Log in

Relevant bibliographies by topics / Investors Knowledge and Education / Journal articles

To see the other types of publications on this topic, follow the link: Investors Knowledge and Education.

Journal articles on the topic 'Investors Knowledge and Education'

Author: Grafiati

Published: 7 June 2025

Last updated: 2 August 2025

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the top 50 journal articles for your research on the topic 'Investors Knowledge and Education.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.

1

Kaur, Inderjit. "Mutual fund investor’s behaviour towards information search and selection criteria." Qualitative Research in Financial Markets 10, no. 4 (2018): 395–414. http://dx.doi.org/10.1108/qrfm-09-2017-0084.

Full text

Abstract:

PurposeThe fund selection process of investors in a mutual fund needs to be understood for designing better marketing strategies. Knowledge and perception about the mutual funds can affect investor’s behaviour towards information search and selection criteria during the decision process. Therefore, this study aims to examine Indian mutual fund investors under the framework of Theory of Planned Behaviour and consumer’s behaviour model.Design/methodology/approachThe data have been collected from mutual fund investors in the National Capital Region–Delhi, India, through structured questionnaire.

APA, Harvard, Vancouver, ISO, and other styles

2

Saputra, Muhammad Adlin, and Caraka Hadi. "Investor’s Learning Style and Knowledge Acquisition Dimension: The Role of ICT in Maximising Knowledge Acquisition." Journal of Accounting and Investment 24, no. 1 (2022): 25–49. http://dx.doi.org/10.18196/jai.v24i1.15243.

Full text

Abstract:

Research aims: This study investigates investor learning style in acquiring knowledge moderated by Information and Communications Technology (ICT).Design/Methodology/Approach: This study performed an online survey method, comprising 263 convergent-type and 210 assimilative-type as the final sample. The Structural Equation Model using Smart-PLS was employed to estimate the relationship of the latent variableResearch findings: The regression results revealed that convergent-type investors positively affected all knowledge acquisition dimensions due to their high experience and knowledge compared

APA, Harvard, Vancouver, ISO, and other styles

3

Dobrovolska, Olena, Ralph Sonntag, Susan Buschendorf, Elena Klimova, and Wolfgang Ortmanns. "Knowledge creation, knowledge impact and knowledge diffusion: how do they connect with higher education?" Knowledge and Performance Management 7, no. 1 (2023): 91–103. http://dx.doi.org/10.21511/kpm.07(1).2023.07.

Full text

Abstract:

Knowledge-based economy causes changes in the higher education system: university graduates must have the ability to constantly learn and improve their skills, generate and disseminate new knowledge, form and multiply the knowledge capital of business. This paper aims to investigate a pairwise interconnection between higher education indicators and sets of parameters characterizing knowledge creation, impact, and diffusion. The following higher education indicators are used: expenditure on education, tertiary enrollment, graduates in science and engineering, tertiary inbound mobility, research

APA, Harvard, Vancouver, ISO, and other styles

4

Murhadi, Werner Ria, Devina Frederica, and Deddy Marciano. "The effect of financial literacy and demographic variable on behavioral biases." Asian Economic and Financial Review 14, no. 4 (2024): 312–25. http://dx.doi.org/10.55493/5002.v14i4.5037.

Full text

Abstract:

The current research investigates the association between demographic factors, including financial knowledge and demographic characteristics like gender, occupation, age, education, and income, and investor behavior biases, including bias against overconfidence, disposition effect, and herding bias. Further enhancement of behavioural finance research is required in Indonesia. This study applied a quantitative analysis technique called structural equation modeling. Stock investors aged 17 and 40 were given questionnaires for this study. Respondent data collection was carried out by distributing

APA, Harvard, Vancouver, ISO, and other styles

5

Priyanka Jain, Vipin Kumar. "Investor’s Financial Education in Terms of Literacy and Financial Awareness Essential." Communications on Applied Nonlinear Analysis 32, no. 9s (2025): 2982–92. https://doi.org/10.52783/cana.v32.4596.

Full text

Abstract:

Investor financial education plays a crucial role in shaping an individual's financial literacy and awareness, which are essential for making informed and effective investment decisions. Financial literacy encompasses the understanding of financial concepts such as budgeting, saving, investing, and managing risks, while financial awareness involves staying updated on market trends, investment options, and the economic environment. This paper explores the significance of fostering financial literacy and awareness among investors, emphasizing how well-informed investors are better equipped to na

APA, Harvard, Vancouver, ISO, and other styles

6

Ahmad, Gatot Nazir, Ari Warokka, and Irna Puji Lestari. "FINANCIAL RISK TOLERANCE ANALYSIS OF INDONESIAN RETAIL INVESTORS." Humanities & Social Sciences Reviews 8, no. 4 (2020): 852–75. http://dx.doi.org/10.18510/hssr.2020.8484.

