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Relevant bibliographies by topics / Future of Payments

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Academic literature on the topic 'Future of Payments'

Author: Grafiati

Published: 7 June 2025

Last updated: 2 August 2025

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Journal articles on the topic "Future of Payments"

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Chauhan, Madhu, and Isha Shingari. "Future of e-Wallets: A Perspective From Under Graduates’." International Journal of Advanced Research in Computer Science and Software Engineering 7, no. 8 (2017): 146. http://dx.doi.org/10.23956/ijarcsse.v7i8.42.

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This paper study about e-payments specifically mobile wallets. As we all know that after demonetization, there is a tremendous increase in number of e-payments. This paper specifically targets undergraduate students and portrays their preferred mode of payment. It also suggest some steps that should be taken for betterment of e-payment facilities.

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Pooja, Garg, and Rakesh Garg Dr. "THE FUTURE OF PAYMENTS: DIGITAL WALLETS AND CRYPTOCURRENCIES." International Journal of Advance and Innovative Research Volume 11, Issue 1: January - March 2024 (2024): 44–51. https://doi.org/10.5281/zenodo.15283911.

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<strong>Abstract</strong> <em>The landscape of payments is undergoing a rapid transformation, driven by the advent of digital wallets and cryptocurrencies. Digital wallets, such as PayPal, Apple Pay, and Google Pay, offer consumers a more convenient and secure way to conduct transactions using their smartphones and digital devices. Similarly, cryptocurrencies, like Bitcoin, Ethereum, and stablecoins, are emerging as decentralized alternatives to traditional forms of currency, leveraging blockchain technology to enhance security and transparency. Together, these technologies represent the futur

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Mützel, Sophie. "Unlocking the payment experience: Future imaginaries in the case of digital payments." New Media & Society 23, no. 2 (2021): 284–301. http://dx.doi.org/10.1177/1461444820929317.

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This article explores sociotechnical imaginaries of digital payments. Drawing on a decade of reports from industry consultants, the analysis of stories on digital payments identifies three sociotechnical imaginaries that shape the banking and payment industry: data monetization, the growth of digital payments, and the payment experience. The article argues that these imaginaries have contributed to the banking industry’s move toward becoming payment platforms, which restructure financial services based on a “re-personalization of money.” In effect, digital payments play a central part in the c

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Nguyen, Xuan Hung, Hoang Duong Nguyen, and Bui Thanh Hang Le. "Factors Affecting Mobile Payment Adoption: A Systematic Literature Review and Some Future Research Directions." International Journal of Research and Review 10, no. 4 (2023): 385–98. http://dx.doi.org/10.52403/ijrr.20230447.

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This study analyzes previously published research on the topic of mobile payments. The authors have selected 85 English-written studies in reliable journals from 2017 to 2022 through various scientific data sources. The objective of this study was to investigate the factors influencing mobile payments adoption. From the results obtained, this research found that Subjective Norms/Social Influence and Facilitating Conditions were the most mentioned in the research on mobile payment adoption. India is the country with the most research on mobile payment adoption, followed by China and Indonesia.

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Goutham, Sabbani. "Unified Payments Interface (UPI) – Digital Future of India." European Journal of Advances in Engineering and Technology 10, no. 10 (2023): 77–80. https://doi.org/10.5281/zenodo.11907624.

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The demonetization and digital India initiatives have given the Indian banking sector more impetus to continue pushing for the widespread use of digital payments. The "Unified Payment Interface (UPI)," which was introduced by the "National Payment Corporation of India (NPCI)" to enable digital payments, is a fantastic, updated, and reasonably priced innovation that makes digital payment services available to everyone. The adoption of mobile payment services by smartphone users, financial institutions, and banks has been signalled by the proliferation of smartphones, technological advancements,

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Bernal-Ramirez, Joaquín F., Carlos A. Arango-Arango, Andrea M. Duarte-Carreño, and Estela Martínez-Herrera. "The payments industry in Colombia : Status and future developments." Journal of Payments Strategy & Systems 19, no. 2 (2025): 185. https://doi.org/10.69554/xyqc5448.

