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Journal articles on the topic 'Indian Public sector Banks'

Author: Grafiati

Published: 3 June 2025

Last updated: 19 July 2025

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1

B., Nisha. "A Study on Beta Analysis of Banking Sectors Listed in NSE." International Journal of Trend in Scientific Research and Development 3, no. 2 (2019): 1001–4. https://doi.org/10.31142/ijtsrd18978.

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The Reserve Bank of India RBI is Indias central bank. Though public sector banks currently dominate the banking industry, numerous private and foreign banks exist. Indias government owned banks dominate the market. Their performance has been mixed, with a few being consistently profitable. Several public sector banks are being restructured, and in some the government either already has or will reduce its ownership. India has an extensive banking network, in both urban and rural areas. All large Indian banks are nationalized, and all Indian financial institutions are in the public sector. The R

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D, Rajeshwari, Revamma Parvathi Anu, and Rajani G. "A Comparative Study on Operational Efficiency Achieved through Artificial Intelligence in Public Sector and Public Sector Banks." Shanlax International Journal of Arts, Science and Humanities 6, S1 (2018): 42–46. https://doi.org/10.5281/zenodo.2562935.

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The Indian banking system consist of 27 Public Sector Banks, 22 Private Sector Banks, 44 Foreign Banks, 56 Regional Rural Banks, 1589 Urban Co-operative Banks and 93550 Rural Co-operative Banks. Indian Banking Industry has innovative banking models for payments and receipts. But the Indian banking industry has to be  restructured to suit the needs of large number of people. The bank re-capitalization plan initiated by Government of India may increase credit growth in the Financial year 2019. The Government and Regulator have taken various steps to strengthen banki

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3

Yadav, Renu, Mahesh Chand Garg, Priyanka Banerji, Mansi Yadav, and Jonika Lamba. "Input oriented super efficiency evaluation of Indian commercial banks." Journal of Information and Optimization Sciences 45, no. 8 (2024): 2421–42. https://doi.org/10.47974/jios-1985.

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The purpose of this research paper is to measure and compare the super efficiency of Indian public and private sector banks having frequently scoring standard efficiency scores. The data of total 20 banks including 10 public sector banks and 10 private sector banks operating in India has been endorsed for 10 years (2013-2014 to 2021-22) as per highest the market capitalization of the banks. Using Data Envelopment Analysis, the paper evaluates the input oriented super efficiency scores of selected Indian public and private sector banks as per CRS and VRS approaches. Further, comparison of both

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Gupta, Kriti, and Anshuman Sharma. "An analysis the financial performance in terms of Liquidity of Public Sector Bank Private Sector Bank to the credit and Deposit Ratio." Journal of Advances and Scholarly Researches in Allied Education 21, no. 5 (2024): 438–43. https://doi.org/10.29070/dg5tns63.

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The investigation is crucial for the Indian economy. Due to the ever-changing nature of the Indian banking sector, it is first necessary to assess and compare the financial metrics of the nation's public and private banks. The proposed research makes several important advances to the study of banking and finance by comparing the performance measures of private and public banks in India. The study uses a sample size of two, with one bank representing the public sector (Indian Bank) and one representing the private sector (HDFC Bank). Two banks, one each from the public and private sectors, were

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Arya, Dr Leena. "Measuring Net NPA’s Of Public Sector Banks: A Study of Indian Public Sector Banks from 2017 to 2023." International Journal of Research Publication and Reviews 5, no. 8 (2024): 2583–88. http://dx.doi.org/10.55248/gengpi.5.0824.2152.

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6

V. Prabakaran, V. Prabakaran, and D. Lakshmi Prabha. "Performance Of Share Price Of Indian Public Sector Banks And Private Sector Banks - Comparative Study." Indian Journal of Applied Research 1, no. 5 (2011): 157–58. http://dx.doi.org/10.15373/2249555x/feb2012/58.

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7

Nayan J., Nayan J., and Dr M. Kumaraswamy Dr. M. Kumaraswamy. "Retail Credit Risk Management in Indian Public Sector Banks." Global Journal For Research Analysis 3, no. 8 (2012): 31–37. http://dx.doi.org/10.15373/22778160/august2014/10.

