Relevant bibliographies by topics / Fintech E-Wallet

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  1. Journal articles
  2. Dissertations / Theses
  3. Book chapters
  4. Conference papers

Academic literature on the topic 'Fintech E-Wallet'

Author: Grafiati
Published: 5 June 2025
Last updated: 16 July 2025

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Journal articles on the topic "Fintech E-Wallet"

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Pradipta, Indry Aristianto, and Meisy Tresia. "Analysis of factors affecting the acceptance or use of e-wallet in Jakarta." Journal of Economics and Business Letters 1, no. 4 (2021): 27–32. http://dx.doi.org/10.55942/jebl.v1i4.129.

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Technology is developing rapidly and has a big impact in all aspects of the world. One of them is financial technology (fintech). Fintech e-wallet allows us to make payments using only mobile phones. Indonesia is one of the fastest digitizing countries that has started to take advantage of this new technology. However, the penetration rate still tends to be low. Fintech in Indonesia is still growing and competing with several fintechs that continue to emerge. The purpose of this study was to determine the factors that influence the acceptance or use of e-wallet. Methods of data collection using a questionnaire distributed to 200 respondents who have made payments using e-wallet and are domiciled in Jakarta. The analytical method used is structural equation modeling (SEM). The results showed that perceived usefulness and perceived ease of use had a positive and significant impact on attitudes toward using, and perceived usefulness and attitudes toward using had a positive and significant impact on behavioral intention to use.
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Chandra, Mega Brilliant, and Cliff Kohardinata. "The Effect of Perceived Benefit and Perceived Risk towards Fintech Continuance Intention of E-Wallet." PERFORMA 6, no. 5 (2022): 455–64. http://dx.doi.org/10.37715/jp.v6i5.2168.

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E-wallet is one of the products of financial technology service that is developing in Indonesia recently. The tight competition of e-wallet companies can threaten the existence of e-wallet companies’ themselves due to the difficulty to maintain the users to use continuously. The purpose of this research is to find out the effect of perceived benefit on fintech continuance intention and the effect of perceived risk on fintech continuance intention. The type of this research is quantitative research. The population of this research is people who are/ have ever used e-wallet. The total sample that is used in this research is 133 respondents. Data analysis uses SPSS 22 program to do data calculations. The result of the research expresses that perceived benefit affect positive and significant towards fintech continuance intention on e-wallet, whereas perceived risk doesn’t affect significant towards fintech continuance intention on e-wallet.
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Nelyumna, Nelyumna, Amelia Oktrivina, and Adindafi Kartika Salwa. "Pengaruh penggunaan fintech (e-wallet) terhadap minat masyarakat dalam pembayaran online akibat pemberlakuan pembatasan kegiatan masyarakat." AKURASI: Jurnal Riset Akuntansi dan Keuangan 4, no. 2 (2022): 95–102. https://doi.org/10.36407/akurasi.v4i2.580.

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The increasingly large spread of the Covid-19 virus has made the government issue a regulation to limit people's activities outside the home, affecting people to use online services. Financial Technology (FinTech) is a financial service solution that utilizes digital technology in its operation, and Financial Technology can help people buy necessities without having to meet with sellers. The purpose of this study was to determine (1) the effect of perceived benefits on interest in using FinTech (e-wallet), (2) the effect of perceived convenience on interest in using FinTech (e-wallet), and (3) the effect of perceived risk on interest in using FinTech (e-wallet). The population in this study is the Jabodetabek community. The research method used is quantitative. The data used are primary data using a questionnaire filled out by respondents with a sample of 100 people. The analysis technique used in this research is using a multiple linear regression test. The results of this study indicate that: (1) There is a positive and significant effect of perceived benefits on interest in using FinTech (e-wallet), and (2) There is a positive and significant effect of perceived ease of use on interest in using FinTech (e-wallet), (3) There is a negative and insignificant effect of perceived risk on interest in using FinTech (e-wallet).
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Wiji Prayitno, Seno, and Taufik Hidayat. "Interest Analysis of Computer Engineering Students of Universitas Wiralodra in The Use of Electronic Wallets." Perwira Journal of Science & Engineering 2, no. 2 (2022): 43–49. http://dx.doi.org/10.54199/pjse.v2i2.138.

