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Journal articles on the topic 'Islamic banking system'

Author: Grafiati

Published: 28 May 2022

Last updated: 31 July 2025

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1

Upasana, Dhanda, and Sehrawat Monika. "ISLAMIC BANKING IN INDIA: AN ALTERNATIVE BANKING SYSTEM." International Journal of Research – Granthaalayah 3, no. 12 (2017): 171–80. https://doi.org/10.5281/zenodo.848969.

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The Banking system in India and all over the world is based on the interest system. Interest bearing money is almost like the law of nature where money generates money. However, an alternative banking system called Islamic banking which prohibits charging of interest and is based on profit/loss sharing system became popular in many countries. Global Islamic banking assets attained compounded annual growth rate (CAGR) of around 17% from 2009 to 2013 according to the World Islamic Banking Competitiveness Report 2014-2015. The Indian Banking system has undergone many changes in the recent past wi

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2

Noor, Mohammad Ayaan, and Dr Chaya Bagrecha. "Islamic Banking: An Approach towards Alternative Banking System in India." International Journal of Research Publication and Reviews 5, no. 4 (2024): 6090–96. http://dx.doi.org/10.55248/gengpi.5.0424.1077.

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3

Kholid, Kholid, and Saed M. Adam. "ISLAMIC BANKING." Al-Thiqah : Jurnal Ilmu Keislaman 8, no. 1 (2025): 435. https://doi.org/10.56594/althiqah.v8i1.352.

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Islamic banking, based on Sharia principles, aims to establish a fair and ethical financial system by prohibiting riba (usury), gharar (uncertainty), and maisir (gambling). This study examines the challenges of Islamic banking literacy, its implementation in financial sectors, and its alignment with Qur'anic and Hadith principles. Using a qualitative approach, the research incorporates literature reviews and case studies to evaluate financial literacy levels and identify barriers to adoption. The findings indicate that limited public knowledge and misconceptions about Islamic banking hinder it

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Kazi, Mohammed Imran. "Islamic Banking, A Potential Banking System for India." Shanlax International Journal of Arts, Science and Humanities 8, S1-Feb (2021): 196–201. http://dx.doi.org/10.34293/sijash.v8is1-feb.3952.

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Islamic banking is one of the fastest developing banking systems in the financial sector, with vast opportunities worldwide. Islamic banking operates by focussing on complete transparency, ethical investment avenues, co-operative businesses, risk sharing that attract not only the followers of Islam but people from other faiths also. Considering the growth Internationally–Islamic banking has become one of the fastest-growing segments in the International markets as well as Capital markets. With around 195 million Muslims approximately, India’s Muslim population is about the world’s third-larges

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Dhanda, Upasana, and Monika Sehrawat. "ISLAMIC BANKING IN INDIA: AN ALTERNATIVE BANKING SYSTEM." International Journal of Research -GRANTHAALAYAH 3, no. 12 (2015): 171–80. http://dx.doi.org/10.29121/granthaalayah.v3.i12.2015.2902.

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The Banking system in India and all over the world is based on the interest system. Interest bearing money is almost like the law of nature where money generates money. However, an alternative banking system called Islamic banking which prohibits charging of interest and is based on profit/loss sharing system became popular in many countries. Global Islamic banking assets attained compounded annual growth rate (CAGR) of around 17% from 2009 to 2013 according to the World Islamic Banking Competitiveness Report 2014-2015. The Indian Banking system has undergone many changes in the recent p

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6

Abou Elfetouh, Nagah. "Reading in Islamic Banking System." Journal of King Abdulaziz University-Islamic Economics 17, no. 1 (2004): 105–16. http://dx.doi.org/10.4197/islec.17-1.9.

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7

Al-Hasni, Fariz. "MURABAHAH IN ISLAMIC BANKING SYSTEM." Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah 11, no. 1 (2019): 69–88. http://dx.doi.org/10.20414/mu.v11i1.2037.