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Kaur, Priyadeep, and Dr Monica Bedi. "A STUDY OF NON-PERFORMING ASSETS AND PROFITABILITY IN INDIAN BANKING SECTOR." YMER Digital 21, no. 03 (2022): 406–12. http://dx.doi.org/10.37896/ymer21.03/43.

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Banking sector is one of the most important sectors of Indian Economy. Banking sector can be grouped into Public banks, private sector banks and foreign sector banks. Nowadays all the banks are facing the problem of Non-performing assets either it be the case of public banks or private sector banks. Non-performing assets are those assets where the lender of the money loses the money due to non-payment of principal amount or Interest amount by the borrower. This research paper analyses the problem of NPAs of selected Public and Private sector banks by evaluating the impact of profitability on N

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Ghosh, Bikramaditya. "Bankruptcy Modelling of Indian Public Sector Banks." International Journal of Applied Behavioral Economics 6, no. 2 (2017): 52–65. http://dx.doi.org/10.4018/ijabe.2017040104.

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The paper estimates earnings per share (EPS) of top three Indian public sector banks on the basis of Ohlson O score, Zmijewski score and Graham Number, for a period of 12 years (2004-2015), with the help of the generalized method of moments (GMM), along with the use of an artificial neural network (ANN) algorithm. The time period has been carefully selected so that it could capture crash and consolidation phase, along with unprecedented bull rally too. It has been found that the fitment of ANN based model is accurate. Thus, using this model, their future EPS during distress could be predicted

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10

Rajwanshi, Dr Vinod Kumar. "NPA in Indian public sector commercial banks." International Journal of Research in Finance and Management 5, no. 2 (2022): 233–34. http://dx.doi.org/10.33545/26175754.2022.v5.i2c.174.

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11

Ali, Anis. "Sustainability of Financial Soundness of Banks: An Evidence Form Public and Private Sector Banks." International Journal of Sustainable Development and Planning 17, no. 8 (2022): 2463–73. http://dx.doi.org/10.18280/ijsdp.170814.

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The banking sector plays a vital role in the growth and development of the economy of any nation. Nowadays, NPAs are great challenges for banks and harm profitability, and financial soundness, and hinder the operational activities of the banks. The Non-Performing Assets (NPAs) refer to the loans and advances of which payment of interest or principal amount is delayed, or missed as per the bank’s schedule. The purpose of the study is to find out the comparative financial soundness of the leading Indian public and private banks to get the hedging factors against the NPAs. Possibly, the hedging f

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Sharma, Prof Nidhi. "HRD Conducts Research Using Public Sector Banks and Private Sector Banks." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 06 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem36206.

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The banking sector, which is reliant on the health of the public, was discussed in this article. Only people use its services, and they are also the only ones who directly influence productivity. Up until 1969, banking was still in some ways a traditional enterprise. when the Indian government took over major banks. Banks became a powerful force for social change after being nationalized and ceased to be the sole source of finance for industry. The assertion that the banking industry is increasing astronomically is supported by additional proof in the form of statistics. The Indian banking ind

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Sharma, Hemendra, and Sadhana Tiwari. "Indian Banking Sector." VEETHIKA-An International Interdisciplinary Research Journal 9, no. 2 (2023): 1–3. http://dx.doi.org/10.48001/veethika.2023.09.02.001.

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When developing a new marketing strategy, the customer is king, and the customer is the protagonist. Customers are at the heart of any successful marketing strategy. Banking field has a unique relationship between customer and the bank. However, due to various reasons such as lack of education, new technical skills, financial goals and risk of failure, some banks use traditional marketing methods while others adopt CRM. With this in mind researchers undertook a modest attempt to develop the idea that’s CRM could be customized to continuously improve banking services across the banking industry

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14

Boora, Krishan, and Kavita Jangra. "Preparedness level of Indian public sector banks for implementation of Basel III." Managerial Finance 45, no. 2 (2019): 172–89. http://dx.doi.org/10.1108/mf-10-2017-0416.

