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Journal articles on the topic 'Image test banks'

Author: Grafiati
Published: 4 June 2021
Last updated: 12 February 2022

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1

Mukminin, Muhammad Amirul, and Fitri Nur Latifah. "Pengaruh Citra Merek dan Kepercayaan Terdahap Loyalitas Nasabah Bank Syariah di Sidoarjo (The Influence of Brand Image and Trust on Sharia Bank Customer Loyalty in Sidoarjo)." Perisai : Islamic Banking and Finance Journal 4, no. 1 (2020): 54. http://dx.doi.org/10.21070/perisai.v4i1.525.

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One of the marketing strategies at Islamic banks is by building a company's brand image and customer trust to gain customer loyalty. The focus of this research is to show the relationship between brand image, trust and loyalty of Syariah bank customers in Sidoarjo. This study uses a random sampling technique with 100 customers of Islamic banks domiciled in Sidoarjo and at least have become customers of Islamic banks within one year. The analytical method used in this study is a multiple linear regression test and hypothesis testing using IBM SPSS 25 software. The results of this study indicate
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Pérez, Andrea, and Ignacio Rodríguez del Bosque. "Corporate social responsibility and customer loyalty: exploring the role of identification, satisfaction and type of company." Journal of Services Marketing 29, no. 1 (2015): 15–25. http://dx.doi.org/10.1108/jsm-10-2013-0272.

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Purpose – The aim of the authors of this paper is to propose a cognitive – affective – conative sequential model to study how three dimensions of corporate social responsibility (CSR) image (society, customers and employees) impact customer affective (identification and satisfaction) and behavioural (recommendation and repurchase) responses in the banking industry. The authors also test how the type of company (savings banks vs commercial banks) moderates customer responses to these three dimensions of CSR image. Design/methodology/approach – A multi-group structural equation model is tested u
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Ahmad, Naveed, Nadeem Iqbal, and Mansoor Ahmad. "Managing Service Quality Customer Loyalty and the Role of Relationship Length." International Letters of Social and Humanistic Sciences 38 (August 2014): 70–81. http://dx.doi.org/10.18052/www.scipress.com/ilshs.38.70.

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The purpose of this paper is to investigate the management of service quality, customer loyalty and the role of relationship length in Islamic and conventional banks. Data was collected from two sectors i.e. Islamic banks and Conventional Banks within four cities of Pakistan and the questionnaires were distributed accordingly. Sample size of 400 was taken as a whole accounts 100 from Islamabad, 100 Lahore, 100 Multan and Faisal Abad each from both sectors. Regression and factor analysis of all variables were executed. T, test is applied on both sectors Islamic and conventional banks for compar
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WANG, CHENG-YOU, ZHENG-XIN HOU, and AI-PING YANG. "BINARY TREE IMAGE CODING ALGORITHM BASED ON NON-SEPARABLE WAVELET TRANSFORM VIA LIFTING SCHEME." International Journal of Wavelets, Multiresolution and Information Processing 06, no. 05 (2008): 761–75. http://dx.doi.org/10.1142/s0219691308002641.

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In recent years, image coding based on wavelet transform has made rapid progress. In this paper, quincunx lifting scheme in wavelet transform is introduced and all phase interpolation filter banks which can be used in the lifting scheme for prediction and update are designed. Based on the basic idea of set partitioning in hierarchical trees (SPIHT) algorithm, the binary tree image coding algorithm is proposed. Just like SPIHT, the encoding algorithms can be stopped at any compressed file size or let run until the compressed file is a representation of a nearly lossless image. The experimental
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Ali, Mohamed Salih Yousif. "Impacts of service quality on future intentions of loan purchase under the mediating of borrowers’ bank image and moderating Fatwa and Sharia supervisory board reputation." International Journal of ADVANCED AND APPLIED SCIENCES 8, no. 4 (2021): 29–43. http://dx.doi.org/10.21833/ijaas.2021.04.005.

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The purpose of this study is to test the moderating role of fatwa and Sharia supervisory board unit reputation in the relationship between service quality dimensions and borrowers’ bank image. It will also assess the mediating role of borrowers’ bank image in the relationship between service quality dimensions and future purchase intentions of loans. Questionnaire surveys are used to collect data by convenience sampling from the loan borrowers in Saudi Arabian Islamic banks. Structural equation modeling was performed to analyze 370 usable responses. The study finds that service quality dimensi
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Chervyakov, Nikolay, Pavel Lyakhov, Dmitry Kaplun, Denis Butusov, and Nikolay Nagornov. "Analysis of the Quantization Noise in Discrete Wavelet Transform Filters for Image Processing." Electronics 7, no. 8 (2018): 135. http://dx.doi.org/10.3390/electronics7080135.

