Journal articles: 'Fire insurance Fire insurance'

1

Gillot et al., N. R. "Commercial Fire Insurance." Journal of the Staple Inn Actuarial Society 32 (March 1990): 168–69. http://dx.doi.org/10.1017/s2049929900010461.

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Sokolov, S. V., and V. M. Dashko. "Model and algorithm for mitigation the consequences of fires through an insurance system." Technology of technosphere safety 90 (2020): 85–101. http://dx.doi.org/10.25257/tts.2020.4.90.85-101.

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Introduction. Early notification of a fire by means of fire automation can save human lives and significantly reduce material damage in case of fires. One of the ways to provide housing stock fund with fire automation is insurance. The relevance of the research is to develop a model for reducing fire risks in housing through the insurance system in the Russian Federation. Goals and objectives. The purpose of the article is to create a model for managing fire risks in housing through the domestic insurance system. This goal allows us to solve the problem of reducing fire risks in the housing stock. Methods. They include methods of system analysis, mathematical statistics, technical and economic analysis, and mathematical modeling. The research was based on domestic and foreign literature, legal and regulatory sources, statistical materials and results of research works on the subject of the study. Results and discussion. Solutions to the model of fire risk management in housing through the domestic insurance system are found. Conclusion. The results of solving the problem of reducing the risk of death in fires in the residential sector through the insurance system are presented. The decision is based on the economic motivation of both insurers and policyholders. An algorithm and model for reducing fire risks through the insurance system are proposed that allow achieving voluntary, economically motivated compliance with fire safety requirements. Key words: fires, loss of life in fires, fire risks, fire automation, fire insurance.

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Norris, Darrell A. "Flightless Phoenix: Fire Risk and Fire Insurance in Urban Canada, 1882-1886." Research Notes 16, no. 1 (August 19, 2013): 62–68. http://dx.doi.org/10.7202/1017946ar.

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Adaptation to urban fire hazard through the medium of insurance preceded effective means of containing fire risk in Canada's cities, towns, and villages. Fire hazard was more acute in small places than large cities, yet the former were least apt to be protected by adequate insurance coverage. This paper reviews the Canadian fire insurance industry in the late nineteenth century, and considers the implications of 494 major reported fires during the 1880s. The evidence suggests that major fires in minor places contributed to their diminishing role in the commercial and industrial fabric of proto-modern Canadian urban society.

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Lindmark, Magnus, and Lars Fredrik Andersson. "All fired up: the growth of fire insurance in Sweden, 1830–1950." Financial History Review 17, no. 1 (March 1, 2010): 99–117. http://dx.doi.org/10.1017/s0968565009990151.

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In this article we investigate supply and demand factors that have been put forward to explain the growth of fire insurance markets in Sweden during the financial revolution. We show that income growth and urbanisation fostered the demand for fire insurance. The supply of fire insurance, on the other hand, helps explain financial market development. Fire insurance assisted in mortgaging fixed assets, such as houses, through guaranteeing them as collateral. On both the supply side and the demand side, fire insurance was a key factor of the financial revolution in Sweden.

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Petrovicheva, Yelena M., and Diana A. Bolshakova. "Zemstvo insurance in Vladimir and Ryazan provinces." Vestnik of Kostroma State University 27, no. 2 (June 28, 2021): 49–53. http://dx.doi.org/10.34216/1998-0817-2021-27-2-49-53.

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This article discusses one of the key types of land insurance – fire insurance of buildings and movable property in the territory of Vladimir and Ryazan provinces. The authors trace the formation of Zemstvo insurance in the provinces, describe the main directions of Zemstvo fire insurance, insurance standards. The role of Zemstvos in ensuring fire safety of settlements is revealed. The article concludes that since 1867, in the territory of Ryazan and Vladimir provinces, the rural population's interest in insurance protection increased sufficiently, and in the early 20th century, Zemstvo fire insurance reached its peak, and the activities of Zemstvos in the field of insurance in Vladimir and Ryazan provinces became a factor of not only economic, but also cultural growth, contributing to the prevention of fires, improvement and bettering of living conditions of the population.

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Korená Hillayová, Michaela, Klara Báliková, Blanka Giertliová, Josef Drábek, and Ján Holécy. "Possibilities of forest property insurance against the risk of fire in Slovakia." Journal of Forest Science 67, No. 5 (May 12, 2021): 204–11. http://dx.doi.org/10.17221/199/2020-jfs.