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Islamic bank products have similarities but are not the same as conventional bank products because they have a ban on usury, gharar, and maysir. Therefore, approval and financing products such as working capital and investment in the form of sale and purchase agreements in Islamic banks must be avoided. sale and purchase agreement that has been discussed by Islamic scholars of muamalah is very much Islamic. The amount can reach dozens if not reached. Even so, of these many forms, there are three types of buying and selling that have been developed as the main support in working capital and inv

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Khotib, A. Muhyiddin, and Mohamed A. Siddiqi. "How Can Islamic Banking Thrive in A Dual Banking System?" Al-Insyiroh: Jurnal Studi Keislaman 11, no. 1 (2025): 211–35. https://doi.org/10.35309/alinsyiroh.v11i1.375.

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The dual banking system in Indonesia, which allows both conventional and Islamic banking to operate side by side, raises fundamental questions about the sustainability and development of Islamic finance. This study explores the challenges and opportunities of Islamic banking in this system by analyzing the legal, regulatory, and economic frameworks that shape its growth. While Islamic banking is supported by Sharia principles, its operational flexibility is often constrained by regulations that align more closely with conventional banking structures. This paper examines the effectiveness of th

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9

Anwar, Muhammad. "Islamic Banking." American Journal of Islam and Society 20, no. 3-4 (2003): 220–23. http://dx.doi.org/10.35632/ajis.v20i3-4.1849.

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Islamic Banking is an outstanding example of collaboration among Muslim and non-Muslim scholars interested in integrating "Western-based literature with that developed in the Islamic tradition." Stating that Islamic banking, although widespread, remains "poorly understood" in the Muslim world and an "enigma" in the West, the authors seek to clarify many matters. The book's main themes are Christian and Islamic positions on usurylriba' (chapter 8); the foundations (chapters 2 and 3), theories (chapter 5), application (chapters 5, 6, 7, and 9), and progress (chapters I and 9) of Islamic banking;

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10

Lodhi, Suleman Aziz, and Rukhsana Kalim. "Strategic Directions for Developing an Islamic Banking System." Pakistan Development Review 44, no. 4II (2005): 1003–20. http://dx.doi.org/10.30541/v44i4iipp.1003-1020.

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Islamic banking generally referred to as interest free banking has been gaining popularity in the recent past. The main pillar of Islamic finance is prohibition of interest. Unlike conventional banking where interest is an integral part of the banking system, Islamic banking avoids interest in all bank transactions [Samad and Hassan (1999)]. The banking system in Pakistan is undergoing a transition from conventional model of banking to the new concept of Islamic banking, based on principles of Islamic economics. The new system should not only eliminate interestbased transactions but also intro

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Wulandari, Elsa Dwi, Mulya Andana Arishandy, and Nakhwah Bahirotul Imtiyaz. "Reconstruction of Sharia Economic System in Indonesia in Sharia Banking." Journal of Finance, Economics and Business 3, no. 1 (2024): 109–22. http://dx.doi.org/10.59827/jfeb.v3i1.121.

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This article discusses the reconstruction of the Islamic economic system in Indonesia, particularly in the sector of Islamic banking. The Indonesian government has taken significant steps to support the development of Islamic banking, ranging from the phase of Islamic value freedom to specific regulations. Despite its rapid growth, Islamic banking still faces challenges, especially in the implementation of murabahah financing contracts. The article also highlights government policies aimed at enhancing the role of Islamic banking and adapting to economic and technological changes. The strategi

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Kasri, Rahmatina A., and Nur Iman. "Analisis Persaingan Perbankan Syariah Indonesia: Aplikasi Model Panzar-Rosse." Jurnal Ekonomi dan Pembangunan Indonesia 11, no. 1 (2010): 1–20. http://dx.doi.org/10.21002/jepi.v11i1.178.

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Indonesia is among the few countries that adopts dual banking system where Islamic banks run in parallel and compete with conventional banks. Although under such a system banking competition would be expected to be high, data tend to show the opposite case, as three Islamics banks acquired 65 percent of market share in Indonesia. This study, therefore, attempts to determine the degree of banking competition in Indonesia by employing the Panzar-Rosse Model for 2003-2008 period. The study also analyses the competitive behaviors of Islamic banks and compares it with those of its conventional coun

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Salh, Shamsalden Aziz, та Mark Hyland. "Sharīʿah Regulation and Supervision of the Iraqi Islamic Banking System". Arab Law Quarterly 35, № 1-2 (2020): 212–44. http://dx.doi.org/10.1163/15730255-bja10060.

