsoft Excel 2007 and SPSS 20 software. Based on the result of testing, partial result of hypothesis showed that the variable Intellectual Capital (IC) has a positive signifivant effect on prof

APA, Harvard, Vancouver, ISO, and other styles

25

Aktar, Nahida, and Shah Alam. "A Comparative Study on Operational and Financial Performance of International Finance Investment and Commerce Bank Ltd and Agrani Bank Ltd in Bangladesh." International Multidisciplinary Research Journal 3, no. 2 (2021): 53–62. http://dx.doi.org/10.54476/iimrj286.

Full text

Abstract:

Financial and operational managements are considered to be important ways to measure profitability and liquidity of a bank. There is a close relationship between financial performance and operational performance of banks. The study aimed to determine the financial and operational management of International Finance Investment and Commerce Bank Ltd. and Agrani Bank Ltd. The study was prepared on the basis of secondary data collected from published annual reports of the banks, journals and books and so on. The technique of ratio analysis was used in order to find out liquidity and profitability

APA, Harvard, Vancouver, ISO, and other styles

26

Nathania, Ruri, and Erni Ekawati. "Banking on ESG: How ownership influences financial outcomes in 5-ASEAN countries." Banks and Bank Systems 19, no. 3 (2024): 121–32. http://dx.doi.org/10.21511/bbs.19(3).2024.11.

Full text

Abstract:

This study investigates the effect of Environmental, Social, and Governance (ESG) scores on bank performance in five Association of Southeast Asian Nations (ASEAN) countries: Indonesia, Malaysia, Singapore, Thailand, and the Philippines. This study aims to examine the effect of ESG scores on bank financial performance and investigate whether the influence of bank ownership can strengthen both. This study uses a sample of 26 banks in 5-ASEAN countries during 2016–2021. This amount is the result of data sorting conducted on 86 banks by adjusting to the research sample criteria. Using multiple li

APA, Harvard, Vancouver, ISO, and other styles

27

Mamadiyarov, Zokir, and Firuza Karimova. "ACCOUNTING OF FINANCIAL RESULTS IN BANKS AND INTERNATIONAL STANDARDS." Frontline Marketing, Management and Economics Journal 4, no. 9 (2024): 28–39. http://dx.doi.org/10.37547/marketing-fmmej-04-09-04.

Full text

Abstract:

Accounting of financial results in banks is very important to show their financial status and activity correctly. Financial accounting in banks involves measuring, recording and reporting financial transactions, assets, liabilities, equity, income and expenses. These reports provide stakeholders, including regulators, investors and management, with important insights into the financial health of the bank. The complexity of banking operations, along with regulatory requirements, makes it mandatory for banks to adhere to international accounting standards that ensure transparency, comparability

APA, Harvard, Vancouver, ISO, and other styles

28

Faroza, Tara O., and Dessi Susanti. "Analisis Perbandingan Kinerja keuangan Bank Pemerintah dan Bank Swasta Nasional yang Terdaftar di Bursa Efek Indonesia Tahun 2014-2019." Jurnal Ecogen 4, no. 3 (2021): 445. http://dx.doi.org/10.24036/jmpe.v4i3.11192.

Full text

Abstract:

Financial performance is the result or description of the operational activities that the company has carried out in a period. Every company listed on the Indonesian stock exchange must publish a complete financial report so that it can describe the company's financial performance. The problem in this study is that ownership of a bank has differences in determining goals and decisions, government banks have the goal of prospering the public and providing public services to the public, while private banks are more oriented towards achieving high profits so that this has an influence on the achi

APA, Harvard, Vancouver, ISO, and other styles

29

Ayele, Abebe Birhanu, Keshav Malhotra, and Manu Sharma. "Developments in the Banking Sector and Financial Inclusion in Ethiopia." Journal of Commerce and Accounting Research 13, no. 3 (2024): 19–30. http://dx.doi.org/10.21863/jcar/2024.13.3.003.