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Fire is considered one of the major natural hazards that damages European forests and causes losses for forest owner. The forest fires endanger the financial stability of forest enterprises, which may cause their economic decline. One possibility how to cover these losses is to insure forest land against this kind of specific risk of forest land management. The aim of the present paper is to analyse possibilities of forest fire insurance for forest owners and enterprises in the Slovak private insurance market. The market analysis was based on document analysis of general terms and insurance conditions of chosen private insurance companies and interviews with insurance agents. The results show that forest owners and enterprises have only few options for forest property insurance concerning the specific risk of forest fires. Only one commercial insurance company provides such forest fire insurance product for forest owners. This insurance covers material damage to forest land and timber damage.

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Bourgeon, Jean-Marc, and Pierre Picard. "Reinstatement or Insurance Payment in Corporate Fire Insurance." Journal of Risk and Insurance 67, no. 4 (December 2000): 507. http://dx.doi.org/10.2307/253848.

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Davidson, Travis R. "Bank-Owned Life Insurance and Bank Risk." Financial Review 52, no. 3 (July 17, 2017): 459–98. http://dx.doi.org/10.1111/fire.12135.

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Iwata, Yasuhiko. "Observations on Evaluating Insurable Value for Houshold Fire Insurance." Hokengakuzasshi (JOURNAL of INSURANCE SCIENCE) 2018, no. 643 (December 31, 2018): 643_155–643_178. http://dx.doi.org/10.5609/jsis.2018.643_155.

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Chen, Fang, Xuanjuan Chen, Zhenzhen Sun, Tong Yu, and Ming Zhong. "Systemic Risk, Financial Crisis, and Credit Risk Insurance." Financial Review 48, no. 3 (July 4, 2013): 417–42. http://dx.doi.org/10.1111/fire.12009.

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Newcomb, Matthew. "Fire Insurance: Evangelical Environmental Escapism." ISLE: Interdisciplinary Studies in Literature and Environment 26, no. 1 (December 17, 2018): 211–22. http://dx.doi.org/10.1093/isle/isy090.

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Dryden, Jean. "Copyright in Fire Insurance Plans." Archivaria, no. 91 (June 29, 2021): 150–73. http://dx.doi.org/10.7202/1078468ar.

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Fire insurance plans are among the most valuable records documenting the development of Canada’s cities and towns during the late 19th and 20th centuries. Many of these plans are preserved in Canada’s archives and libraries. However, for nearly three decades, making copies for researchers and (more recently) digitizing for online access have been subject to a copyright “chill” as a result of the copyright claims of the companies that created these plans and their successors. This article recounts the history of Canadian fire insurance plans preserved in Canadian repositories and establishes their current copyright status in terms of ownership and duration. The article then explores the extent to which the copyright concerns are justified and offers possible solutions.

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BARANOFF, DALIT. "A policy of cooperation: the cartelisation of American fire insurance, 1873–1906." Financial History Review 10, no. 2 (October 2003): 119–36. http://dx.doi.org/10.1017/s096856500300012x.

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In the era before state regulation of insurance rates, the American fire insurance industry succeeded in regulating itself. The final quarter of the nineteenth century witnessed a sustained movement towards organisation in the fire insurance industry. Through the establishment of local rate-setting boards fire insurers were able to manage the risks that had plagued their industry since its inception. The local insurance ‘cartels’ of the late nineteenth century differed from their mid-century predecessors in their longevity. As the organisations became stronger, they were able to stabilise prices throughout the industry and enhance diversification. As a result, economic downturns no longer routinely resulted in destructive competition, and major fires no longer led to waves of bankruptcies.

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Jaedong Choi. "Fire, Arson and Fire Insurance in Late Imperial Russia." Slavonic and East European Review 93, no. 3 (2015): 451. http://dx.doi.org/10.5699/slaveasteurorev2.93.3.0451.

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Wang, Yaw Long, Yi Ming Chang, Mei Li You, Kun Yue Chen, Chun Ping Lin, and Chi Min Shu. "Fire Safety Assessment Research for High-Tech Plants." Advanced Materials Research 328-330 (September 2011): 920–24. http://dx.doi.org/10.4028/www.scientific.net/amr.328-330.920.

