Relevant bibliographies by topics / Fintech technologies

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Fintech technologies'

Author: Grafiati
Published: 7 June 2025
Last updated: 2 August 2025

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Journal articles on the topic "Fintech technologies"

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Kawimbe, Sidney, Burton Mweemba, and Francis Mukosa. "An Appraisal of the Impact of Financial Technologies (FinTechs) on Financial Inclusions in Selected Parts of Zambia." International Journal of Finance 10, no. 1 (2025): 54–74. https://doi.org/10.47941/ijf.2487.

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Purpose: In recent years, the rise of Financial Technologies (FinTechs) has transformed the landscape of financial services, particularly in terms of expanding access to financial products and services, known as financial inclusion. The study seeks to understand how FinTech innovations contribute to bridging the gap between the banked and unbanked, promoting financial literacy, and fostering a culture of financial empowerment. Methodology: The study employed a mixed methods approach to gather comprehensive insights. A target sample size of 1,200 individuals was carefully selected across six di
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Pal, Anagh, Shreya Gopi, and Kwan Min Lee. "Fintech Agents: Technologies and Theories." Electronics 12, no. 15 (2023): 3301. http://dx.doi.org/10.3390/electronics12153301.

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Many financial technology (fintech) applications have incorporated interactive computer agents to act as mediators between the user and the fintech system. This paper provides a comprehensive review of interactive fintech agents from technological and social science perspectives. First, we explain the general fintech landscape and define interactive fintech agents. Next, we review the major technologies involved in creating fintech: (1) artificial intelligence and machine learning, (2) big data, (3) cloud computing, and (4) blockchain; as well as the specific key technologies enabling the foll
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Lăzăroiu, George, Mădălina Bogdan, Marinela Geamănu, Lăcrămioara Hurloiu, Luminița Luminița, and Roxana Ștefănescu. "Artificial intelligence algorithms and cloud computing technologies in blockchain-based fintech management." Oeconomia Copernicana 14, no. 3 (2023): 707–30. http://dx.doi.org/10.24136/oc.2023.021.

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Research background: Fintech development shapes corporate investment efficiency and economic growth with innovative tools, and can decrease financing constraints of enterprises, enabling direct and indirect financing and furthering inter-bank competition. Crowdfunding- and blockchain-based fintech operations harness deep and maching learning algorithms, augmented and virtual reality technologies, and big data analytics in mobile payment transactions. Purpose of the article: We show that fintechs have reconfigured financial service delivery by harnessing AI-based data-driven algorithms and clou
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Srishti Chandel. "Innovation in Financial Services: Disrupting Traditional Banking with Fintech." COMMERCE RESEARCH REVIEW 2, no. 1 (2025): 68–75. https://doi.org/10.21844/crr.v2i01.1123.

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Fintech's explosive expansion has drastically changed the global financial scene, especially by upending establishedbanking structures. The paper addresses the primary forces driving the emergence of fintech, how it is changing traditionalbanking procedures, and the tactics used by well-established financial institutions to stay competitive. Fintech innovationsare growing in popularity among consumers because of their user-friendly, easily available, and effective financial services.The findings reflect that fintech technologies, including robo-advisors, peer-to-peer lending, digital wallets,
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Doroshenko, Olena. "FORMATION OF THE FINTECH SECTOR: OPPORTUNITIES AND RISKS IN THE CONDITIONS OF THE DIGITAL ECONOMY." Actual Problems of Economics 1, no. 259 (2023): 24–34. http://dx.doi.org/10.32752/1993-6788-2022-1-259-24-34.

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The article is devoted to the study of the state, trends and prospects of the development of the FinTech sector, the identification of opportunities and risks of its development in the conditions of the digital economy, and the determination of measures to accelerate such development. The main trends of FinTech development are analyzed. The advantages of using fintech providers have been determined, in particular: fast provision of financial services; a small number of regulatory requirements; the possibility of cooperation with banks; facilitating access to instant funds for urgent needs or l
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Doroshenko, Olena. "FORMATION OF THE FINTECH SECTOR: OPPORTUNITIES AND RISKS IN THE CONDITIONS OF THE DIGITAL ECONOMY." Actual Problems of Economics 1, no. 259 (2023): 24–34. http://dx.doi.org/10.32752/1993-6788-2023-1-259-24-34.

