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1

Udohaya, Nse. Impact Investing and Financial Inclusion. Springer Nature Switzerland, 2025. https://doi.org/10.1007/978-3-031-87841-1.

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2

Elliot, Hannah. Impact of HSNP on financial markets and financial inclusion. FSD Kenya, 2014.

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3

Kaur, Sumeet. Financial inclusion through self help groups in Punjab: Impact evaluation. Serials Publications Pvt. Ltd., 2015.

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4

Association of Ethiopian Microfinance Institutions, ed. Impact of the Association of Ethiopian Microfinance Institutions on the development of inclusive finance in Ethiopia. Association of Ethiopian Microfinance Institutions, 2011.

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5

Wealth, Anchor. Impact of the Association of Ethiopian MIcrofinance Institutions on the development of inclusive finance in Ethiopia. Association of Ethiopian Microfinance Institutions, 2011.

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6

Sameer, Kochhar, and Academic Foundation (New Delhi, India), eds. Financial inclusion. Academic Foundation, 2009.

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7

Muschert, Glenn W., Vijay Pereira, Vikash Ramiah, and Asli Cansin Doker, eds. Financial Inclusion. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-68803-4.

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8

Mhlanga, David. Digital Financial Inclusion. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-16687-7.

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Gopalan, Sasidaran, and Tomoo Kikuchi, eds. Financial Inclusion in Asia. Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/978-1-137-58337-6.

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10

Teki, S. Microfinance and financial inclusion. Academic Foundation in association with Institute of Public Enterprise, 2012.

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11

Zhu, Hongmei, and Wenting Zhang. Financial Inclusion in China. Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-99-5663-0.

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12

Sharma, Vikas, Munish Gupta, Nilesh Arora, and Aijaz A. Shaikh. FinTech and Financial Inclusion. Routledge, 2025. https://doi.org/10.4324/9781003514114.

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13

Mohammed, Essam Yassin, and Zenebe Bashaw Uraguchi, eds. Financial Inclusion for Poverty Alleviation. Routledge, 2017. http://dx.doi.org/10.9774/gleaf.9781315103457.

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14

S., Ananda, and Dharmendra Singh, eds. Financial Inclusion in Emerging Markets. Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-16-2652-4.

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S., Ananda, and Dharmendra Singh, eds. Financial Inclusion in Emerging Markets. Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-16-2652-4.

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16

Ahmad Malik, Firdous, and D. K. Yadav. Financial Inclusion Schemes in India. Springer Nature Singapore, 2022. http://dx.doi.org/10.1007/978-981-19-1316-7.

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17

Zulkhibri, Muhamed, and Abdul Ghafar Ismail, eds. Financial Inclusion and Poverty Alleviation. Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-69799-4.

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18

Bhowmik, Sharit K., and Debdulal Saha. Financial Inclusion of the Marginalised. Springer India, 2013. http://dx.doi.org/10.1007/978-81-322-1506-6.

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19

Singha, A. Rajmani. Financial inclusion for inclusive growth. Concept Publishing Company, 2013.

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20

Kandpal, Vinay, Deep Chandra, Narendra N. Dalei, and Jatinder Handoo. Financial Inclusion in Circular Economy. Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-22723-3.

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21

Gangadhar, Banerjee, and Mohapatra N. P, eds. Towards financial inclusion in India. SAGE, 2011.

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22

Treasury, Great Britain. Financial inclusion: The way forward. HM Treasury, 2007.

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23

Datta, Srimoyee, and Tarak Nath Sahu. Financial Inclusion and Livelihood Transformation. Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-99-4141-4.

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24

Ahmad Malik, Firdous, and Tarika Singh Sikarwar. The Economics of Financial Inclusion. Routledge, 2024. http://dx.doi.org/10.4324/9781032655185.

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25

Mader, Philip. Microfinance and Financial Inclusion. Edited by David Brady and Linda M. Burton. Oxford University Press, 2017. http://dx.doi.org/10.1093/oxfordhb/9780199914050.013.38.

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This article examines the impact of microfinance—the provision of financial services to poor and low-income populations, usually in the global South—on poverty. Microfinance is regarded as a financial market solution to the social problem of poverty, promising poverty alleviation in a market-friendly and cost-efficient way. Proponents hope that the financial inclusion of poor and low-income population segments will help them cope better with multifaceted problems of poverty, in particular their uncertain and low incomes. This article first provides an overview of microfinance, focusing on its
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26

McGuinness, Elizabeth, Silvia Storchi, Anne Folan Anne Folan and Associates, and Emilio Hernandez. Research and Learning Agenda for the Impact of Financial Inclusion. Independently Published, 2020.

