Log in

Relevant bibliographies by topics / Foreclosure on the subject of the mortgage / Journal articles

To see the other types of publications on this topic, follow the link: Foreclosure on the subject of the mortgage.

Journal articles on the topic 'Foreclosure on the subject of the mortgage'

Author: Grafiati

Published: 28 May 2022

Last updated: 29 May 2022

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the top 50 journal articles for your research on the topic 'Foreclosure on the subject of the mortgage.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.

1

Derkach, I. M., and S. V. Diachenko. "THE FORECLOSURE ON THE SUBJECT OF A MORTGAGE." SOCIOLOGY OF LAW, no. 1 (2020): 27–32. http://dx.doi.org/10.37687/2413-6433.2020-1.5.

Full text

APA, Harvard, Vancouver, ISO, and other styles

2

Singh, Ciresh. "I ‘Notice’ You ‘Noticing’ Me: A Critical Analysis of the Section 129 Notice of the National Credit Act, and Recomendations for the Implementation of a ‘Specialised’ Foreclosure Notice." South African Mercantile Law Journal 33, no. 1 (2021): 56–88. http://dx.doi.org/10.47348/samlj/v33/i1a3.

Full text

Abstract:

Section 129 of the National Credit Act provides that a creditor may not commence any legal proceedings to enforce a credit agreement before first issuing a section 129(1)(a) notice to the debtor. Thus, in a foreclosure context, should a mortgagee wish to enforce a mortgage agreement, he must first comply with section 129(1) and deliver a section 129 notice to the mortgagor. Should this not be done, any ensuing foreclosure proceedings could potentially be excipiable. Accordingly, section 129 has been described as the gateway to litigation and compliance with this section is paramount for debt e

APA, Harvard, Vancouver, ISO, and other styles

3

Bogdanova, T. V. "Some legal aspects of the application of certain types of collateral." Russian justice 3 (March 25, 2021): 5–7. http://dx.doi.org/10.18572/0131-6761-2021-3-5-7.

Full text

Abstract:

The relevance of this topic in the legal doctrine is confirmed by the presence of a whole layer of problems arising in law enforcement practice in case of non-fulfillment or improper fulfillment by the debtor of his obligations to the creditor, the completion of which was guaranteed by a collateral. The subject of the research is the normative legal norms governing the collateral legal relationship. The purpose of this study is to analyze the institution of the collateral and to identify problems in the use of real estate collateral, collateral at a pawnshop, collateral of goods in circulation

APA, Harvard, Vancouver, ISO, and other styles

4

Begovа, T. I. "MODERN LEGAL MEANS OF TRANSFER OF INTELLECTUAL PROPERTY RIGHTS." Знання європейського права, no. 5 (December 22, 2021): 36–40. http://dx.doi.org/10.32837/chern.v0i5.277.

Full text

Abstract:

For the development of the national economy, an effective system of legal support of relations is formed, which is formed as a result of transformation of intellectual activity results into innovative products and innovations, introduction of intellectual property rights into economic turnover. Given the expansion and complexity of ways to commercialize intellectual property rights in connection with the acquisition of these rights of various qualities, it is important to study not only the statutory agreements on the disposal of intellectual property rights, but also to develop other legal fo

APA, Harvard, Vancouver, ISO, and other styles

5

Vandell, Kerry D. "Predicting Commercial Mortgage Foreclosure Experience." Real Estate Economics 20, no. 1 (1992): 55–88. http://dx.doi.org/10.1111/1540-6229.00572.

Full text

APA, Harvard, Vancouver, ISO, and other styles

6

Neo, Poh Har, and Seow Eng Ong. "Risk Sharing in Mortgage Loan Agreements." Review of Pacific Basin Financial Markets and Policies 07, no. 02 (2004): 233–58. http://dx.doi.org/10.1142/s0219091504000135.

