Journal articles: 'Housing Developing countries'

1

Struyk, Raymond J., and Douglas H. Keare. "Housing needs in developing countries." Cities 4, no. 1 (February 1987): 13–22. http://dx.doi.org/10.1016/0264-2751(87)90045-x.

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McCallum, Douglas. "Housing policy in developing countries." Cities 8, no. 2 (May 1991): 165. http://dx.doi.org/10.1016/0264-2751(91)90018-m.

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Mukhija, Vinit. "Upgrading Housing Settlements in Developing Countries." Cities 18, no. 4 (August 2001): 213–22. http://dx.doi.org/10.1016/s0264-2751(01)00014-2.

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4

Britten, John R. "Housing and Health in Developing Countries." Statistician 39, no. 2 (1990): 199. http://dx.doi.org/10.2307/2348543.

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CHANG, CHIN-OH, and PETER LINNEMAN. "Forecasting Housing Investment in Developing Countries." Growth and Change 21, no. 1 (January 1990): 59–72. http://dx.doi.org/10.1111/j.1468-2257.1990.tb00510.x.

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Pugh, Cedric. "Housing policy development in developing countries." Cities 11, no. 3 (June 1994): 159–80. http://dx.doi.org/10.1016/0264-2751(94)90057-4.

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Msambichaka, J. J. A. "Developing of appropriate urban housing concepts in developing countries." Building Research & Information 21, no. 3 (May 1993): 147–56. http://dx.doi.org/10.1080/09613219308727281.

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Rondinelli, Dennis A. "Housing the Urban Poor in Developing Countries." American Journal of Economics and Sociology 49, no. 2 (April 1990): 153–66. http://dx.doi.org/10.1111/j.1536-7150.1990.tb02269.x.

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Rondinelli, Dennis A. "Housing the Urban Poor in Developing Countries." American Journal of Economics and Sociology 49, no. 3 (July 1990): 257–70. http://dx.doi.org/10.1111/j.1536-7150.1990.tb02276.x.

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Keivani, Ramin, and Edmundo Werna. "Modes of housing provision in developing countries." Progress in Planning 55, no. 2 (February 2001): 65–118. http://dx.doi.org/10.1016/s0305-9006(00)00022-2.

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ВАСИЛЬЧЕНКО, К. Н., and В. В. ДЕНИСОВА. "HOUSING FINANCE PENETRATION RATE IN DEVELOPING COUNTRIES." Экономика и предпринимательство, no. 3(152) (June 12, 2023): 1423–26. http://dx.doi.org/10.34925/eip.2023.152.3.287.

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В статье рассматриваются ипотечные программы и задачи. Спрос на жилье все еще нуждается в удовлетворении. Это связано с нехваткой средств и недостаточной активностью финансовых учреждений в сочетании с увеличением стоимости строительных материалов, рабочей силы и земли. Финансирование жилищного строительства в развивающихся странах является общественным благом ввиду его прямых и косвенных связей с другими секторами экономики. Прошли те времена, когда получение ипотечного кредита было сложной задачей. В настоящее время получение ипотечного кредита является легкой задачей благодаря низким процентным ставкам, льготам по подоходному налогу и конкуренции среди жилищных финансовых компаний. The article deals with mortgage programs and tasks. The demand for housing still needs to be met. This is due to a lack of funds and insufficient activity of financial institutions, combined with an increase in the cost of building materials, labor and land. Housing finance in developing countries is a public good because of its direct and indirect links to other sectors of the economy. Gone are the days when getting a mortgage was a difficult task. Nowadays, getting a mortgage loan is an easy task thanks to low interest rates, income tax breaks, and competition from home finance companies.

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Gür, Elmira, and Yurdanur Dülgeroğlu Yüksel. "Squatter Housing as a Model for Affordable Housing in Developing Countries." Open House International 36, no. 3 (September 1, 2011): 119–29. http://dx.doi.org/10.1108/ohi-03-2011-b0012.

