Academic literature on the topic 'High Net Worth Community'
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Journal articles on the topic "High Net Worth Community"
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HAYNES, GEORGE W., JOSEPH I. ONOCHIE, and YOON LEE. "INFLUENCE OF FAMILY'S SOCIAL RELATIONSHIPS ON THE DEBT STRUCTURE OF MEXICAN-AMERICAN AND KOREAN-AMERICAN SMALL BUSINESSES." Journal of Developmental Entrepreneurship 13, no. 03 (September 2008): 343–61. http://dx.doi.org/10.1142/s1084946708001022.
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This study utilizes the Korean-American and Mexican-American samples in the National Minority Business Survey to examine the debt structure of small businesses owned by individuals from these ethnic groups. Small business owners with higher household net worth were more likely to borrow from finance companies, friends, and credit card companies. When controlling for business, business owner and family characteristics, Mexican-American small business owners with high net worth were significantly more likely to borrow from commercial banks than Mexican-American small business owners with low net worth are. Korean-American small business owners with high net worth were significantly more likely to utilize family loans than Korean-American small business owners with low net worth are. Korean-American small businesses appeared to be more financially dependent on the financial strength of their community, while Mexican-American small businesses owners appeared to be more financially independent.
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Morison, Stephen, David Lincoln, Benjamin Kinnard, and Zhi Ying Ng. "The Changing Nature of Global Wealth Creation: Shifts and Trends in the Ultra High Net Worth (UHNW) Community." Journal of Wealth Management 16, no. 2 (July 31, 2013): 9–14. http://dx.doi.org/10.3905/jwm.2013.16.2.009.
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Höltge, Jan, Rafael Samper-Ternent, Carmen García-Peña, and Luis Miguel Gutiérrez-Robledo. "A Longitudinal Study on Multidimensional Resilience to Physical and Psychosocial Stress in Elderly Mexicans." Journal of Aging and Health 32, no. 10 (June 30, 2020): 1450–63. http://dx.doi.org/10.1177/0898264320932777.
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Objectives: To identify trajectories of depression and daily disability in the context of serious falls and widowhood and to predict those trajectories before the events occurred. Methods: Longitudinal data were used from the Mexican Health and Aging Study. Trajectories were estimated using latent class growth analysis. Internal and socio-ecological resources were analyzed as predictors of the trajectories. Results: Unfavorable (worsening of symptoms and chronic high symptoms) and favorable (improvement of symptoms and stable low symptoms (resistance)) trajectories were identified. Favorable trajectories were more likely for daily disability. Persons who showed resistance in depression also tended to show resistance in daily disability. Net worth, cognition, and subjective well-being were early predictors for most trajectories. Discussion: Besides resistance, individuals rather show different co-occurring trajectories in the studied outcomes. While some factors could be identified that lead to favorable trajectories in both stressful contexts, the study also shows the necessity for context-specific research and praxis.
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Najamuddin, Najamuddin, Andi Assir, Mahfud Palo, and Andi Asni Najamuddin. "PENERAPAN PERUBAHAN UKURAN MATA JARING DALAM PENANGKAPAN IKAN TERBANG SECARA BERKELANJUTAN DI KECAMATAN SENDANA KABUPATEN MAJENE." JOURNAL OF INDONESIAN TROPICAL FISHERIES (JOINT-FISH) : Jurnal Akuakultur, Teknologi Dan Manajemen Perikanan Tangkap, Ilmu Kelautan 1, no. 1 (December 1, 2018): 17–27. http://dx.doi.org/10.33096/joint-fish.v1i1.16.
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Catching flying fish in Sendana Majene Subdistrict is carried out continuously with gill nets 1-1.5 inches. The catch of flying fish is mostly still young fish (not yet worth catching). The demand for flying fish is quite high due to the existence of special stalls of smoke fly fish around fishing settlements. Apart from smoke flying fish, dried flying fish are also sold as souvenirs. Therefore, fishermen will continue to increase production. Various results of research and field observations show that gill net is able to catch flying fish well but the size of fish caught is dominated by young fish. The effort to increase the net mesh size to 1.5 inches resulted in the diminishing number of young flying fish. Catching flying fish in Majene waters is generally carried out with drifting gill nets with mesh sizes of 1 and 1.25 inches which are very intensive every fishing season while L50 (11.92 cm) and Lm (13.59 cm) for 1 inch more net mesh size were smaller compared to the length of the first gonad maturity, in this case most of the catch is still classified as young fish (Palo, 2009). Partners are a group of flying fish fishermen. Partner problems, flying fish production is getting smaller, group capacity is not strong and group management is still weak. Partners have not been able to obtain assistance facilities from various community empowerment programs carried out by the government. The approach to be used in this service includes: identification, observation, counseling, demonstration, construction, application, assistance, field observation and evaluation monitoring. Indicators of the success of activities are measured based on the results of the application of technology compared to the results of fishing gear commonly used by fishermen. Implementation of service includes counseling, construction of fishing gear, fishing operations and assistance has been going well. The size of 1.5-inch mesh is only able to catch flying fish in a limited amount, while the size of the 1.25-inch mesh can catch flying fish in relatively large numbers. Flying fish caught with 1.25-inch mesh size has passed the size of the first gonad mature so that it supports sustainable fisheries.
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Halari, Anwar, Christine Helliar, David M. Power, and Nongnuch Tantisantiwong. "Islamic calendar anomalies: Pakistani practitioners’ perspective." Qualitative Research in Financial Markets 10, no. 1 (February 5, 2018): 71–84. http://dx.doi.org/10.1108/qrfm-06-2017-0051.