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ABSTRACT Now technology is developing very rapidly. One of the fields that follow technological developments is in the financial sector. Financial technology (fintech) is an update in the financial sector that is centered on today's technology. One of the fintechs currently in development is a digital wallet (e-wallet). E-wallet is an application that stores nominal e-money and transactions can be carried out via mobile media by connecting the network to the internet. E-money is an electronic payment medium by first handing over a certain amount of money to the publisher, either directly or through the publisher's agents. For payment transactions by reducing the value of money on the e-money media. The study was conducted to analyze the interest of Computer Engineering students at Wiralodra University in using digital wallets as a modern technology. By distributing questionnaires to Computer Engineering students at Wiralodra University. The results of the media questionnaire were processed using multiple linear regression calculations. The results obtained from this study are students' interest in e-wallet with perceptions of convenience, efficiency and security.
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Siew Bee, Thai, and Kuwa Yan Ying. "An examination of determinants for e-wallet adoption in Malaysia: a combined approach." F1000Research 10 (November 15, 2021): 1155. http://dx.doi.org/10.12688/f1000research.73402.1.

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Background: In this era of innovation in information technology, everything is embedded with technology, and the financial sector is no exception. The term “FinTech” (Financial Services Technology Consortium) attracted the attention of regulators, consumers and investors in 2014. It was initially applied to the back-end systems of financial and banking institutions. However, Fintech has now become more consumer-oriented, as the combination of financial services and information technology. Specifically, it refers to financial services for consumers through technology. The e-wallet is one of the examples of FinTech in payments and infrastructure that can be freely adopted by everyone. However, the penetration of e-wallet usage in Malaysia is still in its early stages compared to other countries. Methods: The aim of this research is to examine the factors that affect the adoption of e-wallets in Malaysia based on five aspects: perceived ease of use, perceived usefulness, perceived risk, social influence and government support. These variables were adopted from the Technology Acceptance Model (TAM) and Theory of Reasoned Action (TRA). Questionnaires were given to a targeted group of 100 e-wallet users in Malaysia using the convenient sampling method. The contribution of each factor in explaining the adoption of e-wallets was analyzed using multiple regression. Results: The results show that social influence has a significant relationship with the adoption of e-wallets in Malaysia: the majority of the respondents are at their prime age and their behaviours tend to be influenced by the reference group. The results from this study may encourage more small and medium enterprises (SMEs) in Malaysia to provide e-wallet payment options, transforming their conventional business into a digital business and spurring the growth of the digital economy in Malaysia. Conclusions: High levels of adoption of e-wallets moves a country towards a cashless society, resulting in better economic growth and environment.
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Munda, Frederik, Seri Suriani, and Miah Said. "NILAI GUNA DAN MANFAAT PENGGUNAAN FINTECH E-WALLET DANA." Indonesian Journal of Business and Management 5, no. 2 (2023): 178–84. http://dx.doi.org/10.35965/jbm.v5i2.1917.

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Penelitian ini bertujuan untuk menganalisis secara empiris nilai guna bagi pengguna fintech e–wallet DANA dan untuk menganalisis secara empiris nilai manfaat bagi pengguna fintech e-wallet DANA. Metode penelitian ini adalah deskriptif kualitatif. Pengumpulan data peneliti peroleh melalui observasi, wawancara, dokumentasi dan kepustakaan. Hasil dari penelitian ini diketahui nilai guna dan manfaat yang didapatkan oleh para informan sebagai pengguna dompet digital DANA yaitu (1) Kemudahan Bertransaksi, (2) Banyak diterima di merchant-merchant, (3) Keamanan dan (4) Promo potongan Harga. This study aims to (1) find out and analyze empirically the use value for DANA e-wallet fintech users, (2) To find out and empirically analyze the value of benefits for DANA e-wallet fintech users. This research method is descriptive qualitative. Collecting data researchers obtained through observation, interviews, documentation and literature. The results of this study indicate the use values and benefits obtained by informants as users of the DANA digital wallet, namely (1) Ease of Transactions, (2) Widely accepted at merchants, (3) Security and (4) Discount promos.
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Tafrikan, Mohamad, Ariska Kurnia Rachmawati, Atika Dewi Ardiyanti, Rindi Saputri, and Sholifatun Umayah. "Penentuan E-Wallet Terbaik dengan Metode Simple Additive Weighting (SAW) dan Technique for Order Preference by Similarity to Ideal Solution (TOPSIS)." Jurnal Informatika dan Rekayasa Perangkat Lunak 5, no. 1 (2023): 54. http://dx.doi.org/10.36499/jinrpl.v5i1.7718.

