Log in

Relevant bibliographies by topics / Insolvency risk / Journal articles

To see the other types of publications on this topic, follow the link: Insolvency risk.

Journal articles on the topic 'Insolvency risk'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the top 50 journal articles for your research on the topic 'Insolvency risk.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.

1

Šarlija, Nataša, Sanja Šimić, and Biljana Đanković. "What is the Relationship Between Sales Growth and Insolvency Risk?" Naše gospodarstvo/Our economy 69, no. 3 (2023): 1–11. http://dx.doi.org/10.2478/ngoe-2023-0013.

Full text

Abstract:

Abstract Sales growth is essential for an enterprise’s survival and financial growth. If an enterprise manages to achieve sales growth, its expansion can be accomplished. However, does sales growth always have only positive effects? If the enterprise is not collecting enough cash, it can miss a payment on its debt, triggering a series of events that can lead to its insolvency. The goal of the paper is to explore the relationship between an enterprise's sales growth and its insolvency. The relationship is tested empirically on the data set of 4271 SMEs in Croatia. The results confirmed that the

APA, Harvard, Vancouver, ISO, and other styles

2

Vasiu, Diana Elena. "Could The Insolvency Risk for Companies Traded on Bucharest Stock Exchange have been Identified? A Case Study Using the Altman Model." Land Forces Academy Review 23, no. 4 (2018): 306–12. http://dx.doi.org/10.2478/raft-2018-0038.

Full text

Abstract:

Abstract Insolvency represents the state of the debtor’s patrimony characterized by insufficient funds available for the payment of certain, liquid and due debts. It may occur even in case of strong companies, for example, in case of listed companies, generating loses for investors. In economic theory, a series of insolvency risk prediction models were developed, based on the method of scores, the most known and used being the Altman model. At the present moment, five companies, traded at Bucharest Stock Exchange are insolvent. The aim of this paper is to establish if the Altman model can succ

APA, Harvard, Vancouver, ISO, and other styles

3

Budko, Elena V. "Bankruptcy as a Way of Self-Defense of the Risk Subject." Siberian Journal of Philosophy 18, no. 1 (2020): 87–98. http://dx.doi.org/10.25205/2541-7517-2020-18-1-87-98.

Full text

Abstract:

The phenomenon of insolvency (bankruptcy) is considered as a mode of existence of the subject of risk in the projection of his socio-economic behavior (fear, anxiety, loneliness) and features of personal constitution (evasion of responsibility, restriction of freedom, being in debt, deception). The article substantiates the fact that the institution of insolvency (bankruptcy) of citizens appears as a means of resolving the conflict of interests between the debtor and its creditors, as a mechanism for protecting the socio-economic rights of an insolvent risk subject and as a way to “exit” from

APA, Harvard, Vancouver, ISO, and other styles

4

Madaus, Stephan, and F. Javier Arias. "Emergency COVID-19 Legislation in the Area of Insolvency and Restructuring Law." European Company and Financial Law Review 17, no. 3-4 (2020): 318–52. http://dx.doi.org/10.1515/ecfr-2020-0018.

Full text

Abstract:

The appearance of the COVID-19 in Europe has prompted lawmakers to introduce public health measures that inevitably hurt the economy by reducing economic activity and business revenues. The foreseeable risk that the pandemic could be followed immediately by a bankruptcy epidemic led to the adoption of rules related to insolvency and restructuring laws in emergency legislation in most European countries. These rules aim at avoiding businesses to become insolvent either by suspending insolvency tests (see II.) or by providing cash support and debt moratoria (see III.). They may also contain meas

APA, Harvard, Vancouver, ISO, and other styles

5

Suvorov, E. D. "The Risk Theory of the Principle of Equality of Creditors." Kutafin Law Review 12, no. 1 (2025): 117–43. https://doi.org/10.17803/2713-0533.2025.1.31.117-143.

Full text

Abstract:

The paper is devoted to the nature of bankruptcy law as a mechanism for implementing the principle of equality of creditors. This principle assumes that creditors should bear the risk of insolvency of the debtor. This risk is expressed in the proportion of the claim that turns out to be unsatisfied. Bankruptcy law deals with the distribution of the corresponding risk to creditors of different classes. The essence of the relations of the creditors of an insolvent debtor with each other can be understood through the definition of: 1) the subject in relation to which such relations arise; 2) clai

APA, Harvard, Vancouver, ISO, and other styles

6

Draguiev, Deyan. "The Effect of Insolvency on Pending International Arbitration: What Is and What Should Not Be." Journal of International Arbitration 32, Issue 5 (2015): 511–42. http://dx.doi.org/10.54648/joia2015024.

