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Journal articles on the topic 'Indian Banking'

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1

Sharma, Hemendra, and Sadhana Tiwari. "Indian Banking Sector." VEETHIKA-An International Interdisciplinary Research Journal 9, no. 2 (2023): 1–3. http://dx.doi.org/10.48001/veethika.2023.09.02.001.

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When developing a new marketing strategy, the customer is king, and the customer is the protagonist. Customers are at the heart of any successful marketing strategy. Banking field has a unique relationship between customer and the bank. However, due to various reasons such as lack of education, new technical skills, financial goals and risk of failure, some banks use traditional marketing methods while others adopt CRM. With this in mind researchers undertook a modest attempt to develop the idea that’s CRM could be customized to continuously improve banking services across the banking industry
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2

Waghmode, Balu Maruti. "Electronic Banking – An Indian Experience." International Journal of Economics, Business, Accounting, Agriculture and Management towards Paradigm Shift in Research (IJEBAMPSR) 2, no. 1 (2025): 112–15. https://doi.org/10.5281/zenodo.15285832.

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<strong><em>Abstract</em></strong> <em>The term "e-banking," or "electronic banking," describes how banks and other financial organisations use digital platforms to provide services including loan applications, fund transfers, balance enquiries, and bill payments, among others. Over the past 20 years, e-banking use in India has increased significantly, particularly following the IT revolution and economic liberalisation in the 1990s. In today's environment, the significance of e-banking is immense. Without e-banking, banks cannot operate effectively. Digital transformation involves shifting fr
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3

International Monetary Fund. "Competition in Indian Banking." IMF Working Papers 05, no. 141 (2005): 1. http://dx.doi.org/10.5089/9781451861600.001.

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4

Gupta, L. N. "Indian Banking and Globalization." Indian Economic Journal 57, no. 3 (2009): 174–75. http://dx.doi.org/10.1177/0019466220090312.

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5

Prasad, A., and Saibal Ghosh. "Competition in Indian Banking." South Asia Economic Journal 8, no. 2 (2007): 265–84. http://dx.doi.org/10.1177/139156140700800205.

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6

Islam, Jamid Ul, and Zillur Rahman. "Awareness and willingness towards Islamic banking among Muslims: An Indian perspective." International Journal of Islamic and Middle Eastern Finance and Management 10, no. 1 (2017): 92–101. http://dx.doi.org/10.1108/imefm-01-2016-0017.

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Purpose This study aims to explore the awareness and willingness of Muslim Indians toward Islamic banking. Subsequent to financial crises during the past few decades, Islamic banking has attained global acceptance and has gained a momentum in emerging economies as a substitute for the conventional (interest-based) banking. As India ranks third in terms of Muslim population globally, it is quite spontaneous to analyze the concept of Islamic banking in an Indian perspective. Design/methodology/approach To collect data, adopting purposive sampling, a sample of 290 Indian Muslims was surveyed in D
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7

Goyal, Akhil, and Dr Sudhinder Singh Chowhan. "Indian Banking Industry- Customer Satisfaction." Indian Journal of Applied Research 3, no. 1 (2011): 95–98. http://dx.doi.org/10.15373/2249555x/jan2013/38.

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8

Barot, Haresh B. "Indian Banking – A Future Ahead." International Journal of Scientific Research 1, no. 2 (2012): 114–16. http://dx.doi.org/10.15373/22778179/jul2012/38.

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9

Vijai, C., and P. Anitha. "Information Technology in Indian Banking Sector Some Recent Developments." Shanlax International Journal of Commerce 8, no. 1 (2020): 65–71. http://dx.doi.org/10.34293/commerce.v8i1.985.