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Colombia is transitioning to a less cash-intensive economy, driven by significant changes in the electronic payments industry. Nevertheless, challenges such as coordination failures, market segmentation and lack of interoperability persist. This paper discusses how the Central Bank of Colombia is proactively addressing these issues through the regulation and consolidation of the fast payments ecosystem. The goal is to make electronic payments widely available for day-to-day transactions by achieving high interoperability between payment service providers and capitalising on network and scale e

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Das, Manoj, and Karnail Singh. "Digital Payment: Transforming the Future of Hospitality and Hotel Industry." Revista Review Index Journal of Multidisciplinary 5, no. 1 (2025): 185–92. https://doi.org/10.31305/rrijm2025.v05.n01.022.

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By increasing visitor convenience and happiness, the use of digital payment systems has drastically changed the hospitality sector. With an emphasis on transaction ease, security, and general happiness, this study investigates how digital payments affect visitors' experiences at Punjabi hotels. UPI and credit/debit cards are the most widely utilized digital payment methods, according to data gathered from 100 hotel customers in a variety of hotel categories. According to research, visitors who regularly utilize digital payment methods express more happiness because of how quick, safe, and effe

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Bernadette, Begino, B. Bien Maricar, M. Carable Trisha, D. Montes Eunice, L. Navalle Elaine, and S. Relucio Keziah. "CASHLESS FUTURE." GPH-International Journal of Business Management 7, no. 12 (2024): 149–69. https://doi.org/10.5281/zenodo.14566987.

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Digital payment methods, including online credit card payments, mobile wallets, electronic cash, and contactless payments, have revolutionized financial transactions in recent years. This study explored the effectiveness of digital wallets in facilitating payments, savings, and investments. A descriptive research approach was employed, utilizing a Google Form survey to collect data on financial behaviors, focusing on using digital wallets for various financial activities. The results revealed that peer-to-peer transfers were frequently used for transactions through digital wallets. Additionall

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Gajdošová, Eva, and Alena Maaytová. "Payments for State Insured Persons in the Czech Healthcare System - New Challenges and Future Perspectives." Socio-Economic and Humanities Studies 8, no. 2 (2018): 25–43. http://dx.doi.org/10.61357/sehs.v8i2.64.

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The paper highlights the importance of payments for state insured persons in the Czech Republic financial and healthcare system, and subsequently, structural components are described. This is a very current issue, as payment is defined only until the year 2020 and the situation after that date remains unclear. The article deals with four possible approaches to the determination of the payments, i.e. how the assessment base for these payments might change in the year 2021. Based on these scenarios and demographical projections, development of this payment is calculated until the year 2030. It c

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Valente, Andrea, and David Atkinson. "Can Bitcoin be the Future of Digital Payments?" Journal of Business and Economics 10, no. 6 (2019): 489–500. http://dx.doi.org/10.15341/jbe(2155-7950)/06.10.2019/001.

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This study aimed to investigate the conditions in which Bitcoin has developed as a leading cryptocurrency and, according to Nakamoto (2008), could become an instrument for everyday payments around the world. In comparison to other digital payment solutions, Bitcoin is based on a peer-to-peer electronic cash system using “the blockchain”. This innovative technology allows for decentralised storage and movement of currency in a fully anonymous way, introducing advantageous methods for encrypted security and faster transactions (Hagiu & Beach, 2014). Scepticism regards Bitcoin’s foundation, e

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Dissertations / Theses on the topic "Future of Payments"

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Smolenko, S. "Contactless, or the future of payments." Thesis, Sumy State University, 2016. http://essuir.sumdu.edu.ua/handle/123456789/45980.

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Naik, Vaibhav C. "The evolution of the digital payments : the past, present and future of digital payments." Thesis, Massachusetts Institute of Technology, 2015. http://hdl.handle.net/1721.1/115037.

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Thesis: S.M. in Engineering and Management, Massachusetts Institute of Technology, System Design and Management Program, 2016.<br>Cataloged from PDF version of thesis.<br>Includes bibliographical references (pages 37-39).<br>The past couple of years, we have observed the rise of the Digital Wallet, a potentially game changing technology application in the financial industry. Digital Wallets allow consumers to pay for purchases through digital devices, and the technology has created a battle among payment networks, banks and technology firms. In this paper, we analyse how the Digital Wallet is

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Cicek, Mehmet, and Georgios Tsilfidis. "Ett steg framåt eller ett steg bakåt? : En studie om hur konsumenter prioriterar säkerhet och enkelhet vid val av moderna eller traditionella betalningsmedel." Thesis, Linnéuniversitetet, Ekonomihögskolan, ELNU, 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-22088.