Full text

Abstract:

This paper examines whether risk sharing exists in mortgage loan agreements. Specifically, we analyze the effect of the number of co-borrowers on foreclosure risk, using data from Singapore. Through the estimation of probit model, the results consistently show that co-borrowers significantly reduce the foreclosure risk, suggesting the existence of risk sharing among the co-borrowers. In addition, foreclosure risk is reduced proportionately with the number of co-borrowers. Further analysis shows that low-rise properties required a larger number of co-borrowers than high-rise properties in order

APA, Harvard, Vancouver, ISO, and other styles

7

Graff, Richard A. "Foreclosure loss severity and distressed home mortgage refinance." Journal of Property Investment & Finance 35, no. 3 (2017): 244–63. http://dx.doi.org/10.1108/jpif-06-2016-0040.

Full text

Abstract:

Purpose The problem in alleviating homeowner mortgage distress through refinance is how to achieve meaningful alleviation without prospectively harming the financier. The problem revolves around two parameters from real estate finance – the probability that the distress leads to foreclosure and resulting foreclosure loss severity for the financier if foreclosure does occur. Previous analysis focuses on reducing the probability that homeowner distress leads to foreclosure. By contrast, the purpose of this paper is to focus on reducing foreclosure loss severity. Design/methodology/approach The s

APA, Harvard, Vancouver, ISO, and other styles

8

Kim, Jiseob. "How foreclosure delays impact mortgage defaults and mortgage modifications." Journal of Macroeconomics 59 (March 2019): 18–37. http://dx.doi.org/10.1016/j.jmacro.2018.10.007.

Full text

APA, Harvard, Vancouver, ISO, and other styles

9

Goldberg, Michael A., and Ellen P. Roche. ""THE DEFAULT OPTION AND MORTGAGE FORECLOSURE"." Financial Review 22, no. 3 (1987): 55. http://dx.doi.org/10.1111/j.1540-6288.1987.tb01189.x.

Full text

APA, Harvard, Vancouver, ISO, and other styles

10

Cannuscio, Carolyn C., Dawn E. Alley, José A. Pagán, et al. "Housing strain, mortgage foreclosure, and health." Nursing Outlook 60, no. 3 (2012): 134–42. http://dx.doi.org/10.1016/j.outlook.2011.08.004.

Full text

APA, Harvard, Vancouver, ISO, and other styles

11

Ambrose, Brent W., Richard J. Buttimer, and Charles A. Capone. "Pricing Mortgage Default and Foreclosure Delay." Journal of Money, Credit and Banking 29, no. 3 (1997): 314. http://dx.doi.org/10.2307/2953696.

Full text

APA, Harvard, Vancouver, ISO, and other styles

12

Jaffe, Austin J., and Jeffery M. Sharp. "Contract theory and mortgage foreclosure moratoria." Journal of Real Estate Finance and Economics 12, no. 1 (1996): 77–96. http://dx.doi.org/10.1007/bf00127767.

Full text

APA, Harvard, Vancouver, ISO, and other styles

13

Baxter, Vern, and Mickey Lauria. "Residential mortgage foreclosure and neighborhood change." Housing Policy Debate 11, no. 3 (2000): 675–99. http://dx.doi.org/10.1080/10511482.2000.9521382.

Full text

APA, Harvard, Vancouver, ISO, and other styles

14

Chang, Beryl Y., and Caroline E. W. Glackin . "The Mortgage Foreclosure Rage: A Behavioral Perspective." Journal of Economics and Behavioral Studies 4, no. 11 (2012): 635–48. http://dx.doi.org/10.22610/jebs.v4i11.364.

