Academic literature on the topic 'Insurance Commission'
Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles
Consult the lists of relevant articles, books, theses, conference reports, and other scholarly sources on the topic 'Insurance Commission.'
Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.
You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.
Journal articles on the topic "Insurance Commission"
1
Liu, Chi-Chun, and Yi-Ping Liao. "Insurance Acquisition Costs: Capitalizing Versus Expensing." Journal of Accounting, Auditing & Finance 35, no. 3 (May 15, 2018): 558–80. http://dx.doi.org/10.1177/0148558x18773841.
Full textAbstract:
This article examines whether the capitalization–amortization or the direct-expensing method for insurance acquisition costs and commissions better reflects the economic substance. We find that both the currently capitalized–amortized acquisition costs and the as-if asset balance of expensed commissions are positively associated with the market value of equity, and are closely related to the level and volatility of subsequent insurance premiums. Results also show that when explaining the market value of equity, the insurance commission is significantly negative if capitalized and amortized, but is insignificant if directly expensed. The authors are the first to examine how the insurance acquisition costs and commissions are related to subsequent economic benefits, and our results are consistent with IFRS 17 under which the acquisition costs shall not be immediately expensed.
2
Tsyganov, Alexander A., and Sergey V. Maslennikov. "INSURANCE REGULATION PECULIARITIES IN THE BANK INSURANCE PRACTICE IN THE EUROPEAN UNION." Banking law 6 (December 10, 2020): 44–57. http://dx.doi.org/10.18572/1812-3945-2020-6-44-57.
Full textAbstract:
In the Russian Federation, bancassurance has already become a relatively common type of interactions between banks and their customers in selling insurance, with banks being the main channels for distributing insurance services in exchange for commission. Borrowers are known to be the weaker side of a contract, which leads to banks impose insurance services and commission, which the banks may capitalize on. This indicates a significant issue for the local antitrust and banking regulations. The article describes the expertise in managing these activities in the member countries of the European Union and provides recommendations for a possible legal regulation of insurance and banking activities in Russia.
3
VILLIERS, J. U., and R. W. VIVIAN. "Insurance by Large Corporations: The Melamet Commission." South African Journal of Economics 59, no. 4 (December 1991): 241–49. http://dx.doi.org/10.1111/j.1813-6982.1991.tb01320.x.
Full text
4
Newman, Karl, and Mads Andenas. "IV. Insurance and Banking." International and Comparative Law Quarterly 45, no. 1 (January 1996): 230–35. http://dx.doi.org/10.1017/s0020589300058772.
Full textAbstract:
There are still unresolved conflicts at the final stage of the completion of the internal financial market.1 Member State actions have been brought against the European Parliament and Council Directive on Deposit Guarantee Schemes2 and against the Commission Communication on an Internal Market for Pension Funds.1
5
Morán Arias, Manuel Israel. "Derecho de la competencia y mercado de seguros: un año sin reglamentos de exención." Revista de Derecho de la UNED (RDUNED), no. 23 (March 14, 2019): 493. http://dx.doi.org/10.5944/rduned.23.2018.24034.
Full textAbstract:
En marzo de 2017 expiró la vigencia del Reglamento267/2010 de la Comisión, de 24 de marzo de 2010 relativo a la aplicacióndel artículo 101, apartado 3, del Tratado de Funcionamientode la Unión Europea a determinadas categorías de acuerdos, decisionesy prácticas concertadas en el sector de los seguros. La Comisiónacordó observar el impacto de la caducidad del reglamento durantelos 12 meses posteriores para decidir sobre el futuro del sector asegurador.El presente trabajo analiza la regulación especial que duranteaños ha tenido el sector asegurador con los reglamentos de exenciónpor categorías y los motivos que llevaron a la Comisión a no plantearsesu renovación un año después de la caducidad del último.In March 2017 the validity of the Commission Regulation(EU) No 267/2010 of 24 March 2010 on the application of Article101(3) of the Treaty on the Functioning of the European Unionto certain categories of agreements, decisions and concerted practicesin the insurance sector expired. The Commission agreed to observethe impact of the expiration of the Regulation during the following12 months to decide on the future of the insurance sector.The present paper has analyzed the special regulation the insurancesector has had during years with the commissions regulations andthe reasons that have led the Commission not to propose its renewalone year after its expiration.
6
Latorre Guillem, Miguel Angel. "The Customer Orientation Service of Spanish Brokers in the Insurance Industry: The Advisory Service of the Insurance Distribution Channel Bancassurance." Sustainability 12, no. 7 (April 8, 2020): 2970. http://dx.doi.org/10.3390/su12072970.
Full textAbstract:
This research focuses on the customer orientation of insurance brokers, whose activity is regulated by the Law on the mediation of private insurances and reinsurances. The goal is to ascertain whether the intermediation inherent in the insurance broker’s activity, which implies a customer-oriented service, entails a positive behaviour that transcends the immediate environment, reaching society. This study presents a comparative analysis between the insurance brokerage society, characterised by a personalised customer service, and banks’ advisory services on insurance. To this end, the study uses a sample of insurance brokerage firms in Spain. The results presented in this study suggest that the customer values the advisory service provided by the broker. However, for a particular business segment in standardized insurance products and products related to banking assets, customers are more likely to resort to the bank’s services. In addition, the results indicate that the commission percentages applied by the entities operating in the banking insurance channel exceed those perceived by the insurance broker. With all this, intermediation in the development of the insurer’s activity can entail social behaviour that involves customer-orientation and, possibly, social service and environmental performance.
7
Zeng, Qi, and Long Ling Wang. "Analysis on the Acquisition between Ping an Insurance Company of China, Ltd and Shenzhen Development Bank Limited Company." Advanced Materials Research 219-220 (March 2011): 1403–6. http://dx.doi.org/10.4028/www.scientific.net/amr.219-220.1403.