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Currently, many purchases of goods can be found electronically or known as e-wallets. E-wallet is a form of Fintech (Finance Technology) that utilizes internet media and is used as an alternative payment method. Several other types of e-wallets: Dana, Shopeepay, Gopay, Ovo, Sakuku. This study discusses the best recommendations among types of E-wallet using the Simple Additive Weighting (SAW) method and the Technique for Order Preference by Similarity to Ideal Solution (TOPSIS). Both of these methods are able to make more accurate assessments and predetermined preference weights. Based on calculations using the SAW and TOPSIS methods, the first best e-wallet ranking is DANA, the second is Shopeepay, and the third is Gopay.
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Rumyati Zeinab and Ruski. "The Role of Fintech E-Wallet and Self-Control on Generation Z's Consumptive Behavior in Bangkalan: Efforts to Educate and Literacy in Digital Finance." Journal of Practice Learning and Educational Development 5, no. 2 (2025): 506–13. https://doi.org/10.58737/jpled.v5i2.472.

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This research is motivated by the increasing use of Fintech E-Wallets among Generation Z university students, which facilitates financial transactions but also has the potential to encourage consumptive behavior, especially when not accompanied by adequate self-control. The purpose of this study is to analyze the influence of Fintech E-Wallet and Self-Control on the consumptive behavior of students in Bangkalan Regency. The method used is a descriptive quantitative approach with survey techniques. Data were collected through questionnaires distributed to 60 students from three universities, selected using purposive sampling. The data were analyzed using multiple linear regression. The results showed that Fintech E-Wallet has a positive and significant influence on consumptive behavior (significance value = 0.001), while Self-Control has a negative and significant influence on consumptive behavior (significance value = 0.003). Simultaneously, both variables significantly affect consumptive behavior (significance value = 0.000). The conclusion of this study is that the ease of digital access through e-wallets can increase the consumptive tendencies of students, but this can be mitigated through strong self-control, indicating the importance of awareness in managing finances wisely.
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Melania, Erika, Dwi Mustika Kusumawardani, and Dwi Januarita Kusuma. "Analisis Minat Dan Perilakumasyarakat Dalam Penggunaan E-Wallet Xyz Dengan UTAUT2." JURIKOM (Jurnal Riset Komputer) 9, no. 4 (2022): 1136. http://dx.doi.org/10.30865/jurikom.v9i4.4701.

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Current technological developments affect all activities that were initially carried out manually, now can be done instantly such as a non-cash financial payment system, namely fintech. Fintech is defined as an industry consisting of companies that use technology, to make financial system services more efficient. One of the uses of fintech is e-wallet. E-wallet is an electronic service for digital payments and many other types of transactions. One of the e-wallet in Indonesia is Xyz. According to the MobileBoku report, the Indonesian market has five main players with the highest transaction growth sequence in 2020. Xyz is at the lowest position compared to other e-wallets. This shows the low number of users to use Xyz. This study focuses on the factors that influence the interest and behavior of the Indonesian people in the use of the Xyz e-wallet with the Unified Theory of Acceptance and Use of Technology2 (UTAUT2) model. The UTAUT2 model is the result of further development of the UTAUT model. Based on the above background, the research was conducted using the UTAUT2 model to analyze the factors that influence the interest and behavior of the Indonesian people in using Xyz. The purpose of this study was to determine the factors that influence interest in the use of Xyz as a sustainable development effort for the agency. The testing technique used is SEM-PLS. In accordance with the existing tests, it is known the factors that influence the use of the Xyz e-wallet application, such as facilitating conditions, hedonic motivation, and habits
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Aura Aulia, Citra Savitri, and Syifa Pramudita Faddila. "The Impact of E-Service and E-Trust on E-Loyalty with E-Satisfaction as a Mediating Variable." International Journal of Economics and Management Research 4, no. 2 (2025): 08–27. https://doi.org/10.55606/ijemr.v4i2.348.

