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Journal articles on the topic 'Insurance bills'

Author: Grafiati

Published: 30 May 2022

Last updated: 31 July 2025

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1

Dean, Caress A., Jacqueline Wiltshire, Echu Liu, M. Ahinee Amamoo, Edlin Garcia Colato, and Keith Elder. "Confidence in Understanding Health Insurance and Challenges Paying Medical Bills Among Men in the United States." American Journal of Men's Health 14, no. 4 (2020): 155798832094335. http://dx.doi.org/10.1177/1557988320943359.

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Although the number of men with health insurance has increased, men are less likely to utilize health services than females, and experience difficulty in paying medical bills. Understanding the details of health insurance can be challenging and the lack of understanding can have financial consequences. This study, guided by Andersen’s model of health-care utilization, assessed the relationship between confidence level in understanding health insurance terms and difficulty in paying medical bills among American men. Data were drawn from the Health Reform Monitoring Survey, 2015–2016. The study

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2

Mittler, Elliott. "Evaluating Alternative National Earthquake Insurance Programs." Earthquake Spectra 6, no. 4 (1990): 757–78. http://dx.doi.org/10.1193/1.1585595.

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In April, 1990, two bills to create a national earthquake insurance program were introduced in the United States Congress. The content and scope of these bills are analyzed and compared, taking into account the results of over twenty five years of investigations concerning what role the federal government should have in a national program. Both bills are still under review by committee. Progress is being made toward adoption of a national program. A critical determinant will be if Congress can first determine and then agree to an acceptable link between insurance and mitigation.

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Barnett, Barry J. "The Last Farm Bill?" Journal of Agricultural and Applied Economics 46, no. 3 (2014): 311–19. http://dx.doi.org/10.1017/s1074070800030030.

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“Farm bill” is a colloquial term for omnibus legislation that authorizes various government programs related to agriculture, food, and rural areas. Some of these programs have their roots in New Deal legislation. Others were initially authorized after the New Deal and subsequently included in farm bills. Some debate exists about exactly which omnibus legislation was the precursor of modern-day farm bills. However, since at least 1973, farm bills have included titles related to farm programs, trade, rural development, farm credit, conservation, agricultural research, food and nutrition programs

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Hansen, Eric R., Nicholas Carnes, and Virginia Gray. "What Happens When Insurers Make Insurance Laws? State Legislative Agendas and the Occupational Makeup of Government." State Politics & Policy Quarterly 19, no. 2 (2018): 155–79. http://dx.doi.org/10.1177/1532440018813013.

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Do the occupational backgrounds of politicians affect the government’s agenda? Businesses have long thought so. The first occupational data on state legislators were collected by the Insurance Information Institute, an interest group representing major insurance companies. In this paper, we test one potential motive for these kinds of efforts: the idea that the occupational makeup of governments affects the agendas they pursue, an argument that has been largely neglected in research on politicians’ occupational backgrounds. We focus here on the insurance industry. Using original data, we find

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Melinda Wahyuning Putri and Nurul Azizah. "Sistem Tata Kelola Tagihan Pembayaran Klaim Jaminan Kecelakaan Kerja Pada BPJS Ketenagakerjaan Cabang Surabaya Karimunjawa." Maeswara : Jurnal Riset Ilmu Manajemen dan Kewirausahaan 2, no. 4 (2024): 135–43. http://dx.doi.org/10.61132/maeswara.v2i4.1085.

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BPJS Employment cooperates with many employer companies and Work Accident Service Centers in managing Work Accident Insurance. In its management, of course, the company must have an effective and efficient governance system. The research entitled "Governance System for Payment Bills for Work Accident Guarantee Claims at Bpjs Ketenagakerjaan Surabaya Karimunjawa Branch" has the aim of conducting an ongoing analysis of the governance of bills for payment of work accident guarantee claims. The results obtained in this study are that researchers know the benefits of Work Accident Insurance and the

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6

Gizzi, Fabrizio Terenzio, Donatella Porrini, and Francesco De Masi. "Building a Natural Hazard Insurance System (NHIS): The Long-lasting Italian Case." Sustainability 13, no. 21 (2021): 12269. http://dx.doi.org/10.3390/su132112269.