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Syfte: Identifiera de olika betalningsmedlen för att finna samband mellan upplevelserna av deras säkerhet, enkelhet och hur dessa aspekter påverkar valet av betalningsmedel. Metod: Kvantitativ metod Teori: Litteratur, vetenskapliga artiklar och empiriska rapporter Empiri: En enkätundersökning gjordes för datainsamling Slutsats: Undersökningen bekräftar att både upplevelsen av säkerhet och enkelhet påverkar konsumenterna i valet av betalningsmedel. Vår undersökning visar att enkelhet ör den vanli-gaste och viktigaste orsaken för en konsument i valet av betalningsmedel. Undersökningen visar även

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Rostov, David. "The sensitivity of Brazil's balance of payments and foreign debt to future changes in world economic conditions: 1987-1991." Oberlin College Honors Theses / OhioLINK, 1987. http://rave.ohiolink.edu/etdc/view?acc_num=oberlin1342190790.

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Jackson, David. "Innovation in Business to Business Payment Services: a contextual approach to future innovation." Thesis, KTH, Industriell Marknadsföring och Entreprenörskap, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-230617.

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Payments take place every day in exchange for goods and services. There are a large variety of different methods which can be used to make a payment, and multiple scenarios in which payments take place. Recently there has been a significant amount of innovation in the Payment Services sector, however the majority of this innovation has occurred in the Business-to-Consumer (B2C) market, leaving the Business-to-Business (B2B) market relatively devoid of innovations. This raises the question, why are there limited successful innovations in B2B Payment Services? Furthermore, are there areas for in

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Bern, Francesca, and Othilia Österling. "Preparing for Takeoff in the Payment Industry : Co-opetition as Value Creation." Thesis, KTH, Skolan för industriell teknik och management (ITM), 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-279590.

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The world is moving towards real-time – and so are payments. A global transformation of payments is lying ahead, and the future offers instant payments in multiple currencies, around the clock, every day of the year. Introducing a new platform that permits instant payments for cross-currencies will change the traditional business for banks and their corporate customers. Since this payment solution is first of its kind, it will become difficult for banks to predict the future needs of their corporate customers, but they do need to find new ways to create value. Moreover, the rise of a more netw

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Makokoe, Isaac. "Selected antecedents towards the acceptance of m-payment services and the relationship with attitude and future intentions." Thesis, Vaal University of Technology, 2017. http://hdl.handle.net/10352/454.

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M. Tech. (Marketing, Faculty of Management Sciences), Vaal University of Technology<br>Keywords: Mobile payments, usefulness, ease of use, security, attitude, future intentions. An increased reliance on mobile phones by consumers for making retail purchases has been witnessed over the years. Given the pervasive use of m-payments and the incessant diffusion of innovations in South Africa, it is important for marketers to have knowledge of the right set of factors that enhance consumers’ intent towards favouring m-payments in future encounters. This study draws from the undertones of Davis’s (

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Youssefzadeh, Salim Benjamin. "Future of Payment Platforms." DigitalCommons@CalPoly, 2014. https://digitalcommons.calpoly.edu/theses/1241.

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With the vast increase in smartphones, there have been an increasing number of opportunities growing in the app industry. One in particular is the way we deal with money. There are huge overheads in the current payment systems around the world particularly in the United States, many of which include large transaction fees. Many new businesses have grown to solve these inefficiencies and create a new platform that provides a new user experience, security, and convenience among many other things. However, many of these platforms are still centralized, making them more susceptible to attacks. Thi

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Проценко, Я. М. "Організація обліку та контролю забезпечень підприємства". Master's thesis, Сумський державний університет, 2019. http://essuir.sumdu.edu.ua/handle/123456789/76274.

