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Journal articles on the topic 'Insurance Firm'

Author: Grafiati

Published: 5 June 2025

Last updated: 1 August 2025

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1

Kiplang’at, Dennis, and Jennifer Njaramba. "Firm Specific Factors and the Profitability of Listed Non-Life Insurance Firms in Kenya." Cradle of Knowledge: African Journal of Educational and Social Science Research (The) 12, no. 2 (2025): 69–77. https://doi.org/10.4314/ajessr.v12i2.3.

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Insurance as a subset of the financial industry plays a critical function in economic growth of countries. The subsector drives economic sustainability through indemnification of the stakeholders covered in various policies. This is through recompense of parties with insurable interest thus insulation against economic losses. The insurance sector’s contribution to Kenya’s GDP is relatively low (2.24 percent in 2021) compared to other major sectors such as agriculture, but it can be considered as a key enabler particularly in minimizing financial losses in various sectors. Non-life insurance ac

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2

Hassan, Ismaila, and Alhaji Tanko Hassan. "Chief Executive Officer Characteristics and Firm Value of Listed Insurance Firms in Nigeria." INTERNATIONAL JOURNAL OF SOCIAL SCIENCE HUMANITY & MANAGEMENT RESEARCH 2, no. 07 (2023): 730–34. https://doi.org/10.5281/zenodo.8198676.

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This study examines the impact of chief executive officer characteristics on the firm value of listed insurance firms in Nigeria from 2013 to 2022 financial years. Although there are many CEO characteristics that could impact the firm value of listed insurance firms in Nigeria, the study uses only CEO tenure and CEO duality. The firm value is proxy by ROA. The sample of this study is the 23 listed insurance firms on the Nigeria Stock Exchange as at 31st December, 2022. The source of data for this study is secondary while the technique of data analysis is panel data regression. The results of t

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3

Guiso, Luigi, Luigi Pistaferri, and Fabiano Schivardi. "Insurance within the Firm." Journal of Political Economy 113, no. 5 (2005): 1054–87. http://dx.doi.org/10.1086/432136.

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4

Chang, Mu-Sheng, Hsin-Hui Chiu, and Yanbo Jin. "Firm Value and Self-Insurance." International Journal of Risk and Contingency Management 8, no. 1 (2019): 59–73. http://dx.doi.org/10.4018/ijrcm.2019010104.

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This article explores whether the alternative risk-transfer technique in the form of self-insurance can add value to the manufacturers that have self-insured for workers' compensation (WC) losses. The authors focus on publicly-owned manufacturers with at least 1,000 employees in California over the period 1970–2015 to examine the value implications of self-insurance adoption. This study employs a treatment-effects model to simultaneously estimate the determinants of self-insurance and the effect of self-insurance on firm value. The authors find that the relationship between firm value and self

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5

Dato’ Zaihan, Farah Adibah, and Tuck Cheong Tang. "DO FIRM CHARACTERISTICS MATTER IN EXPLAINING THE LAPSE RATE OF LIFE INSURANCE POLICIES AND FAMILY TAKAFUL CERTIFICATES IN MALAYSIA?" International Journal of Banking and Finance 20, no. 1 (2025): 84–104. https://doi.org/10.32890/ijbf2025.20.1.5.

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This study discovers the influence of the firm’s characteristics (i.e. firm size, firm leverage, aggressiveness of sales, board of directors’ size and diversity) on the lapse rate of life insurance policies and family takaful certificates in Malaysia. The panel data includes 25 insurance operators consisting of 14 conventional insurers and 11 takaful operators available between 2014 and 2022.The cross-sectional Ordinary Least Square (OLS) estimates show that firm size has a negative influence on lapse rates of life insurance (2019-2021), while a positive sign for firm leverage (2017, 2020 and

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6

Subedi, Sushil Dev. "Role of Corporate Governance on the Performance of Insurance Companies of Nepal." Journal of Business and Social Sciences Research 3, no. 2 (2018): 151–64. http://dx.doi.org/10.3126/jbssr.v3i2.28131.

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The objective of this paper is to analyze the role of corporate governance on the financial performance of insurance companies. The study used descriptive cum causal relational research design. Firm ownership and board size are considered as the key variable of corporate governance while debt to equity ratio, firm size, firm age and firm growth are considered as control variables. The dependent variable firm performance is measured by return on asset (ROA) and return on equity (ROE). All the 40 insurance companies are considered as population of the study. The study used convenient sampling te

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Byuan, Mathias, B. Samson Osoba, Ama Udu, Shehu Abdullahi, and Tyohen James. "Firm Specifics and Capital Structure of the Selected Insurance Firms in Nigeria." International Journal of Advanced Research in Public Policy, Social Development and Enterprise Studies 5, no. 1 (2024): 208–25. https://doi.org/10.48028/iiprds/ijarppsdes.v5.i1.16.

