Relevant bibliographies by topics / Fintech

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Fintech'

Author: Grafiati
Published: 4 June 2021
Last updated: 25 July 2025

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Journal articles on the topic "Fintech"

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Lidyah, Rika, Nur Faliza, Basri Basri, Effan Fahrizal, and Heppi Syofya. "Fintech Education In Improving Msme Businesses For Women Farming Groups In Village Communities." Journal Of Human And Education (JAHE) 4, no. 1 (2024): 23–28. http://dx.doi.org/10.31004/jh.v4i1.540.

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When discussing with members of the Women's Farmers' Group in Muara Harapan Village, Muara Enim, South Sumatra, they had a number of problems as well as the reasons why salted egg production and green tea production were not growing rapidly and in fact were always decreasing every year. The problem in question is a lack of capital costs. After discovering this problem, the author discussed with other authors and village officials suggesting collaborating with Fintech in order to improve the home businesses of KWT Melati women so they can compete with competitors both online and offline. Kesimp
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Yuspin, Wardah, and Abdy Nagoro. "Penerapan Kebijakan Countercyclical terhadap Fintech Syariah Peer to Peer Lending: Studi Kasus PT. Alami Fintek Sharia dan PT. Investree Radhika Jaya." Jurnal Hukum Magnum Opus 6, no. 1 (2023): 71–87. http://dx.doi.org/10.30996/jhmo.v6i1.7213.

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 Sharia fintech in Indonesia which is increasingly attracting the attention of many people, especially with the establishment of the IndonesianSharia Fintech Association (AFSI) which is a forum and shelter for sharia fintech in Indonesia and the legalization of sharia fintech as an economic transaction which has also been registered with the Financial Services Authority (OJK). One of them is PT. Alami Fintek Sharia (PT. AFS) and PT. Investree Radhika Jaya (PT. IRJ), which are Peer to Peer Lending (P2PL) that provide credit to the community in themidst of this Covid-9 Pandemic, me
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Vu, Thanh Son, Chien Thang Nguyen, and Hoang Le Duc. "The Impact of FinTech on Retail Banking: Empirical Evidence from Bank for Investment and Development of Vietnam." International Journal of Research and Review 11, no. 1 (2024): 656–70. http://dx.doi.org/10.52403/ijrr.20240174.

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This paper is aimed at (i) synthesizing the impacts of FinTech on retail banking; (ii) analyzing the Vietnam FinTech and retail banking sector (iii) assessing the impacts of FinTech on retail banking of Bank for Investment and Development of Vietnam (BIDV) – the biggest bank in Vietnam in term of asset with strong digital transformation and retail banking orientation. Using secondary data and internal information of BIDV, key findings are: First, the impacts of FinTech on retail banking are mixed. FinTech's growth has promoted banking services by enhancing the flexibility and usability of fina
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Jain, Peehoo, Priya Gupta, and Bhawna. "The Role of FinTech in Sustainability and United Nations’ Sustainable Development Goals." Journal of Computers, Mechanical and Management 3, no. 5 (2024): 9–17. https://doi.org/10.57159/jcmm.3.5.24168.

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his study investigates the role of FinTech (Financial Technology) in promoting sustainability and advancing the Sustainable Development Goals (SDGs) of the United Nations. It examines how FinTech innovations in financial inclusion, digital payments, and green finance contribute to economic and environmental sustainability. The research employs a comprehensive literature review and thematic analysis, using NVivo and the Orange Data Mining Tool, to identify key themes and analyze data from 77 scholarly articles, industry reports, and case studies on FinTech applications related to sustainability
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Liu, Zilong, and Hongyan Liang. "Do Fintech Lenders Align Pricing with Risk? Evidence from a Model-Based Assessment of Conforming Mortgages." FinTech 4, no. 2 (2025): 23. https://doi.org/10.3390/fintech4020023.