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Current technological developments require all sectors to continue to innovate, one of which is the financial sector, named financial technology (fintech). DANA is one of the digital wallet programs (e-wallets) that fintech introduces as a payment method or non-cash transaction method. Using e-satisfaction as a moderating variable, this study attempts to ascertain and investigate the effects of e-service and e-trust on the e-loyalty of DANA e-wallet users in Generation Z in Karawang Regency. This study employed a quantitative technique with a descriptive verification method. Both primary (questionnaires) and secondary (books, theories, and scientific literature) data are used. The study's participants were Karawang e-wallet users who had used the DANA app to complete transactions. 135 persons made up the study's sample. The sample strategy combined a purposive sampling approach with non-probability sampling. Research data is analyzed using the SEM-PLS method. In addition to a positive but insignificant effect on e-service to e-loyalty, the study's findings indicate that e-service to e-satisfaction and e-trust to e-satisfaction have a positive and significant effect on e-service to e-loyalty, e-satisfaction to e-loyalty, e-service to e-loyalty through e-satisfaction, and e-trust to e-loyalty through e-satisfaction.
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Dissertations / Theses on the topic "Fintech E-Wallet"

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Ayllon, Tonny Wendy Inga. "Digital transformation in the banking sector and its impact on financial inclusion : BIM Peru case study." Master's thesis, 2020. http://hdl.handle.net/10400.14/30455.

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Purpose. The objective is to understand how the digital transformation in the banking sector can foster financial inclusion. Besides, the study addresses the main concepts of the digital economy, digital transformation, FinTech, and we will focus on financial inclusion and their issues. Besides, it is interesting to understand through real business cases how advances in technology can also benefit disadvantaged target groups. This study will concentrate on Peru because it is considered one of the leading emerging markets in South America. However, it has one of the lowest rates of financial inclusion in the region. Therefore, we will analyse the specific case of BIM mobile wallet, which aims to reach the unbanked people. Method. The method used was the qualitative analysis of content with the intention of understanding and identified the main drivers of the digital transformation, its opportunities and impact on financial inclusion. Moreover, the case study methodology was chosen to develop insights and to make a depth description of BIM. In addition, a questionary and interview were also designed to complement the study. Findings. The technological revolution in the financial sector has led to the emergence of FinTech, whose products can be used to reach and serve the unbanked and thus promote financial inclusion. Research limitations. There is still not enough academic information about the use of new technologies to promote financial inclusion in Latin America, because the topic is still new in the region, especially in Peru. Originality/value. This study contributes to the academic literature, first, by offering an overview of the available knowledge about digital transformation in the financial sector and financial inclusion; secondly, by analysing the situation of financial inclusion in Peru and the specific case of BIM.<br>Objetivo. O objetivo é entender como a transformação digital no setor bancário pode promover a inclusão financeira. Além disso, o estudo aborda os principais conceitos de economia digital, transformação digital, FinTech, e focaremos na inclusão financeira e seus problemas. Além disso, é interessante entender através de casos reais de negócios como os avanços na tecnologia também podem beneficiar grupos-alvo desfavorecidos. Este estudo se concentrará no Peru, pois é considerado um dos principais mercados emergentes da América do Sul. No entanto, possui uma das taxas mais baixas de inclusão financeira na região. Portanto, analisaremos o caso específico da carteira móvel BIM, que visa atingir as pessoas não-bancárias. Método. O método utilizado foi a análise qualitativa do conteúdo, com o intuito de compreender e identificar os principais direcionadores da transformação digital, suas oportunidades e impacto na inclusão financeira. Além disso, a metodologia do estudo de caso foi escolhida para desenvolver insights e fazer uma descrição detalhada do BIM. Além disso, também foram elaborados um questionário e uma entrevista para complementar o estudo. Constatações. A revolução tecnológica no setor financeiro levou ao surgimento da FinTech, cujos produtos podem ser usados para alcançar e servir os não bancários e, assim, promover a inclusão financeira. Limitações de pesquisa. Ainda não há informações acadêmicas suficientes sobre o uso de novas tecnologias para promover a inclusão financeira na América Latina, porque o tema ainda é novo na região, especialmente no Peru. Originalidade / valor. Este estudo contribui para a literatura acadêmica, primeiramente, oferecendo uma visão geral do conhecimento disponível sobre transformação digital no setor financeiro e inclusão financeira; segundo, analisando a situação da inclusão financeira no Peru e o caso específico do BIM.
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Book chapters on the topic "Fintech E-Wallet"

