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Dissertations / Theses on the topic 'Health insurance'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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1

Norbeck, Angela J. "Health Insurance Literacy Impacts on Enrollment and Satisfaction with Health Insurance." ScholarWorks, 2018. https://scholarworks.waldenu.edu/dissertations/5387.

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Health insurance literacy (HIL) contributes to the lack of understanding basic health insurance (HI) terms, subsidies eligibility, health plan selection, and HI usage. The study is one of few to address the existing gap in the literature regarding the exploration of the relationship between HIL, individuals' HI enrollment, and individuals' satisfaction with their HI. The theoretical framework selected for this study was the prospect theory, which describes the behavior of individuals who make decisions. In this cross-sectional correlational study, secondary data set from the third Quarter 2015

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2

Noronha, Lisete Fernandes de. "Whole life health insurance." Master's thesis, FCT - UNL, 2008. http://hdl.handle.net/10362/2362.

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Dissertação apresentada na Faculdade de Ciências e Tecnologia da Universidade Nova de Lisboa para obtenção do Grau de mestre em Matemática e Aplicações<br>The health insurance has become complementary to the National Health Care system in Portugal. In the last years, the increase of this insurance has been considerable. Despite the health concerns of Portuguese citizens, related to better life quality, medical technology and others, the ageing of Portuguese population is a reality to be well thought-out. Regarding this fact, the whole life health insurance is an important product to be de

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3

Barbaccio, Lisa R. "Consumerism in Health Insurance: Understanding Literacy in Health Insurance Purchasing and Benefit Consumption." Diss., Temple University Libraries, 2019. http://cdm16002.contentdm.oclc.org/cdm/ref/collection/p245801coll10/id/540834.

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Business Administration/Interdisciplinary<br>D.B.A.<br>The growth rate and percent of GDP spend on health care has brought necessary attention to discussions on cost and quality within the health industry. This research posits that in order to tackle issues within these cost and quality-conscious discussions, consumers require increased literacy in the health insurance shopping and utilization processes. Health insurance literacy is relatively new terminology. In regard to consumer literacy measures in purchasing, the findings in Chapter 1 demonstrate that studies on health insurance literacy

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4

Polyakova, Maria A. (Maria Alexandrovna). "Regulation of public health insurance." Thesis, Massachusetts Institute of Technology, 2014. http://hdl.handle.net/1721.1/90128.

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Thesis: Ph. D., Massachusetts Institute of Technology, Department of Economics, 2014.<br>Cataloged from PDF version of thesis.<br>Includes bibliographical references (pages 147-150).<br>The first chapter takes advantage of the evolution of the regulatory and pricing environment in the first years of a large federal prescription drug insurance program for seniors - Medicare Part D - to explore interactions among adverse selection, switching costs, and regulation. I document evidence of both adverse selection of beneficiaries across contracts and switching costs for beneficiaries in changing con

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5

Horvath, Krisztina. "Essays on Health Insurance Markets:." Thesis, Boston College, 2020. http://hdl.handle.net/2345/bc-ir:108717.

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Thesis advisor: Michael D. Grubb<br>The first chapter studies behavioral mechanisms to expand health insurance coverage. In health insurance markets where regulators limit insurers' ability to price on the health status of individuals, a traditional regulatory intervention to protect the market from adverse selection and expand coverage among young and healthy people is mandating insurance coverage. In this chapter, I analyze an alternative, behavioral mechanism in the context of the Affordable Care Act Marketplaces: the automatic enrollment of the uninsured with possible opt-out. I build a th

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6

Wettstein, Gal. "Essays on Public Health Insurance." Thesis, Harvard University, 2016. http://nrs.harvard.edu/urn-3:HUL.InstRepos:33493442.