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The article is devoted to the study of the state, trends and prospects of the development of the FinTech sector, the identification of opportunities and risks of its development in the conditions of the digital economy, and the determination of measures to accelerate such development. The main trends of FinTech development are analyzed. The advantages of using fintech providers have been determined, in particular: fast provision of financial services; a small number of regulatory requirements; the possibility of cooperation with banks; facilitating access to instant funds for urgent needs or l
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Antonets, Victoria G. "SELECTING KEY PERFORMANCE INDICATORS IN FINANCIAL TECHNOLOGIES." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 11/11, no. 152 (2024): 163–70. https://doi.org/10.36871/ek.up.p.r.2024.11.11.019.

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Key performance measures in fintechs are heavily focused on financial metrics, to the detriment of important aspects such as risk assessment, controls and corporate culture. This study comprehensively assesses the selection of KPIs in fintechs, describing common patterns, challenges and potential strategies for the development and implementation of KPIs. It revealed a significant mismatch of KPIs, especially in the context of risk assessment. The findings suggest that KPIs should reflect financial metrics and encompass risk management and organisational behaviour, advocating for a unified appr
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Alabedi, Ali Jumaah Falih, and Dildar Haydar Ahmed. "Fintech Strategies During COVID-19 and the Pandemic's Impact on Technologies." International Journal on Economics, Finance and Sustainable Development 6, no. 5 (2024): 1–18. http://dx.doi.org/10.31149/ijefsd.v6i5.5277.

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The COVID-19 pandemic has catalyzed significant transformations in financial technologies (fintech), amidst enduring economic uncertainties and emerging opportunities. This paper systematically reviews literature on fintech disruptions, response strategies, innovations, and implications during the pandemic. Analysis covers pre-crisis fintech trends, the origins of COVID-19 impacts on the industry, digital accelerations in traditional financial services, regulatory and cybersecurity challenges, customer-centric product developments, and potential future collaborations. Findings reveal fintech i
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Vu, Thanh Son, Chien Thang Nguyen, and Hoang Le Duc. "The Impact of FinTech on Retail Banking: Empirical Evidence from Bank for Investment and Development of Vietnam." International Journal of Research and Review 11, no. 1 (2024): 656–70. http://dx.doi.org/10.52403/ijrr.20240174.

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This paper is aimed at (i) synthesizing the impacts of FinTech on retail banking; (ii) analyzing the Vietnam FinTech and retail banking sector (iii) assessing the impacts of FinTech on retail banking of Bank for Investment and Development of Vietnam (BIDV) – the biggest bank in Vietnam in term of asset with strong digital transformation and retail banking orientation. Using secondary data and internal information of BIDV, key findings are: First, the impacts of FinTech on retail banking are mixed. FinTech's growth has promoted banking services by enhancing the flexibility and usability of fina
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Pulatov, Temurbek. "Concepts of Digital Financial Technologies and Their Legal Nature." International Journal of Law and Policy 3, no. 1 (2025): 22–37. https://doi.org/10.59022/ijlp.260.

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Digital financial technologies (FinTech) have revolutionized the financial industry by integrating innovations such as blockchain, artificial intelligence, and decentralized finance into traditional systems. This study explores the conceptual evolution of FinTech and its legal and regulatory implications within global markets. It addresses challenges in defining, classifying, and regulating FinTech while maintaining market integrity and consumer trust. Using an integrative literature review of recent peer-reviewed articles, policy reports, and regulatory frameworks, the study examines themes l
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Dissertations / Theses on the topic "Fintech technologies"

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Krasnyuk, Maxim, Antonina Tkalenko, and Svitlana Krasniuk. "Development of the fintech industry and fintech technologies under COVID-19." Thesis, NGO European Scientific Platform ; LLC "International Centre Corporative Management", 2021. https://er.knutd.edu.ua/handle/123456789/18978.

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FinTech is a strong trend and a new vision in the field of financial services. Modern innovative technologies have significant potential to transform such a market and improve the quality of financial institutions' services to their customers. FinTech companies are already in critical competition with traditional financial market participants.
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Tang, Huan. "Trois essais sur des technologies financières (Fintech)." Electronic Thesis or Diss., Jouy-en Josas, HEC, 2020. http://www.theses.fr/2020EHEC0012.

