Academic literature on the topic 'Insurance companies – Botswana – Decision making'

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Journal articles on the topic "Insurance companies – Botswana – Decision making"

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Modirelabangwe, Gorata Onthatile, and Percy M. D. Phatshwane. "Disclosure of Audit Activities in Annual Reports: A Comparative Study of Selected Listed Companies in Botswana and South Africa." International Business Research 11, no. 5 (2018): 1. http://dx.doi.org/10.5539/ibr.v11n5p1.

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Audit activities form part of the key functions that enhance the reliability and validity of financial and non-financial information. One of the reporting processes investors and other stakeholders rely on when making decisions is the annual reports of enterprises which are a compilation of various reporting elements. Although internal auditors do not make direct disclosures in annual reports, many financial and non-financial disclosures are for audited items. Ultimately internally-audit activities and those of the external auditor are reflected in disclosures made by the internal audit functi
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Knežević, Snežana, and Aleksandra Mitrović. "Cash flow statement and financial decision-making in insurance companies." Bankarstvo 47, no. 4 (2018): 108–23. http://dx.doi.org/10.5937/bankarstvo1804108k.

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Pattnaik, Chinmaya Ranjan, Sachi Nandan Mohanty, Sarita Mohanty, Jyotir Moy Chatterjee, Biswajit Jana, and Vicente Garcia Diaz. "A fuzzy multi-criteria decision-making method for purchasing life insurance in India." Bulletin of Electrical Engineering and Informatics 10, no. 1 (2021): 344–56. http://dx.doi.org/10.11591/eei.v10i1.2275.

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Life insurance is an agreement between an insured and an insurer, where the insurer pays out a sum of money either on a specific period or the death of the insured. Now a day, People can buy a policy through an online platform. There are a lot of insurance companies available in the market, and each company has various policies. Selecting the best insurance company for purchasing an online term plan is a very complex problem. People may confuse to choose the best insurance company for buying an online term. It is a multi-criteria decision making (MCDM) problem, and the problem consists of diff
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Ankitha, Shetty, and Savitha Basri. "The effect of relational selling on life insurance decision making in India." International Journal of Bank Marketing 37, no. 7 (2019): 1505–24. http://dx.doi.org/10.1108/ijbm-09-2018-0236.

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Purpose The biggest challenge in the Indian life insurance industry is mis-selling and unfair business practices. The purpose of this paper is to explore the effect of relational selling behaviour on investor decision making in life insurance market in India. This study also aims to elucidate the mediating role of trust in predicting the purchase of life insurance policies by investors. Design/methodology/approach A cross-sectional survey was carried out to collect quantitative data using a validated structured questionnaire. A total of 813 policyholders of life insurance companies operating i
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Zapa, E., and J. Cogollo. "Fuzzy-BSC Methodology for Decision Making in Indemnity Area of Insurance Companies." IEEE Latin America Transactions 16, no. 10 (2018): 2539–46. http://dx.doi.org/10.1109/tla.2018.8795133.

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Dong, Xuebing, and Wenliang Bian. "Research on the decision-making of return freight insurance considering consumer behavior under the omni-channel model." E3S Web of Conferences 257 (2021): 02018. http://dx.doi.org/10.1051/e3sconf/202125702018.

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This article considers that consumers choose offline returns under the omni-channel model to bring additional benefits to retailers, and studies the impact of different freight insurance delivery strategies on the pricing and consumer behavior of omni-channel retailers. Establish consumer utility function and corporate profit maximization model. Research has shown that consumers’ satisfaction with the three ways that companies do not provide return freight insurance for consumers’ online return, companies offer return freight insurance for consumers’ online return, and companies do not provide
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Et. al., Asha Rani,. "Multi Criteria Decision Making (MCDM) based preference elicitation framework for life insurance recommendation system." Turkish Journal of Computer and Mathematics Education (TURCOMAT) 12, no. 2 (2021): 1848–58. http://dx.doi.org/10.17762/turcomat.v12i2.1523.

