Academic literature on the topic 'Interest-free cooperatives'

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Journal articles on the topic "Interest-free cooperatives"

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Cook, M. L., and C. Iliopoulos. "Generic solutions to coordination and organizational costs: informing cooperative longevity." Journal on Chain and Network Science 16, no. 1 (2016): 19–27. http://dx.doi.org/10.3920/jcns2016.x001.

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For years, scholars and policy makers have ar gued that cooperatives, particularly agricultural cooperatives, exhibit organizational inefficiencies primarily caused by individual member behavior that is often independent and non-cooperative conflicting with the formation of effective coalition building. This free riding tendency creates significant challenges for a continued joint collaboration between and among member patrons. Yet, agricultural cooperatives have a long history of surviving as successful business enterprises. This paper presents a framework that proposes generic solutions effe
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Wailare, Nasiru Bello. "Interest Free Salary-Workers Savings and Credit Co-Operative Society as A Panacea to Economic Hardship Faced By Workers in A Depressed Economy." International Journal of Business Administration and Management Research 3, no. 4 (2017): 15. http://dx.doi.org/10.24178/ijbamr.2017.3.4.15.

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The conventional cooperative societies dated back to 1844 were built on interest-based operations, where interest is charged and paid on any financial advance to members and deposits made by members, respectively. Interest based transactions are not only forbidden by the two major religions in Nigeria, but are perceived to be negating the principle of mutual help and economic stability; which cooperatives are out to achieve. This paper examines the operations of interest free cooperative societies formed by salary-workers; with the aim of exploring the concept, objectives, activities, manageme
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Citrasari, Andi Tenri. "Sharia Cooperatives as an Inclusive and Ethical Financial Alternative for Economic Development." PINISI Discretion Review 8, no. 1 (2024): 201. https://doi.org/10.26858/pdr.v8i1.71141.

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Sharia cooperatives are economic institutions based on Islamic law that prioritize justice, mutual benefit, and balance in all their activities. These cooperatives operate under the fundamental principles of fairness and transparency, ensuring that financial transactions comply with Islamic ethical standards. The main principles of the sharia cooperative system include the non-riba (interest-free) principle, avoiding speculation (gharar), and ensuring that every transaction is conducted by sharia provisions. This system fosters ethical economic activities that emphasize real asset-based transa
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Arsana, I. Nengah, and I. Wayan Nuada. "ANALISIS KINERJA KEUANGAN KSP. DHARMA SARI BUMI PAGUTAN DITINJAU DARI RASIO LAPORAN ARUS KAS." MEDIA BINA ILMIAH 13, no. 10 (2019): 1715. http://dx.doi.org/10.33758/mbi.v13i10.253.

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This study is entitled "Financial Performance Analysis of KSP. Dharma Sari Bumi Pagutan Viewed From the Ratio of Cash Flow Reports". The type of research used in this study is descriptive research. Data collection techniques carried out in this study were observation, interviews and documentation. The results of this study in general in terms of the ratio of cooperative cash flow statement shows good financial performance, where the ability of cooperatives to meet short-term liabilities is in the range of 10% <X <15%, cooperative ability to pay commitments (interest, tax, SHU divided) ve
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Adele, Hasimiyu Ademola, Muibat Oluwakemi Oriola, and Opeyemi Temilade Adewale. "Interest-Free Cooperative Societies as a Survival Mechanism for MSMEs." Journal of Research and Review in Accounting, Business & Finance Management 1, no. 2 (2024): 36–44. https://doi.org/10.5281/zenodo.13437623.

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<em>That MSMEs are engines of economic growth and development across contexts has been acknowledged in literature. The incredible effort it will take for them to live longer than five years is also acknowledged. Thus, this paper examined membership of interest-free cooperatives as a means to circumvent administrative bottlenecks, access informal trade education and lessen transaction risks with a view to ensure business survival. In order to sample the twenty (20) registered interest-free cooperative societies for the study, a census-based survey of these societies was conducted. A total numbe
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Adele, Hasimiyu Ademola, Muibat Oluwakemi Oriola, and Opeyemi Temilade Adewale. "Interest-Free Cooperative Societies as a Survival Mechanism for MSMEs." Journal of Research and Review in Accounting, Business & Finance Management 1, no. 2 (2024): 36–44. https://doi.org/10.5281/zenodo.13437623.

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<em>That MSMEs are engines of economic growth and development across contexts has been acknowledged in literature. The incredible effort it will take for them to live longer than five years is also acknowledged. Thus, this paper examined membership of interest-free cooperatives as a means to circumvent administrative bottlenecks, access informal trade education and lessen transaction risks with a view to ensure business survival. In order to sample the twenty (20) registered interest-free cooperative societies for the study, a census-based survey of these societies was conducted. A total numbe
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7

Adele, Hasimiyu Ademola, Muibat Oluwakemi Oriola, and Opeyemi Temilade Adewale. "Interest-Free Cooperative Societies as a Survival Mechanism for MSMEs." Journal of Research and Review in Accounting, Business & Finance Management 1, no. 2 (2024): 36–44. https://doi.org/10.5281/zenodo.13437623.