Full text

Abstract:

Situations in which the respondent in international arbitral proceedings is declared insolvent in its jurisdiction of incorporation while the arbitration is still pending are not uncommon. They raise a number of choice of law issues both in terms of substantive and procedural law. While the roots of arbitration lie in party autonomy, insolvency laws are often comprised of mandatory rules protecting the interests of different classes of stakeholders. This article attempts to devise an abstract model of the various choice of law and characterzation problems regarding the cross-border effect of t

APA, Harvard, Vancouver, ISO, and other styles

7

Plaikner, Alexander, Marco Haid, Marcus Tänzel, and Hüseyin Yağızhan Kol. "Efficient bankruptcy prediction and its role for a more resilient Alpine tourism." International Journal of Business Ecosystem & Strategy (2687-2293) 7, no. 1 (2025): 152–72. https://doi.org/10.36096/ijbes.v7i1.716.

Full text

Abstract:

This paper examines the impact of selected variables on the value creation of tourism enterprises in Western Austria (Salzburg, Tyrol, and Vorarlberg) with the objective of developing an insolvency prediction model for Alpine tourism businesses. This study specifically highlights practical applications for business owners, policymakers, and financial institutions, providing strategies to mitigate bankruptcy risks in the tourism sector. The objective of this study is to address existing gaps in the literature regarding the early detection of insolvency in the tourism sector, particularly in Ger

APA, Harvard, Vancouver, ISO, and other styles

8

Coumas, Michael. "Taking Directors Seriously: A Silver Bullet for Triggering the Creditors’ Interest Duty—Part I." Business Law Review 42, Issue 3 (2021): 121–27. http://dx.doi.org/10.54648/bula2021017.

Full text

Abstract:

Directors of solvent companies owe a fiduciary duty to shareholders qua the company. If a company becomes technically insolvent, the duty switches to the company’s creditors. This is uncontroversial. However, the duty is also said to switch some point before, i.e., in the ‘vicinity of insolvency’. Therefore, directors must be able to make decisions which do not prejudice shareholders, in a way that is free from exposure to claims by creditors. This uncertainty stems from the case law, where the rules of company law have been confused with the policies underlying insolvency law. The two bodies

APA, Harvard, Vancouver, ISO, and other styles

9

Seehaus, Sascha Rudolf, and Tomáš Peráček. "Lack of Risk Management at Insolvency Consulting Companies: An Empirical Study in Germany 2024." Administrative Sciences 14, no. 8 (2024): 160. http://dx.doi.org/10.3390/admsci14080160.

Full text

Abstract:

In the wake of the COVID-19 pandemic, the Russian war of aggression against Ukraine and the resurgence of the Middle East conflict, government measures to support the economy have intervened massively in economic activity and thus influenced the real insolvency situation. This situation creates disruptive conditions in insolvency counselling and requires comprehensive risk management for the strategic safeguarding of internal processes in insolvency counselling companies. Despite a number of academic articles that address a lack of risk awareness in insolvency counselling, there have been no v

APA, Harvard, Vancouver, ISO, and other styles

10

Krasnova, Iryna V., and Viktoria S. Stepanets. "The European Integration Imperatives for Bank Resolution in Ukraine." Business Inform 8, no. 547 (2023): 217–28. http://dx.doi.org/10.32983/2222-4459-2023-8-217-228.

Full text

Abstract:

The aim of the article is to study the economic essence and ways to settle the insolvency of banks in the context of European regulatory imperatives. Not all banks are capable of stable functioning under conditions of economic imbalances, crises and uncertainty, which leads to the withdrawal of banks from the market. The European vector of Ukraine’s development requires the implementation of European rules for resolving bank insolvency in order to reduce the negative consequences of their possible bankruptcy. Attention is focused on the understanding of an insolvent bank as financially unstabl

APA, Harvard, Vancouver, ISO, and other styles

11

Orellana-Osorio, Iván, Marco Reyes-Clavijo, Estefanía Cevallos-Rodríguez, Luis Tonon-Ordoñez, and Luis Pinos-Luzuriaga. "Insolvency analysis of the food manufacturing industry in Cuenca." UDA AKADEM, no. 5 (April 15, 2020): 8–36. http://dx.doi.org/10.33324/udaakadem.vi5.271.

Full text

Abstract:

The risk of insolvency is related to failure or business closure, for this reason the analysis and management of this type of risk is important. The insolvency risk was applied to the food manufacturing industry in Cuenca in the period 2013-2017, which allowed to determine the bankruptcy risk existing in the companies analyzed, as well as trends of the indicator in relation to the business size. Two models were applied: the business insolvency prediction model of Altman and the logistic model using the maximum likelihood method proposed by Ohlson. Altman’s model showed that companies in the 5

APA, Harvard, Vancouver, ISO, and other styles

12

Gil, Piotr. "Acquisition of real property from a party which is either insolvent or at risk of insolvency: issues relating to time limits for challenging real property acquisition." Nieruchomości@ II, no. II (2022): 49–68. http://dx.doi.org/10.5604/01.3001.0015.8598.

