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Journal articles on the topic 'Innovative strategies of banks'

Author: Grafiati

Published: 30 May 2022

Last updated: 31 July 2025

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1

Gafarovna, Tuychieva Madina. "INNOVATIVE STRATEGIES OF FOREIGN BANKS." International Journal Of Management And Economics Fundamental 3, no. 12 (2023): 58–62. http://dx.doi.org/10.37547/ijmef/volume03issue12-11.

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This study explores innovative strategies employed by foreign banks to establish and expand their presence in international markets. It investigates various approaches, including technological advancements, strategic partnerships, market segmentation, and regulatory compliance, that these banks utilize to enhance competitiveness and navigate diverse financial landscapes. Through an analysis of case studies and industry trends, this research aims to uncover the dynamic strategies shaping the success and sustainability of foreign banks in a globalized financial environment.

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Manuylenko, Viktoriya Valeryevna, Aminat Islamovna Borlakova, Alexander Vladimirovich Milenkov, Olga Borisovna Bigday, Elena Andreevna Drannikova, and Tatiana Sergeevna Lisitskaya. "Development and Validation of a Model for Assessing Potential Strategic Innovation Risk in Banks Based on Data Mining-Monte-Carlo in the “Open Innovation” System." Risks 9, no. 6 (2021): 118. http://dx.doi.org/10.3390/risks9060118.

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Innovation risk in banks, a formalized instrument that is part of banks’ financial and innovative strategies, influences the assessment of innovative activity, demonstrating the importance of forecasting and assessment models of potential innovation risks. Our research into general scientific and specific methods allowed us to: (1) distinguish hierarchical concepts and their order—namely, “banking innovation”, “economic effects of innovational activities”, “financial and innovative strategy”, and “innovation risk”; (2) identify links between innovative and strategic bank management, since bank

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3

Tajudeen Kolapo, Funsho, Joseph Oluseye Mokuolu, Samuel Obafemi Dada, and Adeola Oluwakemi Adejayan. "Strategic marketing innovation and bank performance in Nigeria." Innovative Marketing 17, no. 1 (2021): 120–29. http://dx.doi.org/10.21511/im.17(1).2021.10.

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To survive in the ever-increasing competition in the financial market, commercial banks need successful innovative strategies. However, there is insufficient information on appropriate innovative strategies required by banks. Primary data were obtained through a structured questionnaire. It was distributed among 1,200 bank employees and 300 bank customers of all eight systematically important banks (Access, Diamond, Eco, First, GTB, Polaris, UBA and Zenith) out of 21 deposit money banks in Nigeria as of December 31, 2016 by random sampling and stratified sampling techniques. The data were fitt

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Damaseno, Wechuli Khamala, and Hesbon Otinga Dr. "Influence of Bank Innovative Strategies on Financial Performance of Listed Commercial Banks in Kenya." American Based Research Journal 9, no. 07 (2020): 06–18. https://doi.org/10.5281/zenodo.3974434.

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<em>Evidence from existing literature indicate conflicting relationships between banks innovativeness and banks’ profitability, while other researches merely report on bank innovations without relating the effectiveness of the purported innovations on bank profitability. Therefore, lack of adequate empirical evidence on the relationship between emerging banks’ innovativeness and bank profitability motivated this study to examine the influence of payment innovations, crowd funding, agency banking and artificial intelligence predictive banking system on profitability of listed commer

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Hannah, Ndarwa, and Mulinge Daniel. "Operationalizing Transformational Leadership Components: Impact on Commercial Banking Strategies in Nairobi County." INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND ANALYSIS 06, no. 09 (2023): 4045–51. https://doi.org/10.5281/zenodo.8321502.

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In Nairobi County's dynamic banking milieu, effective leadership remains paramount. Grounded in transformational leadership theory, this study delved into the impact of transformational leadership on strategic commercial banking adaptations. Utilizing a cross-sectional descriptive approach, insights were garnered from 234 credit managers across different tiers in Nairobi, selected via a stratified sampling technique. Results underscored that, banks led by transformational leaders not only showcased adaptive acumen but also pioneered innovative responses to banking challenges, notably in in

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Fedorova, Anastasia. "How Does CEO’s Human Capital Influence Innovation Strategy of Russian Banks?" Journal of Corporate Finance Research / Корпоративные Финансы | ISSN: 2073-0438 16, no. 4 (2022): 61–71. http://dx.doi.org/10.17323/j.jcfr.2073-0438.16.4.2022.61-71.

