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1

Université de Sherbrooke. Institut de recherche et d'enseignement pour les coopératives., ed. Local savings and credit organisations: Towards an innovative approach for rural Zimbabwe. Université de Sherbrooke, 1990.

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2

Aryeetey, Ernest. The complementary role of informal financial institutions in the retailing of credit: Evaluation of innovative approaches. Institute of Statistical, Social and Economic Research, 1996.

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3

Benner, Wolfgang, Jonny Holst, and Marco Wilkens. Finanzielle Märkte und Banken: Innovative Entwicklungen am Beginn des 21. Jahrhunderts : Wolfgang Benner zum 60. Geburtstag. A. Spitz, 2000.

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4

International Workshop on Innovative Micro-credit Delivery Systems for Rural Poverty Alleviation (2008 Comilla, Bangladesh). Report of the International Workshop on Innovative Micro-credit Delivery Systems for Rural Poverty Alleviation: Held on 17-21 March 2008, Comilla, Bangladesh. Afro-Asian Rural Development Organization, 2008.

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5

C, Hyner Gerald, Lyle Roseann M, and United States. Administration on Aging., eds. Service credit banking program: An evaluation of an innovative approach of service provision in an elderly population. Administration on Aging, 1996.

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6

C, Hyner Gerald, Lyle Roseann M, and United States. Administration on Aging., eds. Service credit banking program: An evaluation of an innovative approach of service provision in an elderly population. Administration on Aging, 1996.

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7

Wicks, Stefanie A. Service credit banking program: An evaluation of an innovative approach of service provision in an elderly population. Administration on Aging, 1996.

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8

Bhatt, V. V. Financial innovation and credit market development. World Bank, 1989.

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9

Tronin, Sergey, Natal'ya Kuchkovskaya, Viktoriya Frolova, Ekaterina Budkina, Mihal Lednev, and Il'ya Pokamestov. Trade finance in the context of digital transformation. INFRA-M Academic Publishing LLC., 2025. https://doi.org/10.12737/2192603.

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The monograph examines in detail modern approaches to trade finance against the background of global changes in the digital economy. The paper analyzes new trade finance tools used in the international and Russian markets, and focuses on the use of financial technologies such as blockchain, artificial intelligence, and Big Data in commercial transactions. Special attention is paid to risk management in trade finance transactions, including factoring and forfeiting, as well as practical aspects of their implementation in the context of digital transformation. The issues of credit control, count
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10

Ward, Michael, Raymond O'Connor, and Olive McCarthy. Innovation and Change in Irish Credit Unions. Centre for Co-operative Studies National University of Ireland, 2002.

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11

Pines, Mario. Tendenze evolutive di economia e tecnica bancaria: Elementi innovativi. G. Giappichelli, 1992.

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12

Joachim, Schneider. Die Gründungsfinanzierung innovativer Unternehmen: Die Rolle der Kreditgenossenschaften. Vandenhoeck & Ruprecht, 1989.

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13

Braney, Ronald C. An analysis of the credit card program using process innovation. Naval Postgraduate School, 1999.

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14

Boz, Emine. Financial innovation, the discovery of risk, and the U.S. credit crisis. National Bureau of Economic Research, 2010.

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15

Anwar, Shah, ed. Fiscal incentives for investment and innovation. World Bank, 2004.

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16

Gravelle, Jane. The effect of the Tax Reform Act of 1986 on technological innovation. Library of Congress, Congressional Research Service, 1987.

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17

Napier, Mark. Real money, new frontiers: Case studies of financial innovation in Africa. Juta, 2010.

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18

Anwar, Shah, ed. Fiscal incentives for investment and innovation. Oxford University Press, 1995.

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19

United States. Congress. Senate. Committee on Finance. Tax reform options: Incentives for innovation : hearing before the Committee on Finance, United States Senate, One Hundred Twelfth Congress, first session, September 20, 2011. U.S. G.P.O., 2011.