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PurposeThe purpose of this paper is to explore the preparation level of Indian public sector banks for the implementation of Basel III. It is mandatory for public sector banks in India to make adequate preparations to comply with the Basel III international regulations.Design/methodology/approachThis study uses a modified questionnaire (Ernst & Young, 2013; AL-Tamimiet al., 2016) to examine the preparedness level of Indian public sector banks for implementing Basel III. Seven hypotheses are developed and tested.FindingsThe results show that Indian public sector banks are positively incline

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M, Hashim, and S. Sajeev. "Disturbing Non-Performing Asset (NPA) in Priority Sector and Non-Priority Sector Lending (NPSL) Between Public Sector and Private Sector Bank." Commerce & Business Researcher 14, no. 1 (2021): 113–22. http://dx.doi.org/10.59640/cbr.v14i1.113-122.

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The Indian banking industry faces an enormous issue in the form of Non-Performing Assets (NPA). Though NPAs are rampant in the Indian banking industry, particularly in Indian public sector banks, it is also the main reason for their obligatory lending to the priority sector. Banks have huge scope to extend credit to both the priority and non-priority sectors as the NPAs have not yet reached such magnitude that can seriously harm the efficiency of a bank. The problem of the NPAs is of great interest to academics and policymakers. The purpose of this paper is to check whether NPAs in Indian comm

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B.K., Dhanya, and Dr Velmurugan V.P. "Satisfaction Level of Customers in Demographic Variables in Public Sector Banks." Webology 19, no. 1 (2022): 1017–27. http://dx.doi.org/10.14704/web/v19i1/web19070.

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The aim of our study is to look at the impact of various demographic parameters on Internet banking service excellence, client value, fulfillment, and trust. Increased competition and the emergence of financial liberalization-driven technology are pushing significant changes in the way Indian banks operate and provide services to their consumers. Banks are rapidly going into a new era of fantastic technological banking in order to ensure functional excellence and improved consumer loyalty. Because using technology to provide banking services costs money and time, it's vital to assess whether t

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Vadrale, Kavita S., and V. P. Katti. "Branch Productivity of Selected Indian Public and Private Sector Banks." Contemporary Social Sciences 27, no. 4 (2018): 135–46. http://dx.doi.org/10.29070/27/58315.

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Ms. Nidhi Sharma, Dr. R. K. Tailor. "Measurement of Financial Performance of Public and Private Sector Banks of India." Tuijin Jishu/Journal of Propulsion Technology 44, no. 4 (2023): 5366–72. http://dx.doi.org/10.52783/tjjpt.v44.i4.1895.

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The banking sector of India is one of the fast-growing sectors and considered as a main pillar of Indian Economy. Indian banking sector helps to maintain a healthy financial system and a well growth economy. The banking sector is becoming more complex day by day Hence, performance evaluation, supervision and monitoring of financial statements of Banks is compulsory to ensure the stability of the economy. As the public sector banks comes under the government undertaking, they have to work more to provide better services than private sector banks as they work for customer welfare more than the p

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Dr., Dhananjay M. Chandanshive. "Status of Gross and Net Advances of Public Sector Banks During 2010-11 To 2019-20." International Journal of Advance and Applied Research S6, no. 19 (2025): 593–96. https://doi.org/10.5281/zenodo.15111173.

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<em>Indian public sector banks play a vital role in overall social economic development of the nation. Present research paper focuses on the status of gross and net advances of public sector banks during 2010-11 to 2019-20. In this research paper it is important to mention the meaning and importance of gross advances and net advances of public sector banks. It is found that Indian public sector banking year on year importantly increased more numbers of beneficiaries and advances also. In this research paper the difference between gross advances and net advances also explain. After so many bank

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M., Subbiramani, Ranjith G., and A. Balagurusamy Dr. "A CAMEL ANALYSIS ON PERFORMANCE OF PUBLIC AND PRIVATE SECTOR BANKS (WITH SPECIAL REFERENCE TO CANARA BANK AND HDFC BANK)." International Journal of Computational Research and Development 3, no. 1 (2018): 44–49. https://doi.org/10.5281/zenodo.1168511.

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Indian banking system has transformed in recent years due to globalization in the world market, which has resulted in fierce competition. In this article, an attempt has been made to rank the various commercial banks operating in India. The banks in India have been categorized into Public sector, Private sector and foreign banks. Banking sector is one of the fastest growing sectors in India. Today’s banking sector becoming more complex. Evaluating Indian banking sector is not an easy task. There are so many factors, which need to be taken care while differentiating good banks from bad on

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Himanshu, Arya. "E Banking The Emerging Trend." International Journal of Trend in Scientific Research and Development 3, no. 4 (2019): 449–55. https://doi.org/10.31142/ijtsrd23689.