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An affordability challenge for the governments is the trade-off between cost and quality. The housing gap is a reality for developing countries, and most frequently the gap is met by producing large numbers of low-cost housing units for the maximum number of people. Declining affordability is known to adversely affect both owner occupiers and tenants. The needy, due to an uninterested private sector, usually has either to depend on low quality housing mislocated in the city, without supporting infra- and social structures, or on squatter dwelling. The second option, despite being informal is responsive to the spatial and cultural needs of the users who ideally partake in the construction. The article queries and explores the ways in which the process and cultural preferences of the users of squatter houses, as builder-owner-occupants, are harmoniously intermingled in squatter housing; and draw housing policy implications through institutionalising some of their potentials. Considering squatters are at the lowest stratum areas and that their housing constitutes significant portion of the urban stock, government's pareto optimal which claims maximum good for the maximum number of people at minimum cost is seemingly justified with the quite restricted budget of governments of developing countries.

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Mukhtar, Musa Mohammed, Roslan Amirudin, and Ismail Mohamad. "Housing delivery problems in developing countries: a case study of Nigeria." Journal of Facilities Management 14, no. 4 (September 5, 2016): 315–29. http://dx.doi.org/10.1108/jfm-12-2015-0037.

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Purpose The purpose of this paper is to examine problems of housing delivery in Nigeria and propose some guiding principles that will lead to successful housing delivery in Nigeria. Design/methodology/approach The study was conducted through in-depth analysis of some documents related to housing sector in Nigeria. These include National Housing Policy of Nigeria, Report of the Vision 2020 National Technical Working Group on Housing, as well as publications from UN-Habitat. Moreover, literature on the subject matter have been also reviewed. Findings Major constraints to housing delivery in Nigeria includes lack of effective housing finance system, unstable macroeconomic environment, difficulty in accessing land with secure tenure, high cost of building materials, shortages of skilled labour and poor infrastructural facilities. Research limitations/implications The major limitation of this study is that no interview or field survey to collect data from stakeholders has been performed. Practical implications The study can assist housing policy makers to understands important elements that must be incorporated in the national housing policies. It can also assist construction industries to understand how to improve efficiency and productivity in their projects. Originality/value The findings of this paper was based on previous studies of housing delivery and analysis of data from some formal and informal documents The findings from this study have been used to suggest some guiding principles that can assist in solving the housing delivery problems in Nigeria.

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Sakil, Afzal Hossain. "Urbanization and housing in developing countries: Bangladesh perspective." ACADEMICIA: An International Multidisciplinary Research Journal 9, no. 4 (2019): 29. http://dx.doi.org/10.5958/2249-7137.2019.00057.0.

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15

Tipple, A. Graham. "Transforming Government-Built Housing: Lessons from Developing Countries." Journal of Urban Technology 6, no. 3 (December 1999): 17–35. http://dx.doi.org/10.1080/10630739983560.

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16

Buckley, R. M. "Housing Policy in Developing Countries: Conjectures and Refutations." World Bank Research Observer 20, no. 2 (August 11, 2005): 233–57. http://dx.doi.org/10.1093/wbro/lki007.

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17

Follain, James R., and Emmanuel Jimenez. "The Demand for Housing Characteristics in Developing Countries." Urban Studies 22, no. 5 (October 1985): 421–32. http://dx.doi.org/10.1080/00420988520080731.

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18

Malpezzi, Stephen, and Stephen K. Mayo. "User cost and housing tenure in developing countries." Journal of Development Economics 25, no. 1 (February 1987): 197–220. http://dx.doi.org/10.1016/0304-3878(87)90081-2.

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19

Renaud, Bertrand. "Another look at housing finance in developing countries." Cities 4, no. 1 (February 1987): 28–34. http://dx.doi.org/10.1016/0264-2751(87)90047-3.

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20

Pugh, Cedric. "International finance and housing policies in developing countries." Cities 9, no. 2 (May 1992): 117–37. http://dx.doi.org/10.1016/0264-2751(92)90046-8.

