Academic literature on the topic 'Havarijní pojištění'

The diploma thesis analyze an automobile insurance market. Thesis provides comprehensive description of a car insurance products spectrum which are currently offered by insurance companies. Theoretical part deals with a defining auto insurance branches, a premium construction and a development in the Czech Republic insurance market. Practical part compares and appraises individual products of chosen insurance companies according to various standards such as insurance limits, price, bonus level, client segmentation.

This thesis characterizes the products mandatory liability insurance of car traffic, car insurance and some additional insurances of cars. The main objective is the analysis of calculation and of criterias, that determinate the price of insurance. The end point is approach comparison to setting up the price by insurance companies on the Czech insurance market.

The main objective of this diploma thesis is the analysis of the products of motor insurance offered on the insurance market in the Czech Republic. The first part focuses on character and meaning of this products and clarification of some concepts. The next part describes current situation and development in the insurance market followed by the very topical stiff competition. The last part is devoted to the analysis of supply in the market of car insurance itself and its evaluation from the point of view of various parameters and criteria.

The master thesis analyzes the property insurance for citizens in the Czech Republic with main focus on buildings insurance, household insurance, and accident insurance for non-rail vehicles. The goal of this thesis is to analyze the development of insurance market indicators of the products stated above and to predict their future behavior. To help with the understanding of the practical part, basic terminology and trends in the general insurance market are included in this work. The main indexes to be analyzed are: premium written, claims paid, loss ratio, number of contracts made, average written premium per contract, number of claims settled, average written premium per insured event, and the number of commercial insurance companies. The main data sources for time series analysis for the period between the years 1997 and 2015 are the annual reports of the Czech Insurance Association. The time series analysis showed that building insurance and household insurance are strongly affected by natural disasters - in the Czech Republic the main impact have floods. Since the main purpose of the accident insurance is to cover accidents, it is only partially impacted by natural disasters. The popularity of property insurance has an increasing tendency, which is shown by the insurance market indicators. Box-Jenkins methodology was used to forecast the future development of the insurance market. Similarly to other insurance products, the property insurance undergoes certain changes, to which the insurance companies must respond. These trends are mainly connected to the higher usage of modern technologies - for instance Internet of Things, introduction of Smart Homes or the ,,Pay How-You-Drive'' insurance.

This master's thesis assesses the actuel situation of the insurance of Miroslavské strojírny vehicles and contains suggestions for its optimalization. It deals with analysis of the insurance products in motor vehicles insurance in the Czech market.

The diploma thesis is focused on the motor damage and the motor third party liability insurance profitability evaluation of the czech insurance market. In the first part both the czech market devolopment and the current law-making issues with the evaluation of the czech market key indicators are briefly described. Next part of the thesis is focused on the non life insurance market quantitative characteristic in the period from 2003 to 2015. Next part of the thesis deals with the motor damage and the motor third party liability insurance characteristics. In the last two chapters the thesis examines the motor damage and the motor third party liability market with the following evaluation of their profitability by using the combined ratio indicator.

The work is focused on the analysis of the insurance market in the Czech Republic. On the grounds of the results of the analysis, there were chosen three largest insurances on the Czech market. Consequently it was described their development over the past five years. The main aim is to compare the selected products of the non-life insurance with those insurers. It was compared offers of lability insurance and accident insurance. On the grounds of results there is no reason to change the existing lability from the insurer Kooperativa. The best option of accident insurance was chosen the offer from the same insurer Kooperativa. In the market is currently no better option insurance premium for my car under my requirements. The best way to negotiate the insurance business as through meetings with insurance company representative.

Lamař, Filip. The influence of sundry factors on the price of insurance products in the Czech Republic. Diploma thesis. Brno: Mendel University, 2019. This thesis examines factors which affect pricing of accident insurance of Kooperativa insurance company and Česká Pojišťovna and of house/flat insurance of Kooperativa insurance company. The thesis is divided into three comprehensive parts: literary research, methodises and the main part. In the theoretical section, both current state of world-wide and Czech insurance market are analysed. Moreover, the insurance products listed above are examined. The middle part of the thesis concerns the methodical approach to data collection. With the help of findings from the literary research, it also determines factors which can hav effect on prices of chosen insurance products. In the final parts of the thesis, regression models for the insurance products in question are composed. The result of the thesis is the identification of influences on the prices of insurance products listed above and recommendations for subjects acting on the insurance market.