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Over the last ten years there have been dramatic changes in the health insurance environment in the United States, spurred on by broad reforms in the public health insurance sector. In 2006 the Medicare Prescription Drug, Improvement and Modernization Act went into effect, providing broad access to prescription drug insurance for millions of elderly Americans. In 2014 the main provisions of the Patient Protection and Affordable Care Act began to be felt, dramatically changing health insurance markets, particularly for those seeking non-group coverage. These legislative changes both raise quest

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7

Dyjakon, Malgorzata. "Dental Health Insurance In Australia." Thesis, Faculty of Dentistry, 1996. http://hdl.handle.net/2123/4577.

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8

Besley, T. J. "The theory of health risk and health insurance." Thesis, University of Oxford, 1987. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.384692.

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9

Chen, Chen. "Health economic analysis of China's health insurance system." Thesis, University of York, 2016. http://etheses.whiterose.ac.uk/17451/.

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This thesis consists of 3 chapters plus an introductory chapter and a concluding chapter. They are on three different topics, but they are all related to China’s health insurance system from 2000 to 2011. Chapter 1 is the introduction to the thesis, providing background to the Chinese insurance system, the theoretical underpinning of the three chapters, a description of the datasets used in the thesis, and an overview of the thesis. Chapter 2 investigates whether there is adverse or advantageous selection in China’s private health insurance market before 2003. We found evidence in favour of ad

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10

Fike, Verinda Jean Esther. "Health insurance and health care access in China." CONNECT TO ELECTRONIC THESIS, 2008. http://dspace.wrlc.org/handle/1961/5527.

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11

Rütschi, Christian. "Health and health insurance in Switzerland : an empirical investigation /." Berlin : dissertation.de, 2008. http://www.gbv.de/dms/zbw/568522192.pdf.

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12

Boyle, Melissa Ann. "Health and utilization effects of expanding public health insurance." Thesis, Massachusetts Institute of Technology, 2005. http://hdl.handle.net/1721.1/32410.

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Thesis (Ph. D.)--Massachusetts Institute of Technology, Dept. of Economics, 2005.<br>Includes bibliographical references.<br>This thesis exploits a major overhaul in the U.S. Department of Veterans Affairs health care system to answer various questions about publicly-provided health care. The VA restructuring involved the adoption of a capitated payment system and treatment methods based on the managed care model. This reorganization was accompanied by a major expansion in the population eligible to receive VA care. Chapter one analyzes both the efficiency of providing public health care in a

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13

Rütschi, Christian. "Health and health insurance in Switzerland - an empirical investigation." Berlin dissertation.de, 2007. http://d-nb.info/988891034/04.

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14

Liu, Fei. "Three essays on health insurance and health care consumption." [Bloomington, Ind.] : Indiana University, 2007. http://gateway.proquest.com/openurl?url_ver=Z39.88-2004&rft_val_fmt=info:ofi/fmt:kev:mtx:dissertation&res_dat=xri:pqdiss&rft_dat=xri:pqdiss:3243799.

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Thesis (Ph.D.)--Indiana University, Dept. of Economics, 2007.<br>Title from PDF t.p. (viewed Nov. 18, 2008). Source: Dissertation Abstracts International, Volume: 67-12, Section: A, page: 4627. Adviser: Pravin K. Trivedi.

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15

Jamal, Sheri K. Henderson James W. "Hispanic assimilation to American health insurance." Waco, Tex. : Baylor University, 2006. http://hdl.handle.net/2104/4825.

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16

Rickayzen, Benjamin David. "Some actuarial aspects of health insurance." Thesis, City University London, 2007. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.446443.

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17

Chavda, Ankur. "Does health insurance matter for entrepreneurship?" Thesis, Massachusetts Institute of Technology, 2016. http://hdl.handle.net/1721.1/104260.

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Thesis: S.M. in Management Research, Massachusetts Institute of Technology, Sloan School of Management, 2016.<br>Cataloged from PDF version of thesis.<br>Includes bibliographical references (pages 57-59).<br>We study the effect of improved access to health insurance on entrepreneurial rates across industries. We use the 2006 reform of the Massachusetts health care market as our shock. In contrast to previous research, we use our shock to test which kinds of startups were more likely to be created in addition to whether individuals became more likely to become entrepreneurs. We develop a theore

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18

Shepard, Mark. "Essays on Health Insurance and Annuities." Thesis, Harvard University, 2015. http://nrs.harvard.edu/urn-3:HUL.InstRepos:17467319.