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Most of the buildings for high-tech plants are fireproof and the process equipment in the clean room is in compliance with high-standard fire prevention evaluation regulations such as National Fire Prevention Association (NFPA), Factory Mutual (FM),and Semiconductor Equipment and Materials International (SEMI). However, fire management is usually neglected though fire protection higher than domestic fire control regulations is applied. Fireproof and smoke-proof design of the original buildings can be damaged due to expansion of production facilities, causing a potential danger of a fire. Cases of fires in domestic semiconductor manufacturing factories were explored in this research and claim settlements provided by MSIG Mingtai InsuranceCo.,Ltd., Taiwan to high-tech plants were analyzed for determination of the quantified weights used by the insurance companies when evaluating fire risks of a building. The fire safety badge promoted by Architecture and Building Research Institute, and Ministry of the Interior was also discussed for reference of fire safety assessments of high-tech factory buildings in the future.

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16

Evans, Robert. "The early history of fire insurance." Journal of Legal History 8, no. 1 (May 1987): 88–91. http://dx.doi.org/10.1080/01440368708530888.

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Rohlfs, Cäsar, and Jean-Paul Favre. "Fire insurance aspects regarding historical buildings." Fire Science and Technology 11, no. 1/2 (1991): 27–33. http://dx.doi.org/10.3210/fst.11.27.

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Dudley, Rowena. "Fire Insurance in Dublin 1700–1860." Irish Economic and Social History 30, no. 1 (June 2003): 24–51. http://dx.doi.org/10.1177/033248930303000102.

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Willemse, A. H., and E. Voshol. "Credibility and the Dutch fire insurance." Insurance: Mathematics and Economics 11, no. 2 (August 1992): 135–38. http://dx.doi.org/10.1016/0167-6687(92)90050-l.

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Han, Sang-Yong, and Si-Young Lee. "Study on Fire Prevention by Building Fire Insurance Situation Analysis." Journal of Korean Society of Hazard Mitigation 14, no. 6 (December 31, 2014): 251–57. http://dx.doi.org/10.9798/kosham.2014.14.6.251.

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Miller, O., and A. Harchuk. "MODERNIZATION OF THE SYSTEM OF STATE SUPERVISION AND CONTROL IN UKRAINE." Fire Safety 36 (July 23, 2020): 95–100. http://dx.doi.org/10.32447/20786662.36.2020.10.

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In modern conditions, the problems of fire safety in Ukraine become especially important. A significant increase of fires that have occurred in the country recently, have led to deaths and injuries and significant material damage. In this case, the introduction of modern effective methods of fire safety is particularly acute. The article shows main attention to significant shortcomings in the system of state regulation of fire safety in Ukraine, especially: lack of effective state supervision and control, non-compliance of domestic practices with standards and norms of high-educated countries, underdeveloped market of insurance services in the field of fire insurance. However, the no interest of the state, as well as individuals and legal entities in the use of risk-oriented approach with economic leverage in the form of an appropriate insurance system, lack of remote control by the state over business activities, low level of fire safety. The leading role in ensuring supervision and control belongs to the state itself, which must combine state and public beliefs and coercion, by applying to public relations appropriate measures provided for in the functioning of fire safety management.

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Harliyanto, Rois, and Jawade Hafidz. "Application Of The Principles Of Insurance Law In Fire Insurance Agreements On Credit Guarantees Attached Object Security Rights." Jurnal Akta 6, no. 3 (September 17, 2019): 497. http://dx.doi.org/10.30659/akta.v6i3.5034.

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The purpose of this study were 1) to know application of the principles of insurance law in fire insurance agreements on credit guarantees attached object security rights, 2) To know the weaknesses in the application of the principles of insurance law in fire insurance agreements on credit guarantees attached object security rights.Approximation methodused is a normative juridical research that refers to the theories, doctrines, norms, principles, rules relating to matters pertaining to insurance law. The nature of this research was analytic descriptive depict or describe the facts with the implementation of analytical and systematic.Based on this study concluded that 1) Application of the principles of insurance law in fire insurance agreements on credit guarantees attached object security rights are concerned principle consensual taken from one of the terms of agreement, namely the agreement of both parties. People can not be forced to give agreement. Agreed given by force is a contradiction interminis. Coercion indicates the absence of agreement that may be performed by other parties. The deal gives the option to the parties, to agree or disagree bound by a treaty with legal consequences. 2) A weakness in the application of the principles of insurance law in fire insurance agreements on credit guarantees attached object encumbrance is Risk Coverage and Exclusions goods insured.Keywords: Principles of Law; Insurance, Agreements; Fire; Collateral Loans; Mortgage.

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Mensah, Nicholas Oppong, Jacqueline Joyce Twintoh, Ernest Christlieb Amrago, Anthony Donkor, and Samuel Afotey Anang. "Forestry insurance preference among tree growers in the Ashanti Region of Ghana: a tobit and multi-nomial regression approach." Managerial Finance 47, no. 8 (March 9, 2021): 1194–212. http://dx.doi.org/10.1108/mf-10-2020-0535.