Full text

Abstract:

Purpose: This study aims to analyze how risk tolerance of Indonesian retail investors is based on sociodemographic characteristics and also related to the multidimensional risk Due to the different characteristics of investors turn out to become different levels of risk tolerance for each individual investor, hence considering investor's sociodemographic factors is very important in assessing risk tolerance. Methodology: This study used quantitative analysis. The random sampling was obtained from the sample cohorts, which consist of the Indonesian retail investor club. Data was collected

APA, Harvard, Vancouver, ISO, and other styles

7

Amoah, Benjamin. "Mr Ponzi with Fraud Scheme Is Knocking: Investors Who May Open." Global Business Review 19, no. 5 (2018): 1115–28. http://dx.doi.org/10.1177/0972150918788625.

Full text

Abstract:

Investors’ confidence is often abused by individuals who take advantage of investors on the financial market through fraudulent investment schemes. This article analyses factors that expose investors to Ponzi schemes. This study adopts a logistic regression model to assess the chances of investors falling prey to fraudulent investment schemes. This relationship is hypothesized as a function of affinity and trust, risk appetite, investment knowledge, understanding of Ponzi scheme, awareness of failed investment company, and demographic factors. The article reveals that affinity and trust, inves

APA, Harvard, Vancouver, ISO, and other styles

8

Srishty, Agarwal, and Chandra Babu T. Ramesh. "A Study on the Factors Influencing Investors Decision in the Indian Stock Market: A Case Analysis." RESEARCH REVIEW International Journal of Multidisciplinary 4, no. 3 (2019): 178–81. https://doi.org/10.5281/zenodo.2596453.

Full text

Abstract:

An investor plays a very important role in the stock market because of the huge mobilization of savings in the nation. Stock market can never undermine the behavior of the investors. An effective investment decision is affected by various factors like demographical, behavioral and investment related. A thorough analysis is carried out to understand the magnitude of the impact of these factors on the individual investor. The analysis of the study through chi square reveals that investors are influenced by overconfidence, herding, mood, age, education and income level. However, factors like emot

APA, Harvard, Vancouver, ISO, and other styles

9

Vieira, Flávia Mônaco, Vanessa Martins Pires, Luis Carlos Schneider, and Guilherme Costa Wiedenhöft. "Women and the capital market: study on the profile of brazilian female investors." Revista de Administração da UFSM 18, no. 1 (2025): e9. https://doi.org/10.5902/1983465989670.

Full text

Abstract:

Purpose: The growing participation of women in the Brazilian capital market contrasts with the limited knowledge about the profile of these investors. To fill this gap, this study aims to understand the profile of Brazilian female investors, analyzing factors that influence their investment decisions, such as education, age, social class, family background and geographic region. Methodology: To test the research hypotheses, a quantitative approach was used with the aid of the Sider® tool and libraries in Python, NumPy for numerical operations, SciPy for statistical tests such as Chi-square, St

APA, Harvard, Vancouver, ISO, and other styles

10

Badriatin, Tine, and R. Lucky Radi Rinandiyana. "New Investor Class Program Sebagai Sarana Literasi dan Inklusi Pasar Modal." Aksiologiya: Jurnal Pengabdian Kepada Masyarakat 4, no. 1 (2019): 100. http://dx.doi.org/10.30651/aks.v4i1.3382.

Full text

Abstract:

ABSTRAK Adanya ketertarikan dari akademisi dan masyarakat untuk menjadi investor pasar modal di Bursa Efek Indonesia, namun tanpa dukungan dan pengetahuan tentang apa dan bagaimana cara berinvestasi di pasar modal. Hal ini menjadikan latar belakang pengabdian pada masyarakat untuk edukasi literasi dan inklusi pasar modal.Maka dari itu untuk mendukung hal tersebut diadakan program NICP (New Investor Class Program) yang diselenggarakan oleh PT. Reliance Sekuritas Indonesia, Tbk melalui GIBEI-FE UNSIL-RELI.Program ini bertujuan untuk mengedukasi secara menyeluruh mengenai literasi dan inklusi pas

APA, Harvard, Vancouver, ISO, and other styles

11

Schwegler, Stefan, and Suzette Viviers. "Derivatives in South Africa – an empirical investigation." Risk Governance and Control: Financial Markets and Institutions 1, no. 1 (2011): 68–84. http://dx.doi.org/10.22495/rgcv1i1art5.

Full text

Abstract:

This paper, which is the second of a two-part series, presents the empirical findings of testing a number of variables influencing investors’ decisions to use derivatives in their portfolios. Five variables were deemed very important by a sample of 21 experts in the financial services industry in South Africa. These were: the level of information available (including the transparency of price determination); investor’s knowledge of different derivative instruments; investor’s level of risk tolerance; the level of liquidity in the market; and investor’s knowledge of and familiarity with financi

APA, Harvard, Vancouver, ISO, and other styles

12

Wang, Yan. "A Comparative Study of the Investment Behavior of Financial Asset Investors." Highlights in Business, Economics and Management 15 (June 28, 2023): 296–301. http://dx.doi.org/10.54097/hbem.v15i.9460.