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This study examines the effect of firms specific on the capital structure of quoted insurance firms in Nigeria. The study adopts an ex-post facto research design. The data were collected from the sampled insurance firms' annual reports from (1992 to 2022). This study measures firm capital structure using financial leverage. The study employs multiple regression techniques for analysis with STATA version 17. The result of the random regression model was favored by the Hausman Specification Test. It was revealed that that profitability has a significant and positive impact on the capital structu

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8

Olubukola Sarah, Oyewole, Frankline C.S.A. Okeke, Oluchukwu Gloria Okeke, Moh Agus Nugroho, and Ezeilo Beactrice Chinonye. "How Firm Characteristics Affect the Timeliness of Financial Disclosures in Nigerian Insurance Firms." Jurnal Ilmu Perbankan dan Keuangan Syariah 6, no. 1 (2024): 1–16. http://dx.doi.org/10.24239/jipsya.v6i1.259.1-16.

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Increasing the relevance of corporate financial statements to decision-making processes necessitates rapid availability of financial information to users. This study delves into the timely reporting practices of Nigerian insurance companies over a twelve-year period, spanning from 2009 to 2021. Through an examination of firm characteristics such as size and age, alongside the timeliness of financial reports measured by audit report delay, this research sheds light on the intricate dynamics influencing financial reporting practices within the Nigerian insurance sector. Utilizing advanced statis

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9

Mahito, Okura, and Nozaki Hiroyuki. "An Essay on the Subjective Valuation of an Incentive System in an Insurance Market." Journal of Mathematical Economics and Finance 2, no. 2 (2017): 7. http://dx.doi.org/10.14505//jmef.v2.2(3).01.

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This study discusses two discount systems, namely, the insurance pre- mium discount system, where the policyholder’s valuation is objective, and the book price discount system, where the policyholder’s valuation is subjective. The main pur- pose of this study is to compare these discount systems and show the conditions under which each discount system is chosen by an insurance firm. The main conclusions of this study are as follows. First, the insurance firm chooses the book price discount (insurance premium discount) system if the policyholder’s disutility of loss prevention effort is r

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Bhaskar, Dhruva, Andrew McClellan, and Evan Sadler. "Regulation Design in Insurance Markets." American Economic Review 113, no. 10 (2023): 2546–80. http://dx.doi.org/10.1257/aer.20210710.

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Regulators often impose rules that constrain the behavior of market participants. We study the design of regulatory policy in an insurance market as a delegation problem. A regulator restricts the menus of contracts an informed firm is permitted to offer, the firm offers a permitted menu to each consumer, and consumers choose contracts from offered menus. If consumer types and firm signals are ordered in a way that reflects coverage need, the regulator can leverage the firm’s information by forcing the firm to offer specified additional options on each menu. Several extensions illustrate the p

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11

Akpan, Dorathy Christopher, Rose Augustine Odokwo, and Patrick Edet Akinninyi. "Corporate Attributes and Risk Management Disclosure of Listed Insurance Companies in Nigeria." FUDMA Journal of Accounting and Finance Research [FUJAFR] 2, no. 1 (2024): 46–57. http://dx.doi.org/10.33003/fujafr-2024.v2i1.77.46-57.

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Disclosure of risk management practices by firms enhances transparency, thus giving shareholders’ more confidence and lowering their uncertainty about future cash flows. This study therefore examined the effects of corporate attributes on risk management disclosures of listed insurance firms in Nigeria from 2013 to 2022. Firm size, firm profitability and firm leverage were the measures of corporate attributes employed in this study while risk management disclosure was the dependent variable. The research design adopted for this study was ex post facto and twenty-three listed insurance firms co

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Shulieshova, Iryna. "Trendy inwestycyjne firm ubezpieczeniowych Polski i Ukrainy." Zarządzanie Finansami i Rachunkowość 1, no. 2 (2013): 47–57. http://dx.doi.org/10.22630/zfir.2013.1.2.14.