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Insurance creates an important source of economic well-being by providing for beneficiaries in times of need. But because a variety of forces may inhibit the proper functioning of insurance markets, governments are deeply involved through regulation, subsidies, and direct provision of insurance. This dissertation studies insurance demand, supply, and the role of policy in two types of markets of direct interest to policymakers: health insurance and annuities. I highlight the importance of both traditional market failures (adverse selection and moral hazard) and less standard factors like limit

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19

Péron, Mathilde. "Three essays on Supplementary Health Insurance." Thesis, Paris Sciences et Lettres (ComUE), 2017. http://www.theses.fr/2017PSLED015/document.

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Cette thèse est consacrée aux systèmes d'assurance maladie mixtes où la couverture publique obligatoire peut être améliorée par une complémentaire santé. Les questions abordées portent sur l'effet inflationniste de la complémentaire sur le prix des soins et sur l'impact de la tarification à l'âge sur les solidarités entre malades et bien portants et entre catégories de revenu. Les analyses empiriques sont réalisées sur données françaises. Cette base de données originale regroupe les consommations de soins de 99,878 affiliés à la MGEN sur la période 2010-2012. Le chapitre 1 estime l'effet causa

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20

Blanton, Sandra. "Justice in Health Care Access Measuring Attitudes of Health Care Professionals." TopSCHOLAR®, 2000. http://digitalcommons.wku.edu/theses/714.

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To measure attitudes toward justice in access to health care services in managed care plans in a convenience sample of medical professionals at Clark Memorial Hospital in Jeffersonville, Indiana. Methods. A sixteen item, self-administered instrument based on Morreim's four concepts of justice in health care access was administered to 147 health care professionals, representing physicians, allied health, and hospital administration. SPSS was used to analyze the results. Results. The attitudes of the respondents were negative toward managed care. They did not feel that managed care had been a po

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21

Ng, Jessica. "Determinants of High Deductible Health Plan Choice." Scholarship @ Claremont, 2017. http://scholarship.claremont.edu/cmc_theses/1629.

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This paper analyzes the role that demographics, health services utilization, and knowledge play in determining the choice of insurance plan. Using data from a 2014 National Opinion Research Center (NORC) report and by estimating a probit model, I examine the effect of the three variable categories on the probability of selecting a High Deductible Health Plan (HDHP). While many of the results align with the existing literature, I contribute to prior insurance studies by finding that confusion over health services and plan benefits is the largest driver in HDHP choice, as it increases the probab

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22

Jiang, Yuansheng. "Health insurance demand and health risk management in rural China /." Frankfurt am Main [u.a.] : Lang, 2004. http://www.gbv.de/dms/zbw/387845968.pdf.

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23

Höfter, Ricardo Andres Henriquez. "Preferred providers, health insurance and primary health care in Chile." Thesis, Queen Mary, University of London, 2006. http://qmro.qmul.ac.uk/xmlui/handle/123456789/1772.

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Reforms in the early 1980s created Chile's mixed system of health care provision and finance. Since then Chileans have had to choose between a statesubsidised public health insurance system or the private health plans offered by several insurance companies. In the public system, users may be restricted to the public facility network, with no choice of doctor or medical centre, or they may opt for a free choice mode (preferred providers), which lets them choose both doctor and place of attention. Private insurance providers offer a wide variety of health plans, giving the customer a reasonable

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24

Thutloa, Alfred Mautsane. "Promoting health citizenship and multilingualism in the health insurance industry." University of the Western Cape, 2018. http://hdl.handle.net/11394/6506.