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This paper assesses whether fintech mortgage lenders align pricing with borrower risk using conforming 30-year mortgages (2012–2020). We estimate default probabilities using machine learning (logit, random forest, gradient boosting, LightGBM, XGBoost), finding that non-fintech lenders achieve the highest predictive accuracy (AUC = 0.860), followed closely by banks (0.857), with fintech lenders trailing (0.852). In pricing analysis, banks adjust the origination rates most sharply with borrower risk (7.20 basis points per percentage-point increase in default probability) compared to fintech (4.1
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Amalia, Alfi, and Andri Soemitra. "Analysis and Comparison of Financial Technology Peer to Peer Lending Sharia and Conventional." Journal of Education, Humaniora and Social Sciences (JEHSS) 4, no. 4 (2022): 2429–39. http://dx.doi.org/10.34007/jehss.v4i4.1091.

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Among the types of fintech that are growing rapidly in Indonesia at this time are peer-to-peer lending fintechs, technology-based money-borrowing fintechs through peer-to-peer lending services have advantages, namely simple requirements and a fast process compared to borrowing and borrowing. money to banking institutions. In addition to conventional peer to peer lending fintech services, there are also sharia peer to peer lending fintech services. This study aims to identify and analyze the differences between conventional peer to peer lending fintech and sharia peer to peer lending fintech an
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Pakpahan, Elvira Fitriyani, Kristina Chandra, and Anderson Tanjaya. "URGENSI PENGATURAN FINANCIAL TECHNOLOGY DI INDONESIA." Jurnal Darma Agung 28, no. 3 (2020): 444. http://dx.doi.org/10.46930/ojsuda.v28i3.807.

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Fintech is a combination of a financial system with digital technology. Fintech's goal is to provide financial services by making use of modern software and technology. This type of research is normative juridical research. The nature of descriptive research. Qualitative data analysis. Based on the results of the research that the existence of urgency will provide clarity on the competitive space and legal Fintech climate. The existing Fintechs really understand the problems they are facing. For this reason, the clarity of the urgency of Fintech regulation can further convince the public that
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Smolo, Edib. "Islamske finansije u doba Fintecha: Kratak osvrt." Glasnik LXXXIII, no. 1-2 (2021): 43–60. https://doi.org/10.5281/zenodo.14848592.

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Iako je Bettinger skovao termin fintech 1972. godine, ideja je tek 2014. godine privukla pažnju mase. Finansijska tehnologija ili fintech predstavlja jedan od najnovijih razvoja i goruća je tema o kojoj se raspravlja u finansijskoj industriji. Islamski fintech je u povojima sa vrlo malom veličinom i ograničenim brojem platformi. Cilj ovog radaje analizirati principe fintecha sa šerijatskog stanovišta i kako će ova finansijska (r)evolucija utjecati na islamsku finansijsku industriju (IFI). Iako postoje neka šerijatskapitanja u vezi s određenim aspektima fintech industrije,
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Karmawan, Karmawan. "Business Models, Fintech, Investment Decisions, and Challenges in Bangka Belitung Islands Province." International Journal of Management Science and Information Technology 5, no. 1 (2025): 218–25. https://doi.org/10.35870/ijmsit.v5i1.3793.

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This article introduces a historical view of fintech and discusses the ecosystem of the fintech sector. We then discuss various fintech business models and investment types. This article illustrates the use of real options for fintech investment decisions. Finally, technical, managerial challenges both fintech startups and traditional financial institutions are discussed. FinTechs are companies that combine technological and financial attributes in their business models. In recent years, the rise of FinTechs has attracted much attention since they challenge incumbent financial service companie
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Kawimbe, Sidney, Burton Mweemba, and Francis Mukosa. "An Appraisal of the Impact of Financial Technologies (FinTechs) on Financial Inclusions in Selected Parts of Zambia." International Journal of Finance 10, no. 1 (2025): 54–74. https://doi.org/10.47941/ijf.2487.

