Academic literature on the topic 'Insurance'

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Journal articles on the topic "Insurance"

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Nam, Bach Thi Nha. "Suggestions to modify Vietnam’s legal provisions on the insurable interest in life insurance." Science & Technology Development Journal - Economics - Law and Management 2, no. 3 (2019): 38–49. http://dx.doi.org/10.32508/stdjelm.v2i3.518.

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The insurable interest in life insurance is a core principle for the parties to enter into an insurance contract. In case the policyholder does not have insurable interest to the insured, the life insurance contract will become invalid or the life insurance contract will terminate when the policyholder no longer has insurable interest in accordance with Vietnam Insurance Business Law. The practice of life insurance contract performance has raised many issues related to the insurable interest that Vietnam Insurance Business Law has not mentioned or are still lacking. Therefore, the legal provis
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Nagaraj, Shet, Jeelani Qadiri Ghulam, Sukhlal Kalal Bhuvanesh, and Saldanha Sunita. "Impact of Out-Of-Pocket Health Care Financing and Health Insurance Utilization among the Population: A Systematic Review." International Journal of Health Sciences and Research 8, no. 2 (2019): 249–57. https://doi.org/10.5281/zenodo.2644766.

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The enactment of the insurance regulatory and development act (IRDA) in 1999 allows private and foreign entrepreneurs to enter the health insurance market and at present Indian health insurance sector offers different kind of health insurances like social health insurance, private health insurance and community based health insurance etc. But even with this as depicted by many studies penetration of insurance especially at rural India is very low and people are payingtheirheath care cost though pocket. To understand this issue, present article tries to providedetailed review on Out-of-pocket (
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Habibaty, Diana Mutia, and Ah Azharuddin Lathif. "INSURANCE WAQF PHENOMENCES IN THE INSURABLE INTEREST PERSPECTIVE." Penamas 33, no. 2 (2020): 225. http://dx.doi.org/10.31330/penamas.v33i2.409.

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Waqf insurance is a new breakthrough in the field of waqf and sharia insurance. This product collaborates between waqf and insurance products. The insurance waqf product is considered contrary to one of the insurance principles, namely the principle of insurable interest (Insurable Interest Principle). This principle states that the insured party (the insured / insurance participant) must have an interest in the object of insurance (life / object). This principle was born because everyone insures himself / his property because the person / property has the risk of being damaged / lost, whereas
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Dudziński, Piotr. "Insurance and Self-Insurance – Substitutes or Complements?" Przegląd Statystyczny. Statistical Review 2014, no. 3 (2014): 307–16. http://dx.doi.org/10.59139/ps.2014.03.5.

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Classical result by Ehrlich and Becker states that with two states of the world, market insurance and self-insurance are substitutes. However, it turns out that conclusion does not hold in the model with many states. This paper considers interactions between price of compulsory market insurance and demand for self-insurance. We present sufficient conditions for self-insurance to be complementary or substitute for market insurance. We provide economic interpretation of that result, highlighting the role of an efficiency of self-insurace as a key to understanding the phenomenon.
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Mrozowska-Bartkiewicz, Beata, and Renata Orzechowska. "Parametric Insurances – Characteristics and Legal Nature." Prawo Asekuracyjne 4, no. 121 (2025): 3–28. https://doi.org/10.5604/01.3001.0054.9988.

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This article deals with the topic of parametric insurances, which are a novelty on the insurance market and which are an innovative reaction of insurers to the need for solutions tailored to specific features of selected types of insurance risks. The structure of this insurance product departs from the classic notion of insurance contract, which gives rise to legal discussions on legal nature thereof. The discussions are conducted not only by representatives of Polish doctrine and practice, but also in many other European countries and in the United States. The article attempts to identify the
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Podile, Venkateswararao, Jai M. Desai, Sk Sameer, Thulluru Rishi Krishna Revanth, and K. Kaveri. "A Brief Note Of Having Insurance Policy." IOSR Journal of Business and Management 26, no. 11 (2024): 08–10. https://doi.org/10.9790/487x-2611140810.