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20

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs, ed. COMPETITION AND INNOVATION IN THE CREDIT INDUSTRY AT THE CONSUMER..., HEARING... S. HRG. 106-1020... COMMITTEE ON BANKING, HOUSING, & URBAN A. s.n., 2002.

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21

Max, Gillman. The effect of financial innovation on the demand for cash: A test of the cash-in-advance model with costly credit. Center for Social and Economic Research, 1998.

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22

Dudnik, Leonid. Referencing of foreign language texts. INFRA-M Academic Publishing LLC., 2021. http://dx.doi.org/10.12737/1077513.

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The textbook offers a model of abstract activity — the scientific basis of the system of educational actions for the formation of abstract competence. The issues of translation as a way of carrying out abstract actions are considered and texts for compiling abstracts in Russian and English are proposed.
 It is aimed at the formation and development of the skills of abstracting foreign-language texts in the process of learning foreign languages at universities. 
 Meets the requirements of the federal state educational standards of higher education of the latest generation.
 It is
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23

Innovative Financing for Energy Efficiency and Pollution Prevention Technologies (1997 Portland, Or.). Innovative Financing for Energy Efficiency and Pollution Prevention Technologies: A workshop for small and medium-sized manufacturers and technology investors, Tuesday, May 20, 1997, Portland, Oregon. U.S. Dept. of Energy, the Office of Energy Efficiency and Renewable Energy, 1997.

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24

United States. Congress. House. A bill to amend the Internal Revenue Code of 1986 to provide for a medical innovation tax credit for clinical testing research expenses attributable to academic medical centers and other qualified hospital research organizations. U.S. G.P.O., 1999.

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25

United, States Congress House Committee on Banking Finance and Urban Affairs Subcommittee on Domestic Monetary Policy. Oversight on small business and agriculture advisory councils: Joint hearing before the Subcommittee on Domestic Monetary Policy of the Committee on Banking, Finance, and Urban Affairs and the Subcommittee on Procurement, Innovation, and Minority Enterprise Development of the Committee on Small Business, House of Representatives, One-hundredth Congress, first session, October 30, 1987. U.S. G.P.O., 1987.

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26

United States. Congress. House. Committee on Rules. Providing for consideration of the bill (H.R. 3221) moving the United States toward greater energy independence and security, developing innovative new technologies, reducing carbon emissions, creating green jobs, protecting consumers, increasing clean renewable energy production, and modernizing our energy infrastructure, and for consideration of the bill (H.R. 2776) to amend the Internal Revenue Code of 1986 to provide tax incentives for the production of renewable energy and energy conservation: Report (to accompany H. Res. 615). U.S. G.P.O., 2007.

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27

United States. Congress. House. Committee on Rules. Providing for consideration of the Senate amendments to the bill (H.R. 3221) moving the United States toward greater energy independence and security, developing innovative new technologies, reducing carbon emissions, creating green jobs, protecting consumers, increasing clean renewable energy production, and modernizing our energy infrastructure, and to amend the Internal Revenue Code of 1986 to provide tax incentives for the production of renewable energy and energy conservation: Report (to accompany H. Res. 1175). U.S. G.P.O., 2008.

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28

Tenenbaum, David. A case for CUSOs: Innovative applications. CUES, 2000.

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29

Lifelong learning at its best: Innovative practices in adult credit programs. Jossey-Bass, 2000.

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30

Goodchild, Philip. Credit and Faith. Rowman & Littlefield Publishers, 2019. https://doi.org/10.5040/9798881810887.

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In line with the development of political theology and economic theology in contemporary European thought, Credit and Faith offers a critical account of the faith structures within economic life and institutions. Goodchild’s ground-breaking work provides a philosophical appropriation of the economic dimension of the New Testament and fresh theological, philosophical and economic perspectives on the present. Covering the theological roots of the way economic life was, and is, articulated, the philosophical roots of value and debt and the economic roots of credit and creation, this book charts t
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31

Innovative financing for emerging and mid-sized enterprises: Tapping new sources of credit and equity. Insight Press, 1996.

