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Journal articles on the topic 'Gold Loan'

Author: Grafiati

Published: 3 June 2025

Last updated: 31 July 2025

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1

D., V. Padmaja, and K. Prince Paul Antony Dr. "FACTORS THAT INFLUENCES BORROWERS TO AVAIL GOLD JEWELLERY LOAN." International Journal of Current Research and Modern Education 3, no. 1 (2018): 422–25. https://doi.org/10.5281/zenodo.1219855.

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Gold loan facilities offered by scheduled Commercial Banks and NBFCs have its unique features, advantages and disadvantages. Gold loans by banks are offered at a lower rate of interest compared to NBFCs. This study aimed to assess the primary factors that gold loan borrowers considered while borrowing loan from either scheduled commercial banks or from NBFCs. The study inferred that the borrower take into consideration of following factors while availing bank loan from either scheduled commercial banks or NBFCs like: easy of loan availability, it best suited to small traders and retailers, pro

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2

Borisovich, V. T., Z. M. Nazarova, and B. S. Madzhidov. "The mechanism of the gold loan and its use in the gold mining industry." Proceedings of higher educational establishments. Geology and Exploration, no. 3 (June 28, 2017): 31–36. http://dx.doi.org/10.32454/0016-7762-2017-3-31-36.

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The essence of the gold loan and its role in the formation of the market of the precious metals have been considered. The gold mining companies are stated to be the main users of the borrowed gold. The main uses of the gold loans have been presented, including uses by gold mining companies, for the development of the mining industry and refinancing the debt. The modern problems of the functioning of the market for gold loans have been considered. The role of Central and commercial banks in the development of the market for gold loans has been reflected. The mechanism of the operation of the go

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D., V. Padmaja, and K. Prince Paul Antony Dr. "A STUDY ON CONSUMER ATTITUDE AND PERCEPTION TOWARDS GOLD LOAN OFFERED BY SCHEDULED COMMERCIAL BANKS WITH REFERENCE TO COIMBATORE." International Journal of Computational Research and Development 2, no. 1 (2017): 108–12. https://doi.org/10.5281/zenodo.810339.

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<strong>Gold Loan Market in India</strong> is well organized gold loan market has grown tremendously over a period of time, thanks to the changing consumer perception about gold loan, and rising loan requirements. A new trend of gold financing for purchasing has also been observed in the industry. The main objective of the study is that to study the demographic and socio-economic status of the gold loan borrowers in the study region and to measures the loan borrowers level of satisfaction towards jewel loans offered by Scheduled Commercial Banks in India. For this a sample of 150 was collected

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4

Vanitha Malarvizhi, P., and A. Angel. "A Comparative Study on Gold Loan Offered by Public Sector Banks and Non-Banking Financing Companies, Madurai." Shanlax International Journal of Commerce 7, no. 3 (2019): 51–57. http://dx.doi.org/10.34293/commerce.v7i3.398.

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In today’s modernized world everybody prefer to avail gold loan as it can be availed within the short duration from Banking institution and Non-Banking Financing institution where the preference to other credit was comparatively lesser as it consumes time. This research study is related to a comparative survey of the gold loan offered by Public sector Banks and Non-Banking Financing Companies in Madurai. This study is focused on the preference of the borrowers in availing the gold loan, the awareness level of borrowers about lending norms, factors influencing borrowers to avail the gold loan,

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Münevvere, Yıldız. "The Effects of Macroeconomic Factors on Bank Loan Interest Rates in Turkey Authors." Journal of corporate governance, insurance and risk management 7, no. 2 (2020): 70–86. http://dx.doi.org/10.51410/jcgirm.7.2.5.

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The purpose of the study to reveal how interest rates on loans offered to consumers by banks in Turkey are affected by macroeconomic factors. For this purpose, the personal loan interest rate is considered as the consumer loan interest rate, mortgage loan interest rate and vehicle loan interest rate. Macroeconomic factors, inflation, gold, exchange rate and money supply are included in the analysis. Three models have been established using monthly data for the period January 2009-June 2020. Firstly, cointegration test was applied to the models and it was determined that there is at least one c

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Yıldız, Münevvere. "The Effects of Macroeconomic Factors on Bank Loan Interest Rates in Turkey." Journal of Corporate Governance, Insurance, and Risk Management 7, no. 2 (2020): 70–86. http://dx.doi.org/10.56578/jcgirm070205.

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The purpose of the study to reveal how interest rates on loans offered to consumers by banks in Turkey are affected by macroeconomic factors. For this purpose, the personal loan interest rate is considered as the consumer loan interest rate, mortgage loan interest rate and vehicle loan interest rate. Macroeconomic factors, inflation, gold, exchange rate and money supply are included in the analysis. Three models have been established using monthly data for the period January 2009-June 2020. Firstly, cointegration test was applied to the models and it was determined that there is at least one c

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Borisovich, V. T., Z. M. Nazarova, N. Kh Kurbanov, and B. S. Madzhidov. "EVALUATION OF GOLD LOAN IN THE GOLD MINING INDUSTRY." MINING INFORMATIONAL AND ANALYTICAL BULLETIN 7 (May 20, 2017): 34–44. http://dx.doi.org/10.25018/0236-1493-2017-7-0-34-44.