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The banking sector could be the backbone of the Indian economy. In today’s era, technology support is incredibly necessary for the triple-crown functioning of the banking sector. While not IT and communication, we tend to cannot accept the success and growth of the industry and economy, it’s enlarged the role of the banking sector within the Indian economy. Run batted in new rules and supporting new technology and innovation for the client within the banks. The Indian banking sector was introduced the RTGS, mobile banking, Digital Wallets, UPI, Blockchain Technology, computing, Cloud Banking,
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10

Himanshu, Arya. "E Banking The Emerging Trend." International Journal of Trend in Scientific Research and Development 3, no. 4 (2019): 449–55. https://doi.org/10.31142/ijtsrd23689.

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Indian banking sector is one of the fastest growing sector in India. Post globalization period private banks and foreign banks entered in this sector and stimulated the competition. Information technology completely changed the picture of Indian banking industry. Private and foreign banks adopted new ways of delivering services to its customers. Electronic transactions are adopted instead of traditional banking. This was the tuff time for Indian public sector banks to maintain their customer base. After this situation arise, RBI took various initiatives to introduce information technology regu
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11

Mazhar, Shabana. "Islamic Banking: Inclusion in the Indian Banking Sector." IOSR Journal of Business and Management 12, no. 6 (2013): 01–07. http://dx.doi.org/10.9790/487x-1260107.

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12

Makawa, Elizabeth. "INTERNET BANKING." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 05 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem34310.

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The paper describes the current state of Internet banking in India and discusses its implications for the Indian banking industry. Particularly, it seeks to examine the impact of Internet banking on banks’ performance and risk. Using information drawn from the survey of 85 scheduled commercial bank’s websites, during the period of June 2007, the results show that nearly 57 percent of the Indian commercial banks are providing transactional Internet banking services. The univariate analysis indicates that Internet banks are larger banks and have better operating efficiency ratios and profitabili
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13

B., Nisha. "A Study on Beta Analysis of Banking Sectors Listed in NSE." International Journal of Trend in Scientific Research and Development 3, no. 2 (2019): 1001–4. https://doi.org/10.31142/ijtsrd18978.

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The Reserve Bank of India RBI is Indias central bank. Though public sector banks currently dominate the banking industry, numerous private and foreign banks exist. Indias government owned banks dominate the market. Their performance has been mixed, with a few being consistently profitable. Several public sector banks are being restructured, and in some the government either already has or will reduce its ownership. India has an extensive banking network, in both urban and rural areas. All large Indian banks are nationalized, and all Indian financial institutions are in the public sector. The R
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14

Parmar, Bhikhabhai Dasabhai, and Rupal Patel. "A Study on Reforms of Banking Sector in India." RESEARCH REVIEW International Journal of Multidisciplinary 9, no. 10 (2024): 127–32. http://dx.doi.org/10.31305/rrijm.2024.v09.n10.013.

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Indian Banking industry plays very crucial role in the economic development but the rise in non-performing assets in Indian banks casts doubt on the credit system and threatens future economic prospects. Another concern confronting the Indian banking sector is a decline in profitability and return on assets. The Indian financial sector is plagued by corruption financial transactions. To meet the difficulties of banking modified in the banking system are essential. Major Reforms in banking sector in India have started in the year 1991. The primary focus of banking reform is to changes on NPA, c
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15

GEORGE, LEEJIA. "A Study on the Ethics in Modern Banking in India." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 02 (2025): 1–9. https://doi.org/10.55041/ijsrem41440.

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The role of ethics in modern banking is becoming increasingly vital as the financial sector evolves with the rise of digital technologies and global interconnectedness. This study examines the principles of banking ethics, the ethical issues faced by Indian banks, and the impact of digital banking on privacy and governance. Despite regulatory frameworks and technological advancements, unethical practices persist, particularly related to customer treatment, fraud, and data privacy. The research utilizes secondary data to assess the current state of ethics in the Indian banking system, focusing
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16

K., Muravardhana. "COMPREHENSIVE STUDY ON RECENT DEVELOPMENTS IN INDIAN BANKING SECTOR." Shanlax International Journal of Arts, Science and Humanities 6, S2 (2019): 167–74. https://doi.org/10.5281/zenodo.2632114.