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PurposeThe study analyses the preference for forestry insurance amongst tree growers in the Ashanti Region of Ghana. Specifically, the authors examine the factors influencing the amount of forestry insurance and the choice for forestry insurance types.Design/methodology/approachA total of one hundred and seventy (170) tree growers were sampled for the study. The tobit model, multi-nomial regression and Kendall's tau were employed to analyse the factors affecting the amount for forestry insurance, the choice for forestry insurance types and the perils to forest quality, respectively.FindingsThe results of the study indicate that the incidence of bush fire and theft were the key perils that affect forest quality. In total, 52.94% of respondents preferred forest plantation fire insurance as named-peril insurance whereas 70.59% preferred a combination of forest plantation fire, windstorm and consequential loss insurance as multi-peril insurance. The majority (89.4%) of the respondents were willing to pay an amount between Ghc 10.00–49.00 (US$ 2–8) per stand. On the one hand, results of the tobit model reveal age, income, experience in forest management, land ownership and the previous occurrence of fire as the factors affecting the amount for forestry insurance. On the other hand, the multi-nomial results indicate the previous occurrence of fire, gender, forest size, income and risk aversion significantly influenced the choice for forestry insurance types, namely named peril and multi-peril.Originality/valueSeveral studies exist for forestry insurance in the developed countries. However, in West Africa specifically, Ghana, studies on forestry insurance appear to be non-existent. Above and beyond, this study, therefore, adds to the paucity of research on forestry insurance in Ghana and serves as a framework for agricultural insurance institutions such as the Ghana Agricultural Insurance Pool (GAIP) and World cover and other agricultural insurance institutions globally.

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Blumin, Stuart M. "The Sanborn Fire Insurance Maps, 1867-1950." Journal of American History 73, no. 4 (March 1987): 1089. http://dx.doi.org/10.2307/1904163.

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Wieteska, Stanisław. "Fire Insurance Historic Real Estate in Poland." Annales Universitatis Mariae Curie-Skłodowska, sectio H, Oeconomia 49, no. 4 (December 18, 2015): 673. http://dx.doi.org/10.17951/h.2015.49.4.673.

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Rui-xia, GAO, and WANG Hua. "Discussion on the Fire Public Liability Insurance." Procedia Engineering 11 (2011): 107–11. http://dx.doi.org/10.1016/j.proeng.2011.04.634.

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Huang, Ying, Hui Min Li, and Bo Yang. "The Subjects of Building Fire Risk Management and Analysis of their Correlation." Advanced Materials Research 368-373 (October 2011): 3192–95. http://dx.doi.org/10.4028/www.scientific.net/amr.368-373.3192.

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In our country, Subjects of fire risk management are the public security fire department, the insurance company and the owner. This thesis analyzed the subjects of fire risk management and their correlation, used the Game theory on the Game relationships of the three subjects, focused on analyzing the cooperation Game relationship between the public security fire department and insurance company.

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Adams, Michael, Lars Fredrik Andersson, Magnus Lindmark, and Elena Veprauskaite. "Competing Models of Organizational Form: Risk Management Strategies and Underwriting Profitability in the Swedish Fire Insurance Market Between 1903 and 1939." Journal of Economic History 72, no. 4 (December 14, 2012): 990–1014. http://dx.doi.org/10.1017/s0022050712000666.

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Mutual and stock insurers have coexisted and competed against each other in insurance markets for centuries. In this article, we examine the risk management strategies and underwriting profitability of the different organizational forms in Sweden's property fire insurance market between 1903 and 1939. We demonstrate that stock insurers acted as intermediaries between policyholders and reinsurers to operate effectively in the potentially high-risk segments of the fire insurance market. In contrast, nationwide mutual insurers kept larger reserves to balance fluctuations in claims experiences, while local insurance pools relied on social obligation and trust to mobilize capital after adverse fire events.

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Cerchiara, Rocco Roberto, and Francesco Acri. "Estimating the Volatility of Non-Life Premium Risk Under Solvency II: Discussion of Danish Fire Insurance Data." Risks 8, no. 3 (July 6, 2020): 74. http://dx.doi.org/10.3390/risks8030074.