Full textAbstract:
June 12, 2009, Ping An Insurance (Group) Company of China, Ltd published announcement that it would adopt " directional addition + agree on transfering " to acquire Shenzhen Development Bank. The news came out, all walks of life proclaimed comments in droves, which account for the majority, so far the transaction has been gained first certainty from the China Insurance Regulatory Commission, Department of Commerce, China's Bank Regulatory Commission, China's Securities Regulatory Commission and other departments. This paper attempts to review the process of this incident, briefly analyze of the advantages and disadvantages after its acquisition, discuss the guided significance to mixed operation of China's financial industry.
8
Meggitt, Gary. "Insurable interest – the doctrine that would not die." Legal Studies 35, no. 2 (June 2015): 280–301. http://dx.doi.org/10.1111/lest.12059.
Full textAbstract:
The doctrine of insurable interest grew out of eighteenth-century anxieties over fraudulent seafarers and habitual gamblers. It was created by the courts, entrenched by statute and remains in place to this day despite the fact that it serves no practical or legal purpose. It was hoped by many that, when the English Law Commission and Scottish Law Commission established their joint review of insurance contract law in 2006, the doctrine would be consigned to the proverbial dustbin of history. Eight years later, these hopes have been dashed. The doctrine is here to stay. This paper asks ‘Why’ and finds the answer to be elusive.
9
Bao, Ng Jia, Rohaizan Ramlan, Fazeeda Mohamad, and Azlina Md Yassin. "Performance of Malaysian Insurance Companies Using Data Envelopment Analysis." Indonesian Journal of Electrical Engineering and Computer Science 11, no. 3 (September 1, 2018): 1147. http://dx.doi.org/10.11591/ijeecs.v11.i3.pp1147-1151.
Full textAbstract:
The purpose of this study is to evaluate the performance of the local insurance in Malaysia for the period 2014-2015. The major challenge in the insurance industry is increasing competition in this market. Besides that, problematic in performance measurement to evaluate performance is another challenge in insurance industry. 24 local insurance companies involved in this study using quantitative method of Data Envelopment Analysis (DEA) output-orientation CCR model. This study utilizes three inputs and three outputs; operating expenses, equity capital and commission as well as net premium, net investment income, and net incurred claim. The secondary data sources were derived from official data of local insurance companies’ annual report respectively. The DEA-Solver-LV version 8 tools were used to analyze the data that have been collected to evaluate the performance of local insurance company. This DEA model allows integration of the performance for the insurance companies and provides management overall performance evaluation. The results showed that there are 8 efficient companies in 2014 and 9 efficient companies in 2015. The average efficiency score in 2014 was increased from 78.9% to 79.1% in 2015. The findings from this study will benefit the insurance associations in Malaysia, management of insurances companies and policy makers.
10
Marzai Abliz, Elda. "The impact of lending on bancassurance activity." Proceedings of the International Conference on Business Excellence 13, no. 1 (May 1, 2019): 171–81. http://dx.doi.org/10.2478/picbe-2019-0016.
Full textAbstract:
Abstract Due to financial crisis, and especially because of prudence in lending (retail, micro, and corporate), banks are looking for new sources of income, and bancasurance is clearly a potential source of revenue. Thus, in the financial market, the interests of two major components of it are met: banks maximize commission income, and insurers make access to the large customer base of banks. Bancassurance is a distribution channel of insurance products through bank branches, bringing important advantages for banks, insurance companies and customers. The main advantage for the bank is that earns fee amount from the insurance company, the insurance company increases customers data base and market share, the client satisfy his financial needs and requests in the same institution. Considering that in Romania, banks and insurers do not provide information on the number of insurances sold via the bancassurance distribution channel, as well as commissions obtained by banks for the insurance sale, to determine the development of bancassurance in Romania, we used the statistical data provided by the National Bank of Romania, on credit growth and data provided by The Financial Supervision Association, on the evolution of gross written premiums. Bancassurance is one of the most important insurance distribution channels, accounting for approximately 36% of the global insurance market, in 2016, Europe’s insurers generated total premium income of €1 189bn and had €10 112bn invested in the economy. Regarding to the risks of bancassurance business for banks and insurers, they mainly concern distinct capital requirements for the banking and insurance systems, which will be covered by the Basel III and Solvency II directives. This paper aims to analyze the influence of credit on the bancassurance activity in the last 5 years in Romania, the economic, political and legal factors that have a negative impact on the development of bancassurance, and also the calculating the correlation coefficient r (Pearson’s coefficient) and his result.
Dissertations / Theses on the topic "Insurance Commission"
1
Galuška, Jiří. "Zprostředovatelé pojistných produktů." Master's thesis, Vysoká škola ekonomická v Praze, 2012. http://www.nusl.cz/ntk/nusl-124893.
Full textAbstract:
My master thesis "Intermediaries of insurance products" deals with the activities of insurance intermediaries, legislation regulating their work, comparison of the Czech legislation with other countries and the organizations associating insurance intermediaries. The practical part is particularly focused on the analysis of commission system in companies AWD Česká republika s.r.o. and Česká pojišťovna a.s.
2
Sasaki, Luiz Fernando Hideichi. "Transparência da comissão de corretagem na intermediação do seguro automóvel: um estudo comparado e lições para o Brasil." reponame:Repositório Institucional do FGV, 2016. http://hdl.handle.net/10438/16796.