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Sun, Jin. "Sustainable Fintech for Inclusive Tourism and Economic Development: Boost, Mypb, Touch ‘n Go E-Wallet and Alipay+ Ecosystem in Malaysia." In Sustainable Development Goals Series. Springer Nature Singapore, 2025. https://doi.org/10.1007/978-981-96-3580-1_12.

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Hashim, Ahmad Azwan bin Meor, Muhammad Ridhwan Ab Aziz, and Junaidah Abu Seman. "Unleashing the E-Wallet Enchantment." In Advances in Finance, Accounting, and Economics. IGI Global, 2024. http://dx.doi.org/10.4018/979-8-3693-5653-1.ch009.

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Due to the increasing use of e-wallets, it is crucial to evaluate their compliance with Shariah to meet the needs of Muslim customers in line with Islamic principles. This chapter seeks to offer understanding of maqasid al-Shariah in the context of e-wallet usage and financial well-being. In connection with this, the development of financial technology will expand the capabilities and services of e-wallets beyond being just a basic payment tool. This expansion includes multiple funding sources, such as credit cards, buy now, pay later (BNPL), and short-term loans. These multi-sourcing fundings may trigger expenditure, aid, or impede financial well-being. Therefore, a user's spending behaviour can affect the e-wallet usage and their financial well-being. Understanding the results of this research would partly contribute to the general knowledge of Islamic finance and fintech, with the intention of developing Shariah-compliant digital financial solutions suited to the needs of Muslims all over the world.
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Rashid, Fairul Rizal, and Muhammad Zulqarnain Haji Julaihi. "Big Data, Green Growth, and Technology Disruption in Asian Companies and Societies." In Advances in Business Strategy and Competitive Advantage. IGI Global, 2022. http://dx.doi.org/10.4018/978-1-7998-8524-5.ch003.

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The rise of digitalization has inevitably impacted the growth of financial technology (FinTech) in Brunei Darussalam. The presence of e-wallet QR code-based payment system, as part of the Fintech development, deems to be the latest payment mode that hits the retail sector of the Sultanate in recent years. Thus, the chapter is aimed to understand the role and impact of e-wallet application in the retail sector. Despite the positive trending indicators for e-wallet growth amongst the population, the utilization of e-wallet in the retail sector is still quite low. Both driving factors and barriers towards e-wallet utilization in the retail sector are discussed by taking account of the views of both customers and retailers. Recommendation steps are also suggested especially on the roles played by both business and government in empowering this new payment system and to drive the population toward a cashless society and attain a smart nation aspiration.
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Al Kubaisi, Muwafaq, and Nedaa Ali Ahmed Naser. "Identifying Factors That Influence the Use of E-Wallets and Its Continuance." In Innovative Strategies for Implementing FinTech in Banking. IGI Global, 2021. http://dx.doi.org/10.4018/978-1-7998-3257-7.ch016.