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Ilham, Yana, and Mahdalena Nasrun. "GOLD LOANS AT ISLAMIC BANK AMANAH SYARIAH BASED ON THE PERSPECTIVE OF ISLAMIC ECONOMIC LAW." JURISTA: Jurnal Hukum dan Keadilan 6, no. 2 (2022): 154–72. http://dx.doi.org/10.22373/jurista.v6i2.64.

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Institutions engaged in capital have their own system or method of channeling capital, such as the Amanah Syariah UPK which is an institution that manages activities to overcome and assist in the economic field, carried out independently in developing community welfare. Capital provided in the form of loans or debts with the object being gold. The focus of the problem in this study is how the consideration of UPK Amanah Syariah provides loans in the form of gold, how is the mechanism of gold loan practices at UPK Amanah Syariah Samatiga District, West Aceh Regency? and how the Islamic economic

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Meilinda, Yesica, Triandi Triandi, and Udi Pramiudi. "Implementasi Sistem Informasi Akuntansi Kredit Gadai Emas Di PT Pegadaian." Jurnal Aplikasi Bisnis Kesatuan 4, no. 1 (2024): 171–92. http://dx.doi.org/10.37641/jabkes.v4i1.1893.

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This research was prepared to determine the procedures for granting, repaying, and auctioning gold pawn loans at PT Pegadaian (Persero) Tajur Branch Service Unit as one of the Fast and Secure Credit products offered by the company to the public to be able to obtain loans with collateral in the form of gold. The purpose of this writing is to find out about the Gold Pawn Credit Accounting Information System at PT Pegadaian and how the effectiveness of Internal Control on the Gold Pawn Information System at PT Pegadaian. The procedure for granting a gold pawn starts from a credit application, val

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Irawan, Andre, Jessin Candra Lim, Delpy Swasti Lase, Ali Jamil, and Desi Faizal Mirza. "Pengaruh Pinjaman KUR, Gadai Emas Dan Gadai Kendaraan Terhadap Peningkatan Produktifitas Umkm Mitra Binaan PT Pegadaian Cabang Pringgan Kota Medan." Journal of Economic, Bussines and Accounting (COSTING) 7, no. 1 (2023): 747–58. http://dx.doi.org/10.31539/costing.v7i1.6846.

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This study aims to examine and analyze the effect of mortgage loans, gold pawning, and vehicle pawning on the productivity of MSMEs fostered by PT Pegadaian Pringgan Branch, Medan City. Improved business conditions are a consideration for PT Pegadaian in providing KUR loans, gold mortgages, and vehicle mortgages to increase MSME productivity, which can help businesses progress in the future. KUR loans are provided by the Indonesian government to support MSMEs in increasing their access to finance. The KUR loan is intended to finance working capital, investment, and the purchase of production g

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Yoewono, Harsono. "Home Ownership Dynamics: Analysis of The Impact of Gold, Bonds and Stocks on Property Investment Moderated by Loan Interest Rates." Journal of Economic, Bussines and Accounting (COSTING) 7, no. 5 (2024): 1212–23. http://dx.doi.org/10.31539/costing.v7i5.11658.

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The purpose of this study is to examine how shares, bonds, and gold affect real estate investment, which is influenced by loan interest rates. In this study, the data type used is quantitative. Secondary data in the form of residential property price index data, bonds, stocks, loan interest rates and gold prices were sourced from Bank Indonesia. On a monthly basis, sampling employed a time series data method. Multiple linear regression is the data analysis technique employed in this study, which makes use of the E-views software. The study's findings indicate that gold has little bearing on re

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Elimartati, Elimartati, Muhammad Rizky Prima Sakti, Hebby Rahmatul Utamy, and Utari Aulia Rifmadani. "Determination of The Ujrah of Gold Paid Goods at Mandiri Sharia Bank (BSM) Batusangkar." JURIS (Jurnal Ilmiah Syariah) 20, no. 2 (2021): 259. http://dx.doi.org/10.31958/juris.v20i2.4686.

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This study analyzes the cost determination for a gold pawn ujrah at the branch of Banque Syariah Mandiri Batusangkar. This type of research is field research with qualitative methods. The analysis technique is based on the Fatwa DSN and the theory advanced by Rozalinda. The research results explain that the implementation of the gold pledge at the branch of Bank Syariah Mandiri Batusangkar in accordance with the Standar Operasional Prosedur (SOP) that have been set by the Bank. The costs of administration, maintenance and storage of the pledged goods are determined according to the amount of t

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AAKASH, S. "A Study on Unsecured Loans and Its Impact on Society." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 07 (2025): 1–9. https://doi.org/10.55041/ijsrem51211.