Full text

Abstract:

Residential real estate foreclosures reached historic records since the 2008 recession in the United States. While other studies on mortgage defaults and foreclosures focus primarily on individual causal factors leading to the outcome, this paper explores the nature and origins underlying these factors from a behavioral perspective. We argue that: (i) failures in mortgage risk management were due to overconfidence, anchoring, and reference-dependence given constraints in quantitative measurements in inter-temporal terms in a reductionist system; (ii) mortgage derivatives with outsized volume m

APA, Harvard, Vancouver, ISO, and other styles

15

Desai, Chintal A., Gregory Elliehausen, and Jevgenijs Steinbuks. "Effects of Bankruptcy Exemptions and Foreclosure Laws on Mortgage Default and Foreclosure Rates." Journal of Real Estate Finance and Economics 47, no. 3 (2012): 391–415. http://dx.doi.org/10.1007/s11146-012-9366-z.

Full text

APA, Harvard, Vancouver, ISO, and other styles

16

Foote, Christopher L., and Paul S. Willen. "Mortgage-Default Research and the Recent Foreclosure Crisis." Annual Review of Financial Economics 10, no. 1 (2018): 59–100. http://dx.doi.org/10.1146/annurev-financial-110217-022541.

Full text

Abstract:

This article reviews the surge in research on mortgage default inspired by the recent foreclosure crisis. Economists already understood a great deal about default, both theoretically and empirically, when the crisis began, but new research has moved the frontier further by improving data sources, building dynamic optimizing models of default, and explicitly addressing reverse causality between rising foreclosures and falling house prices. Mortgage defaults also featured prominently in early papers that pointed to subprime and other privately securitized mortgages as fundamental drivers of the

APA, Harvard, Vancouver, ISO, and other styles

17

Michele Coppedge, Krisha. "Illusive victimizations of a homeowner in mortgage foreclosure." Society and Business Review 6, no. 2 (2011): 149–56. http://dx.doi.org/10.1108/17465681111143966.

Full text

APA, Harvard, Vancouver, ISO, and other styles

18

Marshall, Gillian L., Sarah L. Canham, Eva Kahana, and Eric Larson. "Mortgage delinquency, foreclosure, and cognition in later life." Housing and Society 49, no. 2 (2021): 113–27. http://dx.doi.org/10.1080/08882746.2021.2006548.

Full text

APA, Harvard, Vancouver, ISO, and other styles

19

LAWSON, ANDREW. "Foreclosure Stories: Neoliberal Suffering in the Great Recession." Journal of American Studies 47, no. 1 (2012): 49–68. http://dx.doi.org/10.1017/s0021875812001326.

Full text

Abstract:

This article examines how the foreclosure crisis has been represented in a range of narrative genres: the reportage of Paul Reyes's Exiles in Eden: Life among the Ruins of Florida's Great Recession (2010), Michael Moore's documentary film Capitalism: A Love Story (2009), and Paul Auster's novel Sunset Park (2010).These narratives attempt to contextualize the human beings caught in the center of the subprime mortgage storm, but in the process each of them runs up against an opacity or obscurity, a crisis of representation. The article argues that underlying the financial crisis is an inability

APA, Harvard, Vancouver, ISO, and other styles

20

Perkins, Kristin L., Michael J. Lear, and Elyzabeth Gaumer. "Concentrated Foreclosure Activity and Distressed Properties in New York City." Urban Affairs Review 53, no. 5 (2016): 868–97. http://dx.doi.org/10.1177/1078087416650287.

Full text

Abstract:

Recent research suggests that foreclosures have negative effects on homeowners and neighborhoods. We examine the association between concentrated foreclosure activity and the risk of a property with a foreclosure filing being scheduled for foreclosure auction in New York City. Controlling for individual property and sociodemographic characteristics of the neighborhood, being located in a tract with a high number of auctions following the subject property’s own foreclosure filing is associated with a significantly higher probability of scheduled foreclosure auction for the subject property. Con

APA, Harvard, Vancouver, ISO, and other styles

21

Aalbers, Manuel B. "Why the Community Reinvestment Act Cannot be Blamed for the Subprime Crisis." City & Community 8, no. 3 (2009): 346–50. http://dx.doi.org/10.1111/j.1540-6040.2009.01292_2.x.