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У роботі досліджено сутність забезпечень майбутніх витрат і платежів підприємства, організацію їх обліку та контролю. Магістерська робота спрямована на вдосконалення теоретико-методичних засад та розробку практичних рекомендацій з обліку і контролю забезпечень майбутніх витрат і платежів в управлінні ризиками підприємства з метою ефективного використання його потенціалу та конкурентних переваг. Було запропоновано методику внутрішнього контролю забезпечень майбутніх витрат і платежів, рекомендації щодо створення, обліку та розрахунку планового резерву виплат на відпустку працівникам, також уточ

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Dorfman, Matthew James. "Future contactless payment options for transport for London : demand, cost, equity, and fair policy implications." Thesis, Massachusetts Institute of Technology, 2007. http://hdl.handle.net/1721.1/40380.

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Thesis (S.M.)--Massachusetts Institute of Technology, Engineering Systems Division, Technology and Policy Program, 2007.<br>Includes bibliographical references (p. 117-120).<br>This thesis assesses fare payment technologies for Transport for London in 2015. Based on a survey of technical literature, feasible payments technologies in 2015 include current smartcard technology, contactless bankcards and near-field communication (NFC) mobile phones. Five fare payment options based on these three technologies are proposed. Options 1-3 use contactless bankcards and NFC phones as the fare medium. Opt

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Books on the topic "Future of Payments"

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Prahalathan, S. India's external sector: Status and future outlook. Associated Chambers of Commerce and Industry of India, 1996.

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1923-, Mahajan V. S., ed. India's foreign trade and balance of payments: Policies, performance, and future strategy. Deep & Deep Publications, 1992.

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Carson, Carol S. Manuals on macroeconomic statistics: A stocktaking to guide future work. International Monetary Fund, Statistics Department, 2001.

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Arvidsson, Niklas. Building a Cashless Society: The Swedish Route to the Future of Cash Payments. Springer Nature, 2019.

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Association for Payment Clearing Services., ed. Payments - past, present and future: A collection of essays analysing trends in money transmission. Association for Payment Clearing Services, 1996.

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E, Fair Donald, Boissieu Christian de, Åkerholm Johnny, and Société universitaire européenne de recherches financières., eds. The International adjustment process: New perspectives, recent experience, and future challenges for the financial system. Kluwer Academic Publishers, 1989.

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United States. Small Business Administration. Office of Inspector General. A detailed repayment ability analysis is needed on high-dollar early-defaulted loans to prevent future improper payments. U.S. Small Business Administration, Office of Inspector General, 2012.

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Perkins, Joanne. A review of the impact of direct payments on independent living for disabled people and the implications for future social work practice. SCA (Education), 2003.

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S, Millard, Haldane Andrew G, and Saporta Victoria, eds. The future of payment systems. Routledge, 2007.

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Chris, Skinner, ed. The future of finance after SEPA. John Wiley & Sons, 2008.

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Book chapters on the topic "Future of Payments"

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Broløs, Anette. "The Future of Money." In The Book of Payments. Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/978-1-137-60231-2_31.

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Szmukler, Daniel. "Europe's future payments infrastructures." In The Future of Finance after SEPA. John Wiley & Sons, Inc., 2015. http://dx.doi.org/10.1002/9781119942634.ch6.

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Yasmin, Shayala, Ardak Turginbayeva, and Aijaz A. Shaikh. "Unlocking the Future." In Blockchain, Metaverse, and Digital Payments. Routledge, 2024. http://dx.doi.org/10.4324/9781003401452-3.

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González Fuster, Gloria. "EU Data Protection and Future Payment Services." In Bitcoin and Mobile Payments. Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/978-1-137-57512-8_8.

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Goldfinch, Peter. "Context of payments." In A global guide to FinTech and future payment trends. Routledge, 2018. http://dx.doi.org/10.4324/9780429401176-2.

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Wandhöfer, Ruth. "Postlude: The Future for European Payments and the Emergence of a Global Agenda." In EU Payments Integration. Palgrave Macmillan UK, 2010. http://dx.doi.org/10.1057/9780230313996_7.

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Wolf, Redmar A. "Virtual Currencies, M-Payments and VAT: Ready for the Future?" In Bitcoin and Mobile Payments. Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/978-1-137-57512-8_10.