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21

Retno, Deddy Purnomo, and Harmiyati Harmiyati. "The Construction of Affordable Housing in Developing Countries: a Scientometric Review." Journal of Applied Engineering and Technological Science (JAETS) 5, no. 1 (December 10, 2023): 291–304. http://dx.doi.org/10.37385/jaets.v5i1.3116.

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The presence of affordable housing in developing countries is a crucial issue in order to fulfill the primary need for housing in a large market segment, especially people whose income is below the average household income. In contrast to developed countries, the development of studies on affordable housing construction (AHC) in developing countries has not been well mapped. This certainly creates many gaps in determining the direction of future developments, especially related to the studies that will be carried out. This study tries to map the development of scientific publications related to AHC in developing countries, from 1983 - 2021. Using scientometric techniques and VosViewers as a data processing tool, 116 publications that meet the given criteria have been identified. The findings of this study reveal a mapping of publications organized by country, organization, research outlet, author, document citation, and main research area. During the observation period, most research focused on developing nations, affordability, sustainable development, the construction industry, and the developing globe. In addition, the results of this study also successfully mapped opportunities for future research focuses related to building materials, affordable housing, low-income populations, decision-making, and structural design. In conclusion, this study highlights the need for further research on affordable housing development in developing countries to guide policy makers and researchers in developing affordable housing solutions that meet the housing needs of low-income households.

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Delph, Yvette M. "Health Priorities in Developing Countries." Journal of Law, Medicine & Ethics 21, no. 1 (1993): 16–22. http://dx.doi.org/10.1111/j.1748-720x.1993.tb01226.x.

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Developing countries are faced with the mutually perpetuating obstacles of poverty and inadequate development. Their needs are often so vast that their scarce resources prove too meager even to begin to address the problems.It is estimated that close to 2.2 billion people live in a state of severe poverty. The precarious housing and health of these people, 60 percent of the population of developing countries, are compounded by hunger and dangerous environmental conditions. Generally, they have large families and their incomes are extremely low. Malnutrition is widespread despite the fact that 80 percent of their earnings are spent on food.

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23

Ofori, Peres. "Mortgage Financing and Affordable Housing Nexus: Evidence from Developing Countries." International Journal of Real Estate Studies 18, no. 1 (June 30, 2024): 26–44. http://dx.doi.org/10.11113/intrest.v18n1.350.

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The study investigated the relationship between mortgage financing and affordable housing in Kumasi, Ghana. It explores how mortgage financing influences affordable housing supply. It identified 23 banking institutions of which 11 of them are into mortgage financing. Adopting the exploratory sequential mixed method research design, the study selected banks households and, realtors as respondents using both purposive and accidental sampling techniques. The study found that, in Kumasi and Ghana, housing is affordable on paper but very expensive on the ground as none of the houses supplied on affordable housing projects are affordable to middle- and low-income earners. The study acknowledged that the high level of LtVR has made mortgage financing very expensive to ordinary Ghanaians and such calls for government-insured mortgages to make housing supply less expensive. It found that the ANOVA results from a regression analysis with a multiple R of 0.240 and R square of 0.058 shows that only 5.8% of the total mortgage lending rates are influenced by the interest rate pegged by the Bank of Ghana (BoG) and hence there is a very weak relationship between interest rate and mortgage lending rate in Ghana. The study concludes based on the findings that in Kumasi and Ghana, housing units that are supplied using mortgage financing by the government realtors are more expensive than those built by private estate developers with or without mortgages. Hence a complete reform of the mortgage policy to include government-insured mortgages to make the secondary mortgage market attractive was recommended.

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Shirazawa, Guilherme, and Marta Simões. "Housing Quality and Human Capital Formation in Developing Countries." Economic Analysis 54, no. 1 (June 2, 2021): 41–59. http://dx.doi.org/10.28934/ea.21.54.1.pp41-59.