Full textAbstract:
Submitted by Luiz Fernando Hideichi Sasaki (luiz.sasaki@susep.gov.br) on 2016-08-02T19:55:32Z
No. of bitstreams: 1
Luiz Sasaki - versão aprovada 29_07_2016.pdf: 2676534 bytes, checksum: 99cae22120aa59917795862e37f9f5b0 (MD5)Approved for entry into archive by ÁUREA CORRÊA DA FONSECA CORRÊA DA FONSECA (aurea.fonseca@fgv.br) on 2016-08-03T16:32:17Z (GMT) No. of bitstreams: 1 Luiz Sasaki - versão aprovada 29_07_2016.pdf: 2676534 bytes, checksum: 99cae22120aa59917795862e37f9f5b0 (MD5)
Approved for entry into archive by Maria Almeida (maria.socorro@fgv.br) on 2016-08-23T19:56:49Z (GMT) No. of bitstreams: 1 Luiz Sasaki - versão aprovada 29_07_2016.pdf: 2676534 bytes, checksum: 99cae22120aa59917795862e37f9f5b0 (MD5)
Made available in DSpace on 2016-08-23T19:57:07Z (GMT). No. of bitstreams: 1 Luiz Sasaki - versão aprovada 29_07_2016.pdf: 2676534 bytes, checksum: 99cae22120aa59917795862e37f9f5b0 (MD5) Previous issue date: 2016-07-29
Examining the prevalence of transparency in the sale of auto insurance in Brazil and around the world, this study considers the costs and benefits of this transparency through two surveys and based on extensive contextual and scholarly analyses. The agency relationship in the insurance intermediation consists of two principals (the consumer and the insurer) and one agent (the insurance broker). This relationship presents a classic principal-agent dilemma where the broker’s compensation system — in which insurers pay the brokerage commission — may portend negative effects for consumers. The international survey queried insurance supervisors and organizations representing insurers and insurance brokers about global practices related to the transparency in the auto insurance sale and received responses from 39 foreign jurisdictions (in addition to the European Commission). In the national survey, 191 Brazilian insurance brokers answered a questionnaire on their practices and opinions related to transparency in the auto insurance sale. The results show that 24 out of the 39 international jurisdictions analyzed require or encourage the disclosure of brokerage commissions to consumers. In jurisdictions where disclosure is compulsory, there is prior (prior to the decision made by the consumer) and active (without being requested by the consumer) transparency. In the national survey, results showed that 92% of insurance brokers (legal entities) in Brazil do not disclose to consumers the amount of brokerage commission received, and that 93% of brokers are against active disclosure and 92% against passive disclosure (at consumer request). Given these results, and based on the theoretical and empirical evidence examined, this study recommends the adoption of transparency requirements relating to prior and active disclosure of brokerage commissions in Brazil.
Ao examinar o domínio da transparência na venda do seguro automóvel no Brasil e no mundo, este estudo leva em consideração os custos e benefícios da transparência por meio de dois surveys e com base numa extensa análise contextual e acadêmica. A relação de agência que se forma na intermediação do seguro consiste de dois principais (consumidor e seguradoras) e um agente (corretor de seguro). Esta relação exibe um clássico dilema principal-agente onde o regime de remuneração dos corretores de seguro, no qual o pagamento da comissão de corretagem é feito pelas seguradoras, pode resultar em efeitos negativos para os consumidores. O survey internacional consultou supervisores de seguro e entidades representativas de seguradoras e de corretores de seguro sobre as práticas globais relacionadas à transparência na venda do seguro automóvel e recebeu respostas de 39 jurisdições estrangeiras (além da Comissão Europeia). No survey nacional, 191 corretoras de seguro brasileiras responderam um questionário sobre suas práticas e opiniões relacionadas à transparência na venda do seguro automóvel. Os resultados mostram que 24 das 39 jurisdições estrangeiras analisadas exigem ou apoiam a divulgação da comissão de corretagem aos consumidores. Nas jurisdições em que a divulgação é compulsória, prevalece a transparência prévia (anterior à tomada de decisão pelo consumidor) e ativa (sem que seja solicitada pelo consumidor). No survey nacional, os resultados mostram que 92% das corretoras de seguro (pessoas jurídicas) no Brasil não divulgam aos consumidores o valor da comissão de corretagem que recebem e que 93% das corretoras são contrárias à divulgação ativa e que 92% são contrárias à divulgação passiva (a pedido dos consumidores). Diante desses resultados, e baseado nas evidências teóricas e empíricas estudadas, recomenda-se a adoção de requisitos de transparência no Brasil, relacionados à divulgação prévia e ativa da comissão de corretagem aos consumidores.
3
Rodet-Profit, Alix. "Le contrat d'assurance maritime à Rouen dans l'Ancien droit." Thesis, Paris 2, 2015. http://www.theses.fr/2015PA020010.
Full textAbstract:
L'assurance maritime constitue la première forme d'assurance connue, qui s'est développée à la fin du Moyen-Âge et a gagné l'ensemble de l'Europe au XVIe siècle. Rouen, l'une des plus importantes villes commerciales et maritimes du royaume de France, fut la première – et la seule – à être dotée d'un greffe des assurances dès 1556. Elle constitue donc un lieu de choix pour l'étude de ce contrat dans notre pays. Le caractère aléatoire de l'assurance a posé très tôt le problème de l'équilibre des intérêts des parties. D'une part, l'assuré devait pouvoir bénéficier de garanties suffisantes pour recourir à l'assurance. Il s'agissait d'autre part de protéger l'assureur, qui, en plus de prendre les risques de l'expédition à sa charge, se trouvait en grande partie dépendant de la bonne foi de son assuré. Aux côtés de leur « commis aux assurances », les marchands rouennais ont alors recherché et adopté des solutions. L'ordonnance de la Marine de 1681, première législation française sur les assurances, a ensuite tenté d'unifier les usages et pratiques du royaume. Elle a proposé différentes mesures pour promouvoir ce contrat tant auprès des assurés que des assureurs. L'assurance maritime, en lien avec les nombreux domaines juridiques que sont le droit des obligations, le droit commercial, le droit maritime, le droit cambiaire ou encore celui des sociétés, a alors évolué sous l'influence conjuguée des juges et des marchands, toujours soucieux de trouver un équilibre contractuelShipping insurance is the first known form of insurance. It was instituted at the end of the Middle Ages and spread to the whole of Europe in the sixteenth century. Rouen, as one of the largest commercial and maritime cities in the Kingdom of France, was the first and indeed the only city to be given a patent for insurance as early as 1556. It is therefore the ideal place in which to study such a contract in this country. The fluctuating nature of insurance quickly pinpointed the problem of balancing the interests of the parties involved. On the one hand, the insured person needed to be able to benefit from guaranties allowing him to resort to insurance. Similarly, the insurer needed to be protected since he not only had the responsibility of the voyage, with the risks that that implied, but was also dependent on the honesty of the person insured. Together with their “insurance agents”, the merchants of Rouen therefore sought and adopted solutions to this problem. The Royal Ordinance of Shipping, in 1681, – the first French legislation on insurance – then endeavoured to unify the customs and uses carried out in the Kingdom of France. It offered various measures to develop this contract between the insured and the insurer. Maritime insurance, together with the many other sectors of law such as that of obligations, commercial law, maritime law, law pertaining to Exchange or to Societies, then evolved under the combined influence of the judiciary and of merchants, continually seeking a contractual balance
4
Olaleye, Peter Damilare. "Mortality investigation : does life table PA90 model annuitants mortality in Nigeria?" Master's thesis, Instituto Superior de Economia e Gestão, 2018. http://hdl.handle.net/10400.5/17306.