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Abstract:
<em>That MSMEs are engines of economic growth and development across contexts has been acknowledged in literature. The incredible effort it will take for them to live longer than five years is also acknowledged. Thus, this paper examined membership of interest-free cooperatives as a means to circumvent administrative bottlenecks, access informal trade education and lessen transaction risks with a view to ensure business survival. In order to sample the twenty (20) registered interest-free cooperative societies for the study, a census-based survey of these societies was conducted. A total numbe
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8

Adele, Hasimiyu Ademola, Muibat Oluwakemi Oriola, and Opeyemi Temilade Adewale. "Interest-Free Cooperative Societies as a Survival Mechanism for MSMEs." Journal of Research and Review in Accounting, Business & Finance Management 1, no. 2 (2024): 36–44. https://doi.org/10.5281/zenodo.13437623.

Full text
Abstract:
<em>That MSMEs are engines of economic growth and development across contexts has been acknowledged in literature. The incredible effort it will take for them to live longer than five years is also acknowledged. Thus, this paper examined membership of interest-free cooperatives as a means to circumvent administrative bottlenecks, access informal trade education and lessen transaction risks with a view to ensure business survival. In order to sample the twenty (20) registered interest-free cooperative societies for the study, a census-based survey of these societies was conducted. A total numbe
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9

Adele, Hasimiyu Ademola, Muibat Oluwakemi Oriola, and Opeyemi Temilade Adewale. "Interest-Free Cooperative Societies as a Survival Mechanism for MSMEs." Journal of Research and Review in Accounting, Business & Finance Management 1, no. 2 (2024): 36–44. https://doi.org/10.5281/zenodo.13437623.

Full text
Abstract:
<em>That MSMEs are engines of economic growth and development across contexts has been acknowledged in literature. The incredible effort it will take for them to live longer than five years is also acknowledged. Thus, this paper examined membership of interest-free cooperatives as a means to circumvent administrative bottlenecks, access informal trade education and lessen transaction risks with a view to ensure business survival. In order to sample the twenty (20) registered interest-free cooperative societies for the study, a census-based survey of these societies was conducted. A total numbe
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10

Elfaki, Hamida, and Nor Azizan Che Embi. "ISLAMIC COOPERATIVES: OPERATIONS AND EVIDENCE FROM ORGANIZATION OF ISLAMIC COOPERATION (OIC) COUNTRIES." International Journal of Islamic Business 8, no. 1 (2023): 1–14. http://dx.doi.org/10.32890/ijib2023.8.1.1.

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The Islamic finance industry has only been dominated with Islamic banking, Takaful, Islamic capital, and the money market, although, the Islamic cooperative (I-Coop), which is a non-financial institution in most cases is yet to be fully adopted in the contemporary Muslim societies. The Islamic cooperative can be a development reform tool or a social and economic growth method, it can be used to offer interest-free loans and to cover specific demands in rural and urban settings. The main purpose of this study is to investigate Islamic cooperative operations in some OIC countries. This study ado
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Book chapters on the topic "Interest-free cooperatives"

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Ganzo, Miguel. "The Swedish JAK: Cooperative and Interest-Free Banking." In Social Impact Finance. Palgrave Macmillan UK, 2014. http://dx.doi.org/10.1057/9781137372697_13.

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Bruun, Edvard Patrick Grigori, Stefana Parascho, and Sigrid Adriaenssens. "Cooperative Robotic Fabrication for a Circular Economy." In Circular Economy and Sustainability. Springer International Publishing, 2024. http://dx.doi.org/10.1007/978-3-031-39675-5_8.

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AbstractIn a cooperative robotic fabrication (CRF) framework, multiple industrial robots are specifically sequenced to work together, thus allowing them to execute coordinated processes with greater geometric and structural variation. In the context of the construction industry, agents in a cooperative setup can perform complementary functions such as placing or removing building components while simultaneously providing temporary support to a structure. This approach can reduce, or completely remove, the need for temporary external supports and scaffolding that would typically be required for
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Bilotta, Nicola. "The Weaponization of Finance and Digitalization: A Cooperative Approach Between the EU and LAC." In United Nations University Series on Regionalism. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-68475-3_20.