Full text

Abstract:

In China's capital market, investors can be divided into two categories: individual investors and institutional investors. Different from foreign capital markets, in China's capital market, individual investors account for a relatively high proportion of investors, China's market is basically dominated by individual investors, retail characteristics are obvious. Due to the short establishment of China's capital market, it is not a completely effective market, the entry threshold is low, the education of investors is not perfect, the investment literacy and investment knowledge accumulation of

APA, Harvard, Vancouver, ISO, and other styles

13

Zainul, Zaida Rizqi, and Irma Suryani. "GENDER DIFFERENCES IN RISK TOLERANCE, HERDING BEHAVIOR AND OVERCONFIDENCE AMONG STOCK INVESTORS IN ACEH." Jurnal Bisnis dan Manajemen 23, no. 2 (2023): 151–61. http://dx.doi.org/10.24198/jbm.v23i2.2033.

Full text

Abstract:

ehavioural Finance is starting to be interesting to study because it plays a role in making a person's decision to invest. Investors do not only use estimates of the prospects for investment instruments, but psychological factors also determine investment decisions. The purpose of this study was to determine the extent to which there are gender differences in risk tolerance, overconfidence and investment behavior among stock investors in Aceh. The data used in this research is primary data. Data collection techniques through questionnaires. The population in this study are investors who are do

APA, Harvard, Vancouver, ISO, and other styles

14

Hayat, Mohsina. "CRITICAL ANALYSIS OF INVESTOR EDUCATION PROGRAMS IN INDIA'S CAPITAL MARKET: FOCUS ON SEBI." Jurnal Ilmu Ekonomi dan Pembangunan 24, no. 1 (2024): 23. http://dx.doi.org/10.20961/jiep.v24i1.80116.

Full text

Abstract:

The study aims to assess the effectiveness of these programs in enhancing investor awareness, confidence, and participation in the capital market. Utilizing a mixed-methods approach, including surveys, interviews, and analysis of secondary data, the research evaluates the strategies employed by SEBI, examines regulatory challenges, and measures the impact of these programs on investor behavior. The findings indicate that SEBI's initiatives have significantly improved investor knowledge and engagement, but there remain gaps in reaching rural and less-educated segments. The study also identifies

APA, Harvard, Vancouver, ISO, and other styles

15

Bhavani, Ganga, and Khyati Shetty Dutta. "Impact of Demographics and Perceptions of Investors on Investment Avenues." Accounting and Finance Research 6, no. 2 (2017): 198. http://dx.doi.org/10.5430/afr.v6n2p198.

Full text

Abstract:

The primary purpose of this study is to investigate how investment choice gets affected by the demographics and perceptions of the investor. Investor’s behavior is influenced by many factors at the time of investment decision making. Demographic profile and perceptions play an important role to select a particular choice of investment. This paper helps to enhance the knowledge on different investment avenues like bank deposits, life insurance policies, mutual funds and equity which in turn will be highly useful to the financial advisors as it will help them advise their clients regarding these

APA, Harvard, Vancouver, ISO, and other styles

16

R Shaji, Aadithya. "A Study of Relationship between Financial Literacy and Cryptocurrency Investment Decision." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 04 (2025): 1–9. https://doi.org/10.55041/ijsrem45097.

Full text

Abstract:

In the modern financial landscape, cryptocurrency investments have gained substantial traction among both seasoned and novice investors. However, given the complexity, volatility, and risk associated with digital currencies, financial literacy plays a fundamental role in shaping an individual’s investment decisions. This study explores the intricate relationship between financial literacy and cryptocurrency investment behavior, analyzing how knowledge of financial principles influences an investor’s ability to assess risk, formulate strategies, and make informed decisions in the highly specula

APA, Harvard, Vancouver, ISO, and other styles

17

Ghosh, Sutap Kumar. "Demographic Aspects and Investors’ Decision Making Process: A Study." Journal of Asian Business Strategy 12, no. 2 (2022): 150–62. http://dx.doi.org/10.55493/5006.v12i2.4684.

Full text

Abstract:

By illustrating the demographic composition of individual investors in the DSE of Bangladesh, examining the relationship between demographic factors and investment amount, exploring the relationship between demographic factors and investors' investment periods, highlighting the relationship between demographic factors and investors' emotional state, identifying the relationship between demographic factors and the impact of internal feeling on investors’ investment decision and establishing the relationship between demographic factors and investors’ correct investment decision-making, the curre

APA, Harvard, Vancouver, ISO, and other styles

18

Knight, Jane. "Financing Education Hubs: Who Invests?" International Higher Education, no. 79 (January 1, 2015): 4–5. http://dx.doi.org/10.6017/ihe.2015.79.5836.

Full text

Abstract:

International Education Hubs require major investments to attract and retain local and international higher education institutions, training organizations, students, research and development centres, and knowledge industries. This article examines the role of public and private financing from local and foreign investors in establishing countries such as Qatar, United Arab Emirates and Malaysia as education hubs.

APA, Harvard, Vancouver, ISO, and other styles

19

Upadhyay, Raghvendra. "“A Study on Individual Perception & Consumer Behaviour on SBI Mutual Fund”." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 06 (2025): 1–9. https://doi.org/10.55041/ijsrem50609.