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The main objective of this work is to analyse the relationship between the quality of housing and human capital formation in the context of developing countries. The analysis attempts to fill a gap in the current literature regarding the lack of empirical studies that address the impact that living conditions can have on human capital. The study was performed using cross-sectional data, mostly taken from the UNESCO database, for 52 low and middle-income countries. The estimated empirical models consider average years of schooling as the dependent variable and as the explanatory variable of interest the proportion of the population living in houses with below minimum quality standards . The OLS results obtained suggest a negative association between housing quality and average years of schooling, but with little or no statistical significance, making the empirical analysis inconclusive. We pose that this result might relate to the comparability of the housing quality data provided by UNESCO, highlighting the need to gather more data and produce new, more reliable indicators on the topic.

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Sakil, Afzal Hossain. "Urbanization and housing in developing countries: Study of Bangladesh." ACADEMICIA: An International Multidisciplinary Research Journal 8, no. 7 (2018): 28. http://dx.doi.org/10.5958/2249-7137.2018.00038.1.

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Sakil, Afzal Hossain. "Urbanization and housing in developing countries: Context of Bangladesh." International Journal of Social and Economic Research 8, no. 3 (2018): 1. http://dx.doi.org/10.5958/2249-6270.2018.00019.3.

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27

Pugh, Cedric. "Land policies and low-income housing in developing countries." Land Use Policy 9, no. 1 (January 1992): 47–63. http://dx.doi.org/10.1016/0264-8377(92)90034-t.

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Lim, Gill-Chin. "Housing Policies for the Urban Poor in Developing Countries." Journal of the American Planning Association 53, no. 2 (June 30, 1987): 176–85. http://dx.doi.org/10.1080/01944368708976650.

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Hutcheson, John M. "Project Management of Low Cost Housing in Developing Countries." Architectural Science Review 28, no. 1 (March 1985): 8–11. http://dx.doi.org/10.1080/00038628.1985.9696565.

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Kelly, James M. "Seismic Isolation Systems for Developing Countries." Earthquake Spectra 18, no. 3 (August 2002): 385–406. http://dx.doi.org/10.1193/1.1503339.

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This paper describes an experimental and theoretical study of the feasibility of using fiber reinforcement to produce lightweight low-cost elastomeric isolators for application to housing, schools and other public buildings in highly seismic areas of the developing world. The theoretical analysis covers the mechanical characteristics of multi-layer elastomeric isolation bearings where the reinforcing elements, normally steel plates, are replaced by a fiber reinforcement. The fiber in the fiber-reinforced isolator, in contrast to the steel in the conventional isolator (which is assumed to be rigid both in extension and flexure), is assumed to be flexible in extension, but completely without flexure rigidity. This leads to an extension of the theoretical analysis on which the design of steel-reinforced isolators is which accommodates the stretching of the fiber-reinforcement. Several examples of isolators in the form of long strips were tested at the Earthquake Engineering Research Center Laboratory. The tested isolators had significantly large shape factors, large enough that for conventional isolators the effects of material compressibility would need to be included. The theoretical analysis is extended to include compressibility and the competing influences of reinforcement flexibility and compressibility are studied. The theoretical analysis suggests and the test results confirm that it is possible to produce a fiber-reinforced strip isolator that matches the behavior of a steel-reinforced isolator. The fiber-reinforced isolator is significantly lighter and can be made by a much less labor-intensive manufacturing process. The advantage of the strip isolator is that it can be easily used in buildings with masonry walls. The intention of this research is to provide a low-cost lightweight isolation system for housing and public buildings in developing countries.

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Musa, Mohammed Mukhtar, Roslan Bin Amirudin, Trevor Sofield, and Mohammed Aminu Musa. "Influence of External Environmental Factors on the Success of Public Housing Projects in Developing Countries." Construction Economics and Building 15, no. 4 (November 23, 2015): 30–44. http://dx.doi.org/10.5130/ajceb.v15i4.4514.