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The global life insurance industry has shown a phenomenal growth in number of companies, insurance products and their users. The digital revolution has played a pivotal role in the field of insurance too. Increased numbers of companies and insurance plans have increased the complexities and time involved in selection of appropriate policies. At present, major share of policy selling goes to the agents which may be biased and time consuming. The web aggregators too have failed to provide customized and personalized suggestions. Major portion of population still finds the selection of best insur
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Smith, Helen, and Kit Fotheringham. "Artificial intelligence in clinical decision-making: Rethinking liability." Medical Law International 20, no. 2 (2020): 131–54. http://dx.doi.org/10.1177/0968533220945766.

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This article theorises, within the context of the law of England and Wales, the potential outcomes in negligence claims against clinicians and software development companies (SDCs) by patients injured due to AI system (AIS) use with human clinical supervision. Currently, a clinician will likely shoulder liability via a negligence claim for allowing defects in an AIS’s outputs to reach patients. We question if this is ‘fair, just and reasonable’ to clinical users: we argue that a duty of care to patients ought to be recognised on the part of SDCs as well as clinicians. As an alternative to negl
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Lin, Arthur Jin, and Hai-Yen Chang. "Business Sustainability Performance Evaluation for Taiwanese Banks—A Hybrid Multiple-Criteria Decision-Making Approach." Sustainability 11, no. 8 (2019): 2236. http://dx.doi.org/10.3390/su11082236.

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The Taiwanese government has encouraged bank privatization and the establishment of financial holding companies to improve banking sustainability and consolidate banks, insurance companies, and securities firms. It is important for bank decision makers to set policies that lead to sustainable development. However, the literature remains unclear about the types of banks that achieve greater business sustainability. This paper aims to (1) identify the criteria that affect banks’ business sustainability and (2) determine the most sustainable types of banks. This study uses a hybrid multiple-crite
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Pušara, Dejan. "THE IMPACT OF TECHNOLOGICAL DEVELOPMENT ON INSURANCE COMPANIES." ЗБОРНИК РАДОВА ЕКОНОМСКОГ ФАКУЛТЕТА У ИСТОЧНОМ САРАЈЕВУ 1, no. 18 (2019): 73. http://dx.doi.org/10.7251/zrefis1918073p.

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In the contemporary business environment, the fundamental parameter for the successful subsistence of the competitive advantages is keeping pace with the contemporary trends. This also applies to the insurance industry, regardless of how conservative it is considered to be. Information and Communication Technologies influence all business sectors of the insurance companies. The users are increasingly reaching for the Internet as tools of research of insurance prices and products, and possibilities are opening up for the insurers through the new distribution channels. Innovations of the existin
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Dissertations / Theses on the topic "Insurance companies – Botswana – Decision making"

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Akinwale, Samson Olusegun. "Asset portfolio decision making process of Nigerian insurance companies." Thesis, Manchester Metropolitan University, 2006. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.426457.

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Asset configuration of Insurance Companies is crucial to their efficient management since the diversification it implies is vital for the dispersion and atomisation of risks underwritten. Asset portfolio decisions are important to Insurance Companies because they conciliate between rarely converging and often conflicting goals, security, liquidity and profitability. This study examines asset portfolio decision making process of Insurance Companies in Nigeria. The current study, aims to identify and develop integrated investment decision concepts guiding and influencing the asset portfolio deci
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Van, Greunen Conrad. "Unethical decision-making and behaviour in the life insurance sector of South Africa." Thesis, Nelson Mandela Metropolitan University, 2010. http://hdl.handle.net/10948/1364.

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The public is regularly shocked by revelations of new business scandals. Nearly every sector of society is tainted by incidents of unethical behaviour. In this regard, the South African financial services industry has attracted a lot of attention, as some of the biggest scandals in recent years have occurred in this industry. With the world economy still experiencing the effects of the global recession, the last thing that institutions in the financial arena must do is engage in unethical behaviour. Immoral behaviour could damage a company's repution and lead to further financial losses. The p
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Mostert, J. H. (Jan Hendrik). "The impact of labour-related risks on financial investment decision-making regarding long-term insurance assets." Thesis, Stellenbosch : Stellenbosch University, 2001. http://hdl.handle.net/10019.1/52535.