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The article considers the investment of insurance companies, which is an important element of the insurance market. Author considers the importance of the investment of the insurance company in various aspects. The current state of the investment activities of insurance companies, revealed the reasons that prevent the use of potential investment opportunities. The state investment insurance market in Poland and the opportunity to use the experience of a foreign country to improve the investment potential of the insurance companies of Ukraine.

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Majeed, Mohammed, Kwabena Ekremet, and Setsoafia-Tukpeyi Godwin. "Firm Focus, Market Orientation and Firm Performance within the Health Insurance Industry." Asia-Pacific Management Accounting Journal 17, no. 1 (2022): 1–35. http://dx.doi.org/10.24191/apmaj.v17i1-01.

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Marketing orientation of businesses has become a strategy and priority for service providers in building strong value for customers by predicting and adapting to competitor innovations and services. This study looked at firm focus, firm performance and the three dimensions of market orientation using 168 respondents from the private health insurance industry. The study found that firms paying critical attention to the exclusive needs of their customers and competitor services remain stronger in the market. The study revealed that in order to improve long-term outlook, health insurance firms ar

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Ahmeti, Yllka, and Etem Iseni. "The Impact of Auditing on the Performance of Insurance Companies in Kosovo." European Journal of Business and Management Research 7, no. 2 (2022): 124–29. http://dx.doi.org/10.24018/ejbmr.2022.7.2.1328.

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This study analyzes the impact of auditing on the financial performance of insurance companies in Kosovo. The data of the companies that are used are for the period 2015-2020. The data are panel type. Through Gretl software, with OLS we tested our hypotheses. As a dependent variable (measure of financial performance) we used ROA, while as independent variables we took the leverage, firm age, firm size, firm capital, tangible assets, liquidity and firm growth. We also tested the ROA ratio as a variable dependent on specific factors of insurance companies (independent variables). While their rel

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15

Cupido, Kim, and Jean-Paul Van Belle. "A Digitally Enabled Strategic Sourcing Process to Mitigate Risk." Journal of Information Technology Education: Discussion Cases 6 (2017): 08. http://dx.doi.org/10.28945/3924.

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A South African insurance company is considering how to automate the process of handling home insurance repair claims in order to make the process more efficient and improve the customer experience. Should they stick with the status quo, develop their own system, purchase existing technology or employ a hybrid solution? ABC Insurance was a leading short-term insurer in South Africa. The FSB (Financial Services Board) of South Africa defined short term insurance cover as indemnification secured by the insurance purchaser over their fixed and movable assets (FSB, n.d.). Such insurable assets cou

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16

WANG, Wenli, and Jianwen LUO. "OPTIMAL FINANCIAL AND ORDERING DECISIONS OF A FIRM WITH INSURANCE CONTRACT." Technological and Economic Development of Economy 21, no. 2 (2014): 257–79. http://dx.doi.org/10.3846/20294913.2013.877095.

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This paper examines the impact of a bank’s risk limit on the financial and ordering decisions of a capital-constrained firm with insurance contract. All our major results can be computed via explicit expressions. It is shown that the bank will control its risk to be below the risk limit through setting a loan limit and the firm can make the loan limit increase by buying a deductible insurance policy. It is also shown that the repayment demand level needed to avoid bankruptcy will not be affected by the insurance policy. We derive the firm’s optimal ordering quantity and insurance coverage leve

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17

Wang, Yuwei, and Chia-wei Chen. "Board structure, D&O insurance and the variability of firm performance." Corporate Ownership and Control 12, no. 1 (2014): 259–70. http://dx.doi.org/10.22495/cocv12i1c2p4.

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We examine the relation between the disclosure of Directors’ & Officers’ (D&O) Liability insurance and the variability of firm performance. Our results show D&O insurance is positively correlated with the variability of firm performance. Specifically, the evidence shows a one percent increment in D&O insurance coverage will lead to a 0.31, 30, and 0.0008 percent increase in the variability of corporate performance measured in monthly stock returns, annual accounting returns on assets (ROA), and Tobin’s Q respectively. Therefore, instead of reducing risk, the findings of this pa

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18

ZHAO, JING, and JIYUAN WANG. "SOCIAL INSURANCE CONTRIBUTIONS AND FIRM INVESTMENT: A QUASI-EXPERIMENTAL EVIDENCE FROM CHINA." Singapore Economic Review 67, no. 02 (2022): 895–916. http://dx.doi.org/10.1142/s0217590822500072.