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External environmental factors, which include political environment, economic environment and social environment, affect the success of public housing projects in developing countries. The purpose of this paper is to establish the effect of these factors on public housing project success using structural equation modelling (SEM) techniques. The study was conducted in Nigeria by means of interviews, a pilot study and a main survey. Five hundred and fifty (550) questionnaires were administered to construction professionals who work as developers, consultants or contractors and those working in public housing agencies. Two hundred and seventy-six (276) questionnaires were returned completed. The data collected were analysed by means of SEM. The results reveal that (i) the economics factor significantly affects public housing project success, (ii) the social factor significantly affects public housing project success, and (iii) the political factor significantly affects public housing project success. The study developed a comprehensive model that can assist housing policy makers, consultants, developers, contractors and other stakeholders in the planning and development of public housing programmes.

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Arku, Godwin. "The housing and economic development debate revisited: economic significance of housing in developing countries." Journal of Housing and the Built Environment 21, no. 4 (October 17, 2006): 377–95. http://dx.doi.org/10.1007/s10901-006-9056-3.

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Berawi, M. A., R. Aulidtyo, P. Miraj, and Gunawan. "Developing affordable housing for low-income households in developing countries using participative payment." IOP Conference Series: Materials Science and Engineering 650 (October 30, 2019): 012013. http://dx.doi.org/10.1088/1757-899x/650/1/012013.

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Lee, Yok-Shiu F. "The Urban Housing Problem in China." China Quarterly 115 (September 1988): 387–407. http://dx.doi.org/10.1017/s0305741000027491.

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The state of housing has a direct impact on a country's level of public health and an indirect effect on labour productivity through the general morale of the workers. Practically all the developing countries face serious housing problems, particularly in the urban areas. China, a developing country that upholds socialist economic principles, is no exception in this regard. One of the purposes of this article is to demonstrate that China shares with many developing countries the same intractable problems – namely, a shortage of housing supply and housing inequality in the urban sector. But having said that China's urban housing problem is brought about by policy directives and institutional arrangements that differ entirely from those in capitalist economies.

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Payne, Geoffrey. "Briefing: Beware of sub-prime housing policies in developing countries." Proceedings of the Institution of Civil Engineers - Urban Design and Planning 161, no. 3 (September 2008): 93–95. http://dx.doi.org/10.1680/udap.2008.161.3.93.

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Jones, Gareth A. "Buckley, Robert M., "Housing Finance in Developing Countries" (Book Review)." Third World Planning Review 19, no. 3 (August 1997): 327. http://dx.doi.org/10.3828/twpr.19.3.kw65t781786k8r13.

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Buckley, Robert M. "Housing Finance in Developing Countries: The Role of Credible Contracts." Economic Development and Cultural Change 42, no. 2 (January 1994): 317–32. http://dx.doi.org/10.1086/452082.

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Abdelgadir, Ayman K., Omer A. Abu Elzein, and Faris Hameed. "Social Priorities of Less Developed Countries Sustainable Housing (Case of Sudan)." Academic Research Community publication 3, no. 1 (February 7, 2019): 27. http://dx.doi.org/10.21625/archive.v3i1.428.

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Sustainable development and sustainable housing indicators are a response to the trend of adopting sustainable development objectives, adopted by most countries, especially developed and less developed countries. It is difficult to implement indicators developed for a developing country context in other contexts with different social, economic and environmental conditions. Social sustainability is the most important priority regarding evaluating the housing development projects in the developed and less developed countries. Economic conditions is linked in many aspects to the social sustainability indicators. Environmental indicators are important, but the less developed countries in general has a very low environmental foot prints, this is because the industry sector is usually week comparing to the developed countries. This paper reviews the sustainable housing indicators, with a focus on United Nations reports and indicators developed for contexts similar to study area, without ignoring the most reputable indicators developed for developing countries context. The research came with a set of indicators reflects the social priorities of the new housing development in Sudan. A questionnaire participants decided the relative important of each indicator and also the importance of the parameters of each indicator. Developing a set of social priorities for Sudan will give extra efficiency in promoting and assessing sustainability in the study area. Description of the questionnaire results which reflects the national social sustainable housing development priorities are discussed. The researches came with a set of recommendations to enhance the social aspects for new housing development projects in Sudan. Using this set of priorities and recommendations will give extra efficiency in promoting and assessing sustainability in the study area.