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Okina, Yuri. "Digitalization of Payment Instruments: Cashless Payments and Loyalty Points Systems." In The Future of Financial Systems in the Digital Age. Springer Singapore, 2022. http://dx.doi.org/10.1007/978-981-16-7830-1_7.

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Mullan, Jennifer, Laura Bradley, and Sharon Loane. "Barriers and Drivers to Future Bank Adoption of Mobile Banking: A Stakeholder Perspective." In The Book of Payments. Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/978-1-137-60231-2_27.

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Mourouzis, Theodosis, and Nikolas Markou. "Blockchains, DLTs and the Future of Payments." In Future of Business and Finance. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-78184-2_3.

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Conference papers on the topic "Future of Payments"

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Adebajo-Akinpelu, Victor O., Moses Oluwafemi Onibonoje, Saheed Lekan Gbadamosi, Adenike Olabisi Femi-Onibonoje, Adeyinka Sikiru Yusuff, and Temitayo Mufutau Azeez. "Enhancing Inventory and Payment Management: A Review of Current Technologies and Future Direction." In 2024 IEEE 5th International Conference on Electro-Computing Technologies for Humanity (NIGERCON). IEEE, 2024. https://doi.org/10.1109/nigercon62786.2024.10927183.

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Pagani, Alessio. "QUIC Bitcoin: Fast and Secure Peer-to-Peer Payments and Payment Channels." In 2022 IEEE Future Networks World Forum (FNWF). IEEE, 2022. http://dx.doi.org/10.1109/fnwf55208.2022.00107.

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Pahwa, Dr S. K., and Ms Nidhi Rajak. "IMPACT OF DIGITAL PAYMENT SYSTEMS ON CUSTOMER IMPULSIVE BUYING BEHAVIOR." In Transforming Knowledge: A Multidisciplinary Research on Integrative Learning Across Disciplines. The Bhopal School of Social Sciences, 2025. https://doi.org/10.51767/ic250118.

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The Indian economy is growing at an unprecedented pace, and the increasing popularity of digital payments is a testament to this growth, India is coming out as a master in the area of digital payments, almost 42% of Indians use cashless methods for their financial transactions which also affects their buying behavior this research paper plans to investigate the influence of Digital Payment System on impulsive buying behavior of Customers. The companies and government must understand this impact which will help them to make their strategies and plans for the future. The study was conducted via

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Khando, Khando, M. Sirajul Islam, and Shang Gao. "Factors Shaping the Cashless Payment Ecosystem: Understanding the Role of Participating Actors." In Digital Restructuring and Human (Re)action. University of Maribor Press, 2022. http://dx.doi.org/10.18690/um.fov.4.2022.10.

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Cashless payments have become increasingly popular around the world because of their numerous advantages. More so, the cashless payment adoption has been escalated during the Covid-19 pandemic. However, there is a lack of holistic studies on the adoption and contemporary practices of cashless payments. The purpose of this study is, therefore, to provide a comprehensive understanding by identifying the participating actors and their crucial role in the payment ecosystem. Thus, the paper aims to address two research questions: i) Who are the participating actors in the cashless payment ecosystem

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Panfil, Cristina, and Profira Cristafovici. "Payment market in the Republic of Moldova: limits and development opportunities." In Conferinta stiintifica internationala "Strategii si politici de management in economia contemporana", editia VII. Academy of Economic Studies of Moldova, 2023. http://dx.doi.org/10.53486/icspm2022.53.

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In the context of the digitalization of economies, new technologies and financial solutions that have emerged, contribute significantly to the development of the financial system. In this context, financial payment services register a remarkable evolution, contributing to solving the problems of the population and the economic agents in the field of payments. It is interesting to what extent the Republic of Moldova has advanced in the assimilation of new financial services offered by providers in the last period and what are the possibilities for their development in the future. In this articl

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Vijayan, Akash, Akeel Mohammed Ashique, Mathew Koshy Karunattu, Ansamma John, and Manu J. Pillai. "Digital Payments: Blockchain based Security Concerns and Future." In 2020 International Conference on Smart Electronics and Communication (ICOSEC). IEEE, 2020. http://dx.doi.org/10.1109/icosec49089.2020.9215431.

