Relevant bibliographies by topics / Group-lending

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Group-lending'

Author: Grafiati
Published: 4 June 2021
Last updated: 21 February 2023

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Journal articles on the topic "Group-lending"

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Spallone, Marco, and Pina Murè. "Strategic group lending for banks." Banks and Bank Systems 13, no. 1 (March 29, 2018): 115–27. http://dx.doi.org/10.21511/bbs.13(1).2018.11.

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Credit institutions often refuse to lend money to small firms. Usually, this happens because small firms are not able to provide collateral to lenders. Moreover, given the small amount of required loans, the relative cost of full monitoring is too high for lenders. Group lending contracts have been viewed as an effective solution to credit rationing of small firms in both developing and industrialized countries. The aim of this paper is to highlight the potential of group lending contracts in terms of credit risk management. In particular, this paper provides a theoretical explanation of the potential of group lending programs in screening good borrowers from bad ones to reduce the incidence of non-performing-loans (NPL). This paper shows that the success of firms involved in selected group lending programs is due to the fact that co-signature is an effective screening device: more precisely, if lenders make a proper use of co-signature to screen good firms from bad ones, then only firms that are good ex-ante enter group lending contracts. So, the main argument of this paper is that well designed group lending programs induce good firms to become jointly liable, at least partially, with other good firms and discourage other – bad-firms to do the same. Specifically, co-signature is proven to be a screening device only in the case of a perfectly competitive bank sector.
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Bhole, Bharat, and Sean Ogden. "Group lending and individual lending with strategic default." Journal of Development Economics 91, no. 2 (March 2010): 348–63. http://dx.doi.org/10.1016/j.jdeveco.2009.06.004.

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Bourjade, Sylvain, and Ibolya Schindele. "Group lending with endogenous group size." Economics Letters 117, no. 3 (December 2012): 556–60. http://dx.doi.org/10.1016/j.econlet.2012.07.034.

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Armendariz de Aghion, Beatriz, and Jonathan Morduch. "Microfinance Beyond Group Lending." Economics of Transition 8, no. 2 (July 2000): 401–20. http://dx.doi.org/10.1111/1468-0351.00049.

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Ahlin, Christian, and Godwin Debrah. "Group lending with covariate risk." Journal of Development Economics 157 (June 2022): 102855. http://dx.doi.org/10.1016/j.jdeveco.2022.102855.

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Van Tassel, Eric. "Group lending under asymmetric information." Journal of Development Economics 60, no. 1 (October 1999): 3–25. http://dx.doi.org/10.1016/s0304-3878(99)00034-6.

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Laffont, Jean-Jacques, and Tchétché N'Guessan. "Group lending with adverse selection." European Economic Review 44, no. 4-6 (May 2000): 773–84. http://dx.doi.org/10.1016/s0014-2921(99)00041-0.

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Gan, Li, Manuel A. Hernandez, and Yanyan Liu. "GROUP LENDING WITH HETEROGENEOUS TYPES." Economic Inquiry 56, no. 2 (December 19, 2017): 895–913. http://dx.doi.org/10.1111/ecin.12541.

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de Quidt, Jonathan, Thiemo Fetzer, and Maitreesh Ghatak. "Group lending without joint liability." Journal of Development Economics 121 (July 2016): 217–36. http://dx.doi.org/10.1016/j.jdeveco.2014.11.006.

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Chaturvedi, Ashish, and Hari Prapan Sharma. "Individual Lending versus Group Lending in Microfinance: An analytical Study." Siddhant- A Journal of Decision Making 19, no. 2 (2019): 80. http://dx.doi.org/10.5958/2231-0657.2019.00011.9.

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Dissertations / Theses on the topic "Group-lending"

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de, la Pezuela Gonzalo 1965. "Group lending microenterprise development programs: An anthropological perspective." Thesis, The University of Arizona, 1993. http://hdl.handle.net/10150/292055.