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In this paper, we analyze the noise quantization effects in coefficients of discrete wavelet transform (DWT) filter banks for image processing. We propose the implementation of the DWT method, making it possible to determine the effective bit-width of the filter banks coefficients at which the quantization noise does not significantly affect the image processing results according to the peak signal-to-noise ratio (PSNR). The dependence between the PSNR of the DWT image quality on the wavelet and the bit-width of the wavelet filter coefficients is analyzed. The formulas for determining the mini
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Jing, Junfeng, Ru Ren, Pengfei Li, and Minqi Li. "Statistical classification for E-glass fiber fabric defects based on sparse coding." Journal of Engineered Fibers and Fabrics 14 (January 2019): 155892501984598. http://dx.doi.org/10.1177/1558925019845985.

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In this research, a statistical classification algorithm based on sparse coding is presented to classify the defects on E-glass fiber fabrics adaptively. First, all images are preprocessed by being convolved with the MR8 filter banks to obtain the filter responses. For the filter response space of each type of image, we will learn a Class-specific dictionary, and all the Class-specific dictionaries are concatenated to form a complete dictionary. Then, the reconstructed contribution rate of each atom of the complete dictionary to the image filter response is counted to obtain two types of histo
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Jones, Kristopher N., Regina Kreisle, Roger W. Geiss, John H. Holliman, Patsy H. Lill, and Peter G. Anderson. "Group for Research in Pathology Education Online Resources to Facilitate Pathology Instruction." Archives of Pathology & Laboratory Medicine 126, no. 3 (2002): 346–50. http://dx.doi.org/10.5858/2002-126-0346-gfripe.

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Abstract Background.—The Group for Research in Pathology Education (GRIPE) is an organization of pathology educators whose purpose is to promote and facilitate excellence in pathology education. One important function of GRIPE is the maintenance of image and multiple-choice test question data banks. These resources have recently been made available online via the GRIPE Digital Library Web site. The purpose of the GRIPE Digital Library project was to develop an online searchable database that would facilitate access to the GRIPE resources for pathology education. Design.—The GRIPE image bank—co
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Prihatiningsih, Endang, and Soffia Pudji Estiasih. "Pengaruh Kualitas Layanan, Relational Bonding, Dan Brand Image Terhadap Loyalitas Nasabah." BIP's JURNAL BISNIS PERSPEKTIF 11, no. 1 (2019): 21–36. http://dx.doi.org/10.37477/bip.v11i1.13.

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In today's banking industry experienced sharp competition, which requires BRI banks to improve their performance, among others, by improving the services quality is one key to business success. Besides the BRI banks must maintain a brand image that is good in the eyes of their customers, and continue to establish harmonious long-term relationships with its customers so that customers remain loyal to the BRI Bank Branch of Jombang. This study aims to test and analyze relationships partially or simultaneously service quality, relational bonding and brand image of customer loyalty BRI Bank Branch
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Prihatiningsih, Endang, and Soffia Pudji Estiasih. "Pengaruh Kualitas Layanan, Relational Bonding, dan Brand Image Terhadap Loyalitas Nasabah." BIP's : JURNAL BISNIS PERSPEKTIF 11, no. 1 (2019): 21–36. http://dx.doi.org/10.37477/bip.v11i1.32.

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In today's banking industry experienced sharp competition, which requires BRI banks to improve their performance, among others, by improving the services quality is one key to business success. Besides the BRI banks must maintain a brand image that is good in the eyes of their customers, and continue to establish harmonious long-term relationships with its customers so that customers remain loyal to the BRI Bank Branch of Jombang. This study aims to test and analyze relationships partially or simultaneously service quality, relational bonding and brand image of customer loyalty BRI Bank Branch
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Harjunowibowo, Dewanto, Sri Hartati, and Aris Budianto. "A Counterfeit Paper Currency Recognition System Using LVQ based on UV Light." IJID (International Journal on Informatics for Development) 1, no. 2 (2012): 9. http://dx.doi.org/10.14421/ijid.2012.01202.

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This research is aimed to test a paper currency counterfeit detection system based on Linear Vector Quantization (LVQ) Neural Network. The input image of the system is the dancer object image of paper currency Rp. 50.000,- fluorescent by ultraviolet light. The image of paper currency data was taken from conventional banks. The LVQ method is used to recognize whether the paper currency being tested is counterfeit or not. The coding was carried out using visual programming language. The feature size of the dancer tested object is 114x90 px and the RGBHSI was extracted as the input for LVQ. The e
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Nasrul, Nasrul. "The Effect of Service Quality, Customer Learning on Corporate Image, Satisfaction, Commitment, Loyality, and Customer Savings Interests and Decisions." International Journal of Electronic Government Research 17, no. 2 (2021): 43–61. http://dx.doi.org/10.4018/ijegr.2021040103.

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Today, the expansion of monetary objects is developing rapidly. It is very useful to study the features contained in it. The purpose of this research is to examine the effect of service quality, customer learning, corporate image, satisfaction, trustworthiness, customer loyalty, customer commitment, and customer savings interests and decisions of four government banks in Southeast Sulawesi Province. The study used quantitative approach. Data were obtained through questionnaires and were quantitatively analyzed to test the research hypotheses. This study used a sample of 200 respondents from 4
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Moghavvemi, Sedigheh, Su Teng Lee, and Siew Peng Lee. "Perceived overall service quality and customer satisfaction." International Journal of Bank Marketing 36, no. 5 (2018): 908–30. http://dx.doi.org/10.1108/ijbm-06-2017-0114.

