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Journal articles on the topic 'Internal Debit'

Author: Grafiati

Published: 7 June 2025

Last updated: 2 August 2025

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1

Fakiyesi, Oyindamola Adesola, Olubunmi Christianah Faleye, and Taiwo Steohen Fakiyesi. "Internal Debit and Community Spending Evidence From Southwest Nigeria." Journal of Research and Review in Accounting, Business & Finance Management 3, no. 1 (2025): 45–63. https://doi.org/10.5281/zenodo.15347770.

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<em>Internal debits are increasing drastically however, Government borrows in terms of it infrastructural and operational developments of the federal blocks of Nigeria are not increasing commensurately</em><em>. Empirically, the study was conducted to examine the effect of internal debit on community spending across all the state governments in the southwest region of Nigeria, using panel regression. The study covered 8 years, spanning from 2011 to 2018 and the panel data used was sourced from the CBN statistical bulletin (2019) and the annual budget of each of the sampled states. </em><em>It

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Apriwandi, Apriwandi, and Herycson Herycson. "Cyber Crime Dan Fraud Kartu Kredit Dan Kartu Debit: Perspektif Akuntansi." JUEB : Jurnal Ekonomi dan Bisnis 1, no. 3 (2022): 111–24. http://dx.doi.org/10.57218/jueb.v1i3.277.

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Berkembangnya teknologi informasi dan penggunaannya di dalam kehidupan sosial dan ekonomi termasuk pemanfaatannya dalam bertransaksi keseharian termasuk enggunaan kartu kredit dan kartu debit yang sudah umum dilakukan oleh pelaku bisnis memiliki celah untuk terjadinya tindak kejahatan siber. Dalam makalah ini penulis ingin menjabarkan bagaimana karakteristik tindak kejahatan siber (cyber crime) dan penipuan (fraud) kartu kredit dan kartu debit dan upaya pencegahannya dalam perspektif akuntansi. Cyber crime dan fraud terjadi dengan melakukan pemalsuan kartu kredit/debit dan pemalsuan identitas

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3

Amnur Akhyan and Denny Satria. "Pengaruh Laju Aliran Volume Internal Dan Sudut Kemiringan Terhadap Efisiensi Turbin Screw 1 Sudu." Aptek 14, no. 1 (2022): 13–19. http://dx.doi.org/10.30606/aptek.v14i1.1051.

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Salah satu energi alternatif Pembangkit Listrik Tenaga Piko Hidro (PLTPH) dan menjadi sumber tenaga listrik yang jarang dimanfaatkan namun berpotensi adalah aliran internal (Internal Flow) pada pipa-pipa yang mengalirkan debit air dari tanki – tanki bangunan yang tinggi di Indonesia. Turbin Screw dapat memanfaatkan potensi kecepatan aliran dengan head (ketinggian) dan debit tertentu yang dapat dikonversi menjadi energi listrik melalui putaran dan torsi. Agar efisiensi Turbin Screw optimal maka akan dilakukan studi eksperimental, pengaruh laju aliran volume dan tinggi jatuh air terhadap putaran

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Imani, Fiorentina Novella Fajri, Gerard Aponno, and Akhmad Suryadi. "ANALISIS STABILITAS TUBUH BENDUNGAN PADA BENDUNGAN SEMANTOK KABUPATEN NGANJUK PROVINSI JAWA TIMUR." Jurnal JOS-MRK 2, no. 4 (2021): 22–27. http://dx.doi.org/10.55404/jos-mrk.2021.02.04.22-27.

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Bendungan Semantok merupakan bendungan urugan tipe zonal (inti vertikal) dengan 6 zona timbunan. Bendungan Semantok merupakan prasarana pengairan yang mempunyai resiko sangat tinggi jika mengalami kegagalan. Oleh karena itu, penelitian ini memiliki tujuan untuk mengetahui besar kapasitas debit rembesan, potensi kemungkinan terjadinya erosi internal, faktor keamanan stabilitas lereng (kondisi tanpa dan dengan beban gempa), spesifikasi dan metode pelaksanaan serta perhitungan rencana anggaran biaya pada pekerjaan galian dan timbunan main dam. Data yang diperlukan diantaranya adalah data teknis b

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Normansyah, Normansyah. "Tinjauan Ekonomi Potensi Pendapatan Asli Daerah Melalui Pembangunan Pembangkit Listrik Tenaga Mikrohidro (PLTMH)." Electrical Network Systems and Sources 1, no. 1 (2022): 7–13. http://dx.doi.org/10.58466/entries.v1i1.1114.

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Salah satu potensi Energi Terbarukan yang dapat dikembangkan di Kabupaten Ketapang yaitu, Pembangki Listrik Tenaga Mikrohidro (PLTMH) berupa Air Terjun, yang terdapat di 3 (tiga) kecamatan, di 5 (lima) desa, dengan debit rata-rata 0,1-0,2m³/detik. Serta Sepanjang Daerah Aliran sungai Pawan, cukup berpotensi untuk Pembangkit Lisrik Tenaga MicroHidro. Dari sisi tinjauan ekonomi untuk membantu mengatasi masalah kelangkaan listrik khususnya di kawasan pedesaan. Dalam upaya membantu mempercepat proses elektrifikasi Kabupaten Ketapang melalui elektrifikasi pedesaan berbasis sumber energi terbarukan

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Salsabila Putri, Desi, Muhammad Abdus Salam Jawwad, and Rama Wijaya. "Analisis Forecasting Timbulan Air Limbah di WWTP PT Kawasan Industri Gresik." Jurnal TESLINK : Teknik Sipil dan Lingkungan 7, no. 1 (2025): 206–14. https://doi.org/10.52005/teslink.v1i1.419.