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AlQahtany, Ali. "People’s perceptions of sustainable housing in developing countries: the case of Riyadh, Saudi Arabia." Housing, Care and Support 23, no. 3/4 (August 24, 2020): 93–109. http://dx.doi.org/10.1108/hcs-05-2020-0008.

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Purpose The purpose of this paper is to explore the people’s perceptions of sustainable housing in Saudi Arabia using Riyadh as a case study. Riyadh was chosen as a case study for two reasons: it is the capital city of Saudi Arabia and the largest city in the country; and there are no major differences between the characteristics of people in Riyadh and other major Saudi cities. Design/methodology/approach The questionnaire survey technique was used in this study to achieve the main purpose. The study used descriptive statistics (frequency, percentage) with the aid of the Statistical Package of Social Science Software (SPSS) to analyze the data. Findings The findings reveal that there is a lack of people’s awareness about the sustainable housing. However, it shows a positive response regarding people’s willingness to live in sustainable housing in the future as well as to adjust their current houses to be more environmentally friendly houses. Research limitations/implications The thoughts of stakeholders who are involved in the housing field, including policymakers and real estate developers, are very significant, however, due to the time limitation it has not been explored in this study. Therefore, future research is recommended to investigate the opinions of different stakeholders to have better insights for delivering sustainable housing. Originality/value The study contributes to exploring the people’s perceptions of sustainable housing in Saudi Arabia using Riyadh as a case study. Only a few studies have discussed this issue, so this study was conducted to bridge this research gap and build upon the literature.

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Gan, Xiaolong, Jian Zuo, Tao Wen, and Yujuan She. "Exploring the Adequacy of Massive Constructed Public Housing in China." Sustainability 11, no. 7 (April 2, 2019): 1949. http://dx.doi.org/10.3390/su11071949.

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Public housing programs are an effective strategy to provide adequate housing, not only in developed countries, but also developing countries. This study holistically investigates the sitting occupants’ perception of adequate housing towards their public housing units using Chongqing, a typical city in western China, as a case study. Results showed that generally, the public rental housing (PRH) programs were perceived to be adequate by their residents in the estates sampled. The components of neighborhood environment, housing unit, and affordability were the top three factors affecting the overall housing adequacy. The importance of physical aspects as well as the nonphysical aspects of adequate housing is likely to change according to their residential purpose. Therefore, the residential purpose of residents should be taken into consideration when planning the physical and nonphysical elements of public housing programs. Meanwhile, socioeconomic characteristics of age, family income, family members, residence length, and housing types have significant effects on overall housing adequacy and its components. These findings shed some useful insights on the sustainable development of public housing in China and provide a useful reference for future public housing developments in developing countries. The provision of adequate housing also helps to attract and retain talent, which consequently improves the competitiveness of the city.

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Henilane, Inita. "Housing Concept and Analysis of Housing Classification." Baltic Journal of Real Estate Economics and Construction Management 4, no. 1 (November 1, 2016): 168–79. http://dx.doi.org/10.1515/bjreecm-2016-0013.

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Abstract Housing is one of the most important life components giving shelter, safety and warmth, as well as providing a place to rest. There is a lack of unified definition for housing concept in Latvia. The aim of the study is to define the housing concept in general in Latvia and develop proposals for the classification of housing. Principal objectives are to describe and analyse the concept of “housing” and to develop the definition of housing concept in general that could be used in housing policy in Latvia for developing housing classification and analysing the aims of the housing policy. Analytical research method and comparative research method was used. The results and principal conclusions are: The developed definition of the term “housing” and the housing classification could be used in developing and implementing the housing policy as well as for statistics in Latvia and in other EU countries.

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Farahim, Valiyev. "The main directions of the solution of the problems of providing the houses at affordable prices in the azerbaijan republic by effective project management of housing construction projects." ЕКОНОМІКА І РЕГІОН Науковий вісник, no. 2(73) (September 23, 2019): 50–53. http://dx.doi.org/10.26906/eir.2019.2(73).1626.