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Purpose: In recent years, the rise of Financial Technologies (FinTechs) has transformed the landscape of financial services, particularly in terms of expanding access to financial products and services, known as financial inclusion. The study seeks to understand how FinTech innovations contribute to bridging the gap between the banked and unbanked, promoting financial literacy, and fostering a culture of financial empowerment. Methodology: The study employed a mixed methods approach to gather comprehensive insights. A target sample size of 1,200 individuals was carefully selected across six di
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Dissertations / Theses on the topic "Fintech"

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Cicconi, Cimino Martina, Ivana María Galván, Maia Shiel Liwsky, and María Agustina Yerfino. "Fintech en Argentina." Master's thesis, Universidad Nacional de Cuyo. Facultad de Ciencias Económicas, 2020. http://bdigital.uncu.edu.ar/15673.

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En un mundo de pleno avance tecnológico, han surgido numerosas herramientas e innovaciones para ayudar a la sociedad y sus problemas. Para solucionar uno de éstos, surgen las fintech, ofreciendo servicios financieros usando plataformas tecnológicas. En el siguiente trabajo investigamos el impacto y los desafíos de las fintech en Argentina en la actualidad. El mismo fue desarrollado a partir de fuentes secundarias de información y datos relevados de primera mano mediante encuestas, basado en un enfoque mixto combinando la investigación del tipo cuantitativo y cualitativo. En primer lugar proced
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Krasnyuk, Maxim, Antonina Tkalenko, and Svitlana Krasniuk. "Development of the fintech industry and fintech technologies under COVID-19." Thesis, NGO European Scientific Platform ; LLC "International Centre Corporative Management", 2021. https://er.knutd.edu.ua/handle/123456789/18978.

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FinTech is a strong trend and a new vision in the field of financial services. Modern innovative technologies have significant potential to transform such a market and improve the quality of financial institutions' services to their customers. FinTech companies are already in critical competition with traditional financial market participants.
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Blumberg, Aline Pereira. "Lógicas de actuação das empresas fintech : o caso das fintech plataforma no Brasil." Master's thesis, Instituto Superior de Economia e Gestão, 2018. http://hdl.handle.net/10400.5/17798.

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Mestrado em Economia e Gestão de Ciência, Tecnologia e Inovação<br>Os estudos recentemente desenvolvidos sobre Fintechs são ainda muito incipientes e existe uma grande falta de estudos nesta área, talvez por ser muito recente e dinâmica. Com o intuito de ajudar a suprimir esta necessidade, este estudo pretende compreender em três aspetos como as Fintechs atuam. Primeiro, define as FinTechs e seus tipos, segundo, define as Empresas Plataforma e por fim, traz a ideia de FinTech com modelo de negócios plataforma. As Fintechs demonstram um potencial disruptivo no cenário financeiro mundial. A pre
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Cuya, Maria Laura. "Tendencias Financieras. El reto Fintech." Universidad Peruana de Ciencias Aplicadas (UPC), 2018. http://hdl.handle.net/10757/624936.

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Presentación realizada por Maria Laura Cuya profesora a Tiempo Completo de la Carrera de Administración y Marketing., como parte del Cuarto Programa de Especialización para Periodistas. Desde el Campus San Isidro.
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kobeisy, islam. "Underpricing of US FinTech IPOs." Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Företagsekonomi, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-42312.

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This master thesis examines the effect of ex-ante uncertainty about the intrinsic value of US FinTech IPOs stock on the underpricing level. Baron (1982) Asymmetric information model and Beaty and Ritter (1986) the ex-ante uncertainty model were tested using regression analysis by selecting different proxies of ex-ante uncertainty (Firm Age and Market capitalization, IPO proceed and Number of uses of proceed, Venture backing and Underwriter reputation). The Data set consists of 62 US FinTech IPOs during the period from January, 2005 to July, 2017. The underpricing level of US FinTech IPOs was 2
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Nicoletti, Marco <1987&gt. "Fintech e Società di Garanzia." Master's Degree Thesis, Università Ca' Foscari Venezia, 2019. http://hdl.handle.net/10579/14880.