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With the backing of major donor agencies and non-governmental organizations, microenterprise development programs (MDPs) continue to proliferate throughout the world. These have the intention of harnessing the entrepreneurial skills which have been identified in the informal sector in order to improve standards of living. Making financial credit accessible is the primary method used by MDPs in order to reach their goals. From an anthropological perspective, this bid for social change raises issues concerning the suitability of a credit-centered mechanism that neglects the implications of social innovations which have endemically addressed the same issue of inaccessibility to capital resources. Most importantly, associational relationships which go beyond credit will determine the viability and appropriateness of such a program--especially when a group lending approach is used. Anthropologists can greatly enhance the effectiveness of MDPs by identifying the group dynamics of prospective program participants and by emphasizing a "people-centered" approach in general.
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Postelnicu, Luminita. "Social Capital and the Repayment of Microfinance Group Lending." Doctoral thesis, Universite Libre de Bruxelles, 2016. http://hdl.handle.net/2013/ULB-DIPOT:oai:dipot.ulb.ac.be:2013/223521.

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Microfinance Performance and Social Capital: A Cross-country AnalysisThis paper investigates the relationship between the extent to which social capital formation is facilitated within different societies, and the financial and social performance of MFIs. We carry out a cross-country analysis on a dataset containing 100 countries. We identify different social dimensions that we use as proxies for how easy social capital can be developed in different countries, and we hypothesize that microfinance is more successful, both in terms of their financial and social aims, in societies that are more conducive to the development of social capital. Our empirical results support our hypothesis.
Defining Social Collateral in Microfinance Group Lending: Microfinance group lending with joint liability allows asset-poor individuals to replace physical collateral by social collateral. This paper provides a theoretical framework to evaluate the impact of social collateral pledged by group borrowers on group lending repayment. We take into account the external ties of group borrowers, i.e. the social ties linking borrowers to non-borrowers from their community, whereas previous work in this field has looked solely at internal ties (i.e. ties between group members). Our model stresses the impact of network configuration on the amount of social capital pledged as collateral. It shows why the group lending methodology works better in rural areas than in urban areas, namely because rural social networks are typically denser than urban ones, which results in higher social collateral.
The Economic Value of Social Capital:Empirical studies on the importance of social capital for poor households show divergent outcomes. This divergence may stem from the lack of a conceptual framework for capturing the social capital dimensions that deliver economic value to individuals. This paper defines individual social capital from an economic perspective and proposes a measurement based on the two dimensions of individual social capital that bring economic value to individuals: (1) informal risk insurance arrangements and (2) information advantages that arise from personal social networks. Using this measurement, I present a numerical application to argue that differing network configurations drive asymmetry of social interactions among individuals.
Social Capital and the Repayment of Microfinance Group Lending: A Case Study of Pro Mujer Mexico:In this paper, we investigate how social networks of group borrowers come into play in joint liability group lending. We use a large, original dataset with 802 mapped social networks of borrowers from Pro Mujer Mexico. We are the first to examine external ties, that is, social ties with individuals outside the borrowing group. We have two main findings. First, borrowers with stronger informal risk insurance arrangements are in better economic shape and have a higher capacity to pay than borrowers with weaker informal risk insurance arrangements. Second, borrowers who pledge valuable ties as social collateral have fewer repayment problems. We postulate that borrowers receive effective help from their ties in cases of need.
Doctorat en Sciences économiques et de gestion
info:eu-repo/semantics/nonPublished
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Balachandran, Bala Kanagasabai. "Off balance sheet financing group accounting and the corporate lending decision." Thesis, Lancaster University, 1997. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.266672.

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Blemings, Travis I. "The Politics of Development Aid: Understanding the Lending Practices of the World Bank Group." Diss., Temple University Libraries, 2017. http://cdm16002.contentdm.oclc.org/cdm/ref/collection/p245801coll10/id/454225.