Full text

Abstract:

It has become common practice—and in particular, but not exclusively, in conservative media—to blame the Community Reinvestment Act (CRA) of 1977 for the U.S. subprime mortgage and foreclosure crisis that triggered the global financial crisis. It is argued that the CRA forced lenders to give mortgage loans to high–risk borrowers. This is nonsense for at least five reasons.

APA, Harvard, Vancouver, ISO, and other styles

22

Hartell, Ann M. "Location Affordability and Regional Economic Resilience: Evidence from the U.S. Foreclosure Crisis." Transportation Research Record: Journal of the Transportation Research Board 2672, no. 3 (2018): 37–45. http://dx.doi.org/10.1177/0361198118777082.

Full text

Abstract:

The form and function of cities is in large part defined by the interrelationship between land development and transportation systems. This relationship has important implications for households, including how it shapes economic costs for housing and transportation. Understanding these cost burdens is relevant for transportation agencies that are developing policies, plans, and programs with the intent of improving affordability. This paper presents an analysis of the relationship between high housing cost burdens, high levels of vehicle ownership, demographic characteristics, and mortgage for

APA, Harvard, Vancouver, ISO, and other styles

23

Demiroglu, Cem, Evan Dudley, and Christopher M. James. "State Foreclosure Laws and the Incidence of Mortgage Default." Journal of Law and Economics 57, no. 1 (2014): 225–80. http://dx.doi.org/10.1086/674868.

Full text

APA, Harvard, Vancouver, ISO, and other styles

24

COLLINS, J. MICHAEL, MAXIMILIAN D. SCHMEISER, and CARLY URBAN. "Protecting Minority Homeowners: Race, Foreclosure Counseling and Mortgage Modifications." Journal of Consumer Affairs 47, no. 2 (2013): 289–310. http://dx.doi.org/10.1111/joca.12006.

Full text

APA, Harvard, Vancouver, ISO, and other styles

25

Lauria, Mickey, and Vern Baxter. "Residential Mortgage Foreclosure and Racial Transition in New Orleans." Urban Affairs Review 34, no. 6 (1999): 757–86. http://dx.doi.org/10.1177/10780879922184194.

Full text

APA, Harvard, Vancouver, ISO, and other styles

26

Curtis, Quinn. "State Foreclosure Laws and Mortgage Origination in the Subprime." Journal of Real Estate Finance and Economics 49, no. 3 (2013): 303–28. http://dx.doi.org/10.1007/s11146-013-9437-9.

Full text

APA, Harvard, Vancouver, ISO, and other styles

27

Kruger, Samuel. "The effect of mortgage securitization on foreclosure and modification." Journal of Financial Economics 129, no. 3 (2018): 586–607. http://dx.doi.org/10.1016/j.jfineco.2018.01.008.

Full text

APA, Harvard, Vancouver, ISO, and other styles

28

Goldstein, Ira, Colin Weidig, and Charles Boateng. "The City of Philadelphia's Residential Mortgage Foreclosure Diversion Program: Addressing the Rising Tide of Foreclosure." Housing Policy Debate 23, no. 1 (2013): 233–58. http://dx.doi.org/10.1080/10511482.2012.749934.

Full text

APA, Harvard, Vancouver, ISO, and other styles

29

Díaz Fraile, Juan María. "Comentario a la sentencia del Tribunal de Justicia de la Unión Europea (Gran Sala), de 26 de marzo de 2019, sobre la abusividad de determinadas clausulas de vencimiento anticipado de préstamos hipotecarios (de Modestino a Bauman, o del “derecho sólido” al “derecho líquido”) = Commentary on the judgment of the Court of Justice of the European Union March 26, 2019, regarding the abusivity of certain clauses of advanced expiration of mortgage loans (from Modestino to Bauman, or from “solid law” to “liquid law”)." CUADERNOS DE DERECHO TRANSNACIONAL 11, no. 2 (2019): 520. http://dx.doi.org/10.20318/cdt.2019.4976.