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La tesi tratterà le problematiche principali che le società di garanzia hanno attraversato nell'ultimo decennio a causa dello scambio di informazioni sensibili quali dati di bilancio e parametri economico-finanziari. Attraverso soluzioni di innovazione tecnologica, verranno suggerite alcune delle possibili alternative, con lo scopo di creare nuovi scenari economici dinamici rispetto alla situazione stagnante in cui vigono le società interessate .
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Arouche, Patricia, and Blerta Balaj. "FinTech, an Emerging Industry : An Explorative Study of Business Model Innovation on FinTech Companies in Sweden." Thesis, Södertörns högskola, Institutionen för samhällsvetenskaper, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:sh:diva-41081.

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In recent years, the financial and economic decisions have changed which has created and utilized new methods and techniques that have led to new and different products, processes, and services. However, the changing methods and techniques have led to the movement of digital technology and enabling financial services within the financial industry. The changes have resulted in the phenomenon of FinTech that has derived from financial services. In order for companies to be competitive in the industry and create value for their customers, they need to use a business model as a conceptual tool to
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Ng, Yat Sze. "At the Intersection of Fintech and Strategy: Case Studies of the Competitive Strategies of Fintech Platforms." Thesis, The University of Sydney, 2022. https://hdl.handle.net/2123/29360.

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In recent years, digital technologies have been applied to generate fintech innovations in the form of new services and business models within the global financial sector. But in spite of the global proliferation of fintech start-ups, market estimates put the failure rate of these new fintech platforms at roughly 90%. The high mortality rate suggests two possibilities. First, there may be a lack of knowledge on the appropriate strategies to adopt. Second, the traditional prescriptions for strategy may be less relevant in the context of fintech platforms. The objective of my thesis is to lay th
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Viinikka, Claudia, and Pamela Svanberg. "FinTech-startups i Stockholm : En kvalitativ studie om hur FinTech-startups arbetar för att skala upp verksamheten." Thesis, Södertörns högskola, Företagsekonomi, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:sh:diva-35482.

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Dagens samhälle är digitaliserat och vi lever i ett paradigmskifte. Det sker en stor förändring inom finansmarknaden. Innovativa FinTech-startups tar över då traditionella finansinstitut inte klarar av att tillgodose kundernas ökade behov. Dessa FinTech-startups är viktiga och driver innovationen framåt i samhället och uppfyller kundernas allt högre krav. Dock har dessa företag svårigheter i att skala upp sin verksamhet vilket gör att de får svårigheter att överleva. Utmaningar de möter är främst inom finansiering och reglering. Syftet med studien är att undersöka hur FinTech-startups arbetar
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Eckman, Lovisa, and Lundgren Philip. "How Do Fintech Firms Establish Themselves on The Financial Market? : A Qualitative Study of Swedish Fintech Firms." Thesis, Karlstads universitet, Handelshögskolan (from 2013), 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:kau:diva-85486.

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Over the last decade, the growth of new Fintech firms has increased significantly. However, when Fintech firms enter the financial market they are met by several obstacles, including the barriers erected by incumbent banks, difficulties obtaining financing and the challenge of gaining the trust of the market. This thesis aims to describe how Swedish Fintech firms work together with, or against, the incumbent banks, how they raise capital and what kind of challenges they experience when raising capital and how they work to gain the trust of potential investors, partners and customers. In this t
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Books on the topic "Fintech"

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Reyes-Mercado, Pável. FinTech Strategy. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-53945-0.

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Alt, Rainer, and Stefan Huch. Fintech-Lexikon. Springer Fachmedien Wiesbaden, 2022. http://dx.doi.org/10.1007/978-3-658-32961-7.

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Alt, Rainer, and Stefan Huch. Fintech Dictionary. Springer Fachmedien Wiesbaden, 2022. http://dx.doi.org/10.1007/978-3-658-36056-6.

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Nicoletti, Bernardo. Beyond Fintech. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-96217-3.

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Lemma, Valerio. FinTech Regulation. Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-42347-6.

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Sironi, Paolo, ed. FinTech Innovation. John Wiley & Sons, Ltd, 2016. http://dx.doi.org/10.1002/9781119227205.

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Blakstad, Sofie, and Robert Allen. FinTech Revolution. Springer International Publishing, 2018. http://dx.doi.org/10.1007/978-3-319-76014-8.