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The paper focuses on Unsecured loan especially personal loan. A personal loan is a kind of credit borrowed either from a banking institution or Non-banking institution for private utility; it enables the person to buy essential goods or services to sustain a livelihood.To attract or influence the customers, the banking providing several tactics to connect with their banking facilities like easy payment services, low-interest rate, rapid availability of loans, less paperwork, etc. Enhance the chances of NPA and defaulter cases. The fact why personal loans are becoming increasingly popular is du

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Imaroh, Ikhda Maslikhatul, and Firman Setiawan. "<b>ANALYSIS OF CUSTOMER DECISION PREFERENCES ON GLOD COLLATERAL LOANS AT BANK MANDIRI MITRA SYARIAH</b>." I-Finance: a Research Journal on Islamic Finance 10, no. 2 (2024): 218–35. https://doi.org/10.19109/jcwf8h96.

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This quantitative research aims to identify factors that influence customers' decisions in choosing gold collateral services at Bank Mitra Syariah. The population of this study was 4,947 customers on gold collateral loans at sharia partner banks. The sample size used in the research was 370 customers who were selected using a purposive sampling method with the criteria being that the respondent was at least 17 years old and had a gold collateral loan. Data was collected using a questionnaire containing questions related to variables on a Likert scale, and processed using SPSS version 25 softwa

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Erna Dewi, Khairul Bahri Nasution, Nur Hasimah. "PRAKTIK PINJAM MEMINJAM BERSYARAT DI DESA ADIAN JIOR." Islamic Circle 3, no. 2 (2022): 1–11. http://dx.doi.org/10.56874/islamiccircle.v3i2.978.

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The practice of borrowing, both in the form of money and gold, has often occurred, even most of the people require the provision of rice fields as collateral for the loan by the lender. As happened in Ajian Jior village, people in Adian Jior Village, Panyabungan District, practiced borrowing both in the form of money and gold by requiring the provision of rice fields as collateral for the loan. When someone borrows gold or money, they will give their rice fields as collateral from the debt with a time limit of two harvests or 1-2 years or according to the agreed time. During the loan and loan,

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16

Saputri, Inggit Eka. "Faktor – Faktor yang Mempengaruhi Minat Nasabah terhadap Produk Gadai Emas pada PT Bank Syariah Indonesia KCP Medan Setia Budi." Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah 5, no. 1 (2022): 334–40. http://dx.doi.org/10.47467/alkharaj.v5i1.1207.

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 Pawn gold is a loan facility with a gold guarantee to obtain cash with a high estimate, low and easy costs, can be automatically extended, stored safely and insured online or offline services. This study aims to find out what are the factors that influence customer interest in gold pawning products. The marketing mix in this research is location, promotion and service. With this type of qualitative research using descriptive methods, the results show that the three marketing mix of pawning gold promotions are the most dominant in influencing customer interest in pawning gold products.&#

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V., Jithin kumar. ""Navigating Human Resource Practices: Insights into Job Satisfaction in Tamil Nadu's Non-Banking Financial Companies"." Proceeding International Conference on Science and Engineering 11, no. 1 (2023): 1864–75. http://dx.doi.org/10.52783/cienceng.v11i1.346.

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Because of the vital responsibilities they play in nation-building and financial inclusion, non-banking financial companies are playing a significant role in encouraging inclusive growth in the nation. The primary concentration of NBFCs is on loan-related activities, particularly gold loans, and advances, as well as shares, bonds, debentures of various kinds, leasing, hire-purchase agreements, and the insurance industry. Respectively, they constantly view their employees as the foundation of their business and work to ensure employee satisfaction. However, the Human Resource Department has a d

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18

Dai, Jiaxing. "Analysis of E-commerce Platform Supply Chain Finance Model - Taking JD Group as an Example." Advances in Economics, Management and Political Sciences 183, no. 1 (2025): None. https://doi.org/10.54254/2754-1169/2025.24373.

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This paper makes an in-depth analysis of the supply chain finance model of e-commerce platform, taking Jingdong Group as a case study, and discusses its development process, main financing mode and advantages and disadvantages. By defining the concept of supply chain finance and electricity supply chain finance, combined with the theory of transaction cost and long tail, this paper explores the jingdong gold enterprise cooperation financing mode (including order loan, warehouse receipt pledge, accounts receivable and entrusted loans) and platform of proprietary financing mode (such as Beijing

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Hausermann, Heidi, Janet Adomako, and Maya Robles. "Fried eggs and all-women gangs: the geopolitics of Chinese gold mining in Ghana, bodily vulnerability, and resistance." Human Geography 13, no. 1 (2020): 60–73. http://dx.doi.org/10.1177/1942778620910900.