Full textAbstract:
Mestrado em Actuarial ScienceEste estudo tem como objetivo investigar se a tábua PA90 do Reino Unido constitui um modelo aceitável para a experiência de mortalidade na Nigéria, no que diz respeito à população dos detentores de anuidades. A motivação para o trabalho provém do facto de o mercado nigeriano de anuidades se ter vindo a desenvolver nos últimos anos. Nesta dissertação apresenta-se uma revisão de alguma da literatura relevante sobre o tópico, incluindo algumas noções de base - o que é uma renda vitalícia - e descrições necessariamente breves da investigação sobre questões de mortalidade desenvolvida no Reino Unido e em África, bem como de algumas das razões pelas quais as taxas de mortalidade estão a ser continuamente objeto de estudo. Os dados e as metodologias indispensáveis à prossecução do objetivo são de seguida discutidos e aplicados. Destaque deve ser dado aos dois métodos de suavização utilizados, spline com base natural (NCS) e spline penalizada, que foram usados no training set data, para a obtenção de taxas de mortalidade alisadas. As taxas estimadas são posteriormente comparadas com a tábua PA90, para estudar se esta deve continuar a ser usada na Nigéria, ou se se impõe a realização de um estudo completo da mortalidade no país.
This study aims to investigate PA90 of the UK as a proxy for annuitant mortality table in Nigeria. Annuities seem to grow rapidly across the globe due to reformations and regulations in the public social security systems regarding post retirement plans. Nigerian annuity market is not left out in this global growth as annuity product now gains momentum by the day. The primary focus of this dissertation is to compare PA90 of the UK with crude rates estimated from the national data available, an important topic nowadays in Nigeria. A literature review is provided - what life annuity means, mortality investigations in UK and Africa, and some of the reasons why mortality rates are being assessed. Data and methodology required to accomplish the objective of the work developed are also thoroughly discussed and used. Two smoothing techniques, natural basis spline (NCS) and penalised spline were applied on the training set, to obtain smoothed mortality rates. The rates that have been estimated are then compared with the PA90 rates, to see whether this life table should continue to be used as a proxy for the mortality of Nigerian annuitants, or an independent study should be carried out.
info:eu-repo/semantics/publishedVersion
5
Leloup-Velay, Mélodie. "L'assurance face aux droits fondamentaux de la personne humaine." Thesis, Paris Sciences et Lettres (ComUE), 2017. http://www.theses.fr/2017PSLED007/document.
Full textAbstract:
Les droits fondamentaux occupent une place croissante dans le paysage assurantiel français et tendent à modifier la nature des contentieux impliquant l’assuré et l’assureur. L’égalité et la protection de la vie privée de l’assuré freinent l’utilisation par l’assureur de nouvelles techniques actuarielles et d’Internet. Ainsi, une décision de la Cour de justice de l’Union européenne du 1er mars 2011 a sanctionné la différence de tarif entre les hommes et les femmes. Quant à l’assureur, ses droits à la sécurité juridique, à un procès équitable et à la liberté d’entreprendre font débat dans les rapports qu’il entretient avec les autorités de contrôle ou les plateformes de mise en relation qui s’attaquent au marché de l’assurance. Ces droits fondamentaux ne semblent pas être respectés avec autant d’acuité que ceux de l’assuré. Ce déséquilibre s’explique par le rôle social de l’assurance, rôle récemment menacé par la remise en cause des grands principes de l’assurance et l’absence de prévisibilité du coût des sinistresThere is an increase in the focus on fundamental rights in the French insurance landscape. This tends to change the nature of the disputes involving both the insurer and the insured. The right to equality and the protection of one’s privacy hinder the insurer's use of new actuarial techniques and the use of tools provided by the Internet. Thus the European Court of Justice’s decision on March 1st 2011 forbids the difference in premium between men and women.For the insurer, supervisory authorities and share economy can threaten its rights to legal certainty, fair trials and freedom of enterprise. It seems to have no equivalent in the protection level of the fundamental rights of the insurer compared to those of the insured. This imbalance is justified by the social role of insurance, a role recently challenged by the absence of respect towards the basic principles of insurance and the lack of predictability of the claims’ costs
6
Doležalová, Andrea. "Návrh marketingové strategie." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2010. http://www.nusl.cz/ntk/nusl-222498.
Full textAbstract:
The diploma thesis focuses on marketing strategy in the selected insurance company. Specifies fundamental terms of marketing ang strategy and compares with reality. It contains proposal of marketing strategy that support to increase market share and production size in the selected company.
7
Bigot, Rodolphe. "L'indemnisation par l'assurance de responsabilité civile professionnelle : L'exemple des professions du chiffre et du droit." Thesis, Tours, 2012. http://www.theses.fr/2012TOUR1006.