Full text

Abstract:

A debtor at risk of insolvency often sells or encumbers valuable assets and, by doing so, he or she may prevent their creditors from obtaining satisfaction. Where certain prerequisites are met, the creditors may challenge the legal actions of the debtor relying on ‘actio Pauliana’ (a complaint to set aside fraudulent conveyance) regulated in Article 527 et seq. of the Polish Civil Code. If a debtor is declared bankrupt, the right to challenge fraudulent conveyance to the detriment of the creditors of assets belonging to the bankruptcy estate is exercised by the trustee in bankruptcy. The acqui

APA, Harvard, Vancouver, ISO, and other styles

13

Hettiarachchi, N. B., and T. K. G. Sameera. "The Role of Corporate Governance in Managing Insolvency Risk in the Post-Pandemic Era: An Empirical Study of Licensed Finance Companies in Sri Lanka." South Asian Journal of Business Insights 4, no. 2 (2025): 25–44. https://doi.org/10.4038/sajbi.v4i2.68.

Full text

Abstract:

This study aims to identify the specific corporate governance (CG) factors that influence the probability of insolvency of the Licensed Finance Companies (LFCs) listed on the Colombo Stock Exchange (CSE) in Sri Lanka. The study is grounded in the evidence that CG is critical in managing insolvency risk, especially during the pandemic. The increasing financial instability among Finance Companies (FCs) highlights the crucial need for a comprehensive analysis of CG mechanisms and their impact on insolvency risk (IR). Specifically, the economic instability caused by the recent pandemic underscores

APA, Harvard, Vancouver, ISO, and other styles

14

MA, Mingming, and Qingwu LI. "Istraživanje standarda nesolventnosti društava za osiguranje iz uporedne perspektive." Evropska revija za pravo osiguranja XXIII, no. 2 (2024): 8–29. http://dx.doi.org/10.46793/erpo2302.08m.

Full text

Abstract:

A multi-level risk disposal framework, including market, administrative and judicial aspects, has been established for insurance companies in China. However, the lack of practicality of the top-level legislative design and the concentration of regulatory power have hindered the practical application of the market exit mechanism through insolvency proceedings. Compared with the United States, Japan and the UK, there are significant differences in the choice of insurance company insolvency legislative model, the standard for initiating insurance company insolvency procedures, and the interface b

APA, Harvard, Vancouver, ISO, and other styles

15

Tan, Yong, and John Anchor. "Does competition only impact on insolvency risk? New evidence from the Chinese banking industry." International Journal of Managerial Finance 13, no. 3 (2017): 332–54. http://dx.doi.org/10.1108/ijmf-06-2016-0115.

Full text

Abstract:

Purpose The purpose of this paper is to investigate the impact of competition on credit risk, liquidity risk, capital risk and insolvency risk in the Chinese banking industry during the period 2003-2013. Design/methodology/approach This study uses a generalized method of moments system estimator to examine the impact of competition on risk. In particular, translog specifications are used to measure the competition and insolvency risk. Findings The results show that greater competition within each bank ownership type (state-owned commercial banks, joint-stock commercial banks and city commercia

APA, Harvard, Vancouver, ISO, and other styles

16

Gennaro, Alessandro. "Insolvency Risk and Value Maximization: A Convergence between Financial Management and Risk Management." Risks 9, no. 6 (2021): 105. http://dx.doi.org/10.3390/risks9060105.

Full text

Abstract:

This conceptual paper focuses on the relationship between insolvency, capital structure, and value creation. The aim is twofold: to define risk-based capital measures able to absorb the effects of financial distress and avoid corporate default; and to verify conditions and limits of use of these measures in corporate financial policies. The capital measures based on insolvency risk will be defined by recalling the concepts of Cash Flow-at-Risk and Capital-at-Risk. A first check on the usefulness of these risk-based measures and their consistency with the principle of value maximization is carr

APA, Harvard, Vancouver, ISO, and other styles

17

Stroie, Cristina, and Adriana Duţescu. "The Enterprise Risk Profile Model and Its Implementation in Reorganised Companies." Proceedings of the International Conference on Business Excellence 13, no. 1 (2019): 241–53. http://dx.doi.org/10.2478/picbe-2019-0022.

Full text

Abstract:

Abstract Globalization, as a response to the accelerated developments in recent decades, has shifted the world economy to a direction in which the adaptation to uncertainty conditions has been one of the most important manifestations of rational behavior. Human activity has always been subject to risks and uncertainty, and environmental pressure naturally generates selection and adaptation. The risk profile analysis in insolvency proceedings, as an indicator of managerial and financial health, represents a challenge to complement the gaps in the literature, given the limited studies in the fie

APA, Harvard, Vancouver, ISO, and other styles

18

Danilov, Artem. "Determination of the threat of insolvency of business entities in bankruptcy procedures." Slovo of the National School of Judges of Ukraine, no. 2(47) (October 28, 2024): 118–34. https://doi.org/10.37566/2707-6849-2024-2(47)-10.