Full text

Abstract:

Resumen: El objeto del presente trabajo es analizar la sentencia del TJUE de 26 de marzo de 2019 sobre la abusividad de ciertas cláusulas de vencimiento anticipado de préstamos hipotecarios.Palabras clave: préstamo hipotecario, ejecución hipotecaria, cláusula de vencimiento anticipado.Abstract: The aim of this paper is to analyze the judgment of the CJEU of 26 of March of 2019. In this case, the CJEU ruled about the abusity of certaun clauses of advanced expiration of mortgage loans.Keywords: mortgage loan, foreclosure, clauses of advanced expiration of mortgage loans.

APA, Harvard, Vancouver, ISO, and other styles

30

Sadhwani, Apaar, Kay Giesecke, and Justin Sirignano. "Deep Learning for Mortgage Risk*." Journal of Financial Econometrics 19, no. 2 (2020): 313–68. http://dx.doi.org/10.1093/jjfinec/nbaa025.

Full text

Abstract:

Abstract We examine the behavior of mortgage borrowers over several economic cycles using an unprecedented dataset of origination and monthly performance records for over 120 million mortgages originated across the United States between 1995 and 2014. Our deep learning model of multi-period mortgage delinquency, foreclosure, and prepayment risk uncovers the highly nonlinear influence on borrower behavior of an exceptionally broad range of loan-specific and macroeconomic variables down to the zip-code level. In particular, most variables strongly interact. Prepayments involve the greatest nonli

APA, Harvard, Vancouver, ISO, and other styles

31

CHAN, SEWIN, ANDREW HAUGHWOUT, ANDREW HAYASHI, and WILBERT VAN DER KLAAUW. "Determinants of Mortgage Default and Consumer Credit Use: The Effects of Foreclosure Laws and Foreclosure Delays." Journal of Money, Credit and Banking 48, no. 2-3 (2016): 393–413. http://dx.doi.org/10.1111/jmcb.12304.

Full text

APA, Harvard, Vancouver, ISO, and other styles

32

Hutagalung, Arie. "PRAKTEK PEMBEBANAN DAN PELAKSANAAN EKSEKUSI HAK TANGGUNGAN DI INDONESIA." Jurnal Hukum & Pembangunan 38, no. 2 (2008): 148. http://dx.doi.org/10.21143/jhp.vol38.no2.171.

Full text

Abstract:

AbstrakThis article elaborates concerning Indonesia secured transcation thatfocused on hak tanggungan (Indonesian mortgage) in anxious practicalperspectives. The origin of the apprehension is rooted on the regulationmethod of foreclosure hak tanggungan. The regulation itself that abide byprior Dutch law (HIR dan Rbg) has reflected inconsistency on Indonesiansecured transcation law refom. That divergence is reflected by their longdistance era perspectives and unsimilar concern which is HIR and Rbgcommonly effective for civil procedure that then has not sophisticated on haktanggungan foreclosure

APA, Harvard, Vancouver, ISO, and other styles

33

SESHIMO, Hiroyuki. "Recent Japanese law reform for mortgage and the foreclosure procedure." Japanese Journal of Real Estate Sciences 20, no. 3 (2007): 117–24. http://dx.doi.org/10.5736/jares1985.20.3_117.

Full text

APA, Harvard, Vancouver, ISO, and other styles

34

GUPTA, ARPIT. "Foreclosure Contagion and the Neighborhood Spillover Effects of Mortgage Defaults." Journal of Finance 74, no. 5 (2019): 2249–301. http://dx.doi.org/10.1111/jofi.12821.

Full text

APA, Harvard, Vancouver, ISO, and other styles

35

Lauria, Mickey, Vern Baxter, and Bridget Bordelon. "An investigation of the time between mortgage default and foreclosure." Housing Studies 19, no. 4 (2004): 581–600. http://dx.doi.org/10.1080/0267303042000221972.