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Purpose Studies on Islamic calendar anomalies in financial markets tend to apply quantitative analysis to historic share prices. Surprisingly, there is a lack of research investigating whether the participants of such markets are aware of these anomalies and whether these anomalies affect their investment practice. Or is it a case that these practitioners are completely unaware of the anomalies present in these markets and are missing out on profitable opportunities? The purpose of this paper is to analyse the views of influential participants within the Pakistani Stock Market. Design/methodology/approach The study documents the findings for 19 face-to-face semi-structured interviews conducted with brokers, regulators and high-net-worth individual investors in Karachi. Findings The paper’s major findings indicate that the participants believed that anomalies were present in the stock market and market participants were actively attempting to exploit these anomalies for abnormal gains. Interviewees suggested that predictable patterns can be identified in certain Islamic months (Muharram, Safar, Ramadan and Zil Hajj). The most common pattern highlighted by the interviews related to the month of Ramadan. Furthermore, interviewees mentioned the influence of the “Memon” community in the Pakistani Stock Market. Respondents also suggested that investor sentiment played an important role in influencing the stock market prices and trading patterns. Originality/value Because all the prior studies investigating Islamic calendar anomalies in Muslim-majority countries adopted quantitative method using secondary data, the current investigation is of particular value, as it focuses on the qualitative analyses and reports the views of market participants. This allows to fully explore the topic under investigation and to draw robust conclusions.
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Quinones, Ana, Miriam Elman, Anda Botoseneanu, Jason Newsom, David Dorr, Corey Nagel, and Heather Allore. "Racial or Ethnic and Multimorbidity Differences in Functional Limitation Trajectories Among Older Americans." Innovation in Aging 4, Supplement_1 (December 1, 2020): 331. http://dx.doi.org/10.1093/geroni/igaa057.1062.
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Abstract Racial/ethnic minority groups in the U.S. are at risk for greater co-existing chronic disease (multimorbidity) burden and experience greater functional limitations relative to non-Hispanic white peers. To target programs designed to preserve functional independence, this study aims to identify temporal trends of functional limitation among race/ethnic groups and within the context of multimorbidity. Data from the Health & Retirement Study (2000-2014, N=16,959, 65 years of age and older, community-dwelling adults) were used in generalized estimating equation (GEE) models to assess changes in functional limitations over time (combined activities of daily living [ADL] and instrumental activities of daily living [IADL], range 0-11). Models were adjusted for race/ethnicity (non-Hispanic black, Hispanic, non-Hispanic white), self-reported chronic disease categories (no/one, ≥2 somatic, somatic-depression; of arthritis, cancer, diabetes, heart disease, high depressive symptoms [CES-D8≥4], hypertension, lung disease, stroke), age at baseline, sex, body-mass index, education, partnered, net worth, and time. In adjusted GEE models, Hispanic and black respondents experience 1.4 times greater counts of functional limitations, respectively, relative to white respondents (incidence rate ratio [IRR]= 1.4, 95% CI[1.17, 1.66], IRR=1.4, CI[1.26, 1.61]); however, temporal trends were similar. With regard to multimorbidity categories, somatic or somatic-depression multimorbidity were each associated with 2.2 or 3.5 times greater functional limitations, respectively, relative to having no/one condition (IRR=2.2, CI[2.06, 2.39], IRR=3.5, CI[3.18, 3.74]). There are marked differences in functional limitation levels between minority ethnic and white groups, as well as among chronic disease combination groups, suggesting the need to intervene in middle-age to reduce disparities.
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Neupane, Sanjaya, Ajay Kumar Jha, and Anirudh Prasad Sah. "Financial Analysis of 18kW Solar Photovoltaic Baidi Microgrid at Baidi, Tanahun, Nepal." Journal of the Institute of Engineering 15, no. 1 (February 17, 2020): 229–36. http://dx.doi.org/10.3126/jie.v15i1.27739.
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This study presents financial evaluation of 18 kW solar photovoltaic powered Baidi Micro Grid implemented by Alternative Energy Promotion Center (AEPC) in Dubung village, Rising Gaupalika, Tanahun district of Nepal. The grid is built and is operational under Baidi Micro Grid Pvt. Ltd, a Special Purpose Vehicle (SPV) established under “Pro-Poor Public Private Partnership (5P)” concept supported by United Nations Economic and Social Commission for Asia and the Pacific (UNESCAP) & International Fund for Agricultural Development (IFAD). It is pilot project under 5P concept in Nepal. People from Dubung and Mauribas village as well as Saral Urja Nepal Pvt Ltd (SUN) jointly owns the SPV strengthening not only technical, managerial and financial support but also the community participation and engagement in all decision making process. The total cost of the project is NPR 13,395,000.00 at 2015 AD. The grant for the project was of value NPR 11,295,000.00 from AEPC, IFAD and UNESCAP and remaining was equity of SUN. The net present value of NPR -10,978,605.76 is obtained at 3% discount rate due to unavoidable replacement cost of batteries, charge controllers, inverters and high initial investment without the consideration of the grant amount. Whereas, with 84.32% utilization of available grant, the NPV worth of NPR 384,394.22 is obtained for the project. In breakeven analysis, a breakeven point of the project is obtained at 81.87% utilization of the grant. Without grant, project like Baidi Micro Grid will not sustain. In addition, average unit cost of electricity is found to be NPR 37.08 but it varied from NPR 16.67 to NPR 80.81. Household consuming more electricity has to pay less unit cost of electricity whereas household consuming less electricity had to pay higher unit cost of electricity.
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Schroeder, Thomas. "Insight Into High Net Worth Donors." Major Gifts Report 19, no. 8 (July 13, 2017): 1. http://dx.doi.org/10.1002/mgr.30736.
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Helsom, Frank E. "Investment Implementation for High-Net-Worth Investors." AIMR Conference Proceedings 1995, no. 6 (October 1995): 58–63. http://dx.doi.org/10.2469/cp.v1995.n6.10.
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Helsom, Frank E. "Clients for Alternative Assets: High-Net-Worth Individuals." AIMR Conference Proceedings 1998, no. 5 (August 1998): 22–27. http://dx.doi.org/10.2469/cp.v1998.n5.4.
Full textDissertations / Theses on the topic "High Net Worth Community"
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Juliá, Ramiro 1973, and Rachel 1973 Matthai. "High net-worth individuals' portfolios : private real estate assets." Thesis, Massachusetts Institute of Technology, 2002. http://hdl.handle.net/1721.1/32228.
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Thesis (S.M.)--Massachusetts Institute of Technology, Dept. of Urban Studies and Planning, 2002.Vitae.
Includes bibliographical references (leaves 132-136).