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PT Kawasan Industri Gresik (KIG) merupakan perusahaan yang bergerak di bidang pengelola properti seperti Bangunan Pabrik Siap Pakai, Pergudangan, Ruko, dan tenant jenis industri lain yang berada di dalam kawasan. Selain pengelolaan jasa tersebut, PT KIG memiliki unit pengolahan air limbah atau Waste Water Treatment Plant (WWTP) yang bekerja untuk mengolah air limbah yang dihasilkan dari kegiatan produksi dan domestik seluruh tenant yang berada di dalam area Kawasan Industri secara sentral Gresik. Setiap tahunnya, jumlah debit air limbah yang diolah di WWTP PT Kawasan Industri Gresik berfluktua

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Akmal, Akmal. "Strategi Penyediaan Air Bersih Secara Kontinuitas dengan Menggunakan Analisis SWOT pada Gampong Lambhuk Kota Banda Aceh." Jurnal Ilmiah Teknik Unida 4, no. 1 (2023): 148–58. http://dx.doi.org/10.55616/jitu.v4i1.556.

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Air bersih merupakan kebutuhan vital bagi masyarakat termasuk di Gampong Lambhuk Kecamatan Ulee Kareng Banda Aceh. Permasalahan dalam penelitian ini adalah Kurangnya ketersediaan air bersih di Gampong Lambhuk. Air bersih tidak mengalir secara kontinuitas, namun hanya mengalir tengah malam dengan debit yang kecil. Selain itu air bersih dengan debit yang kecil tersebut juga tampak kurang berkualitas, terkadang air berwarna keruh. Penelitian ini bertujuan untuk mengidentifikasi faktor internal dan eksternal serta strategi penyediaan sumber air bersih secara kontinuitas. Penelitian ini menggunakan

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Bhirawa, Stefanus Sandi Mega, and Setyo Tri Wahyudi. "ANALISIS HUBUNGAN TRANSAKSI PEMBAYARAN NON TUNAI DAN HARGA BAHAN BAKAR MINYAK TERHADAP TINGKAT INFLASI DI INDONESIA." Contemporary Studies in Economic, Finance and Banking 3, no. 3 (2024): 692–703. http://dx.doi.org/10.21776/csefb.2024.03.3.11.

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Inflation is one of the most complicated and important economic events for a country. When inflation is at a higher than average level, it can have several detrimental effects on society. There are various internal and external factors that can affect the inflation rate. Using statistical data on inflation rate, debit card transaction volume, credit card transaction volume, and fuel oil price, this study aims to analyze the impact of non cash payment transactions and fuel prices on inflation rate. The results show that the use of debit cards in payment transactions has no significant impact on

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Chusnia, Febby Feira, Alifia Warda Ramadhani, Erlita Nur Agustin, Ferdi Hasan, Annisa Dwi Kurniawati, and Muhammad Noval Nurrijal. "Penerapan Sistem Pengendalian Internal untuk Penerimaan Kas di Toko Sinar Grosir di Jawa Timur – Indonesia." Small Business Accounting Management and Entrepreneurship Review 5, no. 1 (2025): 14–26. https://doi.org/10.61656/sbamer.v5i1.324.

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Purpose: This study aims to analyze the implementation of cash receipt accounting system and evaluate the internal control system at Sinar Grosir Store. This study examines how the cash receipt system and internal control can help ensure the accuracy of records, operational efficiency, and security of cash assets. Method: This research uses a qualitative descriptive approach with field research methods. Data were collected through direct observation, interviews with store personnel (owner, cashier, and finance staff), and analysis of documents such as receipts and internal records. The data we

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Hakim, Lukman, Sitti Safiatus Riskijah, and Utami Retno Pudjowati. "ANALISIS KELAYAKAN PROYEK PEMBANGUNAN SISTEM PENYEDIAAN AIR MINUM (SPAM) BANGO KOTA MALANG 2023-2047." Jurnal Online Skripsi Manajemen Rekayasa Konstruksi (JOS-MRK) 6, no. 1 (2025): 48–53. https://doi.org/10.33795/jos-mrk.v6i1.5978.

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Rencana investasi Proyek Pembangunan SPAM Bango di Kota Malang yang akan dilakukan pada periode tahun 2023 sampai dengan tahun 2047 memerlukan analisis untuk mengetahui kelayakan proyek investasi tersebut. Tujuan dari analisis ini untuk mengetahui kelayakan teknis dan kelayakan finansial dan melakukan analisis sensitivitas. Data yang dibutuhkan yaitu owner estimate, kapasitas produksi SPAM Kota Malang eksisting, jangka waktu proyek, tarif air minum Kota Malang dan tarif Biaya Jasa Pengelolaan Sumber Daya Air (BJPSDA), data 10 tahun terakhir meliputi: debit sungai Bango, inflasi, dan suku bunga

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Alawneh, Ateyah. "The Impact of Public Expenditure and Public Debt on Taxes: A Case Study of Jordan." Accounting and Finance Research 6, no. 3 (2017): 10. http://dx.doi.org/10.5430/afr.v6n3p10.