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Obaid, Mahmoud, Allam Abumwais, Rami Hodrob, Suhail Odeh, and Murad Obaid. "The Future of Mobile Payments: Blockchain-Based Solutions." In 2023 24th International Arab Conference on Information Technology (ACIT). IEEE, 2023. http://dx.doi.org/10.1109/acit58888.2023.10453911.

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Tomić, Nenad, and Violeta Todorović. "The Future Of Payments In The Internet Of Things." In Sinteza 2017. Singidunum University, 2017. http://dx.doi.org/10.15308/sinteza-2017-97-104.

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Макеенко, Мария Владимировна, Майя Владимировна Тихонова, and Юлия Германовна Ермаченко. "FEATURES OF APPLICATION OF MATHEMATICAL METHODS IN INVESTMENT ANALYSIS." In Междисциплинарность как двигатель научного прогресса: сборник статей международной научной конференции (Санкт-Петербург, Май 2023). Crossref, 2023. http://dx.doi.org/10.58351/230511.2023.49.61.002.

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В статье раскрываются особенности применения математических методов в инвестиционном анализе при определении текущей, будущей стоимость поступлений или платежей, а также при расчете размера одного элемента платежного ряда при начислении процентов в середине периода. The article reveals the features of the application of mathematical methods in investment analysis when determining the current, future value of receipts or payments, as well as when calculating the size of one element of the payment series when calculating interest in the middle of the period.

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Patel, Maitrey, Abhishek Nath Goswami, Lokesh Mishra, Prabhat Tripathi, and Vivek Rai. "AUTOMATIC PAYMENT USING FACE RECOGNITION SYSTEM." In Computing for Sustainable Innovation: Shaping Tomorrow’s World. Innovative Research Publication, 2024. http://dx.doi.org/10.55524/csistw.2024.12.1.9.

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This abstract introduces an innovative system for automatic payments using face recognition, eliminating the need for traditional payment cards. In this proposed system, users authenticate transactions by presenting their faces to the recognition system, prioritizing Face ID for its effectiveness in identification. The technology relies on advanced biometric techniques, including OpenCV for image processing, Haar Cascade Classifier for face detection, and Local Binary Pattern for facial recognition. Upon successful face verification, the payment is automatically processed, streamlining transac

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Reports on the topic "Future of Payments"

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Turner, Dylan, Katherine Baldwin, Jayson Beckman, Noé J. Nava, Francis Tsiboe, and Kate Vaiknoras. Potential budgetary impacts of climate change on the Pasture, Rangeland, and Forage insurance plan. U.S. Department of Agriculture, Economic Research Service, 2024. https://doi.org/10.32747/2024.8755000.ers.

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More frequent and severe weather events are projected with climate change. The U.S. Federal Government offers programs to help producers mitigate the financial impacts of these adverse events, the largest of which is the USDA, Federal Crop Insurance Program (FCIP). The potential impacts on FCIP outlays under future climate scenarios have been explored but most analyses have focused on impacts on field crops. A changing climate could also affect forage commodities and livestock producers. The Pasture, Rangeland, and Forage (PRF) insurance plan was designed to help producers mitigate financial l

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Hrozencik, R. Aaron, Gabriela Perez-Quesada, and Kyle Bocinsky. stocking impact and financial-climate risk of the Livestock Forage Disaster Program. Economic Research Service, U.S. Department of Agriculture, 2024. http://dx.doi.org/10.32747/2024.8254668.ers.

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Drought imposes significant costs on the U.S. agricultural sector, particularly livestock producers who rely on precipitation to grow forage. The U.S. Department of Agriculture administers several programs to mitigate the economic costs of drought. One of these programs is the Livestock Forage Disaster Program (LFP), which provides payments to livestock producers impacted by drought. Program evaluation results suggest that producers in drought affected counties that received LFP payments achieved similar herd retention and liquidation outcomes as producers in less drought impacted counties tha

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Rao, Krishna D., Andrés I. Vecino Ortiz, Tim Roberton, Angélica Lopez Hernandez, and Caitlin Noonan. Open configuration options Future Health Spending in Latin America and the Caribbean: Health Expenditure Projections & Scenario Analysis. Inter-American Development Bank, 2022. http://dx.doi.org/10.18235/0004185.