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Cette thèse se compose de trois chapitres et étudie les avantages et coûts des technologies financières (FinTech) pour les consommateurs et les entreprises. Dans le premier chapitre, j’étudie si les plateformes de prêt peer-to-peer (P2P) se substituent aux banques ou les complémentent sur le marché du crédit à la consommation. Je développe un cadre conceptuel dont je dérive des prédictions empiriques qui distinguent ces deux hypothèses. En utilisant un changement réglementaire comme un choc exogène sur l'offre de crédit bancaire, je trouve que le prêt P2P est un substitut au prêt bancaire en t
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Henry, Christopher Sean. "Essays in Financial Development, focusing on nascent financial technologies (Fintech)." Thesis, Université Clermont Auvergne‎ (2017-2020), 2020. http://www.theses.fr/2020CLFAD016.

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Il est de plus en plus évident que le secteur des paiements (la manière dont les consommateurs et les entreprises choisissent de payer pour les biens et les services) est à la pointe du développement financier dans de nombreuses régions du monde. Les technologies financières naissantes sont en train de modifier la façon dont les économies fonctionnent, et le nombre d'innovations de paiement à lui seul est impressionnant : Bitcoin, m-Pesa, Venmo, Apple Pay, applications de paiement mobile, e-Transfer et bien d'autres. Sous oublier qu’on n’a pas mentionné les avancées technologiques des méthodes
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Rybak, Оlena Mykolaivna, and Victoria Sergeevna Biriuk. "Research of innovations in the FinTech sphere." Thesis, National Aviation University, 2021. https://er.nau.edu.ua/handle/NAU/53933.

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1. Renaud Ph. Cyber resilience: Tactics to find and fix security vulnerabilities. URL: https://www.cefpro.com/0506ri-cyber-resilience-tactics-to-find-and-fix-security-vulnerabilities/ (дата звернення: 07.10.2021). 2. Мазаракі А., Волосович С. FinTech у системі суспільних трансформацій. Вісник Київського національного торговельноекономічного університету. 2018. №2. С. 5-18. 3. Reagan J. R., Raghavan A., Thomas A. Quantifying risk: What can cyber risk management learn from the financial services industry? Deloitte Review. 2016. Issue 19. URL: https://www2.d
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Середюк, І. О. "Розвиток фінансових технологій (Fintech) на ринку банківських платіжних послуг". Thesis, Чернігів, 2020. http://ir.stu.cn.ua/123456789/22165.

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Середюк, І. О. Розвиток фінансових технологій (Fintech) на ринку банківських платіжних послуг : магістерська робота : 072 Фінанси, банківська справа та страхування / І. О. Середюк ; керівник роботи Дубина М. В. ; Національний університет «Чернігівська політехніка», кафедра фінансів, банківської справи та страхування. – Чернігів, 2020. – 124 с.<br>Дипломна магістерська робота присвячена виявленню основних проблем у розвитку фінансових технологій на ринку банківських платіжних послуг та пошуків шляхів їх вирішення. Розглянуто питання сутності фінансових технологій, їх основні види, роль у розви
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Plakhtii, Vladyslava, and Владислава Плахтій. "The global experience of development of venture investments in the fintech sector." Thesis, National Aviation University, 2021. https://er.nau.edu.ua/handle/NAU/51244.

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1. Zhornokui Yu. M. Problemni pytannia zdiisnennia venchurnoho investuvannia yak riznovydu innovatsiinoi diialnosti / Zhornokui, Yu. M. // Rehionalni innovatsiini initsiatyvy: zavdannia ta shliakhy vyrishennia: zb. nauk. pr.za materialamy Kruhloho stolu, April, 5, 2019. – Kharkiv, NDI PZIR NAPrN Ukrainy, 2019. – РР. 158-165. 2. Fintech Venture Capital [Electronic resource]. – Availible at: https://www.researchgate.net/publication/326651747_Fintech_Vente_Capital (accessed: 10.03.2021). 3. KPMG Pulse of Fintech [Electronic resource]. – Availible at: https://home.kpmg/ua/uk/home/media/press-re
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El, Chihimi Karine Athayde. "Fintech & the banking industry: disruption or evolution?" reponame:Repositório Institucional do FGV, 2018. http://hdl.handle.net/10438/23915.