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Purpose Foreign and local banks in Malaysia are competing in terms of skilled staff, innovative products and services, rendering quality services and customer satisfaction. The purpose of this paper is to examine the overall service quality and customer satisfaction of both foreign and local banks. Design/methodology/approach The data used to test the hypothesis were collected from 748 foreign and local bank customers in Malaysia. The research model was analysed using a structural equation modelling technique. Findings Results show that knowledge and staff competencies, as well as convenience
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Kartika, Tika, Achmad Firdaus, and Mukhamad Najib. "Contrasting the drivers of customer loyalty; financing and depositor customer, single and dual customer, in Indonesian Islamic bank." Journal of Islamic Marketing 11, no. 4 (2019): 933–59. http://dx.doi.org/10.1108/jima-04-2017-0040.

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Purpose This study aims to investigate the drivers of loyalty in Indonesian Islamic banks, especially group of depositor vs financing customer and single vs dual customer. Design/methodology/approach The objectives of this study were the seven major commercial Indonesian Islamic banks using the purposive sampling technique. In total, 105 questionnaires were processed, consisting of questions regarding depositors, financing, single and dual customer. Structural equation modeling using partial least squares were the analysis methods used to test the hypothesis, while in-depth interviews were con
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Hemalatha, J., S. Geetha, Sekar Mohan, and S. Nivetha. "An Efficient Steganalysis of Medical Images by Using Deep Learning Based Discrete Scalable Alex Net Convolutionary Neural Networks Classifier." Journal of Medical Imaging and Health Informatics 11, no. 10 (2021): 2667–74. http://dx.doi.org/10.1166/jmihi.2021.3858.

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Steganalysis is the technique that tries to beat steganography by detecting and removing secret information. Steganalysis involves the detection of a message embedded in a picture. Deep Learning (DL) advances have offered alternative approaches to many difficult issues, including the field of image steganalysis using deep-learning architecture based on convolutionary neural networks (CNN). In recent years, many CNN architectures have been established that have enhanced the exact identification of steganographic images. This work presents a novel architecture which involves a preprocessing stag
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G. Dawes, John. "Patterns in competitive structure among retail financial services brands." European Journal of Marketing 48, no. 5/6 (2014): 924–42. http://dx.doi.org/10.1108/ejm-02-2012-0085.

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Purpose – The purpose of this paper is to determine if services brands such as banks share their customers with competing brands in line with the market share of those competitors, and whether services brands with similar images form market partitions with heightened competitive intensity. Design/methodology/approach – The study uses brand usage, forced-choice and brand perceptions data obtained from a survey of consumers. The study uses a log-linear modelling framework to identify market structure and to test if partitions correspond to similarities in brand image. Findings – Analysis of in-m
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Pando, Francisco, Ignacio Heredia, Carlos Aedo Pérez, Mauricio Velayos Rodríguez, Lara Lloret Iglesias, and Joel Calvo. "Deep learning for weed identification based on seed images." Biodiversity Information Science and Standards 2 (May 21, 2018): e25749. http://dx.doi.org/10.3897/biss.2.25749.

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Reliable plant species identification from seeds is intrinsically difficult due to the scarcity of features and because it requires specialized expertise that is becoming increasingly rarer, as the number of field plant taxonomists is diminishing (Bacher 2012, Haas and Häuser 2005). On the other hand, seed identification is relevant in some science domains such as plant community ecology, archaeology, paleoclimatology. Besides, economic activities such as agriculture, require seed identification to assess weed species contained in the "soil seed banks" (Colbach 2014) to enable targeted treatme
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Kaakeh, Abdulkader, M. Kabir Hassan, and Stefan F. Van Hemmen Almazor. "Factors affecting customers’ attitude towards Islamic banking in UAE." International Journal of Emerging Markets 14, no. 4 (2019): 668–88. http://dx.doi.org/10.1108/ijoem-11-2017-0502.

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Purpose The purpose of this paper is to investigate the effects of the following factors: image, awareness, Shariah compliance and individualism, on the attitude and intention of customers to use Islamic banking among Bank customers in UAE, and the mediating role of attitude in that model, using a theoretical model based on the multi-attribute attitude model, the theory of reasoned actions and the theory of planned behaviour. Design/methodology/approach The research will focus on surveying bank customers living in UAE. The researcher will use structural equation modelling to analyse the data.
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Albarrak, Hesham, and Sherif El-Halaby. "AAOIFI governance standards: Sharia disclosure and financial performance for Islamic banks." Journal of Governance and Regulation 8, no. 1 (2019): 19–37. http://dx.doi.org/10.22495/jgr_v8_i1_p2.