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Political Science
Ph.D.
This study examines variations in the lending strategies of the four main agencies of the World Bank. Countries with similar basic development and demographic attributes often receive very different amounts of financial support from the different agencies of the World Bank. Utilizing regression analysis of panel-data covering the years between 1990 through 2011, the study finds that variation in the allocation of development aid both within and between the different World Bank agencies (IBRD, IDA, IFC, and MIGA) do not generally reflect patterns in objective indicators of economic need or institutional quality among recipients. Rather, statistical analysis shows that World Bank aid is positively correlated with several measures of donor influence. Utilizing a multi-donor model of political influence, the study finds evidence that the Bank’s top donors, countries such as the United States, United Kingdom, and Japan disproportionately influence the Bank to lend in ways that support their foreign policy interests. Countries with close economic, political, and geostrategic ties to powerful donors tend to receive more aid on average than their less well-connected peers. The data show that the Bank often lends in ways that contradict its own lending criteria. Despite the Bank’s explicit emphasis on economic need and institutional quality, the agencies of the World Bank often provide greater amounts of assistance to those with less need and poor quality governance. The study has implications for the study of international organizations, institutional design, and how donor influence at the World Bank is mediated by variations in internal agency structures.
Temple University--Theses
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Calles, Erika. "Microfinance according to SafeSave - a better way to target the poorest? : A Minor Field Study from Bangladesh." Thesis, Uppsala University, Department of Economics, 2005. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-5984.

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Poor people often lack collateral, which is one of the reasons that they have no access to

formal financial institutions. Microfinance institutions (MFIs) provide financial services to

poor people. Traditional MFIs have received some criticism, for instance that they do not

target the poorest of the poor. This paper, with a field study from Dhaka, takes a closer look at

SafeSave, a new MFI working in a quite different way than the traditional MFIs in

Bangladesh. The conclusion of this paper is that SafeSave’s more flexible services are able to

reach the poor better than the services of traditional MFIs, but might not be the best solution

seen from a long-term development perspective.

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Dube, Andile Precious. "A study of group lending in Swaziland : a case of Imbita Swaziland Women's Financial Trust fund." Thesis, Stellenbosch : Stellenbosch University, 2012. http://hdl.handle.net/10019.1/95611.

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Thesis (MDF)--Stellenbosch University, 2012.
The provision of finance to the poor through group lending has evolved enormously over the years following the successful implementation by the Grameen Bank in Bangladesh and the BancoSol in Bolivia. Various microfinance institutions in Swaziland also adopted this model and achieved varying results. Imbita Swaziland Women’s Finance Trust Fund is the only microfinance institution that has continuously embraced this model whilst others closed down or migrated to individual lending. This paper uses Imbita as the focal organisation for the study in order to understand the adoption of group lending in Swaziland. The core objectives of the paper were to evaluate Imbita’s experience in applying this model, understanding the characteristics of the groups they lend to and how the groups manage loan repayment. Data collected from the groups suggests that Imbita has relatively succeeded in applying group lending as evidenced by the high performance of group loans compared to individual loans. This success is attributed to close monitoring of the groups and peer selection at the group formation stage. The success is coupled with a few challenges which include inaccessibility of groups, capital limitations within the organisation and non repayment of loans. A majority of the groups comprised family members, aged between 26-45 years and are involved in informal business activities. The high presence of family members in the groups negatively affects the repayment performance of a group. Groups that had known each other for a longer period (11 years and above) prior to group formation perform better in loan repayment compared to those who have known each other for a shorter period (6-10 years). Groups still struggle with ensuring repayment of loans on time by members hence they always apply pressure on members to repay. However they still maintain the joint liability obligation by paying loans on behalf of members who need help in paying their loans. However, some groups have faced dissolution and were reformed as a result of non-payment. The application of group lending still requires design and implementation improvements. Some of the design improvements include ensuring homogeneity within the groups, reducing the sizes of groups, aligning repayment periods with the nature of each particular business and collecting sufficient information on borrowers. The high presence of family members within groups needs to be discouraged to improve loan repayment performance.
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Vaněčková, Veronika. "Problémy s pojištěním a úvěrováním místních akčních skupin." Master's thesis, Vysoká škola ekonomická v Praze, 2013. http://www.nusl.cz/ntk/nusl-193769.