Full text

Abstract:

This paper aimed to highlight developments in the banking sector and to assess the status, trends and determinants of financial inclusion in Ethiopia. The study used data from the World Bank Findex Database, Commercial Bank of Ethiopia, Development Bank of Ethiopia and National Bank of Ethiopia annual reports. The Ethiopian banking sector, once dominated by public banks before the reform, showed a new era following the 1994 reform. The reform paved the way for the licensing of some private commercial banks. As a result, the market share of public banks declined significantly after the reform a

APA, Harvard, Vancouver, ISO, and other styles

30

Setianingrum, Nurul. "PENGARUH PENDIDIKAN, PENDAPATAN, USIA TERHADAP LITERASI KEUANGAN PADA BANK SYARIAH (STUDI MASYARAKAT KOTA CIKARANG)." Buletin Ekonomi: Manajemen, Ekonomi Pembangunan, Akuntansi 17, no. 2 (2021): 257. http://dx.doi.org/10.31315/be.v17i2.5617.

Full text

Abstract:

This study discusses education, income, age and the influence of financial literacy in Islamic banks (community study in the city of Cikarang) the independent variable consists of education, income and age. While the dependent variable is financial literacy. This study uses questionnaires distributes as many as 100 questionnaires. The sample used inthis study is Cikarang city community that is sold in the Jababeka area using an Islamic bank. Data analysis technique used is assumption test, hypotesisi test, R test and multiple linear regerssion. The evaluation result show education, income cons

APA, Harvard, Vancouver, ISO, and other styles

31

Terawati, Meris. "Pembiayaan Murabahah Dan Ijarah Terhadap Tingkat Kesehatan Bank Pada Bank Umum Syariah." Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam 1, no. 1 (2017): 105–16. http://dx.doi.org/10.22236/alurban_vol1/is1pp105-116.

Full text

Abstract:

This study’s aimis to determine the effect of murabahah financing and ijarah financing on the bank soundness of sharia banks in the annual financial statements of islamic banks. Independent variables studied were murabahah studied are murabahah (X1), ijarah (X2),while the dependent variable in this study was bank soundness (Y). This study uses 30 data from the annual financial statements of 6 bank sharia banks in the period 2012-2016. Data processing using logistic regression with SPSS 23.0. Partially, the result of the test shows that murabahah and ijarah financing have a significant effect o

APA, Harvard, Vancouver, ISO, and other styles

32

Sedera, Rakotoarisoa Maminaina Heritiana, Tastaftiyan Risfandy, and Inas Nurfadia Futri. "Financial Inclusion and Bank Profitability: Evidence from Indonesia." Journal of Accounting and Investment 23, no. 3 (2022): 398–412. http://dx.doi.org/10.18196/jai.v23i3.14721.

Full text

Abstract:

Research aims: This study attempts to investigate the effect of financial inclusion on bank profitability in the Indonesian context.Design/Methodology/Approach: The sample of this study consisted of 93 commercial banks in Indonesia between 2015 and 2020. The researchers used panel data regression with a fixed effects approach to investigate the nexus between financial inclusion and bank profitability.Research findings: It was found that financial inclusion positively affected bank profitability in three different dimensions of financial inclusion: access, availability, and usage.Theoretical co

APA, Harvard, Vancouver, ISO, and other styles

33

Özyıldırım, Süheyla. "Intermediation Spread, Bank Supervision, and Financial Stability." Review of Pacific Basin Financial Markets and Policies 13, no. 04 (2010): 517–37. http://dx.doi.org/10.1142/s0219091510002050.