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This paper studies the impact of firm social insurance contribution on investment by exploiting a contribution collection administration reform in China. Using a difference-in-differences strategy, we find that Chinese firms increase social insurance contribution after the reform that the premiums collection duty is transferred from local social insurance administrations to tax bureaus for better enforcement. As a consequence, the enforced increase in contribution decreases firm investment significantly. On average, a one percentage point increase in social insurance contribution decreases fir

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19

Jaishi, Bhupal, and Resam Lal Poudel. "Impact of Firm Specific Factors on Financial Performance: A Comparative Study of Life and Non-Life Insurance Companies in Nepal." Prithvi Academic Journal 4 (May 12, 2021): 39–55. http://dx.doi.org/10.3126/paj.v4i0.37014.

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The empirical research has been carried out to examine the firm specific factors composition and its impact on financial performance of life and non-life insurance companies in Nepal. This paper employs the descriptive as well as causal-comparative research design. The study comprises of a panel data set of 14 insurance companies listed in Nepal Stock Exchange (NEPSE) with 140 observations covering a period of 10 years from 2009/10 to 2018/19. The result exhibits that the insurance companies having a high debt ratio have better financial performance. It also reveals that a higher proportion of

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20

Plata, Aleksandra, and Bogdan Klepacki. "Motywy wyboru ofert firm przy ubezpieczeniach komunikacyjnych." Ekonomika i Organizacja Logistyki 6, no. 2 (2021): 49–59. http://dx.doi.org/10.22630/eiol.2021.6.2.12.

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The study presents the results of research on the reasons for the selection of specific motor insurance offers by customers of insurance companies, based on the example of a deliberate-ly selected poviat located in south-eastern Poland. The elements of insurance offers were identified as relatively the most important. Drivers' expectations in the assistance insurance were also presented. It was found that the most important factor influencing the choice of an insurer by people living in the Krosno poviat was that the price of services offered by insur-ance companies. Drivers' expectations in t

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21

Yahaya, Khadijat Adenola, and Kabir Yusuf. "Impact of Company Characteristics on Aggressive Tax Avoidance in Nigerian Listed Insurance Companies." Jurnal Administrasi Bisnis 9, no. 2 (2020): 101–11. http://dx.doi.org/10.14710/jab.v9i2.30512.

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Tax avoidance has been identified as one of the tools companies used legally to pay less to government as corporation taxes. This attributed to low revenue target from taxes, thus, holding the continent back by starving the government of the revenue it needs for development. It is against this background, this study examined company characteristics and aggressive tax avoidance in Nigerian listed insurance companies. It assessed the impact of firm size, profitability, leverage and firm age on aggressive tax avoidance of listed insurance companies in Nigeria. The study adopted ex-post facto rese

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Widianto, Dwi, Muhtosim Arief, Mohammad Hamsal, and Elidjen Elidjen. "Actuarial Risk Management Practices and Firm Performance: The Mediating Role of E-Service Innovation." Journal of Risk and Financial Management 17, no. 5 (2024): 204. http://dx.doi.org/10.3390/jrfm17050204.

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Research on actuarial risk management practices (ARMP) and insurance firm performance has revealed inconsistent results. Therefore, a mediating factor such as innovation is needed to bridge between them. Studies exploring the relationship between ARMP and innovation have been largely qualitative. This study offered a quantitative model focusing on the mediating role of e-service innovation between ARMP and firm performance. The hypothesized relationships were tested using a structural equation model (SEM), with a sample from 98 Indonesian insurance companies and WarpPLS 7.0 as the analytical t

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Lippi, Andrea, Laura Barbieri, Ernestina Bosoni, and Anna Maria Fellegara. "Firm Survival: An Empirical Study Concerning Insurance Agencies." International Journal of Business and Management 14, no. 11 (2019): 101. http://dx.doi.org/10.5539/ijbm.v14n11p101.

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This paper analyzes the relevance of firm size, region, sales network, organizational structure, and auditing on the survival likelihood of a specific firm typology, the insurance agency. By applying &nbsp;a configurational comparative method, namely fuzzy-set qualitative analysis (fsQCA), to a unique dataset of 52 insurance agents, representing 52 active Italian insurance agencies, this study demonstrates that, when combined with other variables, organizational structure provides sufficient conditions for insurance agency survival. The different relevance of some specific management areas

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Elkhaldi, Abderrazek Hassan, Monia Naamene, and Monia Chikhaoui. "Examining the impact of multidimensional economic factors on performance: Evidence from the Tunisian insurance companies." Journal of Infrastructure, Policy and Development 8, no. 7 (2024): 4840. http://dx.doi.org/10.24294/jipd.v8i7.4840.