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My diploma work is about problematics of insurance and lending of local action groups. First part is focused on basic characteristics of local action groups, historical development of its financing and characteristics of MAS Šumavsko, z.s. Then I describe problematice of credit products of chosen banks on czech bank market. Next part is about detailed analysis of credits and insurance products od MAS Šumavsko, process of using and comparison in time. The last part of my diploma works is focused on proposals and recommendations for MAS Šumavsko in the field of financing, lending and insurance.
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Ameen, Farhad. "The economics of the Grameen Bank." Diss., This resource online, 1996. http://scholar.lib.vt.edu/theses/available/etd-06062008-144855/.

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Pagura, Maria E. "Examining client exit in microfinance: theoretical and empirical perspectives." Columbus, OH : Ohio State University, 2003. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1056132441.

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Thesis (Ph. D.)--Ohio State University, 2003.
Title from first page of PDF file. Document formatted into pages; contains xv, 164 p.: ill. (some col.). Includes abstract and vita. Advisor: Douglas H. Graham, Dept. of Agricultural, Environmental, and Development Economics. Includes bibliographical references (p. 158-164).
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Matta, Danielle. "Examining Determinants of Group Loan Repayment in the Dominican Republic." Ohio University / OhioLINK, 2004. http://www.ohiolink.edu/etd/view.cgi?ohiou1090935410.

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Books on the topic "Group-lending"

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Sarma, Sushanta Kumar. The best model for micro-lending: Self help group or joint liability group? Anand: Institute of Rural Management, 2013.

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K, Naveen Kumar. Progressive lending as a dynamic incentive mechanism in microfinance group lending programmes: Empirical evidence from India. Bangalore: Institute for Social and Economic Change, 2011.

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Gomez, Rafael. Do peer group members outperform individual borrowers?: A test of peer group lending using Canadian micro-credit data. Ottawa: Bank of Canada, 2003.

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Copestake, James G. NGO sponsorship of group lending in rural India: Context, theory and a case study. Bath: University of Bath, Centre for Development Studies, 1994.

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Oketch, Henry Oloo. A diagnostic survey of the workings of group-based lending: The case of K-REP's Juhudi credit scheme-Kibera. Nairobi: Kenya Rural Enterprise Programme, Research, Monitoring and Evaluation Dept., 1992.

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Paths of development: CCR-IFCU poverty reduction research project report : an assessment of the Kenya government's revolving loan funds programmes and the Catholic Church's self-help group approach projects. Nairobi: CUEA Press, 2014.

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Division, San Francisco (Calif ). Office of the Controller City Services Auditor. Board of Supervisors: Political activity audit : The Allen Group, LLC. San Francisco: Office of the Controller, 2006.

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Division, San Francisco (Calif ). Office of the Controller City Services Auditor. Board of Supervisors: Triage Consulting Group did not use City funds for political purposes. San Francisco: Office of the Controller, 2007.

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San Francisco (Calif.). Office of the Controller. City Services Auditor Division. Board of Supervisors: Political activity audit : Footloose Dance Company, Inc. San Francisco: Office of the Controller, 2006.

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Division, San Francisco (Calif ). Office of the Controller City Services Auditor. Board of Supervisors: San Francisco Pretrial Diversion Project, Inc. did not use City funds for political purposes. San Francisco: Office of the Controller, 2007.

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Book chapters on the topic "Group-lending"

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Postelnicu, Luminita, Niels Hermes, and Ariane Szafarz. "Defining Social Collateral in Microfinance Group Lending." In Microfinance Institutions, 187–207. London: Palgrave Macmillan UK, 2014. http://dx.doi.org/10.1057/9781137399663_10.