Full text

Abstract:

This paper models the effect of bank competition and deposit insurance premiums on the spread between lending and deposit rates. In developing economies, low spreads do not always indicate bank efficiency; they may be the result of high risk taking. This paper shows that imposing upper and lower limits on banks' spreads and adjusting deposit insurance premiums when violation of these limits occurs leads to a more stable but relatively large intermediation costs. In developing economies, such an outcome would be considered more desirable because it insulates existing financial intermediaries an

APA, Harvard, Vancouver, ISO, and other styles

34

Ayele, Abebe Birhanu, Keshav Malhotra, and Manu Sharma. "Financial Inclusion and Bank Performance: Evidence from the Banking Sector in Ethiopia." Journal of Corporate Finance Research / Корпоративные Финансы | ISSN: 2073-0438 19, no. 1 (2025): 54–69. https://doi.org/10.17323/j.jcfr.2073-0438.19.1.2025.54-69.

Full text

Abstract:

Evidence shows that financial inclusion plays a key role in driving economic growth and social development by strengthening the financial system and reducing poverty and income inequality. However, its impact on the financial performance of banks remains inconclusive. This paper explores the relationship between financial inclusion and the financial performance of commercial banks in Ethiopia, using a sample of 16 banks. We analyse 10 years of data (2013–2022) collected manually from the National Bank of Ethiopia (NBE) and the annual reports of commercial banks. A two-step system Generalized M

APA, Harvard, Vancouver, ISO, and other styles

35

Kholmatova, Asila Menglimurod qizi Aliqulov Azamat. "PROSPECTS FOR THE DEVELOPMENT OF DIGITALIZED FINANCIAL SERVICES IN COMMERCIAL BANKS." ACADEMIC RESEARCH IN MODERN SCIENCE 1, no. 18 (2022): 354–56. https://doi.org/10.5281/zenodo.7436920.

Full text

Abstract:

As a result of the development and improvement of the economy, the role of commercial banks operating in our country is increasing. The reason is that no business entity can bypass the bank service in the course of its activities and make all calculations through the bank. This article is about ways to form and develop digital banks in Uzbekistan.

APA, Harvard, Vancouver, ISO, and other styles

36

Kando, Surahmi, and Irwan Trinugroho. "The Impact of Financial Technology Payment on Bank Fee-Based Income." Signifikan: Jurnal Ilmu Ekonomi 11, no. 2 (2022): 425–236. http://dx.doi.org/10.15408/sjie.v11i2.26809.

Full text

Abstract:

This study investigates the effect of the growth of financial technology payment on bank fee-based income by studying conventional banks in Indonesia from 2012 to 2019. We employ Random Effect (RE) to estimate our empirical model. Fintech payment is measured by using the log of volume transactions made by fintech payment firms. Our result shows a negative and significant relationship between fintech payment and bank fee-based income. This result indicating that, in general, fintech payment disrupts banks’ fee based-income. In particular, we find that fintech is a complement for small commercia

APA, Harvard, Vancouver, ISO, and other styles

37

Wiryanti, Tutik. "ANALISIS PERTUMBUHAN DAN KOMPARASI KINERJA KEUANGAN BANK MANDIRI, BNI DAN BRI." REMITTANCE: JURNAL AKUNTANSI KEUANGAN DAN PERBANKAN 4, no. 1 (2023): 1–10. http://dx.doi.org/10.56486/remittance.vol4no1.310.

Full text

Abstract:

The growth of financial performance is comparing year to year of the financial performance of the bank or company. Meanwhile, the financial performance of a bank or company needs to be analyzed to determine its financial condition. Analytical tools that can be used to analyze financial performance include financial ratios and proportional analysis. Financial statement analysis is an analysis of the financial condition of a company involving the balance sheet and profit-loss reports. The purpose of the research is to determine the growth of financial performance and its comparison between the M

APA, Harvard, Vancouver, ISO, and other styles

38

Sartika and Misdiyono. "THE INFLUENCE OF PROMOTION EXPENSES, SAVINGS, AND FINANCIAL RATIOS TO DIBURSED LOANS ON BANK PEMBANGUNAN DAERAH IN INDONESIA." Journal of Business Economics 23, no. 3 (2018): 244–57. http://dx.doi.org/10.35760/eb.2018.v23i3.1833.