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The study aimed to estimate the impact of capital expenditure, current expenditure and external and internal public debt on taxes in Jordan during the period 2001–2014. It adopted the multiple linear regression method by E-views program to study the impact of the independent variables (represented by capital expenditure, current expenditure, external and internal public debit) on the dependent variable (taxes). The statistical analysis showed a statistically significant, positive impact of both the capital expenditure and the current expenditure on taxes. The study also found a statistically s

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Arini, Renita Dwi, Trisno Widodo, and Risma Dwi Atmajayani. "Strategi Pengembangan Penyediaan Air Bersih Dengan Metode SWOT di Kecamatan Kanigoro Kabupaten Blitar." Journal of Science Nusantara 4, no. 3 (2024): 96–103. https://doi.org/10.28926/jsnu.v4i3.1482.

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Penggunaan air sumur sebagai sumber air bersih utama di Kecamatan Kanigoro didorong oleh air tanah. Dengan pertumbuhan penduduk yang cepat, konsumsi air tanah juga meningkat. Beberapa sumur gali di wilayah ini mengalami penurunan debit karena dampak dari kemarau panjang beberapa bulan yang lalu. Instruksi Presiden Republik Indonesia Nomor 1 Tahun 2024 menekankan percepatan penyediaan air minum dan pengelolaan air limbah domestik untuk mengurangi eksploitasi air tanah dan meningkatkan kesejahteraan serta kualitas kesehatan masyarakat. Pendekatan kualitatif dengan analisis SWOT digunakan untuk m

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Diasa, I. Wayan, Putu Doddy Heka Ardana, I. Ketut Widarmawa, and Tri Hayatining Pamungkas. "Analisis Kelayakan Investasi Sistem Penyediaan Air Minum (SPAM) Di Desa Wanagiri, Kecamatan Sukasada, Kabupaten Buleleng." Jurnal Ilmiah Kurva Teknik 11, no. 2 (2022): 1–9. http://dx.doi.org/10.36733/jikt.v11i2.5354.

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Penyediaan air minum di Kabupaten Buleleng dilakukan melalui Sistem Perusahaan Daerah Air Minum (PDAM) dan Sistem Swakelola Masyarakat dalam bentuk Lembaga Unit Pengelola Sarana atau Kelompok Pengelola Sarana (UPS/KPS) ditingkat desa/kelompok. Namun di beberapa tempat di daerah Kabupaten Buleleng layanan PDAM Buleleng belum bisa memberikan pelayanan karena disebabkan oleh topografi wilayah kabupaten Buleleng yang berbukit, pemukiman penduduk yang menyebar dan potensi sumber air yang tidak merata. Desa wanagiri merupakan salah satu desa yang belum terlayani oleh PDAM Buleleng. Dalam tugas akhir

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Hrudz, V. Ya, V. V. Marushchenko, M. T. Savchuk, and O. O. Filipchuk. "Research of the well efficiency improvement based on mathematical modeling." Scientific Bulletin of Ivano-Frankivsk National Technical University of Oil and Gas, no. 1(44) (May 10, 2018): 57–63. http://dx.doi.org/10.31471/1993-9965-2018-1(44)-57-63.

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The important aspect of oil and gas production complex is stable operation of flooded gas and gas condensate wells.This existing plunger lift designs were analyzed by the authors. The efficiency of plunger lifts in flooded and low-debit wells was determined. The facility for well internal tubing surface cleaning from liquid was developed. Based on mathematical model, the research of well efficiency improvement was performed. Based on calculations, the graphical dependence of the cleaning facility velocity on its position in the well tubing system. It was determined, that increase of liquid spe

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Situmorang, Wisdawaty, Nadjadji Anwar, and Theresia Sri Sidharti. "Evaluasi kinerja penyediaan air baku Embung Sei Gesek dengan pendekatan Balanced Scorecard." Jurnal Manajemen Teori dan Terapan | Journal of Theory and Applied Management 12, no. 1 (2019): 18. http://dx.doi.org/10.20473/jmtt.v12i1.12322.

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Retention basin is one of the most reliable water resources infrastructures to supply raw water needs in Bintan Regency, one of them is Sei Gesek Retention Basin. Water debit of Sei Gesek Retention Basindecrease every year. In addition, blooming algae on storage surface,and handling of sedimentationthat has never been implemented is feared to affect the performance of raw water supply. Therefore it is necessary to evaluate the raw water supply ofSei Gesek Retention Basin. In this study, performance evaluation is carried out using a balanced scorecard that uses five perspectives (Critical Perfo

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Lusius Hardi, Edelbertus, Budi Witjaksana, and Andi Patriadi. "Analisis Kelayakan Investasi Pembangunan Sistem Penyediaan Air Bersih untuk Penambahan Debit Sumber Air." Jurnal teknika 17, no. 1 (2025): 59–64. https://doi.org/10.30736/jt.v17i1.1246.

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Air merupakan sumber daya alam yang sangat vital dan diperlukan untuk menentukan keberlanjutan kehidupan seluruh makhluk hidup di muka bumi ini. Masalah yang dihadapi adalah sistem air bersih ke daerah tempat tinggal penduduk tidak lancer. Dibutuhkan jaringan distribusi, pengelolaan sistem air bersih yang baik serta mampu melayani kebutuhan air bersih bagi penduduk. Demi mewujudkan hal tersebut maka dibutuhkan investasi yang cukup besar berupa penambahan kapasitas sistem penyediaan air baku. Berdasarkan latar belakang yang disebutkan, maka judul dari penelitian ini adalah Analisis Kelayakan In

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Rulifiangga, Firda, and Tjipto Prastowo. "ANALISIS PREDIKSI DEBIT ALIRAN AIR LAUT MELALUI SELAT UNTUK KASUS DI LUAR INDONESIA DAN DI INDONESIA DENGAN BANTUAN TEORI HIDROLIK INTERNAL." Inovasi Fisika Indonesia 10, no. 2 (2021): 9–16. http://dx.doi.org/10.26740/ifi.v10n2.p9-16.