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The paper evaluates influence of human capital of top management on innovation strategy on the basis of study of innovation activity of Russian commercial banks in the period of 2017–2019. We have compiled a rating of commercial banks for retail segment innovations, selected the four least innovative banks. We have studied the key indicators of human capitalof top management in eight chosen banks. The paper has revealed the interrelation between different elements of human capital of top management and innovation strategies of Russian commercial banks. We have defined personal traits which por

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Ridhovan, Andreanov Ridhovan, and Ari Anggarani. "Innovative Strategies of Change Management in the Indonesian Banking Industry in an Election Year." Jurnal Ilmiah Manajemen Kesatuan 12, no. 5 (2024): 1899–906. http://dx.doi.org/10.37641/jimkes.v12i5.2487.

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This research aims to analyze innovative change management strategies applied by the Indonesian banking industry in facing the challenges arising during election years. Through a qualitative approach and data collection from various primary and secondary sources, including interviews with bank representatives and analysis of public documents, this study explores the specific steps taken by Indonesian banks to adapt to the political and economic dynamics associated with elections. The findings indicate that Indonesian banks adopt diverse innovative strategies, including an increased focus on di

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Azizjon, Karimov. "UNCONVENTIONAL APPROACHES TO ENHANCING COMMERCIAL BANKS' REVENUE STREAMS." International Journal of Advance Scientific Research 4, no. 3 (2024): 219–25. http://dx.doi.org/10.37547/ijasr-04-03-40.

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Commercial banks are constantly seeking innovative strategies to bolster their revenue in an ever-evolving financial landscape. While traditional methods such as loan interest and fees remain crucial, exploring unconventional avenues can provide additional streams of income and ensure sustainability amidst competitive pressures. This article investigates various unconventional methods for increasing commercial banks' income, including digital transformation, strategic partnerships, fee-based services, and innovative financial products. By adopting these unconventional approaches, banks can div

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Makanile, David, and Pastory Dickson. "Determinants of lending behaviour of commercial banks in Tanzania." International Journal of Research in Business and Social Science (2147- 4478) 11, no. 2 (2022): 260–69. http://dx.doi.org/10.20525/ijrbs.v11i2.1638.

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This paper assesses the determinants of the lending of six commercial banks in Tanzania from 2015 to 2019 using a quantitative research design. The data were collected from Annual Reports of the six commercial banks. The results show that liquidity and capital adequacies have a significant relationship with lending, whereas interest rate and management efficiency have no statistically significant influence on lending. Thus, effective policies should be developed to ensure commercial banks grow and be able to advance more credit. Additionally, the banking sector needs to prioritize increasing t

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Grzegorczyk, Wojciech. "MARKETING STRATEGIES OF POLISH BANKS – EVALUATION ATTEMPT." Zeszyty Naukowe SGGW, Polityki Europejskie, Finanse i Marketing, no. 10(59) (December 28, 2013): 277–88. http://dx.doi.org/10.22630/pefim.2013.10.59.81.

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This article attempts to assess the marketing strategies implemented by banks in Poland, especially after the Polish accession to the EU. It is a result of the analysis of secondary sources and the author’s own primary research (project funded by the State Committee for the Scientific Research). The author formulates the hypothesis that since 2003 marketing activities of banks and the effects of these activities have been systematically improving. The marketing strategies of banks in Poland, especially after accession to the EU can be described as professional. The expenditure on marketing res

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Rosalina Tanoto, Sherly, Louis Satria Pranoto, and Tjung Vanny Andryani. "Leadership for Innovation: Exploring the Influence of Transformational Leadership on Creativity and Innovation in Banks." E3S Web of Conferences 571 (2024): 01003. http://dx.doi.org/10.1051/e3sconf/202457101003.

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In today's rapidly evolving banking industry, innovation is paramount for organizations to remain competitive and adapt to shifting market demands. Transformational leadership, known for its ability to inspire and motivate followers toward a shared vision, is pivotal in driving organizational innovation. However, the specific mechanisms through which transformational leadership influences innovative work behavior in the banking sector still need to be fully understood. This study explores the intricate relationship between transformational leadership, creativity, and innovative work behavior w

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Kör, Burcu, and Lucque Schmeitz. "Drivers of Intrapreneurial Innovation: A Study of Individual Innovative Behaviour in Organisations." European Conference on Innovation and Entrepreneurship 19, no. 1 (2024): 355–62. http://dx.doi.org/10.34190/ecie.19.1.2944.

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Organisations can gain a competitive edge through Intrapreneurial Behaviour (IB) by swiftly innovating and adapting to market changes. Research indicates that intrapreneurship plays a crucial role in the banking sector in achieving a competitive advantage. Organisations can enhance their intrapreneurial capability by leveraging Individual Innovative Behaviour (IIB). However, innovation in the banking sector is often constrained by strict regulations, high safety requirements, and a fundamental need for trust and stability. Therefore, it is important to embrace and stimulate factors that encour

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De Lima, Lucas Gonçalves. "Maximizing returns in banking investments: Strategies for success in a dynamic economic landscape." International Seven Journal of Multidisciplinary 3, no. 5 (2024): 1408–13. http://dx.doi.org/10.56238/isevmjv3n5-006.

