Relevant bibliographies by topics / Home Owners' Loan Corporation

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  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Home Owners' Loan Corporation'

Author: Grafiati
Published: 4 June 2021
Last updated: 28 July 2025

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Journal articles on the topic "Home Owners' Loan Corporation"

1

Hillier, Amy E. "Redlining and the Home Owners' Loan Corporation." Journal of Urban History 29, no. 4 (2003): 394–420. http://dx.doi.org/10.1177/0096144203029004002.

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2

Crossney, Kristen B., and David W. Bartelt. "The legacy of the home owners’ loan corporation." Housing Policy Debate 16, no. 3-4 (2005): 547–74. http://dx.doi.org/10.1080/10511482.2005.9521555.

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3

Huang, Shuo Jim, and Neil Jay Sehgal. "Association of historic redlining and present-day health in Baltimore." PLOS ONE 17, no. 1 (2022): e0261028. http://dx.doi.org/10.1371/journal.pone.0261028.

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Background In the 1930s, the Home Owners’ Loan Corporation categorized neighborhoods by investment grade along racially discriminatory lines, a process known as redlining. Although other authors have found associations between Home Owners’ Loan Corporation categories and current impacts on racial segregation, analysis of current health impacts rarely use these maps. Objective To study whether historical redlining in Baltimore is associated with health impacts today. Approach Fifty-four present-day planning board-defined community statistical areas are assigned historical Home Owners’ Loan Corp
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4

Hillier, Amy E. "Who Received Loans? Home Owners’ Loan Corporation Lending and Discrimination in Philadelphia in the 1930s." Journal of Planning History 2, no. 1 (2003): 3–24. http://dx.doi.org/10.1177/1538513202239694.

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5

Hillier, Amy E. "Residential Security Maps and Neighborhood Appraisals." Social Science History 29, no. 2 (2005): 207–33. http://dx.doi.org/10.1017/s014555320001292x.

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At the request of the Home Loan Bank Board, the Home Owners' Loan Corporation (HOLC) created color-coded maps for cities across the country between 1935 and 1940 that indicated risk levels for long-term real estate investment. Involvement in this City Survey Program marked a departure from the original mission of HOLC to provide new mortgages on an emergency basis to homeowners at risk of losing their homes during the Depression. This article considers why HOLC made these maps, how HOLC created them, and what the basis was for the grades on the maps. Geographic information systems and spatial
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6

Greer, James. "The Home Owners’ Loan Corporation and the Development of the Residential Security Maps." Journal of Urban History 39, no. 2 (2013): 275–96. http://dx.doi.org/10.1177/0096144212436724.

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7

Jacoby, Sara F. "Home Owners’ Loan Corporation Maps and Place-Based Injury Risks: A Complex History." American Journal of Public Health 113, no. 4 (2023): 356–58. http://dx.doi.org/10.2105/ajph.2023.307242.

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8

Michney, Todd M., and LaDale Winling. "New Perspectives on New Deal Housing Policy: Explicating and Mapping HOLC Loans to African Americans." Journal of Urban History 46, no. 1 (2019): 150–80. http://dx.doi.org/10.1177/0096144218819429.

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Scholarship on the Home Owners’ Loan Corporation (HOLC) has typically focused on this New Deal housing agency’s invention of redlining, with dire effects from this legacy of racial, ethnic, and class bias for the trajectories of urban, and especially African American neighborhoods. However, HOLC did not embark on its now infamous mapping project until after it had issued all its emergency refinancing loans to the nation’s struggling homeowners. We examine the racial logic of HOLC’s local operations and its lending record to black applicants during the agency’s initial 1933-1935 “rescue” phase,
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9

Fishback, Price V., Alfonso Flores-Lagunes, William C. Horrace, Shawn Kantor, and Jaret Treber. "The Influence of the Home Owners' Loan Corporation on Housing Markets During the 1930s." Review of Financial Studies 24, no. 6 (2010): 1782–813. http://dx.doi.org/10.1093/rfs/hhq144.

