Academic literature on the topic 'Insurance Agency'

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Journal articles on the topic "Insurance Agency"

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Žarković, Nebojša. "Marketing of insurance brokerage and agency." Tokovi osiguranja 36, no. 4 (2020): 21–52. http://dx.doi.org/10.5937/tokosig2002021z.

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The subject of research in this paper is the marketing of insurance brokerage and agency as an area that has long been neglected in developed countries. Until recently, almost no one in our country dealt with these issues. The paper presents the concept and importance of marketing of insurance brokerage and agency, as well as the basic starting points for its implementation - market situation, changes in the behaviour of insured persons, the eff ect of technological progress, and the attitudes of brokers and agents towards marketing. The necessity of connection with the marketing of an insuran
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Lippi, Andrea, Laura Barbieri, Ernestina Bosoni, and Anna Maria Fellegara. "Firm Survival: An Empirical Study Concerning Insurance Agencies." International Journal of Business and Management 14, no. 11 (2019): 101. http://dx.doi.org/10.5539/ijbm.v14n11p101.

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This paper analyzes the relevance of firm size, region, sales network, organizational structure, and auditing on the survival likelihood of a specific firm typology, the insurance agency. By applying  a configurational comparative method, namely fuzzy-set qualitative analysis (fsQCA), to a unique dataset of 52 insurance agents, representing 52 active Italian insurance agencies, this study demonstrates that, when combined with other variables, organizational structure provides sufficient conditions for insurance agency survival. The different relevance of some specific management areas
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Tsyganov, A. A., and N. V. Kirillova. "EXIAR’S EXPERIENCE IN PROVIDING INSURANCE OF EXPORT AND IMPORT OPERATIONS." Strategic decisions and risk management, no. 2 (June 3, 2016): 66–71. http://dx.doi.org/10.17747/2078-8886-2016-2-66-71.

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The article is devoted to the study of activity of the Russian Agency for Insurance of Export Credit and Investment (EXIAR): first results of the Agency's the Agency's activities, analysis of the key financial indicators. There are the directions in the possible privatization process EXIAR, directions of activating the output of Russian exporters in the international market and measures to improve the evaluation and improvement of financial sustainability of the agency. This article was prepared according to the results of research carried out at the expense of budget funds by the state task F
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Nicol, F. "Moving medical malpractice insurance to Medical Insurance Agency may be expensive." BMJ 313, no. 7048 (1996): 50. http://dx.doi.org/10.1136/bmj.313.7048.50b.

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Kipnis, Andrew B. "Mediated Agency and Funeral Insurance in China." PoLAR: Political and Legal Anthropology Review 41, no. 2 (2018): 319–25. http://dx.doi.org/10.1111/plar.12262.

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Carroll, Jonathan, and Shino Takayama. "A hierarchical agency model of deposit insurance." Annals of Finance 10, no. 2 (2013): 267–90. http://dx.doi.org/10.1007/s10436-013-0240-7.

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WINDIANTINA, WIWIN WINTARSIH. "SISTEM KOORDINASI ANTARA OTORITAS JASA KEUANGAN (OJK) DENGAN LEMBAGA PENJAMIN SIMPANAN (LPS) DALAM PENANGANAN BANK GAGAL." Jurnal Surya Kencana Satu : Dinamika Masalah Hukum dan Keadilan 6, no. 1 (2017): 1. http://dx.doi.org/10.32493/jdmhkdmhk.v6i1.138.

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ABSTRACTThe banking industry is a dynamic sector along with economic growth, an increasing of complex financial transactions, and the impact from global trade, therefore the presence of an independent institutions is really needed. The Deposit Insurance Agency (LPS) is an institution that is independent, transparent and accountable in implementing its duties and authorities. As an independent agency, accountability is very important to be applied, so that stakeholders aware of what and how LPS implement the functions and duties as mandated by Law No. 24 of 2004 concerning the Deposit Insurance
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Nobanee, Haitham, and Jaya Abraham. "The impact of free cash flow, equity concentration and agency costs on firm’s profitability." Investment Management and Financial Innovations 14, no. 2 (2017): 19–26. http://dx.doi.org/10.21511/imfi.14(2).2017.02.