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Harper, Malcolm. "Individual versus group lending - the pros and cons of each." In Practical Microfinance, 88–101. Rugby, Warwickshire, United Kingdom: Practical Action Publishing, 2003. http://dx.doi.org/10.3362/9781780440903.012.

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Mann, Shaun. "Tourism as a development option: perspectives from the World Bank." In Tourism in development: reflective essays, 49–61. Wallingford: CABI, 2021. http://dx.doi.org/10.1079/9781789242812.0005.

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Abstract This chapter reflects primarily on the supply-side issues and on the reality of successfully harnessing tourism and achieving desired impacts in developing countries. Specifically, drawing on the experiences of the past three decades as well as a cohort of over 80 World Bank Group tourism-related lending and advisory projects between 2000 and 2019 in 62 countries, the chapter highlights lessons and ex-post evaluations and observations drawn from these projects and the consequential dialogues with governments and the private sector. It also suggests some guiding principles for tourism development activities going forward. In addition, the demand-side is examined from the perspective of the influencers of changing demand patterns and distribution channels, such as global value chains and disruptive technologies, and the effects they are having on destinations and their ability to respond.
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Evans, Huw. "Address to the World Bank Sociological Group." In Social Development in the World Bank, 41–46. Cham: Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-57426-0_3.

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AbstractI feel myself to be an outsider amongst you: I am a macroeconomist by background, having worked in the UK Treasury for many years. Yet I have become convinced in my time at the World Bank of the importance of understanding the social context of the Bank’s work, and the social impact of Bank lending, especially because of the UK ODA’s experience in this field. As an Executive Director at the IMF too, I have gained important insights into how that institution uses its Board more effectively, with more cooperation, and much greater partnership between the Board and management.
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Nkwocha, Obinna Udodiri, Javed Hussain, Hatem El-Gohary, David J. Edwards, and Ernest Ovia. "Dynamics of Group Lending Mechanism and the Role of Group Leaders in Developing Countries." In Research Anthology on Microfinance Services and Roles in Social Progress, 151–70. IGI Global, 2022. http://dx.doi.org/10.4018/978-1-6684-7552-2.ch009.

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Group lending mechanisms have increasingly become popular among microfinance providers in recent years. This is largely due to its ability to leverage joint liability to increase loan repayments whilst promoting an entrepreneurial spirit among borrowers. Meanwhile, a group-lending mechanism is also very important in promoting women's empowerment through cooperative engagements of all group members. However, the effectiveness of the group lending methodology in the delivery of microfinance within a developing country context is largely under-researched. Using data from extensive focus groups interviews of women borrowers held in Nigeria among participants from 150 different groups, this article analyses the dynamics of group lending mechanism (group formation, peer monitoring, pressure and support). The article widens the current narrow literature on group leaders by providing a detailed empirical account of the activities of group leaders in a microfinance intervention. The findings showed that because group leaders are primarily held liable for loan delinquency of group members, they are more highly motivated than other members to monitor and pressure members. The results also suggest that while group leaders were found to perform vital roles, some of these group leaders abused their positions in ways that undermine group cohesion and microfinance sustainability. Lastly, the article introduces the “multiple card phenomenon” in group-based microfinance intervention.
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Boachie, Christopher. "Joint Liability Lending, Entrepreneurial Development, and Poverty Reduction." In Handbook of Research on Social Entrepreneurship and Solidarity Economics, 279–97. IGI Global, 2016. http://dx.doi.org/10.4018/978-1-5225-0097-1.ch015.

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The purpose of this chapter is to examine the effect of joint liability lending on micro businesses in Madina municipality. Joint liability lending has become a popular and fashionable word in financial and development circles. It is a cross sectional survey study and used both primary and secondary data on joint liability lending. The study reveals that joint liability lending improves entrepreneurships and reduces poverty. There exist a significant relationship between joint liability lending and a high repayment rate. The implications are that individual within the group are encouraged to continue saving and microfinance institutions should continue investing in educating and training clients to improve upon their micro businesses.
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Boachie, Christopher. "Joint Liability Lending, Entrepreneurial Development, and Poverty Reduction." In Handbook of Research on Digital Marketing Innovations in Social Entrepreneurship and Solidarity Economics, 222–40. IGI Global, 2019. http://dx.doi.org/10.4018/978-1-5225-8939-6.ch012.