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The worrying growth of extreme natural events and their socioeconomic impact over time is increasingly fuelling the debate on how to manage disasters in view of developing resilient and sustainable societies. One possible financial tool may be represented by insurance against natural hazards, such as earthquakes, floods, and landslides. From this perspective, the current article considers legislative attempts to build a Natural Hazard Insurance System (NHIS) in Italy. The (never promulgated) bills proposed over a time span of about 30 years were analysed by: (a) A text-mining technique, consid

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7

Zulauf, Carl. "Whole farm safety net programs: an emerging US farm policy evolution?" Renewable Agriculture and Food Systems 35, no. 4 (2019): 435–38. http://dx.doi.org/10.1017/s1742170519000279.

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AbstractThe 2018 farm bill is the latest in a history that dates to 1933. Commodity assistance is the only program in all farm bills, but with evolutionary changes. Current farm commodity programs largely make payments to farms, a stark contrast to the 1930s when they limited supply, put a floor under market price, and dampened price increases via public stocks. Crop insurance, which began as an experimental pilot program in 1938, now has its own farm bill title. Almost all commodity and insurance programs have provided assistance based on a calculation specific to an individual commodity's pr

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Yao, Qiang, Chaojie Liu, and Ju Sun. "Inequality in Health Services for Internal Migrants in China: A National Cross-Sectional Study on the Role of Fund Location of Social Health Insurance." International Journal of Environmental Research and Public Health 17, no. 17 (2020): 6327. http://dx.doi.org/10.3390/ijerph17176327.

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On-the-spot settlements of medical bills for internal migrants enrolled with a social health insurance program outside of their residential location have been encouraged by the Chinese government, with the intention to improve equality in healthcare services. This study compared the use of health services between the internal migrants who had local health insurance coverage and those who did not. Data (n = 144,956) were obtained from the 2017 China Migrants Dynamic Survey. Use of health services was assessed by two indicators: visits to physicians when needed and registration (shown as health

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9

Li, Jie, Qiaoling Lan, Enya Zhu, Yong Xu, and Dan Zhu. "A Study of Health Insurance Fraud in China and Recommendations for Fraud Detection and Prevention." Journal of Organizational and End User Computing 34, no. 4 (2022): 1–19. http://dx.doi.org/10.4018/joeuc.301271.

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Healthcare insurance fraud influences not only organizations by overburdening the already fragile healthcare systems, but also individuals in terms of increasing premiums in health insurance and even fatalities. Identifying the behavioral characteristics of fraudulent claims can help shed light on the development of artificial intelligence and machine learning technologies to detect fraud in health information system research. In this paper, a theoretical model of medical insurance fraud identification is proposed, which characterizes the judgment variables of fraud from the three dimensions o

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Mekonnen Degie, Feleku, Yeshambel Agumas Ambelie, Yared Mulu Gelaw, Getahun Fentaw Mulaw, and Fentaw Wassie Feleke. "Willingness to Pay for Social Health Insurance and Its Predictors among Government Employees in Mujja Town, Ethiopia." Scientific World Journal 2021 (March 4, 2021): 1–7. http://dx.doi.org/10.1155/2021/3149289.

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Background. Social health insurance is one of the possible organizational mechanisms for raising and pooling funds to finance health services, private health insurance, community insurance, and others. Objective. The study was aimed to assess willingness to pay for social health insurance and associated factors among government employees in Mujja town, Ethiopia. Methods. An institutional-based cross-sectional study was conducted on the total sample size of 375 study respondents. A simple random sampling technique was employed. Data were entered into EPI info 7 and analyzed by Statistical Packa

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11

Bulut, Harun, and Keith J. Collins. "Designing farm supplemental revenue coverage options on top of crop insurance coverage." Agricultural Finance Review 74, no. 3 (2014): 397–426. http://dx.doi.org/10.1108/afr-08-2013-0032.

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Purpose – The purpose of this paper is to use simulation analysis to assess farmer choice between crop insurance and supplemental revenue options as proposed during development of the Agricultural Act of 2014. Design/methodology/approach – The certainty equivalent of wealth is used to rank farm choices and assess the effects of supplemental revenue options on the crop insurance plan and coverage level chosen by the producer under a range of farm attributes. The risk-reducing effectiveness of the select programs is also examined through their impact on the farm revenue distribution. The depende

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Kerschbamer, Rudolf, Daniel Neururer, and Matthias Sutter. "Insurance coverage of customers induces dishonesty of sellers in markets for credence goods." Proceedings of the National Academy of Sciences 113, no. 27 (2016): 7454–58. http://dx.doi.org/10.1073/pnas.1518015113.