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This paper examines how free cash flow and equity concentration are associated with agency costs, and how they influence the profitability of insurance firms listed on the Saudi Stock Market. The results indicate that equity concentration has no significant impact on agency costs, free cash flow has no significant impact on agency costs and agency costs have no significant impact on firm’s profitability. The findings of this study do not show any evidence to support the agency theory among insurance firms listed on the Saudi Stock Market.
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Kuswardhani, RA Tuty, and I. Nyoman Budiana. "Revealing the Legal Protection of Patients Social Security Administration Agency of Health in Sanglah and Balimed Hospitals Denpasar." Jurnal Hukum Prasada 7, no. 2 (2020): 102–10. http://dx.doi.org/10.22225/jhp.7.2.1413.102-110.

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Social Security Administration Agency of Health has a National National Health Insurance formulary, but in reality patients do not get drugs according to the National Health Insurance National Formulary. Therefore, the aims of this study are to determine the legal protection of patients of the Social Security Administration Agency of Health for the elderly in curative therapy in hospitals according to the national formulary of National Health Insurance at Sanglah Hospital and Balimed Hospital, and to know the responsibilities undertaken by the Social Security Administration Agency of Health in
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Irvan Rolyesh Situmorang and Wilys Hendrian. "PENGARUH PREMI ASURANSI DAN KUALITAS PELAYANAN TERHADAP KEPUASAN NASABAH PT. ASURANSI JIWA SEQUIS LIFE MEDAN." Jurnal Manajemen Bisnis Eka Prasetya : Penelitian Ilmu Manajemen 5, no. 2 (2020): 28–36. http://dx.doi.org/10.47663/jmbep.v5i2.25.

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This research aims to analyze the influence of Insurance Premium and Service Quality on Customer Satisfaction at PT. Asuransi Jiwa Sequis Life Rising Star Agency Medan., to analyze the influence of Insurance Premium on Customer Satisfaction at PT. Asuransi Jiwa Sequis Life Rising Star Agency Medan., and to analyze the influence of Service Quality on Customer Satisfaction at PT. Asuransi Jiwa Sequis Life Rising Star Agency Medan The research methodology used quantitative descriptive method. Data type which was used in this study was quantitative data, which is obtained in number form. Data sour
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Dissertations / Theses on the topic "Insurance Agency"

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Gruneisen, Jeremy. "A Plan for an Insurance Agency." Miami University Honors Theses / OhioLINK, 2005. http://rave.ohiolink.edu/etdc/view?acc_num=muhonors1110917130.

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Davis, Bill. "The feasibility of crop insurance agency acquisitions." Thesis, Kansas State University, 2010. http://hdl.handle.net/2097/14043.

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Master of Agribusiness<br>Department of Agricultural Economics<br>Allen M. Featherstone<br>Crop insurance, in recent years, has displaced U.S. federal farm program payments as the most important safety net for net farm income. The business climate that crop insurance purchasers and providers face in the future is one of increasing premiums for producers and decreasing commissions for crop insurance companies and agents. The primary objective of this thesis is to assess the desirability of crop insurance agency acquisitions to increase market share for Farm Credit Services of America, cons
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Greer, Timothy R. "What Personality Factors Influence Performance in a Multi-line Insurance Agency?" Scholar Commons, 2018. https://scholarcommons.usf.edu/etd/7512.

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The focus of this dissertation is exploring personality factors that impact performance within a small insurance agency. The primary research question is, what is (or are) the best personality factor(s), sub-facets, or constructs, that contribute to increased performance within an insurance agency. Three of the Five-Factor Model dimensions, extroversion, conscientiousness, and openness to experience along with grit and hardiness were examined, as well as their sub-facets. Grit and hardiness were not found to add additional explanation of the variance while five of the sub-facets were found to
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Jackson, Daniel Lee. "Strategies for Insurance Agency Managers to Retain Customers and Improve Revenue." ScholarWorks, 2018. https://scholarworks.waldenu.edu/dissertations/4924.