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The e-wallet is one of the successful innovative services that was launched in 2017. A quantitative survey approach based on a five-point Likert scale was used in this study. The sampling tool relies on the snowball and convenience sampling technique. The sample consisted of 660 users in Bahrain. This study found that the four predictor variables are statistically significant and supportive. The compatibility variable is the leading factor in the analysis. However, the study's results indicated that the moderating variables were also found to be statistically insignificant. The research findings contribute to the service providers and marketers with a clear understanding of the factors that affect the use of e-wallets and continuance use. Also, there was an addition to the theoretical implications indicated by the significant direct relationship between continuance use and compatibility.
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Sumarsono, Abdullah Al-Mudimigh, and Muhammad Anshari. "Financial Technology and Innovative Financial Inclusion." In Financial Technology and Disruptive Innovation in ASEAN. IGI Global, 2020. http://dx.doi.org/10.4018/978-1-5225-9183-2.ch006.

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A portmanteau of financial technology (FinTech) centralizes on the innovative use of smart mobile devices to design and deliver financial services and products, elevating an innovative way of delivering financial services. The chapter mainly focuses on the definition and the importance of FinTech to the financial ecosystem especially in the Southeast Asia region. It focuses on how financial technology (FinTech) came to be, how transactions in the past mostly use cash, and then shifted to credit card and then shifted to a cashless transaction, for example using e-wallet or simply using smartphone for any financial transaction. The research found out how the huge percentage of internet users in the Southeast Asia region were the cause of the development of FinTech companies in the region for FinTech startups. It also showed how FinTech helped to provide solutions for financial inclusion, especially unbanked population.
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Sumarsono, Abdullah Al-Mudimigh, and Muhammad Anshari. "Financial Technology and Innovative Financial Inclusion." In Research Anthology on Concepts, Applications, and Challenges of FinTech. IGI Global, 2021. http://dx.doi.org/10.4018/978-1-7998-8546-7.ch009.

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A portmanteau of financial technology (FinTech) centralizes on the innovative use of smart mobile devices to design and deliver financial services and products, elevating an innovative way of delivering financial services. The chapter mainly focuses on the definition and the importance of FinTech to the financial ecosystem especially in the Southeast Asia region. It focuses on how financial technology (FinTech) came to be, how transactions in the past mostly use cash, and then shifted to credit card and then shifted to a cashless transaction, for example using e-wallet or simply using smartphone for any financial transaction. The research found out how the huge percentage of internet users in the Southeast Asia region were the cause of the development of FinTech companies in the region for FinTech startups. It also showed how FinTech helped to provide solutions for financial inclusion, especially unbanked population.
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Rumaizi, Iffah Haziyah, Muhammad Anshari, Mohammad Nabil Almunawar, and Masairol Masri. "Maslow's Hierarchy of Needs and Digital Wallet Usage Among Youth." In Digital Psychology’s Impact on Business and Society. IGI Global, 2023. http://dx.doi.org/10.4018/978-1-6684-6108-2.ch008.

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Financial technology (FinTech) has become more ubiquitous in an era of accelerating internet technology and rising e-commerce. With the increasing digitisation of the marketplace, smartphones are now used not only for communication but also as a means of payment in a number of countries. Several initiatives have been undertaken to accelerate the digital transformation of the business, including the use of digital wallets by young adults. Given the scarcity of research examining FinTech adoption from a human behaviour perspective, this study will examine the elements that motivate people to use digital wallets. Three major themes were theoretically derived using a qualitative technique and Maslow's hierarchy of needs as the research instrument. The main reasons why young adults use digital wallets were found to be “youth digitalization,” “technological anxiety,” and a “positive attitude toward technology use.”
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Kabir, Md Humayun. "Financial Innovation: Accelerating Financial Inclusion in South Asia." In Fostering Innovation and Competitiveness With FinTech, RegTech, and SupTech. IGI Global, 2021. http://dx.doi.org/10.4018/978-1-7998-4390-0.ch010.