Full textAbstract:
En matière de responsabilité civile des professionnels du chiffre et du droit, l’indemnisation est intégralement réalisée par l’assurance privée. Il existe donc, à cet égard, une nette différence entre l’indemnisation dans le domaine de la responsabilité médicale et dans le domaine objet de la recherche entreprise. Pourtant, les enjeux économiques y seraient d’importance supérieure. Une mutualisation optimale est souvent réalisée par les instances professionnelles du chiffre et du droit. Celles-ci ont souscrit des contrats d’assurance collective créés et proposés dès le dix-neuvième siècle par un même assureur, à présent en situation de quasi monopole de fait.De 2001 à 2010, plus de 100 000 sinistres ont été déclarés par des professionnels du chiffre et du droit auprès de cet apériteur dominant. Un échantillonnage approfondi a permis de constater que l’indemnisation n’a pas toute l’efficacité espérée, étant elle-même contrecarrée par l’action du système assurantiel de défense professionnelle fédéré autour de comités de gestion concertée. Ce système aurait ainsi pris le contrôle de l’indemnisation, de sorte à réaliser une forme d’écrasement des préjudices indemnisables, notamment par le jeu des règlements extrajudiciaires prédominants. En même temps, ce système ne serait pas toujours en mesure de protéger pleinement cette incroyable mutualisation qu’il a pourtant réalisée avec succès. En effet, une altération de la responsabilisation des professionnels assurés pourrait être à la fois la cause et la conséquence de cette importante sinistralité pour laquelle les techniques assurantielles d’autodiscipline semblent être tombées en léthargie, au détriment de l’indemnisationIn the field of the civil liability of law and accounting practitioners, the compensation of victims is entirely carried out by a private insurer. There is, therefore, in this respect, a plain difference between compensation in the field of medical liability and compensation in the area addressed in this research. Nevertheless, the economic stakes would be rather higher. An optimal mutuality is often done by law and accounting professional bodies. They have entered into collective insurance contracts created and proposed as from the nineteenth century by a sole insurer, today in an almost situation of de facto monopoly. From 2001 to 2010, more than 100 000 claims have been declared by law and accounting professions together with the dominant insurer. A detailed sampling has enabled us to notice that the compensation does not have its entire hoped efficiency, itself being thwarted by the insurance system’s action of professional defense federated around concerted management committees. This system has therefore taken control of the compensation process, in a way to conceive a form of crushing of the prejudices entitled to compensation, mainly through amicable settlements. At the same time, the abovementioned system is not always in a position to fully protect this incredible mutuality that it has however carried out with success. The impairment which affects the responsibilization of insured practitioners could be at the same time the cause and the consequence of this important sum of claims for which the self-disciplined methods used by insurance seem to have faded, to the detriment of compensation
8
Joseph-Ratineau, Yannick. "La privatisation de la répression pénale." Thesis, Aix-Marseille, 2013. http://www.theses.fr/2013AIXM1009/document.
Full textAbstract:
Il est traditionnellement admis que le droit pénal a pour fonction de défendre l’intérêt général, ce qui explique le rôle prééminent de l’État tout au long du processus répressif. Pourtant, l’analyse du droit positif met en exergue une extension de la fonction normative du droit pénal en direction des intérêts privés, individuels ou collectifs qui ne peut que bouleverser les fonctions traditionnellement assignées à la responsabilité pénale et à la sanction pénale qui l’accompagne. Parce que les intérêts privés concurrencent l’intérêt général dans l’ordre des valeurs protégées par les textes d’incrimination, les règles de la responsabilité pénale et les fonctions de la sanction pénale sont désormais sollicitées pour résoudre des litiges entre particuliers, et assurer la réparation du dommage causé par l’infraction. Parce que la configuration des acteurs au procès pénal n’est que le reflet des valeurs protégées par la norme pénale, l’introduction des intérêts privés dans le champ de protection de la loi pénale a naturellement entraîné une mutation de la répartition traditionnelle des rôles processuels du juge et des parties dans le procès pénal au profit des parties privées. Même si cette mutation a trouvé dans l’influence du modèle européen de procès équitable le terreau favorable à une telle évolution, celui-ci n’a joué qu’un rôle catalyseur dans l’ascension des parties dans la maîtrise de la direction de l’instance pénale comme dans la maîtrise de la matière litigieuse ; la véritable cause de ces évolutionsIt is traditionally allowed that the criminal law has as a function to defend the general interest, which explains the preeminent role of the State throughout the repressive process. However, the analysis of the substantive law puts forward an extension of the normative function of the criminal law in the direction of the private interests, individual or collectives which can only upset the functions traditionally assigned with the criminal responsibility and with the penal sanction which accompanies it. Because the private interests compete with the general interest in the order of the values protected by the texts from incrimination, the rules of the criminal responsibility and the functions of the penal sanction from now on are requested to solve litigations between individuals, and to ensure the compensation for the damage caused by the infringement. Because the configuration of the actors to the criminal trial is only the reflection of the values protected by the penal standard, the introduction of the private interests into the field of protection of the criminal law naturally involved a change of the traditional distribution of the processual roles of the judge and parts in the criminal trial with the profit as of private parts. Even if this change found in the influence of the European model of fair trial the compost favorable to such an evolution, this one played only one catalyst part in the rise of the parts in the control of the direction of the penal authority as in the control of the litigious matter; the true cause of these evolutions, it is the privatization of penal repression
9
Lin, Hsiao-Chen, and 林曉眞. "Commission Performance Analysis of Life Insurance Sales." Thesis, 2016. http://ndltd.ncl.edu.tw/handle/60024584618926402594.
Full textAbstract:
碩士國立高雄第一科技大學
風險管理與保險研究所
104
This study takes Pearson correlation test, partial F test, and regression analysis to estimate the commission performance of 360 sales of the southern subsidiary of a life-insurance company in 2014. The independent variables include: premium, number of policies, ratio of active sales, the training-participation rate, job level, and gender, we analyze the effects on the commission performance. The results show that there exists significant correlations among all the independent variables and the commission performance. By partial F test, it says that the interaction between job level and other independent variables may effect the commission performance; however, it''s not the case for gender. By regression analysis it tells that the commission performance of the managers is higher than sales. As the premium and the ratio of active sales increase, the commission performance will also increases, ceteris paribus; however, the number of policies and training-participation rate have negative impacts on the commission performance. This study finds that premium, the ratio of active sales, and the managerial job level will all effect and increase the commission performance, our studied results may be used as the reference of establishing rewarding system for insurance company.
10
Yang, Chin-Jeng, and 楊誌正. "The Study of Considerations Pay Commission of Insurance Agent." Thesis, 2011. http://ndltd.ncl.edu.tw/handle/91653973590945203137.