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The purpose of this chapter is to examine the effect of joint liability lending on micro businesses in Madina municipality. Joint liability lending has become a popular and fashionable word in financial and development circles. It is a cross-sectional survey study and used both primary and secondary data on joint liability lending. The study reveals that joint liability lending improves entrepreneurship and reduces poverty. There exists a significant relationship between joint liability lending and a high repayment rate. The implications are that individual within the group are encouraged to continue saving and microfinance institutions should continue investing in educating and training clients to improve upon their micro businesses.
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Assadi, Djamchid, Arvind Ashta, and Nathalie Duran. "Is an Offline Sharing Economy Innovation Transmissible Online?" In Multidisciplinary Approaches to Crowdfunding Platforms, 134–62. IGI Global, 2021. http://dx.doi.org/10.4018/978-1-7998-3226-3.ch006.

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Group lending is a social innovation because the substitution of the guarantee on assets by the collective guarantee of the group of belonging leads to the financial inclusion of the excluded. In a lending group, members who know each other mutually control each other to guarantee repayment of the loan and its circulation among the members. Is the social collateral that supported the development of the offline microcredit to the world level transposable to social lending on the internet? To answer this question, this chapter aims at determining the factors of mutual supervision and control of the members within the affiliation group and examine the potential of their transposition on the internet. Understanding the conditions for transposing social security is not only a solution to the problem of the unbanked; it is also a source of inspiration for peer-to-peer activities which develop considerably on the internet.
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Cranston, Ross, Emilios Avgouleas, Kristin van Zweiten, Theodor van Sante, and Christoper Hare. "18. Security." In Principles of Banking Law. Oxford University Press, 2018. http://dx.doi.org/10.1093/he/9780199276080.003.0018.

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This chapter discusses security in lending. Lending is in some cases unsecured, where the standing of the borrower is such that the banks cannot demand it or, because of the creditworthiness of the borrower, do not regard it as necessary. However, much international lending is now oriented towards particular projects, and security is taken. Security is often required so that the bank can recoup itself out of the collateral in the event of default. In relation to project financings, the security required by the banks will often be of a comprehensive nature; for example a fixed and floating charge, a charge over shares, a legal assignment of material contracts, and so on. With syndicated lending, the security might be granted in favour of a security trustee to hold to the benefit of the members of the lending syndicate. Within a corporate group, each member may contribute to the security, and there will be cross-guarantees.
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Tambunan, Tulus T. H. "Development of Financial Technology With Reference to Peer-to-Peer (P2P) Lending in Indonesia." In Handbook of Research on Disruptive Innovation and Digital Transformation in Asia, 144–64. IGI Global, 2021. http://dx.doi.org/10.4018/978-1-7998-6477-6.ch009.

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This study aims to explore the growth of financial technology (fintech) and its impact on the ability of small businesses to access funding in Indonesia with reference to peer-to-peer (P2P) lending. It adopted a case study methodology using a semistructured interview and a series of focus group discussions (FGDs) with 10 owners of small businesses and 30 owners or managers of peer-to-peer (P2P) lending companies. Two important findings were (1) the sampled small businesses benefited from P2P lending and (2) banks are the most important investor in P2P lending companies. However, this study has its limitations. First, the sample was too small to generalize to a broader population. Second, there is no national data on credit to small businesses from P2P lending to support the findings of the case. To the authors' knowledge, this is the first study on this topic, specifically in Indonesia. It takes stock of the empirical evidence in the literature through the lens of small business owners.
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Conference papers on the topic "Group-lending"

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Ya’u Usman, Abdullahi. "Transmittal Group Lending Model as an Innovative Alternative for Managing Risk and Reducing Cost in Micro-Lending." In 2nd International Conference on Business, Management and Finance. Acavent, 2019. http://dx.doi.org/10.33422/2nd.icbmf.2019.11.765.

