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1

Yu, Zeyi. "Efficiency and competition analysis in nine Asian banking industries." Thesis, Loughborough University, 2017. https://dspace.lboro.ac.uk/2134/24135.

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This thesis adopts a new operational method to measure and investigate the relationship among cost efficiency, market competition and profitability in major Asian economies by using an unbalanced panel data sample of 278 commercial banks during the financial upheaval period of 2005-2012 before and after the global financial crisis. Firstly, we estimate the cost efficiency by employing different stochastic frontier analysis (SFA) models, which include the equity capital to indicate loss-absorbing capacity and risk preference and cross-country differences to be additional environmental variables
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2

Fagulha, Bernardo Moura Gonçalves. "Banif Bank: Value creation in the Maltese market." Master's thesis, NSBE - UNL, 2009. http://hdl.handle.net/10362/9468.

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A Work Project, presented as part of the requirements for the Award of a Masters Degree in Management from the NOVA – School of Business and Economics<br>The entry in a new market is always a major strategic challenge for a firm: competing in different regions and dealing with the specific conditions. This work project describes the entry of a new bank in the Maltese market, by exploring a new positioning. Through the real case of Banif Bank, this case intends to evaluate the potential of value creation in that industry, by first assessing its attractiveness and profitability. Then,
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3

Вахнюк, Сергій Валерійович, Сергей Валерьевич Вахнюк та Serhii Valeriiovych Vakhniuk. "Характеристика впливу банківської системи на інтенсивність внутрішньої конкуренції в країні". Thesis, Українська академія банківської справи Національного банку України, 2013. http://essuir.sumdu.edu.ua/handle/123456789/58889.

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В основу конкурентної боротьби між підприємствами покладені їх рівнозначні можливості в межах регіону, що потрапляє в сферу їх бізнес-діяльності. Інтенсивність внутрішньої конкуренції в країні буде нарощуватися при створенні однакових умов ведення бізнесу у всіх регіонах. У випадках створення для певного регіону (регіонів) пріори- тетних умов ведення бізнесу конкуренція набуває прояву локальності, загальна її інтенсивність знижується, створюючи передумови розвит- ку монополізму. Значною мірою це стосується системи забезпечення банківськими послугами економіки країни.
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4

Смолін, І. В. "Методичні та прикладні аспекти оцінки інтенсивності банківської конкуренції". Thesis, Українська академія банківської справи Національного банку України, 2006. http://essuir.sumdu.edu.ua/handle/123456789/62986.

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Однією з основних предметних сфер вивчення конкурентного середо- вища є характер конкуренції на цільовому ринку. Кількісні, а значить і придатні для практичного застосування, характеристики конкуренції виявляються через дослідження показників інтенсивності конкуренції.
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5

Hamstra, Roy. "Does Competition in Banking explains Systemic Banking Crises?" Thesis, Uppsala universitet, Företagsekonomiska institutionen, 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-277249.

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This paper examines the relation between competition in the banking sector and the financial stability on country level. Compared to previous research, it takes a different approach in that it uses realized systemic risk in the form of systemic banking crises instead of the total systemic risk. Theory provides us with two opposing theories regarding the role of competition on stability. Previous studies presented mixed results which leaves us with unresolved questions which this paper tries to answer. The results show that there is evidence for both views, but without giving an all comprehendi
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6

Hålander, Eva. "Competition in the Swedish Banking Sector." Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Nationalekonomi, 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-18329.

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This thesis aims to evaluate the competitive situation in the Swedish banking sector. The banking sector in Sweden is characterized by its high degree of concentration, with four major banks controlling a large share of the market. Combined with high profits and high interest margins, this has raised concerns regarding the competitive pressures in the sector. Many existing theories in the literature try to evaluate competition based on market structure, however modern research concludes that high concentration does not necessarily imply less competition. By using a model that estimates the ela
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7

Tian, Lin. "Banking market competition and corporate innovation." Thesis, University of Surrey, 2017. http://epubs.surrey.ac.uk/841800/.