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The uniqueness of Islamic banks (IBs) is shown through compliance with Islamic law (Sharia) which is approved through Sharia Supervisory Board (SSB) and presented for stakeholders by Sharia Supervisory Board Report (SSBR). This study seeks to achieve three main objectives as follows: (1) it identifies the degree of IBs’ transparency in compliance with Sharia and their commitment with the governance standards that issued by Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI); (2) it aims to measure the impact of adoption AAOIFI on the degree of Sharia disclosure; an
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Saputra, I. Made Deddy, and I. Nyoman Nurcaya. "PENGARUH KUALITAS LAYANAN TERHADAP LOYALITAS NASABAH MELALUI CITRA PERUSAHAAN SEBAGAI VARIABEL MEDIASI." E-Jurnal Manajemen Universitas Udayana 7, no. 12 (2018): 6675. http://dx.doi.org/10.24843/ejmunud.2018.v07.i12.p11.

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Customer satisfaction is an important element in determining and maintaining and growing the company. To be able to develop loyalty among its customers, banks need to know what factors influence loyalty and assess their performance in these factors. This research was conducted at PT. BPR Bali Dananiaga Denpasar. The number of respondents of this study were 117 respondents. Data collection is done through observation, interview and questionnaire. This research uses instrument test by using path analysis technique. Based on the analysis result found that service quality variable have positive an
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Tarique, Kazi Md, Rafikul Islam, and Mustafa Omar Mohammed. "Developing and validating the components of Maqasid al-Shari’ah-based performance measurement model for Islamic banks." International Journal of Islamic and Middle Eastern Finance and Management 14, no. 2 (2021): 366–90. http://dx.doi.org/10.1108/imefm-12-2018-0432.

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Purpose The purpose of this paper is to develop and subsequently validate a Maqasid al-Shari’ah-based performance evaluation model for Islamic banks. Design/methodology/approach Initially, a comprehensive review of the existing and relevant literature is carried out and a prototype evaluation model has been developed. This has been augmented and refined through in-depth interviews of Shari’ah scholars and banking experts. Afterwards, the modified model has been validated by taking inputs from academics and Islamic banking practitioners through a focus group discussion. Findings The major outco
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Idowu, Abiola, and Olu Ojo. "Comparative Analysis of the Factors Necessitating Commercial Banks and Manufacturing Firms’ Involvement in Corporate Social Responsibility in Nigeria." Binus Business Review 7, no. 3 (2016): 281. http://dx.doi.org/10.21512/bbr.v7i3.1672.

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This research investigates the factors necessitating commercial banks and manufacturing firms’ involvement in Corporate Social Responsibility (CSR) in Nigeria comparatively. The research took place in Lagos State in South-west geo-political zone in Nigeria. The survey research design was used in this research. Moreover, the purposive sampling was used in selecting five commercial banks and five manufacturing firms. Primary data were gathered with the aid of questionnaire from 216 respondents out of 250 selected respondents from bank and 205 respondents out of 250 selected respondents from manu
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Makanyeza, Charles, and Lovemore Chikazhe. "Mediators of the relationship between service quality and customer loyalty." International Journal of Bank Marketing 35, no. 3 (2017): 540–56. http://dx.doi.org/10.1108/ijbm-11-2016-0164.

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Purpose There is a dearth of studies that have investigated mediators of the effect of service quality on customer loyalty under the conditions prevailing in Zimbabwe; where bank customers’ confidence in the banking system has been dented by bank failures. Therefore, the purpose of this paper is to investigate the mediators of the effect of service quality on loyalty among bank customers in Zimbabwe. Design/methodology/approach A cross-sectional survey of 310 bank customers was conducted in Chinhoyi, Zimbabwe. A questionnaire with Likert type questions was used to collect data. Customers were
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Vaz Ferreira, José. "Corporate governance structures in the context of cooperative banking." Corporate Governance and Sustainability Review 3, no. 1 (2019): 25–41. http://dx.doi.org/10.22495/cgsrv3i1p3.

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This study aims to investigate the constraints of corporate governance structures, in the context of cooperative banking. That is, it will try to identify the factors that are the basis of the practice of corporate governance of cooperative banking, such as organizational performance, relationships of trust on the part of customers and the community in general, the image of the competition and to the regulator and the remuneration of the management team. In order to test the hypotheses, a questionnaire was carried out with the administration of the different cooperative banks, obtaining a samp
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Septyan, Dimas Adha. "Faktor Penghambat Adopsi Mobile Banking Pada Generasi Milenial Mahasiswa Universitas Mulawarman." Inovbiz: Jurnal Inovasi Bisnis 8, no. 2 (2020): 231. http://dx.doi.org/10.35314/inovbiz.v8i2.1479.