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The cost of creating new property and casualty insurance accounts is much greater than the costs associated with sustaining current accounts. Property and casualty insurance agency managers lack strategies to retain customers, the retention of whom has been found to improve revenue. The purpose of this qualitative case study was to explore strategies for insurance agency managers to retain customers and improve revenue. The population used for the study was 4 insurance agency managers in the Northeastern United States. The conceptual framework was customer relationship management, which is a t
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Rasoul, Ryan. "Comparison of Forecasting Models Used by The Swedish Social Insurance Agency." Thesis, Mälardalens högskola, Akademin för utbildning, kultur och kommunikation, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:mdh:diva-49107.

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We will compare two different forecasting models with the forecasting model that was used in March 2014 by The Swedish Social Insurance Agency ("Försäkringskassan" in Swedish or "FK") in this degree project. The models are used for forecasting the number of cases. The two models that will be compared with the model used by FK are the Seasonal Exponential Smoothing model (SES) and Auto-Regressive Integrated Moving Average (ARIMA) model. The models will be used to predict case volumes for two types of benefits: General Child Allowance “Barnbidrag” or (BB_ABB), and Pregnancy Benefit “Graviditetsp
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Teegerstrom, Trent, Russell Tronstad, and Stuart Nakamoto. "An Overview of Risk Management Agency Insurance Products and Farm Service Agency Programs Available for Arizona Agricultural Producers as of December 2012." College of Agriculture and Life Sciences, University of Arizona (Tucson, AZ), 2013. http://hdl.handle.net/10150/265332.

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Smith, Matthew K. "Trend yields and the crop insurance program." Thesis, Kansas State University, 2012. http://hdl.handle.net/2097/13748.

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Master of Agribusiness<br>Department of Agricultural Economics<br>Allen M. Featherstone<br>Multiple Peril Crop Insurance (MPCI) is a federally subsidized crop insurance program designed to mitigate risk for farmers across the United States. Many changes in technology and weather have increased yields in recent years. This has caused some to argue for the crop insurance program to consider yield trends when setting yields for the producer. This thesis evaluates alternative Actual Production History (APH) methods for corn to determine differences in the methods and the resulting APH. The ke
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Thutloa, Alfred Mautsane. "Promoting health citizenship and multilingualism in the health insurance industry." University of the Western Cape, 2018. http://hdl.handle.net/11394/6506.

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Philosophiae Doctor - PhD<br>The thesis explores the role of semiotic structuring of health information in relation to language, multimodality and health literacy and the affordances for agentive participation among consumers of two leading South African medical schemes - Discovery Health Medical Scheme (Discovery Health) and the Government Employees Medical Scheme (GEMS). The focus is on who has access to health information, how this information is constructed and what the semiotic health habitat looks like for citizen-consumers. Through a virtual ethnographic approach the thesis explor
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Malknechtová, Lucie. "Pojištění v cestovním ruchu." Master's thesis, Vysoká škola ekonomická v Praze, 2009. http://www.nusl.cz/ntk/nusl-76456.

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The aim of this thesis is to describe various types of insurance in the sphere of tourism and analyze the current situation and conditions on the supply side in the Czech Republic. The theoretical part is divided into chapters: Tourism, Consumer protection, Insurance. Another section is devoted to Legislation. This part informs about the main czech law in tourism. The practical part analyzes in detail the range of insurance in case of bankruptcy of a travel agency on the Czech market. The model is explained by examples billable premium, which is suitable for beginners and travel agencies, whic
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Honée, Caspar. "Environmental Performance of the Försäkringskassan IT Infrastructure : A Green-IT case study for the Swedish Social Insurance Agency." Thesis, Mittuniversitetet, Avdelningen för ekoteknik och hållbart byggande, 2013. http://urn.kb.se/resolve?urn=urn:nbn:se:miun:diva-20003.