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Honesty is a fundamental pillar for cooperation in human societies and thus for their economic welfare. However, humans do not always act in an honest way. Here, we examine how insurance coverage affects the degree of honesty in credence goods markets. Such markets are plagued by strong incentives for fraudulent behavior of sellers, resulting in estimated annual costs of billions of dollars to customers and the society as a whole. Prime examples of credence goods are all kinds of repair services, the provision of medical treatments, the sale of software programs, and the provision of taxi ride

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13

Dewi Susanti and Egan Evanzha Yudha Amriel. "STRATEGI DIVISI YAN HC SURABAYA DALAM MENCEGAH FRAUD TAGIHAN KESEHATAN DENGAN METODE DATA SAMPLING." EKBIS (Ekonomi & Bisnis) 12, no. 2 (2024): 140–45. https://doi.org/10.56689/ekbis.v12i2.1486.

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The purpose of this study was to determine the strategy of preventing health bill fraud by the Yan HC Surabaya division at PT PLN (Persero) UID East Java. The research method used is qualitative research by interviewing one of the employees who handles fraud cases. This research in formulating fraud prevention strategies uses data sampling. The data is taken from the admedika webclaim. Webclaim admedika is the insurance transaction history data of PT PLN (Persero). The results showed that the sampling data collection method can minimize fraud on health bills and internal control has an impact

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14

Daly, Rich. "Long-Term-Care Insurance Finds Place in Reform Bills." Psychiatric News 44, no. 22 (2009): 5. http://dx.doi.org/10.1176/pn.44.22.psychnews_44_22_008.

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15

Lytle, Megan, Dawn Carr, and Patricia Homan. "FINANCIAL HARDSHIPS AND MEDICATION ADHERENCE DURING THE COVID-19 PANDEMIC." Innovation in Aging 6, Supplement_1 (2022): 831. http://dx.doi.org/10.1093/geroni/igac059.2983.

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Abstract Medication nonadherence is associated with numerous negative health outcomes among older adults, including myocardial infarction, stroke, preventable hospitalizations, and increased risk of decline in self-reported health status. Maintaining continuous use and access to needed medications in later life has important implications for quality and length of life. A primary barrier shown to interfere with medication adherence in older adults is an inability to pay for medication. Relative to their younger counterparts, older adults have more financial protections that increase access to n

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16

Berke, Daryl M. "Drive-by-Doctoring: Contractual Issues and Regulatory Solutions to Increase Patient Protection from Surprise Medical Bills." American Journal of Law & Medicine 42, no. 1 (2016): 170–89. http://dx.doi.org/10.1177/0098858816644720.

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In September of 2014, Elisabeth Rosenthal of The New York Times detailed a burgeoning problem she termed “drive-by-doctoring,” a practice in which patients go to the hospital for surgery with an in-network physician who, without the patient's knowledge or consent, is assisted by, or consults with, an out-of-network physician during the procedure. While the in-network physician's costs are covered by the patient's insurance, the out-of-network physician charges large fees for her participation, which typically are not fully covered by the patient's insurance plan and are instead passed directly

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17

Mittler, Elliott. "The California Earthquake Insurance Program: Developments in 1990." Earthquake Spectra 7, no. 3 (1991): 391–411. http://dx.doi.org/10.1193/1.1585634.

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In the 1989-1990 legislative session, the state of California enacted over 130 bills related to earthquake safety. Among those was the passage of the Green, Hill, Areias, Farr California Residential Earthquake Recovery Act (SB 2902) establishing mandatory earthquake insurance for all single-family dwellings with homeowners insurance in the state. The reasons why and how this legislation was enacted are examined, as are the act's contents and implications for future legislation. The impact of this act on a national earthquake insurance program is also explored.

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Agboola, Oladayo Christiana, and Owolabi.A Usman. "Evaluation of the Public Health Financing and National Health Insurance Scheme Policy in Nigeria." Journal of Applied Mathematics and Statistical Analysis 1, no. 2 (2020): 1–7. https://doi.org/10.5281/zenodo.4067745.

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<em>The inevitability of good healthcare system in national development depends on every government’s commitment in ensuring proper healthcare services to its populace. However, extant literature have focused on the effects of health care system financing without factoring the significance of its insurance scheme components. This study therefore evaluated the effect of public health financing on national health insurance scheme (NHIS) policy in Nigeria. Multistage (clustered and incident) sampling technique was employed to select the sample size of 399 individuals from a population of 11

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19

Jacoby, Dan F. "A cost-benefit analysis: implementing temporary disability insurance in Washington State." Journal of Benefit-Cost Analysis 4, no. 2 (2013): 181–208. http://dx.doi.org/10.1515/jbca-2012-0007.