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First, understand the literal meaning of insurance. It means an assurance against unforeseen and unfortunate loss. This means you can be compensated if you encounter an unfortunate event and incur a financial loss because of it. There are two types of insurance one is general insurance, and another is life insurance so under the general insurance there are some categories that is health insurance, life insurance, home insurance, travel insurance, liability insurance and fire and hazards insurance. And for the life insurance term life insurance, moneyback plans, child educational plans, unit li
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Belykh, Vladimir. "Insurance interest under the law of England." Bulletin of the Karaganda University. “Law" Series 30, no. 1 (117) (2025): 98–105. https://doi.org/10.31489/2025l1/98-105.

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The article is devoted to one of the elements of the insurance contract. The author notes that the doctrine of insurable interest was developed in England in the middle of the 18th century. The classic definition of insur-able interest in property insurance is contained in a court judgment. Initially, insurable interest was an “eco-nomic interest” — a real and expected possibility of property damage due to an insured event. It was first leg-islated in the Marine Insurance Act of 1745. In the 20th century, the Marine Insurance Act of 1745 was re-placed by the Marine Insurance Act of 1906. A new
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Khabarov, V. I., M. S. Kolbina, and I. Yu Kushelev. "Innovative activity of insurance organizations: Course of development." Economics and Management 29, no. 2 (2023): 188–99. http://dx.doi.org/10.35854/1998-1627-2023-2-188-199.

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Aim. The presented study aims to develop a model for the innovative development of insurance in Russia based on an in-depth analysis of scientific papers, a survey of insurers, and the market situation.Tasks. The authors examine innovative development models in the insurance sector; identify problems affecting the introduction of innovations in the insurance business; analyze channels through which insurers purchase insurance products; test the hypothesis about insurers giving preference to digital channels when choosing insurance depending on age and gender; identify the most popular types of
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Osipenko, Maria, Zhiwei Shen, and Martin Odening. "Is there a demand for multi-year crop insurance?" Agricultural Finance Review 75, no. 1 (2015): 92–102. http://dx.doi.org/10.1108/afr-12-2014-0043.

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Purpose – The purpose of this paper is to examine the aggregate demand for single- and multi-year crop insurance contracts and to discuss market potential for multi-year crop insurances. Design/methodology/approach – In this paper the authors develop a dynamic discrete choice model of insurance alternatives, in which single- and multi-year insurance contracts are offered to heterogeneous risk averse farmers. The farmers determine their insurances choices based on inter-temporal utilities. Findings – The results show that in a competitive insurance market with heterogeneous risk averse farmers,
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Glintić, Mirjana. "Main characteristics of credit life insurance." Pravo i privreda 58, no. 3 (2020): 237–53. http://dx.doi.org/10.5937/pip2003237g.

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In recent years, banks in Serbia, as authorized insurance agents, have started offering various types of insurance contracts that serve as a means of securing credit. Since the potential credit user is a consumer who does not have sufficient legal knowledge of insurance contracts, this paper aims to point out the main characteristics of these insurances and to highlight the differences between them. Despite all the information that insurance agents are required to disclose to their clients, there are always certain dilemmas regarding these insurance policies, particularly with respect to the i
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Dissertations / Theses on the topic "Insurance"

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Smith, Tania A. "Insurable interest and marine insurance contracts." Thesis, University of Manchester, 2000. https://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.488352.

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Gongora, Luis Jorge. "Aviation insurance." Thesis, National Library of Canada = Bibliothèque nationale du Canada, 1999. http://www.collectionscanada.ca/obj/s4/f2/dsk1/tape9/PQDD_0010/MQ50933.pdf.

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Góngora, Luis Jorge. "Aviation insurance." Thesis, McGill University, 1998. http://digitool.Library.McGill.CA:80/R/?func=dbin-jump-full&object_id=21682.