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Abstract This article critically evaluates the Sharīʿah regulation and supervision of the Iraqi Islamic banking system. Due to the country’s incomplete Islamic banking framework and lack of qualified Sharīʿah scholars, the Iraqi Islamic banking system is somewhat ineffective. In Iraq both the internal and external Sharīʿah supervisory systems in the Islamic banking sector are weak. The internal Sharīʿah supervisory system suffers from a shortage of qualified Islamic banking experts. At the same time, there is no effective external Sharīʿah supervisory system due to the lack of a Central Sharīʿ

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14

Alijonova, Zarnigor Alijon qizi. "ISLAMIC BANKING AND FINANCE." EURASIAN JOURNAL OF ACADEMIC RESEARCH 2, no. 5 (2022): 451–56. https://doi.org/10.5281/zenodo.6570132.

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Islamic banking is grounded in the tenets of the Islamic faith as they relate to commercial transactions. The principles of Islamic banking are derived from the Quran–the central religious text of Islam. In Islamic banking, all transactions must comply with Shariah, the legal code of Islam (based on the teachings of the Quran). The rules that govern commercial transactions in Islamic banking are referred to as fiqh al-muamalat.

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15

Susanti, Elsa, Rozi Andrini, and M. Israr Fathoni. "System of Supervision and Control of Syariah Banking." International Journal of Information System and Innovation Management (IJISIM) 2, no. 2 (2024): 49–55. https://doi.org/10.55583/ijisim.v2i2.1126.

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In Indonesia, the supervision and management of Islamic banking is very important to ensure that the activities of Islamic banks comply with relevant laws. DPS should strictly supervise Islamic banking products given the expansion of this sector and the services offered. DPS is in charge of assessing compliance with sharia law. In addition, effective risk management is key in withstanding challenges and mitigating compliance, liquidity, and credit risks. This system aims to increase public trust in banking, in addition to protecting sharia consumers as a sustainable and ethical financial alter

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16

Hamzah, Noradiva, Noriah Mohd Ishak, and Nurul Izzah Mohd Nor. "Customer Satisfactions on Islamic Banking System." Journal of Economics, Business and Management 3, no. 1 (2015): 140–44. http://dx.doi.org/10.7763/joebm.2015.v3.170.

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17

FAHMI, HUSAIN. "Towards Restructuring the Islamic Banking System." Journal of King Abdulaziz University-Islamic Economics 4, no. 1 (1992): 3–44. http://dx.doi.org/10.4197/islec.4-1.5.

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18

Ayif Fathurrahman and Faiza Husnayeni Nahar. "Full Reserve System and Islamic Banking System Proposal: Comparative Study of Fractional Reserve Free-Banking Theory." IQTISHODUNA: Jurnal Ekonomi Islam 13, no. 1 (2024): 19–34. http://dx.doi.org/10.54471/iqtishoduna.v13i1.2321.

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This article aims to compare the fractional reserve free-banking theory. The emergence of these theories is due to the impact of fractional reserve banking on the crisis and bubble economy. So that in seeing this phenomenon, the thoughts of Positive Money and the New Economics Foundation, Narrow Banking, LPB (Limited Purpose Banking) and the Chicago plan together contribute controversial ideas to the banking monetary system, namely in the form of fractional reserve free-banking. Because according to some of these thoughts, the current source of modern economic instability lies in the fractiona

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19

Aulia, Deanti, and Amir Syafiq bin Amran. "System of Islamic Banking Regulation in Indonesia and Malaysia." Jurnal Ilmu Hukum Tambun Bungai 9, no. 2 (2025): 546–58. https://doi.org/10.61394/jihtb.v9i2.496.

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This study discusses the Islamic banking regulation system in Indonesia and Malaysia, two countries with the largest Muslim populations that play an important role in the development of the global Islamic finance sector. The main objective of this research is to compare and analyze the differences and similarities in Islamic banking regulations between the two countries, which have different legal backgrounds and financial systems. This study examines the legal foundations regulating Islamic banking in Indonesia and Malaysia, as well as how these regulations are implemented to support the sust

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20

Trisnaningtyas, Januari Pratama Nurratri. "THE IMPURITY OF SHARIAH BANKING IN INDONESIA." Journal of Sharia Economics 3, no. 1 (2022): 1–12. http://dx.doi.org/10.22373/jose.v3i1.1453.