Full text

Abstract:

The article analyzes the problems of the methodology of determining the threat of insolvency of the debtor in bankruptcy cases, as a basis for imposing joint and several liability on the head of the insolvent debtor for failure to satisfy the demands of creditors. The purpose of the article is a critical analysis and assessment of regulatory definitions and existing approaches in judicial law enforcement practice to determining the state of the threat of insolvency of the debtor in bankruptcy procedures, identifying their shortcomings, developing recommendations for improving regulatory and le

APA, Harvard, Vancouver, ISO, and other styles

19

Krichevskiy, Evgeniy Nikitich. "Development of scientific and methodological approaches to identify threats of possible insolvency of legal entities for tax administration purposes." Налоги и налогообложение, no. 3 (March 2025): 1–21. https://doi.org/10.7256/2454-065x.2025.3.74243.

Full text

Abstract:

This article is a study of the possibility of improving scientific and methodological approaches to determining the bankruptcy of insolvent organizations. The paper discusses modern methods of bankruptcy forecasting, as well as the author's methodology for identifying "pre-bankruptcy" for tax administration purposes. The purpose of the presented research is to improve scientific and methodological approaches to determining the situation preceding the onset of insolvency (bankruptcy) of legal entities for the purposes of tax administration. The novelty of the present study lies in the developme

APA, Harvard, Vancouver, ISO, and other styles

20

Zabkowski, Tomasz S. "RFM approach for telecom insolvency modeling." Kybernetes 45, no. 5 (2016): 815–27. http://dx.doi.org/10.1108/k-04-2015-0113.

Full text

Abstract:

Purpose – The purpose of this paper is to present application of recency, frequency and monetary value (RFM) approach to predict customer insolvency using telecommunication data corresponding to RFM of late payments. The study tackles a serious problem that telecommunication companies often face and shows the ways to deal with it. Design/methodology/approach – Based on a real telecom customer data, RFM approach was tested against decision trees and logistic regression models. Proposed models were evaluated with lift measure, area under the receiver operating characteristic and the ability to d

APA, Harvard, Vancouver, ISO, and other styles

21

-, Ruri Anggoro, and Aimatul Yumna. "Financing structure and bankruptcy risk in sharia commercial banks in Indonesia." Financial Management Studies 1, no. 2 (2021): 59–71. http://dx.doi.org/10.24036/jkmk.v1i2.13.

Full text

Abstract:

Purpose –The objective of examine the effect of the proportion level of profit-loss sharing financing to murabahah financing to the Islamic bank insolvency risk. Insolvency risk is measured by Zscore method Methodology–The samples of this study are 9 Islamic banks that consistenly published annual reports for OJK in the period 2011-2018. The data was analyzed using multiple linier regression model. Finding – The result show that the proportion level of profit-loss sharing financing to the non profit-loss sharing financing has no significant influence on islamic bank’s insolvency ri

APA, Harvard, Vancouver, ISO, and other styles

22

Huang, Rachel J., Jeffrey T. Tsai, and Larry Y. Tzeng. "Government-provided annuities under insolvency risk." Insurance: Mathematics and Economics 43, no. 3 (2008): 377–85. http://dx.doi.org/10.1016/j.insmatheco.2007.10.002.

Full text

APA, Harvard, Vancouver, ISO, and other styles

23

Fred-Horsfall, Fred Vincent, and Onamariwari O. Briggs. "Institutional Ownership and Insolvency Risk: The moderating Role of Share Ownership Concentration in Nigeria." GPH-International Journal of Business Management 8, no. 01 (2025): 103–17. https://doi.org/10.5281/zenodo.14627720.

Full text

Abstract:

Sequel to seeming paradox of having institutional shareholders and growing business mortality rate, despite their reputation of monitoring expertise, this study was carried out to evaluate the impact of institutional ownership oninsolvency risk of quoted manufacturing companies in Nigeria, within the moderating framework of share ownership concentration. Insolvency risk was measured using Altman’s Z-score to construct insolvency probability, based on the Z-score as log-odd ratio function of solvency probability. Institutional ownership and share ownership concentration were operationaliz

APA, Harvard, Vancouver, ISO, and other styles

24

Mevorach, Irit, and Adrian Walters. "The Characterization of Pre-insolvency Proceedings in Private International Law." European Business Organization Law Review 21, no. 4 (2020): 855–94. http://dx.doi.org/10.1007/s40804-020-00176-x.

Full text

Abstract:

AbstractThe decade since the financial crisis has witnessed a proliferation of various ‘light touch’ financial restructuring techniques in the form of so-called pre-insolvency proceedings. These proceedings inhabit a space on the spectrum of insolvency and restructuring law, somewhere between a pure contractual workout, the domain of contract law, and a formal insolvency or rehabilitation proceeding, the domain of insolvency law. While, to date, international insolvency instruments have tended to define insolvency proceedings quite expansively, discussion of the cross-border implications of pr

APA, Harvard, Vancouver, ISO, and other styles

25

Sanfins, Marco Aurélio Dos Santos, and Danilo Soares Monte-Mor. "RiD: Uma Nova Abordagem para o Cálculo do Risco de Insolvência." Brazilian Review of Finance 12, no. 2 (2014): 229. http://dx.doi.org/10.12660/rbfin.v12n2.2014.18543.