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Submitted by Karine Athayde El Chihimi (karine.chihimi@gmail.com) on 2018-05-15T20:19:30Z No. of bitstreams: 1 Dissertation-Karine El Chihimi_V2.pdf: 1623607 bytes, checksum: 6a1e60ddfe261ed884044e5bbf67a370 (MD5)<br>Approved for entry into archive by Josineide da Silva Santos Locatelli (josineide.locatelli@fgv.br) on 2018-05-16T12:09:08Z (GMT) No. of bitstreams: 1 Dissertation-Karine El Chihimi_V2.pdf: 1623607 bytes, checksum: 6a1e60ddfe261ed884044e5bbf67a370 (MD5)<br>Approved for entry into archive by Suzane Guimarães (suzane.guimaraes@fgv.br) on 2018-05-16T13:00:24Z (GMT) No. of bitstrea
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Wolbers, Joris J. A. "Financial technologies paving a bright new path for the world’s unbanked population." Thesis, Uppsala universitet, Företagsekonomiska institutionen, 2017. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-347200.

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FinTech play a pivotal role in facilitating access to financial products and services. At the moment, the country characteristics that facilitate the use of FinTech are not adequately identified in the literature. This paper attempts to contribute to the understanding of which country characteristics facilitate the use of FinTech and how FinTech can drive sustainable economic development. Based on a sample of 62 developing countries, the 3SLS regression results find a positive effect of the quality of infrastructure and business ecosystem on the use of FinTech. Moreover, the results provide su
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Cedrell, Linda, and Nivin Issa. "The Adoption of Robo-advisory in the Swedish Financial Technology Market : Analyzing the consumer perspective." Thesis, KTH, Industriell ekonomi och organisation (Inst.), 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-235778.

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Due to the digitalization revolution within the financial sector fintech companies are challenging the traditional banking institutes with new technologies and innovations. Robo-advisors are the new way to get personalized investment services online instead of using traditional advisory.The aim is to research the consumer adoption of robo-advisory in the Swedish financial sector. Additionally, the core emphasis throughout this thesis is on; consumers personal traits, as well as behavioral factors that impact consumers investment decision. Theories used are mostly innovation theories and behavi
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Мусіян, Є. А. "Розвиток фінансових технологій в Україні". Master's thesis, Сумський державний університет, 2021. https://essuir.sumdu.edu.ua/handle/123456789/87023.

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Проведений аналіз сутності та значення фінансових технологій. Виділено основні переваги та можливості, що відкриваються на фінансовому ринку при їх використанні, та основні ризики що несе фінтех для банківського сектору. Розглянуто особливості впровадження фінтех в банківському секторі України. Розглянуто особливості відділеного банкінгу як похідного продукту надання банківських послуг для клієнтів завдяки впровадженню фінтех в банківську діяльність. Проаналізовано впровадження open banking та фінансової
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Books on the topic "Fintech technologies"

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FinTech Technologies and Risks: How to Achieve Success and Avoid Failure. Independently Published, 2022.

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Allen, Hilary J. Driverless Finance. Oxford University Press, 2022. http://dx.doi.org/10.1093/oso/9780197626801.001.0001.

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Everyone is talking about fintech, and they’re usually saying good things. Driverless Finance provides a balance to that conversation, exploring the threats that different fintech innovations pose for our financial system. With in-depth and accessible descriptions of new financial technologies and business models—ranging from distributed ledgers to machine learning, cryptoassets to robo-investing—this book helps readers to think more critically about fintech, and about how the law should respond to it. This book highlights the increased speed, complexity, and coordination inherent in new finte
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Nikbakht, Elaheh, and Harry Turtle. Fintech and Sustainability: How Financial Technologies Can Help Address Today's Environmental and Societal Challenges. Palgrave Macmillan, 2023.

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Valueweb: How Fintech firms are using mobile and blockchain technologies to create the Internet of Value. Marshall Cavendish International (Asia) Pte Ltd, 2016.

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FinTech and Artificial Intelligence for Sustainable Development: The Role of Smart Technologies in Achieving Development Goals. Palgrave Macmillan, 2023.

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Friedline, Terri. Banking on a Revolution. Oxford University Press, 2020. http://dx.doi.org/10.1093/oso/9780190944131.001.0001.