Full text

Abstract:

The health of a bank can be defined as the ability of a bank to conduct banking operational normally and be able to satisfy all its obligations well by means of accordance with the applicable banking regulations. The health assessment is very important to a bank because the bank managing public funds entrusted to the bank. Accordance with PBI 13/1/PBI/2011 numbers that have been set on January 5, 2011, and was implemented by the bank in July 2011, CAMELS method is no longer used as a method to measure the health of a bank. CAMELS method was replaced by the RGEC method (Risk Profile, Good Corpo

APA, Harvard, Vancouver, ISO, and other styles

39

Fitriani, Ajeng Pipit, Sutrisno ,, and Aulia Fuad Rahman. "Analyzing factors that influence syariah commercial bank financial performance in indonesia based on syariah Enterprise theory (set) perspective." Jurnal Akuntansi 22, no. 2 (2018): 192. http://dx.doi.org/10.24912/ja.v22i2.347.

Full text

Abstract:

This research purpose is to test empirically and analyze the influence of zakat, qardh, murabahah, mudharabah, musyarakah, and corporate social responsibility (CSR) towards financial performance (ROA) Commercial Bank Syariah in Indonesia in 2012-2016 period of time. The analyzing technique used double linear regression. Research population is Syariah Commercial Bank listed in Financial Service Authority (in Indonesia called OJK) year 2012-2016. The sample taken by using purposive sampling, within the Syariah Commercial Bank criteria that showed the financial report in 2012-2016 period. The dat

APA, Harvard, Vancouver, ISO, and other styles

40

Duame, Semanu, and Emmanuel Benson. "The Impact of Firm Size on Financial Decision-Making: Evidence from Ghana." Asian Journal of Economics, Business and Accounting 23, no. 18 (2023): 59–72. http://dx.doi.org/10.9734/ajeba/2023/v23i181058.

Full text

Abstract:

The study's primary goal was to ascertain the influence firm size has on Ghanaian banks' financial decision-making. A quantitative technique was applied in the study. The study's secondary data came from the financial statements of five commercial banks. Ghana Commercial Bank, ADB Bank, SG-Ghana Bank, Zenith Bank, and Fidelity Bank. These commercial banks were chosen using a purposive sampling technique. A sample size of 50 was used to collect data for each bank from 2012 to 2021, yielding ten records for each bank. A double log panel regression model was used to analyze the relationship betwe

APA, Harvard, Vancouver, ISO, and other styles

41

Sahri, Yulian, Andriansyah Bari, Ummi Kalsum, Randy Hidayat, and Arraditya Permana. "Analisis Perbandingan Kinerja Keuangan Bank BNI Syariah Dan Bank BRI Syariah Di Masa Pandemi Covid-19." Owner 6, no. 4 (2022): 3848–59. http://dx.doi.org/10.33395/owner.v6i4.1023.

Full text

Abstract:

Financial performance as a measuring tool to determine the process of implementing financial resources owned by the company. The Covid-19 pandemic had an impact on the banking sector, resulting in non-current financing due to debtor arrears as a result of many people losing their jobs and difficulties in paying financing. This study has the aim of conducting a comparative analysis of financial performance between BRI Syariah Banks and BNI Syariah Banks during the Covid-19 pandemic, using financial report notes for quarter 1, 2, 3 and 4 for 2019, quarter 1 for 2020 through independent testing.

APA, Harvard, Vancouver, ISO, and other styles

42

Angel, Christania Graciella, and Rudy Pusung. "ANALISIS PERBANDINGAN KINERJA PADA BANK NASIONAL DAN BANK ASING DENGAN MENGGUNAKAN ANALISIS RASIO KEUANGAN." ACCOUNTABILITY 3, no. 1 (2014): 66. http://dx.doi.org/10.32400/ja.4942.3.1.2014.66-76.