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This Green IT case study commissioned by Försäkringskassan (FK), the Swedish National Social Insurance Agency, quantifies the environmental performance of the IT infrastructure (IT-IS) in use during 2010 in a lifecycle perspective. Adopting a system view in Green IT analysis can mitigate risks of problem shifts. IT-IS concerns the equipment that enables office automation and external web application services. The size of the FK IT-IS is in the order of 300 branch offices with 14000 pc’s, 2100 printers and a 1 MW data centre hosting 1200 servers, 5 Petabyte of central data storage and serving a
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Books on the topic "Insurance Agency"

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Wootan, Fred C. The successful insurance agency. Atlantic Digital Pub., 1993.

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American Institute for Chartered Property Casualty Underwriters and Insurance Institute of America, eds. Agency operations and sales management: Principles of agency management. 3rd ed. American Institute for Chartered Property Casualty Underwriters/Insurance Institute of America, 2006.

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Brown, Barbara Foxenberger. Agency administration course manual. 2nd ed. AIAA, Associate, Insurance Agency Administration Program, 2000.

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Michigan. Dept. of Consumer & Industry Services. Unemployment agency employer handbook. 2nd ed. The Department, 1999.

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Japan. Japanese insurance laws and Japanese non-life insurance agency contract forms. The Non-Life Insurance Institute of Japan, 1986.

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Korsgaden, Troy. Power position your agency: A guide to insurance agency success: the Troy Korsgaden formula for insurance management professionals. Troy Korsgaden, 1998.

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Littell, Robert S. Crossing the line: Sales strategies for life & health in the P&C agency. National Underwriter, 1997.

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1933-, Kinder Garry D., and Ivanov Val, eds. Building the master agency: The system is the solution. National Underwriter Co., 2002.

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Ernst &. Young. State of West Virginia Public Employees Insurance Agency actuarial study. PEIA, 1990.

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Chapman, Thomas R. Focused selling: How sales centers can position your agency for profit. Academy of Producer Insurance Studies, 1991.

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Book chapters on the topic "Insurance Agency"

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Cockerell, Hugh. "Intermediaries and the Agency System." In A Guide to Insurance Management. Palgrave Macmillan UK, 1990. http://dx.doi.org/10.1007/978-1-349-07495-2_14.

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Sai Bhavana, A., and P. L. Srinivasa Murthy. "Automated Member Enrollment: Health Insurance Agency." In Learning and Analytics in Intelligent Systems. Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-15-9293-5_8.

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Papanastasiou, Thomas-Nektarios. "The Implications of Political Risk Insurance in the Governance of Energy Projects: Τhe Case of Japan’s Public Insurance Agencies." In Public Actors in International Investment Law. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-58916-5_9.

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AbstractBy purchasing political risk insurance (PRI), investors can successfully strengthen their position in the host state, allocating the burden of political risk to third parties (insurance agencies). PRI is provided by international organisations, such as the Multilateral Investment Guarantee Agency (MIGA) and state-sponsored insurance agencies, known as export credit agencies (ECAs) or public insurance agencies. This chapter focuses on the insurance schemes of NEXI, Japan’s officially sponsored ECA, which plays a dominant role in providing PRI to Japanese nationals. The benefits of insurance agencies providing PRI schemes go beyond cash indemnification. PRI mechanisms include various policy requirements, operational conditions, and performance standards that not only influence the engagement of the insured investors, but also shape the regulatory authority of host governments and affect local communities. PRI plays a particularly crucial role in the governance of energy projects due to the complexity of this sector and its importance to states and local communities. However, there are policy and operational implications of PRI provision in the governance of energy projects with an adverse effect on local communities. In response, most insurance agencies like NEXI, have taken measures for socially and environmentally responsible investments, requiring their insured clients to comply with various social and environmental standards and establishing surveillance mechanisms and in-house grievance facilities. Even if these practices are moving in the right direction, their true functionality and effectiveness have not yet been proved.
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Dalianis, Hercules, Magnus Rosell, and Eriks Sneiders. "Clustering E-Mails for the Swedish Social Insurance Agency – What Part of the E-Mail Thread Gives the Best Quality?" In Advances in Natural Language Processing. Springer Berlin Heidelberg, 2010. http://dx.doi.org/10.1007/978-3-642-14770-8_14.