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We studied the volatility assumption of non-life premium risk under the Solvency II Standard Formula and developed an empirical model on real data, the Danish fire insurance data. Our empirical model accomplishes two things. Primarily, compared to the present literature, this paper innovates the fitting of Danish fire insurance data using a composite model with a random threshold. Secondly we prove, by fitting the Danish fire insurance data, that for large insurance companies the volatility of the standard formula is higher than the volatility estimated with internal models such as composite models, also taking into account the dependence between attritional and large claims.

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Al Shatanawi, Dr Nabeel Farhan. "The Problem of Multiplicity of Insurance Contracts from the Fire to the Money of the Insured in the Jordanian Civil Law." Journal of Arts and Humanities 6, no. 10 (November 4, 2017): 39. http://dx.doi.org/10.18533/journal.v6i10.1295.

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<p>The insured, in some cases the conclusion of more than a decade of insurance against risk of fire to more than insurance companies, so as to increase the total amount of insurance cover for the value of the money of the insured, what is the extent of commitment by all insurance companies to pay compensation when the risk of fire? This study sheds light on the position of the Jordanian legislature to demonstrate the shortcomings and imperfections in the drawback of legislative texts the issue of multiple insurance contracts from the fire, and realized the need to restore the Jordanian legislature consideration of this legislative regulation in terms of the need to distinguish between the insurer and the good faith and bad faith in the case of multiple insurance contracts and their impact on the right to obtain compensation when the danger, and the provisions of the commitment of the insured to notify the insurance company in multiple insurance contracts. </p><p dir="rtl" align="center"> </p>

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Nigl, Thomas, Wolfgang Rübenbauer, and Roland Pomberger. "CAUSE-ORIENTED INVESTIGATION OF THE FIRE INCIDENTS IN AUSTRIAN WASTE MANAGEMENT SYSTEMS." Volume 09 - March 2020, no. 9 (December 6, 2019): 213–20. http://dx.doi.org/10.31025/2611-4135/2019.13872.

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In many European and North American countries, stakeholders and interest groups endeavour to improve fire prevention in the industry of waste management, disposal and recycling. Despite the industry’s commitment to increasing safety and fire prevention measures, incidents have peaked in recent years, causing numerous problems: Environmental pollution, potential loss of resources, facility infrastructure and contractual partners, even higher insurance rates and deductibles. The most severe consequence which is recently spreading is the looming peril of a total loss of insurance cover. This paper discusses the comprehensive results of the survey and analysis of 285 fire incidents in the waste industry of Austria that have occurred within the recent decade. First, the historical development and reasons for the current increase in waste fires are stated, revealing waste-specific fire patterns such as self-ignition and the expanding range of potential ignition sources. Second, the statistical correlation between the probability of fire incidents and seasonal or climatic factors is shown. Third, the paper presents specific findings regarding the most commonly affected waste streams as well as the distribution patterns of ignition sources and causes. For example, most fire incidents occur in storage and transport areas (52.6% and 22.8%). Finally, probable driving forces are indicated and the potential development of risks and hazards from future waste fires are shown. The paper reveals a fundamental understanding of the conditions and incipiency of fires in waste management, disposal and recycling as well as gaps in our present knowledge that compellingly require further research.

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Kruzhkova, Olga Vladimirovna, Ekaterina Sergeevna Kuznetcova, and Tatjana Nikolaevna Soloveva. "THE MECHANISM OF FIRE INSURANCE AS A PREVENTIVE MEASURE TO ENSURE FIRE SAFETY." Chronos 6, no. 6(56) (June 13, 2021): 36–39. http://dx.doi.org/10.52013/2658-7556-56-6-12.

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The article deals with topical issues of the use of fire insurance to compensate for part of the material damage in the event of a fire in the residential sector of the Russian Federation. The novelty is the authors ‘ proposal to introduce a mechanism for ensuring primary fire safety measures in the form of a Fund of preventive measures.

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Kaltenbrunner, Andrea. "Waldbrandprävention im Kanton Graubünden | Forest fire prevention in Canton Grisons." Schweizerische Zeitschrift fur Forstwesen 161, no. 11 (November 1, 2010): 460–64. http://dx.doi.org/10.3188/szf.2010.0460.