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Indian banking sector is one of the fastest growing sector in India. Post globalization period private banks and foreign banks entered in this sector and stimulated the competition. Information technology completely changed the picture of Indian banking industry. Private and foreign banks adopted new ways of delivering services to its customers. Electronic transactions are adopted instead of traditional banking. This was the tuff time for Indian public sector banks to maintain their customer base. After this situation arise, RBI took various initiatives to introduce information technology regu

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22

Kaur, Mandeep, and Manpreet Kaur. "Web disclosure practices of Indian public sector banks." Asian Journal of Research in Banking and Finance 7, no. 9 (2017): 150. http://dx.doi.org/10.5958/2249-7323.2017.00112.2.

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23

Kumar, Ashish, and Sanjay Dhingra. "Evaluating the efficiency of Indian public sector banks." International Journal of Indian Culture and Business Management 13, no. 2 (2016): 226. http://dx.doi.org/10.1504/ijicbm.2016.078041.

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Bhanwar, Singh, and Pawan. "AN ANALYSIS OF INDIAN PRIVATE SECTOR BANKS USING CAMEL APPROACH." International Journal of Marketing & Financial Management 4, no. 7 (2016): 36–52. https://doi.org/10.5281/zenodo.10815919.

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<strong>ABSTRACT </strong> <strong> </strong> <em>Financial institutions are paramount tools in economy to boost the economic growth, especially banks are one of them. After the economic reforms 1991, Liberalization, privatization, globalization (LPG) growth of private sector banks increase tremendously. Private Banks contributes significantly in growth of economy. Initially banks are only limited to deposits and credits but today banks are perform various functions. Before to privatization of banks all financial needs of corporate and individual are meet by public sector banks but after

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Birt, Jacqueline, Mahesh Joshi, and Michael Kend. "Segment reporting in a developing economy: the Indian banking sector." Asian Review of Accounting 25, no. 1 (2017): 127–47. http://dx.doi.org/10.1108/ara-06-2015-0064.

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Purpose The purpose of this paper is to investigate the value relevance of segment information for both public and private sector banks in India. In doing so, this paper examines a rapidly developing economy and perhaps its most critical sector during this period of strong economic growth. Design/methodology/approach In this study uses the simplified Ohlson model, for a sample of 136 private sector and public sector banks for the period 2007-2010 in India. Findings The paper finds that public sector banks have higher share prices, higher earnings and more equity compared with private sector ba

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Singh, Sukhdev, Jasvinder Sidhu, Mahesh Joshi, and Monika Kansal. "Measuring intellectual capital performance of Indian banks." Managerial Finance 42, no. 7 (2016): 635–55. http://dx.doi.org/10.1108/mf-08-2014-0211.

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Purpose – The purpose of this paper is to measure the intellectual capital performance of Indian banks and established a relationship between intellectual capital and return on assets (ROA). The paper also compared the intellectual capital performance of public sector and private sector banks. Design/methodology/approach – This study is based on secondary data from the top 20 Indian banks. Ten banks were selected from each of the public and private sectors on the basis of paid-up equity capital. The analysis was made using the value added intellectual coefficient, the coefficient of variation,

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Lathwal, Savita, and Mansi Mansi. "Impact Analysis of Basel III Norms on the Profitability of Indian Public Sector Banks." Journal of Commerce and Accounting Research 14, no. 1 (2025): 123–32. https://doi.org/10.21863/jcar/2025.14.1.010.

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The banking sector of an economy is a prominent sector as it assists the flow of financial resources to productive sectors. The financial crisis of 2008 impelled the Basel Committee on Banking Supervision (BCBS) to introduce Basel III norms in the year 2010 to make banks more resilient during any such financial crisis. Using two key financial indicators—Return on Assets (ROA) and Return on Equity (ROE), this study seeks to evaluate the profitability of Indian public sector banks subsequent to the enforcement of Basel III regulations. This study is based on 12 Indian public sector banks and use

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Dr, Sheeja.R, Nayana C. V. Ms.Indhu, and S. Franklin John Dr. "A COMPARATIVE EVALUATION OF NON – PERFORMING ASSETS IN PUBLIC, PRIVATE AND FOREIGN SECTOR BANKS IN INDIA." Manager - The British Journal of Administrative Management 57, no. 145 (2021): 5–13. https://doi.org/10.5281/zenodo.5957736.