Full text

Abstract:

Given the recent international crises and the increasing number of defaults, several researchers have attempted to develop metrics that calculate the probability of insolvency with higher accuracy. The approaches commonly used, however, do not consider the credit risk nor the severity of the distance between receivables and obligations among different periods. In this paper we mathematically present an approach that allow us to estimate the insolvency risk by considering not only future receivables and obligations, but the severity of the distance between them and the quality of the respective

APA, Harvard, Vancouver, ISO, and other styles

26

Huhtilainen, Matias. "The determinants of bank insolvency risk: evidence from Finland." Journal of Financial Regulation and Compliance 28, no. 2 (2020): 315–35. http://dx.doi.org/10.1108/jfrc-02-2019-0021.

Full text

Abstract:

Purpose This paper aims to contribute to the literature on the determinants of bank-specific insolvency risk. Design/methodology/approach By applying a dynamic two-step System GMM estimator on a novel, representative panel of 339 Finnish unlisted cooperative and savings banks over the period 2002-2018. Findings This study contributes to the literature on the determinants of bank-specific insolvency risk by applying a dynamic two-step System GMM estimator on a novel, representative panel of 339 Finnish unlisted cooperative and savings banks over the period 2002-2018. The key findings suggest th

APA, Harvard, Vancouver, ISO, and other styles

27

Balteș, Nicolae, and Ruxandra Maria Pavel. "Assessment of the Insolvency Risk in Companies Listed on the Bucharest Stock Exchange." Studia Universitatis „Vasile Goldis” Arad – Economics Series 29, no. 4 (2019): 58–71. http://dx.doi.org/10.2478/sues-2019-0018.

Full text

Abstract:

Abstract The present study presents, from the theoretical and pragmatic point of view, 6 of the established score models regarding the assessment of the insolvency risk, belonging to the Anglo-Saxon, Continental and Romanian schools. The research sample is made up of 26 companies belonging to the hotel industry and restaurants, listed on the Bucharest Stock Exchange. The research was carried out over a period of 11 years (2007-2017). Following the application of the score models, it was found that during the period covered by the research, a number of 14 companies had a relatively high insolve

APA, Harvard, Vancouver, ISO, and other styles

28

Hussain, Rana Yassir, Xuezhou Wen, Rehan Sohail Butt, Haroon Hussain, Sikandar Ali Qalati, and Irfan Abbas. "Are Growth Led Financing Decisions Causing Insolvency in Listed Firms of Pakistan?" Zagreb International Review of Economics and Business 23, no. 2 (2020): 89–115. http://dx.doi.org/10.2478/zireb-2020-0015.

Full text

Abstract:

AbstractWe examine the relationship between growth opportunities and insolvency risk in a mediating framework through financing decisions for 330 listed firms on the Pakistan Stock Exchange (PSX) This study covers a data period of five years ranging from 2013 to 2017. Financing decisions used in this study involve capital structure decision and debt maturity decision. We applied robust clustered panel OLS regression to the data and found a negative relationship between growth opportunities and insolvency risk in all samples consisting of overall, large and small firms. Growth opportunities hav

APA, Harvard, Vancouver, ISO, and other styles

29

Mastrullo, Thomas. "417Cross-border Mobility of Insolvent Companies Within the European Union." European Company and Financial Law Review 21, no. 3-4 (2024): 417–41. https://doi.org/10.1515/ecfr-2024-0012.

Full text

Abstract:

Abstract Insolvent companies that meet the conditions of Article 54 of the TFEU and have access to the right of establishment provided for by Article 49 of the TFEU can, in principle, move freely within the European area. However, the cross-border mobility of insolvent companies presents a risk of abuse or fraud and may be detrimental to the rights of third parties. Therefore, the law on insolvency proceedings intervenes to provide a framework for this cross-border mobility by combating forum shopping and law shopping, while protecting local interests by means of private international law rule

APA, Harvard, Vancouver, ISO, and other styles

30

Nguyen, Dang Quang, and Van Dan Dang. "Monetary policy and risk of commercial banks in Vietnam." Journal of Eastern European and Central Asian Research (JEECAR) 11, no. 3 (2024): 465–77. http://dx.doi.org/10.15549/jeecar.v11i3.1544.