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Between 2008 and 2016, more than 50,000 Chinese citizens migrated to Ghana to mine gold on small-scale concessions. This is particularly surprising given that small-scale mining is an activity reserved for Ghanaian citizens. Foreign gold mining is mediated by various intersecting political economic and geopolitical shifts, including unprecedented gold demand, economic crisis, and informal conditions to Chinese loans. Based on long-term, mixed-methods fieldwork, and drawing from feminist geopolitics research, we argue Ghana’s recent gold rush portends gendered implications for bodies in rural a

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Wahidahwati, Wahidahwati, Yuliana Agustin, Nur Handayani, and Mazlina Muhammad. "INTERPRETIVE STUDY: THE MEANING OF RAHN GOLD ACCOUNTING PRACTICE IN THE PERSPECTIVE OF IMAM BUKHARI AND MUSLIM HADITH." EL DINAR: Jurnal Keuangan dan Perbankan Syariah 11, no. 2 (2023): 209–28. http://dx.doi.org/10.18860/ed.v11i2.22444.

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This research aims to determine the accounting treatment of Sharia gold pawn products at Sharia Pegadaian, which is measured by the hadith perspective of Imam Al-Bukhari. Furthermore, those used as references include the story of Armor, rides or vehicles, and the story of the Ansar men. The research method used in this research is a case study approach. The case study focuses on the accounting treatment of gold Rahn transactions from the beginning of the contract to the end of the contract. The research results show that the contracts used in Sharia Pawnshops use Rahn contracts, qardh contract

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Suhendar, Heris. "Implementation of Hybrid Contracts Concept of Sharia Pawn in Sharia Banking." Journal of Economicate Studies 1, no. 1 (2017): 23–30. http://dx.doi.org/10.32506/joes.v1i1.5.

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The existence of people's need for financing is fast, easy, safe and certainly in accordance with the principles of sharia, triggering sharia banking to innovate. One form of innovation issued by sharia banks to support the needs of the community is the product of pawn gold sharia. On the other hand, concerns arise about the product of rahn (sharia pawn), because the rahn product (gold pawn) is not a productive asset in the profit. Considerations arise when the profits are derived from the percentage of the loan amounts given by the bank to customers, as is the practice in conventional banking

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Nisma, Aulia, and Uswatun Hasanah. "HUKUM PENETAPAN BIAYA PENYIMPANAN EMAS DALAM AKAD RAHN PERSPEKTIF FATWA DSN-MUI NOMOR. 25/III/2002." Legal Standing : Jurnal Ilmu Hukum 8, no. 1 (2024): 122–35. http://dx.doi.org/10.24269/ls.v8i1.8348.

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Bank Syariah Indonesia (BSl) is a Sharia financial institution that helps the community in carrying out economic activities according to Islamic law. One of them is the implementation of gold pawning. Pawning (Rahn) in the Islamic view is property that is used as collateral for debts/loans that have been received. It is suspected that the implementation of sharia gold pawning at BSL is inconsistent with the provisions of DSN-MUI Fatwa Number. 25/DSN-MUI/III/2002 concerning Rahn. This research aims to find out how the gold storage costs are determined at Bank Syariah Indonesia KC S. Parman, as

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Rahmawati, Rahmawati, and An Ras Try Astuti. "Transaction of Rahn of Gold in Pegadaian UPS Jampue Kabupaten Pinrang (Sharia Analysis)." Funds: Jurnal Ilmiah Akuntansi, Keuangan, dan Bisnis 1, no. 1 (2022): 76–90. http://dx.doi.org/10.35905/funds.v1i1.3203.

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This study was conducted with the aim of knowing the ijarah contract process and the obstacles in implementing PSAK 107 and the process of implementing PSAK 107 on gold pawn transactions at the UPS Pawnshop Jampue Branch, Pinrang Regency. The type of research used in this research is field research using qualitative methods with a phenomenological approach. Primary data were obtained from direct interviews with related parties, namely the leadership at the UPS Pawnshop Jampue Branch, Pinrang Regency. Secondary data is additional data to add information that can strengthen the main data in the

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Renjith, P. R., and Devaraj Badugu. "Best talent management strategies of gold loan non-banking financial companies." SAARJ Journal on Banking & Insurance Research 6, no. 4 (2017): 16. http://dx.doi.org/10.5958/2319-1422.2017.00013.3.

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Purnama Sari, Nova, Ruslan Abdul Ghofur, Khumaidi Ja'far, and Surono -. "Penerapan Sharia Compliance Pada Produk Gadai Emas Pada Pegadaian Syariah dan Bank Syariah XYZ." ILTIZAM Journal of Shariah Economics Research 5, no. 2 (2021): 114–26. http://dx.doi.org/10.30631/iltizam.v5i2.781.

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Sharia compliance (sharia compliance) in the gold pawn business in the current era tends to be often violated by sharia companies in order to get greater profits. Even though interest in Islamic gold pawns continues to increase. On the other hand, the shariah compliance component is the main differentiator between sharia companies and conventional companies. Therefore, this study aims to analyze how the implementation of shariah compliance on gold pawn products is applied to Sharia Pawnshops and Mandiri Syariah Banks in Metro City, Lampung. The research was conducted in 2019 at the Syariah Paw

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Hajriani, Sesilia, Mursal Mursal, and Muhammad Fauzi. "Analisis Hukum Ekonomi Syariah Mengenai Online Marketplace Shopee (Studi perbandingan Akad Qardh, Fatwa DSN No 19/DSNMUI/IV/2001 dan ketentuan perjanjian Fitur "SPinjam")." Al-Amwal : Journal of Islamic Economic Law 8, no. 2 (2023): 138–54. http://dx.doi.org/10.24256/alw.v8i2.4323.