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This thesis examines the subject of aviation insurance from the broad international market perspective, mainly covered by London, and the structure, content and interpretation of typical aviation insurance policies An historical background is provided to give an overview on the matter. Precedents from various jurisdictions have been noted. Because policies written for several types of insurance frequently contain provisions similar or analogous to those found in common aviation insurance policies, those provisions, and references to the few authors who have written on the matter, are quoted fr
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Ball, S. G. "Self-insurance and public insurance over the life-cycle." Thesis, University of Cambridge, 2008. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.596317.

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This thesis addresses household saving behaviour, characterising the extent of self-insurance and public insurance over the life-cycle. Understanding how household saving varies in response to different forms of uncertainty is vitally important. Some risks are not fully insurable when markets are incomplete: for example, it is difficult for private insurers to cover layoff and productivity risk because of moral hazard issues. In these situations saving decisions determine households’ ability to avoid adversity, or to self-insure against such outcomes. While there has been substantial research
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Ortega, Piana Marco Antonio. "Payment of Insurance Premium and Subsistence of the Insurance Contract." IUS ET VERITAS, 2016. http://repositorio.pucp.edu.pe/index/handle/123456789/123310.

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This article addresses the issue referred to the remedies of the insurance contract for the non-payment of the premium. t hrough an analysis of the previous and current legislation, the author examines the consequences of the non-payment of the insurance premium in the contractual relationship. By recognizing the protective nature of the legislation in favor of the insured as the weak party, three specific contractual remedies are identified: The suspension of coverage, the termination of the contract and the the extinction of the contractual relationship by inaction of the parties.<br>El pres
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Yuen, Tak-tim Anthony. "A study on the popularity of utilizing insurance brokers by industrial concerns in Hong Kong for management of their insurance programme /." [Hong Kong : University of Hong Kong], 1986. http://sunzi.lib.hku.hk/hkuto/record.jsp?B12326331.

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Guleroglu, Cigdem. "Portfolio Insurance Strategies." Master's thesis, METU, 2012. http://etd.lib.metu.edu.tr/upload/12614809/index.pdf.

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The selection of investment strategies and managing investment funds via employing portfolio insurance methods play an important role in asset liability management. Insurance strategies are designed to limit downside risk of portfolio while allowing some participation in potential gain of upside markets. In this thesis, we provide an extensive overview and investigation, particularly on the two most prominent portfolio insurance strategies: the Constant Proportion Portfolio Insurance (CPPI) and the Option-Based Portfolio Insurance (OBPI). The aim of the thesis is to examine, analyze and compar
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Kluender, Raymond (Raymond Peter). "Essays on insurance." Thesis, Massachusetts Institute of Technology, 2018. http://hdl.handle.net/1721.1/118046.

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Thesis: Ph. D., Massachusetts Institute of Technology, Department of Economics, 2018.<br>Cataloged from PDF version of thesis.<br>Includes bibliographical references.<br>This thesis consists of three chapters on the economics of health insurance. In the first chapter, Carlos Dobkin, Amy Finkelstein, and Matthew Notowidigdo and I use an event study approach to examine the economic consequences of hospital admissions in two datasets: survey data from the Health and Retirement Study, and hospitalization data linked to credit reports. For non-elderly adults with health insurance, hospital admissio
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Černý, Zdeněk. "LIFE INSURANCE OPTIONS." Master's thesis, Vysoká škola ekonomická v Praze, 2008. http://www.nusl.cz/ntk/nusl-4551.

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The goal of the thesis is to present and apply mathematical tools that are necessary for proper understanding of valuation of options in life insurance. This includes basic principles of actuarial calculations based on first order assumptions and the basics of stochastic calculus used for derivatives pricing. Afterthat we discuss the difference between first and second order assumptions and apply the mathematical tools to valuation of life insurance options. Finally the appearance of life insurance options within the liability adequacy test and european law is mentioned.
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Corzo, de la Colina Rafael, and Mendoza José Villafuerte. "Great risk insurances and disproportionate protection of insured persons in insurance contract Law." IUS ET VERITAS, 2017. http://repositorio.pucp.edu.pe/index/handle/123456789/122964.