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Philosophiae Doctor - PhD<br>The thesis explores the role of semiotic structuring of health information in relation to language, multimodality and health literacy and the affordances for agentive participation among consumers of two leading South African medical schemes - Discovery Health Medical Scheme (Discovery Health) and the Government Employees Medical Scheme (GEMS). The focus is on who has access to health information, how this information is constructed and what the semiotic health habitat looks like for citizen-consumers. Through a virtual ethnographic approach the thesis explor

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25

Nanna, Anoo. "Health insurance in developing countries : willingness to pay for health insurance in Thailand using discrete choice experiment methods." Thesis, Curtin University, 2011. http://hdl.handle.net/20.500.11937/945.

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In Thailand, a universal health insurance coverage policy was implemented in 2001 alongside the reform of public health insurance. Since the reform, Thailand has had three major public health insurance schemes of the Social Security Scheme (SSS), Civil Servant Medical Benefit Scheme (CSMBS) and the Gold Card scheme. These three schemes covered more than 90 percent of the Thai population in 2003, moving the country closer to universal coverage.The Gold Card scheme was a new public health insurance scheme, introduced in 2001 and covering the majority of Thai population. The scheme is designed to

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26

Govorun, Maria. "Pension and health insurance, phase-type modeling." Doctoral thesis, Universite Libre de Bruxelles, 2013. http://hdl.handle.net/2013/ULB-DIPOT:oai:dipot.ulb.ac.be:2013/209447.

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Depuis longtemps les modèles de type phase sont utilisés dans plusieurs domaines scientifiques pour décrire des systèmes qui peuvent être caractérisés par différents états. Les modèles sont bien connus en théorie des files d’attentes, en économie et en assurance.<p><p>La thèse est focalisée sur différentes applications des modèles de type phase en assurance et montre leurs avantages. En particulier, le modèle de Lin et Liu en 2007 est intéressant, parce qu’il décrit le processus de vieillissement de l’organisme humain. La durée de vie d’un individu suit une loi de type phase et les états de ce

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27

Singkaew, Songphan. "Policy options for health insurance in Thailand." Thesis, London School of Economics and Political Science (University of London), 1991. http://etheses.lse.ac.uk/1112/.

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This study explores the policy options for health insurance in Thailand, considering the present structure of the country and taking account of international experiences. The development of health insurance in Thailand is analysed from the supply side i.e. health services. The problem of inefficiency and inequity in the health care system has led to the search for better alternatives for organizing and financing. This coincides with the overall growth in the country's socio-economic situation and the policy of health insurance laid down in the Sixth Five Year Health Development Plan (1987-1991

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28

Eichner, Matthew Jason. "Medical expenditures and major risk health insurance." Thesis, Massachusetts Institute of Technology, 1997. http://hdl.handle.net/1721.1/10316.

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29

McKnight, Robin. "Essays on the economics of health insurance." Thesis, Massachusetts Institute of Technology, 2002. http://hdl.handle.net/1721.1/32713.

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Thesis (Ph. D.)--Massachusetts Institute of Technology, Dept. of Economics, 2002.<br>Includes bibliographical references.<br>This thesis brings together three essays on issues in the economics of health insurance. The first study considers the effects of average per-patient caps on Medicare reimbursement for home health care, which took effect in October 1997. I use regional variation in the restrictiveness of per-patient caps to identify the short-run effects of this reimbursement change on home health agency behavior, beneficiary health care utilization, and health status. The empirical evid

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30

Valente, Ana Beatriz Marques Cabral. "Health insurance pricing with generalised linear models." Master's thesis, Instituto Superior de Economia e Gestão, 2020. http://hdl.handle.net/10400.5/20988.