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10

Aaronson, Daniel, Daniel Hartley, and Bhashkar Mazumder. "The Effects of the 1930s HOLC “Redlining” Maps." American Economic Journal: Economic Policy 13, no. 4 (2021): 355–92. http://dx.doi.org/10.1257/pol.20190414.

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This study uses a boundary design and propensity score methods to study the effects of the 1930s-era Home Owners Loan Corporation (HOLC) “redlining” maps on the long-run trajectories of urban neighborhoods. The maps led to reduced home ownership rates, house values, and rents and increased racial segregation in later decades. A comparison on either side of a city-level population cutoff that determined whether maps were drawn finds broadly similar conclusions. These results suggest the HOLC maps had meaningful and lasting effects on the development of urban neighborhoods through reduced credit
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Dissertations / Theses on the topic "Home Owners' Loan Corporation"

1

Ho, Kim-kong Ken. "The role of Owners' Corporation in private property management in Hong Kong." Hong Kong : University of Hong Kong, 2002. http://sunzi.lib.hku.hk/hkuto/record.jsp?B25176201.

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何劍剛 and Kim-kong Ken Ho. "The role of Owners' Corporation in private property management in HongKong." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2002. http://hub.hku.hk/bib/B31968867.

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Tsang, Chi-wai. "The impacts of formation of owners' corporation on the property management market of home ownership scheme courts." Click to view the E-thesis via HKUTO, 2002. http://sunzi.lib.hku.hk/hkuto/record/B42577007.

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Tsang, Chi-wai, and 曾志偉. "The impacts of formation of owners' corporation on the property management market of home ownership scheme courts." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2002. http://hub.hku.hk/bib/B42577007.

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Books on the topic "Home Owners' Loan Corporation"

1

Fishback, Price V. The influence of the Home Owners' Loan Corporation on housing markets during the 1930s. National Bureau of Economic Research, 2010.

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2

United States. Dept. of Housing and Urban Development. Office of Policy Development and Research. 1989 report to Congress on the Federal Home Loan Mortgage Corporation. U.S. Dept. of Housing and Urban Development, Office of Policy Development and Research, 1990.

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3

Library of Congress. Major Issues System, ed. Federal Savings and Loan Insurance Corporation: Recapitalization and alternatives. Library of Congress, Congressional Research Service, Major Issues System, 1988.

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4

Library of Congress. Congressional Research Service, ed. Federal Savings and Loan Insurance Corporation: Studies for the 101st Congress. Congressional Research Service, Library of Congress, 1988.

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5

United States. Dept. of the Treasury., ed. Government sponsorship of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. U.S. Dept. of the Treasury, 1996.

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6

Board, Financial Accounting Standards, ed. Public record, FASB technical bulletin no. 85-1: Accounting for the receipt of Federal Home Loan Mortgage Corporation participating preferred stock. Financial Accounting Standards Board, 1985.

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7

Library of Congress. Congressional Research Service, ed. Receivership and conservatorship authority of the National Credit Union Administration (NCUA), Federal Deposit Insurance Corporation (FDIC), and Federal Home Loan Bank Board Federal Savings and Loan Insurance Corporation (FHLBB/FSLIC). Congressional Research Service, Library of Congress, 1986.

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Library of Congress. Congressional Research Service, ed. Receivership and conservatorship authority of the National Credit Union Administration (NCUA), Federal Deposit Insurance Corporation (FDIC), and Federal Home Loan Bank Board Federal Savings and Loan Insurance Corporation (FHLBB/FSLIC). Congressional Research Service, Library of Congress, 1986.

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9

United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development. Treasury, CBO, and GAO reports on FNMA, FHLMC, and the Federal Home Loan Bank System: Hearings before the Subcommittee on Housing and Community Development of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Second Congress, first session, May 15, 29, 1991. U.S. G.P.O., 1991.

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10

United States League of Savings Institutions. Task Force on FSLIC Issues. A comprehensive strategic plan for the FSLIC: Report of Task Force on FSLIC Issues. United States League of Savings Institutions, 1986.