Full text

Abstract:

This study investigates the bank risk-taking channel of monetary policy transmission by comprehensively analyzing multiple bank risk measurements amid monetary policy shocks in Vietnam. Using banking data for 2008–2021, a dynamic panel model is estimated to examine the risk exposure of 30 Vietnamese commercial banks. The paper employs the annual M2 money supply growth as a monetary policy variable, besides two policy interest rates established by the central bank. We find that an expansion of monetary policy benefits the quality of loan portfolios; however, reduced interest rates or an extende

APA, Harvard, Vancouver, ISO, and other styles

31

Kokorin, Ilya. "Insolvency of Significant Non-Financial Enterprises: Lessons from Bank Failures and Bank Resolution." European Business Law Review 32, Issue 3 (2021): 521–56. http://dx.doi.org/10.54648/eulr2021019.

Full text

Abstract:

In the aftermath of the global financial crisis the EU bank resolution regime went through fundamental changes that seek to preserve financial stability and ensure continuity of critical functions. The same cannot be said of insolvency rules applicable to non-financial enterprises. Unlike bank resolution with its macroprudential and proactive focus, insolvency law has largely remained microprudential and reactive. Admittedly, unlike bank failures, corporate insolvencies usually do not pose systemic risk. However, in practice this may not hold true for significant non-financial enterprises (SNF

APA, Harvard, Vancouver, ISO, and other styles

32

Hoyt, Robert E., J. David Cummins, and Richard A. Derrig. "Managing the Insolvency Risk of Insurance Companies." Journal of Risk and Insurance 59, no. 4 (1992): 713. http://dx.doi.org/10.2307/253356.

Full text

APA, Harvard, Vancouver, ISO, and other styles

33

Wilson, Nick, and Mike Wright. "Private Equity, Buy-outs and Insolvency Risk." Journal of Business Finance & Accounting 40, no. 7-8 (2013): 949–90. http://dx.doi.org/10.1111/jbfa.12042.

Full text

APA, Harvard, Vancouver, ISO, and other styles

34

Hugonnier, Julien, and Erwan Morellec. "Bank capital, liquid reserves, and insolvency risk." Journal of Financial Economics 125, no. 2 (2017): 266–85. http://dx.doi.org/10.1016/j.jfineco.2017.05.006.

Full text

APA, Harvard, Vancouver, ISO, and other styles

35

Lamy, Robert E., and G. Rodney Thompson. "PENN SQUARE, PROBLEM LOANS, AND INSOLVENCY RISK." Journal of Financial Research 9, no. 2 (1986): 103–11. http://dx.doi.org/10.1111/j.1475-6803.1986.tb00440.x.

Full text

APA, Harvard, Vancouver, ISO, and other styles

36

Marassi, Daria, and Valetino Pediroda. "Risk insolvency predictive model maximum expected utility." International Journal of Business Performance Management 10, no. 2/3 (2008): 174. http://dx.doi.org/10.1504/ijbpm.2008.016637.

Full text

APA, Harvard, Vancouver, ISO, and other styles

37

КОРОЛЕВА, Е. В., and Ю. Н. САМЫЛИНА. "ASSESSMENT AND FORECASTING OF THE RISK OF FINANCIAL INSOLVENCY OF THE BAKERY INDUSTRY." Экономика и предпринимательство, no. 8(169) (August 30, 2024): 720–24. http://dx.doi.org/10.34925/eip.2024.169.8.136.

Full text

Abstract:

Финансовая несостоятельность представляет собой неспособность экономического субъекта своевременно и в полном объеме погашать свои финансовые обязательства. Для объективной оценки риска возникновения финансовой несостоятельности целесообразно использовать совокупность различных методик, позволяющих учесть внешние и внутренние факторы ее возникновения. В статье на конкретном примере будет представлен практический подход к анализу финансовой несостоятельности предприятия хлебопекарной промышленности. Financial insolvency is the inability of an economic entity to pay its financial obligations in

APA, Harvard, Vancouver, ISO, and other styles

38

Fonseca, Marcello Pires, Francisco Lúcio Pinto De Lima, Eliane Gonçalves Craveiro, et al. "Analyzing economic conditions and operating dynamics in global markets: a comprehensive study." Caderno Pedagógico 21, no. 2 (2024): e2636. http://dx.doi.org/10.54033/cadpedv21n2-012.

Full text

Abstract:

This article explores the interconnection between Risk Management, Corporate Governance and the critical challenge of insolvency in organizations. Risk Management emerges as a central pillar in the ability of companies to face uncertainties and crises, with the aim of protecting assets, sustaining operations and ensuring business continuity. Corporate Governance, in turn, lays the foundation for efficient risk management. It defines responsibilities, decision-making structure, and the integrity of the risk management process. However, insolvency remains a complex challenge. Poor risk managemen

APA, Harvard, Vancouver, ISO, and other styles

39

Gant, Jennifer L. L., and Jenny Buchan. "Moral Hazard, Path Dependency and Failing Franchisors: Mitigating Franchisee Risk Through Participation." Federal Law Review 47, no. 2 (2019): 261–87. http://dx.doi.org/10.1177/0067205x19831841.