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Mestrado em Actuarial Science<br>Os Modelos Lineares Generalizados (GLMs) são amplamente utilizados na precificação de seguros do ramo Não Vida. O prémio cobrado pela seguradora é calculado com base em uma tarifa. A abordagem clássica para estimar o prémio é feita assumindo a independência entre o número de sinistros e o seu custo. A partir desta independência, a frequência e a severidade dos sinistros são estimados através de GLMs separados e a tarifa é obtida combinando os dois modelos. O presente relatório fornece uma breve introdução sobre a metodologia e descreve como preparámos os dados

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31

Sadikaj, Ylli. "Personalized Health Insurance Services Using Big Data." Thesis, North Dakota State University, 2016. https://hdl.handle.net/10365/27978.

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Cloud computing paradigm has significantly affected the healthcare sector like various other business domains. Persistently growing healthcare data over the Internet has called for the development of methodologies to efficiently handle the health big data. This study presents a framework that utilizes the cloud computing services to offer personalized recommendations about the most apposite health insurance plans. The users are offered implicit and explicit recommendations. A standard ontology is presented to offer a unified representation to the health insurance plans. The plans are ranked b

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Pelech, Daria. "Competition and Selection in Health Insurance Markets." Thesis, Harvard University, 2015. http://nrs.harvard.edu/urn-3:HUL.InstRepos:17464292.

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Competition in US health insurance markets is low and has declined in recent years. Insufficient competition is often assumed to increase plan premiums or decrease benefit quality, but the latter has been difficult to establish empirically. Moreover, why health insurance competition is so low is poorly understood. As recent health insurance expansions rely on private insurers to provide coverage, understanding why health insurance competition is low and how this affects consumers is important for policy. Paper 1 tests for a relationship between insurer competition and health plan benefit

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33

Clinton, Chelsea, and Chelsea Clinton. "Choosing Health Insurance: Public, Private or None?" Thesis, University of Oregon, 2012. http://hdl.handle.net/1794/12390.

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I estimate two models of consumer health insurance choices where individual attributes and e.g., income, age, gender, cost, etc. affect qualification for specific programs e.g., Medicaid and Medicare, but also affect the choices individuals make. From these results, I assess how these attributes affect health insurance choices using the 2008 Medical Expenditure Panel Survey. I then use these results to predict how individual health insurance choices change with the implementation of the Patient Protection and Affordable Care Act (ACA) in 2014. My predictions estimate that more 50 percent

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Laughridge, James Lee. "An analysis of mechanisms designed to reduce crowd-out among state children's health insurance programs and their implications for public service." Birmingham, Ala. : University of Alabama at Birmingham, 2009. https://www.mhsl.uab.edu/dt/2009m/laughridge.pdf.

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35

Chomi, Eunice Nahyuha. "Service provider's perceptions of the quality and accessiblity of health services under social health insurance in Dar-Es-Salaam." Thesis, Nelson Mandela Metropolitan University, 2007. http://hdl.handle.net/10948/489.

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Social health insurance is a form of health care financing that has gained increased attention in African countries in the past decade. Tanzania introduced social health insurance by the establishment of the National Health Insurance Fund (NHIF) in 1999 with, inter alia, the objective of improvement of the quality and availability of health services. The goal of this study was to determine the perceptions of services providers on the quality and accessibility of health services following the introduction of social health insurance. A qualitative approach was used to gain an insider's perspecti

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36

Abdelrahim, Mahgoub. "Sudan social health insurance : challenges towards universal access to health care." Thesis, University of Manchester, 2014. https://www.research.manchester.ac.uk/portal/en/theses/sudan-social-health-insurance-challenges-towards-universalaccess-to-health-care(cd798918-f63f-4d3d-8019-2229c89ca3dc).html.

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To achieve effective access to health care, countries have adopted various policies to improve the populations' legitimate right to obtain health care when needed. Social health insurance has been proposed by the WHO as a means to securing sustainable access to health care particularly for developing countries. As one of the developing countries, Sudan launched SHI in 1994; however, population coverage still does not exceed 28.7% of the total population. Given the complexities of access to health care, the issue of achieving universal access by the adoption of SHI is faced with various challen

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37

Thomson, Sarah. "Voluntary health insurance and health system performance in the European Union." Thesis, London School of Economics and Political Science (University of London), 2011. http://etheses.lse.ac.uk/226/.