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This study aims to determine how the Qardh Akad Analysis in the SPinjam Feature on the Shopee Application. Shopee Pinjam (SPinjam) is an online cash loan product that offers loans with a fast, safe, minimal risk and unsecured process. So that SPinjam becomes an alternative for people who need funds. because Indonesia is a majority Muslim community, this Marketplace must be adjusted to Sharia provisions. There is no Fatwa specifically related to the Marketplace. The formulation of the problem in this study How is the mechanism of Terms and Conditions of Shopee Pinjam Services for Loan Recipient

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Pasaribu, Jhon Amri S., Elvi Zahara Lubis, and Muhammad Yusrizal Adi Syaputra. "Pelaksanaan Gadai Emas Dengan Sistem Syariah Di Bank Mandiri Syariah Cabang Kisaran." JUNCTO: Jurnal Ilmiah Hukum 2, no. 1 (2020): 51–59. http://dx.doi.org/10.31289/juncto.v2i1.233.

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Profit sharing system in Islamic banks is one of the uses of sharia principles because interest is contrary to Islamic law. This type of research used in this study is normative legal research and the nature of the research is analytical descriptive. Sources of data used in this study are secondary data and primary data. The results of the study are the implementation of a gold pawning system with sharia at Bank Mandiri Syariah Kisaran Branch Office using 3 (three) contracts on gold-backed qaradh products, rahn contracts for gold binding and ijarah contracts for binding utilization of gold sto

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Aganbegyan, A. G. "Prospects for Innovative Development of Russia (Part II)." Russian competition law and economy, no. 2 (June 23, 2023): 16–27. http://dx.doi.org/10.47361/2542-0259-2023-2-34-16-27.

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The article explores the problems of resuming socio-economic growth in Russia based on the intensification of scientific and technological innovative development. A detailed analysis of the state of the Russian national economy in recent decades is given, the reasons for Russia's lag behind developed countries are revealed.The work shows the role of investments in fixed assets and investments in the industry of the "knowledge economy" in ensuring the innovative development of the country, as well as justifies their possibility in Russia at the expense of a number of sources: bank assets, forei

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Aganbegyan, A. G. "Prospects for Innovative Development of Russia (Part I)." Russian competition law and economy, no. 1 (March 29, 2023): 8–21. http://dx.doi.org/10.47361/2542-0259-2023-1-33-8-21.

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The article explores the problems of resuming socio-economic growth in Russia based on the intensification of scientific and technological innovative development. A detailed analysis of the state of the Russian national economy in recent decades is given, the reasons for Russia's lag behind developed countries are revealed.The work shows the role of investments in fixed assets and investments in the industry of the "knowledge economy" in ensuring the innovative development of the country, as well as justifies their possibility in Russia at the expense of a number of sources: bank assets, forei

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Ismayadi, Ismayadi, and Listiana Juwita. "Rose Gold Financing Analysis to Reduce Community Dependence on Moneylender Services (Case Study of the Nurul Ikhsan Lengaluh Mosque)." JISIP (Jurnal Ilmu Sosial dan Pendidikan) 8, no. 2 (2024): 1149. http://dx.doi.org/10.58258/jisip.v8i2.6690.

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This research was motivated by the phenomenon of loan sharks which is often found in society today, then the NTB government provided a solution to reduce people's dependence on loan shark services by channeling financing using qardh contracts using the concept of mosque-based empowerment. This research aims to find out the impact of Mawar Emas financing with the mosque empowerment concept provided by the government to the community to minimize their dependence on moneylenders. In using the writing method, the researcher used a qualitative and descriptive method with a phenomenological approach

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Mahmudah, Siti. "IMPLEMENTASI PSAK 107 MELALUI PELAYANAN GADAI EMAS SYARIAH PADA BANK SYARIAH MANDIRI SURABAYA." Behavioral Accounting Journal 3, no. 2 (2020): 172–80. http://dx.doi.org/10.33005/baj.v3i2.106.

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Sharia banking from time to time has experienced an increase in both the number of customers and savings or financing products. An example of a sharia banking product is the Sharia gold pawn which is implemented by Bank Syariah Mandiri Surabaya. Gold is jewelry that has a high resale value, even if the value decreases, it doesn't drop too much. Gold can be in the form of necklaces, rings, bracelets, pendants and so on with different carats and weights. Gold pawning is a process for obtaining loan funds using economical and valuable items as collateral. If later the payment is paid, the goods w

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Zamani, Ahmad Zaki. "ISTIDLAL FATWA DEWAN SYARIAH NASIONAL TENTANG JUAL BELI EMAS TIDAK TUNAI." Al-Banjari : Jurnal Ilmiah Ilmu-Ilmu Keislaman 15, no. 1 (2016): 83. http://dx.doi.org/10.18592/al-banjari.v15i1.814.