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Book chapters on the topic "Home Owners' Loan Corporation"

1

Orlando, Anthony W. "The Home Owners' Loan Corporation and the City Survey Program." In Keeping Races in Their Places. Routledge, 2021. http://dx.doi.org/10.1201/b22708-4.

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"Home Owners Loan Corporation, Los Angeles Data Sheet D52, 1939." In Environmental Justice in Postwar America. University of Washington Press, 2018. https://doi.org/10.1515/9780295743707-011.

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Mashetty, Someshwar. "The role of predictive modeling in assessing borrower risk and loan performance." In Deep Science Publishing. Deep Science Publishing, 2025. https://doi.org/10.70593/978-93-49307-83-4_5.

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The United States is served by a diverse and competitive mortgage market of remarkable performance. Construction accounted for 6 percent of gross domestic product in 2001; one- to four-family rental and owner-occupied residential real estate outstandings exceeded 48 percent. The estimated probability of a U.S. mortgage real estate transaction experiencing a loss is measured in basis points, not percentage points. This good performance, plus continued investor and borrower interest in the product, results in a diversity of underwriting approaches, loan products, loan terms, and performance char
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4

Ewijk, Casper van, and Arjan Lejour. "Low Interest Rates Offer the Opportunity to Reform the Tax Treatment of Owner-Occupied Housing." In Tax by Design for the Netherlands. Oxford University Press, 2021. http://dx.doi.org/10.1093/oso/9780192855244.003.0004.

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Home ownership is subsidized by the Dutch tax system compared with other assets. Due to falling interest rates in recent decades, older home owners, who have (largely) repaid their mortgage loan, have benefited relatively more from the favourable tax treatment of owner-occupied housing compared with younger home owners, because for the latter the mortgage interest deductibility is relatively more important than the taxation of home equity (via the taxation of imputed rent). The subsidy on owner-occupied housing results in welfare losses because it stimulates excessive housing consumption, dist
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Rodrigo, Olivares-Caminal, Guynn Randall D, Kornberg Alan W, Paterson Sarah, and Singh Dalvinder. "Part II Bank Resolution, 8 Resolution of US Banks and Other Financial Institutions." In Debt Restructuring. Oxford University Press, 2022. http://dx.doi.org/10.1093/law/9780192848109.003.0008.

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Chapter 8 provides an overview of the resolution regimes under US law applicable to (i) banks; (ii) Fannie Mae, Freddie Mac, and the Federal Home Loan Banks (government-sponsored enterprises or GSEs); and (iii) systemically important financial institutions. This chapter includes a detailed summary of the applicable resolution regimes, as well as a summary of the development of US resolution authority over time, from the establishment of the Federal Deposit Insurance Corporation (FDIC) in the early twentieth century to the creation in the early twenty-first century of a resolution statute for G
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6

Angel, Shlomo. "The Housing Finance Regime." In Housing Policy Matters A Global Analysis. Oxford University PressNew York, NY, 2000. http://dx.doi.org/10.1093/oso/9780195137156.003.0009.

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Abstract The mortgage, which uses the house as collateral for fully securing a long-term loan, is an invention that has transformed housing beyond recognition, much as the internal combustion engine has transformed transportation. It originated with the self-help” terminating” building clubs in eighteenth century England,1 where participants pooled their savings to finance the house building of individual members. As the clubs grew and matured, they were gradually displaced by the more impersonal building societies, which could no longer rely on peer pressure to enforce compliance and needed t
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Conference papers on the topic "Home Owners' Loan Corporation"

1

Powers, Jeanne. "The Durable Inequality of Redlining: The Lingering Association Between Home Owners' Loan Corporation Neighborhood Ratings and School Segregation." In 2019 AERA Annual Meeting. AERA, 2019. http://dx.doi.org/10.3102/1439273.

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Reports on the topic "Home Owners' Loan Corporation"

1

Fishback, Price, Alfonso Flores-Lagunes, William Horrace, Shawn Kantor, and Jaret Treber. The Influence of the Home Owners' Loan Corporation on Housing Markets During the 1930s. National Bureau of Economic Research, 2010. http://dx.doi.org/10.3386/w15824.

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