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In this article, the authors tell us about great risk insurances and describe its regulation in foreign law. Then, they point out the protective role of State in the consumption relationship is to reduce information asymmetries, but there is no total disclosure obligation in the market. Therefore, information asymmetry ceases to be relevant when the user of the service has negotiating capacity and necessary resources to make an informed decision. They conclude it is pertinent to equate the application of the Peruvian Insurance Contract Law to international standards.<br>En el presente artículo
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Books on the topic "Insurance"

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Rogers, George. Understanding insurance: A guide to personal insurances. Mitre House under licence from R. Blausten, 1995.

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Bedore, James M. Insurance. Office of Industries, U.S. International Trade Commission, 1991.

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Bedore, James M. Insurance. Office of Industries, U.S. International Trade Commission, 1991.

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Atkins, Derek. Insurance. Global Professional Publishing, 2008.

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Commission of the European Communities. Directorate-General for Economic and Financial Affairs., ed. Insurance. Office for Official Publications of the European Communities, 1998.

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Sneyd, Michael R. Insurance. Prentice Hall, 1996.

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Illinois. Dept. of Employment Security. Insurance. Illinois Dept. of Employment Security, 2001.

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Levy, Phillipa. Insurance. AN Publications, 1993.

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Service, Direct Mail Information, ed. Insurance. Direct Mail Information Service, 1998.

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Consumer Education and Research Centre. and International Development Research Centre (Canada), eds. Insurance. Consumer Education and Research Centre, 1994.

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Book chapters on the topic "Insurance"

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Mohanty, Debajani. "Insurance Domain—Car Insurance." In R3 Corda for Architects and Developers. Apress, 2019. http://dx.doi.org/10.1007/978-1-4842-4529-3_6.

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Dzialek, Jaroslaw. "Insurance." In Encyclopedia of Natural Hazards. Springer Netherlands, 2013. http://dx.doi.org/10.1007/978-1-4020-4399-4_196.

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Ferney, Derrik. "Insurance." In French Business Correspondence Course. Macmillan Education UK, 1989. http://dx.doi.org/10.1007/978-1-349-10914-2_14.

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Hartley, Paul. "Insurance." In German Business Correspondence Course. Macmillan Education UK, 1989. http://dx.doi.org/10.1007/978-1-349-10916-6_14.

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Pawley, Michael, David Winstone, and Patrick Bentley. "Insurance." In UK Financial Institutions and Markets. Macmillan Education UK, 1991. http://dx.doi.org/10.1007/978-1-349-21660-4_6.

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Valdez, Stephen. "Insurance." In An Introduction to Global Financial Markets. Macmillan Education UK, 1997. http://dx.doi.org/10.1007/978-1-349-25298-5_13.

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Zarach, Stephanie. "Insurance." In Debrett’s Bibliography of Business History. Palgrave Macmillan UK, 1987. http://dx.doi.org/10.1007/978-1-349-08984-0_31.

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Dickinson, Gerry. "Insurance." In The Changing Industrial Map of Europe. Palgrave Macmillan UK, 1996. http://dx.doi.org/10.1007/978-1-349-24357-0_7.

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Landes, Xavier. "Insurance." In Encyclopedia of Corporate Social Responsibility. Springer Berlin Heidelberg, 2013. http://dx.doi.org/10.1007/978-3-642-28036-8_75.

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Jensen, Jesper Lyng, and Susanne Sublett. "Insurance." In Redefining Risk & Return. Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-41369-3_7.

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Conference papers on the topic "Insurance"

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Tuum, Caroline, Maire Nurmet, and Katrin Lemsalu. "Exploring farmers’ decision for crop insurance." In 23rd International Scientific Conference. “Economic Science for Rural Development 2022”. Latvia University of Life Sciences and Technologies. Faculty of Economics and Social Development, 2022. https://doi.org/10.22616/esrd.2022.56.056.