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Billah, Mohd Ma'Sum, ed. Islamic FinTech. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-45827-0.

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Wendt, Karen, and Mathias Hauser. Green FinTech. Springer Nature Switzerland, 2025. https://doi.org/10.1007/978-3-031-78279-4.

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Dorfleitner, Gregor, Lars Hornuf, Matthias Schmitt, and Martina Weber. FinTech in Germany. Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-54666-7.

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Book chapters on the topic "Fintech"

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Kotovskaia, Anastasia. "Financial Technology in Global Context: Risks and Opportunities." In United Nations University Series on Regionalism. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-68475-3_16.

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AbstractThe 2008 financial crisis became a milestone in the development of financial technology (FinTech). Leveraging innovative technologies and data science, FinTech companies have introduced entirely new products and services for lending, wealth management, and payments. At the same time, new market players entering financial markets necessitate a regulation dealing with the risks stemming from innovative technologies. This chapter unveils the security challenges arising in FinTech sector focusing on vulnerabilities in data management, cybersecurity, and operational resilience. These risks
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Di Pietro, Roberto, Simone Raponi, Maurantonio Caprolu, and Stefano Cresci. "FinTech." In Advances in Information Security. Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-60618-3_4.

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Lai, Karen P. Y. "FinTech." In The Routledge Handbook of Financial Geography. Routledge, 2020. http://dx.doi.org/10.4324/9781351119061-24.

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Kumar, Vijay. "Fintech." In Management for Professionals. Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-19-8148-7_2.

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Burke, John J. A. "FinTech." In Financial Services in the Twenty-First Century. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-63967-9_10.

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Singh, Simarjeet, and Kirti Sood. "Fintech." In FinTech and Financial Inclusion. Routledge, 2025. https://doi.org/10.4324/9781003514114-20.

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Caramanica, Luca, and Gerhard Andreas Schedler. "FinTech." In Digitalwirtschaft. Springer Fachmedien Wiesbaden, 2024. https://doi.org/10.1007/978-3-658-45724-2_9.

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Kunschke, Dennis, Michael F. Spitz, and Jan Pohle. "Stand der Diskussion und Regulierung im Bereich FinTech." In FinTech. Erich Schmidt Verlag GmbH & Co. KG, 2022. http://dx.doi.org/10.37307/b.978-3-503-20689-6.01.

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Kunschke, Dennis, Michael F. Spitz, and Jan Pohle. "Die Customer Experience digitaler Nutzer im Fokus – und wie Finanzprodukte zukünftig wirken können." In FinTech. Erich Schmidt Verlag GmbH & Co. KG, 2022. http://dx.doi.org/10.37307/b.978-3-503-20689-6.07.

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Kunschke, Dennis, Michael F. Spitz, and Jan Pohle. "Künstliche Intelligenz – Bedeutung und Handlungsfelder für Unternehmen." In FinTech. Erich Schmidt Verlag GmbH & Co. KG, 2022. http://dx.doi.org/10.37307/b.978-3-503-20689-6.17.

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Conference papers on the topic "Fintech"

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Manikandan, M., P. Venkatesh, D. Chitra, M. Krishnamoorthi, M. Ramu, and C. R. Senthilnathan. "An Impact of Artificial Intelligence in Fintech." In 2024 International Conference on Power, Energy, Control and Transmission Systems (ICPECTS). IEEE, 2024. https://doi.org/10.1109/icpects62210.2024.10780020.

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Kumar, Rakesh, Ayushi Sharma, Vikas Tripathi, Pooja Devi, and Narendra Singh. "Power of Fintech in the Financial Inclusion." In 2025 International Conference on Intelligent Control, Computing and Communications (IC3). IEEE, 2025. https://doi.org/10.1109/ic363308.2025.10956819.

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Troplini, Rovena, Ikbale Tota, and Merjemë Zyko. "FinTech: Should We Accelerate Their Development?" In Seventh International Scientific-Business Conference LIMEN Leadership, Innovation, Management and Economics: Integrated Politics of Research. Association of Economists and Managers of the Balkans, Belgrade, Serbia, 2021. http://dx.doi.org/10.31410/limen.2021.119.

