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Relevant bibliographies by topics / Higher Education Students' Loans scheme (HESLS)

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Journal articles

Academic literature on the topic 'Higher Education Students' Loans scheme (HESLS)'

Author: Grafiati

Published: 4 June 2025

Last updated: 1 August 2025

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Journal articles on the topic "Higher Education Students' Loans scheme (HESLS)"

1

Sululu, Jacob, Victor George, and Joseph Kahimba. "Influence of Higher Education Students’ Loans Scheme on Career Choices among University Students in Tanzania." Journal of Management and Policy Issues in Education 1, no. 3 (2025): 18–33. https://doi.org/10.58548/2025.jmpie13.1833.

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Career decision-making among university students has become increasingly complex due to personal, institutional, and economic factors. In Tanzania, the alignment between students' academic choices and the structure of the Higher Education Students’ Loans Scheme (HESLS) has raised concerns about the autonomy of career decisions. This study investigates the extent to which HESLS influences students’ selection of degree programmes, using a cross-sectional survey of 480 loan beneficiaries from four selected universities. The sample size was determined using Yamane’s (1967) formula. Data were colle

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2

Sululu, Jacob, Victor George, and Joseph Kahimba. "Towards Equitable Higher Education Access." International Journal of African Higher Education 11, no. 3 (2025): 1–21. https://doi.org/10.6017/ijahe.v11i3.17459.

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This paper examines the students’ loans scheme of the Government of Tanzania and its effects on equitable higher education access for students from poor households. Specifically, the paper looks at the method used by the Tanzania Higher Education Students’ Loans Board (HESLB) to identify the needy students and the loan allocation criteria. The data for this article was obtained from survey of 480 continuing HESLB beneficiaries and key informants, including four Deans of Students, two HESLB officers, and four Loans Desk officers from sampled Higher Learning Institutions. The findings revealed t

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3

Ally, Abdul Mussa. "An Empirical Analysis of Financial Performance of Higher Education Students' Loan Scheme (HESLS) In Tanzania." International Journal of Management Sciences and Business Research 4, no. 3 (2015): 45–59. https://doi.org/10.5281/zenodo.3458870.

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Higher education in Tanzania has become increasingly important on national agendas and has undergone profound mutations and reforms over the past decades. There has been growing diversity of higher education institutions and increasing the student’s demand that exceed the budget allocated by the government. This trend called for one organ to coordinate and supervise all issues related to students’ financing in higher education. In a view of that, the government established higher education students’ loans board (HESLB) to manage that activities, which started to operate in 20

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4

ABDULRAHMAN, MANSWAB MAHSEN. "Higher Education Loans Board in Kenya from the Islamic Sharia Perspective." International Journal of Islamic Thought 12, no. 1 (2020): 34–42. http://dx.doi.org/10.24035/ijit.18.2020.179.

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Education loans were introduced in 1952 in Kenya under higher education loan fund board (HELF). The number of applicants increased consequently causing problems in provision of loans by the government; in this regard, the government introduced Students Loans Scheme (USLS), which was governed by the Ministry of Education. USLS noted problems in recovering matured loans from the beneficiary. To deal with this problem, in July 1995 the Government of Kenya through Parliament established the Higher Education Loans Board (HELB) to control the Student Loans Scheme. However, due to financial constrain

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5

Mbewe, Gift, Cathy Banda, and Garnet Mpangashala Kibombwe. "Perceptions of Students on the Effectiveness of Higher Education Student Loans in Malawi." East African Journal of Arts and Social Sciences 8, no. 2 (2025): 1–15. https://doi.org/10.37284/eajass.8.2.2934.

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This phenomenological study examined the perceptions of students from selected public and private universities in Malawi regarding the effectiveness of the student loan scheme administered by the Higher Education Students Loans and Grants Board (HESLGB). This study followed a qualitative methodology and specifically used semi-structured interviews and document analysis to generate data. Semi-structured interviews involving 16 students from four universities in Malawi revealed that prior to receiving loans, many students faced significant financial challenges that adversely affected their acade

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6

Kibuuka, Enock. "Equitable access, Retention and Successful Completion of Undergraduate Students in Higher Education in Uganda: The Uganda Students’ Higher Education Financing Policy Perspective." East African Journal of Education Studies 5, no. 2 (2022): 232–49. http://dx.doi.org/10.37284/eajes.5.2.757.

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Given the extensive social and private benefits that result from higher education (HE), access, inclusion, and completion are essential for achieving social justice, and ensuring the realisation of the full potential of those who wish to acquire HE. Yet still, many students or indeed their families, especially in low-income countries like Uganda, find it extremely difficult to access HE, whilst many of the students who join higher education institutions (HEIs) fail to complete their study programmes due to failure to meet the costs involved. On top of the various affirmative action measures ai

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7

Dachi, Hillary A. "Student Loans Financing in Tanza:." International Journal of African Higher Education 8, no. 1 (2021): 91–115. http://dx.doi.org/10.6017/ijahe.v8i1.13363.

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This study examined the mechanisms employed to finance student loans in Tanzania and who benefits and how. The findings show that student loans are financed by the public exchequer. The number of students fromhigh-income families accessing these loans is disproportionate to their representation in Higher Education Institutions, while the share for middle and low-income students reflects their representation. There is also animbalance between male and female beneficiaries across programmes, notably in the Science, Technology, Engineering, and Math (STEM) disciplines. It is concluded that such d

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8

Nushruth and Panakaje Niyaz. "Educational Loan for Religious Minority Under Arivu Scheme." International Journal of Case Studies in Business, IT, and Education (IJCSBE) 7, no. 1 (2023): 26–35. https://doi.org/10.5281/zenodo.7551621.

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<strong>Objective: </strong><em>Education is the system of instruction designed to provide individuals with the tools they need to take part in day-to-day activities. It rejects ignorance and instils moral values in individuals. The functioning of the education sector is dependent upon the availability of different resources, most notably financial resources. Education funding comes from a variety of sources, including government spending, fees, educational loans by nationalized banks, cooperative societies, and others. Among these, educational loans have been identified as an alternative meth

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9

Wisdom, Selekekeme Krokeyi, Ariayefa Eniekezimene Francis, and Zion Ekainsai Stephen. "Impact of Higher Education Students Loan Scheme on Manpower Development in Bayelsa State." Journal of Social and Political Sciences 3, no. 3 (2020): 637–51. https://doi.org/10.31014/aior.1991.03.03.197.

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The study investigated the impact of Higher Education Students Loan Scheme on Manpower Development in Bayelsa State. The research work was anchored by the human capital model. The study adopted Raosoft calculator to determine the size of the sample from the population of study and a sample size of 377 respondents was arrived at using the calculator and were distributed amongst students of Bayelsa state origin in higher institutions of learning and retrieved 100 copies. This shortfall in the total number of retrieved questionnaire was a result of the lockdown due to the COVID-19 pandemic. The d

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10

Mgaiwa, Samson John, and Johnson Muchunguzi Ishengoma. "Financing higher education in Tanzania through students' loans scheme and its impact on equitable access." Heliyon 9, no. 3 (2023): e13943. http://dx.doi.org/10.1016/j.heliyon.2023.e13943.

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