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This thesis examines the usefulness of voluntary health insurance (VHI) as a lever for improving health system performance. It posits that VHI may further health policy goals if it addresses gaps in statutory coverage, if it does not make those who rely on statutory coverage worse off, and if those who need VHI have access to it. The thesis presents four studies that analyse markets for VHI in the European Union; developments in public policy towards VHI, including the implications of the EUlevel regulatory framework for VHI; the impact of VHI on health system performance; the effects of allow

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38

Smith, Anna Jo Bodurtha. "Adult-Oriented Health Insurance Reform and Children's Health Insurance: the Massachusetts Experience and Implications for the Affordable Care Act." Thesis, Harvard University, 2016. http://nrs.harvard.edu/urn-3:HUL.InstRepos:27007737.

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BACKGROUND: The Massachusetts health reform and the Affordable Care Act (ACA) were focused on adults, but have the potential to reduce uninsurance and increase access to affordable health care for children. Little is known about the impact of Massachusetts health reform on children, including the vulnerable sub-population of children with special health care needs (CSHCN). OBJECTIVES: The first two aim of this thesis were to examine whether Massachusetts health reform was associated with lower levels of child uninsurance, increased access to care, and improved financial protection for: (1) chi

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Caeiro, João Paulo Marques. "Supplementary private health insurance: The characteristics of subscribers." Master's thesis, NSBE - UNL, 2012. http://hdl.handle.net/10362/9536.

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A Work Project, presented as part of the requirements for the Award of a Masters Degree in Economics from the NOVA – School of Business and Economics<br>Despite the fact that public medical care has being heavily subsidized through a statutory national health system there has been a growing number of people who opt to enroll in extra private coverage. Using a two part model to infer the insurance decision and subsequent amount of insurance chosen we found out that people’s decision over private health coverage is not related with their health. The pattern of consumption of medical care th

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Cheung, Po-yi Polly, and 張寶儀. "How can Hong Kong learn from Australia's lessons from promoting private health insurance as a supplementary source of health carefunding?" Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2011. http://hub.hku.hk/bib/B46935113.

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Richardson, Hugh Stanley. "Industrial organization of markets for health insurance and medical services /." Thesis, Connect to this title online; UW restricted, 1997. http://hdl.handle.net/1773/7517.

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Jhang, Mao-chang, and 張茂昌. "Comparison of National Health Insurance and Second Generation National Health Insurance." Thesis, 2006. http://ndltd.ncl.edu.tw/handle/03625817070189304912.

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碩士<br>國立中山大學<br>高階公共政策碩士班<br>94<br>The National Health Insurance (NHI) in Taiwan has implemented over ten years. It’s always attention-getting when the govermnet changes some policy or insurance premium of NHI. This time, our government wants to make a bigger reform of NHI called “second generation NHI” and it will make a bigger storm of our social. So this research compares the NHI with “second generation NHI” not only to let us know what NHI in Taiwan is but also to give the government the references of NHI. This research will discuss insurance organization, insured object, insurance agent,

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Huang, Chuang-Hao, and 黃俊豪. "Claim of Health Insurance." Thesis, 2005. http://ndltd.ncl.edu.tw/handle/65897458553639773061.

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碩士<br>淡江大學<br>保險學系保險經營碩士班<br>93<br>The purpose of health insurance claim is to indemnify loss from hospitalizing because of accident or illness and get compensation when the hospitalization expense may beyond social insurance claim. However, health insurance has become a tool of fraud crime due to the economic depression recently, so that this study is aimed to expound a prevention system on health insurance fraud. In this study, we mainly focus on an actual insurance fraud case to present its seriousness and problems for giving contributions to develop a wholesome health insurance prevention

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"Essays in Health Insurance." Doctoral diss., 2011. http://hdl.handle.net/2286/R.I.8910.