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This paper aims to investigate the determinants of performance for insurance companies in Tunisia from 2004 to 2017. Namely, we consider three dimensions of determinants; those related to firms’ microenvironment, macroenvironment and meso or industry environment. The performance of insurance companies is measured using three criteria: Return On Assets (ROA), Return On Equity (ROE), and Combined Ratio. The independent variables are categorized into three groups: microeconomic variables (Firm Size, Financial leverage, Capital management risk, Volume of capital, and Age of the firm), meso-economi

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Chen, Chia-Wei, and Yuwei Wang. "Does directors and officers (D&O) liability insurance help a company increase efficiency during the COVID-19 pandemic?" Corporate Ownership and Control 21, no. 3 (2024): 69–76. http://dx.doi.org/10.22495/cocv21i3art6.

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This study examines the relationship between firms’ directors and officers (D&O) liability insurance and firm performance during the COVID-19 pandemic in Taiwan. It has been found that while the COVID-19 pandemic has had a negative impact on firm performance, D&O insurance indeed significantly mitigates this negative impact. Specifically, with 2,924 firm-year observations of 1,462 listed firms in Taiwan in the years of 2018 and 2020, we show that D&O insurance reduces the negative impact of the COVID-19 pandemic on net operating revenue by approximately 20 percent for insured firms

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Munawaroh, Shofiatul, and Moh. Faizin. "The Effect of Firm Size, Investment Return, Claims Expense Ratio, and Volume of Capital on the Profitability of Sharia Insurance Companies." Niqosiya: Journal of Economics and Business Research 5, no. 1 (2025): 136–53. https://doi.org/10.21154/niqosiya.v5i1.4479.

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Introduction: This study aims to examine how firm size, investment return, claims expense ratio, and capital volume influence the profitability of sharia insurance companies. Research Methods: The research method used in this study is a quantitative method, using panel data regression analysis. The number of samples studied is 10 sharia insurance companies and sharia business units registered with the Indonesian Sharia Insurance Association (AASI) that consistently reported positive profits and did not suffer losses during the 2019-2023 period. Results: Firm size has a partial effect on the pr

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Leatham, David J., Bruce A. McCarl, and James W. Richardson. "Implications of Crop Insurance for Farmers and Lenders." Journal of Agricultural and Applied Economics 19, no. 2 (1987): 113–20. http://dx.doi.org/10.1017/s0081305200025383.

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AbstractThe effect of the farmer's choice of crop insurance was evaluated on both the farmer's and lender's performance. This was done using whole-farm, Monte Carlo simulation for Texas wheat/sorghum operations. Results indicate crop insurance would be preferred by moderately risk-averse farmers when farm firm failure became an issue or the insurance loss ratio approached one. A lender always preferred the use of crop insurance, especially when the probability of firm bankruptcy was an issue.

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Wosti, Narayan, and Sumit Pradhan. "Effect of firm specific factors and reinsurance on performance of Nepalese Insurance Companies." Lumbini Journal of Business and Economics 11, no. 1 (2023): 158–77. http://dx.doi.org/10.3126/ljbe.v11i1.54324.

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This study examines the effect of firm specific factors and reinsurance on performance of Nepalese insurance companies. Return on assets (ROA) and return on equity (ROE) are the dependent variables. The selected independent variables are firm size, liquidity, assets tangibility, net claim ratio, net commission ratio and ratio of ceded reinsurance. The study is based on secondary data of 16 insurance companies with 124 observations for the period from 2013/14 to 2020/21. The data are collected from the annual reports of the selected insurance companies and annual report published by Rastriya Be

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E., Appah, Onowu J.U., Audu A.J., and Tonye Y.A. "Audit Firm Attributes and External Auditors’ Switching Behaviour of Insurance Companies in Nigeria." African Journal of Accounting and Financial Research 5, no. 2 (2022): 73–92. http://dx.doi.org/10.52589/ajafr-kwbb3frl.

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Auditor replacement has been a critical issue in research to be solved in order to enhance the quality of audit reports. This study investigated the nexus between audit firm characteristics and external auditors’ switching behaviour of insurance companies in Nigeria. The specific objectives include the relationship between audit delay, audit tenure, audit fees, audit client size and audit firm size on audit switching. The study employed ex post facto and correlational research designs with a population of forty-seven (47) insurance companies. The study used the Taro Yamene formula to determine

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Uzhga-Rebrov, Oleg, and Galina Kuleshova. "PROPERTY INSURANCE DECISION-MAKING ON THE BASIS OF UTILITY FUNCTIONS." ENVIRONMENT. TECHNOLOGIES. RESOURCES. Proceedings of the International Scientific and Practical Conference 2 (June 13, 2023): 99–104. http://dx.doi.org/10.17770/etr2023vol2.7308.