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<em>Banking sector is treated as to be the back bone of the Indian economy. The task of banking industry is particularly vital as one of the leading and mostly essential service sector. The banking sector, being the indicator of the economy, is reflective of the macro-economic variables. While the Indian economy is yet to catch strength, the Indian banking system continues to deal with improvement in asset quality, execution of sensible risk management practices and capital adequacy. The paper focuses on the impact of reforms and analysis in Indian banking system. The Indian banking system con
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17

SHYAM SUNDAR, ITIKELA. "DIGITAL TECHNOLOGY IN BANKING POST DEMONETIZATION." International Journal of Engineering Technologies and Management Research 7, no. 7 (2020): 8–14. http://dx.doi.org/10.29121/ijetmr.v7.i7.2020.711.

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This research investigates the differences in the technology adoption behaviour of customers of Indian banks during the pre and post demonetization phase. The Survey results of 200 bank customers in India find that the Indians are still holding back from embracing the digital platforms to make payments. The study could not establish the constructive effects of demonetization in e-banking adoption behaviour, despite the significant growth in the use of small digital payment platforms like Paytm. However, the usage of Point of Sale (POS) machines for transacting payments has increased tremendous
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18

Girish, Kumar. "IMPACT OF INFORMATION TECHONOLOGY ON INDIAN BANKING SYSTEM." Shanlax International Journal of Arts, Science and Humanities 6, S2 (2019): 264–75. https://doi.org/10.5281/zenodo.2637599.

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<em>Banking system plays a very important role in the Indian economy. It is like a central nerve to a nation&rsquo;s economy as it caters to the financial needs of credit in all the domains of the society. The growth and advancements in technology has led to a paradigm shift in the entire banking operations and systems. Further the development of e-banking created a massive change in terms of fulfilling customers&rsquo; divergent needs. The two fold objectives of current budget, namely, demonetization and GST, purely depend on digital banking. The present study explores the influence of techno
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19

Dr., Mohan S. Rode. "Emerging Challenging Face in Indian Banking." International Journal of Trend in Scientific Research and Development 2, no. 3 (2019): 2311–17. https://doi.org/10.31142/ijtsrd11669.

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Banks now a day&#39;s plan to lay greater stress on consumer banking in the coming years, with a view to achieve higher market penetration and profitability. Technology has paved way for expanding the horizon of consumer banking and has smartened up the said business of banking. In the pre liberalization days, banking was considered as a chore you would like to finish off as quickly as possible. Today, the scenario is totally different. Banks driven by the ever growing competition have improvised on existing features and created new facilities that are more customers friendly. Growing Indian m
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20

Dr.Rajeev shukla. "Impact on Indian Commercial Banks." Knowledgeable Research: A Multidisciplinary Journal 3, no. 01 (2024): 28–36. http://dx.doi.org/10.57067/ezva7g03.

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Financial system is the most important institutional and functional vehicle for economic transformation of any country. Banking sector is reckoned as a hub and barometer of the financial system. As concern of the economy, this sector plays a predominant role in the economic development of the country’s geographical pervasiveness of the bank coupled with the range and depth of their services matter and system an indispensable medium in every day transactions (Dutta, B.K. “Monetary Discipline and Indian Banking pp. 147). The virtual monopoly of banks in terms of mechanism touches the lives of mi
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21

Shraddha, Deoda. "Indian Banking Industry: Challenges and Opportunities." Journal of Research in Business, Economics and Management 1, no. 1 (2015): 1–6. https://doi.org/10.5281/zenodo.3969738.

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The banking industry in India has a huge canvas of history, which covers the traditional banking Practices from the time of Britishers to the reforms period, nationalization to privatization of banks and now increasing numbers of foreign banks in India. Therefore, Banking in India has been through a long journey. Banking industry in India has also achieved a new height with the changing times. The use of technology has brought a revolution in the working style of the banks. Nevertheless, the fundamental aspects of banking i.e. trust and the confidence of the people on the institution remain th
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22

Shraddha, Deoda. "Indian Banking Industry: Challenges and Opportunities." Journal of Research in Business, Economics and Management 1, no. 1 (2015): 1–6. https://doi.org/10.5281/zenodo.3982125.