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In the rapidly evolving global economic landscape, financial institutions face the challenge of maximizing returns on banking investments amidst technological innovations and market volatility. Traditional conservative approaches are no longer sufficient; banks must adopt innovative and agile strategies to remain competitive. Key to achieving this goal are advanced technologies such as artificial intelligence (AI), blockchain, and big data, which facilitate predictive modeling, enhance decision-making, and enable secure transactions. Personalized financial products have emerged as an effective

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Malik, Shahzad Shabbir, and Zaman Shar. "MARKETING STRATEGIC OF FINANCIAL SERVICES BY ISLAMIC BANKS." International Journal of Research – Granthaalayah 4, no. 5 (2017): 19–34. https://doi.org/10.5281/zenodo.845829.

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The aim of this study is to explore and pinpoint some marketing strategies issues which can be helpful for new investors and old stakeholders in the sector of Islamic banking in Pakistan, In order to penetrate successfully in the market. The research problem of this study is to investigate that what can be suitable and effective marketing strategies for Islamic Banking in Pakistan? Our target groups are those Islamic banks and standalone Islamic bank branches that are currently working in Pakistani market and those who are interested in exploring the Pakistani market. There has come a swift tr

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Malik, Shahzad Shabbir, and Zaman Shar. "Marketing Strategic of Financial Services by Islamic Banks." American Based Research Journal 5, no. 5 (2016): 01–18. https://doi.org/10.5281/zenodo.3441726.

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<em>the aim of this study is to explore and pinpoint some marketing strategies issues which can be helpful for new investors and old stakeholders in the sector of Islamic banking in Pakistan, In order to penetrate successfully in the market. The research problem of this study is to investigate that what can be suitable and effective marketing strategies for Islamic Banking in Pakistan? Our target groups are those Islamic banks and standalone Islamic bank branches that are currently working in Pakistani market and those who are interested in exploring the Pakistani market. There has come a swif

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Li, Aoyu, Zeyu Li, Xiang Chen, Shirui Zhang, and Wenhui Wu. "Analysis on Innovative Development Countermeasures of Commercial Banks in Internet Finance Age." Financial Forum 9, no. 4 (2021): 168. http://dx.doi.org/10.18282/ff.v9i4.1443.

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<p>In the era of Internet finance, commercial banks must follow the characteristics of information technology development, create a new development model and coping strategies. Only in this way can commercial banks always occupy the dominant position of market economy to ensure that China’s economy is always in rapid development. Under the rapid development of third-party payment and Internet big data payment credit, the traditional commercial banking business has been greatly restricted. The traditional bank development model can no longer meet the needs of small and medium-sized enterp

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Pryiatelchuk, Olena, and Zakharii Tkachov. "INNOVATION IN INVESTMENT BANKING AS A RESPONSE TO GLOBAL CHALLENGES." Actual Problems of International Relations, no. 160 (2024): 121–28. http://dx.doi.org/10.17721/apmv.2024.160.1.121-128.

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In the modern world, investment banking plays a crucial role in the global economy by facilitating capital raising for companies, supporting economic growth, and ensuring financial stability. The article analyzes numerous risks for investment banks associated with globalization, economic crises, technological progress and strengthening of regulatory requirements. In response to these challenges, innovation has become a key factor enabling banks to remain competitive. The adoption of advanced technologies such as blockchain, artificial intelligence, and big data is significantly transforming bu

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Krasnova, Іryna, Evgeniy Danyliuk, and Artur Stryzhak. "INNOVATIVE TECHNOLOGIES IN THE MARKETING POLICY OF BANKS." Scientific Notes of Ostroh Academy National University, "Economics" Series 1, no. 28(56) (2023): 77–85. http://dx.doi.org/10.25264/2311-5149-2023-28(56)-77-85.

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In the face of dynamic changes and uncertainties such as pandemics, crises, and war, the banking business is focusing on maximizing its transition to online services. This requires a constant search for innovative banking service channels that reduce irrational operating costs, while ensuring that each client can receive necessary banking services. The article aims to study the trends in the development of innovative marketing technologies in the activities of banks and identify the features of communication channels in the context of digitalization. The article notes that the development of i

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Prymostka, Liudmyla, Іryna Krasnova, Iryna Okhrymenko, Maksym Shchehliuk, and Andrii Prymostka. "DEVELOPMENT OF FINANCIAL RISK HEDGING STRATEGIES." Financial and credit activity problems of theory and practice 1, no. 54 (2024): 68–82. http://dx.doi.org/10.55643/fcaptp.1.54.2024.4251.