Full textAbstract:
碩士淡江大學
保險學系保險經營碩士班
99
Until now,although insurers get the power to determine the pay commission of insurance agents. But it does not have any standard of considerations. Because insurers do not considerate qualitative and quantitative factors of insurance agents. Gradually, insurance agents lack incentives of motivation and progress. In consequence, insurance agents are difficult to upgrade quality of insurance agents. Therefore, the thesis imitates Japanese experience of classification of insurance agents. In addition, the thesis considers principles of fairness、rationality、comprehension、incentive、classification、professional、preview、effectiveness to construct considerations pay commission of insurance agents. One is quantitative factor: sales volume、ratio of accomplishment、loss ratio、ratio of continuance、ratio of growth、period of cooperation、discipline of obey law; another is qualitative factor: classification、type of organization、hierarchical management、range of authorization、ability of potential、efficiency of work、area of business. Insurers base on those factors to evaluate insurance agents and pay commission. Finally, synthesizes the above conclusion, we expect to get the goal of following: (1) To construct classification to the domestic insurance agents. (2) The standard of insurance agents maintain advantages and improve shortcoming. (3) Auxiliary information of the authority supervises industry of insurance.
Books on the topic "Insurance Commission"
1
Canada. Commission of Inquiry on Unemployment Insurance. Commission of Inquiry on Unemployment Insurance: Report. Forget Commission. S.l: s.n, 1985.
Find full text
2
Maine. Mandated Benefits Advisory Commission. Mandated Benefits Advisory Commission. [Augusta, Me.]: The Commission, 1989.
Find full text
3
Insurance, Arizona Commission on Property and Casualty. Report of the Commission on Property and Casualty Insurance: Insurance cost and availability problems : commission recommendations. [Phoenix, AZ] (801 East Jefferson, Phoenix 85034): [State of Arizona, Dept. of Insurance, 1986.
Find full text
4
Canada. Dept. of Employment and Immigration. Commission of Inquiry on Unemployment Insurance: Report. Ottawa: Employment and Immigration Canada, 1986.
Find full text
5
New York (State). Governor's Advisory Commission on Liability Insurance. Governor's Advisory Commission on Liability Insurance: [hearing]. [New York, N.Y.?]: Brody & Geiser, 1986.
Find full text
6
Commission, Halifax Fisheries. [Halifax Fisheries Commission]: Appendix R : [insurance documents]. [London?: s.n., 2004.
Find full text
7
New York (State). Governor's Advisory Commission on Liability Insurance. Governor's Advisory Commission on Liability Insurance: [hearing]. [New York, N.Y.?]: Brody & Geiser, 1986.
Find full text
8
Commission, Manitoba Autopac Review. Report of the Autopac Review Commission. Winnipeg, Man: Govt. of Manitoba, 1988.
Find full text
9
Maine. Insurer Advisory Committee. Report to the Maine Health Care Reform Commission. [Augusta, Me.]: The Commission, 1994.
Find full text
10
Canada. Commission of Inquiry on Unemployment Insurance. Summary Report of the Commission of Inquiry on Unemployment Insurance. Forget Commission. S.l: s.n, 1985.
Find full textBook chapters on the topic "Insurance Commission"
1
Owen, Alastair. "2014 Law Commission proposals." In The Law of Insurance Warranties, 121–28. Milton Park, Abingdon, Oxon ; New York, NY : Routledge, 2021. | Series: Lloyd’s insurance law library: Informa Law from Routledge, 2021. http://dx.doi.org/10.4324/9781003031734-8.
Full text
2
Lampard, Robert. "9. The Hoadley Commission (1932-34) and Health Insurance in Alberta." In Making Medicare, 183–206. Toronto: University of Toronto Press, 2012. http://dx.doi.org/10.3138/9781442662414-012.
Full text
3
Defever, Kathleen M. "Enaction of Chapter VII of the Insurance Distribution Directive: What Can Member States Learn from the Enforcement Failures of the United States?" In AIDA Europe Research Series on Insurance Law and Regulation, 197–217. Cham: Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-52738-9_9.
Full textAbstract:
AbstractChapter VII of the Insurance Distribution Directive delineates the sanctions and other pecuniary measures which the Commission of the European Union now requires as a portion of the minimum harmonization of the Directive. As Member States adopt and apply the articles of Chapter VII, which are unprecedented in their scope and specificity, they may find guidance through a comparison of the enforcement mechanisms already in place in other jurisdictions.The United States is well known as the largest insurance market in the world, and possesses an extensive body of insurance regulation. The National Association of Insurance Commissioners, an advisory organization comprised of the insurance commissioners from each of the 50 U.S. states, drafted the Producer Licensing Model Act—the closest American corollary to the IDD. Unfortunately, despite widespread adoption of the PLMA, the effectiveness of U.S. state enforcement mechanisms on the actions of intermediaries is, overall, weak and inconsistent. We will analyze why this is the case, and offer concrete examples of the failures of specific state enforcement regimes.
4
Spinage, C. A. "The Royal Commission, Legislative Failure, Insurance, and Government Actions in 19th-Century Britain." In Cattle Plague, 287–306. Boston, MA: Springer US, 2003. http://dx.doi.org/10.1007/978-1-4419-8901-7_14.
Full text
5
Less, Steven. "International Administration of Holocaust Compensation: The International Commission on Holocaust Era Insurance Claims (ICHEIC)." In The Exercise of Public Authority by International Institutions, 607–58. Berlin, Heidelberg: Springer Berlin Heidelberg, 2009. http://dx.doi.org/10.1007/978-3-642-04531-8_21.
Full text
6
Owen, Alastair. "The Law Commission’s previous reports and recommendations on warranties." In The Law of Insurance Warranties, 41–53. Milton Park, Abingdon, Oxon ; New York, NY : Routledge, 2021. | Series: Lloyd’s insurance law library: Informa Law from Routledge, 2021. http://dx.doi.org/10.4324/9781003031734-5.
Full text
7
Emms, Ken, and Alan Squires. "Insurance and superannuation commission (ISC)." In Stock & Station Agents' Handbook, 123–24. Elsevier, 1995. http://dx.doi.org/10.1016/b978-075068927-4/50015-0.