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The banking industry in India has a huge canvas of history, which covers the traditional banking Practices from the time of Britishers to the reforms period, nationalization to privatization of banks and now increasing numbers of foreign banks in India. Therefore, Banking in India has been through a long journey. Banking industry in India has also achieved a new height with the changing times. The use of technology has brought a revolution in the working style of the banks. Nevertheless, the fundamental aspects of banking i.e. trust and the confidence of the people on the institution remain th
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23

Kedla, Shaila, Tarun, and N. Asha. "Fintech and the Future of Banking: The Rise of Neobanks and Digital-Only Financial Institutions." Scientia. Technology, Science and Society 2, no. 3 (2025): 63–67. https://doi.org/10.59324/stss.2025.2(3).06.

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In the present era of digitalization internet banking and mobile banking are transforming the entire world of financial services and banking facilities. Neo Banking which operates entirely on online is the game changer in the financial eco system of the Indian economy. This paper explores the growing popularity of neo-banking, its role in accelerating financial transformation, and challenges faced by the Indian banking sector with respect to neo banking.
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24

Kedla, Shaila, Tarun, and N. Asha. "Fintech and the Future of Banking: The Rise of Neobanks and Digital-Only Financial Institutions." Scientia. Technology, Science and Society 2, no. 3 (2025): 63–67. https://doi.org/10.59324/stss.2025.2(3).06.

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In the present era of digitalization internet banking and mobile banking are transforming the entire world of financial services and banking facilities. Neo Banking which operates entirely on online is the game changer in the financial eco system of the Indian economy.&nbsp; This paper explores the growing popularity of neo-banking, its role in accelerating financial transformation, and challenges faced by the Indian banking sector with respect to neo banking.
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25

Matheswaran, S. "Future for Indian Banking System." International Journal of Web Technology 6, no. 1 (2017): 16–19. http://dx.doi.org/10.20894/ijwt.104.006.001.004.

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26

TEJAM, VIDHYA S., and P. B. PATIL. "DEVELOPMENTS IN INDIAN BANKING SERVICES." Tactful Management Research Journal I, no. VI (2013): 1–5. http://dx.doi.org/10.9780/2319-7943/162013/27.

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27

Sangavarapu, Lalit, Shakti Mishra, Abraham Williams, and G. R. Gangadharan. "The Indian Banking Community Cloud." IT Professional 16, no. 6 (2014): 25–32. http://dx.doi.org/10.1109/mitp.2014.97.

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28

Sekar, Hemavathi. "Computerisation of Indian Banking Industry." Indian Economic Journal 45, no. 1 (1997): 146–51. http://dx.doi.org/10.1177/0019466219970112.

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29

Kamalam, G., and S. Murugaiyan. "Implications of E-Banking in Indian Scenario." Asian Journal of Managerial Science 5, no. 1 (2016): 7–11. http://dx.doi.org/10.51983/ajms-2016.5.1.1201.

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Introduction of technology in banking sector has enabled customers to avail the banking services at anytime and anywhere in the form of ATM, Mobile banking, &amp; Internet Banking. Banks today operate in a highly globalized, liberalized, privatized and a competitive environment. In order to survive in this environment banks have to use IT. Indian banking industry has witnessed a tremendous developments due to sweeping changes that are taking place in the information technology. Electronic banking has emerged from such an innovative development. The objective of the present paper is to study an
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30

B., Dr Neeraja. "Changing Environment in Indian Banking Sector." International Journal of Psychosocial Rehabilitation 24, no. 5 (2020): 3304–10. http://dx.doi.org/10.37200/ijpr/v24i5/pr202038.

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31

Rode, Dr Mohan S. "Emerging Challenging Face in Indian Banking." International Journal of Trend in Scientific Research and Development Volume-2, Issue-3 (2018): 2311–17. http://dx.doi.org/10.31142/ijtsrd11669.