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It is very important to provide of housing to the population at affordable prices in the developing countries. It should be noted that the concept of “reasonable price” is differently stated in the experience of different countries of the world. The studies show that today about 330 million families in developing and also in developed countries are faced with the problem of obtaining quality housing at affordable prices, and this figure is gradually increasing. Despite the fact that the number of apartments built in the Azerbaijan Republic, which is rapidly developing in the residential real estate market, is quite large, it is impossible to purchase housing for the low-income population, since the prices are very high. It also plays a role the high price of land in cities and low mortgage lending. In housing construction investments the proportion invested in land purchases is very high. Taking into account the above, the Strategic Road Map was developed and adopted to increase the affordability of housing in the Republic of Azerbaijan. To achieve the nominated goals established the State Agency for Housing Construction (abbreviation in Azeri-MIDA) and started construction of two large residential complexes. This article touches upon the task of providing the population of Azerbaijan with housing at affordable prices.

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Uppal, Jamshed. "Developing Housing Finance in Pakistan – Challenges and Opportunities." LAHORE JOURNAL OF ECONOMICS 26, no. 1 (January 1, 2021): 31–56. http://dx.doi.org/10.35536/lje.2021.v26.i1.a2.

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Expanding home-ownership poses a fundament financial challenge arising out of the long-term nature of the asset, which calls for the development of institutions and markets to facilitate the flow of long-term funds. Development of the secondary mortgage market would alleviate classical maturity mismatch and liquidity issues. The public sector can provide an enabling environment with sound macroeconomic policies, corporate governance, rule of law, and enforceability of contracts. This study draws policy implications using the empirical evidence on the determinants of mortgage depth and penetration across countries. A large part of the variation in these two dimensions across countries is explained by the level of their financial development. Development of long-term sources of funds intermediated through specialized institutions seems particularly important, as we find that the development of pension funds, which are a source of long-term funding, is strongly associated with mortgage market development. Monetary and macro-economic stability, as indicated by a low and stable rate of inflation, appears to be a strong predictor of mortgage market development. We also detect a positive relationship between the degree of competition in the financial sector and mortgage market development.

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Uppal, Jamshed. "Developing Housing Finance in Pakistan – Challenges and Opportunities." LAHORE JOURNAL OF ECONOMICS 26, no. 1 (January 1, 2021): 31–56. http://dx.doi.org/10.35536/lje.2021.v26.i1.a2.

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Expanding home-ownership poses a fundament financial challenge arising out of the long-term nature of the asset, which calls for the development of institutions and markets to facilitate the flow of long-term funds. Development of the secondary mortgage market would alleviate classical maturity mismatch and liquidity issues. The public sector can provide an enabling environment with sound macroeconomic policies, corporate governance, rule of law, and enforceability of contracts. This study draws policy implications using the empirical evidence on the determinants of mortgage depth and penetration across countries. A large part of the variation in these two dimensions across countries is explained by the level of their financial development. Development of long-term sources of funds intermediated through specialized institutions seems particularly important, as we find that the development of pension funds, which are a source of long-term funding, is strongly associated with mortgage market development. Monetary and macro-economic stability, as indicated by a low and stable rate of inflation, appears to be a strong predictor of mortgage market development. We also detect a positive relationship between the degree of competition in the financial sector and mortgage market development.

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Davydova, N. "Legal models of housing provision in EU countries." Analytical and Comparative Jurisprudence, no. 1 (May 29, 2023): 121–26. http://dx.doi.org/10.24144/2788-6018.2023.01.20.