Full text

APA, Harvard, Vancouver, ISO, and other styles

36

Aron, Janine, and John Muellbauer. "“Modelling and forecasting mortgage delinquency and foreclosure in the UK.”." Journal of Urban Economics 94 (July 2016): 32–53. http://dx.doi.org/10.1016/j.jue.2016.03.005.

Full text

APA, Harvard, Vancouver, ISO, and other styles

37

Lambie-Hanson, Lauren, and Timothy Lambie-Hanson. "Agency and Incentives: Vertical Integration in the Mortgage Foreclosure Industry." Review of Industrial Organization 51, no. 1 (2016): 1–24. http://dx.doi.org/10.1007/s11151-016-9538-8.

Full text

APA, Harvard, Vancouver, ISO, and other styles

38

Zhao, Daxuan, Yonglin Wang, and Tien Foo Sing. "Impact of Foreclosure Laws on Mortgage Loan Supply and Performance." Journal of Real Estate Finance and Economics 58, no. 2 (2017): 159–200. http://dx.doi.org/10.1007/s11146-017-9641-0.

Full text

APA, Harvard, Vancouver, ISO, and other styles

39

Kim, Jiseob. "HOW LOAN MODIFICATIONS INFLUENCE THE PREVALENCE OF MORTGAGE DEFAULTS." Macroeconomic Dynamics 21, no. 1 (2016): 55–105. http://dx.doi.org/10.1017/s1365100515000395.

Full text

Abstract:

How much can government-driven mortgage modification programs reduce the mortgage default rate? I compare an economy without a modification option to one with easy modifications, and evaluate the impact of these loan modifications on the foreclosure rate. Through loan modification, mortgage servicers can mitigate their losses and households can improve their financial positions without having to walk away from their homes. When modifying loan contracts is prohibitively costly, the default rate increases 1.5 percentage points in response to a 2007-style unexpected drop in housing prices of 30%.

APA, Harvard, Vancouver, ISO, and other styles

40

Desai, Chintal Ajitbhai. "Mortgage credit and bankruptcy chapter choice: a case of US counties." Managerial Finance 42, no. 7 (2016): 680–705. http://dx.doi.org/10.1108/mf-05-2015-0155.

Full text

Abstract:

Purpose – A financially distressed homeowner considers bankruptcy filing, either Chapter 7 or Chapter 13, to delay foreclosure. On one hand, Chapter 13 filing takes longer processing time, spreads mortgage arrearages over the debt repayment period, and increases the possibility of loan modification. On the other hand, Chapter 7 filing discharges unsecured debt, which provides additional disposable income for mortgage payments. The paper aims to discuss these issues. Design/methodology/approach – The author uses fixed-effects (within variation), random-effects, and generalized estimation equati

APA, Harvard, Vancouver, ISO, and other styles

41

Rauterkus, Andreas. "The “New Normal” in Mortgage Lending and Its Impact on Default Probabilities." Baltic Journal of Real Estate Economics and Construction Management 9, no. 1 (2021): 130–47. http://dx.doi.org/10.2478/bjreecm-2021-0011.

Full text

Abstract:

Abstract The paper analyses the evolution of the use of subprime loans and the availability of credit to different classes of borrowers. It examines the time period from 1980 to 2008 as a whole, as well as the changes in credit profiles in five sub-periods. By tracking borrower characteristics and their impact on foreclosure probability over time it determines what went wrong and how policy can be developed that prevents a repeat of the housing crisis that began at the end of 2006. The findings suggest that over the sample period debt to income, FICO score and loan-to-value are significant det

APA, Harvard, Vancouver, ISO, and other styles

42

Clauretie, Terrence M. "State Foreclosure Laws, Risk Shifting, and the Private Mortgage Insurance Industry." Journal of Risk and Insurance 56, no. 3 (1989): 544. http://dx.doi.org/10.2307/253174.

Full text

APA, Harvard, Vancouver, ISO, and other styles

43

Yanmei Li and Hazel A. Morrow-Jones. "The Impact of Residential Mortgage Foreclosure on Neighborhood Change and Succession." Journal of Planning Education and Research 30, no. 1 (2010): 22–39. http://dx.doi.org/10.1177/0739456x10375305.