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Financial innovation and financial inclusion are helping countries to achieve inclusive economic growth by mitigating poverty. The purpose of the chapter is to examine how financial innovation accelerating financial inclusion in South Asian countries. The uses of internet banking, mobile banking, short message service (SMS) banking, electronic banking (e-banking), agent banking, mobile money accounts, and mobile wallet banking is increasing at an increasing rate, which is engaging the unbanked people in the financial systems. The robust growth of the mobile ecosystem in South Asia is contributing broadly to the engagement of financial inclusion. The empirical analysis was done by using data from the Global Financial Inclusion Database (Global Findex) and Global Financial Development Database to see how automated financial products and services are conveniently receiving by the unbanked population. The results of the analysis show that many financial innovations in financial products and services delivery from financial technology is closing gaps in financial inclusion significantly.
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Al-Alawi, Adel Ismail, Ali H. Al-Hammam, S. Sadiq Al-Alawi, and Ebtesam Ismaeel AlAlawi. "The Adoption of E-Wallets." In Innovative Strategies for Implementing FinTech in Banking. IGI Global, 2021. http://dx.doi.org/10.4018/978-1-7998-3257-7.ch015.

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This chapter measures the attitudes of people residing in the Kingdom of Bahrain toward adopting mobile banking technology, also known as e-Wallets. The Technology Acceptance Model, the Unified Theory of Acceptance and Use of Technology, and the Diffusion of Innovations model were used to construct a questionnaire with the added focus on the promotional aspects. A total of 1,740 responses obtained from individuals in Bahrain revealed a high level of adoption rates. All dimensions measured were confirmed to have a significant impact on the adoption of e-Wallets, particularly those related to promotional benefits, which reveals a need for future studies to focus on the marketing approaches of mobile payment technologies. Studied factors were confirmed to have a significant impact on the usage and adoption of e-Wallets in the Kingdom of Bahrain. More focus is required from a benefits perspective rather than the technical perspective. Financial institutions need to pay more considerable attention to the changing mindsets of people toward making payments and the shift to new technologies.
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Joshi, Kavita, and Ritesh Dwivedi. "E-Payments in Microfinance." In Transforming the Financial Landscape With ICTs. IGI Global, 2024. http://dx.doi.org/10.4018/979-8-3693-1503-3.ch011.

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The integration of e-payment systems in digital microfinance marks a pivotal intersection between financial inclusion and fintech innovation. This chapter traces the evolutionary trajectory of e-payment methods, from their origins to contemporary tools like mobile wallets. It underscores the profound benefits of these platforms, emphasizing unparalleled accessibility, efficiency, and benefits for underserved regions. However, merging technology with finance presents challenges, including limited adoption, technological barriers, and regulatory complexities. The chapter highlights the RBI's regulatory role, showcasing how e-payment platforms are reshaping the microfinance sector through real-world examples. Ultimately, it advocates for these platforms as essential drivers for achieving comprehensive financial inclusion.
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Conference papers on the topic "Fintech E-Wallet"

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Firmansyah, Irfan Achmad, Niken Dwi Wahyu Cahyani, and Farah Afianti. "Forensic Analysis Model on Fintech E-Wallet Using Digital Evidence Generalization." In 2024 International Conference on Intelligent Cybernetics Technology & Applications (ICICyTA). IEEE, 2024. https://doi.org/10.1109/icicyta64807.2024.10913020.

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Giggs, Dennis Ryan, Desman Hidayat, and Ferdianto. "Gamification Impact on FinTech: Reward Mechanisms and Mission Engagement in Continuance Intention to use E-Wallet." In 2024 International Conference on ICT for Smart Society (ICISS). IEEE, 2024. http://dx.doi.org/10.1109/iciss62896.2024.10751317.

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Putri, Adinda Novita Prima, Muhardi Saputra, and Haryasena Panduwiyasa. "Gen Z’s Embrace of Fintech: A Study on Customer Support and Security as Technostress Factors in e-Wallet Use in Indonesia." In 2024 4th International Conference of Science and Information Technology in Smart Administration (ICSINTESA). IEEE, 2024. http://dx.doi.org/10.1109/icsintesa62455.2024.10747866.