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<strong>ABSTRACT</strong> The main aim behind making this study is to know how public, private and foreign banks are operating their business and how NPAs play role to the operations of these banks. The is also focusing upon existing system in India to solve the problem of NPAs and comparative analysis to understand which bank is playing what role with concerned to NPAs. The purpose of this study was to compare the performance of public, private, and foreign commercial banks in terms of their NPA status and management in terms of operational performance of fifteen banks, five each from the pub

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M, Karuppanasamy, and Senthil Kumar N. "A Study on Non-Performing Assets (NPA) of Public and Private Sector Banks in Indian." Shanlax International Journal of Management 6, S1 (2019): 140–47. https://doi.org/10.5281/zenodo.2567713.

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The Indian banking system has undertaken significant transformation succeeding financial sector reforms. It is accepting international best practices with a idea to strengthen the banking sector. Some sensible and provisioning norms have been introduced, and these are forcing banks to recover efficiency and trim down NPAs to advance the financial wellbeing in the banking system. In the circumstantial of these developments, this study endeavors to inspect the state of issue of the Non- performing Assets (NPAs) of the public sector banks and private sector banks in India with special reference t

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DR, BHADRAPPA HARALAYYA, and S. AITHAL P. "STUDY ON PRODUCTIVE EFFICIENCY OF BANKS IN DEVELOPING COUNTRY." International Research Journal of Humanities and Interdisciplinary Studies ISSN Number:2582-8568 2, no. 5 (2021): 184–94. https://doi.org/10.5281/zenodo.4896870.

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The banking sector involves three noteworthy portions: Scheduled Commercial banks, State Cooperative banks, and different banks like NABARD. The booked business banks incorporate every single significant bank and record for over 98% of the considerable number of assets in the banking sector. The Indian banking industry, which is a noteworthy channel of financing the gainful sector, was to a great extent in the private sector until 1969 when all the real Indian banks in private sector were nationalized. Another arrangement of banks was nationalized in 1980s. A few private sector banks and some

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Keshava and Kumari Pavithra. "ANALYSIS ON IMPACT OF INDRADHANUSH PROJECT IN BANKING SECTOR IN INDIA." International Journal of Scientific Research and Modern Education 1, no. 2 (2016): 156–59. https://doi.org/10.5281/zenodo.198806.

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<em>It was on the period of time immediately before the occasion of India`s Independence day 2015 that government announced Indradhanush for Indian Public Sector Banks. The mission aimed to improving the functioning of Public Sector Banks. Modi impressed with the word Indradhanush and loved to give new slogans which can have some impact on the memory of the listeners/ leaders. By using the Indradhanush the bureaucrats in finance minister have tried to appraise Modi as this indicates 7colours (steps) and A2G for Public Sector Banks. A2G represents- Appointments, Bank Board Bureau, Capitalizatio

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Jha, Shiv Swaroop, and Premanand . "Merger of Indian Banks." VEETHIKA-An International Interdisciplinary Research Journal 9, no. 3 (2023): 1–5. http://dx.doi.org/10.48001/veethika.2023.09.03.001.

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In this study, we look at how merging Indian public sector banks has affected their ability to work together more efficiently. The purpose of this study is to determine whether this merger would really speed up India's economic development. Bank merger advantages have been analysed using many metrics, including CASA ratio, CRAR ratio, CET I ratio, and advance and deposit size. Net nonperforming asset ratios have also been monitored in order to assess asset quality. The consolidation of 10 public sector banks into 4 is an attempt to achieve size and geographic diversity via consolidation. The m

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Kumar Panda, Santosh, Ganesh Prasad Panda, and Anil Kumar Swain. "DETERMINANTS OF PRIORITY SECTOR LENDING OF INDIAN PUBLIC SECTOR BANKS: AN ECONOMETRIC ANALYSIS." International Journal of Research -GRANTHAALAYAH 5, no. 7 (2017): 461–73. http://dx.doi.org/10.29121/granthaalayah.v5.i7.2017.2154.