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By using the U.S. data, this study shows that state-level banking market competition, measured by Panzar-Rosse (1984) H-statistic, increases the number of patents and citations generated by firms and improves corporate innovation efficiency, supporting market power hypothesis. Greater banking competition is also found to enable innovative firms to adopt more ambitious innovation policies and have more flexibility to experiment with new technologies. The investigation of the heterogeneity of banking competition effects at the state-level shows that regional innovation in the states with lower R
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8

Ayogu, Melvin Damian. "Strategic competition in the banking industry." The Ohio State University, 1989. http://rave.ohiolink.edu/etdc/view?acc_num=osu1277837048.

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Ayogu, Melvin D. "Strategic competition in the banking industry /." The Ohio State University, 1989. http://rave.ohiolink.edu/etdc/view?acc_num=osu1487599963593017.

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10

Fu, Xiaoqing. "Efficiency and competition in China's banking sector." Thesis, City University London, 2004. http://openaccess.city.ac.uk/8428/.

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China's banking sector has undergone remarkable changes during the last two decades, and banks in China today face more competitive pressure than ever before. The objective of this thesis is to investigate the efficiency and competition of the major Chinese banks over the period 1985-2002. After reviewing the evolution of the banking sector over the past half-century, the thesis addresses an important aspect of competition: X-efficiency and its potential correlates. X-efficiency is found to be as low as 40%-50% on average, suggesting that it is an important issue which should receive more atte
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11

McMillan, Fiona Jayne. "Competition, profitability and risk in US banking." Thesis, University of St Andrews, 2014. http://hdl.handle.net/10023/6609.

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This thesis is concerned with the relationships between profit, profit persistence, risk and competition within the US commercial bank sector. In particular, the thesis asks three questions: how profit and profit persistence are affected by changes in regulation designed to enhance competition; how profit persistence varies over time according to changes in market and economic conditions; how different aspects of banks' risk is affected by competition and market structure. Understanding the nature of these relationships is important given the prominent role banks play in the allocation of reso
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12

Tziatzias, Georgios. "Essays on banking competition, regulation and stability." Thesis, Cardiff University, 2017. http://orca.cf.ac.uk/111143/.

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The turbulent period of the last decade has highlighted the importance of the financial sector and the need for a flexible set of regulations and due diligence in order to have a healthy, sustainable and prosperous financial system. It has also given rise to important questions about the effect of current regulation and competition policies on the bank’s behaviour, economic growth and financial stability. This thesis has attempted to answer these questions, firstly, by analysing the effect of capital requirements on the UK banks’ choice for risk and capital and found evidence that they conside
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Dadzie, John Kwame. "The impact of banking reforms on competition and efficiency of Ghana's banking sector." Thesis, University of Reading, 2017. http://centaur.reading.ac.uk/73337/.

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African countries are pursuing financial reforms to address inhibitions to competition and efficiency of their banking sectors. This thesis focuses on Ghana which recently implemented deregulation reforms including the introduction of universal banking, the adoption of an open licensing policy to enhance contestability and competition, and the abolition of secondary reserves; and examines the impact of these reforms on banking competition and efficiency. The study uses a comprehensive and unique panel dataset of 25 banks for the period 2000-2014 which captures the pre- and post-reform periods.
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Seifert, Jacob. "Essays in competition policy, innovation and banking regulation." Thesis, University of St Andrews, 2014. http://hdl.handle.net/10023/9456.

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This thesis investigates the optimal enforcement of competition policy in innovative industries and in the banking sector. Chapter 2 analyses the welfare impact of compulsory licensing in the context of unilateral refusals to license intellectual property. When the risk-free rate is low, compulsory licensing is shown unambiguously to increase consumer surplus. Compulsory licensing has an ambiguous effect on total welfare, but is more likely to increase total welfare in industries that are naturally less competitive. Compulsory licensing is also shown to be an effective policy to protect compet
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15

Sabani, Laura. "Essays on moral hazard and competition in banking." Thesis, University of Cambridge, 1993. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.309160.

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16

Dell'Ariccia, Giovanni. "Asymmetric information, exchange rate uncertainty and banking competition." Thesis, Massachusetts Institute of Technology, 1997. http://hdl.handle.net/1721.1/10317.