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Five states and Puerto Rico currently provide disability insurance to persons unable to work due to temporary disability. No states have adopted such policies since 1969. Labor unions and other advocacy groups have advanced bills in Washington and Oregon that would establish a public disability insurance plan to provide partial wage replacement for serious illness, accident and pregnancy. This paper estimates annual costs and benefits for a temporary disability insurance program in Washington State under the assumption that it would mirror the disability provisions in California without paid f

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20

Avakyan, Alesya M. "History of the Development of the Mandatory Insurance Institution." Jurist 1 (January 18, 2024): 7–11. http://dx.doi.org/10.18572/1812-3929-2024-1-7-11.

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The author has revealed that compulsory insurance has been and remains a socially significant area, which is an integral part of the state. It is worth noting that insurance is a conservative field in which changes occur rather slowly. The formation of the insurance institute in Russia for a long time went in the same direction as insurance in more developed European countries. However, external factors (aggression, wars) and internal factors (enslavement of peasants, denial of private property, entrepreneurship, lack of insurance culture) played a significant role in reducing the pace of deve

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21

L., J. F. "DELAYS BY HMO LEAVING PATIENTS HAUNTED BY BILLS." Pediatrics 98, no. 2 (1996): 248. http://dx.doi.org/10.1542/peds.98.2.248.

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The Health Insurance Plan (HIP) of Greater New York, the state's largest and oldest health maintenance organization (HMO), routinely fails to pay millions of dollars of its members' medical bills each year, leaving subscribers either to cover the bills themselves or to fight collection agencies and lawsuits from doctors demanding overdue payments. The company hangs on to millions of dollars it invests to improve its bottom line. It pays no penalties because regulators have been lax in policing HMOS. What's more, as HIP's record for paying claims deteriorated over the last few years, its record

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22

Bala Ado, Abdullahi, Amina Dahir Salman, Bala Ado Kofar Mata, and Aminu Kado Kurfi. "THE RELATIONSHIP BETWEEN THE INVESTMENT PORTFOLIO AND BANKING FINANCIAL PERFORMANCE IN NIGERIA." Asian People Journal (APJ) 3, no. 1 (2020): 141–51. http://dx.doi.org/10.37231/apj.2020.3.1.171.

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The study aims to investigate the relationship between the investment portfolio and banking financial performance in Nigeria. The study took an ex post factor research design and firm was used as the unit of analysis. A population of the 15 commercial banks was taken but Skye Bank was screened out due to the unavailability of data and 14 banks were used as the sample for this study. Panel data analysis was used to analyze the data with E-views version 9 using the three models; without effect, random effect and fixed effect. The study reveals that investment in bond has a significant but negati

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23

Paulson, Nicholas, Gary Schnitkey, and Patrick Kelly. "Evaluating the marginal risk management benefits of the supplemental coverage option." Agricultural Finance Review 76, no. 3 (2016): 411–24. http://dx.doi.org/10.1108/afr-03-2016-0022.

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Purpose The purpose of this paper is to evaluate the risk management benefits provided by the supplemental coverage option (SCO) insurance plan which was created in the 2014 Farm Bill. Specifically, the marginal expected utility benefits are compared with the potential additional subsidy cost introduced by the new program for a stylized example of a corn producer. Design/methodology/approach The paper uses a stylized simulation model examines the preferred insurance program choice for a typical Midwestern corn farmer. The expected utility of the farmer is calculated under their preferred insur

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24

Stone, Kathy. "Getting Your Medical Bills Covered When Your Insurance Wonʼt Pay". Neurology Now 1, № 3 (2005): 10–12. http://dx.doi.org/10.1097/01222928-200501030-00006.

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Lim, Ji-Yeun, Jin Suk Kim, and Seog-Kyun Mun. "Improvement methods for addressing issues in National Health Insurance Corporation’s investigation authority." Journal of the Korean Medical Association 67, no. 8 (2024): 541–47. http://dx.doi.org/10.5124/jkma.2024.67.8.541.