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Technological advancements are poised to completely transform the financial system, making it unrecognizable in just a few short decades. Banks are increasingly using financial technologies, or “fintech,” to deliver products and services and maximize their profits. Technology enthusiasts and some consumer advocates laude fintech for its potential to expand access to banking and finance. If history is any indication, however, fintech stands to reinforce digital forms of redlining and enable banks’ continued racialized exploitation of Black and Brown communities. Banking on a Revolution takes th
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Kunschke, Dennis, Michael F. Spitz, Jan Pohle, et al. FinTech. Erich Schmidt Verlag GmbH & Co. KG, 2022. http://dx.doi.org/10.37307/b.978-3-503-20689-6.

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Die Zukunft der Finanzindustrie ist digital. Eine Zukunft, in der Maschinen nahezu autonom agieren, disruptive Blockchain-Technologien schon heute traditionelle Geschäftsmodelle in Frage stellen und Daten wertvollste Güter sind, bietet unzählige Chancen &amp;ndash; stellt jedoch Gesetzgeber und Industrie vor völlig neue Herausforderungen. Einen detaillierten Gesamtüberblick über das &amp;bdquo;FinTech&amp;ldquo;- Universum bietet Ihnen die inhaltlich umfassend verstärkte 2. Auflage dieses viel beachteten Praxisbuchs.
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Nisar, Tahir M. Personalization and Digital Social Markets. Bloomsbury Publishing Plc, 2025. https://doi.org/10.5040/9781350444447.

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Tahir Nisar presents a cogent, compelling account of recent developments and disruptions within the digital economy, and particularly within the industrial and service sectors.Through an original, overarching framework rooted in the concept of personalization and its antecedents, Nisar identifies radically new forms of relationships, both economic and social, among firms and customers. These new relationships are driving major changes in commercial and industrial firms’ policies and practices, and in turn, in the entire market economy. E-commerce trading, user-generated content, virtual commun
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Marszałek, Paweł, Katarzyna Schmidt-Jessa, Filip Kliber, et al. Money and banking systems. Edited by Katarzyna Schmidt-Jessa, Anna Iwańczuk-Kaliska, and Anna Warchlewska. Wydawnictwo Uniwersytetu Ekonomicznego w Poznaniu, 2025. https://doi.org/10.18559/978-83-8211-266-5.

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In recent years, major phenomena such as the digital revolution, the COVID-19 pandemic, wars, and political turmoil have significantly affected people’s lives, economies, and financial markets. Modern technologies and product innovations have transformed banking and banking systems. Traditional banks remain crucial as financial institutions and entities of public trust. However, new players like digital banks, FinTech, and BigTech present challenges and risks. Money and payment methods are evolving, with central bank digital currencies emerging as potential substitutes for cash, while cashless
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Book chapters on the topic "Fintech technologies"

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Kotovskaia, Anastasia. "Financial Technology in Global Context: Risks and Opportunities." In United Nations University Series on Regionalism. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-68475-3_16.

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AbstractThe 2008 financial crisis became a milestone in the development of financial technology (FinTech). Leveraging innovative technologies and data science, FinTech companies have introduced entirely new products and services for lending, wealth management, and payments. At the same time, new market players entering financial markets necessitate a regulation dealing with the risks stemming from innovative technologies. This chapter unveils the security challenges arising in FinTech sector focusing on vulnerabilities in data management, cybersecurity, and operational resilience. These risks
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K. Kashyap, Manoj, and Grégory Weber. "How Emerging Technologies Will Change Financial Services." In The FinTech Book. John Wiley & Sons, Ltd, 2016. http://dx.doi.org/10.1002/9781119218906.ch58.

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Mohan, Sumathy. "Fintech Application in Commerce." In Industry 4.0 Technologies for Education. Auerbach Publications, 2022. http://dx.doi.org/10.1201/9781003318378-23.

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Doddamani, Sachin Shivaji, and Biswajit Bhowmik. "FinTech Revolution in Bharat." In Advanced Computing and Intelligent Technologies. Springer Nature Singapore, 2024. http://dx.doi.org/10.1007/978-981-97-1961-7_14.

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Bouafia, Khawla, Bálint Molnár, and Gurbanli Majid. "Blockchain Technologies for Transparency in FinTech." In Proceedings of Ninth International Congress on Information and Communication Technology. Springer Nature Singapore, 2024. http://dx.doi.org/10.1007/978-981-97-3289-0_46.

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Mukkamala, Raghava Rao, and Ravi Vatrapu. "Distributed ledger technologies and blockchain for FinTech." In The Routledge Handbook of FinTech. Routledge, 2021. http://dx.doi.org/10.4324/9780429292903-8.