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Katrine B Capule, Ainah, Philippe Nathaniel Fabian, Isabelle Bianca P Gatdula, Mike Jayson M Navarte, and Carlos Ignacio Jr Lugay. "'Comparative analysis of an existing and newly designed e-wallet smartphone application among the elderly in the Philippines." In 15th International Conference on Applied Human Factors and Ergonomics (AHFE 2024). AHFE International, 2024. http://dx.doi.org/10.54941/ahfe1005454.

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Fintech solutions are becoming increasingly present in societies today as people accept related innovations into existence and use them daily, where various financial services have been digitalized and integrated into smartphones. From mobile banking to digital payment solutions, AI integration, and e-wallets, these are examples of famous fintech solutions commonly used worldwide today. Focusing on the latter, e-wallets are products of fintech that utilize smartphones to conduct various daily financial transactions. However, as innovations in ICT continue to evolve, there are still sectors among societies that generally need help to accept and use such modern digitalized solutions. This paper aims to analyze the usage and acceptance of e-wallet applications in the Philippines among senior citizens by comparing an existing application with an application designed by the proponents. The study measures the acceptance and usage of senior citizens on said e-wallet applications based on their visual interface and interaction through its Design, Security, Navigation, Process Efficiency, and Language. Non-parametric statistical analysis tools (Wilcoxon Signed-Rank Test and Kendall Rank Correlation) were used to interpret the gathered data from thirty-five senior citizens who utilize e-wallet applications and reside around the National Capital Region. The Kendall Rank Correlation revealed the degree of relationships between variables (showing relationships between Acceptance and Display, Navigation, Process Efficiency, and Language, and between Usage and Display, Navigation, and Process Efficiency). In contrast, our Wilcoxon Signed-Rank Test showed statistical preference over the newly designed e-wallet application over the market-existing e-wallet initially compared with. The need to address such issues enables communities, establishments, developers, and companies to become more financially and digitally inclusive, especially toward senior citizens. This study may provide valuable insights toward a more technologically welcoming environment.
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Widiantoro, Albertus Dwiyoga, Mustafid Mustafid, and Ridwan Sanjaya. "Analyzing User Comments on Fintech E-wallet Applications in Indonesia Using the LDA Algorithm." In 2023 7th International Conference on Information Technology (InCIT). IEEE, 2023. http://dx.doi.org/10.1109/incit60207.2023.10412996.

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Abdulla, Israa Salah, and Adel Ismail Al-Alawi. "Fintech in the Fourth Industrial Revolution: Literature Review on Usage and Concerns of e-Wallet Payment Transactions." In 2023 International Conference On Cyber Management And Engineering (CyMaEn). IEEE, 2023. http://dx.doi.org/10.1109/cymaen57228.2023.10051026.

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Dwivedi, Ayushi. "IMPACT OF E-PAYMENT SYSTEMS ON TRADITIONAL BANKING SYSTEMS." In Transforming Knowledge: A Multidisciplinary Research on Integrative Learning Across Disciplines. The Bhopal School of Social Sciences, 2025. https://doi.org/10.51767/ic250127.

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The banking sector is changing dramatically as a result of the quick development of technology. With the growth of e-payment systems, traditional banking—which is defined by in-person transactions and paper-based procedures—is facing more and more competition. Through the use of mobile applications and digital wallets, these digital solutions have completely changed how companies and customers connect, enabling smooth and quick transactions. E-payment systems have become incredibly popular as customer tastes move toward speed, convenience, and accessibility, which has an effect on traditional banking services. The purpose of this study is to investigate how traditional banks’ overall business models, operational effectiveness, and customer behaviour are affected by e-payment systems. Since fintech businesses and the increasing usage of smartphones are driving changes in customer expectations, this project is relevant since it aligns with current financial trends. Due to consumer preferences for speedy and simple transactions, traditional banks have had to adjust by adding e-payment options to their portfolios.
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