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Grossman, Sanford J., and Oliver D. Hart. "An Analysis of the Principal-Agent Problem." In Foundations of Insurance Economics. Springer Netherlands, 1992. http://dx.doi.org/10.1007/978-94-015-7957-5_16.

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Lam, Yuk-Hei, Zili Zhang, and Kok-Leong Ong. "Insurance Services in Multi-agent Systems." In AI 2005: Advances in Artificial Intelligence. Springer Berlin Heidelberg, 2005. http://dx.doi.org/10.1007/11589990_69.

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Lavendelis, Egons. "Multi-agent Architecture for Intelligent Insurance Systems." In Distributed Computing and Artificial Intelligence. Springer International Publishing, 2013. http://dx.doi.org/10.1007/978-3-319-00551-5_53.

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Gerardo, Bobby D., Jaewan Lee, and Malrey Lee. "Framework for Data Aggregation and Insurance Service in Vehicle Telematics Using Multi-agents." In Agent and Multi-Agent Systems: Technologies and Applications. Springer Berlin Heidelberg, 2007. http://dx.doi.org/10.1007/978-3-540-72830-6_85.

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Nogueira, Luís, and Eugénio Oliveira. "A Multi-agent System for E-insurance Brokering." In Lecture Notes in Computer Science. Springer Berlin Heidelberg, 2003. http://dx.doi.org/10.1007/3-540-36559-1_20.

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Yuxia, Hu. "A Study about Incentive Contract of Insurance Agent." In Communications in Computer and Information Science. Springer Berlin Heidelberg, 2011. http://dx.doi.org/10.1007/978-3-642-24097-3_54.

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Conference papers on the topic "Insurance Agency"

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Grabau, Mark, and Michael Yurik. "Monte Carlo simulation for insurance agency contingent commission." In 2013 Winter Simulation Conference - (WSC 2013). IEEE, 2013. http://dx.doi.org/10.1109/wsc.2013.6721562.

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Setyoko, Yoso Adi, and Rahmat Yasirandi. "Security Protection Profile on Smart Card System Using ISO 15408 Case Study: Indonesia Health Insurance Agency." In 2018 6th International Conference on Information and Communication Technology (ICoICT). IEEE, 2018. http://dx.doi.org/10.1109/icoict.2018.8528804.

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Pelse, Modrite, Sandris Ancans, and Lasma Strazdina. "Digitalization in public administration institutions." In 22nd International Scientific Conference. “Economic Science for Rural Development 2021”. Latvia University of Life Sciences and Technologies. Faculty of Economics and Social Development, 2021. http://dx.doi.org/10.22616/esrd.2021.55.051.

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There is no doubt that digitalization processes make positive effects on the development of a company as emphasized and evidenced by many research papers and studies. However, there are a few empirical research studies on digitalization in the public sector, particularly in public administration institutions. Therefore, the present research aims to identify and compare the level of digitalization in four national public administration institutions: the State Revenue Service, the Office of Citizenship and Migration Affairs, the State Social Insurance Agency and the State Employment Agency. In L
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Kurniagung, Philipus Prihantiko, and Vitri Widyaningsih. "Fertility Determinants in Indonesia: Analysis of Indonesian Basic Health Survey Year 2017." In The 7th International Conference on Public Health 2020. Masters Program in Public Health, Universitas Sebelas Maret, 2020. http://dx.doi.org/10.26911/the7thicph.03.120.

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ABSTRACT Background: The current fertility rate for Indonesia in 2020 is 2.28 births per woman. High fertility, particularly when it involves conception either too early or too late in the fertility cycle or when short birth intervals are involved, is known to pose higher risks for both mothers and infants. This study aimed to investigate fertility determinants in Indonesia. Subjects and Method: A cross-sectional study was carried out using Indonesian basic health survey year 2017. A sample of 34,199 women of reproductive age aged 15-49 years was selected for this study. The dependent variable
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Suhadi, Alimin Maidin, Sukri Palutturi, and Esti Astuti. "The Effectiveness of National Health Insurance Membership Services at Social Security Agency Office in South-East Sulawesi Province." In Indonesian Health Economics Association. SCITEPRESS - Science and Technology Publications, 2017. http://dx.doi.org/10.5220/0007029303030309.