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AbstractSince the demise of the Gold Standard, the US dollar has stood as the sole global currency, empowering the United States with considerable foreign policy leverage. However, developments like economic dislocations, geopolitical tensions, and digitalization pose challenges that could lead to fragmentation in the global monetary system. The risk is forming economic blocs that establish parallel, non-complementary systems that impede the free flow of capital and money across borders. The potential rise of national Central Bank Digital Currencies (CBDCs) offers a new tool to reshape the int
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Mr, Teena Thomas, and Dr Parimalakanthi K. "SUSTAINABLE FARMING MEETS SMART MARKETING: THE MILLET REVOLUTION IN ATTAPADY." In AI in Industry 5.0: Revolutionizing Business and Technology. Royal Book Publishing, 2025. https://doi.org/10.26524/royal.239.20.

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In the tribal dominated Attapady region of Kerala, there is a silent agrarian revolution happening through the revival of traditional millet farming. Millets once a typical aspect of the area are making a forceful rebound due to rising worldwide interest for solid and resource inviting food options. Thus, cultivation of millet, which not only puts the hand of sustainable agriculture forward but also focuses attention on indigenous beings for their food security, biodiversity and economic agenda in Attapady. Millet farming in Attapady is ‘sustainable farming’ in that it includes organic cultiva
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Rommerskirchen, Charlotte. "Theorizing Fiscal Policy Coordination." In EU Fiscal Policy Coordination in Hard Times. Oxford University Press, 2019. http://dx.doi.org/10.1093/oso/9780198829010.003.0003.

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Fiscal policy coordination is marred by a classic collective action problem; it pays to be egoistical. Member states have an incentive to under- or over-stimulate their economies (what this chapter terms growth and stability free riding), despite a common interest in coordinated policies. Building on Mancur Olson’s premise on collective action failure, the chapter develops three research questions that guide the empirical investigation. These relate to the group latency of EU membership, the evidence for collective action, and finally the provision of incentives to keep free riding at bay. The
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Dunn Lewis A. "Cooperative Security Management: Toward a New Approach for Managing the U.S.-Russian Strategic Relationship." In NATO Science for Peace and Security Series - E: Human and Societal Dynamics. IOS Press, 2008. https://doi.org/10.3233/978-1-58603-897-7-25.

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U.S.-Russian strategic relations are approaching a turning point: a continued drift toward mutual suspicion, renewed military gamesmanship, and growing political-military confrontation or an opportunity provided by presidential elections in both countries to rethink and re-craft a non-adversarial relationship. Today's drift reflects many factors: past missteps; differences of interest and approach on specific issues; misperceptions; and the inherent difficulties of breaking free from the Cold War legacy. Among other issues on the agenda, action should be taken to address Russian uncertainty ab
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Michoń, Piotr. "Wzajemność wśród Polaków i rola polityki społecznej w jej kształtowaniu." In Ekonomia i inne nauki społeczne. Studia interdyscyplinarne. Wydawnictwo Uniwersytetu Ekonomicznego w Poznaniu, 2023. http://dx.doi.org/10.18559/978-83-8211-192-7/5.

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Reciprocity among Poles and the role of social policy in shaping it. If an individual believes that others will reciprocate their initial cooperative behaviour, it is rational for them to cooperate. Conversely, if they believe the opposite, cooperation would be seen as irrational and potentially dangerous. Low levels of trust in society have negative implications for quality of life, economic progress, and the functioning of public institutions. Surveys have revealed a prevailing lack of trust among the Polish population. Poles hold the belief that people are mainly driven by self-interest, im
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Akasaka, K., and T. Yamaguchi. "NMR Approaches to the Heat-, Cold-, and Pressure-Induced Unfolding of Proteins." In Biological NMR Spectroscopy. Oxford University Press, 1997. http://dx.doi.org/10.1093/oso/9780195094688.003.0018.

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Proteins are unique at least in two aspects. First, the atoms constituting a protein molecule act highly cooperatively in constructing its unique folded structure. As a result, their conformational transitions also occur in a highly cooperative fashion (often following a two-state transition). Secondly, the free energy balance between the folded (native) and unfolded (denatured) conformers are surprisingly marginal (usually less than 10 kcal/mole protein), despite the fact that interactions of thousands of atoms are involved in the folding. Such unique properties have been acquired by protein
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Osman, Nazariah, and Debendra Mahalik. "The Quest for Security in India-ASEAN Relations." In Handbook of Research on Impacts of International Business and Political Affairs on the Global Economy. IGI Global, 2016. http://dx.doi.org/10.4018/978-1-4666-9806-2.ch018.

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The international system becomes conscious of striving for a new security structure in the world, moving away from archaic Cold War paradigms. The modern states are engaged in a process of dialogue and discussion with their friends and partners to help shape a new security environment free of confrontation and strain. India's security cooperation with Association of Southeast Asian Nations (ASEAN) can also include this theme. The nature of the global village has made it necessary to tackle even non-military issues of security in a comprehensive manner in general and those of the region of Sout
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