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Background: Several bills were proposed during the 20th and 21st National Assemblies to grant special judicial police powers to employees of the National Health Insurance Corporation (NHIC) to improve the low recovery rate of unfair profits collected by non-medical practitioner hospitals. The Ministry of Health and Welfare made a pre-announcement of legislation regarding the revision of the Enforcement Decree of the Medical Law, aiming to delegate certain enforcement responsibilities, including investigations into illegally established hospitals. This study discusses the contents and issues re

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26

Gakh, Maxim, Cody Cris, Prescott Cheong, and Courtney Coughenour. "A State of Uncertainty: An Analysis of Recent State Legislative Proposals to Regulate Preventive Services in the United States." INQUIRY: The Journal of Health Care Organization, Provision, and Financing 56 (January 2019): 004695801984151. http://dx.doi.org/10.1177/0046958019841514.

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This policy brief examines preventive services state legislation trends in the United States during uncertainty regarding the Affordable Care Act (ACA), which requires certain coverage of 4 evidence-based preventive services categories without additional patient costs under §2713. We used a legal mapping approach to search for and analyze state legislation related to preventive services proposed or enacted over a 25-month period of ACA uncertainty. We screened 1231 bills and coded the 76 screened-in bills. Next, we determined their characteristics and examined trends. Bills originated in 28 st

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Rodrigues, July Anne Rossi Michelin, Isabel Cristina Kowal Olm Cunha, Marli Terezinha Oliveira Vannuchi, and Maria do Carmo Fernandez Lourenço Haddad. "Out-of-pocket payments in hospital bills: a challenge to management." Revista Brasileira de Enfermagem 71, no. 5 (2018): 2511–18. http://dx.doi.org/10.1590/0034-7167-2016-0667.

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ABSTRACT Objetive: To analyse out-of-pocket payments (OOP) by health insurance company in hospital bills. Method: Cross-sectional study with quantitative approach. The information was obtained in the database of a health insurance company in the north of Paraná State and categorised into administrative and technical OOP. We analysed reports regarding OOP made in eight hospitals of the accredited network company, from 2013 to 2015. Results: The analysed data totalled 36 thousand items paid out-of-pocket. The highest OOP rates occurred in hospital 1 (67.6%); emergency room service (50.1%); time

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Bielenberg, Jessica E., Marvin Futrell, Bert Stover, and Amy Hagopian. "Presence of Any Medical Debt Associated With Two Additional Years of Homelessness in a Seattle Sample." INQUIRY: The Journal of Health Care Organization, Provision, and Financing 57 (January 2020): 004695802092353. http://dx.doi.org/10.1177/0046958020923535.

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Although medical debt has been associated with housing instability, almost no research has connected homelessness to medical debt. We interviewed 60 individuals experiencing homelessness in Seattle, selected from those participating in self-governed encampments organized by a homeless advocacy organization. Most respondents reported having at least one kind of debt, with two-thirds reporting current medical debt. Almost half reported trouble paying medical bills for themselves or family members. Almost one-third believed medical debt was in part responsible for their current housing situation.

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McBride, Angela, B. Thuy Duong, V. Vinh Chau Nguyen, C. Louise Thwaites, Hugo C. Turner, and V. Hao Nguyen. "Catastrophic health care expenditure due to septic shock and dengue shock in Vietnam." Transactions of The Royal Society of Tropical Medicine and Hygiene 113, no. 10 (2019): 649–51. http://dx.doi.org/10.1093/trstmh/trz064.

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Abstract Background The cost of treatment for infectious shock in intensive care in Vietnam is unknown. Methods We prospectively investigated hospital bills for adults treated for septic and dengue shock in Vietnam and calculated the proportion who faced catastrophic health care expenditures. Results The median hospital bills were US$617 for septic shock (n=100) and US$57 for dengue shock (n=88). Catastrophic payments were incurred by 47% (47/100) and 13% (11/88) of patients with septic shock and dengue shock, respectively, and 56% (25/45) and 84% (5/6) fatal cases of septic shock and dengue s

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Halpern, Michael T., and David Gimeno Ruiz de Porras. "Employer-sponsored insurance, paid sick leave, and financial toxicity among cancer survivors." Journal of Clinical Oncology 43, no. 16_suppl (2025): 11107. https://doi.org/10.1200/jco.2025.43.16_suppl.11107.

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11107 Background: Financial toxicity (FT), the adverse economic effects resulting from cancer, its treatment, and associated long-term effects, may affect the majority of cancer survivors. FT is associated with multiple factors including employment disruptions; however, the role of workplace policies in mitigating FT is poorly understood. We examined how employer-sponsored health insurance and paid sick leave influence FT among employed U.S. cancer survivors. Methods: We analyzed data from 1,122 employed cancer survivors aged 18-64 with non-missing insurance status and a self-reported history

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Ilagan, Liza Margarita, Ramoncito Magnaye, Clarence Pio Rey Yacapin, Aldrin Cuasay, and Amabelle Moreno. "Comparison of PhilHealth Case Rate and Actual Charge of Hospitalization for Common In-Patient Surgical Procedures from 2017-2019 in a Level 3 Hospital." Philippine Journal of Surgical Specialties 79, no. 1 (2024): 52–60. http://dx.doi.org/10.61662/pcs_knqf9935.