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Fatwa of DSN-MUI No.77 / DSN-MUI / V / 2010 issued on June 3, 2010 states that selling and buying gold with non-cash payment is allowed (mubah) as long as the gold is not as the official medium of exchange (subtituting money) either through purchase or ordinary selling murabaha.This fatwa is controversial among scholars. Some argue that this fatwa is in contrast to the hadiths explaining that it is not allowed to sell an usury item with other item unless it is cash. It also should not be selled by loan although the items are in different types and sizes. The authors are interested in doing res

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Rinanda, Yessi, and Nindi Heni Saputri. "SISTEM AKUNTANSI PEMBIAYAAN PEGADAIAN EMAS PADA PT. PEGADAIAN (PERSERO) CABANG TAPI BANDAR PADANG." Jurnal Akademi Akuntansi Indonesia Padang 1, no. 1 (2021): 29–37. http://dx.doi.org/10.31933/jaaip.v1i1.263.

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Pegadaian is a form of financing institution that carries out pawning business activities for the wider community who need funds in a fast time. One of the popular pawning products is the gold pawn. The formulation of the problem of this research is how the form of the Gold Pegadaian Financing Accounting System at PT Pegadaian (Persero) Cabang Tapi Bandar Padang. The purpose of this study was to determine the form of the gold pawnshop financing accounting system at PT Pegadaian (Persero) Cabang Tapi Bandar Padang. This study uses a field research method (Frield Research Method) and a library r

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Hardian Syahputra, Nurjannah Nurjannah, and Salman Salman. "Pengaruh Pendapatan Pegadaian, Harga Emas, Dan Tingkat Inflasi Terhadap Penyaluran Kredit Cepat Aman (KCA) Pada PT. Pegadaian (PERSERO) Di Indonesia." JURNAL MANAJEMEN DAN BISNIS EKONOMI 1, no. 4 (2023): 183–95. http://dx.doi.org/10.54066/jmbe-itb.v1i4.727.

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The purpose of this study was to determine the effect of Pawnshop Income, Gold Prices and Inflation on Secure Fast Loan Distribution at PT. Pegadaian (Persero) in Indonesia. The type of research used is quantitative with time series data. The data analysis method used was multiple linear regression analysis using eviews 10 software. The results showed that pawnshop revenue had a positive and significant effect on the distribution of KCA at PT. Pegadaian (Persero) in Indonesia. The gold price has a positive and significant effect on KCA distribution at PT. Pegadaian (Persero) in Indonesia. Infl

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Yoesa, Asriandi, and Muhammad Dayyan. "Analisis Persepsi Nasabah Terhadap Produk Gadai Emas Pada Pegadaian Syariah di Kota Langsa." lentera 5, no. 2 (2024): 207–25. http://dx.doi.org/10.32505/lentera.v5i2.7218.

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Financing services with gold pawn contracts provided by the Sharia Pawnshop Unit continue to increase from year to year. People who take advantage of loan funds by pawning gold at Sharia Pegadaian are interesting to analyze. This study aims to analyze two things. First, what is the gold pawn product service process at Pegadaian Syariah West Langsa Unit? Second, what is the customer's perception of gold pawn financing services with the Rahn agreement at the West Langsa Sharia Pawnshop Unit (UPS)? The method used to collect data is through two techniques. Through interviews with three West Langs

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Ilyas, Rahmat. "Pawnshops in the Perspective of Islamic Law." AL-'ADALAH 16, no. 1 (2019): 1–16. http://dx.doi.org/10.24042/adalah.v16i1.3879.

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The development of the economy and the business world will always be followed by the development of the need for credit and the provision of credit facilities that always require collateral. This is for the security of the provision of credit in the sense that the loan received will be guaranteed by guarantee. In this context the importance of the guarantee institution lies. Pawn is a guarantee institution that has been very well known in people's lives in their efforts to get funds for various needs. Pawnshops is a state-owned enterprise in Indonesia whose core business is in the field of len

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Dharmawan, Eric. "Translation Strategies for Indonesian Version of The Adventure of Tintin Land of Black Gold." k@ta kita 11, no. 2 (2023): 206–14. http://dx.doi.org/10.9744/katakita.11.2.206-214.

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Knowing translation strategies allows the translator to select the best word choices when translating a text, which is especially important in entertainment media. The purpose of this research is to examine the translator's translation strategies used in translating the comic The Adventure of Tintin: Land of Black Gold into the comic Petualangan Tintin di Negeri Emas Hitam. Baker's (2018) eight translation strategies are used as the main theory of analysis in the study. The qualitative approach is used in this study's methodology. The writer examines each utterance and bubble in the book, excl

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Ramli, Anwar, Nurman Nurman, and Yusri Karmila. "PENGARUH GOLD PRICE DAN LOAN INTEREST RATES TERHADAP ACCOUNTS RECEIVABLE PADA PT PEGADAIAN (PERSERO)." Bisnis-Net Jurnal Ekonomi dan Bisnis 7, no. 2 (2024): 542–51. https://doi.org/10.46576/bn.v7i2.5319.