The asset allocations of private real estate in the investment portfolios of High Net Worth Individuals (HNWIs) indicate that HNWIs' portfolio returns are not at optimum levels on a risk-adjusted basis. More specifically, utilizing Modem Portfolio Theory, existing allocations to private real estate should, arguably be increased by as much as twice its present allocation. This deficiency is due to insufficient conduits and products available at financial institutions for HNWIs. This mismatch has created a supply and demand problem of HNWI demand for and financial institutions' supply of private real estate assets. The current HNWIs allocations were examined using the "Survey of Consumer Finances" (Federal Reserve, 1998). HNWIs capable of private real estate investment were investors whose net worth was $25 million and above. The HNWI allocations and more than twenty years of historical investment returns and volatilities for financial assets and real estate, were the foundation for analyzing the variance between actual and optimum portfolio allocations of private real estate. This comparison highlighted how the entire HNWI segment could double its current real estate allocation to meet the optimal portfolio level. Along with this real estate allocation deficiency, the HNWI segment has grown substantially over the last 10 years. Since this is a growing segment and a potential source of capital for the real estate industry, this thesis specifically identifies the real estate asset allocation inefficiencies, recommends optimum real estate asset allocations, and lists the alternatives and characteristics of investment conduits and products for increased investment in private real estate by HNWIs.
by Ramiro Juliá and Rachel Matthai.
S.M.
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Puplampu, Suzy Aku Akpene. "Product Diversification to Improve Investment Returns for High-Net-Worth-Individuals in Ghana." ScholarWorks, 2017. https://scholarworks.waldenu.edu/dissertations/4675.
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The population of high-net-worth-individuals (HNWIs) in Ghana is projected to increase from 2,400 in 2015 to 4,900 by 2024. HNWIs in Ghana desire to have access to alternative investment instruments to enhance diversification and improve investment returns on their portfolios. Guided by the product-market-grid-model, the purpose of this qualitative multiple case study was to explore diversification strategies some fund managers use to improve returns for HNWIs. Twelve participants from 3 investment firms in the Greater Accra Region of Ghana, including CEOs and fund managers with more than 5 years of professional and industry experience, participated in semistructured interviews. Observations and company documents served as secondary sources of data collection. Five themes emerged from the analysis of interview and document data: investment objectives and risk appetite level, product availability, asset allocation, limited knowledge and lack of sophistication, and, performance benchmarking. Findings may be used by fund managers to combine knowledge and innovation in identifying alternative investment options for HNWIs and improving investment returns. HNWIs may use their disposable income from returns to engage in entrepreneurial activities that may create employment opportunities and improve the economic environment in Ghana.
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Wei, Chun-Chien. "From bureaupreneur to HNWI changes and emergence of high net worth individuals (HNWIs) in China." Thesis, University of Edinburgh, 2013. http://hdl.handle.net/1842/8934.
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Economic growth in China is attributed by many people to the reforms initiated in 1978. Some individuals, who were previously agents of the state, party cadres, or peasants, have become High Net Worth Individuals (HNWIs) within a relatively short period in the wake of certain institutional changes. Before economic reform, China’s political elites seized administrative controls and material privileges and yet were relatively restricted in money income and private wealth; however, the market transition and privatization added additional value into those controls and privileges and created unique opportunities for those political elites. These political elites retain intact power and privilege regardless of market reforms or regime change. During the transformation, redistributive mechanisms are shaped by these elites, who discriminate in favour of themselves, their families, and like individuals; subsequently, some of those from the political elites migrate into HNWIs, and unjust wealth re-distribution is created accordingly. Development and the changing role of elites in transitional China, like all societies, is constrained and shaped by heritage (resources, pre-existing institutions, geography, culture, etc.); these constraints maybe stronger in transitional societies than in open market economies and enhance the importance for transitional society elites to maintain their footholds of power in state and regulatory institutions. Therefore, these elites exert influence to maintain their existing privileges for accumulating wealth from competition. This research adapts institutional change theory to incorporate the concept of resource dependences in order to give practical expression to an analysis of how the transition between these roles is played out during the institutional changes and to explore the relations between the leading social actors and their institutional environment. It draws on the example of the housing market to illustrate that there is a trade-off between conformity to external institutional pressure and exercising influence over external resources whilst pursuing stability and legitimacy in China’s reforms.
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Anderson, Kevin. "A feasibility plan to develop a boutique sustainable private equity business to cater for ultra high net worth individuals." Thesis, Stellenbosch : Stellenbosch University, 2013. http://hdl.handle.net/10019.1/95653.
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Thesis (MBA)--Stellenbosch University, 2013.Sustainable Investors Capital (SiC) will capture a niche within the South African Private Equity industry in two ways. Firstly SiC is different by having a large network of selected members who help generate deal flow, offer their expertise if they choose in ex-post management, and who enjoy the benefit of relevant proprietary research and focused networking events. The second and main differentiating factor is the fact that the members as investors have the ability to invest on an opt-in basis. When joining SiC, members are offered the opportunity to commit capital to the Discretionary Fund. This is a fund managed by SiC in the typical private equity fashion where the member has limited to zero input in the investment decisions made. However, by committing capital to the Discretionary fund, members’ ipse facto get access to the opt-in investments made by SiC. The opt-in investments allow members to select on a deal-by-deal basis whether they want to invest or not. This has the benefit of increasing the flexibility and agility with which SiC can make investments, as well as granting the advantage to would be investors to optimise the returns on their capital which would be committed (and paying fees) but undrawn under normal private equity model circumstances. The amount that a member is allowed to invest in on an opt-in basis is directly proportional to the capital committed to the Discretionary Fund. This is done to enable SiC to actively and effectively pursue deals with the confidence that capital is available. It is reasonable to assume that the Discretionary Fund will be coinvesting with the opt-in funds.
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Nsibande, Senzosenkosi. "The impact of data breaches of varying severity on the customer loyalty of high net worth individuals in retail banking." Diss., University of Pretoria, 2020. http://hdl.handle.net/2263/79631.
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The aim of this study was to investigate the impact of data breaches of varying
severity on customer loyalty. The study was motivated by the growth in the amount
of data shared and stored by organisations to enhance service offerings (Big Data),
and the increase in the frequency and scale of data breaches caused by this.