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17

Salazar, Fernando Morais Farré. "Assessing competition in banking industry: a multiproduct approach." reponame:Repositório Institucional do FGV, 2013. http://hdl.handle.net/10438/11075.

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RADIC, NEMANJA. "Efficiency and competition in the investment banking industry." Doctoral thesis, Università degli Studi di Roma "Tor Vergata", 2010. http://hdl.handle.net/2108/1301.

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Questa tesi tratta sostanzialmente tre temi principali, inerenti l’efficienza e la competizione nell’ambito dell’investment bank, ognuno dei quali costituisce un capitolo della stessa. Il primo dei temi (Cap.2) ripercorre e recensisce la letteratura sull’argomento investment banking e fornisce una indicazione sulle tendenze più recenti nell’industria. Il secondo tema (Cap.3) analizza costo e guadagno di efficienza relativamente al caso di un investment banks per i paesi del G7 (Canada, Francia, Germania, Italia, Giappone, Gran Bretagna e Stati uniti d’America) e la Svizzera prima della recent
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Ak, Kocabay Selvi. "Bank Competition And Banking System Stability: Evidence From Turkey." Master's thesis, METU, 2009. http://etd.lib.metu.edu.tr/upload/12611151/index.pdf.

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This study empirically investigates the validity of the competition and stability trade-off hypothesis for the Turkish banking system. To this end, we consider annual bank level accounting data for the 1990-2008 period and compute the most commonly used measures of banking stability and competition. The effects of macroeconomic factors and bank specific indicators including the ownership structure are also taken into account. The fixed effects panel estimation results suggest that the relation between competition and stability is not invariant to the use of alternative indicators. The results
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Zou, Kailin. "Essays on competition in the Hong Kong banking market." Thesis, Cardiff University, 2014. http://orca.cf.ac.uk/70022/.

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The aim of the thesis is to investigate three banking issues related to competition, which are switching costs, collusion, and the competitive conditions in the Hong Kong banking sector during the period 1997 to 2012. For this purpose, a database consisting of an unbalanced panel of annual observations for 18 licensed banks incorporated in Hong Kong is used. This thesis comprises three empirical essays as follows: The first essay uses a structural model presented by Kim et al. (2003), which explores the significance and the magnitude of switching costs in Hong Kong’s bank loan market. Overall,
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Risfandy, Tastaftiyan. "Empirical essays on islamic banking : competition, stability and governance." Thesis, Limoges, 2018. http://www.theses.fr/2018LIMO0004/document.

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Cette thèse met en lumière trois questions importantes au regard des banques Islamiques. Dans le premier chapitre, nous examinons l'impact de la concurrence sur les différences de fixation des taux de dépôt dans les banques Islamiques et conventionnelles. Nous montrons qu'il existe des différences notables dans les déterminants des taux de dépôt dans les deux types d'institutions. La concurrence du marché a un impact significatif sur le taux de dépôt des banques conventionnelles mais pas des banques Islamiques. Notre résultat, en général, suggère que bien que le dépôt des banques Islamiques se
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Konings, M. J. "Pacing and opponents : the regulation of exercise intensity during competition." Thesis, University of Essex, 2018. http://repository.essex.ac.uk/22288/.

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The goal-directed regulation of the exercise intensity over an exercise bout has been shown to be an essential determinant for performance. During their competition, exercisers are required continuously to make decisions about how and when they are going to invest their limited available energy resources. The regulation of the exercise intensity is an intriguing area of sport science research, and a complex one as demonstrated by the multitude of different theories regarding pacing that are around attempting to explain how this is done. Previous research revealed optimal pacing strategies in t
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Bilali, Genci. "Anglo American competition aspects of bank mergers." Thesis, University of Edinburgh, 2017. http://hdl.handle.net/1842/23559.

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This thesis analyses the competitive aspects of bank merger transactions under the law of the United Kingdom ('UK') and the United States ('US'), including the applicable law of the European Union ('EU'). This thesis, also, covers bank mergers and competition in view of the financial crisis 2007-08 that is known as the Global Financial Crisis ('GFC'). The analysis under UK and EU law focuses on competition issues in the banking and financial sector, notwithstanding that competition laws in these jurisdictions apply broadly to all sectors of the economy. The US law analysis is based on competit
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Petriconi, Silvio. "Essays on information and competition in banking and service industries." Doctoral thesis, Universitat Pompeu Fabra, 2014. http://hdl.handle.net/10803/283091.