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Abstrak Posisi Indonesia adalah strategis karena berada di jalur aliran air laut dari Samudera Pasifik ke Samudera Hindia melalui beberapa selat di wilayah perairan Indonesia bagian timur yang dikenal sebagai Arus Lintas Indonesia (Arlindo). Transportasi air laut melewati selat penghubung kedua samudera tersebut bisa memengaruhi sirkulasi air laut dan iklim dalam skala lokal, regional, dan global. Dalam penelitian ini, Arlindo dipelajari melalui model oceanic exchange flow dengan bantuan teori hidrolik internal yang diterapkan untuk two-layer exchange flow through a strait or over a sill

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Haryadi, Haryadi, Ali Mahmudi, Sugianto Sugianto, and Dibyo Setiawan. "Studi pengaruh debit dan jumlah tingkat runner terhadap efisiensi turbin vorteks PLTPH." JURNAL CRANKSHAFT 6, no. 2 (2023): 9–20. http://dx.doi.org/10.24176/crankshaft.v6i2.10876.

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Data from the Central Statistics Agency for West Java Province in the 2023 figures show that the installed electric power in 2022 is 30,196.9 MVA. Based on data from the Indonesia Energy Transition Outlook 2023, West Java Province is in the lowest classification with a percentage of 7-23%. An increase in the number of pico-hydro power plants with a low-head operating system can increase the distribution of electricity supply. Budget allocations for research are available at Polban for internal lecturers, through this scheme, the research team plans to increase the power and efficiency of vorte

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Sihotang, Rony Andry Anthony. "Study case Remote Access for PCI DSS Compliance at Company in Jakarta." Journal of Applied Information, Communication and Technology 3, no. 2 (2016): 35–41. http://dx.doi.org/10.33555/ejaict.v3i2.95.

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The growth of electronic transactions in Indonesia has grown tremendously since the start of the government program of the Non-Cash National Movement (GNNT) by Bank Indonesia since 2014. It is expected that the use of cash will be replaced by electronic transactions (cashless) using ATM cards, debit cards, credit cards, electronic cards. Electronic transactions must be reliable and secure, this is what drives 5 international payment networks such as American Express, Discover, JCB, Mastercard and Visa create a data security standard to secure cardholder data PCI DSS (Payment Card Industry Data

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Feng, Xin, Han Zhang, and Yang Gao. "Vibration Analysis of Multilayered Quasicrystal Annular Plates, Cylindrical Shells, and Truncated Conical Shells Filled with Fluid." Journal of Composites Science 8, no. 10 (2024): 433. http://dx.doi.org/10.3390/jcs8100433.

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An approach to estimate the dynamic characteristic of multilayered three-dimensional cubic quasicrystal cylindrical shells, annular plates, and truncated conical shells with different boundary conditions is presented. These investigated structures can be in a vacuum, totally filled with quiescent fluid, and subjected to internal flowing fluid where the fluid is incompressible and inviscid. The velocity potential, Bernoulli’s equation, and the impermeability condition have been applied to the shell–fluid interface to obtain an explicit expression, from which the fluid pressure can be converted

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Haribowo, Riyanto, Irfan Nurdiansyah, Hans Ivan, and Demas Trihatma Daniswara. "MODEL SIMULASI JARINGAN PIPA DAN PENENTUAN TARIF AIR MINUM DI KECAMATAN KEPANJEN KABUPATEN MALANG." PANGRIPTA 2, no. 1 (2019): 355–64. http://dx.doi.org/10.58411/z8m5ap63.

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Sumber Dieng merupakan sumber yang dikelola oleh PDAM Kabupaten Malang yang mempunyai debit sebesar 150 lt/dt dan akan direncanakan untuk suplai air bersih ke 3 desa yaitu Desa Kemiri, Sukorejo dan Sukoraharjo melalui Tandon Dieng. Tujuan dari studi ini adalah untuk mengetahui berapa kebutuhan air bersih, bagaimana kondisi hidraulis jaringan pipanya dan juga kelayakan ekonomi untuk pelaksanaannya. Perhitungan kebutuhan air dan persyaratan teknis jaringan perpipaan berdasarkan peraturan yang berlaku. Sedangkan untuk analisa hidraulik menggunakan bantuan program WaterCAD V8i. kelayakan ekonomi d

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Jackson, Michael B. "Hormone action and plant adaptations to poor aeration." Proceedings of the Royal Society of Edinburgh. Section B. Biological Sciences 102 (1994): 391–405. http://dx.doi.org/10.1017/s026972700001438x.