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The world today is driven by an instant and easy lifestyle. This can be seen from the development of digital-based information technology so that information can be managed in real-time without human assistance by using an automated and sophisticated system. In this case, M-Banking can assist in accessing banking information and services quickly and easily. M-Banking users in the millennial generation of Mulawarman University are low. Therefore, the aim of this study is to analyze the barriers that prevent the millennial generation of Mulawarman University from adopting M-Banking by implementi
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Akwaa-Sekyi, Ellis Kofi, and Jordi Gené Moreno. "Internal controls and credit risk relationship among banks in Europe." Intangible Capital 13, no. 1 (2017): 25. http://dx.doi.org/10.3926/ic.911.

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Purpose: The study purport to investigate the effectiveness of internal control mechanisms, investigate whether evidence of agency problem is found among banks in Europe and determine how internal controls affect credit risk.Design/methodology/approach: Panel data from 91 banks from 23 European Union countries were studied from 2008-2014. Hausman’s specification test suggest the use of fixed effects estimation technique of GLS. Quantitatively modelled data on 15 variables covering elements of internal controls, objectives of internal controls, agency problem, bank and country specific variable
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Andaleeb, Syed Saad, Mamunur Rashid, and Quazi Akhlaqur Rahman. "A model of customer-centric banking practices for corporate clients in Bangladesh." International Journal of Bank Marketing 34, no. 4 (2016): 458–75. http://dx.doi.org/10.1108/ijbm-10-2014-0156.

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Purpose – Customer-centric banking envisions that banks should meet both tangible and intangible satisfaction criteria of their customers. The purpose of this paper is to investigate the customer-centric banking practices that drive satisfaction of corporate customers in Bangladesh. Design/methodology/approach – Financial managers from a sample of 112 non-financial listed companies were interviewed. The study employed a structured questionnaire using Likert scales. Exploratory factor analysis followed by multiple regression analysis were used to test the effects of both tangible and intangible
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Srivastava, Ankur, and Dipanjan Kumar Dey. "Brand analysis of global and local banks in India: a study of young consumers." Journal of Indian Business Research 8, no. 1 (2016): 4–18. http://dx.doi.org/10.1108/jibr-05-2015-0061.

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Purpose The purpose of this study is to investigate the perceived differences in brand analysis dimensions, such as brand-specific association (represented by perceived brand quality, brand price, brand emotional value and brand social value), brand impressions (represented by perceived brand image and general brand awareness) and brand credibility (represented by perceived brand trustworthiness and brand expertise), for young consumers in the context of banking services in India. All three types of banks operating in the Indian market are compared: state-owned banks, private (Indian) banks an
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Lestari, Resanti, Yuyun Ratna, and Vina Anggilia. "Building Corporate Image Through Integrated Marketing Communication and Service Quality on Islamic Bank in Bandung." EKSISBANK: Ekonomi Syariah dan Bisnis Perbankan 3, no. 1 (2019): 1–10. http://dx.doi.org/10.37726/ee.v3i1.60.

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Purposes. Aim of this research is to examines the effect of integrated marketing communications and Service Quality to the company 's image in Islamic banks in Bandung.Design/methodology/approach.This study is conducted in Bandung city and using Quantitative research design.The purpose of this study is to understand the perception of respondents towards their experience about corporate image in Islamic banking. this study were obtained by distributing survey questionnaire to a sample of 50 Owner Bank Syariahiness Enterprise in Bandung. Study assigned with purposive sampling which is particuar
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Budi, Ichsan Setiyo. "Islamic Corporate Social Responsibility (ICSR) disclosure and Islamic Banks (IBs) performance: The application of stakeholder theory from Islamic perspective." Jurnal Akuntansi & Auditing Indonesia 25, no. 1 (2021): 76–86. http://dx.doi.org/10.20885/jaai.vol25.iss1.art8.

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This study aims to examine the effect of ICSR disclosure on the performance of IBs in Indonesia. Disclosures are prepared based on AAOIFI standards and previous researches then formed a disclosure index, while the performance of IBs is compiled from financial performances: ROA, ROE, and productivity performances which are formed into variables are formed by factor analysis. The samples of this research are 12 IBs from 2008 until 2019. Several IBs that had not yet been established in 2008 had been observed since the establishment of the banks until 2019, from this, it is obtained 121 observatio
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Pratihari, Suvendu Kumar, and Shigufta Hena Uzma. "A survey on bankers’ perception of corporate social responsibility in India." Social Responsibility Journal 16, no. 2 (2019): 225–53. http://dx.doi.org/10.1108/srj-11-2016-0198.

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PurposeThe purpose of this paper is to understand the perception of the bankers towards an integrated approach to corporate social responsibility (CSR) initiatives in a strategic way of achieving sustainable growth of the banking sector. The paper additionally provides insights into different CSR initiatives and their implementation process in the context of scheduled commercial banks (SCB) of India.Design/methodology/approachThe study is exploratory and endorses the qualitative approach of primary research methodology by adopting a non-random stratified sampling method. The localist approach
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Purwanto, Edi, July Deviny, and Ahmed M. Mutahar. "The Mediating Role of Trust in the Relationship Between Corporate Image, Security, Word of Mouth and Loyalty in M-Banking Using among the Millennial Generation in Indonesia." Management & Marketing. Challenges for the Knowledge Society 15, no. 2 (2020): 255–74. http://dx.doi.org/10.2478/mmcks-2020-0016.