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Thanks to fast alarm systems and modern fire-fighting equipment most forest fires can be extinguished while still very small. Nevertheless, the fire brigade and forest organisations in the Grisons are recurringly confronted with larger fires. Over the past twenty years the Grisons Forestry Service and the fire section of the cantonal Building Insurance Company have invested in fire prevention and improved fire-fighting techniques. To monitor and assess the risk of forest fires, the computer-aided forest fire forecasting system “Incendi” was developed. On its basis, regional forest fire risk maps are drawn up and bans on the lighting of fires are imposed. For use in case of fire, the Forestry Service has drawn up maps of the whole Canton Grisons showing water supply points in and near the forest. Where there are gaps in the water supply, artificial water sources are being created. Fifteen years ago a concept of forest fire-fighting bases was elaborated. The most important elements of this concept are the 18 regional depots of mobile fire-fighting material, which in case of emergency can be transported where needed. The present-day administrative structures and the precautionary measures taken in the Grisons fulfil the conditions for efficient forest fire prevention and control.

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Wang, Yaw Long, and Chi Min Shu. "Small Problem, Big Crisis: A Study on the Importance of Fire Separation in Tall Buildings." Advanced Materials Research 328-330 (September 2011): 1062–66. http://dx.doi.org/10.4028/www.scientific.net/amr.328-330.1062.

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Risk is a concept that denotes the probability of the occurrence of dangers. The factors that generate fires and dangers are numerous, and always emerge in unapparent places. Once these factors are identified, a fire accident would happen and lead to great loss. For the fires happening in tall buildings that caused immense loss, the function of planned fire separation system was destroyed because the users had weak fire prevention concepts. One of the typical examples is the fire that happened and spread over Don-ke Building in Sijhih City, Taipei County, Taiwan. Based on the damage prevention concepts of property insurance agents, the study focused on the importance of the fire prevention management in tall buildings. The other part that was paid attention to is the Fire Safety Building strongly encouraged and propelled by the Architecture and Building Research Institute of Ministry of the Interior, with which the study conducted an investigation on fire risk management.

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Nanda, Vikram, Wei Wu, and Xing (Alex) Zhou. "Investment Commonality across Insurance Companies: Fire Sale Risk and Corporate Yield Spreads." Journal of Financial and Quantitative Analysis 54, no. 6 (November 23, 2018): 2543–74. http://dx.doi.org/10.1017/s0022109018001515.

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Insurance companies often follow highly correlated investment strategies. As major investors in corporate bonds, their investment commonalities subject investors to fire sale risk when regulatory restrictions prompt widespread divestment of a bond following a rating downgrade. Reflective of fire sale risk, the clustering of insurance companies in a bond has significant explanatory power for yield spreads, controlling for liquidity, credit risk, and other factors. The effect of insurer clustering on bond yield spreads is more evident for bonds held to a greater extent by capital-constrained insurance companies, those with ratings closer to National Association of Insurance Commissioners risk categories with larger capital requirements, and during the financial crisis.

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Hemenway, David. "PRIVATE INSURANCE AS AN ALTERNATIVE TO PROTECTIVE REGULATION. THE MARKET FOR RESIDENTIAL FIRE INSURANCE." Policy Studies Journal 15, no. 3 (March 1987): 415–40. http://dx.doi.org/10.1111/j.1541-0072.1987.tb00722.x.

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Sherrer, J. M., and H. Ferguson. "Sanborn(R) Fire Insurance Maps for Georgia Towns and Cities, 1884-1922, Sanborn(R) Fire Insurance Maps, Utah, Sanborn(R) Fire Insurance Maps of South Carolina, Digital Sanborn Maps, 1867-1970 (access by subscription)." Journal of American History 95, no. 2 (September 1, 2008): 622–24. http://dx.doi.org/10.2307/25095782.

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Tsys, O. P. "Fires and Fire Safety Measures in Churches of Tobolsk North during the Synodal Period (1722-1917)." Nauchnyy Dialog, no. 2 (February 28, 2020): 421–34. http://dx.doi.org/10.24224/2227-1295-2020-2-421-434.

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The results of a study on the extent, causes and measures of combating fires in churches in the north of the Tobolsk diocese in the XVIII - early XX centuries are presented in the article. Sources indicate “large” fires in Berezov and Surgut and few in rural parishes, and, as a rule, they indicate the destruction of church buildings and the futility of public efforts to prevent the fire element. The destruction of churches from fire is presented as a common cause of rebuilding of parish buildings in the 18th century. It is noted that the main cause of the fires was the careless handling of fire by church servants when burning stoves. Fire safety measures are characterized by the adoption of relevant legislative norms and administrative orders, monitoring of building codes and the repair of irregularities made during the construction of churches, and the spread of fire insurance. It is indicated that the state tried to involve not only the police, but also the population in the fight against fires. It is concluded that, despite the efforts made, the fire department in the territory of the region remained at a low level and did not allow to successfully confront the fire element.