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This thesis investigates the relation between information and competition in two particular settings. In the first chapter, I ask which screening and lending choices banks make if their loan offers can be observed by uninformed competitors. I show that banks grant excessive credit and underinvest in screening in order to deter borrower poaching; more competition exacerbates this problem. In a dynamic setting, the model reproduces many stylized facts of lending booms. The second chapter (jointly with Doh-Shin Jeon) investigates the incentives behind commercial open source software. We find t
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Cerasi, Vittoria. "Banking competition and the internal organization of a commercial bank." Thesis, London School of Economics and Political Science (University of London), 1996. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.244504.

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Tsegay, Yared Teka. "Competition and market structure in the South African banking industry." University of the Western Cape, 2004. http://hdl.handle.net/11394/7884.

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Magister Commercii - MCom<br>The South African banking industry is relatively sound and adequately capitalized high-tech service industry. It provides services to 51% of the economically active population. In the late 2001, 2002 and,2003, a number of small banks failed·due to liquidity crises, which subsequently spurred the momentum of consolidation in the industry. During this period, a great deal of mergers and acquisitions has taken place in the industry. The regulatory environment is in line with the Bank of International Settlements (BIS) guidelines. The regulations regarding foreign bank
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Chen, Xiaofen. "Financial Liberalization, Competition and Sound Banking: Theoretical and Empirical Essays." Diss., Virginia Tech, 2001. http://hdl.handle.net/10919/28595.

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Previous studies seem to agree that increased competition would cause riskier banking behavior. This dissertation shows that when competition intensifies, banks have greater incentives for screening loan applicants, and thus loan quality may improve. In addition, competition fosters banks to rely less on collateral requirements. Hence, banks may be less vulnerable to asset price shocks. The empirical chapter finds evidence of loan quality improvement after removing cross-border entry restrictions in the EU. There is also evidence that banks' behavior across EU countries has converged.<br>Ph. D
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Barry, Nicholas Peter. "Investigations of photorefractive barium titanate at high intensity." Thesis, Imperial College London, 1996. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.362353.

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Abell, David. "THREE ESSAYS ON FINANCIAL INTERMEDIARIES REACTION TO CHANGING MARKET CONDITIONS." Diss., Temple University Libraries, 2017. http://cdm16002.contentdm.oclc.org/cdm/ref/collection/p245801coll10/id/453289.

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Economics<br>Ph.D.<br>This dissertation continues the tradition of identifying the effects of economic shocks to financial intermediaries. Its main contribution is to estimate the size of credit market disruptions in the form of government intervention, asset market crises, and competitive pressures, while using methods that are more novel and appropriate than those of previous work. Chapter 1 examines the effect of the elimination of U.S. banking regulations, which are intended to expand the access of financial services within states and across state-lines, on entrepreneurship activity. It fi
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Christogeorgis, Panagiotis E. "Regulatory competition and supervisory co-ordination in the reformative process of European banking." Thesis, Lancaster University, 1997. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.264778.

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Colvin, Christopher Louis. "Religion, competition and liability : Dutch cooperative banking in crisis, 1919-1927." Thesis, London School of Economics and Political Science (University of London), 2011. http://etheses.lse.ac.uk/180/.

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What accounts for the differences in the performance of cooperatively-owned banks in the Dutch financial crisis of the early 1920s? This thesis measures and explains the (relative) performance of boerenleenbanken (rural Raiffeisen banks) and middenstandsbanken (urban Schulze-Delitzsch banks) during the Netherlands' interwar banking crisis by applying various economic methods to new historical evidence. The thesis asks: (1) what were the effects on risk-taking behaviour of differences in the religious attitudes of bankers and their customers? (2) what was the relationship between interbank comp
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Mandelman, Federico Samuel. "Business cycles : a role for imperfect competition in the banking system." Thesis, Boston College, 2006. http://hdl.handle.net/2345/52.