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Technological development has played an integral role in the transformation and progress of the financial sector. Reductions in time, costs, efficiency, are some of the opportunities that the Fintech sector stim­ulates. In this paper we will examine the advantages of technology integra­tion in finance and FinTech’s interaction with other sectors such as banking but also the risks it carries. We will analyze Fintech implementation in Alba­nia market and the challenges faced for development. If we take into consideration how quickly the economic, social, cultural and natural conditions are chang
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Wieland, Oxana. "Navigating Risks and Innovations: A Comparative Analysis of Fintech and Traditional Financial Markets." In Digitalisation, Finance, Innovation et Entrepreneuriat. eBooks.NMd, 2024. https://doi.org/10.23882/dfie.2024.01.

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This article explores the dynamic landscape of the fintech market, emphasizing its intersection with traditional financial markets and the associated risks. It highlights the unique features of fintech asset management, which mirrors the functions of investment banks, facilitating transactions that alter investment portfolios. The fintech market's rapid growth, driven by technological innovations such as artificial intelligence, blockchain, and machine learning, introduces both opportunities and significant risks. The study underscores the importance of robust risk management systems for finte
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Kalra, Deepak. "Overriding FINTECH." In 2019 International Conference on Digitization (ICD). IEEE, 2019. http://dx.doi.org/10.1109/icd47981.2019.9105915.

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Ilollari, Orkida, and Ines Kociaj. "Transforming Finance- Exploring the Global Influence of Fintech and Its Role in the Western Balkans." In 10th International Scientific Conference ERAZ - Knowledge Based Sustainable Development. Association of Economists and Managers of the Balkans, Belgrade, Serbia, 2024. https://doi.org/10.31410/eraz.2024.111.

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This paper explores the profound influence of Financial Technology (Fintech) on the financial sector’s evolution amidst rapid technological and economic shifts. Fintech merges finance with cutting-edge technology, driving the sector’s rapid growth by transforming financial services with innovations like blockchain, AI, and big data analytics. These advancements not only improve operational efficiency, security, and service accessibility but also democratize access to financial services, fostering economic empowerment. Yet, this progress brings challenges, including security vulnerabilities and
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Manta, Otilia. "Fintechs and innovative financial instruments in the context of the digital age." In International Scientific-Practical Conference "Economic growth in the conditions of globalization". National Institute for Economic Research, 2023. http://dx.doi.org/10.36004/nier.cecg.iii.2023.17.8.

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We are currently witnessing a reshaping of the financial system, as a result of the challenges and influencing factors generated by the digital era and the multi-crises of recent years, the extent of FinTechs (financial technology) being carefully evaluated and which include new innovative technologies aimed directly at optimizing financial processes and the automation of classic services for both corporate clients and physical personal financial services consumers. The digitization of financial institutions has determined that the attention on FinTechs is increasing, which is why with this pa
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Žilinskij, Grigorij, and Ignas Žilinskas. "FINTECH ĮTAKA EKONOMIKAI." In 23rd Conference for Young Researchers "Economics and Management". Vilnius Gediminas Technical University, 2020. http://dx.doi.org/10.3846/vvf.2020.039.

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Straipsnyje nagrinėjama finansinių technologijų investicijų įtaka skirtingų šalių ekonomikoms. Darbe nagrinėjamos finansinių technologijų priemonės, kurios yra: sutelktinis finansavimas, didžiųjų duomenų analitika, blokų grandinė, kriptovaliutos, dirbtinis intelektas, mobilūs mokėjimai. Minėtų priemonių efektas pasireiškia per sumažėjusias palūkanų normas, paprastesnį ir ženkliai greitesnį paskolos gavimą, procesų optimizavimą ir sąnaudų sumažinimą dėl ko, smulkios ar vidutinės įmonės gali lengviau skolintis ir įgyvendinti ar užbaigti projektus, sukurdamos naujas darbo vietas. Stebimas vartoto
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Sivan, Mithun, Guruprasad Hagari, and Eshan Baranwal. "Cobots for FinTech." In 2021 International Conference on Electrical, Computer, Communications and Mechatronics Engineering (ICECCME). IEEE, 2021. http://dx.doi.org/10.1109/iceccme52200.2021.9591113.