Full text

Abstract:

ABSTRAK Penilaian terhadap kinerja suatu bank tertentu dapat dilakukan dengan melakukan analisis terhadap laporan keuangannya. Laporan keuangan bank berupa neraca memberikan informasi kepada pihak di luar bank. Informasi yang diberikan mengenai gambaran posisi keuangannya, yang lebih jauh dapat digunakan pihak eksternal untuk menilai besarnya resiko yang ada pada suatu bank. Dilihat dari segi kepemilikannya, pengelompokkan bank dapat dibedakan atas 3 kelompok yaitu bank nasional, bank asing dan bank campuran. Ketiga kelompok bank ini dalam kenyataannya bersaing ketat untuk menunjukkan good per

APA, Harvard, Vancouver, ISO, and other styles

43

Савинов, О. Г., И. И. Симонова, and А. М. Баймишев. "The relationship between the financial result and the financial stability of the bank." Экономика и предпринимательство, no. 2(139) (May 15, 2022): 1052–54. http://dx.doi.org/10.34925/eip.2022.139.2.207.

Full text

Abstract:

В условиях санкций и экономической неопределенности, ухудшения финансовых результатов деятельности кредитных организаций усиливается необходимость оценки финансовой устойчивости банка. В статье выявлена взаимосвязь финансового результата деятельности банка, состояния капитала банковского сектора и финансовой устойчивости. Подтверждается гипотеза о роли прибыли в укреплении финансовой устойчивости. Under the conditions of sanctions and economic uncertainty, the deterioration of the financial performance of credit institutions, the need to assess the financial stability of the bank increases. Th

APA, Harvard, Vancouver, ISO, and other styles

44

Muhayati, Yuli, and Raditya Sukmana. "Analisis Perbandingan Kinerja Keuangan Bank Syariah Devisa Dengan Bank Syariah Non Devisa Periode 2012-2014." Jurnal Ekonomi Syariah Teori dan Terapan 4, no. 2 (2017): 101. http://dx.doi.org/10.20473/vol4iss20172pp101-116.

Full text

Abstract:

This study aims to compare and see the differences between foreign Islamic bank and non-foreign Islamic bank by using method RGEC (Risk Profile, Good Corporate Governance, Earnings, and Capital). This study examines the comparison in financial performance of four foreign Islamic banks and 6 non-foreign Islamic banks. The collection of data in this study was done by collecting all the annual reports of banks that has been created as a sample over the period 2012-2014.The test result of the Independent Samples T-test showed there was no differences in the financial performance of foreign Islamic

APA, Harvard, Vancouver, ISO, and other styles

45

Maharani, Yuni, Didin Hafidhuddin, and Hendri Tanjung. "ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK SYARIAH DAN BANK KONVENSIONAL BERDASARKAN MODEL ACCRUAL BASIS DAN CASH BASIS." Kasaba: Jurnal Ekonomi Islam 11, no. 1 (2019): 25. http://dx.doi.org/10.32832/kasaba.v11i1.2421.

Full text

Abstract:

Bank credibility could be seen from its financial performance both of the large Islamic bank and Comercial bank. This research aims to know financial performance of seven bank both of the large bank in Indonesia, Syariah Bank ang Conventional Bank for period 2012. This research using comparative strategies and techniques analysis using descritive analysis. The data collected are the balance sheet, income statement and cash flow statement published by Bank Indonesia. While the value of the credit for the measurement of soundness is calculated using CAMEL ratios that include aspects of capital,

APA, Harvard, Vancouver, ISO, and other styles

46

Zahrani, Syifa Aulia, Dinda Aulia Hakim, Asti Widayanti, and Tora Fahrudin. "Bank Digital Indonesia: Influence Anlysis Financial Ratio." Jurnal Ilmiah Akuntansi Universitas Pamulang 11, no. 2 (2024): 131–45. http://dx.doi.org/10.32493/jiaup.v11i2.31975.