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Latin American and Caribbean countries will face significant increases in future health expenditures. A variety of factors are responsible - population growth and aging, the epidemiological transition to noncommunicable diseases (NCDs), and economic growth and technology, among others. Increasing health expenditures are particularly concerning to countries in Latin America and the Caribbean (LAC) given growing levels of debt, insufficient fiscal revenues, and high out-of-pocket payments. The projected average annual per capita CHE growth rate from 2018-2050 is slightly higher in Latin American

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Navarro, Adoracion. The Evolution of Reforms and the State of Competition in Public Procurement in the Philippines. Philippine Institute for Development Studies, 2024. http://dx.doi.org/10.62986/dp2023.48.

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In the literature on Philippine public procurement, knowledge gaps exist in terms of coverage of the period of reform implementation and the scope of reform application. This study helps close these gaps by analyzing Philippine public procurement history up to the years of application of the 2016 implementing rules and regulations of the General Procurement Act and using data for the usual three procurement categories: civil works, consulting services, and goods procurement. It also suggests a logit model of procurement specifically for the Philippines, given the available data in the Philippi

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Parra-Polania, Julian A., and Constanza Martínez-Ventura. Designing the Future of Money: The Case for Multiple CBDCs. Banco de la República, 2025. https://doi.org/10.32468/be.1310.

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We examine the optimal design of central bank digital currencies (CBDCs) by focusing on two key features: the anonymity-security trade-off and the remuneration (i.e., interest rate). Building on the extended model by Agur et al. (2022), which accounts for potential negative externalities associated with the anonymity of payment methods, we incorporate the possibility of multiple CBDCs into the framework. Our findings reveal that with optimally designed CBDCs and when anonymity costs are significant, a cashless economy is the preferred choice for the central bank. Furthermore, irrespective of a

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Parra-Polania, Julian A., and Constanza Martínez-Ventura. Designing the Future of Money: The Case for Multiple CBDCs. Banco de la República, 2025. https://doi.org/10.32468/be.1311.

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We examine the optimal design of central bank digital currencies (CBDCs) by focusing on two key features: the anonymity-security trade-off and the remuneration (i.e., interest rate). Building on the extended model by Agur et al. (2022), which accounts for potential negative externalities associated with the anonymity of payment methods, we incorporate the possibility of multiple CBDCs into the framework. Our findings reveal that with optimally designed CBDCs and when anonymity costs are significant, a cashless economy is the preferred choice for the central bank. Furthermore, irrespective of a

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Dourojeanni, Marc J. The Future of the Latin American Natural Forests. Inter-American Development Bank, 1999. http://dx.doi.org/10.18235/0011162.

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Included in this working paper is a discussion of the history of deforestation and forest degradation in Latin America and policy recommendations towards conserving natural forests. The author argues that the main opportunity to conserve natural forests may be in the recognition of and payment for the environmental services they provide, and in the production of highly priced "certified green" goods that would make sustainable forest management profitable. Lastly, this paper ends with conclusions and recommendations such as the idea that establishment and better management of strictly protecte

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Komisar, Harriet, Keith Lind, and Claire Noel-Miller. Putting People First by Strengthening Medicare for the Future: Promising Payment and Delivery System Innovations in Medicare. AARP Public Policy Institute, 2020. http://dx.doi.org/10.26419/ppi.00112.001.

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Goldmark, Lara, and Gabriel Schor. Information Through Vouchers: What Next, After Paraguay? Inter-American Development Bank, 1999. http://dx.doi.org/10.18235/0006797.

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A functional weakness of the training market is the extreme difficulty with which potential purchasers of "training" can gauge the quality of training programs in advance of payment. However, no training provider would allow a customer to delay payment of course fees until the course has been completed. In such a circumstance, upon completion of the course, the trainee has received what he wanted to acquire (knowledge and skills), and therefore has a strong incentive to refuse payment. An effective instrument would promote investment in the training market, and also reduce the information gap

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Komisar, Harriet, Keith Lind, and Claire Noel-Miller. In Brief: Putting People First by Strengthening Medicare for the Future: Promising Payment and Delivery System Innovations in Medicare. AARP Public Policy Institute, 2020. http://dx.doi.org/10.26419/ppi.00112.002.

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