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Objective: To compare PhilHealth case rate versus actual charge of hospitalization of common general surgery procedures in a Level 3 government hospital from 2017-2019. Methods: The five most common procedures were determined and records were reviewed. Hospital bills and professional fees (PF) were compared to the PhilHealth rates using t-test. The range of perceived acceptable PF was determined by an online survey Results: The most common procedures were open appendectomy, open cholecystectomy, initial repair of inguinal hernia, total thyroidectomy and modified radical mastectomy. The study i

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Marshall, Gillian L., Tamara A. Baker, Chiho Song, and David B. Miller. "Pain and Hardship Among Older Men: Examining the Buffering Effect of Medicare Insurance Coverage." American Journal of Men's Health 12, no. 5 (2018): 1439–49. http://dx.doi.org/10.1177/1557988318765921.

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To better understand the health status of men in the United States, this study aimed to assess the association of hardship on the presence of and pain severity among men 50 years of age and older. Cross-sectional multivariate logistic regression analyses were conducted using the 2010 wave of the Health and Retirement Study ( N = 3,174) to assess the association between four hardship indicators and the presence of pain and pain severity among this sample of older men. Results suggest that the association between the presence of pain and hardship was statistically significant across all four ind

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Rothstein, Mark A. "Genetic Exceptionalism and Legislative Pragmatism." Journal of Law, Medicine & Ethics 35, S2 (2007): 59–65. http://dx.doi.org/10.1111/j.1748-720x.2007.00154.x.

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One of the most important and contentious policy issues surrounding genetics is whether genetic information should be treated separately from other medical information. The view that genetics raises distinct issues is what Thomas Murray labeled “genetic exceptionalism,” borrowing from the earlier term “HIV exceptional-ism.” The issue of whether the use of genetic information should be addressed separately from other health information is not merely an academic concern, however. Since the Human Genome Project began in 1990, nearly every state has enacted legislation prohibiting genetic discrimi

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Lyu, Khentsze. "State regulation of the system of medical insurance in the People’s Republic of China during construction of the “socialist base” (1949-1977)." NB: Административное право и практика администрирования, no. 1 (January 2020): 42–49. http://dx.doi.org/10.7256/2306-9945.2020.1.33282.

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From the historical perspective, this article explores the establishment of the system of state medical insurance in China. The historical period of this establishment was selected due to an abrupt change in the system of medical insurance as a result of creation of the People&rsquo;s Republic of China &ndash; the system of medical insurance changed from private to state-controlled. Prior to 1949, insurance was issued by private companies, then replaced by state medical insurance. This article gives attention to the key points in establishment of the system of medical insurance, as wel

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35

Blendon, R. J. "Paying medical bills in the United States. Why health insurance isn't enough." JAMA: The Journal of the American Medical Association 271, no. 12 (1994): 949–51. http://dx.doi.org/10.1001/jama.271.12.949.

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Enos, Gary. "Fast-track bills on opioid crisis in N.H. would ease insurance limits." Alcoholism & Drug Abuse Weekly 28, no. 4 (2016): 1–8. http://dx.doi.org/10.1002/adaw.30447.

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Dobkin, Carlos, Amy Finkelstein, Raymond Kluender, and Matthew J. Notowidigdo. "The Economic Consequences of Hospital Admissions." American Economic Review 108, no. 2 (2018): 308–52. http://dx.doi.org/10.1257/aer.20161038.

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We use an event study approach to examine the economic consequences of hospital admissions for adults in two datasets: survey data from the Health and Retirement Study, and hospitalization data linked to credit reports. For non-elderly adults with health insurance, hospital admissions increase out-of-pocket medical spending, unpaid medical bills, and bankruptcy, and reduce earnings, income, access to credit, and consumer borrowing. The earnings decline is substantial compared to the out-of-pocket spending increase, and is minimally insured prior to age-eligibility for Social Security Retiremen

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Zhao, Jingxuan, Xuesong Han, Zhiyuan Zheng, Matthew P. Banegas, Donatus U. Ekwueme, and K. Robin Yabroff. "Health insurance literacy, financial hardship and financial sacrifices among cancer survivors in the United States." Journal of Clinical Oncology 37, no. 15_suppl (2019): 1560. http://dx.doi.org/10.1200/jco.2019.37.15_suppl.1560.