Research shows that customer loyalty is critical to the long-term profitability of an
organisation, making the understanding of data breaches on customer loyalty critical
for any organisation’s prospects. Despite this significance, literature on how breach
severity can influence behavioural changes has been limited. This study, using an
experiment, and the three dimensions of attribution theory - to assess how customers
determine causal inference and assign blame following a breach - examined how
customers changed their loyalty intentions following a data breach depending on the
size and scale of the breach. This study aims to contribute to the existing body of
work related to data breaches.
A 2X3 factorial design was used to determine the effects of the locus, the stability,
and the controllability of cause on the customer’s loyalty intentions, and to test the
moderating effects of the breach severity. The results of the study determined that
the stability and the controllability of cause were significant determinants of customer
loyalty. The role of the severity and the locus of causality were determined to have
limited bearing on customer loyalty. The implications for academia, managers and
businesses are examined.Mini Dissertation (MBA)--University of Pretoria, 2020.
pt2021
Gordon Institute of Business Science (GIBS)
MBA
Unrestricted
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Kousalová, Klára. "Privátní bankovnictví v České republice." Master's thesis, Vysoká škola ekonomická v Praze, 2012. http://www.nusl.cz/ntk/nusl-150026.
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This thesis presents an overview of the cornerstones of the Czech private banking. Describes private banks according to various criteria, their approach to the client workload, an importance of private banker position, expectations and needs of the client in the context of marketing and Public relations, selected premium products and services and overlooks the private banking sector in the future.
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Pruthi, Chetan, and Adarsh Tewari. "Customer Behaviour and Marketing Channels in High-end Experiential Travel Market." Thesis, Uppsala universitet, Institutionen för samhällsbyggnad och industriell teknik, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-421495.
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This report is a qualitative analysis of consumption behaviour of high net worth individuals (HNIs) and the marketing channels that are effective in the high-end travel industry. The travel industry caters to a vast audience and it becomes important to understand a specific niche to serve the customers better. For products targeted exclusively towards the HNI segment, conventional mass marketing methods may not be the best or the most efficient ways to reach out to the target market. Mass marketing may result in lower perceived exclusivity and brand image of the company, and it may result in lower efficiency in terms of marketing costs when the target market is merely a small percentage of the total population. The study utilizes articles and theories on consumption behavior as well as marketing theories aimed towards HNIs in order to understand and analyse the data gathered during interviews. The report outlines the factors that influence the customer behavior and consumption practices in the high-end travel industry and based on their behavior outlines effective marketing channels that could be used in order to reach the customers. The major factors influencing customer behavior such as family influence, their motivations to travel, influence of friends and groups as well as their expectations were analyzed based on which effective marketing channels were found such as agents or agencies, popular magazines as well as social media. This report provides a comprehensive understanding of the importance of recognizing the influential behavioral factors in the HNI community in order to develop an effective marketing strategy to help the companies reach their customers better.
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Michael, Sheniqua J. "The use of community needs assessment data to establish a high-risk profile for negative health outcomes in the city of Fort Worth." online resource, 2008. http://digitalcommons.hsc.unt.edu/theses/6/.
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BOSETTO, DANIELA. "Costruire il ruolo del PRIVATE BANKER: indagini e proposte operative." Doctoral thesis, Università Cattolica del Sacro Cuore, 2012. http://hdl.handle.net/10280/1410.
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Obiettivo del presente lavoro è identificare le principali connotazioni specifiche della professione di private banker. In seguito ad una prima analisi della genesi del ruolo e dei fattori che ne hanno determinato l’evoluzione nel tempo, si sono indagati: quali mansioni e responsabilità ricopre e quali riporti gerarchici è chiamato a rispettare, quali caratteristiche comportamentali e attitudinali siano distintive del ruolo, quale il livello di competenze necessario al suo esercizio e quali i gap formativi ancora da colmare. Non da ultime, sono state rilevate le difficoltà quotidiane e le fonti di soddisfazione tipiche della professione, nonché gli strumenti motivazionali e di incentivazione utilizzati dalle realtà di private banking. L’indagine è stata condotta attraverso l’analisi congiunta di più progetti di ricerca quali-quantitativi, che hanno visto il coinvolgimento di private banker e opinion leader di settore. Emerge così una figura professionale ancora in divenire per effetto di cambiamenti strutturali del mercato, oggi guidati dal nuovo contesto normativo, dalla crisi finanziaria e dal processo di globalizzazione continua.The aim of this paper is to identify the main aspects of the private banking profession. Following a preliminary analysis of its origins and the factors that led to its evolution over recent years, this research investigates main tasks and duties of a private banker, his position in the organizational chart of the company, behavioural and attitudinal characteristics relevant to his role, required level of skills and expertise, as well as knowledge gaps still to be filled. A special focus has been put on his daily difficulties and typical sources of satisfaction, in addition to motivational tools and incentives used by private banking organizations. The survey has been conducted by means of a combined analysis of various qualitative and quantitative research projects, involving both private bankers and opinion leaders within the banking sector. The emerging scenario is an evolving professional role as a result of current structural changes in the business, constantly subjected to new regulations, recurring financial crisis and the continuous globalization process.
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Douglas, Angela Marie. "Leading indigenous education in a remote location : reflections on teaching to be "proud and deadly"." Queensland University of Technology, 2009. http://eprints.qut.edu.au/30275/.
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This thesis is a critical reflection of the author’s time as a Principal of an Indigenous state school from 2003-2004. The purpose is to reassess the impact of her principalship in terms of the staff, students and Community change that affected learning outcomes at the school and to reanalyse to what actions and to whom positive changes could be attributed. This thesis reflects and identifies, in light of the literature, strategies which were effective in enhancing student learning outcomes. The focus of this thesis was the Doongal State School*, its students, staff and facilities. The author will attempt to draw out theoretical frameworks in terms of: (1) what changed educationally in Doongal State School, (2) what seemed to be important in the Principal’s role, (3) the processes that took place, and (4) the effect of being non- Indigenous and a female. Overall, the author undertook this critical reflection in order to understand and embrace educational practices that will (a) lessen the gap between the academic outcomes achieved by Indigenous and non-Indigenous students, and (b) enhance life choices for Indigenous children. The findings indicate that principal leadership is critical for success in Indigenous schools and is the centrepiece of the models developed to explain improvement at Doongal State School. School factors, Principal Leadership factors, Change factors and factors relating to being a non-Indigenous female principal, which, when implemented, will lead to improved educational outcomes for Indigenous students, have evolved as a result of this thesis. Principal Leadership factors were found to be the enablers for the effective implementation of the key components for success.