Full text

Abstract:

ABSTRACT The purpose of this study, "A Study on Individual Perception & Consumer Behaviour on SBI Mutual Fund, Nagpur," is to investigate how investors see and use SBI mutual funds. It seeks to ascertain the factors that impact their choices, the difficulties they encounter, and their level of mutual fund option awareness. The study, which is based on a survey of 100 investors, finds that although many people are aware of the advantages of mutual funds—such as increased returns, diversification, and professional management—a sizable portion are hesitant to invest because they lack the nece

APA, Harvard, Vancouver, ISO, and other styles

20

Jonathan, Reynard, and Sumani Sumani. "Millennial Investment Decision Analysis." Business and Entrepreneurial Review 21, no. 2 (2021): 279–96. http://dx.doi.org/10.25105/ber.v21i2.10409.

Full text

Abstract:

In managing finances, each aims to be able to generate income for himself. Investment is one of the individual decisions to increase the assets owned by allocating a certain amount of funds, time, and assets that are considered to generate returns. Millennial investors are the government's main target through financial literacy education that the Financial Services Authority has promoted in encouraging an increase in stock investment by the public. However, many factors influence investors to invest, including the environment and the investor's personal experience. The purpose of this study is

APA, Harvard, Vancouver, ISO, and other styles

21

Arthi Pentkar and P. Rajmohan. "Exploring the factors effecting Financial Well-Being of Investors in Hyderabad." Metallurgical and Materials Engineering 31, no. 4 (2025): 72–75. https://doi.org/10.63278/1398.

Full text

Abstract:

Introduction: Financial Well being, an individual stability in achieving his financial goals meeting unexpected needs , managing day to day financial activities , securing for future needs and gaining financial confidence. Objectives: This study aims to understand the factors influencing the financial well-being of investor and financial well-being of investor. Methods: Using Descriptive Statistics, Chi-Square Tests, and Regression Analysis, the research evaluates data from a sample of 100 respondents to understand the relationship between Factors influencing financial well being and financial

APA, Harvard, Vancouver, ISO, and other styles

22

Banaszek, Marcin. "Behavioral biases of investors on the Warsaw Stock Exchange – an analysis of the impact of demographics and investment experience." Scientific Papers of Silesian University of Technology. Organization and Management Series 2025, no. 218 (2025): 9–38. https://doi.org/10.29119/1641-3466.2025.218.1.

Full text

Abstract:

Purpose: The aim of the study was to identify the most common behavioral errors made by investors on the Warsaw Stock Exchange and to understand how demographic factors and investment experience influence the occurrence of these errors. This could contribute to better tailoring of investment strategies and financial education for investors. Design/methodology/approach: The theoretical part of the study draws on a critical literature review, whereas the empirical one employs a diagnostic survey based on a questionnaire as a research tool. To analyse the data, descriptive statistics were obtaine

APA, Harvard, Vancouver, ISO, and other styles

23

Tyagi, Ekta, and Dr Gaurab Kumar Sharma. "Investors Preferences and Awareness towards Various Investment Avenues in Delhi-The Capital City of India." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 07 (2024): 1–14. http://dx.doi.org/10.55041/ijsrem36849.

Full text

Abstract:

This research explores into investors’ investment preferences and awareness levels in Delhi- the capital city of India. Exploring a dynamic marketplace brimmed with traditional and contemporary avenues, this study sheds light on the following: This study identifies the most popular investment options among Delhiites and considering factors such as risk appetite and financial literacy and income levels. It analyzes whether traditional instrument’s such as bank deposits & real estate prevail or whether modern instrument’s such as mutual funds and the stock market are gaining popularity. This

APA, Harvard, Vancouver, ISO, and other styles

24

Awais, Muhammad, Ribbat Khan, and Arslan Muhammad. "The Media's Role in Fostering Knowledge of Financial Management: A Case of Pakistan." Journal of Workplace Behavior 4, no. 1 (2023): 51–67. http://dx.doi.org/10.70580/jwb.04.01.0172.

Full text

Abstract:

This study investigates how behavioural biases affect how individual investors make investing decisions. Drawing upon the discipline of behavioral finance, which integrates psychological insights into financial decision-making, we investigate the presence and effects of various biases on investment behavior. The study aims to contribute to understand the factors thoroughly that shape individuals' investment choices and their subsequent financial outcomes. Using a mixed-methods approach, including surveys and interviews, we explore the prevalence and magnitude of biases for instance loss aversi

APA, Harvard, Vancouver, ISO, and other styles

25

Sumathy, Dr M., and Akshaya S. Das. "A Study on Mutual Fund Investors' Awareness." Journal of Corporate Finance Management and Banking System, no. 22 (March 16, 2022): 22–28. http://dx.doi.org/10.55529/jcfmbs.22.22.28.

Full text

Abstract:

Research looking into people's knowledge and comprehension of mutual funds, which are investment vehicles that pool money from multiple participants to buy a diverse portfolio of securities, can be termed a mutual fund awareness study. In order to determine people's acquaintance with mutual funds, their investment habits, and their opinions towards various types of funds, the study may comprise surveys or interviews with a representative sample of the public. The study may also look into the variables like income, education, age, and risk tolerance that affect people's decisions to invest in m

APA, Harvard, Vancouver, ISO, and other styles

26

Bhandari, Dilli Ram, and Dhruba Prasad Subedi. "Determinants of Investment Decisions of Mutual Fund in Nepal." Researcher CAB: A Journal for Research and Development 3, no. 1 (2024): 76–95. http://dx.doi.org/10.3126/rcab.v3i1.68423.