Full text
8
Moss QC, Gabriel, Bob Wessels, and Matthias Haentjens. "Iceland." In EU Banking and Insurance Insolvency. Oxford University Press, 2017. http://dx.doi.org/10.1093/oso/9780198759393.003.0017.
Full textAbstract:
Iceland is not a member of the EU. However, as a member of the European Free Trade Association (EFTA), it participates in the EU’s internal market through the Agreement on the European Economic Area (EEA). Iceland adopts EU legislation with the most notable exclusions being laws regarding agriculture and fisheries. The EEA was established on 1 January 1994 upon entry into force of an agreement between the EFTA States and the EU’s predecessors. A Joint Committee consisting of the EEA–EFTA States plus the European Commission, representing the EU, has a role of extending relevant EU law to the non-EU members. An EEA Council meets at least biannually to govern the overall relationship between the EEA members. The EFTA Surveillance Authority and the EFTA Court regulate the activities of the EFTA members in respect of their obligations under the EEA Agreement.
9
Moss QC, Gabriel, Bob Wessels, and Matthias Haentjens. "Titles II and III: Preparation and Early Intervention." In EU Banking and Insurance Insolvency. Oxford University Press, 2017. http://dx.doi.org/10.1093/oso/9780198759393.003.0010.
Full textAbstract:
As the European Commission has succinctly explained, ‘institutions will be required to draw up recovery plans setting out arrangements and measures to enable it to take early action to restore its long term viability in the event of a material deterioration of its financial situation. Groups will be required to develop plans at both group level and for the individual institutions within the group. Supervisors will assess and approve recovery plans’. Thus, institutions must draw up ‘recovery plans’ which are to be approved by the relevant supervisory authorities, so as to have a plan in place that might be useful to help turn around a material deterioration of the financial situation that institution may face. The ‘relevant supervisors’ are the European Central Bank (ECB) under the Single Supervisory Mechanism (SSM) for systemically important institutions, and the national supervisory authorities for less systemically important institutions, as well as for institutions outside of the Banking Union.
10
Popic, Tamara. "Slovakia." In Health Politics in Europe, 767–87. Oxford University Press, 2021. http://dx.doi.org/10.1093/oso/9780198860525.003.0034.
Full textAbstract:
This chapter offers an in-depth look at health politics and the health system in Slovakia based on compulsory social health insurance. It traces the development of the Slovak healthcare system, characterized by the shift from a social health insurance model to a Semashko model of health provision under communism. Slovak post-communist health politics has been marked by strong left–right political conflict and institutional barriers to reforms. Nevertheless, health policy in Slovakia displays a dramatic shift to a market-oriented healthcare provision based on user fees and managed competition, introduced in 2003 and 2004. Attempts to reverse market-oriented reforms were partially successful and have involved supranational and international authorities of the European Commission and of the International Court of Arbitration. As outlined in the chapter, some of the main issues facing the Slovak healthcare system have been overcapacity in the hospital sector, a malfunctioning referral system, and corruption.
Conference papers on the topic "Insurance Commission"
1
Grabau, Mark, and Michael Yurik. "Monte Carlo simulation for insurance agency contingent commission." In 2013 Winter Simulation Conference - (WSC 2013). IEEE, 2013. http://dx.doi.org/10.1109/wsc.2013.6721562.
Full text
2
Kaiping Luo. "Optimal form & deadline for paying insurance agents their commission." In 2010 International Conference on Future Information Technology and Management Engineering (FITME). IEEE, 2010. http://dx.doi.org/10.1109/fitme.2010.5654876.
Full text
3
Lekovic, Vuk. "UTICAJ ZAKONODAVNOG OKVIRA JAVNIH NABAVKI NA SEKTOR OSIGURANjA." In MODERNE TEHNOLOGIJE, NOVI I TRADICIONALNI RIZICI U OSIGURANjU. Association for Insurance Law of Serbia, 2021. http://dx.doi.org/10.46793/xxsav21.200l.
Full textAbstract:
Since the introduction of the fi rst Public Procurement Act in 2002, the public procurement market has accounted for a signifi cant share of total premiums earned by insurance companies. In that sense, the author in this paper presents the impact of the public procurement legal framework on the insurance sector in the light of the most signifi cant innovations contained in the Public Procurement Act, which entered into force on 1 January 2020. Furthermore, the paper emphasizes the importance of adequate preparation of tender documentation and additional conditions for participation in the procurement of insurance services. Finally, the author analyzes the practice of the Republic Commission for the Protection of Rights in Public Procurement Procedures, which reveals the most common mistakes of contracting authorities in compiling additional conditions of fi nancial and business capacity.
4
Lindemann, Bettina. "1616c Integrated care for workers with occupational skin cancer in the german social accident insurance scheme – rehabilitation with all appropriate means provided by the statutory social accident insurance in germany." In 32nd Triennial Congress of the International Commission on Occupational Health (ICOH), Dublin, Ireland, 29th April to 4th May 2018. BMJ Publishing Group Ltd, 2018. http://dx.doi.org/10.1136/oemed-2018-icohabstracts.248.
Full text
5
Viikari-Juntura, E., LJ VIrta, T. Leinonen, K. Husgafvel-Pursiainen, I. Autti-Rämö, and S. Solovieva. "358 Return to workand work participation after changes in occupational health service and health insurance act. nationwide finnish register studies." In 32nd Triennial Congress of the International Commission on Occupational Health (ICOH), Dublin, Ireland, 29th April to 4th May 2018. BMJ Publishing Group Ltd, 2018. http://dx.doi.org/10.1136/oemed-2018-icohabstracts.413.
Full text
6
Felcan, Miroslav. "Historical Cross-Section of Arson." In Safe and Secure Society. The College of European and Regional Studies, 2020. http://dx.doi.org/10.36682/ssc_2020/1.