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Lewan, Mats. "The role of trust in emerging technologies." In The Rise and Development of FinTech. Routledge, 2018. http://dx.doi.org/10.4324/9781351183628-7.

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Shaheen, Musarrat, and Farrah Zeba. "A Case Study on Regulatory Compliance and the Repositioning of KFin Technologies of India." In The Adoption of Fintech. Productivity Press, 2024. http://dx.doi.org/10.4324/9781032644165-21.

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Mohamed, Haya Yusuf, Allam Hamdan, Magdalena Karolak, Anjum Razzaque, and Bahaaeddin Alareeni. "FinTech in Bahrain: The Role of FinTech in Empowering Women." In The Importance of New Technologies and Entrepreneurship in Business Development: In The Context of Economic Diversity in Developing Countries. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-69221-6_57.

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Martinez-Mendez, Stephen David, Fauricio Alban Conejo Navarro, and Janio Jadán-Guerrero. "Evolution of Fintech Companies in Guatemala from Prepandemic to Post Pandemic Period and the Options of Fintech Companies as Financial Provider for Projects." In Information Systems and Technologies. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-45648-0_22.

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Conference papers on the topic "Fintech technologies"

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Sharma, Preeti, A. Shanker Prakash, and Anjul Malhotra. "Application of Advanced AI Algorithms for Fintech Crime Detection." In 2024 15th International Conference on Computing Communication and Networking Technologies (ICCCNT). IEEE, 2024. http://dx.doi.org/10.1109/icccnt61001.2024.10725857.

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Kadam, Manjushri, Samir Zope, Aarti Chaturvedi, Purvi Agarwal, and Madhuranjan Vatsa. "Evolution of Financial Technology (FinTech) For Improvisation of Business." In 2024 International Conference on Healthcare Innovations, Software and Engineering Technologies (HISET). IEEE, 2024. http://dx.doi.org/10.1109/hiset61796.2024.00118.

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Ahmed, Mohammad Nadeem, Abhijeet Anand, Mohammad Rashid Hussain, Mohammed Mohsin Ahmed, Imran Mohd Khan, and Mohammad Ashiquee Rasool. "Artificial Intelligence in Fintech: Emerging Trends and Use Cases." In 2024 IEEE 7th International Conference on Advanced Technologies, Signal and Image Processing (ATSIP). IEEE, 2024. http://dx.doi.org/10.1109/atsip62566.2024.10638924.

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Kurnianingrum, Dian, Okky Rizkia Yustian, Budi Supriatono Purnomo, Budi Rustandi Kartawinata, and Isma Addi Jumbri. "From Traditional Banking to Fintech: Analyzing the Evolution of Online Loan Research." In 2025 International Conference on Pervasive Computational Technologies (ICPCT). IEEE, 2025. https://doi.org/10.1109/icpct64145.2025.10939273.

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Ogunleye, Adedotun Oluwasogo, Abiodun Thomas Ogundele, Ebenezer Adedayo Olutoye, et al. "Analysing the Cybersecurity Concerns Associated with Fintech Innovations. A Systematic Review." In 2024 IEEE 5th International Conference on Electro-Computing Technologies for Humanity (NIGERCON). IEEE, 2024. https://doi.org/10.1109/nigercon62786.2024.10927145.

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Ogunleye, Adedotun Oluwasogo, Abiodun Thomas Ogundele, Ebenezer Adedayo Olutoye, et al. "Analysing the Cybersecurity Concerns Associated with Fintech Innovations. A Systematic Review." In 2024 IEEE 5th International Conference on Electro-Computing Technologies for Humanity (NIGERCON). IEEE, 2024. https://doi.org/10.1109/nigercon62786.2024.10927257.

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Dias, Stanny, Jayant Mahajan, Preethi N, and Fr Arun Anthony. "Innovation Characteristics, Personality traits and their impact on Fintech Adoption–P2P Lending." In 2024 International Conference on Trends in Quantum Computing and Emerging Business Technologies (TQCEBT). IEEE, 2024. http://dx.doi.org/10.1109/tqcebt59414.2024.10545058.