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AbstractMillennials have a lifestyle that is different from previous generations. Millennial Generation lives and grows together with rapid technological growth and currently dominates the population in Indonesia. The purpose of this study is to empirically determine the factors that influence the millennial generation’s loyalty to mobile banking applications. Elements used to analyze the millennial generation’s loyalty are corporate image, application security, word of mouth (WoM), and trust. Data collected through questionnaires from a sample of 395mobile banking users in Indonesia. The stud
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Tung, Brian, and Jamie Carlson. "Examining determinants of cross buying behaviour in retail banking." International Journal of Quality & Reliability Management 32, no. 8 (2015): 863–80. http://dx.doi.org/10.1108/ijqrm-11-2012-0148.

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Purpose – The purpose of this paper is to examine the drivers of the customers’ cross-buying intentions for retail banking services in Hong Kong. Design/methodology/approach – The research model was developed based on literature and tested empirically among 269 customers of retail banks in Hong Kong. Structural equation modelling was used to test the system of relationships. Findings – The results indicate that the customers’ cross-buying intentions are primarily associated with image conflicts about the provider’s abilities to deliver high quality financial services from different activities
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McGonigle, Christopher, Craig J. Brown, and Rory Quinn. "Insonification orientation and its relevance for image-based classification of multibeam backscatter." ICES Journal of Marine Science 67, no. 5 (2010): 1010–23. http://dx.doi.org/10.1093/icesjms/fsq015.

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Abstract McGonigle, C., Brown, C. J., and Quinn, R. 2010. Insonification orientation and its relevance for image-based classification of multibeam backscatter. – ICES Journal of Marine Science, 67: 1010–1023. The use of multibeam echosounders (MBES) for mapping benthic habitat has gained widespread acceptability. Multibeam backscatter imagery provides an objective tool for scientists and managers to chronicle the extent and condition of the benthic resource. However, there are no standardized methods describing how best to process backscatter data to derive meaningful segmentations, although s
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Ariwangsa, I. Wayan, and Luh Putu Mahyuni. "PENGARUH CORPORATE SOCIAL RESPONSIBILITY, KEPUASAN NASABAH, CITRA PERUSAHAAN, DAN EKUITAS MEREK TERHADAP PREFERENSI MEREK BANK BPD BALI." Jurnal Muara Ilmu Ekonomi dan Bisnis 3, no. 2 (2019): 410. http://dx.doi.org/10.24912/jmieb.v3i2.7098.

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Penelitian ini bertujuan untuk menawarkan dan menguji secara empiris model yang menjelaskan hubungan antara corporate social responsibility (CSR), kepuasan nasabah, citra perusahaan, ekuitas merek, dan tingkat preferensi merek bank. Data dikumpulkan melalui kuesioner dengan metode accidental sampling. Data dari 100 responden kemudian dianalisis dengan structural equation modelling (SEM) untuk menguji hipotesis. Penelitian ini mengindikasikan bahwa CSR, kepuasan nasabah, citra perusahaan dan ekuitas merek mampu menjelaskan sebanyak 83,5% dari variasi preferensi merek. Model penelitian ini juga
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Raza, Ali, Raouf Ahmad Rather, Muhammad Khalid Iqbal, and Umair Saeed Bhutta. "An assessment of corporate social responsibility on customer company identification and loyalty in banking industry: a PLS-SEM analysis." Management Research Review 43, no. 11 (2020): 1337–70. http://dx.doi.org/10.1108/mrr-08-2019-0341.

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Purpose This paper aims to address the need for a more in-depth empirical investigation of exploring the link between the adoption of corporate social responsibility (CSR) practices and different aspects of customer behavior in a developing country. This paper develops a research framework and assesses the mediating role of trust, customer-company identification (CCI) and electronic-service quality (E-SQ) between customer perceptions of CSR and customer loyalty. Design/methodology/approach Working with a sample of 280 banking customers in Pakistan, partial least square based structural equatio
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Tariq, Aqil, Hong Shu, Alban Kuriqi, et al. "Characterization of the 2014 Indus River Flood Using Hydraulic Simulations and Satellite Images." Remote Sensing 13, no. 11 (2021): 2053. http://dx.doi.org/10.3390/rs13112053.

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Rivers play an essential role to humans and ecosystems, but they also burst their banks during floods, often causing extensive damage to crop, property, and loss of lives. This paper characterizes the 2014 flood of the Indus River in Pakistan using the US Army Corps of Engineers Hydrologic Engineering Centre River Analysis System (HEC-RAS) model, integrated into a geographic information system (GIS) and satellite images from Landsat-8. The model is used to estimate the spatial extent of the flood and assess the damage that it caused by examining changes to the different land-use/land-cover (LU
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Mendez, M. A., M. Balabane, and J. M. Buchlin. "Multi-scale proper orthogonal decomposition of complex fluid flows." Journal of Fluid Mechanics 870 (May 15, 2019): 988–1036. http://dx.doi.org/10.1017/jfm.2019.212.