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The purpose of the study is to develop the theory of hedging, generalize approaches to the formation of effective risk hedging strategies, and provide recommendations for the implementation of international banks' experience in Ukrainian practice. It is proved that in the process of choosing effective strategies, it is advisable to distinguish three types of financial risk hedging: a) operational hedging (balance sheet) to ensure operational flexibility; b) market hedging (external), which involves the use of derivatives as instruments to hedge profit volatility; c) contract hedging (contractu

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20

Yuan, Yuetong. "Transformation and Upgrading Development Strategies of Small and Medium-sized Banks Under the Influence of Internet Finance." Frontiers in Business, Economics and Management 8, no. 1 (2023): 89–93. http://dx.doi.org/10.54097/fbem.v8i1.5882.

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This paper comprehensively analyzes and compares the specific influencing factors of China's Internet finance policies on the current operation of small and medium-sized commercial banks, as well as the possible causes of the impact of China's Internet finance new policy on the transformation of small and medium-sized commercial banks, specifically analyzes the innovative transformation business practices of China Everbright Bank under the influence of the Internet finance new policy, and proposes to formulate relevant business transformation service countermeasures for small and medium-sized

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Mo, Wing Ying, and Paul Kai Hong Chu. "Virtual Bank Usage Intention in Hong Kong: Exploring System Quality, UI Design, Security, Service Quality, Utilitarian Expectations, Word-of-Mouth, Brand Image and Rewards." European Journal of Business and Management Research 10, no. 2 (2025): 16–27. https://doi.org/10.24018/ejbmr.2025.10.2.2426.

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The rapid development of fintech has led to the emergence of virtual banks (also known as neobanks, challenger banks, digital banks, or online-only banks). These new banks, by eliminating physical branches, reducing costs, and offering convenient and innovative user experiences, are transforming traditional banking. In Hong Kong, nearly four years since its launch, virtual banks have amassed 2.2 million users but face intense competition and multiple challenges while also presenting significant growth opportunities. Analyzing target customers’ usage intentions and related factors is crucial fo

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DZYUBLYUK, Oleksandr. "INNOVATIVE VECTORS OF BANKING SYSTEM DEVELOPMENT." WORLD OF FINANCE, no. 3(60) (2019): 8–25. http://dx.doi.org/10.35774/sf2019.03.008.

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Introduction. In a context of increasing competition in the banking sector, the systematic introduction of advanced products and technologies is a key to successful implementation of business models and the effective conquest and maintenance of relevant segments of the financial market. Therefore, the necessary condition for the effective operation of banks is the development and implementation of an appropriate innovation strategy aimed primarily at optimizing management of resource potential, better meeting existing customer needs, as well as the development and technical improvement of serv

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Sidelnyk, Olena, and Serhii Viazovyi. "ASSESSMENT OF UKRAINE'S COMPETITIVE POSITIONS IN THE INNOVATIVE SPHERE OF CASHLESS PAYMENTS AND DEVELOPMENT PRIORITIES OF THE BANKING SECTOR." Financial and credit systems: prospects for development 1, no. 8 (2023): 7–13. http://dx.doi.org/10.26565/2786-4995-2023-1-01.

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Now more than ever, technological developments are changing the financial ecosystem and the future of banks. New financial technology players, as well as existing technology companies, have begun to provide financial services traditionally provided by banks. At the same time, customers who are increasingly digitally savvy. to remain competitive against new players, attract customers and reduce costs, the world's major banks have identified digital transformation as a business priority for the coming years. Therefore, it is extremely important to study the impact of currently innova

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Tataryntseva, Yuliia, and Svitlana Osypova. "DEVELOPMENT STRATEGIES OF FINANCIAL MANAGEMENT OF MONETIZATION IN DIGITAL MARKETING OF BANKS." Bulletin of the National Technical University "Kharkiv Polytechnic Institute" (economic sciences), no. 4 (August 16, 2024): 95–102. https://doi.org/10.20998/2519-4461.2024.4.95.

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The object of the study is digital marketing in the banking sector. The problem being solved concerned the development of effective monetization strategies and the determination of the impact of marketing costs on the financial results of banks. The obtained results showed that marketing expenses have a significant positive impact on net interest income and net commission income of the bank. In particular, R-squared for net interest income was 0.959 (p-value = 0.021), and for net commission income – 0.928 (p-value = 0.037). At the same time, the impact of marketing expenses on profit for the r

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R, JAYASHREE, and Dr S. JAYAKANI. "ADAPTIVE STRATEGIES FOR DIGITAL TRANSFORMATION: A COMPARATIVE STUDY OF BANKING INNOVATIONS AND ROADMAP FOR BANKS IN INDIA." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 07, no. 09 (2023): 1–11. http://dx.doi.org/10.55041/ijsrem25884.