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The relevance of micro-lending in battling poverty and encouraging sustainability of the poor is more vividly seen after the emergence of Bangladesh-based Grameen Bank as a successful microfinance institution in 2006. Creating a sustainable microfinance institution largely depends on the two important factors; cost and risk. This paper examines the common risks and costs associated with micro lending, vis-à-vis the trade-off that results into higher costs the more risks are well managed, and higher risks the more costs are highly reduced. As the popular ‘group lending’ model is patronised by the majority MFIs around the world, this paper has gone beyond to suggest the adoption of a new concept in group lending management; the Transmittal Lending model. This new model is theoretically described to optimise the two conflicting variables of risk and costs, so as to enhance an MFI’s profitability and sustainability, simultaneously. The general methodology applied is a review on relevant literature so as to find previously established research opinions that will support the new group lending model. Nevertheless, this new model needs to be quantitatively tested by researchers in the field to deeply understand the dynamics of its applicability in the industry.
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Zhao, Guoqing, and Yaqin Gao. "Group lending: Improving the opportunity of SMEs finance." In 2011 International Conference on E-Business and E-Government (ICEE). IEEE, 2011. http://dx.doi.org/10.1109/icebeg.2011.5881791.

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Bernardino, Trisha Therese R., and Jasmin-Mae B. Santos. "Markov chain representation of individual and group lending in microcredit." In PROCEEDINGS OF THE 8TH SEAMS-UGM INTERNATIONAL CONFERENCE ON MATHEMATICS AND ITS APPLICATIONS 2019: Deepening Mathematical Concepts for Wider Application through Multidisciplinary Research and Industries Collaborations. AIP Publishing, 2019. http://dx.doi.org/10.1063/1.5139150.

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Zhukovska, Olga. "Decision-Making Model on Potential Borrower Lending for Independent Experts Group." In 2022 IEEE 3rd International Conference on System Analysis & Intelligent Computing (SAIC). IEEE, 2022. http://dx.doi.org/10.1109/saic57818.2022.9923015.

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Hanine, Yahya, Mohamed El Moktar Malick, Mohamed Tkiouat, Younes Lahrichi, and Youssef Lamrani Alaoui. "A New Financial Group Lending Based on Smart Contracts: An Agent-based Simulation." In 2022 International Conference on Intelligent Systems and Computer Vision (ISCV). IEEE, 2022. http://dx.doi.org/10.1109/iscv54655.2022.9806082.

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Pan, Yonming, and Maodong Zhu. "Research on Credit Guarantee System of SMEs Group Lending Based on Repeated Game." In 2015 International Conference on Education Technology, Management and Humanities Science (ETMHS 2015). Paris, France: Atlantis Press, 2015. http://dx.doi.org/10.2991/etmhs-15.2015.18.

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Pucci, Sabrina, Marco Venuti, and Umberto Lupatelli. "ESG features in financial instruments: A challenge for the accounting treatment." In Corporate governance: Theory and practice. Virtus Interpress, 2022. http://dx.doi.org/10.22495/cgtapp8.

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The volume of financial instruments including environmental, social, and governance (ESG) features is rapidly increasing with a result that the scale of the issue continues to increase in the lack of a specific accounting rule. This situation creates a deep debate referring to the possibility of financial instruments with an ESG factor to pass the solely payments of principal and interest (SPPI) test according to the current requirements in International Financial Reporting Standards (IFRS) 9. The debate is not only present in Europe but also in the US. The current accounting standards are not able to define a unique accounting solution for instruments that incorporate ESG factors and when these factors are material for the market, it is not clear which may be the proper solution to present them in the financial statements. The main issue is if it needs to separate ESG features from the basic financial instruments. Existing different positions on this issue, European Financial Reporting Advisory Group (EFRAG) proposed to International Accounting Standards Board (IASB) the introduction of more guidance and examples to apply in a consistent way the current provisions set forth by IFRS 9. In a dynamic market characterized by strong growth and the introduction of new complex instruments, the solution proposed by the EFRAG appears minimal. The introduction of a specific section of IFRS 9 addressed to this issue may be more appropriate in the light of the existing attention on the ESG features disclosure and the possibility to provide specific metric that permits measurement of the ESG features separately from the basic lending instrument
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Reports on the topic "Group-lending"