Full textAbstract:
This work was supported by the Agency for Research and Development under the contract no. APVV-17-0217.Every year fires cause big damage to society, property, environment, buildings and infrastructure and pose a threat to life and health of persons in endangered areas. In most cases arson serves as insurance fraud or cover up any crime (e.g. robbery, embezzlement). However, there may be other reasons, e.g. in the case of the Commission of the European Union, the use of the product in envy, hatred, threats, blackmail, competitive struggle. Or social, political, or ethnic differences. In several cases, arson was used as a so-called 'arson attack'. The false flag, that is, the arsonist used the fire to accuse his enemy and took advantage of the wave of recourse that subsequently was raised against him. The circumstances of the cause and the fire are under investigation. After extinguishing a fire, it is standard procedure to seek and then either confirm, refute or further examine the possibility of intentional formation. In most countries of the world, arson is treated as a crime and seen as harming a stranger or a threat to life.
7
Harrison, Mark. "The Care of Victims: Implications of the Productivity Commission’s Proposed No Fault Insurance Scheme." In International Symposium for Next Generation Infrastructure. University of Wollongong, SMART Infrastructure Facility, 2014. http://dx.doi.org/10.14453/isngi2013.proc.21.
Full text
8
Levy, Salomon. "Obstacles to Overcome by Small Modular Reactors (SMRs)." In ASME 2011 Small Modular Reactors Symposium. ASMEDC, 2011. http://dx.doi.org/10.1115/smr2011-6553.
Full textAbstract:
The development of and support for small modular nuclear power plants (NPPs) is gaining strong momentum in USA. The reasons are that they could require reduced financing and shortened construction schedule. Also, they could address the reduced size need for electricity in some USA locations and, in particular, in developing foreign countries. However, the prevailing enthusiasm needs to be moderated until several potential obstacles are overcome. There are three principal USA obstacles: (1) the successful licensing and certification of the SMRs by the Nuclear Regulatory Commission (NRC) to confirm their safety; (2) SMRs ability to demonstrate that they can compete financially against less costly modular natural gas power plants or the limited purchase of electricity from new large light water reactors (LWRs); and (3) the need to work into the prevailing fuel cycle while not deteriorating spent fuel disposal or increasing proliferation. Clearly, Babcock & Wilcox’s and Nu Scale Power’s SMRs have the earliest chance for success because they would rely upon the present LWR regulatory and fuel cycle experience. Their main obstacle will be demonstrated costs from prototype plants and the willingness to accept fixed turnkey contracts for additional units. The more visionary SMRs such as GE-Hitachi PRISM or the Hyperion Power Generation smaller liquid metal closed fuel cycle reactors will have to overcome more difficult and lengthy regulatory assessments. Also, a complete fuel cycle infrastructure will need to be developed. Penetration of developing foreign countries will be the most difficult because it will demand the development and establishment of a nuclear safety infrastructure in those countries. The International Atomic Energy Agency (IAEA NG-G-31) has detailed the numerous actions and large time schedule and efforts to achieve an adequate safety culture. Also, several export licenses and monetary loans will be required. Furthermore, it will be necessary to overcome the lack of insurance for severe accidents and the anticipated USA refusal to accept domestic disposal of foreign High Level Waste (HLW). This means that government owned suppliers such as Russia have definite advantages over the USA private suppliers because of their willingness to provide loans and handling HLW. This paper first summarizes the power history growth of USA reactors and the recent momentum developed for USA SMRs; it is followed by available brief descriptions of USA LWR SMRs and some of their potential obstacles; more advanced USA SMRs designs and their potential difficulties come next; foreign applications are covered last and they are followed by a Conclusions section.
9
Morton, Andrew F., Dan Keneipp, and Antoine Altasserre. "Integration, Commissioning and Operation of Solar Steam Generator 4 at Kimberlina." In ASME 2011 Power Conference collocated with JSME ICOPE 2011. ASMEDC, 2011. http://dx.doi.org/10.1115/power2011-55193.
Full textAbstract:
AREVA Solar, Inc. constructed, commissioned and operated the first-of-its-kind Once Through Solar Steam Generator (OTSG SSG), SSG4 at the Kimberlina Solar Thermal Power Station. The construction and commissioning of SSG4 was completed in September 2010, culminating in the successful execution of a series of performance tests. This was the first SSG that AREVA Solar, Inc. designed, manufactured and constructed to comply with ASME Section I, and registered with the National Board. SSG4 is the first in its class that produces high-pressure, superheated steam in a once through configuration. Some aspects of the system presented unique commissioning and operational challenges that are not commonly found in conventional fired boilers. These include: i) the use of a first-in-class model predictive control (MPC) system; ii) a steam integration system to blend steam from the once-through superheated SSG4 and the previous-generation, saturated steam SSGs; iii) a steam handling system that delivers the steam to a turbine generator or to a dump condenser; iv) precision optical tracking that is required for optimal boiler performance; v) 1310ft (400 meter) long boiler tube bundle. Unique for field erected boilers, the SSG4 tube bundle was welded at grade. After being inspected, the receiver and tube bundle support structure was placed over the bundles, secured and the entire receiver structure, with boiler tubes, was hoisted to its operating position, 60ft (18m) above grade. Following final connections of feedwater and steam piping, the boiler was inspected by Hartford Steam Boiler Insurance Company, which included hydrostatic test pressurization to 2002.5 psi (13.8MPa), and the stamps were applied to the boiler nameplate (see Figure 1 for a photo of the SSG4 boiler nameplate). Commissioning included standard boiler flushing and tube cleaning program and a comprehensive set of pre-operational tests. There were additional requirements that are unique to Compact Linear Fresnel Reflector (CLFR) solar thermal systems such as reflector alignment and tuning. These and other commissioning activities were scheduled around a constraint unique to solar systems — the availability of sunlight. A comprehensive set of procedures was followed to enable safe and successful integration and commissioning of the model predictive control system. Upon completion of commissioning, the plant was turned over to operations for continued testing. Stable superheated steam delivery was achieved within one week of Mechanical Completion, and Acceptance Testing was completed two weeks later at levels that exceeded the guarantee. This paper will describe the details of the integration, construction and commissioning milestones, distinctive aspects of commissioning solar thermal systems, and organization of the commissioning team to achieve success.