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Dissertation (PhD)--Stellenbosch University, 2001.<br>ENGLISH ABSTRACT: Notwithstanding the importance of institutional financial investments and labour to the South African economy, relatively little attention has been paid by researchers to the interdependence of these two issues. As a result of this gap in the existing literature, a potential exists for inefficient financial investment decision-making by institutional investors with a resultant non-optimal allocation of valuable capital on the JSE Securities Exchange South Africa (previously known as Johannesburg Stock Exchange). Th
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Ngwenya, Moreblessing. "Assessment of enterprise risk management maturity levels of the insurance industry in Botswana." Thesis, 2017. http://hdl.handle.net/10500/23842.

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The primary objective of this study was to develop an Enterprise Risk Management Maturity Framework (ERMMF) for use in the assessment of Enterprise Risk Management (ERM) maturity levels of the insurance industry in Botswana. The ERMMF incorporated elements from the Committee of Sponsoring Organisations of the Treadway Commission (COSO)’s ERM framework and the AON risk maturity model. Five criteria were utilised to define each of the eight components of ERM used to measure ERM maturity levels. The framework was developed qualitatively through literature review. The ERMMF was tested empirically
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Yang, Cheng-Han, and 楊承翰. "Assessing the influence of RBC on insurance companies’ financial decision-making." Thesis, 2011. http://ndltd.ncl.edu.tw/handle/21515619757399364216.

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碩士<br>國立高雄第一科技大學<br>金融理財研究所<br>99<br>Risk-Based Capital system (RBC) was implemented since July 2003. This system attempted to monitor the financial structure of an insurance company, reduce the risk that a company might be unable to clear off the debt, and encourage a company to pay attention to its property structure and the risked revolved around its capital. The present study examined whether capital structure and percentage of equity holdings by industry among Taiwanese insurance companies would appear differences after implementing Risk-Based Capital system. This study employed a serie
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Chibvura, Faith Rudairo. "Promotional tools used by medical insurance companies : an international student perspective." Thesis, 2017. http://hdl.handle.net/10321/2641.

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Submitted in Fulfilment of the Requirements for the Degree: Master of Management Sciences: Marketing, Durban University of Technology, Durban, South Africa, 2017.<br>The immigration Act 19 of 2004 requires that all international students have proof of medical aid cover for a whole year from a provider that is registered with the South African Council for Medical Schemes in terms of Medical Schemes Act, 1998. Some medical insurance companies provide gifts to students to gain a larger market share in educational institutions. Health insurance products are very crucial in the lives of students an
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KULASOVÁ, Lucie. "Hodnocení životního pojištění." Master's thesis, 2016. http://www.nusl.cz/ntk/nusl-251818.

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The aim of the thesis with title Evaluation of life insurance is to choose the most convenient insurance product for a specific client. Since we choose insurance on the basis of several criteria and it is not obvious at first sight which product is the most advantageous, it is suitable to use methods of multiple criteria decision making. In theoretical part basic notions concerning insurance industry and multiple criteria decision making are explained. Next, all methods which are used to determine weights of criteria and to choose the best variant are described in detail. For purposes of the t
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BALOUNOVÁ, Monika. "Analýza produktů životního pojištění v České republice." Master's thesis, 2013. http://www.nusl.cz/ntk/nusl-153503.

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The aim of this thesis is to compare the products of the life insurance offered by various insurance companies. Were selected five insurance - Česká pojišťovna, Kooperativa pojišťovna, ČSOB Pojišťovna, ING Pojišťovna and Pojišťovna České spořitelny. Products that are currently the best were selected from the product lists of these insurance companies. The aim of this thesis is to compare the products of the life insurance offered by various insurance companies. Using the method of evaluated sum and method TOPSIS was identified that the most ideal life insurance for the selected client is the p
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Sandrock, Gerrit Johann. "Critical factors for the financial success of South African short-term insurers." Thesis, 1996. http://hdl.handle.net/10500/17662.