Books on the topic "High Net Worth Community"
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Group, Spectrem. The ultra high net worth investor: Why ultra high net worth investors choose specific providers. Chicago, IL: Spectrem Group, 2004.
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service), ScienceDirect (Online, ed. Collectible investments for the high net worth investor. Amsterdam: Elsevier/Academic Press, 2009.
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Blum, Catherine Anne. Integration nicht-traditioneller Asset Classes in die Vermögensverwaltung von High Net Worth Individuals. Bern: P. Haupt, 1997.
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Investing strategies for the high net worth investor: Maximize returns on taxable portfolios. New York: McGraw-Hill, 2010.
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How to give financial advice to women: Attracting and retaining high-net worth female clients. New York: McGraw-Hill, 2013.
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Chambers, Larry. J.K. Lasser Pro Separate Account Management: An Investment Management Strategy Designed for High Net Worth Individuals. Hoboken, NJ: John Wiley & Sons, 2003.
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Janiczek, Joseph J. Investing from a position of strength: A high net worth investors guide to surviving and thriving in all economic and investment climates. Greenwood Village, Colo: Prosperity Press, 2010.
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Institute, Pennsylvania Bar. Using trusts as building blocks for your client's estate plan: Common trust techniques for the foundation of an estate plan : sophisticated trust techniques for the high net worth client. Mechanicsburg, Pennsylvania: Pennsylvania Bar Institute, 2015.
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Stary, Erica. Transactions: High Net Worth Individuals (Transactions). Sweet & Maxwell, 1995.
Find full textBook chapters on the topic "High Net Worth Community"
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Dalpiaz, Thomas P. "Managing Municipal Bond Portfolios for High-Net-Worth Investors." In The Handbook of Municipal Bonds, 633–46. Hoboken, NJ, USA: John Wiley & Sons, Inc., 2015. http://dx.doi.org/10.1002/9781119198093.ch39.
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Botha, Elsamari, and Mignon Reyneke. "One Size Does Not Fit All: A Closer Look at Brands in the High Net Worth Market of the South African Emerging Economy." In Developments in Marketing Science: Proceedings of the Academy of Marketing Science, 665–70. Cham: Springer International Publishing, 2014. http://dx.doi.org/10.1007/978-3-319-10951-0_244.
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Bingler, Steven. "Schools as Centers of Community: Planning and Design." In Community Schools in Action. Oxford University Press, 2005. http://dx.doi.org/10.1093/oso/9780195169591.003.0030.
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As we stand at the beginning of the twenty-first century, we face a national challenge in planning and designing learning environments that meet the needs of all learners. Throughout the country, elementary and high school districts are spending unprecedented amounts of money to renovate existing school facilities or build new ones. In 2001 alone roughly $27 billion worth of kindergarten through grade 12 construction projects were approved and funded, a trend that is likely to continue for several years. In 2000 public and private kindergarten through grade 12 school enrollment reached a record 53 million students. The Department of Education projects that 55 million children will enroll in 2020 and 60 million in 2030. By 2100 the pattern of steady growth is expected to result in a total of 94 million school-age children, an increase of 41 million students over the century. It is also projected that diversity will increase, with most of the growth among Hispanic children. They represented about 15% of the public school population in 2000; that proportion is expected to grow to 24% by 2020. This steady increase in the number and diversity of school children, all of whom need and deserve a quality education, suggests that the design of new school facilities and the modernization of old ones will be an ongoing process in communities across the United States. One important component of this challenge is the need to rethink how we plan learning environments to coincide with some new ways of thinking about education. It seems as if such a short time has passed since Howard Gardner introduced the theory of multiple intelligences at a time when other educational strategies, including project-based learning, cooperative learning, primary source learning, real world experiential learning, and their many variations, were enjoying a renaissance or were in the developmental stages. Many of these teaching and learning strategies have found their way into the mainstream as powerful tools that help to create more meaning-centered and personalized learning for students and educators alike. This new group of educational strategies is more diverse, more integrated, and, perhaps, more compelling than their more predictable predecessors.
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"Private risks and high net worth insurance." In The Law and Practice of Fine Art, Jewellery and Specie Insurance, 183–201. Edward Elgar Publishing, 2021. http://dx.doi.org/10.4337/9781800373440.00023.
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Stampfer, Shaul. "The Student Body." In Lithuanian Yeshivas of the Nineteenth Century, 116–42. Liverpool University Press, 2012. http://dx.doi.org/10.3828/liverpool/9781874774792.003.0008.
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This chapter turns to the student body. It takes a look at the variety of reasons and considerations which led young men to travel to Volozhin to study at the yeshiva. The chapter then explores the admission procedure, student activities and solidarity, and the relationship between the students and the staff as well as that between the students and the community. Induction into the yeshiva was not very complicated and was largely informal: the person in charge of the books would give the new student a volume of the Talmud, and that was it. In addition, little can be said about the geographical background of the students of the Volozhin yeshiva for most of the years it existed. Clearly, most of the students it attracted were from the regions of Lithuania and Belarus, the area Jews termed ‘Lite’. However, the students at Volozhin were very conscious of themselves as a group, and had a high opinion of their own worth.
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Roxburgh, Daryl. "The Role of High Net Worth Investment Managers in Collectible Investing for Their Clients." In Collectible Investments for the High Net Worth Investor, 1–30. Elsevier, 2009. http://dx.doi.org/10.1016/b978-0-12-374522-4.00001-9.
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Mueller, Shirley Maloney. "The Neuropsychology of the Collector." In Collectible Investments for the High Net Worth Investor, 31–51. Elsevier, 2009. http://dx.doi.org/10.1016/b978-0-12-374522-4.00002-0.
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Johnstone, David. "Collecting and Behavioral Finance." In Collectible Investments for the High Net Worth Investor, 53–71. Elsevier, 2009. http://dx.doi.org/10.1016/b978-0-12-374522-4.00003-2.
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Belk, Russell W. "Collecting as Luxury Consumption: Effects on Individuals and Households." In Collectible Investments for the High Net Worth Investor, 73–84. Elsevier, 2009. http://dx.doi.org/10.1016/b978-0-12-374522-4.00004-4.