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This research paper explores adaptive strategies employed in digital transformation within the banking sector, presenting a comparative analysis of innovative practices and proposing a roadmap for banks in India. The digital era has prompted banks to reinvent their operational paradigms, necessitating agile approaches to remain competitive. Through an in-depth examination of banking innovations across global contexts, this study elucidates diverse adaptive strategies that institutions have undertaken to navigate digital transformation challenges. Focusing on the Indian banking landscape, the p

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Famoti, Oluwakemi, Chikezie Paul-Mikki Ewim, Okiomah Eloho, et al. "Boosting Organizational Performance through Targeted Employee Engagement Strategies in Banking." International Journal of Management and Organizational Research 3, no. 1 (2024): 186–95. https://doi.org/10.54660/ijmor.2024.3.1.186-195.

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Boosting organizational performance is a critical goal for banks, and targeted employee engagement strategies play a pivotal role in achieving this objective. This paper examines the importance of employee engagement in the banking sector and explores innovative strategies that banks can implement to enhance engagement and ultimately drive performance. Employee engagement is crucial in banking as it directly impacts customer satisfaction, operational efficiency, and overall business performance. Engaged employees are more likely to deliver exceptional customer service, innovate, and contribute

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Sudi, Didih Muhamad. "Islamic Bank Strategy in Facing Competition in The Era of Digitalization." Nomico 2, no. 3 (2025): 21–28. https://doi.org/10.62872/22szgy14.

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Digital transformation has brought significant changes to the global banking industry, including for Islamic banks in Indonesia. This study aims to examine the strategies implemented by Islamic banks in responding to the increasingly intense competition in the digitalization era. The method used is qualitative research with a case study approach, involving in-depth interviews with managers and practitioners of Islamic banking. The findings indicate that Islamic banks adopt several key strategies, such as the digitalization of banking services, integration of Sharia principles into digital plat

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Mansaray, Samuel Saio, Xu Hongyi, and Ibrahim Abdulai Sawaneh. "Service Innovation Performance in Sierra Leone's Banking Sector: An Empirical Analysis." Asian Journal of Education and Social Studies 50, no. 5 (2024): 522–30. http://dx.doi.org/10.9734/ajess/2024/v50i51382.

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This study investigates the innovation efficiency of Sierra Leone's banking sector, utilizing Data Envelopment Analysis (DEA) across 14 commercial banks representing 70% of the sector's total assets from 2017 to 2022. By analyzing existing financial and operational data, the study assesses performance variations and identifies disparities in innovation efficiency among these institutions. Findings indicate significant discrepancies in innovation efficiency levels, highlighting the critical role of strategic investment in technology and innovation for enhancing competitiveness and growth. This

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Hendrawaty, Deny, Margono Setiawan, Sumiati, and Fatchur Rohman. "The Role of Innovation Management and Business Strategy to Boost the Sustainable Performance of Islamic Bank in Indonesia." Journal of Law and Sustainable Development 11, no. 11 (2023): e1643. http://dx.doi.org/10.55908/sdgs.v11i11.1643.

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Purposes: In terms of asset share and market share, Islamic banks in Indonesia continue to perform worse than conventional banks. This contrasts with the majority Muslim population in Indonesia. Considering, this research is aimed at investigating the influence of innovation management and business strategy on the performance of Islamic banks in Indonesia. Theoritical Framework: This study employs a causal research approach. With a quantitative methodology and cross-sectional data collection, explanatory research was conducted. Exogenous variable in this research is innovation management and b

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Ansari, Gulam Goush, and Rajorshi Sen Gupta. "Does ICT Investment Affect Market Share and Customer Acquisition Cost? A Comparative Analysis of Domestic and Foreign Banks Operating in India." Journal of Risk and Financial Management 17, no. 9 (2024): 421. http://dx.doi.org/10.3390/jrfm17090421.

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Competitive banks aggressively invest in information and communication technologies (ICT) to enhance their market share and reduce Customer Acquisition Costs (CAC). This study examines the impact of cumulative stock of ICT investment on (a) deposit and loan market share and (b) CAC of banks operating in India. The analysis uses a longitudinal dataset of 84 domestic and 70 foreign banks from 2000 to 2020, employing a two-step system Generalized Method of Moment (GMM). It is found that ICT investment adversely affects the market share of domestic banks, indicating a need for these banks to strat

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Dwivedi, Priyamwada, and Rajendra Chaudhari. "To Study the Human Resource Management Practices for Innovative Training and Development used by public and private sector banks in Indore." Journal of Advances and Scholarly Researches in Allied Education 22, no. 3 (2025): 177–88. https://doi.org/10.29070/2bmtfj39.