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The practice of Islamic banking should run accordingly with the rule of sharia. Islamic banking aimed to overcome conventional banking problems, which are often profit-driven and benefit only a particular party. In Indonesia, where the majority of the population is Muslims, Islamic banking runs together with conventional banking and creates a dual-banking system. This dual-banking system seems fair on the one hand. However, it causes challenges in terms of the pure practice of Islamic banking, on the other hand. This research analyses the implementation of Islamic banking in Indonesia within t

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21

Mohd Tarmizi, Mohd Naufal, Ahmad Hidayat Buang, and Mohd Zaidi Daud. "ISLAMIC CORE BANKING SYSTEM: A QUALITATIVE ANALYSIS ON THE PRACTICES AND IMPORTANCE OF ITS DEVELOPMENT." Journal of Information System and Technology Management 8, no. 31 (2023): 148–67. http://dx.doi.org/10.35631/jistm.831010.

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Core banking system is a back-end system that processes daily banking activities. Its offer convenience for Islamic banking institutions to conduct their daily Islamic banking activities in line with the development of today’s technology. Core banking system shall be a tool for Shariah compliancy in Malaysia’s Islamic banking legal framework in tandem with the issuance of Shariah contract policy documents by Central Bank of Malaysia since the promulgation of Islamic Financial Services Act 2013. Thus, the objective of this study is to examine existing practices on its development. Based on the

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22

Jo'rayev, Asliddin Davron o'g'li. "BANKING STRATEGY AND ITS ROLE IN ENHANCING THE EFFECTIVENESS OF BANKING ACTIVITIES." Thematics Journal of Business Management 4, no. 1 (2022): 5–10. https://doi.org/10.5281/zenodo.5841819.

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<strong>Abstract: </strong>The article discusses the fundamentals and trends of the development of the system of Islamic finance, the principles of Islamic financial institutions, as well as financial instruments that are used within the Islamic financial system. The distinctive features of Islamic and traditional banks are analyzed. Special attention is paid to the problems and prospects of the development of the Islamic finance system.

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23

Khan, Muhammad Asghar. "Integration of Islamic Financial Growth in evolving Islamic Nations: Comparative Analysis of Non-Islamic and Islamic Banking." IBT Journal of Business Studies 19, no. 1 (2023): 33–47. https://doi.org/10.46745/ilma.jbs.2023.19.01.03.

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The goal of this study is to contrast how Islamic and Non-Islamic financial development affects economic growth.The authors gathered data on the Islamic banking system and the conventional banking system from 2007 to 2014 in Pakistan, Turkey, and Malaysia, three comparable nations with a developing Islamic financial development industry. This study report provides an unbiased assessment of the economic progress and financial development's impact of Asian Islamic nations. The total assets, private credit, and influence on the economic growth of conventional and Islamic banking have all been rig

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Et. al., Dr Khurram Sultan,. "A Piece of Education on Comparative Performance Study of Islamic Banking system and Commercial Banking system in Pakistan." Turkish Journal of Computer and Mathematics Education (TURCOMAT) 12, no. 10 (2021): 7074–84. http://dx.doi.org/10.17762/turcomat.v12i10.5598.

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Purpose of the study: Islamic banking has been explained in numeral ways. This study is shown to find out the difference among the two parts of banking, the first one is Islamic banking and the second one is conventional banking system of Pakistan with respect to liquidity, efficiency, and profitability. The secondary data from banks of each banking subdivision is taken for valuation. Proportion analysis is used to define the characteristics of study respondents and regression analysis is used to study the difference in term of significant factors that affect client trust of Islamic banks and

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25

Maria John Joseph, K. A., and D. Mahalakshmi. "A Study on Awareness and Attitude Towards Islamic Banking in Tirupattur District." ComFin Research 9, no. 4 (2021): 1–6. http://dx.doi.org/10.34293/commerce.v9i4.4148.

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The banking system in every country is based on the interest system. Interest-bearing money is almost like the law of nature where money generates money but alternative banking system called Islamic banking. Islamic banking follows Islamic ethical principle which appears very different from those of the conventional western banking finance model. In this study, the data has been obtained through both primary and secondary sources. The secondary data were collected from journals, magazines, and the Holy Quran. The fresh data were collected through questionnaires from Tirupattur District.