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SynopsisThe actions of endogenous plant hormones are invoked to explain several morphological adaptations to poor aeration. These include changes to the growth and internal morphology of inundated roots, the promotion of extension growth by stems or leaves of aquatic and semi-aquatic species by submergence, and morphological changes in shoots where only the roots and lower shoot are inundated. This article considers ethylene-promoted aerenchyma formation in maize (Zea mays) and compares the promoting action of ethylene, low oxygen partial pressures and carbon dioxide on shoot extension in rice

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Kusuma, Fajar Sadewa Hadi, Very Dermawan, and Riyanto Haribowo. "Perencanaan Sistem Jaringan Pipa untuk Distribusi Air Bersih dengan WaterCAD di Perumahan Citra Garden City Buring Hill Kota Malang." Jurnal Teknologi dan Rekayasa Sumber Daya Air 2, no. 1 (2022): 1–206. http://dx.doi.org/10.21776/ub.jtresda.2022.002.01.15.

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Perumahan Citra Garden City Buring Hill Kota Malang terletak di Jalan Puncak Buring Indah, Buring, Kedungkandang, Kota Malang. Di perumahan tersebut terdapat masalah, yaitu distribusi air yang tidak seimbang dikarenakan perumahan yang meluas. Hal ini menyebabkan kebutuhan air masih belum terpenuhi secara merata ke perumahan. Jumlah unit rumah saat ini yakni 492. Penelitian ini bertujuan untuk mengetahui debit untuk memenuhi kebutuhan air bersih yang dibutuhkan, hasil perencanaan pipa dengan program WaterCAD, hasil rencana anggaran biaya, hasil analisa ekonomi, dan harga air. Total kebutuhan ai

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Mamadiyarov, Dilshod, Shakhlokhon Dekhkanova, Dilobar Khaitboeva, and Feruza Uzokova. "Improving audition costs of agricultural products under economic modernization." BIO Web of Conferences 65 (2023): 08001. http://dx.doi.org/10.1051/bioconf/20236508001.

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General production costs are reflected in the item “Costs of production and organization of management”. This article also takes into account insurance payments for buildings, structures, machinery, equipment, inventory and other fixed assets directly used in the production of products. Insurance payments are distributed by crops and types of products in proportion to the costs of production. Insurance payments are reflected in the accounting records in the debit of the “Agriculture” account and in the credit of the “Insurance settlements” account. The article “Other expenses” reflects the exp

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Sulistiono, Waluyo. "TINJAUAN MANAJEMEN INVESTASI PADA PROYEK PLTM SITEBA IV KABUPATEN LUWU." PENA TEKNIK: Jurnal Ilmiah Ilmu-Ilmu Teknik 1, no. 1 (2016): 39. http://dx.doi.org/10.51557/pt_jiit.v1i1.55.

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Penelitian ini merupakan manajemen investasi PLTMH yang berlokasi di Desa Siteba Kecamatan Walenrang Utara kabupaten Luwu Propinsi Sulawesi Selatan. Peranan yang digunakan untuk analisis investasi adalah uji Pay Back Periode (PBP), Benefit Cost Ratio (B/C Ratio), Net Present Value (NPV), Profitability Index (PI), dan Internal Rate of Return (IRR). Sementara untuk uji tingkatpengembalian investasi digunakan uji ROI (Return of Invesment) dan MEC (Marginal Effecienci of Capital). Hasil penelitian menunjukan bahwa debit sungai makawa mampu membangkitkan daya sebesar 7500 kW. Berdasarkan perhitunga

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Luo, Yiheng, and Chenxi Jiang. "The Impact of Corporate Capital Structure on Financial Performance Based on Convolutional Neural Network." Computational Intelligence and Neuroscience 2022 (April 26, 2022): 1–7. http://dx.doi.org/10.1155/2022/5895560.

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Capital structure is an important indicator to measure the source, composition, and proportion of a company’s equity and debit capital. It is not only related to the internal operating environment of listed companies but also related to the rights and obligations of shareholders and is closely related to the company’s future development direction, decision-making bodies, and changes in governance structure. This study aims to study the impact of corporate capital structure on financial performance based on convolutional neural network. Based on the relevant theories of capital structure, by co

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Islam, Md Tariqul. "Application of Information and Communications Technology in MFIs: Evidence from Bangladesh." INTERNATIONAL JOURNAL OF MANAGEMENT SCIENCE AND BUSINESS ADMINISTRATION 8, no. 4 (2022): 37–43. http://dx.doi.org/10.18775/ijmsba.1849-5664-5419.2014.84.1004.

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This study aims to evaluate the utilization pattern of ICT services by Bangladeshi microfinance institutions (MFIs). In so doing, this exploratory study interviews the staff of 10 prominent MFIs to underscore the ICT usage pattern of the organizations. The questions focused on the usage pattern of seven aspects of digital services such as website, ATM, e-cards and mobile financial services (MFS), smartphone use, MIS, customized software for different departments, and electronic mail and file management system. The results reveal that all the organizations maintain websites and use smartphones

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Saragih, Tarimantan Sanberto, Fergie Stevi Mahaganti, An Nisa Pramasanti, et al. "Analysis of Strategy 345 as an Effort to Achieve Participation Targets in BPJS Ketenagakerjaan." Devotion : Journal of Research and Community Service 4, no. 12 (2023): 2362–70. http://dx.doi.org/10.59188/devotion.v4i12.641.

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BPJS Ketenagakerjaan has the task and function of administering Employment Social Security through 5 Employment Social Security Programs, namely Employment Injury Insurance Program (EII), Death Benefit Program (DB), Old-Age Benefit Program (OAB), Pension Benefit Program (PB), and Unemployment Insurance Program (UI). The aim of this research is to analyze 345 strategies in an effort to achieve the target of membership in BPJS Ketenagakerjaan. This study used qualitative research methods. The data collection technique in this research is a literature study obtained from Google Scholar and intern

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Cîrstolovean, I. L., M. Horneț, Ana Diana Ancas, and M. Profire. "Air Exchange Rate in Air Quality Assurance – A Case Study." Journal of Applied Engineering Sciences 8, no. 1 (2018): 13–18. http://dx.doi.org/10.2478/jaes-2018-0002.