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Konto, A., and Yusuf Akinwale. "An Assessment of the Level of Adoption of Financial Technology (Fintech) by Nigerian Banks." In 2019 African Institute for Science Policy and Innovation International Biennial Conference. Koozakar, 2019. http://dx.doi.org/10.69798/03425939.

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The emergence of Financial Technology (Fintech) has brought to the forefront the importance of technology in the delivery of banking services. Banking services are now being driven by innovative business models and technology causing creative destruction in the financial system. This study assessed the level of adoption of Fintech by Nigerian commercial banks. Using qualitative analysis, the results revealed that the extent of adoption of Fintech by majority of the banks sampled is at a medium level, and the common Fintech innovation adopted among the banks are money transfer and payment. In a
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Reports on the topic "Fintech"

1

Berg, Tobias, Andreas Fuster, and Manju Puri. FinTech Lending. National Bureau of Economic Research, 2021. http://dx.doi.org/10.3386/w29421.

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Philippon, Thomas. The FinTech Opportunity. National Bureau of Economic Research, 2016. http://dx.doi.org/10.3386/w22476.

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Jiang, Wei, Yuehua Tang, Rachel (Jiqiu) Xiao, and Vincent Yao. Surviving the Fintech Disruption. National Bureau of Economic Research, 2021. http://dx.doi.org/10.3386/w28668.

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Raimondi, Alessandra. FinTech Adoption: Annotated Questionnaire. AARP Research, 2023. http://dx.doi.org/10.26419/res.00608.002.

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Corbae, Dean, Pablo D'Erasmo, and Kuan Liu. Market Concentration in Fintech. Federal Reserve Bank of Philadelphia, 2023. http://dx.doi.org/10.21799/frbp.wp.2023.11.

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Alonso-Robisco, Andrés, José Manuel Carbó, Pedro Jesús Cuadros-Solas, and Jara Quintanero. The effects of open banking on fintech providers: evidence using microdata from Spain. Banco de España, 2025. https://doi.org/10.53479/39138.

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Open banking initiatives, which aim to increase competition and innovation in the financial sector by enabling the customer-authorised sharing of financial data among banks, regulated third-party providers and other financial stakeholders, are becoming widespread around the world. This paper investigates the impact of open banking on the development of the fintech sector, focusing particularly on payment-related financial services. We utilise the implementation of the Second Payment Services Directive (PSD2) in Europe as a natural experiment and employ a difference-in-differences methodology t
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Philippon, Thomas. On Fintech and Financial Inclusion. National Bureau of Economic Research, 2019. http://dx.doi.org/10.3386/w26330.

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Bastante, Marcelo. Estudio Fintech 2020: Ecosistema Argentino. Inter-American Development Bank, 2020. http://dx.doi.org/10.18235/0002892.

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El estudio representa una actualización del primer informe sobre el ecosistema Fintech en Argentina llevado a cabo en el año 2018. Describe la evolución y los avances ocurridos con respecto a la medición y el análisis realizado anteriormente, además de examinar nuevas dimensiones relevantes en el sector. La primera sección brinda una descripción general del ecosistema actual, en donde se refleja su crecimiento desde el año 2018, el panorama de la industria, su distribución y alcance en el país, y sus principales indicadores (financiamiento, clientes, usuarios y empresas). El estudio cuenta con
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Buchak, Greg, Jiayin Hu, and Shang-Jin Wei. FinTech as a Financial Liberator. National Bureau of Economic Research, 2021. http://dx.doi.org/10.3386/w29448.

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Johnson, Mark, Itzhak Ben-David, Jason Lee, and Vincent Yao. FinTech Lending with LowTech Pricing. National Bureau of Economic Research, 2023. http://dx.doi.org/10.3386/w31154.

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