Full text

Abstract:

Mutual funds in Nepal are financial vehicles that pool money from multiple investors to invest in diversified portfolios of securities, managed by professional fund managers. They play a crucial role in mobilizing savings and providing access to diversified investment opportunities for Nepalese investors. This study examines the factors influencing investment decisions in mutual funds in Nepal, focusing particularly on financial literacy, risk perception, investment behavior, and peer group influence. To achieve the stated objective, data were collected from the primary source using a structur

APA, Harvard, Vancouver, ISO, and other styles

27

Poonam Sharma and Navdeep Kaur. "Investment Attitude of Working Women: A Study of Education Sector in Punjab." Journal of Technology Management for Growing Economies 10, no. 2 (2019): 81–87. http://dx.doi.org/10.15415/jtmge.2019.102007.

Full text

Abstract:

Investment is important for improving productivity and increasing the competitiveness of an economy. The present paper is an attempt to explore the factors influencing the investment attitude of women working in the education sector in the Punjab State in India. Even though, general profile of women investors is changing in tune with time, but they are insulating in various spheres of investment such as awareness and preference of investment. Today, the role of women has changed from “Savers to Investors”. Factor Analytical results revealed that women investors prefer to invest in risk free se

APA, Harvard, Vancouver, ISO, and other styles

28

Firdaus, Aditya Reza, and Dana Indra Sensuse. "Training Need Analysis For Developing People: A Case Study of Market Development Division in PT XYZ." International Journal of Artificial Intelligence Research 8, no. 1 (2024): 108. http://dx.doi.org/10.29099/ijair.v8i1.1183.

Full text

Abstract:

The impact of Industry 4.0 on the Indonesian stock market, with a special focus on PT XYZ. PT XYZ has experienced a significant surge in individual investors, particularly from the younger generation, who are technologically savvy and prefer the stock exchange as an investment method. This paper discusses the critical role of the Market Development Division at PT XYZ in meeting the educational needs of prospective investors and companies planning to list. One significant challenge identified is the knowledge gap within PT XYZ, especially between employees with varying levels of experience, and

APA, Harvard, Vancouver, ISO, and other styles

29

Mohan Prasad Sapkota and Shiva Bhandari. "Cognitive bias and stock investment decisions among the individual investors." Journal of Business and Social Sciences 4, no. 1 (2022): 61–73. http://dx.doi.org/10.3126/jbss.v4i1.71135.

Full text

Abstract:

Decision-making is a complex activity and cannot be made in a vacuum. Human behavior is the fundamental concern for stock investment decisions of the individual investors. This study sought to establish the cognitive biases which influence the individual investors’ stock investment decisions. Descriptive cum causal-comparative research design was employed. A sample of 385 individual investors was used among the stock investors in Chitwan district. Final usable responses were collected from 273 individual investors via 5-point Likert-type self-administered closed-end structured questionnaires.

APA, Harvard, Vancouver, ISO, and other styles

30

Trisno, Brian, and Vidayana. "Understanding herding behavior among Indonesian stock market investors." E3S Web of Conferences 426 (2023): 01088. http://dx.doi.org/10.1051/e3sconf/202342601088.

Full text

Abstract:

This paper examined the factors that affect investor herd behavior. Herd behavior bias is a well- known phenomenon in financial markets in which individuals blindly follow the investing decisions of others without understanding the fundamental principles of investment. While extensive research has explored herd behavior in financial markets, there remains a significant research gap in understanding herding behavior at the level of individual investors. Previous studies have primarily focused on herding behavior within market contexts, neglecting the examination of specific factors that influen

APA, Harvard, Vancouver, ISO, and other styles

31

Legenzova, Renata, and Gintarė Leckė. "Exploring Lithuanian Real Estate Crowdfunding Investors’ Rationality." Management of Organizations: Systematic Research 87, no. 1 (2022): 83–102. http://dx.doi.org/10.2478/mosr-2022-0005.

Full text

Abstract:

Abstract The research aims to assess how rational investors are in making real estate crowdfunding investment decisions and weather similar rationality investors share common individual-level characteristics. The research data was collected through an online survey and investors’ rationality was assessed according to risk & return and behavioral biases criteria. Results revealed that 18% of the respondents were rational and as much as 78.1% of them demonstrated bounded rationality behavior. Further clustering of bounded rationality investors identified three distinct clusters and suggested

APA, Harvard, Vancouver, ISO, and other styles

32

Veenashree, Veenashree, and Dr shreevamshi. "Financial Investment Awareness of Aditya Birla Mutual Funds." International Scientific Journal of Engineering and Management 04, no. 07 (2025): 1–9. https://doi.org/10.55041/isjem04776.