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Data-driven decompositions are becoming essential tools in fluid dynamics, allowing for tracking the evolution of coherent patterns in large datasets, and for constructing low-order models of complex phenomena. In this work, we analyse the main limits of two popular decompositions, namely the proper orthogonal decomposition (POD) and the dynamic mode decomposition (DMD), and we propose a novel decomposition which allows for enhanced feature detection capabilities. This novel decomposition is referred to as multi-scale proper orthogonal decomposition (mPOD) and combines multi-resolution analysi
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Junaidi, Junaidi. "The awareness and attitude of Muslim consumer preference: the role of religiosity." Journal of Islamic Accounting and Business Research 12, no. 6 (2021): 919–38. http://dx.doi.org/10.1108/jiabr-08-2020-0250.

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Purpose This research investigates how religiosity (e.g. extrinsic and intrinsic) influences consumers’ awareness and attitudes, which subsequently influences consumers’ preferences for Muslims in the context of Islamic bank. Design/methodology/approach A total of 480 Islamic bank consumers were recruited for online survey study. Structural equation modeling was used to test the research hypotheses. Findings Extrinsic religiosity has crucial role on consumers’ awareness and consumer attitudes. However, intrinsic religiosity has less effect on consumer attitudes, whereas consumer awareness play
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Marakarkandy, Bijith, Nilay Yajnik, and Chandan Dasgupta. "Enabling internet banking adoption." Journal of Enterprise Information Management 30, no. 2 (2017): 263–94. http://dx.doi.org/10.1108/jeim-10-2015-0094.

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Purpose The integration of relevant antecedents into TAM would lead to better understanding of the decision factors which act as enablers for the adoption of internet banking. The purpose of the paper is to determine the influence of the antecedents subjective norm, image, banks initiative, internet banking self-efficacy, internet usage efficacy, trust, perceived risk, trialability and government support on the existing constructs of the technology acceptance model (TAM) and to test measurement invariance and the moderating effect of the demographic variables on the relationship between the la
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Tovee, M. J., E. T. Rolls, and P. Azzopardi. "Translation invariance in the responses to faces of single neurons in the temporal visual cortical areas of the alert macaque." Journal of Neurophysiology 72, no. 3 (1994): 1049–60. http://dx.doi.org/10.1152/jn.1994.72.3.1049.

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1. The responses of single neurons in the inferior temporal cortex and the cortex in the banks of the anterior part of the superior temporal sulcus of three awake, behaving macaques were recorded during a visual fixation task. Stimulus images subtending 17 or 8.5 degrees were presented in the center of the display area, and fixation was either at the center of the display area, or at one of four positions that were on the stimulus, or several degrees off the edge of the test stimulus. The experiments were performed with face-selective cells, and the responses were compared for fixation at each
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Rajeev, K. S., and Suresh Subramoniam. "Exploratory Factor Analysis for the Identification of Dimensions Which Cause Non-Performing Assets in Non-Banking Financial Institutions." GIS Business 12, no. 5 (2017): 60–74. http://dx.doi.org/10.26643/gis.v12i5.3345.

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According to Reserve Bank of India (RBI) Governor, public sector banks are having stressed accounts equivalent to over Rs.7 lakh Crores including non-performing assets (NPA) and restructured loans (News Asia, 2016). RBI has also pointed out that gross NPA of public sector banks has risen to 6.03% during June 2015 from 5.20% during March 2015. As banks have growing huge bad debts, steps are being laid down by the RBI and the government to help lending banks clean up their balance sheet by 2017. NPAs impact bank growth or stability and deteriorate profits, increase provisions, reduce reserves, a
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Jawak, S. D., S. N. Panditrao, and A. J. Luis. "Enhanced Urban Landcover Classification for Operational Change Detection Study Using Very High Resolution Remote Sensing Data." ISPRS - International Archives of the Photogrammetry, Remote Sensing and Spatial Information Sciences XL-8 (November 28, 2014): 773–79. http://dx.doi.org/10.5194/isprsarchives-xl-8-773-2014.

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This study presents an operational case of advancements in urban land cover classification and change detection by using very high resolution spatial and multispectral information from 4-band QuickBird (QB) and 8-band WorldView-2 (WV-2) image sequence. Our study accentuates quantitative, pixel based, image difference approach for operational change detection using very high resolution pansharpened QB and WV-2 images captured over San Francisco city, California, USA (37° 44" 30N', 122° 31" 30' W and 37° 41" 30° N ,122° 20" 30' W). In addition to standard
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Gautam, Prakash Kumar. "Training Culture and Employees Performance in Nepali Banking Industry." International Research Journal of Management Science 3 (December 1, 2018): 64–80. http://dx.doi.org/10.3126/irjms.v3i0.28036.