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Property and other valuables insurance is widespread all over the world. An insurance company assumes the risk of damage or total destruction of the insured property. When this kind of damage or destruction is established, the company pays its client compensation (insurance premium) up to the amount specified in the insurance contract. For his part, the insured must pay a certain amount to the firm for the provision of insurance services. In any property insurance process, the question arises as to whether it is appropriate to insure the property for the price offered by the firm. The paper co

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Guiso, Luigi, and Luigi Pistaferri. "The insurance role of the firm." Geneva Risk and Insurance Review 45, no. 1 (2020): 1–23. http://dx.doi.org/10.1057/s10713-019-00045-9.

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Cebula, Richard J. "The micro-firm health insurance hypothesis." Applied Economics Letters 17, no. 11 (2010): 1067–72. http://dx.doi.org/10.1080/00036840902817532.

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Goldberg, Lawrence G., and Warren Greenberg. "The dominant firm in health insurance." Social Science & Medicine 20, no. 7 (1985): 719–24. http://dx.doi.org/10.1016/0277-9536(85)90061-9.

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Pradhan, Sumit, and Poshan Dahal. "Financial performance of Nepalese insurance companies." Nepalese Journal of Insurance and Social Security 4, no. 1 (2021): 100–111. http://dx.doi.org/10.3126/njiss.v4i1.42364.

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This study examines the financial performance of Nepalese insurance companies. The dependent variables are return on assets and earnings per share while independent variables include insurance premium, firm size, current ratio and solvency ratio. Twenty-one insurance companies among them 8 are life insurance and 13 are non-life insurance companies with 105 observations for the period of 2070/71 to 2074/75, were selected for this study. The data were collected from insurance and financial statistics published by Beema Samiti and annual reports of the selected Nepalese insurance companies. The c

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Kamau, Alex Maina. "Underwriting risk, firm size and financial performance of insurance firms in Kenya." Eastern Journal of Economics and Finance 8, no. 1 (2023): 1–14. http://dx.doi.org/10.55284/eastjecofin.v8i1.874.

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The purpose of this study was to investigate moderating effect of firm size on the relationship between underwriting risk and the financial performance of insurance firms in Kenya anchored on agency theory. Panel data was collected from 54 insurers that operated in Kenya for the ten years (2010-2018). The unbalanced panel data was analyzed using Random and Fixed effect model where Hausman test select model for testing the hypotheses. The study found that underwriting risk had a significant negative effect on financial performance. firm size negatively moderated the relationship between; underw

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B. Parera, Agustinus, and M. S. Tumanggor. "Application Of Business Principles Insurance In Indonesia." Journal of Law, Politic and Humanities 2, no. 1 (2021): 1–12. http://dx.doi.org/10.38035/jlph.v2i1.49.

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The insurance business in Indonesia, occurs in line with the expectations and challenges of the development of the non-bank insurance financial industry must deal with the problem of the world pandemic covid 19 because of the will of nature, related to the condition of the rill business that must be faced even often occurs in business people who are in the insurance world. This requires that business people must hold firm to the so-called prinsisip - principles or principles - insurance principles there are six principles, among others (1) Utmost Good Faith, (2) Insurable Interest, (3) Idemnit

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Setia Noor, Aris, Syamsu Alam, Mursalim Nohong, and Muhammad Sobarsyah. "Investigating the impact of corporate governance and investment decisions on financial performance and firm value in insurance and banking sectors." Insurance Markets and Companies 15, no. 2 (2024): 122–32. https://doi.org/10.21511/ins.15(2).2024.11.

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This study examines the impact of corporate governance and investment decisions on financial performance and firm value in the insurance and banking sectors. Additionally, the moderating effect of financial technology innovation is integrated into the model. Using a purposive sampling technique, 40 insurance and banking companies were selected as the analytical units, with secondary data extracted directly from the Indonesian Stock Exchange (IDX) database from 2018 to 2022. The results from Partial Least Squares-Structural Equation Modeling (PLS-SEM) indicate that corporate governance and inve

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Bouzouita, Raja. "Firm Size, Profitability, and Growth: A Dynamic Panel Analysis of the U.S. Life Insurance Industry." Journal of Finance Issues 17, no. 2 (2018): 34–43. http://dx.doi.org/10.58886/jfi.v17i2.2456.