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Abstract The goals of this paper are to estimate some parameters – indoor temperature and ventilation rate - necessary to determine the heat load demand for ventilation in the amphitheatre named ‘A TALPOSI’-Faculty of Buildings Engineering- with a number of at the most 120 occupants. The study presented in this paper is made when in the amphitheatre it is necessary to assure a comfortable temperature by a permanent functioning of the heating system. The number of air exchanges necessary in the amphitheatre in the natural ventilation process, more exactly, to assure a minimum air exchanges, is

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Zhang, Shuangqi, Guoquan Ma, Haibo Wang, et al. "Thickness Debit Effect in Creep Performance of a Ni3Al-Based Single-Crystal Superalloy with [001] Orientation." Crystals 13, no. 2 (2023): 200. http://dx.doi.org/10.3390/cryst13020200.

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With the complexity of the structure of aero-engine turbine blades, the blade wall thickness continues to decrease. It is found that when the blade wall thickness decreases to a certain extent, its mechanical properties will decline significantly. It is extremely important to study this phenomenon of a significant decline in mechanical properties caused by wall thickness. In this paper, the creep behavior of a second-generation Ni3Al-based single crystal superalloy with different wall thicknesses and [001] orientation at 980 °C/220 MPa has been studied and compared with the creep life of Φ4 ro

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Lakshmi, Papunuka, and Dr Thamilselvan R. "Customer Perception On E-Banking Services of Public and Private Sector Banks in Hyderabad Region." International Journal for Research in Applied Science and Engineering Technology 10, no. 5 (2022): 1777–87. http://dx.doi.org/10.22214/ijraset.2022.42627.

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Abstract: E-Banking is the use of electronic means in banker-customer and banker-company interactions and internal banking operations to simplify and improve banking services. "Paperless, faceless, cashless" is the recognized role and motto of the cashless economy. Various types of electronic payments are available as part of the promotion of cashless and paperless transactions and the transition of the economy to a cashless society and economy. Various types of electronic payment systems include electronic banking, debit cards, credit cards and electronic wallets. Today, almost all banks are

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Ni Luh Gede Yogi Arthani, Komang Aldi Saskara. "JAUAN KRIMINOLOGI TERHADAP KEJAHATAN SKIMMING MELALUI ATM DI POLDA BALI." Jurnal Hukum Mahasiswa 1, no. 1 (2021): 109–28. http://dx.doi.org/10.36733/jhm.v1i1.2581.

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Fenomena kriminalitas dalam internet atau cyber crime pada dasarnya merupakan suatu tindak pidana yang berkaitan dengan cyber space, baik yang menyerang fasilitas umum didalam cyber space ataupun kepemilikan pribadi.Berkaitan dengan kasus cyber crime, salah satu jenis kejahatan cyber crime dibidang perbankan yakni kejahatan skimming. Skimming merupakan aktivitas yang berkaitan dengan upaya pelaku untuk mencuri data melalui pita magnetik kartu ATM/Debit yang dilakukan secara illegal untuk mengendalikan secara penuh rekening bank milik korban serta mencuri informasi nomor PIN dan akun nasabah ba

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Henny Andriyani Wirananda and Alistraja D Silalahi. "PENCATATAN LAPORAN KEUANGAN PADA UMKM DI KECAMATAN MEDAN TEMBUNG." JURNAL AKUNTANSI AUDIT DAN PERPAJAKAN INDONESIA (JAAPI) 2, no. 1 (2021): 142–46. http://dx.doi.org/10.32696/jaapi.v2i1.740.

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Accounting is an information system that is used to convert data from transactions into financial information. At first, accounting was only in the form of records of anything that happened in the activities of a business, then accounting records developed into double-entry, namely recording with the debit side and the credit side. Accounting is used as a standard to facilitate UMKM in making financial reports that can be accounted for and understood by external and internal parties. Accounting practices should have been widely known or even practiced by UMKM. The purpose of this study is to f

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Hanifah, Pitti Nur, and Nurul Wulandari Putri. "Implementation of Creating a Ledger and Trial Balance in PT Syafa Jaya Electric." International Journal of Advanced Technology and Social Sciences 2, no. 4 (2024): 543–52. http://dx.doi.org/10.59890/ijatss.v2i4.1688.

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On moment This every company need accountancy For take notes finance on every transaction . Transactions that have been made carried out in the books later processed For made report finance company . Order in making report finance , First of all, the recording process transaction in accordance with accountancy . Then the checking process return notes accounting , If happen error so can done journal reverser or journal adjustment For repair error existing records _ done . Next making report per month based on balance sheet existing lanes , for example report made _ is report profit and loss , r

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Adato, Aklilu Assefa. "Financial Performance and Growth Trend Analysis of Furra Institute of Development Studies and Education Share Company in Sidama Region, Ethiopia." International Business & Economics Studies 4, no. 2 (2022): p67. http://dx.doi.org/10.22158/ibes.v4n2p67.