Full text

Abstract:

Employment relations are well understood. Business format franchising is a newer and rapidly evolving business expansion formula, also providing employment. This article compares the fates of employees and franchisees in their employer/franchisor insolvency. Whereas employees enjoy protection, franchisees continue to operate in conditions that have been described as Feudal. We identify the inherence of moral hazard, path dependency and optimism bias as reasons for the failure of policies and corporations laws, globally, to adapt to the franchise relationship. This failure comes into sharp focu

APA, Harvard, Vancouver, ISO, and other styles

40

Kim, Minhyuk. "Financial Conglomerate Affiliation, Insurance Companies’ Performance, and Risk." Korean Journal of Financial Studies 49, no. 3 (2020): 447–88. http://dx.doi.org/10.26845/kjfs.2020.06.49.3.447.

Full text

Abstract:

This study analyzes the relationship between financial conglomerate affiliation, insurance companies’ performance, and risk. For verification, a univariate analysis was conducted using a propensity score matching technique and an ordinary least squares regression model was estimated. As a robustness check, the Heckman two-stage regression model, which is known for correcting self-selection bias, was also estimated. The main results are as follows. First, as a result of belonging to a financial conglomerate, insurers’ profitability and simple equity ratio are significantly lower than that of st

APA, Harvard, Vancouver, ISO, and other styles

41

Iancu, Lavinia-Olivia. "The Principles of the Insolvency Procedure in Romania." Athens Journal of Law 10, no. 4 (2024): 519–32. http://dx.doi.org/10.30958/ajl.10-4-5.

Full text

Abstract:

The insolvency law in Romania is one with tradition, its first form being adopted in 1995. At that time, although no principles were expressly stipulated to govern this procedure, they could somehow be deduced from the interpretation of the legal norms. The legal consecration of the principles of the insolvency procedure can only be found in Law No. 85/2014, still in force today. It should be mentioned that Law no. 216/2022 amended the legal rules regarding the principles applicable to insolvency. These principles can be summarised as follows: encouraging negotiations regarding the prevention

APA, Harvard, Vancouver, ISO, and other styles

42

Grassa, Rihab. "Ownership structure, deposits structure, income structure and insolvency risk in GCC Islamic banks." Journal of Islamic Accounting and Business Research 7, no. 2 (2016): 93–111. http://dx.doi.org/10.1108/jiabr-11-2013-0041.

Full text

Abstract:

Purpose This paper aims to examine the effect of the concentration of ownership concentration and the deposits structure on the link between income structure and insolvency risk in Islamic banks operating in Gulf Cooperation Council (GCC) countries. Design/methodology/approach Using data for 43 GCC Islamic banks over the period from 2005 to 2012, this paper specifies a three-stage least-squares model in which the impact of the concentration of ownership concentration and the deposits structure on income diversification and insolvency risk is jointly analyzed to address the problem of endogenei

APA, Harvard, Vancouver, ISO, and other styles

43

Mebid, Al Jammas Raya Idan, Syajarul Imna Mohd, Aisyah Abdul-Rahman, and Mohd Fahmi Ghazali. "The influence of corporate governance and Shariah governance on insolvency risk: Evidence from developing market." Periodicals of Engineering and Natural Sciences (PEN) 12, no. 1 (2024): 205–22. https://doi.org/10.21533/pen.v12.i1.31.

Full text

Abstract:

The goal of the study was to determine how corporate governance and Sharia governance affected the risk of insolvency in banks located in Iraq and the Gulf Cooperation Countries (GCC). The moderating influence of foreign ownership in banks on the association between the two levels of governance and bankruptcy risk was also examined in this study. For the years 2012–2021, the study covered 70 banks listed in Iraq and the seven GCC countries. Three distinct regression models were utilized in the study: ordinary least squares, variable effect model, and fixed effect model. To select the best mode

APA, Harvard, Vancouver, ISO, and other styles

44

Chunhachinda, Pornchai, and Li Li. "Income Structure, Competitiveness, Profitability, and Risk: Evidence from Asian Banks." Review of Pacific Basin Financial Markets and Policies 17, no. 03 (2014): 1450015. http://dx.doi.org/10.1142/s0219091514500155.

Full text

Abstract:

This paper investigates the impact of Asian banks' income structure on competitiveness, profitability, and risk over the period 2005–2011. Exchange-listed commercial banks of eight Asian countries are included in the study sample. The cross-sectional regression results reveal that higher exposure of net non-interest income in Asian banks increases market risk and asset risk but lowers insolvency risk, ROA and ROE. On the other hand, higher exposure of net fees and commissions reduces return volatility, market risk, and asset risk but increases insolvency risk, ROA, and ROE. Further, exposure t

APA, Harvard, Vancouver, ISO, and other styles

45

Meshack, Kerongo Maatwa, and Rose Wairimu Mwaura. "THE EFFECT OF OPERATIONAL RISK MANAGEMENT PRACTICES ON THE FINANCIAL PERFORMANCE IN COMMERCIAL BANKS IN TANZANIA." American Journal of Finance 1, no. 1 (2016): 29. http://dx.doi.org/10.47672/ajf.83.