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Horvitz, Jeffrey E. "An Overview of the Art Market." In Collectible Investments for the High Net Worth Investor, 85–117. Elsevier, 2009. http://dx.doi.org/10.1016/b978-0-12-374522-4.00005-6.
Full textConference papers on the topic "High Net Worth Community"
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Gunawan, Andrey, Bettina K. Arkhurst, Sonja A. Brankovic, and Shannon K. Yee. "Gen3 CSP Materials: Critical Review of Limited Existing and New Survey Data." In ASME 2020 14th International Conference on Energy Sustainability. American Society of Mechanical Engineers, 2020. http://dx.doi.org/10.1115/es2020-1690.
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Abstract Novel high temperature (≥ 700°C) Heat Transfer Medias (HTMs, e.g., molten salts) and corrosion-resistant Containment Materials (CMs, e.g., metal alloys or ceramics) are necessary for concentrated solar power (CSP) given the emphasis on higher temperatures and high cycle efficiency in the 3rd generation CSP (Gen3 CSP) technologies. In early 2019, we sent out an online survey to the Gen3 CSP community to fully assess the communal needs for thermophysical properties measurements of which HTMs and CMs, and what temperature range and other testing environments would be ideal for those materials. Based on the recorded responses, seven unique HTMs and twenty-six unique CMs were identified. Since then the list has been constantly updated, following our interactions and inputs from the Gen3 CSP community, with some new materials substituting their older counterparts. Currently, there are total of ten unique HTMs and twenty-nine unique CMs that are under consideration by the Gen3 CSP community. By analyzing the available body of research to date and combining it with our survey data from within the Gen3 CSP community, this paper presents trends of what people in the CSP world are thinking regarding materials worth investigating and suggests which thermophysical property measurements are critical to advance high-temperature CSP systems.
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Diaz, Gerardo, John Elliott, and Carlos F. M. Coimbra. "Towards Zero Net Energy at a Community-Scale Level: Case Study at UC Merced." In ASME 2011 5th International Conference on Energy Sustainability. ASMEDC, 2011. http://dx.doi.org/10.1115/es2011-54545.
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The recent establishment of the University of California Merced presents a unique and invaluable opportunity to plan, carry out, and monitor the development and growth of a new university campus utilizing the most advanced sustainable concepts and technologies available today. Although retrofitting and obsolete building construction codes are not an issue, this community-scale project is already facing operational questions related to the integration of renewable resources. The actual operation at a high percentage of renewable power generation and building efficiency provides invaluable information to analyze the operation that mimic or even exceed California’s 20% and future 33% renewable portfolio standards. UC Merced is already working to meet the commitment of zero net energy by 2020 that is part of the triple-zero challenge that also includes elimination of landfill waste and climate neutrality in the same timeframe. In this work, current findings about this integration strategy are provided.
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Khalid, S. Arif, John P. Wojno, Andy Breeze-Stringfellow, David P. Lurie, Trevor H. Wood, Kishore Ramakrishnan, and Umesh Paliath. "Open Rotor Designs for Low Noise and High Efficiency." In ASME Turbo Expo 2013: Turbine Technical Conference and Exposition. American Society of Mechanical Engineers, 2013. http://dx.doi.org/10.1115/gt2013-94736.
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Building upon the successes of the UDF® program in the 1980’s, open rotor designs for high flight speed efficiency and low community noise have been developed at GE in collaboration with NASA and the FAA. Targeting a narrow body aircraft with 0.78 cruise Mach number, the cost-share program leveraged computational fluid dynamics (CFD), computational aero-acoustics (CAA), and rig scale testing to generate designs that achieved significant noise reductions well beyond what was attained in the 1980’s while substantially retaining cruise performance. This paper presents overall propeller net efficiency and acoustic assessments of GE’s modern open rotor designs based on measured rig data and the progression of the technology from the 1980’s through the present. Also discussed are the effects of aft rotor clipping, inter-rotor spacing, and disk loading. This paper shows how the two-phase design and scale model wind tunnel test program allowed for test results of the first design phase to feed back into the second design phase, resulting in 2–3% improvement in overall propeller net efficiency than the best efficiency design of the 1980’s while nominally achieving 15–17 EPNdB noise margin to Chapter 4 (when projected to full scale for a prescribed aircraft trajectory and installation). Accounting for trades and near term advancements, such a propulsion system is projected to meet the goal of 26% fuel burn reduction relative to CFM56-7B powered narrow body aircraft.
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Feng, Weizhong, and Li Li. "The Introduction and Analysis of the World’s First High-Temperature Retrofit Project on a Subcritical Coal-Fired Power Unit." In ASME 2021 Power Conference. American Society of Mechanical Engineers, 2021. http://dx.doi.org/10.1115/power2021-65650.
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Abstract Global warming concerns have pushed coal-fired power plants to develop innovative solutions which reduce CO2 emissions by increasing efficiency. While new ultra-supercritical units are built with extremely high efficiency, with Pingshan II approaching 50% LHV[1], subcritical units with much lower efficiency are a major source of installed capacity. The typical annual average net efficiency of subcritical units in China is about 37% LHV, and some are lower than 35% LHV. Since the total subcritical capacity in China is about 350GW and accounts for over one third of its total coal-fired power capacity, shutting all subcritical units down is not practical. Finding existing coal-fired plants a cost-effective solution which successfully combines advanced flexibility with high efficiency and low emissions, all while extending service lives, has challenged energy engineers worldwide. However, the (now proven) benefits a high temperature upgrade offers, compared to new construction options, made this an achievement worth pursuing. After many years of substantial incremental improvements to best-in-class technology, this first-of-its-kind subcritical high temperature retrofit successfully proves that a technically and economically feasible solution exists. It increases the main and reheat steam temperatures from 538°C (1000°F) to 600°C (1112°F), and the plant cycle and turbine internal efficiencies are greatly improved. This upgrade’s greatest efficiency gains occur at low loads, which is important as fossil plants respond to renewable energy’s increased grid contributions. These are combined with best-in-class flexibility, energy-savings, and technological advances, i.e., flue gas heat recovery technology and generalized regeneration technologies [4]. This project, the world’s first high-temperature subcritical coal-fired power plant retrofit, was initiated in April 2017 and finished in August 2019. Performance reports created by Siemens and GE record unit net efficiency at rated conditions improved from 38.6% to 43.5% LHV. The boiler’s lowest stable combustion load with operational SCR, without oil-firing support, was reduced from 55% to 19%. Substitution or upgrading of high-temperature components extended the lifetime of the unit by more than 30 years. At a third of the cost of new construction, this project set a high-water-mark for retrofitting subcritical units, and meets or supports the requisite attributes for Coal FIRST, Coal Plant of the Future, proposed by the United States Department of Energy (DOE) in 2019 [2].