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Minaev, Vladimir, Alexander Faddeev, Tuan Dao, and Phan Tuan Anh. "Reduction of territorial fire risks based on methods of active systems theory." MATEC Web of Conferences 251 (2018): 06010. http://dx.doi.org/10.1051/matecconf/201825106010.

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Subject of the study: Models of relationships between specific index for the number of deaths and injuries in fires and specific load by fires are studied. A complex specific indicator (the number of deaths and injuries in fires) is formed. Thereupon, based on the principles of active systems theory, a target function for optimal territorial distribution of human resources of fire service in clusters – groups of homogeneous provinces in terms of fire risks – is constructed. Goal of the study: The article is aimed at justifying and constructing complex criteria for optimal management of the human resources of the fire service. Materials and methods: Methodological basis for fire risks assessment is the integral fire risks theory, and human resources management is the theory of active systems. The dynamics of fire risk indicators in Vietnam from 2006 to 2016 is considered. Results: The optimal distribution of human resources allows a 10-12% reduction in the complex specific indicator of risks. Conclusions: The obtained solutions make it possible to develop practical recommendations for authorities, industries, including construction industry, and fire service, on improving management of territorial human resources taking into account fire risks, enhancing legal and regulatory support for insurance in construction industry.

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Adnan, W. F., U. S. Pasaribu, and H. Husniah. "Premium estimation in the fire insurance through semiparametric bootstrap." Journal of Physics: Conference Series 1722 (January 2021): 012073. http://dx.doi.org/10.1088/1742-6596/1722/1/012073.

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Che, Hui, and Ying Peng. "A Research of Optimizing Fire Public Liability Insurance Rate." Procedia Engineering 52 (2013): 27–30. http://dx.doi.org/10.1016/j.proeng.2013.02.100.

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Keller, William B. "Collecting and Using Fire Insurance and Real Estate Atlases:." Art Reference Services Quarterly 1, no. 3 (January 12, 1994): 31–48. http://dx.doi.org/10.1300/j102v01n03_05.

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Cabrales, Antonio, Antoni Calvó‐Armengol, and Matthew O. Jackson. "La Crema: A Case Study of Mutual Fire Insurance." Journal of Political Economy 111, no. 2 (April 2003): 425–58. http://dx.doi.org/10.1086/367680.

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Nadarajah, S., and S. A. A. Bakar. "New composite models for the Danish fire insurance data." Scandinavian Actuarial Journal 2014, no. 2 (August 15, 2012): 180–87. http://dx.doi.org/10.1080/03461238.2012.695748.

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Adnan, W. F., U. S. Pasaribu, and H. Husniah. "Premium estimation in the fire insurance through semiparametric bootstrap." Journal of Physics: Conference Series 1722 (January 2021): 012073. http://dx.doi.org/10.1088/1742-6596/1722/1/012073.

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Fyfe, Paul. "Accidents of a Novel Trade: Industrial Catastrophe, Fire Insurance, and Mary Barton." Nineteenth-Century Literature 65, no. 3 (December 1, 2010): 315–47. http://dx.doi.org/10.1525/ncl.2010.65.3.315.

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Paul Fyfe, "Accidents of a Novel Trade: Industrial Catastrophe, Fire Insurance, and Mary Barton"(pp. 315––347) This essay argues for the industrial novel as a form of risk management, in dialog with the insurance business and its particular problems with fire. elizabeth Gaskell's abiding concerns for workplace accidents and compensation in Mary Barton (1848), focused by a spectacular mill fire, contests the definition and "writing"of risk on commercial terrain. At the same time, various fire insurers, scrambling to manage a risk that seemed beyond control, invented hybrid strategies of description that impinged on the domain of novelists. I demonstrate how changing concepts of accident and risk characterize the unstable political landscape of England's industrial north, measure the increasingly material pressures on property and life, and inform diverse practices of writing, particularly those that novelists shared with the insurance industry. ultimately, the "queer elements of the accidental and the arbitrary"for which Henry James denigrates the Victorian novel may derive from such historical circumstances in which writers like Gaskell absorb accidents as a practice of the genre.

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Lilljegren, Josef, and Lars Fredrik Andersson. "Variation in organizational form across lines of property insurance: Sweden, 1913–1939." Financial History Review 21, no. 1 (March 26, 2014): 77–101. http://dx.doi.org/10.1017/s0968565014000031.