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27

Addressing Gender Norms to Increase Financial Inclusion: Designing for Impact. Independently Published, 2022.

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28

Faz, Xavier, and Gayatri Murthy. Fintech and Financial Inclusion: A Funders' Guide to Greater Impact. Independently Published, 2021.

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29

Heng, Dyna. Impact of the New Financial Services Law in Bolivia on Financial Stability and Inclusion. International Monetary Fund, 2015.

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30

Heng, Dyna. Impact of the New Financial Services Law in Bolivia on Financial Stability and Inclusion. International Monetary Fund, 2015.

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31

Heng, Dyna. Impact of the New Financial Services Law in Bolivia on Financial Stability and Inclusion. International Monetary Fund, 2015.

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32

Leo, Sabrina, and Mario La Torre. Contemporary Issues in Sustainable Finance: Exploring Performance, Impact Measurement and Financial Inclusion. Springer International Publishing AG, 2023.

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33

Contemporary Issues in Sustainable Finance: Exploring Performance, Impact Measurement and Financial Inclusion. Springer International Publishing AG, 2024.

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34

Carranza, Eliana, Aletheia Donald, Florian Grosset, and Supreet Kaur. Taking Control: How Financial Inclusion Impacts Labor Supply. Washington, DC: World Bank, 2023. http://dx.doi.org/10.1596/39996.

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35

Heng, Dyna, Serey Chea, and Bomakara Heng. Impacts of Interest Rate Cap on Financial Inclusion in Cambodia. International Monetary Fund, 2021.

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36

Heng, Dyna, Serey Chea, and Bomakara Heng. Impacts of Interest Rate Cap on Financial Inclusion in Cambodia. International Monetary Fund, 2021.

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37

Heng, Dyna, Serey Chea, and Bomakara Heng. Impacts of Interest Rate Cap on Financial Inclusion in Cambodia. International Monetary Fund, 2021.

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38

Dabla-Norris, Era. Identifying Constraints to Financial Inclusion and Their Impact on GDP and Inequality: A Structural Framework for Policy. International Monetary Fund, 2015.

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39

Unsal, Filiz, Robert Townsend, Era Dabla-Norris, and Yan Ji. Identifying Constraints to Financial Inclusion and Their Impact on GDP and Inequality: A Structural Framework for Policy. International Monetary Fund, 2015.

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40

Unsal, D. Filiz, Era Ms Dabla-Norris, Robert Townsend, and Yan Ji. Identifying Constraints to Financial Inclusion and Their Impact on GDP and Inequality: A Structural Framework for Policy. International Monetary Fund, 2015.

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41

Prabhakar, Rajiv. Financial Inclusion. Policy Press, 2021. http://dx.doi.org/10.1332/policypress/9781447345466.001.0001.

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Should the public play a greater role within the financial system? Decisions about money are a part of our everyday lives. Supporters promote financial inclusion as a way of helping people navigate decisions about money. However, critics fear these policies promote the financialisation of the welfare state and turn citizens into consumers. Presenting a nuanced, critical analysis of financial inclusion, the book brings together the supportive and critical literatures which have, until now, developed in parallel. Addressing key issues including the poverty premium, financial capability and housi
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42

Financial Inclusion. Agenda, 2020.

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43

Kirwan, Samuel. Financial Inclusion. Agenda, 2020.

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44

Osman, Abdul Magid, and Djamila Pontes Osman. Putting the financial system to work for the poor and SMEs. UNU-WIDER, 2020. http://dx.doi.org/10.35188/unu-wider/2020/886-3.

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The financial inclusion effort achieved positive results, with the number of Mozambicans having access to banking services increasing considerably, particularly after 2011–12. However, the economic and social impact was limited, considering that farm productivity has remained low and poverty levels are still high. The neoliberal doctrine in the economic sphere, its expression in the restrictive monetary policies, and the weakness of the multi-party democracy system have been institutional factors restricting economic and social development. Consequently, this study proposes some institutional
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45

McNally & co. [from old catalog] Rand. Promoting Financial Inclusion. Stationery Office Books (TSO), 2004.

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46

Speeding financial inclusion. Academic Foundation, 2009.

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47

Speeding financial inclusion. Academic Foundation, 2009.

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48

Financial Inclusion in Malaysia. Washington, DC, 2017. http://dx.doi.org/10.1596/27543.

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49

Financial Inclusion Beyond Payments. World Bank, Washington, DC, 2019. http://dx.doi.org/10.1596/31577.

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50

Financial Inclusion in Romania. World Bank, Washington, DC, 2020. http://dx.doi.org/10.1596/33629.

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