Full text

Abstract:

Purpose: The purpose of the study was to determine the effect of operational risk management practices on the financial performance in commercial banks in TanzaniaMethodology: The research problem was studied by use of a descriptive research design. The population of the study consisted of all commercial banks in Tanzania. The study used the sample size of 34 commercial banks in Tanzania. Therefore all the commercial banks participated in equally. Questionnaires were the primary data collection tool in this study. The data gathered from the respondents shall be analyzed and presented using des

APA, Harvard, Vancouver, ISO, and other styles

46

Krisna, Ivo Nila, Rida Rahim, and Mohamad Fany Alfarisi. "COMPETITION AND PROFITABILITY: IMPACT ON STABILITY IN INDONESIAN BANKING." JBTI : Jurnal Bisnis : Teori dan Implementasi 13, no. 1 (2022): 51–61. http://dx.doi.org/10.18196/jbti.v13i1.14309.

Full text

Abstract:

Currently the banking industry has undergone major changes in recent years due to regulatory deregulation. Seeing this, in implementing it, banks must be managed more carefully, one of which is by maintaining it. Banking instability occurs because banks face too many risks. The purpose of this study is to examine how the influence of competition and profitability on banks in the Indonesian banking industry. The population used is commercial banks listed on the Indonesia Stock Exchange in 2015-2019. A series of indicators from internal and external banks are also used in this study to support t

APA, Harvard, Vancouver, ISO, and other styles

47

Amar, Shafiq. "Analysis of Key Determinants of Insolvency Risk in Commercial Banks: An Insight from Pakistani Banking Sector." Journal of Management & Educational Research Innovation 2, no. 2 (2024): 1–12. https://doi.org/10.5281/zenodo.12790371.

Full text

Abstract:

Banking organizations operate in an unpredictable and risky environment, necessitating the development of strategies to enhance performance and prevent bankruptcy. This study aims to analyze the factors affecting Pakistan's commercial banks' financial stability, focusing on the key reasons for insolvency risk and the impact of risk on the bank's revenue generation factor. Unsatisfactory risk control strategies can decrease efficiency and lead to insolvency. The study analyzes data from 22 commercial banks using the two-step generalized method to measure strategies to reduce insolvency risk. It

APA, Harvard, Vancouver, ISO, and other styles

48

ADAMUS, RAFAŁ. "EARLY WARNING OF INSOLVENCY IN THE EUROPEAN UNION LAW." Sociopolitical sciences 10, no. 5 (2020): 89–94. http://dx.doi.org/10.33693/2223-0092-2020-10-5-89-94.

Full text

Abstract:

Rapid diagnosis of the risk of an entrepreneur’s insolvency is of great importance for the socio-economic environment. This issue is of particular importance in the context of the financial crisis caused by the COVID-19 pandemic. The insolvency resulting in the announced bankruptcy brings a lot of harm to the debtors themselves (their shareholders), creditors and the entire economy. A much better solution is the restructuring of the debtor. For the purposes of predicting insolvency can be used Artificial Intelligence although traditional methods are also in use. For these reasons, in European

APA, Harvard, Vancouver, ISO, and other styles

49

Rachdi, Houssem, Mohamed Ali Trabelsi, and Naama Trad. "Banking Governance and Risk: The Case of Tunisian Conventional Banks." Review of Economic Perspectives 13, no. 4 (2013): 195–206. http://dx.doi.org/10.2478/revecp-2013-0009.

Full text

Abstract:

Abstract Banks are in the business of taking risks. The 3 pillars of Basel II capital accord highlight the crucial role of informative risk disclosures in enhancing market discipline. The specific role and responsibilities of the board of directors or supervisory boards in banking institutions continue, however, to fuel debate. Findings of the literature are often inconclusive. The main contribution of this study is examining how board characteristics affect risk in banking industry. We explore this relationship by using many econometric approaches. The empirical analysis based on a sample of

APA, Harvard, Vancouver, ISO, and other styles

50

Djebali, Nesrine, and Khemais Zaghdoudi. "Bank Governance, Risk and Bank Insolvency: Evidence from Tunisian Banks." International Journal of Accounting and Financial Reporting 7, no. 2 (2017): 451. http://dx.doi.org/10.5296/ijafr.v7i2.12218.

Full text

Abstract:

The aim of this paper is twofold. Firstly, it investigates the effect of bank governance on bank risk measured by the standard deviation of the return on assets (SDROA). Secondly, it tests the relationship between bank governance mechanisms and bank insolvency proxied by the Zscore (ROA). To achieve this goal, we used a sample of 11 Tunisian banks observed during the period 2006-2015. These 11 banks are considered as the most dynamic banks in the Tunisian banking system. The econometric approach used in this study is based on panel data analysis especially fixed and random effect models. Empir

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!