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Ibrahim, Mansor H., and Siong Hook Law. "FINANCIAL INTERMEDIATION COSTS IN A DUAL BANKING SYSTEM: THE ROLE OF ISLAMIC BANKING." Buletin Ekonomi Moneter dan Perbankan 22, no. 4 (2020): 531–52. http://dx.doi.org/10.21098/bemp.v22i4.1236.

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This paper empirically analyses the role of Islamic banking in financial intermediation costs as measured by net interest margins for a leading dual banking country, Malaysia. Controlling for theoretically motivated determinants of the margins, the paper compares the interest/financing margins of conventional and Islamic banks and examines the impacts of Islamic banking presence on bank margins. The analysis provides evidence of the higher margins of Islamic banks compared to those of conventional banks. Further, the difference in bank margins between the two types of banks can be attributed t

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Zumaroh, Zumaroh. "A PROSPEK PENGELOLAAN KEUANGAN BANK SYARIAH DI INDONESIA." FINANSIA : Jurnal Akuntansi dan Perbankan Syariah 1, no. 2 (2018): 199–224. http://dx.doi.org/10.32332/finansia.v1i2.1337.

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At present, Islamic banking in Indonesia is growing up fastly and very fantastic with the unique financial management system. The global monetary crisis have brought it’s cleverness in the Islamic banking development besouse the world societies, the experts, and the prudence makers desire to apply shariah concept seriously. The Islamic financial institutions (including Islamic banking) appear as one of Shariah concept applications with no refusal. Even it’s excepted because of the real influence, so that Islamic banking is prospecting in the future. Its offers the real investment and benefit (

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Alowd, Jehad, and Astede Wodie. "ISLAMIC BANKING IN THE WEST : THE NEED FOR ISLAMIC BANKING IN THE UK." Indonesian Management and Accounting Research 12, no. 1 (2013): 11. http://dx.doi.org/10.25105/imar.v12i1.1172.

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The Islamic banking system has gained momentum worldwide. The last two decades have witnessed the emergence of Islamic banking as a viable banking system. This study is designed to investigate the awareness, needs, and motives of Muslims towards Islamic Banking in the UK. The objectives of the study are as follow; to find out the motives and needs of Muslims in the UK towards Islamic banking, to test Muslim's attitudes towards some of the principles of Islamic banking, and to find out the level of awareness in Muslim people in the UK about Islamic banking terms. A sample 300 respondents took p

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Saibil, Defi Insani. "Does The Banking Information System Affect Customer Satisfaction and Loyalty?" EkBis: Jurnal Ekonomi dan Bisnis 4, no. 1 (2020): 353. http://dx.doi.org/10.14421/ekbis.2020.4.1.1244.

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This research examines customer satisfaction and loyalty in Islamic banking in the use of internet banking. The research was conducted based on the increase in e-banking users in Islamic banking in Indonesia. E-banking is one of the banking information system services needed today. The research method was carried out using the method of Structural Equation Modeling (SEM) through AMOS and SPSS software. Meanwhile, data collection is carried out through an online survey via a google form. The online survey found 154 respondents of which 27% were from Central Java Province and 47% from the Specia

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Khattak, Mudeer Ahmed, Mohsin Ali, Baharom Abdul Hamid, and Muhammad Umar Islam. "COMPETITION, DIVERSIFICATION, AND STABILITY IN THE INDONESIAN BANKING SYSTEM." Buletin Ekonomi Moneter dan Perbankan 24 (March 8, 2021): 59–88. http://dx.doi.org/10.21098/bemp.v24i0.1481.

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We examine the impact of competition and portfolio diversification on banking stability for conventional and Islamic banks in Indonesia. We find that the Islamic banking sector is less stable, when compared to the conventional banking sector. Competition in the banking sector reduces stability, while diversification enhances it. We find that competition negatively impacts the Islamic banks, but diversification has no impact on these banks. An interesting finding is that competition and diversification complement each other in enhancing the stability of the Indonesian banking sector. These find

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Gimigliano, Gabriela. "Globalization and the Growth of Islamic Banking: The Authorization Process in Italy." European Business Law Review 32, Issue 4 (2021): 649–80. http://dx.doi.org/10.54648/eulr2021023.