1

Gan, Li, Manuel Hernandez, and Yanyan Liu. Group Lending with Heterogeneous Types. Cambridge, MA: National Bureau of Economic Research, February 2013. http://dx.doi.org/10.3386/w18847.

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Sarmiento, Miguel. Sudden Yield Reversals and Financial Intermediation in Emerging Markets. Banco de la República, October 2022. http://dx.doi.org/10.32468/be.1210.

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Banks in emerging market economies rely on cross-border interbank lending to financing firms in the real sector. By matching cross-border bank-to-bank loan level data with domestic bank-to-firm loan level data, and firm-level data, this paper shows that sudden yield reversal observed during the 2013 Fed taper tantrum resulted in a substantial contraction of cross-border interbank lending in emerging markets that significantly reduced the supply of domestic corporate credit and increased the corporate loan rates. Results show that firms with an ex-ante high concentration of credit granted by exposed banks in the cross-border interbank market exhibited low bank credit and substantial real effects, including a decline in imports and exports. The results further indicate that cross-border intra-group lending and domestic unsecured interbank funding contribute to smoothing the effects of sudden yield reversals on the financial intermediation. Overall, the results are consistent with the notion that banks’ exposition in international credit markets contributes to global financial conditions’ transmission to the economy.
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Morandi, Paula, and Amy Lewis. 2021 IDB Climate Finance Database. Inter-American Development Bank, December 2022. http://dx.doi.org/10.18235/0004645.

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Under the current IDBG Corporate Results Framework (CRF) 2020-2023 (https://crf.iadb.org/en), the IDB committed to reach 30% of the total amount approved (including all lending operations) of climate finance during this period. In 2021, the IDB Group - composed of the IDB, IDB Lab (formerly the Multilateral Investment Fund) and IDB Invest - approved US$6 billion in climate finance as per the MDB climate finance tracking methodology. This resource is aimed at development activities carried out by the public and private sectors that reduce greenhouse gas (GHG) emissions and thus mitigate climate change, and/or that reduce vulnerability to climate change and contribute to an adaptation process. The IDB only climate finance in 2021 was equivalent to US$ 4.5 billion.
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Almeida, Juliana, and Rossemary Yurivilca. 2020 IDB Climate Finance. Inter-American Development Bank, April 2021. http://dx.doi.org/10.18235/0003253.

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Under the current IDBG Corporate Results Framework (CRF) 2020-2023 (https://crf.iadb.org/en), the IDB committed to reach 30% of the total amount approved (including all lending operations) of climate finance during this period. In 2020, the IDB Group - composed of the IDB, IDB Lab (formerly the Multilateral Investment Fund) and IDB Invest - approved US$3.9 billion in climate finance as per the MDB climate finance tracking methodology. This resource is aimed at development activities carried out by the public and private sectors that reduce greenhouse gas (GHG) emissions and thus mitigate climate change, and/or that reduce vulnerability to climate change and contribute to an adaptation process. This amount represented 19.5% of the IDB Groups total approved amount for 2020. The IDB only climate finance in 2020 was 15%, equivalent to US$ 2 billion. If the COVID-19 related investments are excluded, the IDB climate finance reached 30%. Changes in demand from countries to respond to the pandemic affected the overall climate finance results by shifting the priority to social and fiscal sectors and to projects that could provide faster liquidity.
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