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Training culture is the aggregate of meaning, values, practices, attitude and behavior as to invest in training and development so that organizational knowledge and skills could be enhanced. Advanced knowledge, capabilities and skills are proved to be source of competitive advantage of the organization as these assets hold dominant role in customer’s satisfaction and retention. Organizations have two choices as to acquire competent employees from the industry or to build their competencies. The second choice becomes more appropriate from organizational image, employee satisfaction and retentio
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Sun, Jun, Yan Wang, Xiao Hong Wu, and Xiao Dong Zhang. "The Nitrogen Quantitative Model Based on Hyperspectral Image of Tomato Leaf." Advanced Materials Research 466-467 (February 2012): 191–95. http://dx.doi.org/10.4028/www.scientific.net/amr.466-467.191.

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Based on hyperspectral image which integrates spectrum and image information, the tomato leaf nitrogen model is built. Tomato samples were soillessly cultured with different nitrogen content. The hyperspectral images of tomato leaves are gathered at different stages of tomato. Kjeldahl method determines nitrogen content of the corresponding tomato leaves. According to the hyperspectral information of leaf, the characteristic wave bands of tomato nitrogen are obtained in the method of stepwise regression. The images in the characteristic bands are processed and analyzed, and image features whic
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Mahadin, Bushra K., and Mamoun N. Akroush. "A study of factors affecting word of mouth (WOM) towards Islamic banking (IB) in Jordan." International Journal of Emerging Markets 14, no. 4 (2019): 639–67. http://dx.doi.org/10.1108/ijoem-10-2017-0414.

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PurposeThe purpose of this paper is to identify factors affecting word-of-mouth (WOM) towards Islamic Banking (IB) in Jordan through understanding the roles of service quality and perceived value.Design/methodology/approachA self-administered survey was hand-delivered to the targeted sample of Islamic banks customers in Jordan. The authors delivered 400 questionnaires to customers from which 352 were deemed valid for the analysis. Exploratory and confirmatory factor analyses were performed to assess the research constructs validity and composite reliability. Structural path analysis was also u
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Burai, Péter, and Ildikó Pechmann. "Usage of Different Spectral Bands in Agricultural Environmental Protection." Acta Agraria Debreceniensis, no. 13 (May 4, 2004): 123–26. http://dx.doi.org/10.34101/actaagrar/13/3395.

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Hyper and multispectral imaging systems are widely used in agricultural and environmental protection. Remote sensing techniques are suitable for evaluating environmental protection hazarsd, as well as for agriculture resource exploration. In our research we compared aerial hyper and multispectral images, as well as multispectral digital camera images with the background data from the test site. Hyperspectral records were obtained using a new 80-channeled aerial spectrometer (Digital Airborne Imaging Spectrometer /DAIS 7915/. We have chosen two farms where intensive crop cultivation takes place
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Zhang, Shuliang L., Jerilyn A. Pezzuti, Michael D. Morris, et al. "Hyperspectral Raman Line Imaging of Syndiotactic Polystyrene Crystallinity." Applied Spectroscopy 52, no. 10 (1998): 1264–68. http://dx.doi.org/10.1366/0003702981942753.

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The crystallinity of syndiotactic polystyrene (sPS) is studied by hyperspectral Raman line imaging. Images of a 140 × 1200 μm region of an sPS test piece containing 39 200 pixels/image were generated from spectra taken over the wavenumber interval between 300 and 875 cm−1. The spectral region includes the moderate-intensity crystallinity-sensitive bands in the 770 800 cm−1 region, as well as other useful but weaker marker bands. Factor analysis was used to extract structure information from the set of spectra. Four non-noise factors were extracted; two were assigned to crystalline and amorphou
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Werner, PA. "Principles of restoration ecology relevant to degraded rangelands." Rangeland Journal 12, no. 1 (1990): 34. http://dx.doi.org/10.1071/rj9900034.

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The main task of rangeland restoration seems to be one of repair, or reassembly, of damaged landscapes and biota, but in fact, managers and scientists must assemble entirely new communities of plants and animals. The goals of particular restoration projects vary greatly, although they often contain the same set of potentially incompatible qualities, that is, the new community may be required to be selfsustaining, stable, minimally disruptive to native biota, and yet produce a high yield of introduced animals. Ecological principals, theories, paradigms, and current ideas which may be usefully a
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Pałka, Filip, Wojciech Książek, Paweł Pławiak, Michał Romaszewski, and Kamil Książek. "Hyperspectral Classification of Blood-Like Substances Using Machine Learning Methods Combined with Genetic Algorithms in Transductive and Inductive Scenarios." Sensors 21, no. 7 (2021): 2293. http://dx.doi.org/10.3390/s21072293.

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This study is focused on applying genetic algorithms (GAs) to model and band selection in hyperspectral image classification. We use a forensic-inspired data set of seven hyperspectral images with blood and five visually similar substances to test GA-optimised classifiers in two scenarios: when the training and test data come from the same image and when they come from different images, which is a more challenging task due to significant spectral differences. In our experiments, we compare GA with a classic model optimisation through a grid search. Our results show that GA-based model optimisa
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