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This study shows that managers of short-term insurers may improve their financial results if they can identify and manage the factors that are critical to their financial results. The development and application of the concept of critical success factors are therefore used as a basis for this study. The study reviews the functions performed by short-term insurers, focusing on the effect these functions have on their cash flows. Selection and pricing of risk are discussed in detail. The underwriting cycle in South Africa, and several possible causes of the cycle are investigated. Reinsurance,
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Books on the topic "Insurance companies – Botswana – Decision making"

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Cruz, Manuel Mendes da. Fundamentos do processo de decisão estratégica na indústria seguradora portuguesa. Colibri, 2006.

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Chuvikov, Dmitriy. Models and algorithms for reconstruction and examination of emergency events of road accidents based on logical artificial intelligence. 2nd ed. INFRA-M Academic Publishing LLC., 2021. http://dx.doi.org/10.12737/1220729.

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The purpose of the monograph is to create a methodology, combined expert and simulation models, as well as algorithms and software-modeling tools for reconstruction and examination of accident events for automating decision-making by an expert center employee.&#x0D; The methodology of combining and algorithms of joint work of an expert system based on logical artificial intelligence (mivar approach) and a simulation system for solving problems of reconstruction and examination of road accidents are developed; model reconstruction and examination of the accident in the formalism of the knowledg
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Fleming, Robert S. Managerial decision making for insurance. American Institute for Chartered Property Casualty Underwriters/Insurance Institute of America, 2002.

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Book chapters on the topic "Insurance companies – Botswana – Decision making"

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Norikumo, Shunei. "Informatization of Life Insurance Companies and Organizational Decision Making (Case of Nippon Life Insurance Company)." In Intelligent Decision Technologies. Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-16-2765-1_54.

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Doumpos, Michalis, Emilios Galariotis, Giacomo Nocera, and Constantin Zopounidis. "Multiattribute Assessment of the Financial Performance of Non-life Insurance Companies: Empirical Evidence from Europe." In Multiple Criteria Decision Making. Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-68876-3_1.

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Heras, Antonio, Alejandro Balbás, Beatriz Balbás, and Raquel Balbás. "The Multiobjective Nature of Bonus-Malus Systems in Insurance Companies." In Multiple Criteria Decision Making in Finance, Insurance and Investment. Springer International Publishing, 2015. http://dx.doi.org/10.1007/978-3-319-21158-9_7.

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Roy, Yves, and J. David Cummins. "A Stochastic Simulation Model for Reinsurance Decision Making by Ceding Companies." In Strategic Planning and Modeling in Property-Liability Insurance. Springer Netherlands, 1985. http://dx.doi.org/10.1007/978-94-009-5658-2_5.

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Abramowicz, Michael. "Blockchain-Based Insurance." In Regulating Blockchain. Oxford University Press, 2019. http://dx.doi.org/10.1093/oso/9780198842187.003.0011.

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To date, the insurance industry’s interest in the blockchain has focused largely on the possibility of recording insurance entitlements in a transparent way. While the blockchain may produce significant efficiencies of this sort, it has considerably greater transformative potential. Smart contracts could serve as a substitute for insurance companies, conventionally conceived. Such contracts could perform the function of deciding whether claims should be paid, without the need for or possibility of judicial intervention. The blockchain and smart contracts are difficult to regulate, because ownership and decision making can be decentralized. Blockchain-based insurance may successfully provide a means of avoiding expensive regulation and could have a competitive advantage over regulated insurance. This chapter discusses how blockchain-based insurance might work and identifies some technical challenges and other obstacles that it may face.
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Kukreja, Gagan, Divij Bahl, and Ruchika Gupta. "The Impact of FinTech on Financial Services in India." In Innovative Strategies for Implementing FinTech in Banking. IGI Global, 2021. http://dx.doi.org/10.4018/978-1-7998-3257-7.ch012.