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The main objective of this study is to evaluate the financial performance and trends of Furra institute of development studies and education share company (FIDSE S.C) in the Sidama region, Ethiopia. Financial performance analysis is very important to identify whether or not the financial position of a given company is healthy or sound. In this study, secondary data was collected from audited financial statist prepared by furra institution from period 2012 to 2020 G.C, and other relevant sources. Financial reports are considered the population for this study. Eight (8) year audited financial re

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GIAMBIAGI, FABIO. "O pagamento da dívida interna." Brazilian Journal of Political Economy 15, no. 2 (1995): 231–49. http://dx.doi.org/10.1590/0101-31571995-0812.

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RESUMO Este artigo propõe uma mudança na política de dívida pública, baseada na colocação de novos títulos com vencimentos entre 1 e 30 anos. Ao modificar as condições de uma proposta semelhante apresentada por Giambiagi e Zini, mostra-se que se toda a dívida pública interna fosse transformada em uma dívida de 7 anos, paga através de um pagamento fixo mensal, com uma taxa de juros de 12% em US$ e uma cláusula para pagamento em moeda estrangeira, o superávit primário do Governo Federal necessário para o serviço da dívida pública interna e os pagamentos de juros da dívida pública externa poderia

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Grimaldi, Francesca Maria, and Pietro Capaldi. "The Effectiveness of HEVs Phase-Out by 2035 in Favor of BEVs with Respect to the Production of CO2 Emissions: The Italian Case." Energies 17, no. 4 (2024): 961. http://dx.doi.org/10.3390/en17040961.

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The EU has planned the phase-out of new vehicles based on internal combustion engines in favor of high-efficiency battery electric vehicles (BEV) by 2035 (Fit for 55 package). However, many doubts remain about the effectiveness of this choice for each country of the Union in terms of CO2 emissions reduction, as each State is characterized by a different carbon intensity related to the production of electricity needed to manufacture and recharge vehicles. This study seeks to explore the Italian case. To this aim, carbon intensities related to electricity production were calculated considering b

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ALVES, SÍLVIO RODRIGUES. "Tratamento da correção monetária dos juros da dívida interna." Brazilian Journal of Political Economy 9, no. 3 (1989): 370–85. http://dx.doi.org/10.1590/0101-31571989-1432.

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RESUMO O objetivo deste trabalho é defender o ponto de vista de que, assim como os pagamentos de amortizações não representam parte da dívida do setor público, o correção monetária da dívida e outros encargos similares não devem ser considerados como parte desse déficit. Essa afirmação deve ser ainda mais enfatizada no caso de países com altas taxas de inflação, onde os gastos com indexação monetária e outros encargos similares passaram a ter, progressivamente, maior participação no Produto Interno Bruto. Para um melhor entendimento da real situação financeira do Governo, foi feito um ajuste n

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Jaara, Osama Omar, and Abdelrahim M. Kadomi. "Factors related to the Central Bank instructions on money laundering." Journal of Money Laundering Control 20, no. 3 (2017): 274–91. http://dx.doi.org/10.1108/jmlc-07-2016-0028.

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Purpose This paper aims to investigate Jordan’s framework specifics of the anti-money laundering (AML) policy and factors related to the Central Bank instructions on money laundering. Design/methodology/approach A questionnaire has been distributed to a random data sample of 100 branch bank managers and supervisors who have a sufficient experience in this issue, and a t-test statistical technique has been used. Findings The results revealed that commercial banks of Jordan are committed to the instruction of the central bank, and they are highly qualified in all investigated measures. Practical

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RANGEL, IGNÁCIO. "Recessão, inflação e dívida interna." Brazilian Journal of Political Economy 5, no. 3 (1985): 323–44. http://dx.doi.org/10.1590/0101-31571985-3005.

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RESUMO Quando a economia está em recessão, a inflação acelera na economia brasileira. Para que os preços subam durante a recessão, as corporações, em uma economia oligopolista, reduzem a produção e aumentam os preços, ao invés de fazer o contrário, como ensinam as economias convencionais. Para superar a recessão, é preciso que os empresários aproveitem as novas oportunidades de investimento em novos setores dinâmicos da economia. No Brasil, os serviços públicos são o setor que tem mais oportunidades de crescimento. As empresas privadas, nacionais e multinacionais, que já têm capacidade ociosa

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M. Shvets, Serhii. "Internal public debt and economic growth: the case study of Ukraine." Public and Municipal Finance 6, no. 4 (2017): 23–32. http://dx.doi.org/10.21511/pmf.06(4).2017.03.

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The paper addresses an estimation of public debt-to-GDP threshold ratio in the developing economy encountered with an excessive public debt impact on macro dynamics. An active field of the study focuses on the internal public debt due to a recent tendency of external share substitution in the developing economies. Among a lot of publications dedicated to the public debt, the study object usually focuses on an array of countries using the same method to evaluate the threshold ratio. Analyzing behavior specifics concerning economy in crises and thereafter, there is a need to carry out the public

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Fijoh, Kalu, and Ikechukwu Boniface Iheaturu. "Empirical Analysis of the Effect of Public Debt on the Economic Growth of Nigeria." Economics and Business Quarterly Reviews 6, no. 1 (2023): 1–18. https://doi.org/10.31014/aior.1992.06.01.482.

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For adequate economic growth and development, a country’s savings may not equate her desired investments in goods and services. When deficit exist, a country will always bring out means to finance the deficit. Such financing in most cases is through debts from both internal external sources. The objectives of the study are to determine the effect of public debts proxied as internal debts, external debts and interest rate on economic growth proxied as gross domestic product. The study applied ex-post facto design with secondary data as instrument for data collection. Multiple regression m

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Комарова, М. А., and С. В. Языкова. "A practical basics of an implementing a cash pooling system in the corporations." Экономика и предпринимательство, no. 3(116) (May 15, 2020): 1172–75. http://dx.doi.org/10.34925/eip.2020.116.3.249.