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Compulsory sanctioning credit or priority sector lending (PSL) is part of the regulatory framework for commercial banks/ financial institutions in many countries, both developing and developed. However, compliance and lending effectiveness of such programs may be determined by a number of factors. This may be particularly so in developing countries, where availability of finance for the vulnerable sectors likes agriculture, small businesses, weaker sections, are scarce. The present paper aims at examining the patterns of priority sector lending by banks, with a view to identifying the factors

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Santosh, Kumar Panda, Prasad Panda Ganesh, and Anil Kumar Swain Dr. "DETERMINANTS OF PRIORITY SECTOR LENDING OF INDIAN PUBLIC SECTOR BANKS: AN ECONOMETRIC ANALYSIS." International Journal of Research - Granthaalayah 5, no. 7 (2017): 461–73. https://doi.org/10.5281/zenodo.838920.

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Compulsory sanctioning credit or priority sector lending (PSL) is part of the regulatory framework for commercial banks/ financial institutions in many countries, both developing and developed. However, compliance and lending effectiveness of such programs may be determined by a number of factors. This may be particularly so in developing countries, where availability of finance for the vulnerable sectors likes agriculture, small businesses, weaker sections, are scarce. The present paper aims at examining the patterns of priority sector lending by banks, with a view to identifying the factors

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Dr., Ashok V. Ghorpade. "Recent Trends In Indian Banking Sector." Young Researcher S14, no. 1B (2025): 188–92. https://doi.org/10.5281/zenodo.14873696.

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<em>T</em><em>h</em><em>e banking sector plays a vital role  in the development of one country’s economy. The growth of banking sector depends upon the services provided by them to the customers in various aspects. The growing trend of banking services is found significant after the new economic reforms in India. Today, India has a fairly well developed banking system with different classes of banks – public sector banks, foreign banks, private sector banks – both old and new generation, regional rural banks and co-operative banks with the Reserve Bank of India as the fo

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S., Nitish Nair, and Kandulna Prasanth. "Customer Relationship Management in Public Sector Banks." ACCST RESEARCH JOURNAL XIX, no. 2, 2021 (2021): 1–5. https://doi.org/10.5281/zenodo.6074765.

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             Indian Banks have recorded a phenomenal growth in the past decade with the initiation of Economic Reforms. In an attempt to be more profitable, the banks have become competitive and more customer-oriented. This new orientation has compelled them to take a more pragmatic approach for conducting the business. In the backdrop of this scenario, the study reviewed implementation of Customer Relationship Management (CRM).

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Jimmy Carter, R. "A Study on “Camels” and Performance Evaluation of SBI & Indian Bank." Shanlax International Journal of Arts, Science and Humanities 11, S2-Feb (2024): 16–25. http://dx.doi.org/10.34293/sijash.v11is2-feb.7416.

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The Banking sector is one of the vital components of the financial system. Public sector banks are those in which the government holds more than 50% of the total stock. The government formulates all the financial guidelines for public sector banks. This study entitled “A Study on “CAMELS” and Performance Evaluation of SBI & INDIAN Bank” to understand the financial performance of both public sector banks for a period of five years from 2017-2018 to 2021-2022. The main objective of the study is to compare and evaluate the financial performance of SBI & INDIAN banks. The study is analytic

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Dawar, Gaurav, and Swati Goyal. "OWNERSHIP STRUCTURE & RISK IN INDIAN BANKS: A COMPARISON OF PRIVATE AND PUBLIC BANKS." INTERNATIONAL JOURNAL OF MANAGEMENT & INFORMATION TECHNOLOGY 1, no. 1 (2012): 7–12. http://dx.doi.org/10.24297/ijmit.v1i1.1453.

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Banking sector is one of dominant sector and represents growth and development of the economy. The sector has been one of the top performers in stock market. Indian Stock Market experienced great volatility during the period of 2007-2008. The study is about the ownership structure and risk in Indian banks which they encountered during the period of slow down in India. This paper examines the effect of ownership on performance and risk of commercial banks in India during the period 2000-2009. The study would examine whether there exists any significant difference in the performance and risk amo

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Tirumalaraju, Naveen. "Analyzing the fraud tendency in the Indian Banking sector." Journal of Management Research and Analysis 11, no. 3 (2024): 168–75. http://dx.doi.org/10.18231/j.jmra.2024.028.