Full text

Abstract:

In today’s rapidly evolving financial environment, investment awareness has become essential for effective personal financial planning. With increasing income levels, urbanization, and access to financial services, the need for individuals to make informed investment decisions is greater than ever. Mutual funds have emerged as one of the most accessible and professionally managed investment options for retail investors in India. They offer diversification, flexibility, and transparency, which appeal to a broad segment of the population. Despite the growth in the mutual fund industry, awareness

APA, Harvard, Vancouver, ISO, and other styles

33

Preez, Michael du, and SJ Ferreira-Schenk. "Demographic and Sociocultural Determinants of Financial Literacy in South Africa." International Journal of Economics and Financial Issues 14, no. 2 (2024): 111–19. http://dx.doi.org/10.32479/ijefi.15441.

Full text

Abstract:

Financial literacy is rapidly becoming more important as financial markets continue to evolve and new and more complex financial products are introduced. This study investigates the relationship between demographic and sociocultural variables and the level of financial literacy of individual investors in South Africa. This study is significant as it provides policymakers with target areas to provide incentives towards financial education programmes. Secondary data were obtained from a private domain where a private investment company collected primary data using an electronic quantitative surv

APA, Harvard, Vancouver, ISO, and other styles

34

Kaur, Jaspreet. "Investors’ probable solutions to their problems: a study of Punjab." International Journal of Law and Management 60, no. 2 (2018): 355–72. http://dx.doi.org/10.1108/ijlma-11-2016-0138.

Full text

Abstract:

Purpose Small and ignorant investors have had very unpleasant experiences in the stock market. They should be alert and have proper knowledge and understanding of the various problems that can arise in their dealings and how these can be resolved. This paper aims to analyse the investors’ probable solutions to their investment-related problems by using descriptives and factor analysis technique. Only Securities and Exchange Board of India (SEBI) can ensure a free and fair market and take India into league of major global capital markets in the next round of reforms. Design/methodology/approach

APA, Harvard, Vancouver, ISO, and other styles

35

Prima Yudhistira, Aditiya Pratama Daryana, and Vina Gabriella Saragih. "Pengaruh Keputusan Investasi Saham pada Komunitas Investor Saham Pemula di Kota Medan." JUMBIWIRA : Jurnal Manajemen Bisnis Kewirausahaan 4, no. 1 (2025): 313–22. https://doi.org/10.56910/jumbiwira.v4i1.2538.

Full text

Abstract:

This study investigates the influence of financial literacy, risk perception, and herding behavior on investment decisions Komunitas Saham Pemula in Medan City. As retail investors increasingly participate in the Indonesian capital market, understanding the behavioral factors that shape their decision-making becomes essential. Using a quantitative correlational approach, data were collected from 50 beginner investors selected through purposive sampling and analyzed using multiple linear regression. The findings indicate that financial literacy has a significant positive effect on investment de

APA, Harvard, Vancouver, ISO, and other styles

36

Mat Noor, Noorsidi Aizuddin, Chow Zi Xuan, Sharon Chin Hin Yi, et al. "Exploring Real Estate Crowdfunding as an Alternative Financing Option for Property Investment." International Journal of Research and Innovation in Social Science IX, no. V (2025): 2815–24. https://doi.org/10.47772/ijriss.2025.905000218.

Full text

Abstract:

This paper examines real estate crowdfunding (RECF) as an alternative financing mechanism and discusses its revolutionary potential, particularly in Malaysia, where traditional finance sources pose limits for small-scale investors and developers. The paper elucidates the role of the RECF in democratising property investment, particularly in the context of Malaysia, a forerunner in equity crowdfunding regulatory initiatives. The article employs a qualitative methodology to examine regulatory frameworks, platform operations, and investor activity, aiming to explore the broader ecosystem in great

APA, Harvard, Vancouver, ISO, and other styles

37

Madhavedi, Dr Sudhakar, P. Sudhaker, Malika Apku, and Balla Srikanth. "AN OVERVIEW OF MUTUAL FUNDSAND INVESTORS' UNDERSTANDING IN RURAL AND URBAN PEOPLE INVESTMENT BEHAVIOUR AND PREFERCNCE." Turkish Journal of Computer and Mathematics Education (TURCOMAT) 11, no. 3 (2020): 2672–81. http://dx.doi.org/10.61841/turcomat.v11i3.14486.

Full text

Abstract:

India is experiencing a phase of savings and investment, especially with the growth spurt in its working class. The Indian mutual fund industry is growing rapidly and this is reflected in the increase in Assets under management of various fund houses. This research paper focused on number of factors that highlights investors’ behaviour towards mutual funds and preferences of investors. The impact of various demographic and behavioural factors on investors has been studied.Design/Methodology/Approach: The study is empirical and analytical based on survey approach. It is primary data based study

APA, Harvard, Vancouver, ISO, and other styles

38

Musa, Muhammad Ichwan, Annisa Paramaswary Aslam, Nurul Fadilah Aswar, Khaidir Syahrul, and Jalaluddin Mannagalli Parawansa. "A Financial Playbook for Making Investment Decisions." Media Ekonomi dan Manajemen 39, no. 1 (2024): 115. http://dx.doi.org/10.56444/mem.v39i1.4446.