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1560 Background: Rising costs of cancer care have imposed substantial financial burden on cancer survivors. To date, little is known about the associations between potentially modifiable patient characteristics, including health insurance literacy (HIL), on financial burden among cancer survivors. This study aimed to evaluate the associations between HIL and financial hardship and financial sacrifices among adult cancer survivors in the United States. Methods: We identified 914 adult cancer survivors from the 2016 Medical Expenditure Panel Survey Experiences with Cancer Questionnaire. HIL was

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Chen, Ting-Fu, Shih-Kuei Lin, An-Sing Chang, and Wei-Hao Wang. "The Pricing Model of Pension Benefit Guaranty Corporation Insurance with Regime-Switching Processes." Journal of Risk and Financial Management 15, no. 6 (2022): 258. http://dx.doi.org/10.3390/jrfm15060258.

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This paper aims to evaluate Pension Benefit Guaranty Corporation (PBGC) insurance values through regime-switching models. We separate periods of the economy with faster growth from those with slower growth to observe long-term trends in the economy. We derive a fair PBGC insurance pricing formula under distress termination and intervention termination using regime-switching processes. We set parameters by estimating the S&P 500 index and one-year treasury bills via expectation maximization particle swarm optimization (EM-PSO)-Gradient, which is an extension of the EM-Gradient method. Then,

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Nowak, Stanisław. "O POLSKIM PRAWIE UBEZPIECZEŃ GOSPODARCZYCH W KONTEKŚCIE WYMOGÓW ACQUIS COMMUNAUTAIRE UE (REASUMPCJA STANOWISK PREZENTOWANYCH W PRACACH IZBY)." Zeszyty Prawnicze 4, no. 2 (2017): 93. http://dx.doi.org/10.21697/zp.2004.4.2.05.

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Po l i s h In s u r a n c e La w i n t h e C o n t e x t o f t h e ‘Ac q u i s Communautaire’ UE Requirements (Recapitulation of the Standpoints Presented in the Chamber’s Works)SummarySubstantial changes of the legal status in the system of Polish economic insurance, called a revolution in the Polish insurance law, initiated by a series of bills dated 22 M ay 2003 and multiplicity of accompanying secondary legislation made the insurance market start numerous analytic works, also in the context o f the requirements to adapt to the com m unity law.These im portant and vast issues, already for s

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Hassan, Ameer E., Hari Kotta, Leeroy Garza, et al. "Pre-thrombectomy intravenous thrombolytics are associated with increased hospital bills without improved outcomes compared with mechanical thrombectomy alone." Journal of NeuroInterventional Surgery 11, no. 12 (2019): 1187–90. http://dx.doi.org/10.1136/neurintsurg-2019-014837.

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ObjectiveTo investigate whether significant differences exist in hospital bills and patient outcomes between patients who undergo endovascular thrombectomy (EVT) alone and those who undergo EVT with pretreatment intravenous tissue plasminogen activator (IV tPA).MethodsWe retrospectively grouped patients in an EVT database into those who underwent EVT alone and those who underwent EVT with pretreatment IV tPA (EVT+IV tPA). Hospital encounter charges (obtained via the hospital’s charge capture process), final patient bills (ie, negotiated final bills as per insurance/Medicare rates), demographic

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Okpe, Comfort Ene. "National Health Insurance Scheme and Health Care Needs of Federal Medical Centre Workers, in Makurdi, Benue State Nigeria." TEXILA INTERNATIONAL JOURNAL OF PUBLIC HEALTH 10, no. 1 (2022): 165–86. http://dx.doi.org/10.21522/tijph.2013.10.01.art015.

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This study assesses the impact of National Health Insurance Scheme on the health care needs of workers in Federal Medical Centre Makurdi, Benue State Nigeria. The data for the study were collected through questionnaires and in-depth interviews. Questionnaires were administered on a sample of 341 respondents. Data analysis was quantitative and qualitative in nature. The specific objectives of the study were to examine the level of awareness about NHIS among the staff of FMC; assess the National Health Insurance healthcare services available in FMC Makurdi; examine the health care needs of the s

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A.N., Abdukayumov. "Ways to Strengthen the Competitiveness of National Financial Markets in the Context of Financial Globalization." INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND ANALYSIS 06, no. 04 (2023): 1614–16. https://doi.org/10.5281/zenodo.7852160.