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This research looks at the creative HRM (human resource management) techniques used for training and development in Indore's public and private banks. As India's banking sector becomes more complicated due to globalization, privatization, and liberalization, HRM's importance in guaranteeing organizational performance has increased. This study assesses procedures including written exams, job rotation, tailored training plans, and ongoing training needs assessment using data gathered from 320 workers at four banks. According to the report, public and private banks take different approaches to HR

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M. Hutsaliuk, Oleksii, Oksana V. Yaroshevska, Nataliia M. Shmatko, Inna V. Kulko-Labyntseva, and Alla S. Navolokina. "Stakeholder approach to selecting enterprise-bank interaction strategies." Problems and Perspectives in Management 18, no. 3 (2020): 42–55. http://dx.doi.org/10.21511/ppm.18(3).2020.04.

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Stakeholder theory dominates in revealing the features of the stakeholders’ influence on various entities; however, only few studies rely on it in the field of enterprises that select banks as financial partners. Considering the enterprise-bank relationship from the stakeholder theory perspective, this paper represents an approach to selecting strategies for interaction with this stakeholder type.The proposed approach includes the following steps: determining the interaction objectives for enterprises and banks; specifying and comparing potential partners; ranking banks to justify the chosen p

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Ferozi Ramdana Irsyad, Filja Azkiah Siregar, Jonatan Marbun, and Hasyim Hasyim. "Menghadapi Era Baru : Strategi Perbankan Dalam Menghadapi Perubahan Pasar Dan Teknologi Di Indonesia." Transformasi: Journal of Economics and Business Management 3, no. 2 (2024): 29–46. http://dx.doi.org/10.56444/transformasi.v3i2.1594.

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This research focuses on banking strategies in facing the new era in Indonesia, taking into account the rapid market and technological changes. This transformation is triggered by the development of financial technology (fintech) and the digital revolution, which aims to expand financial inclusion by providing easier and more flexible access for people. To remain competitive, banks need to continue to innovate and improve services to meet higher customer expectations. This research uses a qualitative approach with a literature review method to gain an in-depth understanding of banking strategi

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Sendjaja, Theodorus, Veithzal Rivai Zainal, Erna Sofriana Imaningsih, Lenny Christina Nawangsari, and Singmin Johanes Lo. "Digital Bank Transformation: Sustainable Innovation in Financial Institutions." Journal of World Science 1, no. 12 (2012): 1118–31. http://dx.doi.org/10.58344/jws.v1i12.136.

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Introduction: Bank digital transformation is a continuous innovation from conventional commercial banks to digital banks. The driving force in traditional retail banks to carry out sustainable innovation can be seen from the internal and external sides in the form of mutually supportive operations and strategies. In the face of competitive pressures, businesses in the financial services industry increasingly depend on innovation and sustainability to succeed and survive. The stress of business competition has made many banks worldwide close their branch offices in recent years. Method: This st

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Costa, Roberta, and Francesca Di Pillo. "Aligning innovative banks’ sustainability strategies with customer expectations and perceptions: The CSR feedback framework." Journal of Innovation & Knowledge 9, no. 4 (2024): 100596. http://dx.doi.org/10.1016/j.jik.2024.100596.

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MUHUNI, Nick MWANGI, and Caren AKOMO OUMA. "Influence of Innovation Approach on Competitive Structure of Tier 1 Commercial Banks in Kenya." Kabarak Journal of Research & Innovation 14, no. 01 (2024): 44–60. http://dx.doi.org/10.58216/kjri.v14i01.380.

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In today's volatile business landscape, companies must continuously innovate to remain competitive. Innovation, encompassing the creation and implementation of new concepts across products, services, and technologies, is essential for meeting evolving market demands. Both radical and incremental innovation contribute to organizational financial performance (Abiodun, 2017). However, traditional banks often exhibit technological inertia, hindering their ability to adopt new methods efficiently. This reluctance presents an opportunity for challenger banks to pioneer technological advancements, di

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Han, Tiexin. "Disruption of Traditional Banking Services by Financial Technology in the Digital Economy." Modern Economics & Management Forum 3, no. 6 (2024): 393. http://dx.doi.org/10.32629/memf.v3i6.2607.

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Under the rapid development of the digital economy, financial technology is disrupting the traditional banking industry with rapid innovation and technology application. Traditional banks have always been the core of the financial system, but with the rise of technologies such as the Internet, mobile payments and blockchain, the core functions of banks are being challenged. FinTech, with its flexibility and technological advantages, has made significant progress in areas such as payments, lending and wealth management, transforming the delivery of financial services and triggering changes in c

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Abbas, Jaffar, Iftikhar Hussain, Safdar Hussain, Sabhat Akram, Imrab Shaheen, and Ben Niu. "The Impact of Knowledge Sharing and Innovation upon Sustainable Performance in Islamic Banks: A Mediation Analysis through an SEM Approach." Sustainability 11, no. 15 (2019): 4049. http://dx.doi.org/10.3390/su11154049.