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32

Phosphorous Credit Trading in the Cherry Creek Basin: An Innovative Approach to Achieving Water Quality Benefits. Water Environment Federation,US, 2000.

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33

Maehl, William H. Lifelong Learning at Its Best: Innovative Practices in Adult Credit Programs (Jossey Bass Higher and Adult Education Series). Jossey-Bass, 1999.

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34

Erdkamp, Paul, Koenraad Verboven, and Arjan Zuiderhoek, eds. Capital, Investment, and Innovation in the Roman World. Oxford University Press, 2020. http://dx.doi.org/10.1093/oso/9780198841845.001.0001.

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Investment in capital, both physical and financial, and innovation in its uses are often considered the linchpins of modern economic growth, while credit and credit markets now seem to determine the wealth—as well as the fate—of nations. This book asks whether it always thus, and whether the Roman economy—large, complex, and sophisticated as it was— looked anything like today’s economies in terms of its structural properties. Through consideration of the allocation and uses of capital and credit and the role of innovation in the Roman world, the contributors to this volume go to the heart of t
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35

Sri Lanka: Strengthening the Regional Development Bank Project. Asian Development Bank, 2023. http://dx.doi.org/10.22617/brf230566-2.

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This Sri Lanka project brief analyzes how ADB provided a $50 million loan to the state-owned Regional Development Bank (RDB) to unlock much-needed financing for the micro, small, and medium-sized enterprises (MSMEs) central to the country’s growth. Detailing the financing hurdles faced by MSMEs, it explains how inadequate education often makes it harder for women to get credit to expand their enterprises. Outlining why banks are missing out on MSME lending, the brief describes the innovative structure of the RDB loan, illustrates the benefits of digitization, and uses case studies to show how
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36

Trade Finance: Technology, Innovation and Documentary Credits. Oxford University Press, 2021.

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37

Godsey, William D. Evolving Fiscal Foundations, c.1650–1730. Oxford University Press, 2018. http://dx.doi.org/10.1093/oso/9780198809395.003.0004.

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This chapter examines how the exigencies of decades-long Habsburg rivalry with the Ottoman empire and France affected provincial revenue, fiscal practices, and flows of money. Special attention is paid to the interplay of innovative forms of taxation, new agreements between ruler and Estates known as “recesses” that fixed a minimum level of the diet’s annual grant over a number of years, and the increasing use of the Estates’ credit on the government’s behalf. In particular, it draws attention to the inherent and increasingly visible link between taxation and borrowing as manifested in the Est
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38

Hoffman, Philip T., Gilles Postel-Vinay, and Jean-Laurent Rosenthal. Dark Matter Credit. Princeton University Press, 2019. http://dx.doi.org/10.23943/princeton/9780691182179.001.0001.

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Prevailing wisdom dictates that without banks countries would be mired in poverty. Yet somehow much of Europe managed to grow rich long before the diffusion of banks. This book draws on centuries of loan data from France to reveal how credit abounded well before banks opened their doors. The book shows how a vast system of shadow credit enabled nearly a third of French families to borrow in 1740, and by 1840 funded as much mortgage debt as the American banking system of the 1950s. The book traces how this extensive private network outcompeted banks and thrived prior to World War I—not just in
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39

Brei, Michael, and Alfredo Schclarek. The Countercyclical Behaviour of National Development Banks in Latin America and the Caribbean. Oxford University Press, 2018. http://dx.doi.org/10.1093/oso/9780198827948.003.0011.

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This chapter investigates the cyclical lending patterns of national development banks (NDBs), comparing their lending activity with that of public, foreign, and domestic private banks over the period of 1995–2014. It finds robust evidence that national development and public retail-oriented banks have counteracted the slowdown in the lending activity of private banks during crises by significantly increasing their provision of loans. This is particularly important when considering productive lending to the corporate sector. NDBs’ size, governance structure, and financial conditions are crucial
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40

An Analysis of the Credit Card Program Using Process Innovation. Storming Media, 1999.