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Thesis advisor: Fabio Ghironi<br>Thesis advisor: Peter N. Ireland<br>Thesis advisor: Fabio Schiarrtarelli<br>My doctoral dissertation studies the effects of countercyclical bank markups on macroeconomic performance. The countercyclical pattern of bank markups constitutes a bank-supply channel that extends the credit channel to reinforce the same vicious circle: Credit is more expensive during recessions, so that firms and households postpone investment and work decisions, thereby deepening the recmsion. In the first chapter, I construct a bank balancesheet data set across I24 countries for 199
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Christensen, Cecilia. "Competition and size : An empirical analysis of the Swedish banking sector." Thesis, Umeå universitet, Nationalekonomi, 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-184532.

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This paper employs the Panzar Rosse model to examine the competitive state in the Swedish banking sector over the period 2009-2019. In order to account for the large asset differences, this study divides the banks into two subsamples: small banks and medium to large banks, which is done on the basis of the banks’ balance sheet totals. By data gathered from 32 banks with 438 observations the results show that large differences exist in the competitive level between the two subsamples: suggesting that the small banks are operating under perfect competition and the medium to large banks are worki
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Dietrich, Benjamin H. "German banking structure, pricing and competition implications and international policy perspectives." Frankfurt, M. Berlin Bern Bruxelles New York, NY Oxford Wien Lang, 2008. http://d-nb.info/995506434/04.

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Burton, Dawn. "Banks go to market." Thesis, Lancaster University, 1992. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.331964.

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Hewelt, Przemyslaw Wojciech. "Deregulation and the crisis in transitional banking systems in traditional and newly-established market economies." Thesis, Nottingham Trent University, 1996. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.319844.

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At the end of the 1980s the banking system in Poland was de-regulated allowing competitive forces to operate. This process gave banks freedom to shape their lending policies. Since 1992 a number of banks had begun to report an increase in the number of bad loans. A number of banks had become insolvent. Analysis of case studies of failed banks showed that managers made serious mistakes in the decision - making process. Lack of experience of operating in the market environment could be the most obvious explanation to those phenomena. However, the analysis of the case studies of the banking de-re
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Schechinger, Steffen [Verfasser]. "Essays in applied microeconomics : herding behavior, competition intensity and risk timing / Steffen Schechinger." Ulm : Universität Ulm, 2019. http://d-nb.info/1193127599/34.

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Sidthidet, Taweewan. "Competition and mergers under liquidity and credit risks in the banking industry." Thesis, McGill University, 2011. http://digitool.Library.McGill.CA:80/R/?func=dbin-jump-full&object_id=104562.

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The objective of this dissertation is to shed light on the decision-making behavior of banks under liquidity and credit risks as well as the impact of market structure (competition and mergers) on such behavior. The analysis of this dissertation differs from the previous studies in that we explicitly analyze the effects of liquidity and credit risks on banks' decisions and profits. The analysis of this dissertation can be separated into two main parts. The first part focuses on the effect of liquidity risk on banks' decisions and profits (Chapters 2 and 3 ) while the second part concentrate
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Nakane, Márcio Issao. "Inflation, competition, and productive efficiency in banking : with an application to Brazil." Thesis, University of Oxford, 2004. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.411050.

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Pavanini, Nicola. "Imperfect competition and market structure with asymmetric information : the Italian banking sector." Thesis, University of Warwick, 2014. http://wrap.warwick.ac.uk/66340/.

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This thesis studies the relationship between asymmetric information, imperfect competition, and market structure in the Italian banking sector. In three coherently connected chapters it extends and adapts different structural models from the literature in empirical industrial organization to the special case of the credit market, introducing informational asymmetries between lenders and between borrowers and lenders. The first chapter gives an introductory overview of the thesis, outlying the fundamental contribution of each paper. In the second chapter, we measure the consequences of asymmetr
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Мірошниченко, Олеся Володимирівна, Олеся Владимировна Мирошниченко та Olesia Volodymyrivna Miroshnychenko. "Конкурентне середовище ринку банківських послуг України". Thesis, Українська академія банківської справи Національного банку України, 2010. http://essuir.sumdu.edu.ua/handle/123456789/63297.