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Berg, H., M. Ebeltoft, and J. Nielsen. "Flood damage survey after a major flood in Norway 2013: cooperation between the insurance business and a government agency." In FRIAR 2014. WIT Press, 2014. http://dx.doi.org/10.2495/friar140191.

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Kamenjarska, Tanja, and Igor Ivanovski. "IMPACT OF BOARD CHARACTERISTICS ON FIRM PERFORMANCE: DYNAMIC PANEL EVIDENCE OF THE INSURANCE INDUSTRY IN THE REPUBLIC OF NORTH MACEDONIA." In Economic and Business Trends Shaping the Future. Ss Cyril and Methodius University, Faculty of Economics-Skopje, 2020. http://dx.doi.org/10.47063/ebtsf.2020.0027.

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Corporate governance is a crucial mechanism for the organizations’ actions to maintain market successful adequate and targeted policies and long-term strategies that ensure the maximization of shareholders’ benefits. The board of directors is appointed by organizations’ shareholders and its main role is to be responsible and accountable and to ensure enforcement of the top management acts concerning the fulfillment of the shareholder’s interests. For this to be achieved, it is important for the board to be efficient, effective, and focused on protecting the organization and shareholder’s inter
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Gayatri, Maria. "The Use of Modern Contraceptives among Poor Women in Urban Areas in Indonesia." In The 7th International Conference on Public Health 2020. Masters Program in Public Health, Universitas Sebelas Maret, 2020. http://dx.doi.org/10.26911/the7thicph.03.27.

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ABSTRACT Background: Poverty in urban areas is a complex problem for the development of human resources, including the control of population numbers. This study aimed to determine the factors influencing the use of modern contraceptives in urban areas among poor women in Indonesia. Subjects and Method: This was a cross-sectional study conducted in rural areas in Indonesia. Total of 3,249 women aged 15-49 years who were poor and live in urban areas in Indonesia were enrolled in this study. The dependent variable was the use of modern contraceptives. The independent variables were husband’s work
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Felcan, Miroslav. "Historical Cross-Section of Arson." In Safe and Secure Society. The College of European and Regional Studies, 2020. http://dx.doi.org/10.36682/ssc_2020/1.

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This work was supported by the Agency for Research and Development under the contract no. APVV-17-0217.Every year fires cause big damage to society, property, environment, buildings and infrastructure and pose a threat to life and health of persons in endangered areas. In most cases arson serves as insurance fraud or cover up any crime (e.g. robbery, embezzlement). However, there may be other reasons, e.g. in the case of the Commission of the European Union, the use of the product in envy, hatred, threats, blackmail, competitive struggle. Or social, political, or ethnic differences. In several
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Zarkovic, Nebojša. "THE ROLE OF MODERN TECHNOLOGY IN COMUNICATION OF BROKERS AND AGENTS WITH THE INSUREDS." In MODERNE TEHNOLOGIJE, NOVI I TRADICIONALNI RIZICI U OSIGURANjU. Association for Insurance Law of Serbia, 2021. http://dx.doi.org/10.46793/xxsav21.022z.

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Th anks to today’s digital age, insurance is the one industry that has particularly benefi ted from the advancements in technology. Every customer an insurance broker or agent serves has a diff erent communication want or need. Some customers crave Улога савремене технологије у општењу посредника и заступника са осигураницима 34 personal attention and want to be able to speak with their insurance agents or brokers. Others simply want easy access to information and a way to deliver information that is not stressful or disruptive. For that reason, insurance brokers or agents should use modern te
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Reports on the topic "Insurance Agency"

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Reyes, Julian, Emile Elias, Andrew Eischens, and Mark Shilts. Managing your risk: Weather and climate impacts on crop insurance. Fact sheet using national-scale data. United States Department of Agriculture, 2018. http://dx.doi.org/10.32747/2018.7201761.ch.