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32

Agrawal, Rajendra Prakash, and A. H. Khan. "Indian Banking Sector and Micro Finance." International Journal of Trend in Scientific Research and Development Volume-2, Issue-2 (2018): 303–5. http://dx.doi.org/10.31142/ijtsrd9406.

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33

R Shet, Aruna. "Technological Innovations in Indian Banking Sector." International Journal of Scientific Engineering and Research 4, no. 5 (2016): 11–14. https://doi.org/10.70729/ijser15790.

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34

Tiwary, Bind Kumar. "Indian Banking Industry: Competition And Opportunities." International Journal of Scientific Research 1, no. 3 (2012): 65–67. http://dx.doi.org/10.15373/22778179/aug2012/22.

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35

TIWARI, RISHABH. "THE IMPLICATION OF ELECTRONIC BANKING ON INDIAN BANKING SECTOR." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 04 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem32707.

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Currently, India is the nation that is developing at the quickest rate in the globe, and since the demonetization of the country in 2016, there has been a spike in the e-banking industry of India. In the modern, digitalized world, electronic banking has become an essential component. The purpose of this study was to collect data regarding the history of electronic banking in India, analyze the current state of electronic banking in India through the use of surveys, and attempt to forecast the future of the electronic banking industry in India. In this study, we investigated seven distinct aspe
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36

Singh, Naib. "M-Banking: Perspective in Indian Business." Journal of Advance Research in Business Management and Accounting (ISSN: 2456-3544) 1, no. 1 (2015): 104–7. http://dx.doi.org/10.53555/nnbma.v1i1.147.

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Mobile banking in India is gaining more and more popularity in the present scenario. India is occupying the position of second largest mobile market in the world after China. The major finding of the study is that the future of mobile banking in India will be bright and certainly be more helpful in the development of banking sector. Our country is having vast access of mobile phone services as compared to developed European countries. In the year 2013 22.51 million people were using these services. The objective of the anytime banking can easily be obtained by mobile banking.
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37

Gowripeddi Hari kumar and N Ramanjaneyulu. "Recent innovations in indian banking sector." Journal of Management and Science 12, no. 1 (2022): 1–7. http://dx.doi.org/10.26524/jms.12.1.

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The banking sector plays asignificant role in the development of a country's economy. The development of the banking sector depends on the services they provide to customers from different angles. New competitors into the market, new business models, changing customer expectations and the breakdown of traditional services are all pushing traditional banks to launch new technology in their operations. The revolution in the banking sector led to the introduction of Automated Teller Machines (ATM’s), Cash Deposit Machines (CDM), Debit cards and Credit cards, Cheque Truncation System (CTS), NEFT (
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38

Mrs, Sunindita Pan. "Analysis of Frauds in Indian Banking Sector." International Journal of Trend in Scientific Research and Development 4, no. 3 (2020): 70–73. https://doi.org/10.5281/zenodo.3892395.

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Indian economy is one of the world&acirc;&euro;&trade;s fastest growing economies with special growth of banking sector in the past few decades. Banking sector is the backbone of any economy. The Indian banking sector has experienced considerable growth since the introduction of financial sector reforms and liberalisation of economy in 1991. Though the banking industry is well regulated by Reserve Bank of India, still the sector suffers from financial distress. This study endeavours to cover banking frauds. In this article, author analyses the current financial difficulties in the banking sect
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39

Dr., Dhananjaya. "Indian Banking: Challenges of Technological Advancement and Innovation." International Journal of Advance and Applied Research 4, no. 27 (2023): 70–76. https://doi.org/10.5281/zenodo.8262358.