Full text

APA, Harvard, Vancouver, ISO, and other styles

44

Lin, Che-Chun, Ting-Heng Chu, and Larry J. Prather. "Valuation of Mortgage Servicing Rights with Foreclosure Delay and Forbearance Allowed." Review of Quantitative Finance and Accounting 26, no. 1 (2006): 41–54. http://dx.doi.org/10.1007/s11156-006-7032-3.

Full text

APA, Harvard, Vancouver, ISO, and other styles

45

Harrison, David M., and Michael J. Seiler. "The Paradox of Judicial Foreclosure: Collateral Value Uncertainty and Mortgage Rates." Journal of Real Estate Finance and Economics 50, no. 3 (2014): 377–411. http://dx.doi.org/10.1007/s11146-014-9467-y.

Full text

APA, Harvard, Vancouver, ISO, and other styles

46

Thuy, Le Bich. "Foreclosure on collateral under French and Vietnamese laws." Science & Technology Development Journal - Economics - Law and Management 3, no. 2 (2019): 111–18. http://dx.doi.org/10.32508/stdjelm.v3i2.548.

Full text

Abstract:

In Vietnam, as a result of limited financial competence, it is quite normal for small and medium enterprises to acquire loans from credit institutions, mostly under pledge and mortgage agreements. With the purpose of fostering economic growth, it is, therefore, very important to help individuals and businesses gain access to credit and increase the credit availability for them. In order to do so, obviously the possibility of predicting the time and cost involved in the realization of their security rights should be clearly seen by creditors through clear and effective regulations on enforcemen

APA, Harvard, Vancouver, ISO, and other styles

47

Theunissen, Anton. "Securitization, loan modification and the supply of subprime mortgage credit in the US." Risk Governance and Control: Financial Markets and Institutions 3, no. 3 (2013): 149–62. http://dx.doi.org/10.22495/rgcv3i3c1art6.

Full text

Abstract:

This paper develops a continuous time, contingent claims model of mortgage valuation with strategic behavior to show that mortgages that are securitized are characterized by significantly higher loan to value ratios than mortgages held on the balance sheet of the originator, if securitized mortgages cannot be renegotiated. Insofar as securitization inhibits loan modification, it serves as a credible threat to the borrower that default will provoke foreclosure. This enhances the value of the lender’s claim on the loan collateral, the home, and she is willing to lend more per dollar of collatera

APA, Harvard, Vancouver, ISO, and other styles

48

Mian, Atif, Amir Sufi, and Francesco Trebbi. "The Political Economy of the US Mortgage Default Crisis." American Economic Review 100, no. 5 (2010): 1967–98. http://dx.doi.org/10.1257/aer.100.5.1967.

Full text

Abstract:

We examine the effects of constituents, special interests, and ideology on congressional voting on two of the most significant pieces of legislation in US economic history. Representatives whose constituents experience a sharp increase in mortgage defaults are more likely to support the Foreclosure Prevention Act, especially in competitive districts. Interestingly, representatives are more sensitive to defaults of their own-party constituents. Special interests in the form of higher campaign contributions from the financial industry increase the likelihood of supporting the Emergency Economic

APA, Harvard, Vancouver, ISO, and other styles

49

Moulton, Stephanie. "Originating lender localness and mortgage sustainability: an evaluation of delinquency and foreclosure in Indiana's mortgage revenue bond program." Housing Policy Debate 20, no. 4 (2010): 581–617. http://dx.doi.org/10.1080/10511482.2010.505874.

Full text

APA, Harvard, Vancouver, ISO, and other styles

50

Langley, Paul. "Debt, Discipline, and Government: Foreclosure and Forbearance in the Subprime Mortgage Crisis." Environment and Planning A: Economy and Space 41, no. 6 (2009): 1404–19. http://dx.doi.org/10.1068/a41322.

Full text

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!