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Homaidi Hamid. "Riba Potentials in DSN-MUI’s Fatwa Concerning Gold Rahn." Hikmatuna : Journal for Integrative Islamic Studies 9, no. 2 (2023): 190–202. http://dx.doi.org/10.28918/hikmatuna.v9i2.1330.

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This study aims to analyse the usury potential contained in the National Sharia Council-MUI Fatwa Number: 26/DSN-MUI/III/2002 about Gold Rahn. This research was conducted to examine the fatwa from the perspective of Usul Fiqh. Islamic Sharia forbids riba (usury) and things that can encourage usury. The things that can encourage the occurrence of usury prohibited by Islamic Sharia are the merger of the Qardh contract and buying and selling, as well as other exchange contract, such as ijarah. On the other hand, Fatwa of the National Sharia Board-Indonesian Council of Ulama (DSN-MUI) Number: 26/D

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Kumar, Shyamlesh. "AN ASSESSMENT OF THE PERFORMANCE OF NON-BANKING FINANCIAL INSTITUTIONS IN INDIA: A CASE OF MUTHOOT FINANCE." International Journal of Advanced Research in Commerce, Management & Social Science 07, no. 04(I) (2024): 152–57. https://doi.org/10.62823/ijarcmss/7.4(i).7050.

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In the Indian market, Non-Banking Financial Companies’ penetration is increasing day-by-day as banks consider them as their subordinates, offering a wide variety of services include loans, asset management, and investment products. NBFCs have emerged in such a backdrop as important partners for the country because they cater to the increasing demand for credit in rural and semi-urban areas and also help meet the growing need for alternative sources of funding. As a large number of highly diverse NBFCs, gold loan is the area where Muthoot Finance seem to specialize. This paper conducts an empir

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Mahdihassan, S. "Alchemy, Chinese Versus Greek, An Etymological Approach: A Rejoinder." American Journal of Chinese Medicine 16, no. 01n02 (1988): 83–86. http://dx.doi.org/10.1142/s0192415x88000145.

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The theory generally accepted maintains that Alchemy arose at Alexandra as a child of Greek culture. It has two names, Chemeia as the earlier and Chumeia as the later. There is another theory that Alchemy arose in China. Its founder was the aged ascetic who longed after drugs of longevity. He first tried jade, next gold and cinnabar, but the ideal was a drug which was red like cinnabar and fire-proof like gold. But what was actually prepared was read colloidal gold or "calcined gold," by grinding gold granules in a decoction of an herb of longevity. It was called Chin-I; Chin=gold and I=plant

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Khoirunnazilah, Khoirunnazilah, Nurwanti Nurwanti, and Ayu Larasati. "PERKEMBANGAN KONSEP RAHN DALAM PEGADAIAN." AKSY Jurnal Ilmu Akuntansi dan Bisnis Syariah 4, no. 1 (2022): 33–48. http://dx.doi.org/10.15575/aksy.v4i1.17099.

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The development of the Rahn Concept in Sharia Pawnshops in Indonesia is relevant for further research. With this study, it will be known how to analyze public interest in using Sharia Pawnshops. The aim of this research is to analyze the development of the concept of rahn in pawnshops. The research to be carried out is library research, namely by collecting data related to the themes discussed. Understanding Sharia Pawnshops In Arabic terms, pawns are termed rahn and can also be named al-hasbu. The amount of the loan is determined by the pawnshop, depending on the value and amount of the pawne

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Khairunnisa, Alya, and Joni Joni. "Analisis Mekanisme Akad Rahn, Qardh dan Ijarah Pada Produk Pembiayaan Mitra Emas IB Maslahah." Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah 3, no. 1 (2021): 1–10. http://dx.doi.org/10.32670/ecoiqtishodi.v3i1.587.

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Pawn included on one of the product financing in islamic banking. Bank BJB Syariah KCP Ciamis there is a product financing Gold Partner iB Maslahah. As known whether the mechanism of the contract that exists on the financing product Gold Partner iB Maslahah is in accordance with theory and existing regulations or not. The formulation of this research problem was how the mechanism akad rahn, qardh and finance on finance products Gold Partner iB Maslahah which is run by BJB Syariah KCP Ciamis. The method used in this research is descriptive method with qualitative approach. This study also uses

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Hussein, Rifaat. "LEGAL SOLUTIONS To SELL GOLD and SILVER JEWELRY in DEBT." Islamic Sciences Journal 10, no. 4 (2023): 51–80. http://dx.doi.org/10.25130/jis.19.10.4.4.

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    This research deals with the ruling on selling gold and silver jewelery in debt. It is well known that the majority of jurists and modern Fiqh Jurisprudence have agreed on the inviolability of selling gold and silver jewelery with religion. Therefore I wanted to look for legal solutions and jurisprudential exegesis from falling into forbidden riba. There are two legitimate ways to get rid of falling into riba: The first is his photo: two people are contracted to buy jewelery in cash, but the buyer buys the jewelry from the seller, then he buys all or part of t

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Kayakuş, Mehmet, Mustafa Terzioğlu, and Filiz Yetiz. "Forecasting housing prices in Turkey by machine learning methods." Aestimum 80 (March 27, 2022): 33–44. http://dx.doi.org/10.36253/aestim-12320.