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At present, the Indian banking sector is having of worldwide importance for a few years due to its robust regulatory measures and least bank failures during recession and other difficult situations. Banking plays a prominent role in providing required monetary resources for every sector to meet their objectives. At the same time, the banking sector has been facing major challenges like increasing fraudulent cases as Indian banks lost Rs.5.22 lakh crores public money by a way of fraud reporting during the last twelve years, which dents our country’s economy badly. The current study is to analyz

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Perwaiz, Minnat. "A Study of Performance Appraisal Practices in the Indian Banking Sector." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 06 (2025): 1–9. https://doi.org/10.55041/ijsrem50191.

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ABSTRACT The Indian banking sector, a pivotal component of the nation’s economic framework, is characterized by a diverse array of public and private sector banks. As this sector adapts to forces such as globalization, rapid technological innovation, and the mounting expectations of an increasingly discerning clientele, the function of human resource management assumes critical importance. Central to effective people management within banks is the Performance Appraisal System (PAS): a systematic method for assessing employee performance, informing promotion decisions, acknowledging accomplishm

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Bhatt, Vyomkesh. "A Study of The Evolution of Indian Banking Industry and Its Challenges." RESEARCH REVIEW International Journal of Multidisciplinary 05, no. 04 (2020): 19–25. https://doi.org/10.5281/zenodo.3821119.

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One of the traits of a developed economy is a well-developed, structured and efficient banking system. A well-developed banking system leads to increasing the efficiency of economy by mobilising savings and allocating them to a higher return investment. The Indian banking industry development can be categorised into the three distinct phases whereby the first phase is characterised by the establishment of the first bank in India- “Bank of Hindustan” to the passing of Banking Regulation Act,1949. The second phase is characterised by the nationalisation of banks in 1969 and the refor

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Sinha, Ram Pratap. "Asset Quality Based Ranking of Indian Commercial Banks – A Non-Parametric Approach." Asia Pacific Business Review 3, no. 2 (2007): 27–37. http://dx.doi.org/10.1177/097324700700300204.

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The present paper tries to make an asset quality based ranking of select (28) Indian commercial banks (20 public sector and eight private sector commercial banks) for the five year period 2000–01 to 2005–06 using Data Envelopment Analysis – a non parametric tool. The paper also compares the observed banks in terms of total factor productivity growth for the aforementioned period. The results obtained from the exercise indicate improvement in mean technical efficiency scores in 2004–05 relative to the previous four years. However, mean technical efficiency showed a declined in the next year. Th

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Bhoomika, B. "Impact of Covid 19 on Public sector banks in India." Journal of Research and Review in Accounting, Business & Finance Management 2, no. 2 (2024): 42–47. https://doi.org/10.5281/zenodo.14499415.

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<em>The main aim of the article was to analyze the profitability determinants and its effect on public sector banks in India. India was the research site for conducting the study. The study narrates the impact of factors like covid 19, net sales, cost of production, interest and selling and administration expenses on profitability in the banks, especially Indian public commercial banking sectors. There is also a comparison study made between the performance of 2 public sector banks during covid 19(2021).</em> <strong><em> </em></strong>

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BSR, Selvarajan. "A Study on Management of Non Performing Assets in Priority Sector reference to Indian Bank and Public Sector Banks (PSBs)." International Journal of Finance & Banking Studies (2147-4486) 2, no. 1 (2016): 31. http://dx.doi.org/10.20525/.v2i1.139.

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<p>The problem of NPA is not limited to only Indian public sector banks, but it prevails in the entire banking industry. Major portion of bad debts in Indian Banks arose out of lending to the priority sector at the dictates of politicians and bureaucrats. If only banks had monitored their loans effectively, the bad debt problem could have been contained if not eliminated. The present study has been designed to illustrate the necessity and the nature of the non-performing assets in Indian Bank, Tamil Nadu. Finding out Non Performing Assets –NPA- under the Priority sector lending in Indian

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Selvarajan, B., and G. Vadivalagan. "A Study on Management of Non Performing Assets in Priority Sector reference to Indian Bank and Public Sector Banks (PSBs)." International Journal of Finance & Banking Studies (2147-4486) 2, no. 1 (2013): 31–42. http://dx.doi.org/10.20525/ijfbs.v2i1.139.