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The existence of adverse weather conditions increases the production risks of farms through crop yields in the crop sector. One of the measures to mitigate the risks from the weather in agriculture is to insure crops. In the Estonian insurance market, crop insurance is available to farmers. Government-based crop insurance subsidies apply to crop insurance premium, but so far, there is little demand for it among farmers. The aim of the paper is to identify the terms of crop insurance that play a role in deciding in favour of crop insurance. A survey examines the factors related to the insurance
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Nastase, Adriana. "Calculation models of net risk premiums for RCA insurance contracts." In International Scientific-Practical Conference "Economic growth in the conditions of globalization". National Institute for Economic Research, 2023. http://dx.doi.org/10.36004/nier.cecg.iii.2023.17.34.

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Starting from the fundamental role of insurance, that of providing protection by the insurer to the person interested in concluding an insurance contract (the insured) in exchange for the insurance premium (insurance price), advanced mathematical models have been developed for the appropriate determination of the insurance price. In Romania, RCA insurance is one of the most regulated insurances due to the importance it occupies from the point of view of the volume of gross premiums subscribed. In the total of gross premiums written in Romania, both general and life insurance, RCA insurance hol
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Jovanović, Slobodan. "Specificities of concert cancellation insurance." In Employment, Education and Entrepreneurship 2024. Faculty of Business Economics and Entrepreneurship, 2024. https://doi.org/10.5937/eee24066j.

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Music industry generates revenue through various mediums and communication channels, with concerts being another profitable way to sell music and entertainment. Planning, organizing and holding concerts requires adequate time, contacts, necessary contracts, permits and consents, thus determining costs types and amount incurred by the promoter in case of concert cancellation. This paper analyzes the features of this insurance as a means of economic protection for concert promoters against the financial loss in case of concert cancellation and the risk of performers absence or nonappearance. Spe
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Miladinović, Zoran. "OSIGURANjE LICA OD POSLEDICA NESREĆNOG SLUČAJA (NEZGODE)." In XVII majsko savetovanje. Pravni fakultet Univerziteta u Kragujvcu, 2021. http://dx.doi.org/10.46793/uvp21.255m.

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Accident insurance, together with life insurance are two basic types of individual insurance traditionally covered by insurance law. In this kind of insurance, the insurer for a certain insurance premium, assumes the obligation to pay the insured sum to the insured individual or other beneficiary if, during the insurance contract, the insured person or other beneficiary sustains injury or even death as a result of the accident covered by the insurance contract, as well as to reimburse the costs of medical treatment and income loss as a result of temporary work disability, if foreseen by the co
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Filipovic, Nikola. "EU PRAVILA TRŽIŠNOG PONAŠANjA U PRAKSI – TEMATSKI IZVEŠTAJ EVROPSKE AGENCIJE ZA NADZOR OSIGURANjA I PENZIONIH FONDOVA O PUTNOM OSIGURANjU." In MODERNE TEHNOLOGIJE, NOVI I TRADICIONALNI RIZICI U OSIGURANjU. Association for Insurance Law of Serbia, 2021. http://dx.doi.org/10.46793/xxsav21.171f.

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In 2019 EIOPA published the fi rst Th ematic Report, followed by the warning to the insurance industry regarding complaince with the IDD rules in the travel insurane sector. Тhe paper analyzes thematic report as concept, methodology and approach of EIOPA to thematic reports, and points out key complaince requirements from the war- ning EIOPA communicated to the insurance industry;
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Shirokikh, Yulia Vladimirovna. "Innovation in life insurance: investment insurance." In IV International Scientific and Practical Conference. TSNS Interaktiv Plus, 2017. http://dx.doi.org/10.21661/r-118221.

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Lisovska, Olha. "HEALTH INSURANCE IN THE UKRAINIAN INSURANCE MARKET." In THEORETICAL AND EMPIRICAL SCIENTIFIC RESEARCH: CONCEPT AND TRENDS. European Scientific Platform, 2020. http://dx.doi.org/10.36074/24.07.2020.v1.08.

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Bartulović, Željko, and Hrvoje Vuković. "NESRETAN SLUČAJ U SPORTU – OD ANTIČKE GRČKE DO SUVREMENOG UGOVORA O OSIGURANjU SPORTAŠA." In XIX majsko savetovanje. University of Kragujevac, Faculty of Law, 2023. http://dx.doi.org/10.46793/xixmajsko.225b.