Full text

Abstract:

Abstract As a result of the impact of digital technology development, traditional banks are giving way to digital banks in the banking industry. The operational and profitability financial ratios, which both have a partial and simultaneous impact, can be used to determine how well the banking industry is performing. This study sets out to quantify the impact of operational ratio on Bank Digital's profitability. The operating ratios used in this study to assess bank performance are operating income (BOPO), non-performing financing (NPF), financing to deposits (FDR), and profitability (ROE), wit

APA, Harvard, Vancouver, ISO, and other styles

47

Shamima, Islam, and Islam Rakibul. "Measurement of Financial Performance of Rupali Bank Limited." International Journal of Science and Business 15, no. 1 (2022): 45–56. https://doi.org/10.5281/zenodo.6911641.

Full text

Abstract:

This study's objective is to evaluate Rupali Bank Limited's financial performance. The information is gathered for the years 2016 through 2020 from annual reports of banks. In order to determine the effects of bank size, capital ratio, and total loans on total assets on the dependent variable ROA (Return on Assets), which is regarded as one of the key financial performance indicators, this study employs regression and correlation analysis. The outcome demonstrates that these factors have a significant impact on ROA. Based on regression analysis, the result shows that bank, capital rati

APA, Harvard, Vancouver, ISO, and other styles

48

De Moraes, Claudio Oliveira, and Helder Ferreira de Mendonça. "The bridge between macro and micro banking regulation." Journal of Economic Studies 44, no. 2 (2017): 214–25. http://dx.doi.org/10.1108/jes-09-2015-0159.

Full text

Abstract:

Purpose The purpose of this paper is to discuss more efficient mechanisms of regulation in the financial system. Design/methodology/approach The authors developed a theoretical two-period model of financial flows (FFs) that considers households, banks, and a social planner. Findings It is important to highlight that different from other studies that do not distinguish between financial crisis and financial instability, the authors assume financial instability does not mean crisis, but represents a deviation in the behavior of the aggregate financial intermediation and in the financial operatio

APA, Harvard, Vancouver, ISO, and other styles

49

Uglitskikh, Olga N., Yulia E. Klishina, and Nikolay N. Uglitskikh. "FINANCIAL INSTRUMENTS: BANK PLASTIC CARDS AND THEIR TURNOVER DURING THE PANDEMIC." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 7/2, no. 127 (2022): 60–67. http://dx.doi.org/10.36871/ek.up.p.r.2022.07.02.009.

Full text

Abstract:

The authors consider a bank card as a payment financial instrument. The analysis of the card business of one of the largest Russian banks VTB Bank (PJSC) is carried out, the characteristics of the positive directions in the turnover of plastic cards are given and a critical look at the unfinished areas is given. As a result of the study, the features of issuing plastic cards during the pandemic are revealed, attention is paid to the sanctions imposed by foreign banks after the start of Russia's military operation to protect the Luhansk and Donetsk People's Republics. Methods for analyzing and

APA, Harvard, Vancouver, ISO, and other styles

50

Sah, Gunja Kumari, and Shiva Prasad Pokharel. "Analysis of Financial Performance of Nepalese Commercial Banks using CAMEL Approach." Cognition 5, no. 1 (2023): 37–49. http://dx.doi.org/10.3126/cognition.v5i1.55405.

Full text

Abstract:

Bank and financial institutions require a method for assessing performance, considering some crucial financial statistics, and identifying strengths and weaknesses. The "CAMEL" model is a effective tool for assessing the performance of bank and financial institution. This model studied Capital adequacy, Asset quality, Management quality, Earnings capacity, and Liquidity condition of sample banks. The study has made a modest attempt to use the CAMEL technique to examine the performance of three commercial banks in Nepal from 2011/12 to 2020/21. Rastriya Banijya Bank, a wholly government-owned,

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!