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This research is among the very few studies seeking a focalized examination on the relationship between knowledge sharing within a firm and organizational innovation. This specific study establishes that the knowledge sharing and innovation processes in Islamic banks are integral parts of the survival and progress of business organizations. Knowledge sharing and creativity are essential elements in the development of innovative strategies, but few studies have sought to investigate this relationship. This study proposes a framework with five hypotheses, which predicts the influences of knowled

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Md Abdul Ahad Maraj, Mahmudul Hasan, Md Mostafizur Rahman, Md Shakawat Hossain. "ADVANCING DATA SECURITY IN GLOBAL BANKING: INNOVATIVE BIG DATA MANAGEMENT TECHNIQUES." GLOBAL MAINSTREAM JOURNAL 1, no. 2 (2024): 26–37. http://dx.doi.org/10.62304/ijmisds.v1i2.133.

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In the context of the rapidly evolving digital landscape, the banking sector faces unprecedented challenges in data security due to the massive volumes of sensitive information they manage. This paper examines the implementation and efficacy of innovative big data management techniques within global banking institutions to enhance data security. It discusses the integration of predictive analytics, the impact of regulatory changes, and the adoption of emerging technologies like blockchain and advanced encryption, which collectively redefine data security strategies. The study utilises a qualit

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Zuhrinal M. Nawawi and Aulia Syahfitri. "Strategi Pemasaran Efektif dalam Meningkatkan Daya Saing Bank Syariah di Era Digital." Jurnal Ekonomi dan Pembangunan Indonesia 3, no. 2 (2025): 194–203. https://doi.org/10.61132/jepi.v3i2.1389.

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This research uses a qualitative method to examine effective marketing strategies implemented by Islamic banks in enhancing competitiveness in the digital era. Amid increasingly intense competition in the financial industry and rapid technological advancements, Islamic banks are required to adapt and utilize various digital platforms as marketing tools. This study focuses on analyzing digital marketing strategies such as the use of social media, mobile banking, and content marketing to build brand awareness and customer loyalty. Data were collected through in-depth interviews with Islamic bank

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Uppal, R. K. "E-Banking: Problems and Prospects an Empirical Study in Punjab." Information Management and Business Review 2, no. 3 (2011): 118–24. http://dx.doi.org/10.22610/imbr.v2i3.890.

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The present study is concerned with the problems and prospects of e-banks in India. The present paper suggests some policies on the basis of perceptions of 60 selected e-bank employees regarding the various issues related to e-banking services. The paper concluded that not more then 50% of Indian bank customers are using e-channels, these channels are not much popular among old age and middle age persons as much as among youngsters and finally the paper concludes that the most of the customers are shifting from public sector banks to new private sector banks or foreign banks to avail innovativ

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Mukira, Abubaker Ramathan, Paul Kariuki, and Willy Muturi. "Financial Innovation Strategies and Performance of Commercial Banks in Kenya." Journal of Strategic Management 7, no. 2 (2022): 36–48. http://dx.doi.org/10.47672/jsm.1130.

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Purpose: The purpose of the study was to establish the impact of financial innovation strategies on performance of commercial banks. Methodology: The study used census approach and targeted all the 41 commercial banks in Kenya. This is because the population is small. Senior Operations and the Senior Finance managers working in the headquarters of the commercial banks were targeted. This was therefore a total of 82 respondents. The research adopted cross-sectional survey. The study used both primary and secondary data. Primary data was collected using questionnaires while Secondary infor

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Omoregbe, Omorodion, Joseph Azage, and David Ikhide Alufohai. "INNOVATION STRATEGIES AND MARKET ORIENTATION IN SELECTED NIGERIAN BANKS." Oradea Journal of Business and Economics 7, no. 1 (2022): 45–61. http://dx.doi.org/10.47535/1991ojbe137.

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In an attempt at improving market orientation, management of organisations employ innovation strategies and practices that reflect this area of operation. Thus, this study investigated innovation strategies and market orientation in selected Nigerian banks. It specifically examined the effect of process, product, marketing and organisational innovation on market orientation among selected Nigerian banks. It is a field survey within a cross sectional time frame of 2021. A total of 399 management and senior staff of five deposit money banks with international affiliation constituted the sample s

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AlMujamed, Hesham I. "The profitability of trading strategies from sharia-compliant and conventional banks in the GCC: a comparative study." Journal of Investment Compliance 22, no. 1 (2021): 74–94. http://dx.doi.org/10.1108/joic-11-2020-0046.