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Zhivov, Alexander, Richard J. Liesen, Stephan Richter, Reinhard Jank, and Franklin H. Holcomb. "Towards a Net Zero Building Cluster Energy Systems Analysis for a Brigade Combat Team Complex." In ASME 2010 4th International Conference on Energy Sustainability. ASMEDC, 2010. http://dx.doi.org/10.1115/es2010-90487.
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The Army is required by law (Energy Policy Act of 2005 [EPACT] 2005, U.S. Energy Independence and Security Act of 2007 [EISA] 2007) to eliminate fossil fuel use in new and renovated facilities by 2030 and to reduce overall facility energy usage by 30% by 2015. Army policy is to achieve 25 net zero energy installations by 2025 and to achieve net zero energy (NZE) status for all installations by 2058. Achieving NZE will only be possible if an optimum mix of demand reduction and renewable sources are put in place at a community (installation) or building cluster scale. The Army runs what are essentially small campuses, or clusters of buildings on its installations. The Department of Energy (DOE) is focused on the national grid scale or on individual buildings, while the commercial focus is on retrofits to individual buildings There is a lack of tools and case studies that address dynamics of energy systems at the community scale. The Army’s future building energy requirements are a mixture of ultra-low and high energy intensity facilities. Achieving net zero energy economically in these clusters of buildings will require a seamless blend of energy conservation in individual buildings, combined with building systems automation, utility management and control, and power delivery systems with the capability to integrate onsite power generation (including from renewable energy sources) and energy storage. When buildings are handled individually each building is optimized for energy efficiency to the economic energy efficiency optimum and then renewables are added until the building is net zero. This process works for buildings with a low energy intensity process for its mission, such as barracks and administrative buildings. When the mission of the building requires high energy intensity such as in a dining facility, data center, etc., this optimization process either will not end up with a net zero energy building, or large amounts of renewables will be added resulting in the overall technical solution that is not cost effective. But when buildings are clustered together, after each building is designed to its economic energy efficient option, the building cluster is also energy optimized taking advantages of the diversification between energy intensities, scheduling, and waste energy streams utilization. The optimized cluster will minimize the amount of renewables needed to make the building cluster net zero. This paper describes this process and demonstrates it using as an example a cluster of buildings a Brigade Combat Team Complex at Fort Bliss, TX.
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Jia, Ziyu, Youfang Lin, Jing Wang, Xuehui Wang, Peiyi Xie, and Yingbin Zhang. "SalientSleepNet: Multimodal Salient Wave Detection Network for Sleep Staging." In Thirtieth International Joint Conference on Artificial Intelligence {IJCAI-21}. California: International Joint Conferences on Artificial Intelligence Organization, 2021. http://dx.doi.org/10.24963/ijcai.2021/360.
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Sleep staging is fundamental for sleep assessment and disease diagnosis. Although previous attempts to classify sleep stages have achieved high classification performance, several challenges remain open: 1) How to effectively extract salient waves in multimodal sleep data; 2) How to capture the multi-scale transition rules among sleep stages; 3) How to adaptively seize the key role of specific modality for sleep staging. To address these challenges, we propose SalientSleepNet, a multimodal salient wave detection network for sleep staging. Specifically, SalientSleepNet is a temporal fully convolutional network based on the $U^2$-Net architecture that is originally proposed for salient object detection in computer vision. It is mainly composed of two independent $U^2$-like streams to extract the salient features from multimodal data, respectively. Meanwhile, the multi-scale extraction module is designed to capture multi-scale transition rules among sleep stages. Besides, the multimodal attention module is proposed to adaptively capture valuable information from multimodal data for the specific sleep stage. Experiments on the two datasets demonstrate that SalientSleepNet outperforms the state-of-the-art baselines. It is worth noting that this model has the least amount of parameters compared with the existing deep neural network models.
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Liu, Michael, and Mathew Kuttolamadom. "Nano-Scale Hardness and Abrasion Resistance of Directed Energy Deposited Co-Cr-Mo Biomedical Alloy." In ASME 2020 15th International Manufacturing Science and Engineering Conference. American Society of Mechanical Engineers, 2020. http://dx.doi.org/10.1115/msec2020-8455.
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Abstract The objective of this work is to investigate the hardness and abrasion resistance of a cobalt-chromium-molybdenum (Co-Cr-Mo) alloy fabricated via directed energy deposition (DED) additive manufacturing. Being a bio-compatible alloy, Co-Cr-Mo is commonly used in biomedical implants. Hence, its small-scale tribological behavior needs to be characterized, especially when fabricated via a newer process such as DED; thus the focus at nano scale. For this, a design of experiments was utilized to investigate the relevant process parameter design space for the laser engineered net shaping (LENS) process, with an objective to manufacture structurally-integral samples. Further, the effects of these process parameters were correlated with the resulting material properties at the nanoscale (viz., hardness modulus, and abrasion resistance). Results showed certain samples with competitively-high corresponding properties when compared to traditional made Co-Cr-Mo alloys, but with a large spread in properties, as is typical for such manufacturing processes. Also, microstructural characteristics were in line with traits observed when fabricating via traditional methods. Especially worth noting is the formation of metal carbides at the boundaries of cell-shaped grains; this causes a depletion of carbon at the center of the grain and thin carbides at the boundaries, thus significantly affecting the composite properties of the material. Altogether, this work shows the promise of using LENS to fabricate tailored structurally-integral Co-Cr-Mo alloys.
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Richard Yates, Martin, Imed Ben Brahim, Shady Mohamed AlNofaily, and Klaus-Dieter Ernesti. "Sustaining Remote Operations Adoption Post Pandemic: A Major Key to a Net Zero Future." In SPE Offshore Europe Conference & Exhibition. SPE, 2021. http://dx.doi.org/10.2118/205440-ms.