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This paper analyzes the relationship between growth and firm size in the U.S. life insurance industry. Applying a dynamic panel model to a sample of life insurance companies from 1993 to 2010, I find strong support for the law of proportional effect (LPE). The results indicate that there is persistency in the growth of life insurance companies. Moreover, the findings suggest that firm specific characteristics such as age, profitability and leverage explain the size of insurance companies and macroeconomic covariates such as growth in GDP and the real interest rate are significant determinants.

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Ai, Hengjie, and Anmol Bhandari. "Asset Pricing With Endogenously Uninsurable Tail Risk." Econometrica 89, no. 3 (2021): 1471–505. http://dx.doi.org/10.3982/ecta15142.

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This paper studies asset pricing and labor market dynamics when idiosyncratic risk to human capital is not fully insurable. Firms use long‐term contracts to provide insurance to workers, but neither side can fully commit; furthermore, owing to costly and unobservable retention effort, worker‐firm relationships have endogenous durations. Uninsured tail risk in labor earnings arises as a part of an optimal risk‐sharing scheme. In equilibrium, exposure to the tail risk generates higher aggregate risk premia and higher return volatility. Consistent with data, firm‐level labor share predicts both f

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Zelie, EnyewMulu, and Fekadu Agmas Wassie. "Examining the Financial Distress Condition and Its Determinant Factors: A Study on Selected Insurance Companies in Ethiopia." World Journal of Education and Humanities 1, no. 1 (2019): p64. http://dx.doi.org/10.22158/wjeh.v1n1p64.

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The financial health status of business firms and the effect of firm characteristics on it are taught to be very important issues in the current business environment. This study empirically examines the financial distress condition and its firm specific determinant factors (Profitability, Liquidity, Efficiency, Leverage and firm size) in the Ethiopian insurance industry. The study is based on a ten year panel data ranging from 2007 to 2016 GC obtained from a sample of nine insurance companies. The study employed the Altman’s Z”-score model to test the financial health condition of the sampled

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Hitchcox, A. N., I. A. Hinder, A. M. Kaufman, T. J. Maynard, A. D. Smith, and M. G. White. "Assessment of Target Capital for General Insurance Firms." British Actuarial Journal 13, no. 1 (2007): 81–168. http://dx.doi.org/10.1017/s1357321700001446.

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ABSTRACTCapital and cost of capital form a bridge between the insurance firm and the financial markets. The term capital is used in various ways. In current parlance, economic capital is frequently used to mean capital calculated using a risk-based measure which is independent of the regulatory requirements. In this paper we discuss the concept of target capital, where the firm takes account of three different approaches to risk appetite: regulatory capital plus a buffer; rating agency views; and the views of shareholders, where they make commitments to customers and wish to protect franchise

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Zainudin, Rozaimah, Nurul Shahnaz Ahmad Mahdzan, and Ee Shan Leong. "Firm-specific internal determinants of profitability performance: an exploratory study of selected life insurance firms in Asia." Journal of Asia Business Studies 12, no. 4 (2018): 533–50. http://dx.doi.org/10.1108/jabs-09-2016-0129.

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Purpose This study is an exploratory study investigating firm-specific internal factors that influence the profitability performance of selected life insurance firms in eight Asian countries (China, Hong Kong, Taiwan, Singapore, Japan, South Korea, Thailand and Malaysia) from 2008-2014. This paper aims to focus on internal rather than external factors based on the resource-based view suggesting that the internal resources of a firm are key to gaining competitive advantage. Design/methodology/approach The authors used panel data estimation model to test our six hypotheses on these eight selecte

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Cummins, J. David. "Statistical and Financial Models of Insurance Pricing and the Insurance Firm." Journal of Risk and Insurance 58, no. 2 (1991): 261. http://dx.doi.org/10.2307/253237.

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Alsahlawi, Abdulaziz Mohammed. "The Effect of Institutional Factors on the Profitability Risk in the Insurance Companies Listed in the Saudi Stock Market." International Business Research 11, no. 7 (2018): 12. http://dx.doi.org/10.5539/ibr.v11n7p12.