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India&rsquo;s banking system has seen major fiscal inventions in the once decade as well as ways to promote fiscal addition, schemes that aim to take banking services to yet- to-be-banked areas. The colorful inventions in the Indian banking sector are ECS, RTGS, EFT, NEFT, ATM, Retail Banking, Debit &amp; Credit Cards, free advisory services, perpetration of standing instructions of guests, payments of mileage bills, fund transfers, internet banking, telephone banking, mobile banking, dealing insurance products, issue of free cheque books, rubberneck&rsquo;s cheques and numerous further value-
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40

Dr., Shrikant Fulsundar. "A Study on Digital Revolution in the Indian Banking Sector." International Journal of Advance and Applied Research S6, no. 22 (2025): 1207–11. https://doi.org/10.5281/zenodo.15543043.

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<em>The Banking sector plays an important role in the development of any country&rsquo;s economy. The financial support required by the economy to grow and develop has been supported by a strong and sustainable banking system. The banks in India have started computer-based technology in late 1980s. A strong and healthy banking system is important requirement for economic growth. Indian banking industry, today has undergone a major change and is observing an IT revolution. Implementing the internet banking approach has benefited both the consumers as well as banks. Considering the benefits, the
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41

Sakshi Vashisth. "A Study on Emerging Trends of Cyber Frauds and Digitalization in India Including Financial Cybercrime Legal Implications." Journal of Information Systems Engineering and Management 10, no. 47s (2025): 690–96. https://doi.org/10.52783/jisem.v10i47s.9330.

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Since the most recent demonetization in India, digital banking has grown in importance in the current era of digitalization. The digitization of banking has made fast financial transactions and opulent banking from anywhere at any time possible. In addition to promoting cashless transactions, the Indian government is offering financial. The current study aims to identify the many causes of fraud in the Indian banking sector and illustrate the types of fraud that have occurred since the banking industry went digital. Since India's recent demonetization, digital banking has grown in importance i
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42

Et. al., Mr G. Dhayanidhi,. "Impact Of Internet Bankingin Usage Of Consumer Satisfaction In Indian Banking Sector." Turkish Journal of Computer and Mathematics Education (TURCOMAT) 12, no. 10 (2021): 7236–41. http://dx.doi.org/10.17762/turcomat.v12i10.5613.

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Internet Banking is set the use of the infrastructure for virtual age to create possibilities, each in local &amp; worldwide market. IT allows the giant reducing of transaction price and the advent of recent kinds of banking possibilities that cope with the boundaries of time and distance. Banking possibilities are local, worldwide and on the spot in net banking. Internet banking is a web charge machine that allows clients of a financial institution or different economic establishments to behavior a number economic transactions via web sites of economic establishments. Internet banking has man
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43

Li, Zhiheng, Shuangzhe Liu, Fanda Meng, and Milind Sathye. "Competition in the Indian Banking Sector: A Panel Data Approach." Journal of Risk and Financial Management 12, no. 3 (2019): 136. http://dx.doi.org/10.3390/jrfm12030136.

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The paper aims to assess the level of competition in the Indian banking sector overall as well as within the three groups of banks: foreign owned, state owned (public sector), and privately owned. We use panel data for the period from 2005–2018. We found that the overall competition in the Indian banking sector is strong, although there are differences by type of bank ownership. The Indian banking market continues to be characterized by monopolistic competition. The various policy measures taken by the Indian government in recent years appear to have helped boost competition. A policy suggesti
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44

Dr., Parmeshwar Sheshrao Misal. "Digital Banking In India: Benefits And Challenges." 'Journal of Research & Development' 14, no. 7 (2023): 121–23. https://doi.org/10.5281/zenodo.7810323.

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Digital banking is one of the most significant progress in Indian banking sector. Digital banking means making financial transactions by using technology and the internet. Digital banking helps the customer with quicker and simpler banking. Late in 1980, banks in India started adopting computer-based technology. Since the banking system adopted technology, the Indian economy has made considerable progress forward. Hence Understanding and assessing the current condition of digital banking is essential. This paper goal is to overview the various digital banking products and provide an outline of
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45

Roy, Shweta, Kavita Mahar, S. Chandra Sekhar, and Basha S. Mahabub. "Indian Banking Industry: Challenges and Opportunities." International Journal of Management and Development Studies 12, no. 10 (2023): 08–15. http://dx.doi.org/10.53983/ijmds.v12n10.002.