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The financial market mobilizes free funds and turns them into financial resources, idle money in the hands of the population into a source of income. The financial market, which includes deposits, bills, foreign exchange, stock, bond, derivative and insurance markets, is usually the driving force of the economy. It serves to solve social problems by developing the financial market, improving the competitive environment, promoting the use of new types of financial management, attracting investments to business entities, and creating additional jobs.

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Langat, Sandra, Festus Njuguna, Gertjan Kaspers, and Saskia Mostert. "Health insurance coverage for vulnerable children: two HIV orphans with Burkitt lymphoma and their quest for health insurance coverage in Kenya." BMJ Case Reports 13, no. 8 (2020): e230508. http://dx.doi.org/10.1136/bcr-2019-230508.

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The United Nations and WHO have summoned governments from low-income and middle-income countries to institute universal health coverage and thereby improve their population’s healthcare access and outcomes. Until now, few countries responded favourably to this international plea. The HIV/AIDS epidemic, a major global public health challenge, resulted in over 11 million orphans in sub-Saharan Africa. Extended families have taken responsibility for more than 90% of these children. HIV orphans are likely to be poorer and less healthy. Burkitt lymphoma is the most common childhood cancer in sub-Sa

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Thirumoorthi, B., A. P. Sarath, and P. V. Sreerag. "Drivers influencing quality of work life – An empirical study with reference to employees in private hospitals." Sustainable Engineering Science and Research Journal 02, no. 02 (2023): 01–04. https://doi.org/10.5281/zenodo.8087337.

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Health insurance is a form of coverage that provides financial protection against the cost of medical expenses and healthcare services. It is typically offered by private insurance companies and can also be provided by government programs in some countries. The abstract of health insurance can be summarized as follows: Health insurance aims to help individuals and families manage the expenses related to medical care and healthcare services. It operates on the principle of risk pooling, where many individuals pay premiums into a collective fund that is then used to cover the healthcare costs of

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Ani, N. C., and B. U. Ugwuanyi. "Diversified Income Sources and Wealth of Shareholders of Insurance Firms in Nigeria." Global Journal of Finance and Business Review 6, no. 2 (2023): 33–47. https://doi.org/10.5281/zenodo.8089236.

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The study examined diversified income sources and wealth of shareholders of insurance firms in Nigeria. The specific objectives of the study are to ascertain the effect of gross premium income, investment income and interest income on net assets of insurance firms in Nigeria. The sample consist of five (5) insurance firms listed on Nigeria Exchange Group during 2011-2020 periods. The time series data extracted from the selected firms were analyzed using Descriptive Statistics and multiple regression analysis. Findings from the study suggest that gross premium income and investment income posit

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Хаконова, Ирина, and Irina Khakonova. "Working out of bills on insurance of workers in governmental structures and their discussion in the State Duma in 1905–1." Advances in Law Studies 1, no. 1 (2013): 0. http://dx.doi.org/10.12737/399.

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The process of discussion and application of legal acts regulating the insurance of workers in the Russian Empire in prewar years is considered in the article. The authors have shown that in historical and legal literature there were observed different assessments of the given process and have marked that the adoption of laws on insurance workers promoted the decrease of police control for “working question”, creation of definite compromise between capital and hired labor.

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Finkelstein, Amy, Sarah Taubman, Bill Wright, et al. "The Oregon Health Insurance Experiment: Evidence from the First Year*." Quarterly Journal of Economics 127, no. 3 (2012): 1057–106. http://dx.doi.org/10.1093/qje/qjs020.

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Abstract In 2008, a group of uninsured low-income adults in Oregon was selected by lottery to be given the chance to apply for Medicaid. This lottery provides an opportunity to gauge the effects of expanding access to public health insurance on the health care use, financial strain, and health of low-income adults using a randomized controlled design. In the year after random assignment, the treatment group selected by the lottery was about 25 percentage points more likely to have insurance than the control group that was not selected. We find that in this first year, the treatment group had s

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Roberts, Liberty L. "Fee Audits Cut More Than Fat Out of Bills, Cutting Heart of Insurance Defense." Indiana Law Review 34, no. 1 (2000): 179–201. http://dx.doi.org/10.18060/3453.

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Stafford, N. "Germans face 8 a month rise in health insurance bills to pay for deficit." BMJ 340, feb01 2 (2010): c615. http://dx.doi.org/10.1136/bmj.c615.

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