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The problem of NPA is not limited to only Indian public sector banks, but it prevails in the entire banking industry. Major portion of bad debts in Indian Banks arose out of lending to the priority sector at the dictates of politicians and bureaucrats. If only banks had monitored their loans effectively, the bad debt problem could have been contained if not eliminated. The present study has been designed to illustrate the necessity and the nature of the non-performing assets in Indian Bank, Tamil Nadu. Finding out Non Performing Assets –NPA- under the Priority sector lending in Indian Bank and

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Chowdhury, Arnav. "Factors Affecting Customer Satisfaction in Public Sector Banks (With Special Reference to State Bank of India)." International Journal for Research in Applied Science and Engineering Technology 9, no. 10 (2021): 398–402. http://dx.doi.org/10.22214/ijraset.2021.38422.

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Abstract: Public sector banks in India play a vital role in the Indian economy, especially State Bank of India, as it is the largest public sector Bank in the country. However, gone are days when SBI was the only option for most of the people in India. With emergence of Private Sector Banks and other Public sector Banks, customer satisfaction plays an important role now a days. This research is all about finding the Factors affecting customer satisfaction in public sector banks with special reference to State Bank of India. Keywords: customer satisfaction in banks. State Bank of India, Banks i

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K., Muravardhana. "COMPREHENSIVE STUDY ON RECENT DEVELOPMENTS IN INDIAN BANKING SECTOR." Shanlax International Journal of Arts, Science and Humanities 6, S2 (2019): 167–74. https://doi.org/10.5281/zenodo.2632114.

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<em>Banking sector is treated as to be the back bone of the Indian economy. The task of banking industry is particularly vital as one of the leading and mostly essential service sector. The banking sector, being the indicator of the economy, is reflective of the macro-economic variables. While the Indian economy is yet to catch strength, the Indian banking system continues to deal with improvement in asset quality, execution of sensible risk management practices and capital adequacy. The paper focuses on the impact of reforms and analysis in Indian banking system. The Indian banking system con

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Mohan, M., and K. Someshwer Rao. "A study on operational performance of selected public and private sector banks in India." International Journal of Interdisciplinary and Multidisciplinary Research 6, no. 9 (2021): 26–33. http://dx.doi.org/10.54121/2021/09/1494.

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The banks are prime intermediaries in mobilising the resources to various sectors of Indian economy. The flow of bank credit has a positive impact on the growth of the banking sector and contributes increasing the national income, employment and production. The present study analysing the operational performance of the public and private sector banks in India. The purpose of the study two public and private sectors banks SBI, PNB and HDFC, ICICI banks selected. The study period covers five years 2015 to 2019. The data analysis has been done using the ratio analysis, descriptive statistics like

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S, Jeyalakshmi. "Reforms in Banking Sector in India." Shanlax International Journal of Commerce 6, S1 (2018): 13–16. https://doi.org/10.5281/zenodo.2529640.

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For the past three decades India’s banking system has several outstanding achievements to its credit. It is no longer confined to only metropolitans or cosmopolitans in India. In fact, Indian banking system has reached even to the remote corners of the country. Since the process of liberalization and reform of Lnking sector has undergone major transformation. The underlying objectives of the reform were to make the banking system more competitive, productive and profitable. Indian banks especially the public sector banks and the old private sector banks are

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Tanwar, Jyoti, Himanshu Seth, Arun Kumar Vaish, and N. V. M. Rao. "Revisiting the Efficiency of Indian Banking Sector: An Analysis of Comparative Models Through Data Envelopment Analysis." Indian Journal of Finance and Banking 4, no. 1 (2020): 92–108. http://dx.doi.org/10.46281/ijfb.v4i1.585.

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This study examines the efficiency of the overall Indian banking industry using Data Envelopment Analysis (DEA) and to perform a comparative efficiency analysis of public, private, and foreign banks using six varied forms. Also, providing ranks to the banks based on their efficiency. The study incorporates BCC output-oriented DEA model using a sample of 50 Indian banks (public banks = 17, private banks = 18, foreign banks = 15) for a period ranging from 2009-10 to 2018-19, hence incorporating the after-effects of the financial crisis and demonetization, this study uses panel data from 2009-10

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