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Существуют различные способы автоматического объединения денежных средств (кэш-пулинга), под которым понимается концентрация всех остатков на дату валютирования в одной и той же валюте. В прошлом кэш-пулы создавались на территории одной страны, но использование евро привело к неуклонному росту международного кэш-пулинга. Кэш-пулинг дает корпорации следующие преимущества: более строгий контроль над остатками денежных средств группы; лучшие процентные результаты благодаря тому, что кредитовые остатки уравновешивают дебетовые; деньги не находятся без движения на счетах дочерних фирм; возможность

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Kosowicz, Stanisław. "Zagadnienie wolności wewnętrznej w kanonistyce okresu posoborowego." Prawo Kanoniczne 32, no. 1-2 (1989): 119–26. http://dx.doi.org/10.21697/pk.1989.32.1-2.07.

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Post Vaticanum II iudices ecclesiastici maiorem attentionem in psichicam hominis aspicere coeperunt. Positivae inventiones in campo psichiatriae et variarum scholarum psychologicarum necessitatem inspiciendi in internam libertatem voluntatis humanae coegerunt. In iure canonico firme stat principium: homo iniens matrimonium verus dominus (sui ipsius) esse debet. Haec dominatio in planitia libertatis internae ostenditur, quae ad libertatem electionis obiectum consensus matrimonialis pertinet, libertatem realisationis acceptorum obligationum in actu consensus, denique plenam libertatem in electio

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GIAMBIAGI, FABIO, and ÁLVARO ANTÔNIO ZINI JR. "Renegociação da dívida interna mobiliária: uma proposta." Brazilian Journal of Political Economy 13, no. 2 (1993): 171–95. http://dx.doi.org/10.1590/0101-31571993-0713.

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RESUMO Este artigo desenvolve argumentos a favor da recomposição do prazo de vencimento da dívida pública nacional e apresenta cálculos sobre o valor do imposto exigido pelos diferentes termos de pagamento dessa dívida, assumindo que ela seja remarcada. Duas alternativas são apresentadas e avaliadas. A primeira alternativa oferece uma garantia para o principal em dívida e calcula o fluxo de juros em relação ao PIB durante o período de reembolso. A segunda alternativa baseia-se em efetuar pequenos e graduais adiantamentos para pagar a dívida antiga dentro de uma nova estrutura institucional. A

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Moroz, Ivanna. "Peculiarities of public debt management policy in the United States of America: experience for Ukraine." ScienceRise, no. 4 (August 31, 2021): 58–67. https://doi.org/10.21303/2313-8416.2021.002040.

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The object of research is the policy of public debt management of the United States of America and Ukraine. The problem solved is the low level of efficiency of the policy of public external and internal debt management of Ukraine in the context of financing economic growth. The main scientific results: based on the analysis of the policy of public debt management of the United States of America, it has been proved, that the public debt and the US budget deficit should be perceived not as a problem or threat to macroeconomic stability, but as a tool to stimulate economic growth. It is substant

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Dewaelheyns, Nico, and Cynthia Van Hulle. "Internal Capital Markets and Capital Structure: Bank Versus Internal Debt." European Financial Management 16, no. 3 (2008): 345–73. http://dx.doi.org/10.1111/j.1468-036x.2008.00457.x.

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Asubiaro, Olayinka Yetunde, and Adesegun Olayiwola Fatusi. "Differential effects of religiosity on sexual initiation among Nigerian in-school adolescents." International Journal of Adolescent Medicine and Health 26, no. 1 (2014): 93–100. http://dx.doi.org/10.1515/ijamh-2012-0118.

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Abstract Background: Sexual initiation in adolescence has significant health implications; identifying associated risk and protective factors is critical for context-specific evidence-based interventions. This study examined the influence of religiosity on sexual debut among in-school adolescents in Lagos State, Nigeria. Methods: Data was obtained from 1350 randomly selected in-school adolescents using a self-administered questionnaire. Internal and external religiosity, defined based on the extant literature, were the independent variables. The dependent variable was “ever had sex.” The assoc

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Arellano, Cristina, and Narayana Kocherlakota. "Internal debt crises and sovereign defaults." Journal of Monetary Economics 68 (December 2014): S68—S80. http://dx.doi.org/10.1016/j.jmoneco.2014.03.003.

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Jesson, Rey F. Sabado, Rose R. Tagalog Jezyl, L. Sarmiento Ellieza, and B. Gaquit Arabella. "The Effects of Government Borrowing to Investment Growth of the Country." JOURNAL OF ECONOMICS, FINANCE AND MANAGEMENT STUDIES 07, no. 02 (2024): 1273–84. https://doi.org/10.5281/zenodo.10695251.

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Government borrowing has emerged as one significant method that helps in mobilization of resources for economic growth especially in emerging economics. Most governments in developing economies resort to borrowing as a way of financing budget deficit. This paper identifies the effects of government borrowing to investment growth in the Philippines. Specifically, it presented the trend of gross domestic product, internal debt, and external debt from 1990-2020. The study used Johansen Co-integration, Granger Causality, and Vector Autoregression (VAR) models to analyze this study. Johansen’

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