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In this study, decision tree regression, artificial neural networks (ANN) and support vector machines (SVM) methods are applied by using monthly data for the period 2013-2020 in the estimation of housing sales in Turkey. In the analysis, the volume of individual mortgage loans offered by banks, the average annual interest rate of mortgage loans from macroeconomic and market variables, the consumer price index (CPI), the BIST 100 index, the benchmark bond interest rate, gold prices and the values of the US dollar and Euro Turkish lira and the housing sales price per square meter in Turkey are u

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Wafie, Sholeh, Aunur Rofiq, Khusnudin Khusnudin, and Moch Mahsun. "Examination of the Implementation of Gold Guarantee Financing from the Perspective of DSN-MUI Fatwa and Muamalah Fiqh." Al-Risalah 15, no. 2 (2024): 790–811. https://doi.org/10.34005/alrisalah.v15i2.4054.

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The purpose of this study is to assess the appropriateness of the gold pawn financing contract with the DSN-MUI fatwa and fiqh muamalah at the BMT UGT Nusantara Legung Branch. Data is gathered by observation, interviews, and recording as part of the qualitative research methodology, which also incorporates a field and literature approach. The findings demonstrated that a legally qualified applicant, gold collateral, and ujrah determination in line with the nominal financing are all necessary for the BMT UGT Nusantara Legung Branch to carry out the financing contract. The contracts utilised are

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Pandoman, Agus. "Islamic Financial Infrastructure towards the Establishment of Sharia Central Banks." Formosa Journal of Applied Sciences 1, no. 5 (2022): 873–90. http://dx.doi.org/10.55927/fjas.v1i5.1459.

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History notes that America has gotten two giant economic crises both the Great Depression of 1930s and the Financial Crisis of 2008’s. On August 15, 1971 the United States Dollar went down drastically. Without Congressional approval, President Nixon ended the coinage between the United States Dollar and the gold. Consequently the dollar becomes Monopoly Money. After that, the biggest economic boom in history has begun. In 2009, when the economy ran aground, Central Bankers in the world created trillion dollars, yen, pesos, euros and pounds by following a monopoly for bankers.1 The concept has

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Shofiyana, Haris. "ANALISIS PERLAKUAN AKUNTANSI TENTANG AKAD RAHN UNTUK PEMBIAYAAN ARRUM BERDASARKAN PSAK NO 107 DAN FATWA DSN MUI NO 26 PADA PEGADAIAN SYARIAH CABANG LANDUNGSARI MALANG." El Muhasaba: Jurnal Akuntansi 1, no. 1 (2018): 1. http://dx.doi.org/10.18860/em.v1i1.5384.

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The concept which is far from riba (usury) and is corresponding with Islamic Law makes the Islamic Mortgage Institution is demanded by some people, especially the middle-lower class society because of the requirements are easy to be fulfilled, accessible and can be done with a relatively short time. With the easiness to obtain loan capital in the form of funds for customers who own a business or run a business by mortgaging his property in the form of gold or diamonds. One of the Islamic Mortgaging Institution's products that provide loan financing to customers engaged in business is gold Arru

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Hatu, Dewinta Rizky R., Sainudin Latare, and Mohamad Riski Lapasaw. "Strategi Bertahan Hidup Penambang Emas di Desa Bulontio Timur Kecamatan Sumalata Kabupaten Gorontalo Utara." EDU SOCIATA ( JURNAL PENDIDIKAN SOSIOLOGI ) 7, no. 2 (2024): 822–29. https://doi.org/10.33627/es.v7i2.3063.

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This study aims to analyze the survival strategies implemented by gold miners in Bulontio Timur Village, Sumalata District, North Gorontalo Regency. The research method used is a qualitative approach with a descriptive design. Data were collected through observation techniques, in-depth interviews, and documentation studies. The results of the study indicate that gold miners in Bulontio Timur Village rely on mining as their main source of income because agricultural products are not sufficient for their living needs, especially during the dry season or crop failures. In carrying out mining act

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Widiyani, Eka, and Siti Afidatul Khotjah. "Analisis Penerapan Syariah Pembiayaan Rahn Emas." Equity: Jurnal Ekonomi 8, no. 2 (2020): 1–8. http://dx.doi.org/10.33019/equity.v8i2.17.

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Abstract: This study aims to determine whether the principles of sharia are applied and the financing of gold in the Sharia Pawnshop Mertoyudan Branch Office, whether it is in accordance with sharia principles in accordance with the established rules. This study uses qualitative methods using primary data, namely through direct interviews with the parties concerned and observation. In addition to primary data as well as secondary data taken through books, journals, internet, and previous research, the data obtained are not numbers but information related to this research. The result of this re

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