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This article examines the impact of organizational structure on risk taking across different lines of property insurance (fire, marine, vehicle and specialized property insurance) in Sweden from 1913 to 1939. Based on the theoretical arguments whereby the mutual organizational form has a competitive advantage in underwriting homogeneous but unknown risk distribution, while the stock organizational form is more likely to underwrite more volatile and heterogeneous risk categories, we conclude that organizational form has a significant impact on risk taking. Our empirical analysis shows that the risk taking, measured as incurred claims to anticipated losses, was on average lower among mutual insurers. When comparing across lines of insurance, the analysis shows that the mutual form was more successful in keeping down risks in fire and marine, while less so in vehicle and specialized property insurance. Stock companies mitigated the higher risk by ceding more premiums to reinsurers and by diversifying more across different lines of insurance.

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Choi, Myoung-Young, and Sunghae Jun. "Fire Risk Assessment Models Using Statistical Machine Learning and Optimized Risk Indexing." Applied Sciences 10, no. 12 (June 18, 2020): 4199. http://dx.doi.org/10.3390/app10124199.

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It is very difficult for us to accurately predict occurrence of a fire. But, this is very important to protect human life and property. So, we study fire hazard prediction and evaluation methods to cope with fire risks. In this paper, we propose three models based on statistical machine learning and optimized risk indexing for fire risk assessment. We build logistic regression, deep neural networks (DNN) and fire risk indexing models, and verify performances between proposed and traditional models using real investigated data related to fire occurrence in Korea. In general, fire prediction models currently in use do not provide satisfactory levels of accuracy. The reason for this result is that the factors affecting fire occurrence are very diverse and frequency of fire occurrence is very sparse. To improve accuracy of fire occurrence, we first build logistic regression and DNN models. In addition, we construct a fire risk indexing model for a more improved model of fire prediction. To illustrate comparison results between our research models and current fire prediction model, we use real fire data investigated in Korea between 2011 to 2017. From the experimental results of this paper, we can confirm that accuracy of prediction by the proposed method is superior to the existing fire occurrence prediction model. Therefore, we expect the proposed model to contribute to evaluating the possibility of fire risk in buildings and factories in the field of fire insurance and to calculate the fire insurance premium.

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Uribe-Botero, Julian, and Libardo Antonio Londoño-Ciro. "Aplicación del proceso de análisis jerárquico para la evaluación del riesgo de incendio en la industria colombiana." Revista Politécnica 17, no. 33 (May 21, 2021): 64–75. http://dx.doi.org/10.33571/rpolitec.v17n33a5.

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La gestión de las emergencias hace parte fundamental de la seguridad y salud en el trabajo. Los incendios se constituyen como las emergencias más comunes en las industrias de nuestro país y en todo el mundo. Por medio del proceso de análisis multi atributo, específicamente el proceso de análisis jerárquico (AHP), los factores de riesgo fueron identificados en las investigaciones que se han realizado usando este método de análisis. El nivel de importancia de cada factor fue calculado por medio de un grupo de expertos que aplicaron el proceso de análisis jerárquico. Los resultados de la investigación pueden ser usados para tener una evaluación detallada el riesgo de incendio que permitiría a los inversionistas o propietarios tomar medidas para reducir las posibles pérdidas en caso de incendio; a las compañías de seguro realizar incrementos en las primas de riesgo basados en la evacuación del riesgo; a los departamentos de bomberos el nivel de cumplimiento de los requerimientos normativos. Emergency management is a fundamental part of occupational safety and health. Fires are the most common emergencies in the industries of our country and throughout the world. Applying the multi-criteria analysis method, the investigations using the analytic hierarchy process (AHP) in fire risk assessment allowed the identification of fire risk factor. An experts group was consulted about the level of importance of fire risk factors in the fire risk evaluation, for these purpose each expert used the AHP. Results of research can be use to perform the detailed assessment of fire risk, allowing state owners and investors to carry out actions for reduce possible losses in case of fire. Insurance companies can perform the detailed assessment of fire risks on the object and to calculate a risk extra charge to an insurance premium. Fire departments can determine the compliance of a condition of object with requirements of regulations

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Resnick, Sidney I. "Discussion of the Danish Data on Large Fire Insurance Losses." ASTIN Bulletin 27, no. 1 (May 1997): 139–51. http://dx.doi.org/10.2143/ast.27.1.563211.

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AbstractAlexander McNeil's (1996) study of the Danish data on large fire insurance losses provides an excellent example of the use of extreme value theory in an important application context. We point out how several alternate statistical techniques and plotting devices can buttress McNeil's conclusions and provide flexible tools for other studies.

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Journal articles on the topic 'Fire insurance Fire insurance'

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