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Traditional banking practices from the British era, through the reforms era, nationalization, privatization, and the rise of an ever-increasing number of international banks in India, all comprise a vast canvas that makes up India's banking industry's history. Thus, the development of banking in India has been a protracted process. Keeping pace with the trends, India's banking sector has also reached new heights. Banks' methods of operation have undergone a dramatic transformation as a result of technological advancements. The danger of a lack of work-life balance is particularly evident in th
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46

Dr., Ashok V. Ghorpade. "Recent Trends In Indian Banking Sector." Young Researcher S14, no. 1B (2025): 188–92. https://doi.org/10.5281/zenodo.14873696.

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<em>T</em><em>h</em><em>e banking sector plays a vital role&nbsp; in the development of one country&rsquo;s economy. The growth of banking sector depends upon the services provided by them to the customers in various aspects. The growing trend of banking services is found significant after the new economic reforms in India. Today, India has a fairly well developed banking system with different classes of banks &ndash; public sector banks, foreign banks, private sector banks &ndash; both old and new generation, regional rural banks and co-operative banks with the Reserve Bank of India as the fo
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47

Dr., S. Bulomine Regi, and C. Eugine Franco Dr. "INFORMATION TECHNOLOGY IN INDIAN BANKING SECTOR – CHALLENGES AND OPPORTUNITIES." International Journal of Multidisciplinary Research and Modern Education 3, no. 1 (2017): 78–82. https://doi.org/10.5281/zenodo.322358.

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Liberalization and globalization have brought several changes in the service sector in India and banking sector is no more exception to this changing phase. Rapid strides in information technology have redefined the role and structure of Indian banking sector. Banking system is shifted from traditional banking to modern customer oriented banking. Advancement in technology, global pressure and better customer services demand banks to enhance their quality of services which can assure efficient delivery of services with lesser cost and time and also maintaining reliability and convenience. Techn
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48

Rana, Rajat. "Covid-19 Paralyzing the Backbone of Indian Economy." Indian Journal of Economics and Finance 1, no. 4 (2022): 9–11. http://dx.doi.org/10.54105/ijef.c2512.111422.

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The Indian government's three-decade-old economic reforms altered the terrain of various sectors of the Indian economy. The banking sector was no exception. As a result of reforms, this industry has seen significant changes. The banking sector plays vital role because it provides one of the most critical services for a developing economy. India is one of the largest economy in the world and its US$ 2.52 trillion1 banking industry is the backbone of the Indian economy. The sector recovered well from global financial crisis and demonstrated its resilience when the industrialized economies were a
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49

Roy, Dipayan. "Analysis of Technical Efficiency of Indian Banking Sector." International Journal of Finance & Banking Studies (2147-4486) 3, no. 1 (2014): 150–60. http://dx.doi.org/10.20525/ijfbs.v3i1.176.

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The proactively evolved banking regulations in the Indian Banking sector under the authorative directive of the Reserve bank of India (RBI) has often brought about a change in the business strategy, capital structure and operations of the banks in the Indian banking sector. During these events of continuous change and adoption of Basel norms, we analyse the efficiency of the Indian banking sector with using Data Envelopment Analysis across three economic eras andacross the different ownership structures. The determinants of efficiency are selected on the basis of intermediation approach. We al
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Uppal, R. K. "Indian Banking – NEW Vision 2030." Journal of Education and Vocational Research 2, no. 5 (2011): 162–82. http://dx.doi.org/10.22610/jevr.v2i5.37.

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Dynamic changes are taking place in the Indian banking industry .The purpose of this paper is to access and analyze the future of Indian banking in the coming competitive era. With the help of ratio analysis method and various statistical techniques ,evaluates the performance of banking industry .In the post – second banking reforms era, Indian banks are very fastly changing and ready to face the global challenges. The paper has been divided into two parts, i.e pre-ebanking period and post -ebanking period. The paper concludes that the performance of banks much better in the post ebanking pe
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