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In the conducted study, an attempt was made to combine the available statistical information, to rank the data on the EU countries according to the development of housing relations in them. Sweden, Belgium, Luxembourg, the Netherlands, Finland, Cyprus and France are among the countries identified as countries with a high level of housing relations. Housing conditions are below average in the Czech Republic, Slovenia, and Slovakia. Romania has the lowest level of housing relations. There is no single policy for meeting housing needs in the European Union: in modern Europe, there is a wide variety of housing policies and ways of solving the housing issue. This diversity is determined by the historical, civilizational and cultural features of the countries, the level of their economic development. The purpose of the article is to identify common features and analyze the possibility and expediency of their borrowing to the legal space of Ukraine. In the EU countries, four types of residence of citizens in housing can be distinguished: simple private property; mortgaged property; rent at market price; rent at a reduced price or for free. There are differences in the housing sector in the developed countries of Western Europe and in the countries of Eastern Europe. In the territory of the former socialist community, in the housing sector, the right of private ownership prevails over lease relationships; social orientation in meeting housing needs is inferior to commercial interests. In developed countries, one large property (residential object) has 3-4 dependents (residents who are not owners), while in developing countries, a different housing pattern is observed, in which one small property has 1- 2 housing dependents, which is related to the desire to have a smaller number of co-owners and, accordingly, hypothetical legal disputes with them.

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Bredenoord, Jan, Joon Park, and Kyohee Kim. "The Significance of Community Training Centers in Building Affordable Housing and Developing Settlements." Sustainability 12, no. 7 (April 7, 2020): 2952. http://dx.doi.org/10.3390/su12072952.

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This paper examines the visions and the roles of community training centers (CTCs) in community development and housing provision in developing countries from the perspective of assisted self-help housing. It reviews a Korean community center that contributed to community-led self-help housing for low-income groups in the 1970s. It also reviews a few notable CTCs from India, Uganda, Nepal, and three countries in Central America to examine the functions and contributions of the CTCs. It was found that CTCs play a central role in community empowerment and the production of affordable building materials receiving technical or financial assistance from non-governmental organizations (NGOs) and governments. The paper makes a compelling case for CTCs by drawing on these exemplary cases to provide a development model that has the potential to facilitate the improvement of the living environment in developing countries.

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Sakil, Afzal Hossain. "Urbanization and housing policies in developing countries like Bangladesh: A study." ACADEMICIA: An International Multidisciplinary Research Journal 10, no. 7 (2020): 483. http://dx.doi.org/10.5958/2249-7137.2020.00794.6.

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Atamewan, Eugene Ehimatie. "Appraisal of Day-lighting in Sustainable Housing Development in Developing Countries." Journal of Studies in Science and Engineering 2, no. 2 (June 30, 2022): 59–75. http://dx.doi.org/10.53898/josse2022225.

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Using natural light in architectural spaces has been very beneficial in several ways including energy efficiency, cost control, health and wellbeing of users, and prevention of electricity dissipation and other negative effects of artificial lighting. Daylight in architecture satisfies both mental and physical human needs and reduces fossil energy consumption. This paper appraised the use of daylighting in sustainable housing development in developing countries and discussed the benefits of natural/daylight in housing designs, including the reasons for the sudden disapproval of daylighting in contemporary designs. The study employed a literature review technique, appraisal of case studies of selected daylight-driven buildings and personal observations. Findings revealed that building occupants now prefer daylight for both illumination and environmental stimulations because lack of daylight results in discomfort and stress and affects the psychological and physiological health of building occupants. The study concluded that architects in developing countries should embrace daylighting in their designs due to its numerous benefits in making them sustainable. The study recommended the inclusion of daylighting requirements in all architectural designs by planning authorities in developing countries.

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Ahmed, Iftekhar. "An overview of post‐disaster permanent housing reconstruction in developing countries." International Journal of Disaster Resilience in the Built Environment 2, no. 2 (July 19, 2011): 148–64. http://dx.doi.org/10.1108/17595901111149141.

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Davis, Mohd Peter, Nurizan Yahaya, Bukryman Sabri, Anniz Fazli Ibrahim Bajunid, Chou Kan Yin, and Mazlin Ghazali. "A Modern Housing Solution for 700 million Families in Developing Countries." Procedia - Social and Behavioral Sciences 49 (2012): 237–44. http://dx.doi.org/10.1016/j.sbspro.2012.07.022.

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Journal articles on the topic 'Housing Developing countries'

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