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Purpose The purpose of this research was to examine the effectiveness of filter rules and investigate the weak form of the efficient market hypothesis (EMH) on sample shares of shariah-compliant vs. conventional banks listed on the Gulf Cooperation Council (GCC) stock market. Design/methodology/approach Nine trading filter strategies with different statistical analyses were used as defined in the literature (Fifield et al., 2005; Almujamed et al., 2018). Daily closing equity prices of a sample of twenty shariah-compliant banks and twenty conventional banks were recorded over the 18-year period

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Ogochukwu, Chukwu Anthony, and Karina Kasztelnik. "Innovative Strategies For Social-Economic Development Financial Strategies In The Development Country." SocioEconomic Challenges 5, no. 1 (2021): 44–65. http://dx.doi.org/10.21272/sec.5(1).44-65.2021.

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This research paper summarizes the arguments and counterarguments within the scientific discussion on the Small and medium scale enterprises constitute the backbone of any nations economic development and had remained a major contributor in poverty alleviation, employment generation, and industrialization. The purpose of this phenomenological study was to explore the lived experiences of small and medium scale enterprise owners in the development country, regarding the raising of finances from lending institutions to ensure their business growth and sustenance. A phenomenological qualitative a

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Zueva, Olga. "Sustainable Corporate Banking Strategies and Emerging Market Opportunities: Advancing the U.S. Financial Sector through Innovation and Global Partnerships." American Journal of Management and Economics Innovations 07, no. 05 (2025): 39–44. https://doi.org/10.37547/tajmei/volume07issue05-04.

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Sustainable corporate banking strategies are increasingly recognized as pivotal to enhancing U.S. financial institutions’ competitiveness and long-term growth. This paper investigates how organizational agility, operational efficiency, and innovation adoption reinforce banks’ resilience within volatile global environments. By synthesizing insights from recent empirical findings and case studies, we illustrate how cutting-edge technologies such as Artificial Intelligence (AI), Robotic Process Automation (RPA), and big-data analytics streamline complex corporate banking processes and bolster str

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Francis, Gathenya Gathuku. "Effect of Customer Involvement Strategy on Financial Performance of Commercial Banks in Nakurucity, Kenya." Account and Financial Management Journal 07, no. 05 (2022): 2732–40. https://doi.org/10.5281/zenodo.6586231.

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<strong>ABSTRACT</strong>: Organization performance relies on the strategic innovation practices employed by a firm. Organizations are opting for strategic innovation as a response to increasing business environment turbulence and complexity, among them, customer involvement strategy. This study sought to assess the effect of customer involvement strategy on financial performance of Commercial Banks in Nakuru City, Kenya. The research adopted a descriptive research design, targeting 320 staff working at commercial banks in NakuruCity, with a sample size of 178 respondents. The findings establi

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Pramono, Nugroho Heri, and Asri Nur Wahyuni. "Strategi Inovasi dan Kolaborasi Bank Wakaf Mikro Syariah dan Umkm Indonesia di Era Digital." Jurnal Ilmiah Ekonomi Islam 7, no. 1 (2021): 183. http://dx.doi.org/10.29040/jiei.v7i1.1749.

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The industrial revolution 4.0 should make financial information for stakeholders more accountable. Therefore, this study contributes to providing a business paper with the aim of identifying and explaining the innovation and collaboration strategies of Islamic micro waqf banks and Indonesian micro, small and medium enterprises in the digital era. The research method used is descriptive statistical analysis, internal and external strategic analysis and SWOT analysis. The population of this study consisted of 11 Islamic micro waqf banks (BWMS) located in Central Java, 5 experts in Islamic financ

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Megdad, Zaid, and Dilber Çaglar. "The Mediating Role of Strategic Adaptability on the Relationship between Human Resource Management Strategies and Innovation." Sustainability 16, no. 20 (2024): 8729. http://dx.doi.org/10.3390/su16208729.

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Dynamic environmental changes continue to impact organizations’ performance and goals, prompting them to adapt and develop strategies that foster innovation continually. Thus, HRMS enables talented, retaining skilled, and innovative employees who contribute with creative ideas and creative problem-solving problems to enhance innovation practices in organizations. Therefore, the findings of previous studies are insufficient and considered as empirical evidence to investigate the research constructs relationship. This study aims to examine the gap in strategic adaptability via HRM strategies and

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Chaikovskyi, Yevhen. "Factors of influence on the financial stability of banks in Ukraine." Economic Analysis, no. 34(2) (2024): 141–57. http://dx.doi.org/10.35774/econa2024.02.141.

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Introduction. In the context of increasing global financial uncertainties, ensuring the financial stability of banks becomes crucial for the economic security of Ukraine. The stability of the banking system has a direct impact on the country's investment attractiveness, the stability of the national currency, and the trust of investors and citizens in financial institutions. In this context, the analysis of factors that affect the financial stability of banks is relevant, since understanding these factors allows for the formation of strategies to minimize risks and increase the overall stabili

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