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Duarte, Filho Marco Antônio. "A model of competition and interbank network formation." reponame:Repositório Institucional do FGV, 2016. http://hdl.handle.net/10438/16575.

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Submitted by Marco Antonio Duarte Filho (maduartefilho@gmail.com) on 2016-06-06T19:51:42Z No. of bitstreams: 1 main_d.pdf: 361109 bytes, checksum: d030345d151072e3b90a2b4692784531 (MD5)<br>Approved for entry into archive by Letícia Monteiro de Souza (leticia.dsouza@fgv.br) on 2016-06-06T19:56:52Z (GMT) No. of bitstreams: 1 main_d.pdf: 361109 bytes, checksum: d030345d151072e3b90a2b4692784531 (MD5)<br>Made available in DSpace on 2016-06-07T12:13:16Z (GMT). No. of bitstreams: 1 main_d.pdf: 361109 bytes, checksum: d030345d151072e3b90a2b4692784531 (MD5) Previous issue date: 2016-05-18<br>Thi
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Xu, Yun, and Gia Linh Thai. "Banking Market Competition and SME Financing in China : Case Study across Chinese Provinces." Thesis, Jönköping University, JIBS, Economics, 2009. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-9806.

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<p>Small- and medium-sized enterprises (SMEs) in developing countries are reported to encounter difficulties in accessing to formal external financing resource. Banking systems in this category of countries are either under-developed or newly reformed. The purpose of this paper is to investigate whether SME financing in China, measured by SMEs per capita, is affected by local bank competition, measured by number of banks per capita or share of foreign banks. Control variables such as Gross Domestic Product (GDP), level of infrastructure and geographic location are also included in the regressi
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Liu, Xiao Lu. "Competition in Chinese banking system : an empirical analysis based on Panzar-Rosse model." Thesis, University of Macau, 2009. http://umaclib3.umac.mo/record=b2131542.

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Besar, Dwityapoetra Soeyasa. "Essays on Indonesian banking : competition, efficiency, and its role in monetary policy transmission." Thesis, City University London, 2011. http://openaccess.city.ac.uk/1091/.

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This thesis investigates competitiveness of banking market in Indonesia and monetary policy transmission during the period 2000 to 2009. As has been the case for most previous structure-performance studies, the results using the SCP specification are not very robust. When PR approach is used, as done in other studies, it reveals much evidence of imperfect competition in Indonesian provincial markets. The estimated values of H-statistics for the sample period 2001-2008 are positive ranging between 0.31 - 0.62 which is consistent with the study by Claessens and Laeven (2004). We find that the ma
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Janadhanan, Nadarajah. "Testing the law of proportionate effect, profitability performance and competition in indian banking." Thesis, Bangor University, 2009. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.502725.

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47

ARTEAGA-GARCIA, JULIO CESAR. "COMPETITION IN THE BANKING SECTOR: A MODEL OF FOREIGN PRESENCE IN DEVELOPING COUNTRIES." University of Cincinnati / OhioLINK, 2002. http://rave.ohiolink.edu/etdc/view?acc_num=ucin1014049208.

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48

Von, Eldik Deborah Sijlmans. "In pursuit of a competitive position in global private banking in the Asia Pacific region." Thesis, [Hong Kong : University of Hong Kong], 1988. http://sunzi.lib.hku.hk/hkuto/record.jsp?B13263249.

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Simmons, Richard Stanley. "Removing tax-induced distortions to the optimum allocation of global foreign direct investment : international competition and co-ordination in corporate taxation." Thesis, University of London, 2002. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.271801.

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Twolan-Strutt, Lisa. "Competition intensity and its above- and below-ground components in two contrasting wetland plant communities." Thesis, University of Ottawa (Canada), 1994. http://hdl.handle.net/10393/9921.

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I used a field experiment to measure total competition intensity and its above- and below-ground components in two wetlands that represent extremes in habitat productivity: an infertile sandy shoreline and a fertile bay. Transplants of Lythrum salicaria and Carex crinita were grown with no neighbours, with roots of neighbours only and with all neighbours; their growth rates were used to estimate competition intensity. The experiment was carried out to answer the following main questions: (1) Is there a difference in total, above- and below-ground competition intensity in two wetlands that diff
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