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Khan, Maham, Madhura Ranade, Neha Patvardhan, and Aniruddha Joshi. "Perceptions and Impact of Blockchain Technology and Fintech: A Survey-Based Study." In 2024 First International Conference on Pioneering Developments in Computer Science & Digital Technologies (IC2SDT). IEEE, 2024. http://dx.doi.org/10.1109/ic2sdt62152.2024.10696322.

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Jain, C. M. A. Ajay, Preeti Chaudhary, and Navin Garg. "Fintech: Disrupting Traditional Finance and Paving the Way for a Digitally-Enabled Financial Future." In 2024 International Conference on Communication, Computing and Energy Efficient Technologies (I3CEET). IEEE, 2024. https://doi.org/10.1109/i3ceet61722.2024.10994064.

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Putinagari, Meutia Wanni, Muhardi Saputra, Widyatasya Agustika Nurtrisha, and Widia Febriyani. "Technostress and Fintech Usage Intention: Exploring Gen Z's Experience with P2P Services in Indonesia." In 2025 6th International Conference on Bio-engineering for Smart Technologies (BioSMART). IEEE, 2025. https://doi.org/10.1109/biosmart66413.2025.11046105.

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Reports on the topic "Fintech technologies"

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Ali, Abdelrahman. Significance of Adopting Digital Financial Technologies in Egypt. Islamic Development Bank Institute, 2023. http://dx.doi.org/10.55780/re24033.

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Egypt has a growing population of more than 100 million, an increase of more than 7 million since the 2017 census. With this population growth, the country faces significant development challenges as its large and growing population is unbanked and underserved in financial services. Hence, Egypt exerts more efforts to promote and deliver affordable digital financial inclusion to expand its financial services outreach by encouraging private sector intervention. The private sector could contribute effectively to financial technology adoption through smartphones and instant payment applications.
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Finkelstein-Shapiro, Alan, Federico S. Mandelman, and Victoria Nuguer. Fintech Entry, Firm Financial Inclusion, and Macroeconomic Dynamics in Emerging Economies. Inter-American Development Bank, 2022. http://dx.doi.org/10.18235/0003918.

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Financial inclusion is strikingly low in emerging economies. In only a few years, financial technologies (fintech) have led to a dramatic expansion in the number of non-traditional credit intermediaries, but the macroeconomic and credit-market implications of this rapid growth of fintech are not known. We build a model with a traditional banking system and endogenous fintech intermediary creation and find that greater fintech entry delivers positive long-term effects on aggregate output and consumption. However, greater entry bolsters aggregate firm financial inclusion only if it stems from lo
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Ali, Abdelrahman. Milestones and Challenges in Egypt’s Digital Financial Technology Adoption. Islamic Development Bank Institute, 2023. http://dx.doi.org/10.55780/re24041.

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Financial technology (Fintech) denotes the cutting-edge technologies transforming traditional financial services. Fintech involves the automation of financial service delivery, empowering financial service providers, businesses, and consumers to streamline their financial operations through specialized software on computers, smartphones, and various devices. Its scope has expanded beyond traditional financial services to encompass consumer-oriented sectors like education, retail banking, fundraising, digital currencies, and investment management. As with other nations, Egypt must embrace finan
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Chen, Maggie, and Christian Volpe Martincus. Digital Technologies and Globalization: A Survey of Research and Policy Applications. Inter-American Development Bank, 2022. http://dx.doi.org/10.18235/0004117.

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In recent years, the world has witnessed the rise of multiple specific digital technologies, including online trade platforms, robotics, artificial intelligence (AI), 3D printing, cloud computing, blockchain, and financial technology (fintech). These digital technologies are fundamentally transforming the ways that firms and individualsas both workers and consumerscommunicate, search, trade, and invest. They are also substantially changing how governments design and implement trade and investment policies and programs and, in so doing, how they interact with firms, individuals, and each other.
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Altman, Edward I., and Gabriele Sabato. The Role of Capital Markets in Funding MSMEs in Latin America and the Caribbean. Inter-American Development Bank, 2023. http://dx.doi.org/10.18235/0005188.

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Facilitating access for MSMEs to capital markets, for example through the issuance of mini-bonds, is a key objective of policymakers and regulations in Latin America and the Caribbean. However, there is no systematic evidence regarding the development of these markets in the region, nor of the obstacles to their growth. This document reports on the results of eight case studies and a large survey of regulators and market participants in the region. Some key conclusions emerge. First, these instruments must be specifically tailored to MSMEs, providing more flexibility than those offered to larg
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