Full text

Abstract:

This study examines the influence of gender, age, education, living area and marital status as socio-demographic indicators and financial literacy toward investment decisions. The research was conducted in South Sulawesi, Indonesia with 167 respondents. The sample used was purposive sampling, with the specific criteria for the level of Indonesian wealth. Quantitative methods and a problem-solving approach were used. We found that gender has a negative and significant effect, education, living area, and marital status positively and significantly affect investment decisions. Women tend to prefe

APA, Harvard, Vancouver, ISO, and other styles

39

Ramdani, Muhammad, Septiana Eka Pratiwi, Muhammad Tezar Hairullah, Tita Putri Cahaya, and Nurfadliyah Nurfadliyah. "Evaluating Capital Market Education to Enhance Investment Interest and Financial Inclusion: A Mixed Methods Aproach." Ratio : Reviu Akuntansi Kontemporer Indonesia 5, no. 1 (2024): 125. https://doi.org/10.30595/ratio.v5i1.20298.

Full text

Abstract:

The year 2020 witnessed a resurgence of domestic retail investors in the Indonesian Capital Market, fueled by the COVID-19 pandemic. The national trend in stock investor growth shows a significant increase, whereas at Investment Gallery at the University of Technology Sumbawa, there has been a declining trend in percentage terms. The prevalence of fraudulent investment schemes, such as the Financial FEC, claiming 80,000 victims, underscores the pivotal role of the Investment Gallery at the University of Technology Sumbawa in the Sumbawa Regency The research aims to: 1) Identify the characteris

APA, Harvard, Vancouver, ISO, and other styles

40

Friska, Yuliana, Ani Kusumaningsih, Moh Thoyib Safi’i, and Angga Hidayat. "Sisi Gelap Investasi: Menghindari Kebangkutan Pada Investasi dan Pembayaran Kekinian." Jurnal Pengabdian Masyarakat Dharma Andalas 1, no. 1 (2022): 84–93. http://dx.doi.org/10.47233/jpmda.v1i1.540.

Full text

Abstract:

The rise of various investment and payment offers loaded with the lure of high returns is undoubtedly very attractive to investors. However, recently there have been many incidents related to investment and payment. Due to the risk of investment and payments that cause investors to be deceived or bankrupt (due to a lack of understanding about suitable investments), it is necessary to socialize and enlighten investors, especially those new to the investment world. With this background, a webinar, “The Dark Shadows of Investment and Payments,” was organized to socialize and provide potential inv

APA, Harvard, Vancouver, ISO, and other styles

41

Tavoletti, Ernesto. "Matching Higher Education with the Labour Market in the Knowledge Economy." Industry and Higher Education 24, no. 5 (2010): 361–75. http://dx.doi.org/10.5367/ihe.2010.0007.

Full text

Abstract:

It is argued that in the knowledge economy and in the context of the current restrictions on public finance, matching the output of higher education with the needs of the labour market is not simply one of many key issues for policy makers addressing the sustainability of higher education: it is ‘the’ issue. As the sources of funding for universities are almost entirely domestic and, in most countries, primarily governmental, politicians are expected to ensure that increasing public investment in higher education is justified in terms of the benefits accruing to the domestic workforce and inve

APA, Harvard, Vancouver, ISO, and other styles

42

Sumathisri, B. "Investors’ Preference towards Life Insurance Corporation of India." Asian Journal of Social Science Studies 2, no. 3 (2017): 1. http://dx.doi.org/10.20849/ajsss.v2i3.174.

Full text

Abstract:

Investments are both important and useful in the context of present day conditions of the economy. It is a common saying “One paisa saved is one paisa earned”. Life is a roller coaster ride and is full of twists and turns. Insurance policies are to safeguard against the uncertainties of life. The insurance principle comes to be more and more used and useful in modern affairs. Not only does it serve the ends of individuals, or groups, it tends to pervade and to transform modern social order, too. At this juncture, the extent to which Life Insurance goes to attract the investors has been underta

APA, Harvard, Vancouver, ISO, and other styles

43

DUPUY, PHILIPPE. "Finance literacy and sustainable finance literacy." Bankers, Markets & Investors 178, no. 3 (2024): 0031. https://doi.org/10.54695/bmi.178.0031.

Full text

Abstract:

Financial literacy is highly heterogeneous across the population, depending on school education, family influence, gender and age. However, many tests highlight the low level of basic financial skills in the general population, particularly among young people. Yet financial knowledge and confidence in that knowledge have a direct impact on investors’ choices and ultimate wealth, particularly when concepts such as risk are poorly understood. Beyond, traditional financial literacy is not enough to guarantee a sustainable financial culture. This also requires an understanding of environmental, so

APA, Harvard, Vancouver, ISO, and other styles

44

Hayrapetyan, Davit, and Arevik Heboyan. "Idiosyncrasies of biased investment choices in a culturally diverse context." Edelweiss Applied Science and Technology 9, no. 2 (2025): 8–15. https://doi.org/10.55214/25768484.v9i2.4408.