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Abstract The North Sea has always been a pioneer for the adoption of remote operations services (ROS) in offshore drilling applications. Drilling services such as Measurement While Drilling (MWD), Logging While Drilling (LWD) and/or mud logging (ML) have been performed with an element of ROS for over the last two decades. Early adoption of these remote services delivered initial benefits to operators such as reducing HSE risks related to the travel and accommodation of field service employees at offshore rig sites. Meanwhile service companies were able to explore the added efficiencies gained by having multi-skilled employees providing a higher level of support to customers while also gaining additional agility to manage their personnel through tighter market cycles. The mutual benefit of this early adoption created a solid foundation for ROS to expand the scope of influence in drilling operations to include Directional Drilling (DD). Despite the maturity of ROS within a select community of operators in the North Sea, the industry standard for service delivery in offshore operations has continued to require field service employees to perform DD, MWD, and LWD services at rig sites until this past year. With the COVID-19 pandemic in 2020, operators and service companies were quickly and abruptly confronted with the challenges of new HSE regulations, travel restrictions, and increased financial scrutiny. ROS presented a tailored solution to not only sustain business continuity but also create added efficiency, consistency, and risk management. Over the course of 2020, adoption of ROS rapidly accelerated across offshore operations in the North Sea and reached up to 100% penetration in key sectors. This tremendous achievement has made a significant impact on project performance and HSE efficiencies by ensuring on time service delivery while reducing personnel on board (POB). In addition, as more operators and services companies explore ways of reducing their carbon footprints and achieving a net zero future, ROS has proven to be a way to significantly reduce carbon emissions associated with transportation and utilities of offshore personnel. This paper discusses the methods that enabled a record high adoption rate for ROS and explores the critical components of its success. It illustrates the management of change in service delivery processes, the introduction of new technology to unlock greater productivity and synergies, and the new approach to design the core competencies needed to support ROS. It also describes the need for flexible ROS service models to meet the specific project needs of various operators. The paper concludes with the numerous benefits realized through ROS such as improved performance and consistently reliable service delivery. The paper also examines the resulting carbon emission reduction, how to quantify it, and the role ROS plays in achieving a net zero emissions future.
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White, David J. "Hybrid Gas Turbine and Fuel Cell Systems in Perspective Review." In ASME 1999 International Gas Turbine and Aeroengine Congress and Exhibition. American Society of Mechanical Engineers, 1999. http://dx.doi.org/10.1115/99-gt-419.
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The concept of hybrids combining fuel cell and gas turbine systems is without question neoteric, and probably is less than eight years old. However, this concept is in a sense a logical development derived from the many early systems that embodied the key features of rotating machinery to compress air. It was the introduction of high temperature fuel cells such as the solid oxide fuel cell (SOFC) that allowed the concept of hybrid gas turbine fuel cell systems to take root. The SOFC with an operating temperature circa 1000° C matched well with small industrial gas turbines that had firing temperatures on the same order. The recognition that the SOFC could be substituted for the gas turbine combustor was the first step into the realm of fuel cell topping systems. Fuel cells in general were recognized as having higher efficiencies at elevated pressures. Thus the hybrid topping system where the gas turbine pressurized the fuel cell and the fuel cell supplied the hot gases for expansion over the turbine promised to provide a high level of synergy between the two systems. Bottoming systems using the exhaust of a gas turbine as the working fluid of a fuel cell such as the molten carbonate fuel cell (MCFC) have been identified and are potential future power generation hybrid systems. The MCFC is especially well suited to the bottoming role because of the need to have carbon dioxide present in the inlet air stream. The carbon dioxide in the gas turbine exhaust allows the high temperature blower, normally used to recirculate and inject exhaust products into the inlet air, to be eliminated. Hybrid systems have the potential of achieving fossil fuel to electricity conversion efficiencies on the order of 70% and higher. The costs of hybrid systems in dollars per kilowatt are generally higher than say an advanced gas turbine that is available today but not by much. The net energy output over the life of a hybrid topping system is similar to that of a recuperated gas turbine but possibly lower than a high-efficiency simple-cycle machine, depending on the efficiency of the hybrid. Methodologies to aid in the selection of the hybrid system for future development have to be developed and used consistently. Life cycle analyses (LFA) provide a framework for such selection processes. In particular the concept of net energy output provides a mechanism to assign relative worth to competing concepts.
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Thompson, Stephanie C., and Christiaan J. J. Paredis. "A Process-Centric Problem Formulation for Decision-Based Design." In ASME 2009 International Design Engineering Technical Conferences and Computers and Information in Engineering Conference. ASMEDC, 2009. http://dx.doi.org/10.1115/detc2009-87421.
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Although recent work in Decision-Based Design (DBD) recognizes the need for an enterprise perspective in which the expected net revenue is the primary driver of utility, for the overwhelming majority of contributions in the DBD literature, the emphasis in the problem formulation is exclusively on the design artifact. This formulation of DBD problems is too narrow in scope, in that the use of resources during the design and development phase is overlooked. This omission makes it impossible to consider tradeoffs between the design artifact and the design process. In this paper, we reformulate the DBD problem in terms of the design process rather than the artifact. This new formulation more accurately represents the tradeoffs under consideration in an enterprise context and simplifies to the traditional DBD formulation if design phase resource use is assumed to be negligible. As a first step towards establishing this new formulation, a simple example problem is introduced and solved. The example involves a choice between two concepts, with an option to perform an analysis to reduce the uncertainty. Although several simplifying assumptions are made in this work that are not likely to apply in practical design problems, the intent of this work is to qualitatively explore the impact of relaxing some of the assumptions made implicitly in previous work in DBD. These assumptions include ignoring the costs of the design phase as well as the assumption that the value of a particular information source is independent of the ability to gain additional information from subsequent analyses. Solving the design process decision problem in this manner confirms the intuition that an analysis is worth performing only when the cost is low, the quality is high, and there is significant overlap in the predicted utility of the two concepts. In addition, this new DBD formulation is compared to related work in information economics, and we show that the new DBD formulation provides a more comprehensive model of the problem when a sequence of information sources is available.