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Fintech is a new buzz word in the fourth industrial revolution environment. No financial services across the globe are left unaffected by the new technologies. Artificial intelligence, machine learning, blockchain, and data analytics have immensely influenced many aspects of financial services such as deposits, transactions, billings, remittances, credits (B2B and P2P), underwriting, insurance, and so on. Fintech companies are enabling larger financial inclusion, improvement of lives of humans, better decision-making, and lots more. This chapter covers the development, opportunities, and challenges of financial sectors because of new technologies in India. This chapter throws the light on opportunities that emerged because of demographic dividend, high penetration, and access to the latest and affordable technology, affordable cost of smartphones, and government policies such as Digital India, Startup India, Make in India, and so on. Lastly, this chapter portrays the untapped potentials of Fintech in India.
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Solli-Sæther, Hans, and Petter Gottschalk. "Value Configurations." In Managing IT Outsourcing Performance. IGI Global, 2010. http://dx.doi.org/10.4018/978-1-60566-796-6.ch004.

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Understanding how firms differ is a central challenge for both theory and practice of management. For a long time, Porter’s (1985) value chain was the only value configuration known to managers. Stabell and Fjeldstad (1998) identified two alternative value configurations. First, a value shop schedules activities and applies resources in a fashion that is dimensioned and appropriate to the needs of client problems, while a value chain performs a fixed set of activities that enables it to produce a standard product in large numbers. Examples of value shops are professional service firms, as found in medicine, law, architecture and engineering. Next, a value network links clients or customers who are or wish to be interdependent. Examples of value networks are logistic companies, telephone companies, retail banks and insurance companies. In this chapter, we apply the contingent approach to systems outsourcing by making the outsourcing decision dependent on the value configuration of the enterprise. We present the three different value configurations – the value chain, the value shop, and the value network. Next, the three different value configurations are compared according to key characteristics, e.g. use of information systems. Then, we take a look at interfirm relations to be able to identify areas for outsourcing, and value configuration as a determinant and predictor for the extent of outsourcing. Finally, we discuss levels of strategy and we introduce the Y-model for IS/IT strategy work.
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Singal, Himani, and Shruti Kohli. "Web Analytics." In Advances in Web Technologies and Engineering. IGI Global, 2016. http://dx.doi.org/10.4018/978-1-4666-9764-5.ch012.

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There is a remarkable association between an organization's analytics intricacy and its competitive enactment. The biggest problem to adopting analytics is the lack of knowledge of using it to improve business performance. A website is believed and considered as ‘face' of the company. In present era, there are more than 200 million people who buy goods online across the globe. Business Analytics helps companies to find the most profitable customer and allows them to justify their marketing effort, especially when the competition is very high. Predictive analytics helps organizations to predict churn, default in loan payment, brand switch, insurance loss and even the outcome in a football match. There is ample evidence from the corporate world that the ability to make better decisions (by management executives) improves with analytical skills. This chapter will provide an in-depth knowledge of business analytic techniques and their applications in improving business processes and decision-making.
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Conference papers on the topic "Insurance companies – Botswana – Decision making"

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Łyskawa, Krzysztof, Arleta Kędra, Lyubov Klapkiv, and Jurij Klapkiv. "Digitalization in insurance companies." In Contemporary Issues in Business, Management and Economics Engineering. Vilnius Gediminas Technical University, 2019. http://dx.doi.org/10.3846/cibmee.2019.086.

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Purpose – the main idea of the article was to characterize the process of digitalization in insurance companies through the implementation of information and communication technologies (ICT). This research examined the relationship between the expenses for information technologies of selected insurance companies and the results of their activity. Research methodology – the research had empirical character and was based on the analysis of two groups of indicators: digitalization and insurance. The first group characterizes the level of insurance companies’ investments in ICT, and the second – t
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