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41

McNally & co. [from old catalog] Rand. Supporting Growth in Innovation: Enhancing the R&d Tax Credit. HM Treasury, 2005.

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42

Griffith-Jones, Stephany, María Luz Martínez Sola, and Javiera Petersen Muga. The Role of CORFO in Chile’s Development. Oxford University Press, 2018. http://dx.doi.org/10.1093/oso/9780198827948.003.0006.

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CORFO was one of the first national development banks in Latin America, and played a decisive role in Chile’s national development strategy. In recent decades, its relative scale has diminished significantly. Its financial support currently represents only 1% of Chile’s GDP and has switched from giving credit directly to becoming a second-tier institution whose main instruments are not loans but guarantees. Its support for strategic sectors has been decisive to incentivize innovative, value-added activities, such as the Start-Up programme or renewable energy projects. Nonetheless, its limited
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43

De Laurentis, Giacomo, Eugenio Alaio, Elisa Corsi, et al. Rischio di credito 2.0. AIFIRM, 2021. http://dx.doi.org/10.47473/2016ppa00030.

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The EBA Guidelines on loan origination and monitoring (hereinafter "GL LOM") undoubtedly represent a substantially new piece of the banking regulatory framework. In fact, for the first time, the regulator moves into a topic that was traditionally outside the scope of financial regulation, so far almost exclusively focused on aspects directly linked to both micro- and macro-prudential stability, notably through capital and liquidity management requirements and guidelines on Business Model and Internal Governance. The credit management process, and in particular loan origination and monitoring,
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44

Mendoza, Enrique G., and Emine Boz. Financial Innovation, the Discovery of Risk, and the U. S. Credit Crisis. International Monetary Fund, 2010.

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45

McNally & co. [from old catalog] Rand. Supporting Growth in Innovation: Next Steps for the R&d Tax Credit. Hm Treasury, 2005.

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46

Mendoza, Enrique G., and Emine Boz. Financial Innovation, the Discovery of Risk, and the U. S. Credit Crisis. International Monetary Fund, 2010.

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47

Mendoza, Enrique G., and Emine Boz. Financial Innovation, the Discovery of Risk, and the U. S. Credit Crisis. International Monetary Fund, 2010.

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48

Haklai, Merav. Money in Imperial Rome. Oxford University PressOxford, 2025. https://doi.org/10.1093/oso/9780198912002.001.0001.

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Abstract This book examines the institutional framework of money as an economic agent in imperial Rome, emphasizing its systemic complexity. Analyses focus on Roman law as reflected in the writings of Roman jurists from the second and early third centuries ad. Roman legal sources are supplemented with documentary materials, mainly papyri but also inscriptions, and with contemporary Jewish legal sources. The book promotes Keynesian claims for the endogenous nature of money and adopts approaches advanced by New Institutional Economics, while its innovative contribution is in its complexity-orien
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49

Hetmank, Sven, and Constantin Rechenberg, eds. Kommunikation, Kreation und Innovation - Recht im Umbruch? Nomos Verlagsgesellschaft mbH & Co. KG, 2019. http://dx.doi.org/10.5771/9783748901099.

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The conference transcript deals with current challenges facing the legal fields of intellectual property, media, competition and data protection law, primarily due to technical developments and the resulting changes in legislation. Examples of this are artificial intelligence systems that call into question essential principles of current patent and copyright law. However, it also deals with questions concerning the legal classification of search engines, social bots and other internet intermediaries, as well as questions of the data protection requirements for bloggers, street photographers a
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50

Wonglimpiyarat, Jarunee. Strategies Of Competition In The Bank Card Business: Innovation Management In A Complex Economic Environment. Sussex Academic Pr, 2005.

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