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abstract: This work is driven by two facts. First, the majority of households in the U.S. obtain health insurance through their employer. Second, around 20% of working age households choose not to purchase health insurance. The link between employment and health insurance has potentially large implications for household selection into employment and participation in public health insurance programs. In these two essays, I address the role of public and private provisions of health insurance on household employment and insurance decisions, the distribution of welfare, and the aggregate economy.

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Chang, Chih Cheng, and 張志誠. "Research on health insurance medical payment review of health services of Taiwan's national health insurance system." Thesis, 2016. http://ndltd.ncl.edu.tw/handle/62145622722530849338.

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Makokotlela, Lionel. "The perceptions of South African health insurance companies regarding the national health insurance plan." 2015. http://encore.tut.ac.za/iii/cpro/DigitalItemViewPage.external?sp=1001892.

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M. Tech. Organisational Leadership<br>The objective of this research is to assess the perceptions held by the medical aid schemes and the general public on the National Health Insurance (NHI). It also identifies areas that need attention to improve service delivery through the National Health Insurance model.

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Mark, Elyse, and 麥麗施. "Can Health Insurance Boost Fertility? The Fertility Effect of National Health Insurance in Taiwan." Thesis, 2018. http://ndltd.ncl.edu.tw/handle/rkbu77.

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碩士<br>國立政治大學<br>國際研究英語碩士學位學程(IMPIS)<br>106<br>The implementation of Taiwanese National Health Insurance in 1995 affected almost every Taiwanese citizen’s healthcare options and coverage. Inclusion of low-cost prenatal and postnatal care, delivery services, and child healthcare coverage indicates the implicit pronatalism of NHI policy. Given the endogeneity of healthcare availability to childbearing decisions, this study uses the 1995 implementation of NHI to estimate the impact of national healthcare on Taiwanese fertility. We first approach this question using OLS regression to test for corre

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Carvalho, Armindo Barbosa de. "Peer to Peer Health Insurance." Master's thesis, 2016. https://hdl.handle.net/10216/96448.

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Nos últimos anos, a tecnologia tem vindo a mudar a forma como vivemos. O acesso cada vez mais generalizado à internet faz com que a informação seja partilhada de forma exponencial e permite que as pessoas estejam conectadas como nunca, o que potencia a criação de economias de partilha e a formação de redes sociais. Isto leva a que os comportamentos dos clientes mudem, fazendo com que os intervenientes mais tradicionais, enfrentem cada vez mais a competição de novos concorrentes que exploram novas formas de negócio.No caso do setor segurador uma dessas novas formas de negócio que tem sido apont

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49

Carvalho, Armindo Barbosa de. "Peer to Peer Health Insurance." Dissertação, 2016. https://hdl.handle.net/10216/96448.

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Abstract:

Nos últimos anos, a tecnologia tem vindo a mudar a forma como vivemos. O acesso cada vez mais generalizado à internet faz com que a informação seja partilhada de forma exponencial e permite que as pessoas estejam conectadas como nunca, o que potencia a criação de economias de partilha e a formação de redes sociais. Isto leva a que os comportamentos dos clientes mudem, fazendo com que os intervenientes mais tradicionais, enfrentem cada vez mais a competição de novos concorrentes que exploram novas formas de negócio.No caso do setor segurador uma dessas novas formas de negócio que tem sido apont

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50

Gamble, Hamish William. "Health or wealth: decision making in health insurance." Thesis, 2016. http://hdl.handle.net/2440/103756.

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Abstract:

In this thesis we investigate whether health insurance decisions can be explained by loss aversion. We use a model of reference dependent preferences as developed by Koszegi and Rabin (2006) to show that under loss aversion there are different maximum willingness to pay for private health insurance. We do not endogenise the reference point. Instead we attempt to alter the reference point through framing in a laboratory setting, in a manner which is consistent with the original Tversky and Kahneman (1981) formulation of prospect theory. We find that the framing effect did not result in a differ

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