Full text

Abstract:

The purpose of this study is to determine the impact of personal and cognitive factors, decision making stylistic differences on investment decision making in various cultural settings, and their connections with cognitive biases and heuristics. A complex combination of psychological tests, financial tasks and self-assessment surveys was conducted among one hundred investors in the USA and seventeen investors Armenia to identify links between personality types and psychological characteristics of trading decision-making in multi-cultural study. This allowed us to visualize connections between

APA, Harvard, Vancouver, ISO, and other styles

45

Yanuarti Loebiantoro, Ika, Eaw Hooi Cheng, and Nursyamilah Annuar. "Smart investing: Unveiling key drivers of strategic investment for investors in the Indonesia Stock Exchange." Investment Management and Financial Innovations 21, no. 4 (2024): 156–69. http://dx.doi.org/10.21511/imfi.21(4).2024.13.

Full text

Abstract:

To achieve the optimal investment decision, people should have better financial literacy. A better understanding of stock investment can be obtained through having experience investing in the stock market. Besides experience, influences from financial socialization agents such as family, friends, education, and media will improve financial knowledge. Hence, it will determine investments wisely. The aim of this study is to determine the degree to which financial experience, family, peers, formal education, media, and financial literacy have direct on impact investment decisions and furthermore

APA, Harvard, Vancouver, ISO, and other styles

46

Aparna Ger. "Investors Personality Traits and Mutual Fund Investment Decisions: A Regression Analysis of Risk Tolerance and Investment Choices." Journal of Information Systems Engineering and Management 10, no. 10s (2025): 05–22. https://doi.org/10.52783/jisem.v10i10s.1336.

Full text

Abstract:

This research examines the factors influencing High-Risk Fund Investment (HRFI) and Low-Risk Fund Investment (LRFI) among individual investors. Through regression analysis on a comprehensive dataset, the study reveals significant relationships between various psychological, educational, and demographic factors and investment behaviour. The findings highlight the importance of age and investment knowledge in promoting risk-taking tendencies, while conservative traits and risk perception significantly impact low-risk investment choices. The robust R-squared values obtained from the regression mo

APA, Harvard, Vancouver, ISO, and other styles

47

Dash, Pratichi, and Susanta Kumar Mishra. "Exploring the Role of Financial Knowledge on Women’s Investment Behavior in the Post-Pandemic Era: Evidence from Odisha." International Research Journal of Multidisciplinary Scope 06, no. 02 (2025): 738–50. https://doi.org/10.47857/irjms.2025.v06i02.03374.

Full text

Abstract:

Empowering women with the knowledge to manage and grow their wealth can have far-reaching effects, not just for personal financial health but for societal equity and economic growth. Financial education may increase women’s confidence in managing investments, reducing historical gender gaps in investment participation. This study aims to examine the factors affecting women’s investment behavior and the effect of financial knowledge on it in a postpandemic context. The study concentrates on 560 women investors from different regions of Odisha engaged in various private sectors such as education

APA, Harvard, Vancouver, ISO, and other styles

48

Ntwale, Stanslaus Lucas, Nyanjige Mayala, and Dr Amembah A. Lamu Amos. "Investment Knowledge Effects Share Ownership Among Civil Servants in Moshi Municipal Council, Tanzania." Indian Journal of Management and Language 4, no. 2 (2024): 34–42. https://doi.org/10.54105/ijml.b2058.04021024.

Full text

Abstract:

This study investigated on how investment knowledge and education affects share ownership among civil servants in Moshi Municipal Council, Tanzania. The study was grounded by Social Exchange Theory, which suggested that people are more likely to invest when they believe that the benefits of ownership outweigh the risks and costs associated with ownership. This study used mixed approach to collect and analyze data both qualitative and quantitative within the same research project. Concurrent Design was used to provide a comprehensive understanding of the topic of study by triangulation data obt

APA, Harvard, Vancouver, ISO, and other styles

49

Stanslaus, Lucas Ntwale. "Investment Knowledge Effects Share Ownership Among Civil Servants in Moshi Municipal Council, Tanzania." Indian Journal of Management and Language (IJML) 4, no. 2 (2024): 34–42. https://doi.org/10.54105/ijml.B2058.04021024.

Full text

Abstract:

<strong>Abstract:</strong> This study investigated on how investment knowledge and education affects share ownership among civil servants in Moshi Municipal Council, Tanzania. The study was grounded by Social Exchange Theory, which suggested that people are more likely to invest when they believe that the benefits of ownership outweigh the risks and costs associated with ownership. This study used mixed approach to collect and analyze data both qualitative and quantitative within the same research project. Concurrent Design was used to provide a comprehensive understanding of the topic of stud

APA, Harvard, Vancouver, ISO, and other styles

50

Halder, Papi, and Ram Milan. "“Measuring Financial Capabilities of Individual Investors: A Systematic Review”." International Journal of Business and Quality Research 3, no. 02 (2025): 15–34. https://doi.org/10.63922/ijbqr.v3i02.1691.

Full text

Abstract:

Financial capabilities are crucial for individual investors when making optimal selections. Due to the significance of financial capabilities and the lack of thorough summaries in recent study on this subject, this paper tries to analyze the measurements of financial capability, contemporary developments in research methods, and theoretical viewpoint from the social perspective. In this regard, we conducted a systematic review by selecting 55 papers published between 2007 and 2025 from the Scopus database. Our study found that financial capability is a multifaceted notion and can be measured i

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!