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In the first part of this paper, the authors deal with a preserved ancient source about an unfortunate case in sports in Antiphon's Second Tetralogy as proof of the existence mutual point of legal considerations and sport at that time. The question arises of the non/responsibility of an athlete who caused the death of another athlete on the practice field. In the second part of the paper, the contemporary insurance of athletes due to the consequences of an accident is analyzed, the obligation and voluntariness of insurance, the rights and obligations of the contracting parties, the characteris
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Bartulović, Željko, and Hrvoje Vojković. "NESRETAN SLUČAJ U SPORTU – OD ANTIČKE GRČKE DO SUVREMENOG UGOVORA O OSIGURANjU SPORTAŠA." In XIX majsko savetovanje. University of Kragujevac, Faculty of Law, 2023. http://dx.doi.org/10.46793/xvixmajsko.225b.

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In the first part of this paper, the authors deal with a preserved ancient source about an unfortunate case in sports in Antiphon's Second Tetralogy as proof of the existence mutual point of legal considerations and sport at that time. The question arises of the non/responsibility of an athlete who caused the death of another athlete on the practice field. In the second part of the paper, the contemporary insurance of athletes due to the consequences of an accident is analyzed, the obligation and voluntariness of insurance, the rights and obligations of the contracting parties, the characteris
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Foster, Chester C., and Thomas N. Herzog. "Mortgage insurance." In the international conference. ACM Press, 1985. http://dx.doi.org/10.1145/17701.255662.

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Reports on the topic "Insurance"

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Cutler, David, and Jonathan Gruber. Does Public Insurance Crowd Out Private Insurance? National Bureau of Economic Research, 1995. http://dx.doi.org/10.3386/w5082.

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Stiglitz, Joseph, and Jungyoll Yun. Integration of Unemployment Insurance with Retirement Insurance. National Bureau of Economic Research, 2002. http://dx.doi.org/10.3386/w9199.

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Kaplan, Greg, and Giovanni Violante. How Much Consumption Insurance Beyond Self-Insurance? National Bureau of Economic Research, 2009. http://dx.doi.org/10.3386/w15553.

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Woodbury, Stephen A. Unemployment Insurance. W.E. Upjohn Institute, 2013. http://dx.doi.org/10.17848/wp14-208.

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Koijen, Ralph S. J., and Motohiro Yogo. Shadow Insurance. National Bureau of Economic Research, 2013. http://dx.doi.org/10.3386/w19568.

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Bodie, Zvi. Inflation Insurance. National Bureau of Economic Research, 1989. http://dx.doi.org/10.3386/w3009.

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Dercon, Stefan, César Calvo, and Tessa Bold. Insurance for the Poor? Inter-American Development Bank, 2006. http://dx.doi.org/10.18235/0008853.

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This study was prepared for the Financial Services and Poverty Reduction research project and was presented at the conference with the same name held at Bank headquarters in September of 2004. It first establishes the considerable welfare cost borne by the region's poor when facing uncovered risks (which, in principle, are insurable), and offers empirical evidence that shows the clear disadvantages of the informal risk management instruments typically used by the poor. Next, the paper proposes ways to increase access to insurance for the poor in the region. Particularly relevant, among the pro
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Gruber, Jonathan, and Jeffrey Kubik. Health Insurance Coverage and the Disability Insurance Application Decision. National Bureau of Economic Research, 2002. http://dx.doi.org/10.3386/w9148.

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Chetty, Raj, and Emmanuel Saez. Optimal Taxation and Social Insurance with Endogenous Private Insurance. National Bureau of Economic Research, 2008. http://dx.doi.org/10.3386/w14403.

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Mueller, Andreas, Jesse Rothstein, and Till von Wachter. Unemployment Insurance and Disability Insurance in the Great Recession. National Bureau of Economic Research, 2013. http://dx.doi.org/10.3386/w19672.

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