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This paper conducted an investigation into the effect of institutional factors namely, leverage, capital market assets, and firm size on the risk of profitability among Saudi insurance companies listed in the Saudi Stock market (Tadawul). The paper also determined if the institutional theory has a significant impact on the profitability risk of Saudi insurance firms. On the basis of the findings from the multiple regression analysis that was conducted on the data obtained, the study’s institutional factors namely, leverage, capital market assets, and firm size had a significant relationship wi

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Appiah, Kingsley Opoku, Mary Asare Amankwah, and Lawrence Adu Asamoah. "Online corporate social responsibility communication: an emerging country’s perspective." Journal of Communication Management 20, no. 4 (2016): 396–411. http://dx.doi.org/10.1108/jcom-06-2015-0048.

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Purpose The purpose of this paper is to examine the determinants of online corporate social responsibility (CSR) reporting of the insurance industry in Ghana. Specifically, it explores the impact of firm age, size and origin on online CSR reporting using data from 31 private insurance companies in Ghana. Design/methodology/approach The authors employ ordinary least squares regression analysis in the estimation of the influence of the predictive variables on firms’ online CSR disclosure. Findings The findings indicate positive insignificant association between online CSR disclosure and firm-spe

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Hamal, Janga Bahadur. "Impact of Firm Specific Factors on Financial Performance of Life Insurance Companies in Nepal." Interdisciplinary Journal of Management and Social Sciences 1, no. 1 (2020): 39–52. http://dx.doi.org/10.3126/ijmss.v1i1.34510.

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The financial performance of life insurance companies determines the company’s ability to generate revenues and manage assets, liabilities and the financial interests of its stakeholders. However, there are limited studies discoursing major determinants of companies’ financial performance. To fulfill the gap, this study aimed to determine the effects of various firm-specific factors - firm size, liquidity ratio, short-term debt, long-term investment and firm age - on financial performance of life insurance companies in Nepal. The dependent variables influencing financial performance considered

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Kumar, Durgesh. "INSURANCE CLAIMS PERFORMANCE IMPROVEMENT USING BLOCKCHAIN." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 03 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem29358.

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In this work focused the application of blockchain technology in insurance claims. There are four parties involved in insurance claim process, the police, insurance, workshop, and retail shop. Additionally, every participant will have a peer node of their own. The insurance firm that insurances the products and handles claim handling is known as the insurance peer. It is the duty and responsibility of the police peer to confirm the theft allegations. While re peer offers the products to customers, repair shop peer is in charge of product repairs. Operating this network on the IBM (Internationa

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Bride, M., and M. W. Lomax. "Valuation and corporate management in a non-life insurance company." Journal of the Institute of Actuaries 121, no. 2 (1994): 363–440. http://dx.doi.org/10.1017/s0020268100020217.

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AbstractThis paper explores the benefits and limitations of a valuation framework as a management tool within a general insurance operation. Two models are presented, one a model of the firm and the other an option valuation model, which together create a robust framework that enables management to analyse how different decisions would affect both the overall firm value and its distribution amongst investors. The model of the firm assists in understanding how key factors such as the momentum of a general insurance portfolio and the allocation of scarce resources affect the value of the firm. T

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Hamal, Janga Bahadur. "Factors Affecting Profitability of Nepalese Non-Life Insurance Companies." Journal of Nepalese Business Studies 13, no. 1 (2020): 23–35. http://dx.doi.org/10.3126/jnbs.v13i1.34701.

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The study examines the impacts of liquidity ratio, leverage ratio, firm size, age of the firm and total debt on the profitability of non-life insurance companies in Nepal. The dependent variable in the study is the return on asset (ROA), which is used as a measure of profitability. The study is based on secondary data of nine non-life insurance companies studied over a period of ten years, from 2066/67 to 2075/76. The data were collected from the financial statements published annually by the selected non-life insurance companies. Descriptive statistics, correlational analysis and regression m

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Tian, Ling, and Haisong Dong. "A firm-level analysis of Chinese commercial health insurance surrender." PLOS ONE 19, no. 3 (2024): e0296695. http://dx.doi.org/10.1371/journal.pone.0296695.

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Based on the unbalanced panel data of Chinese professional health insurance companies from 2011 to 2021, the paper constructs "PW+PCSE" model to empirically investigate the main factors affecting the commercial health insurance surrender in China from the company level. The results show that asset-liability ratio has a significant positive effect on health insurance surrender rate. The value preservation and appreciation rate of capital and R&D expenditure rate both have significant negative effects on health insurance surrender rate. These studies bring important enlightenment for domesti

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