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Reyes, Julian, Emile Elias, Andrew Eischens, and Mark Shilts. Managing your risk: Weather and climate impacts on crop insurance. Fact sheet for the Southwest Climate Hub region. U.S. Department of Agriculture, 2018. http://dx.doi.org/10.32747/2018.7202607.ch.

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Reyes, Julian, Emile Elias, Andrew Eischens, and Mark Shilts. Managing your risk: Weather and climate impacts on crop insurance. Fact sheet for the Northern Plains Climate Hub region. U.S. Department of Agriculture, 2018. http://dx.doi.org/10.32747/2018.7202606.ch.

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A fact sheet produced by the USDA Southwest Climate Hub using publicly available crop insurance data from the USDA Risk Management Agency for Montana, North Dakota, South Dakota, Wyoming, Colorado, and Nebraska.
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Reyes, Julian, Jeb Williamson, and Emile Elias. Spatio-temporal analysis of Federal crop insurance cause of loss data: A roadmap for research and outreach effort. U.S. Department of Agriculture, 2018. http://dx.doi.org/10.32747/2018.7202608.ch.

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Federal crop insurance provides a financial safety net for farmers against insured perils such as drought, heat, and freeze. In 2016 over $100 billion dollars of crops were insured through the Federal crop insurance program administered by the U.S. Department of Agriculture Risk Management Agency. In this white paper, we analyze publicly-available Federal crop insurance data to understand how weather and climate-related perils, or causes of loss (COL), change over time and spatial areas. We find that over 75% of all weather/climate-related indemnities (i.e., crop losses) from 2001 to 2016 are
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McCurdy, Rodney K. A Comparison of the Audit and Accreditation Tools Used By The Health Care Financing Administration, The Texas Department of Insurance, and The National Committee on Quality Assurance: The Cost of Multi-Agency Oversight on Medicare+Choice Plans in Texas. Defense Technical Information Center, 2001. http://dx.doi.org/10.21236/ada420956.

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Karaca-Mandic, Pinar, Roger Feldman, and Peter Graven. The Role of Agents and Brokers in the Market for Health Insurance. National Bureau of Economic Research, 2013. http://dx.doi.org/10.3386/w19342.

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Banerjee, Rupsha, Diba Galgallo, Nathan Jensen, Duncan Khalai, Andrew Mude, and Phillip Sambati. Evaluation of a gamified mLearning solution for training micro insurance agents in Kenya. International Initiative for Impact Evaluation (3ie), 2020. http://dx.doi.org/10.23846/tw13fe10.

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Julio-Román, Juan Manuel. Principal-agent problem with minimum performance insurance: the case of mandatory individual pension accounts. Banco de la República, 2009. http://dx.doi.org/10.32468/be.546.

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Fuentes, Rolando, and Abhijit Sengupta. Using Insurance to Manage Reliability in the Distributed Electricity Sector: Insights From an Agent-Based Model. King Abdullah Petroleum Studies and Research Center, 2019. http://dx.doi.org/10.30573/ks--2019-dp59.

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Lumpkin, Shamsie, Isaac Parrish, Austin Terrell, and Dwayne Accardo. Pain Control: Opioid vs. Nonopioid Analgesia During the Immediate Postoperative Period. University of Tennessee Health Science Center, 2021. http://dx.doi.org/10.21007/con.dnp.2021.0008.

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Abstract:
Background Opioid analgesia has become the mainstay for acute pain management in the postoperative setting. However, the use of opioid medications comes with significant risks and side effects. Due to increasing numbers of prescriptions to those with chronic pain, opioid medications have become more expensive while becoming less effective due to the buildup of patient tolerance. The idea of opioid-free analgesic techniques has rarely been breached in many hospitals. Emerging research has shown that opioid-sparing approaches have resulted in lower reported pain scores across the board, as well
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