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This paper endeavours to ascertain how Islamic banking may operate within the Italian legal system, given that neither the Rome I regulation, and the incorporation approach cannot be applied. There are three main research questions: i) which is the mainstream Western approach to Islamic banking?; ii) if Sharia rules are considered as a system of social rules and Islamic banking is compared to ethical banking or socially responsible banking, to which extent the Italian banking law is applicable to?; iii) can we suggest building up Sharia rules as a system of normative prescriptions? Globalizati

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Suliman, Osman. "Banking and Finance." American Journal of Islam and Society 11, no. 2 (1994): 266–68. http://dx.doi.org/10.35632/ajis.v11i2.2433.

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This book features a selection of articles dealing with interest (riba)and other related issues and is mainly an appraisal of the interest-freesystem as an alternative to the western fixed-rate system. Seven essaysdeal with the experience of Islamic banking in Pakistan. Ziauddin Ahmedand Nawazish A. Zaidi highlight some of the concerns associated withimplementing Islamic banking practices. Although these cancems atequite real, the appmh is more anecQtal than empirical. nK essays ofGhulam Khan, D. M. Qureshi, and Tariq Hassan, as well as the StateBank of Pakistan's article on Islamic modes of f

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Aidonojie, Paul Atagamen, Adesoji Kolawole Adebayo, Obieshi Eregbuonye, Muhammad Mutawalli Mukhlis, and Success Ibeh. "LEGAL AND SOCIO-ECONOMIC ISSUES OF AUTOMATED ISLAMIC BANKING IN UGANDA: LESSON FROM INDONESIA." Diponegoro Law Review 9, no. 2 (2024): 204–22. https://doi.org/10.14710/dilrev.9.2.2024.204-222.

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The global surge in digital technology has revolutionized various sectors, including Islamic banking. While Indonesia has successfully incorporated digital automation into its Islamic banking system, Uganda's nascent Islamic banking system faces opportunities and challenges in adopting similar technologies. This study uses a hybrid research method with a conceptual approach to explore the prospects and challenges in automating Uganda's Islamic banking system by learning from Indonesia's progress. A total of 306 questionnaires were distributed to Ugandan respondents, and the data were analyzed

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Ramlan, Muhammad Nadzif, Nur Aliah Farhana Binti Raof, Nurfarah Amira Mohd Zaini, and Siti Noratifa Idayu Zainal Abidin. "SURVEY STUDY OF THE AWARENESS ON ISLAMIC BANKING AMONG NATIONAL UNIVERSITY OF MALAYSIA (UKM) STUDENTS." International Journal of Islamic Economics and Finance Research 6, no. 1 (2023): 1–17. http://dx.doi.org/10.53840/ijiefer95.

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This study discusses National University of Malaysia (UKM) Bangi campus students' awareness on Islamic banking with 103 randomly distributed respondents based on an 11-item questionnaire and analysed via IBM SPSS 29.0 with acceptable internal consistency of 0.608 (Cronbach’s Alpha) and gendered analysis from Mann-Whitney Test. The objectives of this study are to measure the level of understanding among UKM students on the Islamic banking system; identify Islamic banking products that would be their choices; and analyse students' expectations on Islamic banking system in the future. The finding

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Sofwatunnisa, Novi, Muizz Doni Kurniawan, Muhammad Ilhan Manzis, Hardian Rifanza, and Suryo Budi Santoso. "E-BANKING APPLICATION INFORMATION SYSTEM IN SHARIA BANK." JPIM (Jurnal Penelitian Ilmu Manajemen) 8, no. 2 (2023): 218–25. http://dx.doi.org/10.30736/jpim.v8i2.1625.

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The purpose of this study is to determine the management information system used to implement the use of E-banking at Islamic banks using digital technology in the form of gadgets or smartphones. Islamic economic growth has entered Indonesia's broad economic policy framework, so that sharia- based banking has become the driving force for the development of traditional banks. In carrying out its activities, Islamic banks utilize information technology to form and create systems in Islamic banking, namely a special application that can facilitate transaction procedures for customers so that Isla

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Mirzal, Husnul. "DETERMINANTS OF ISLAMIC BANKING ACCEPTANCE AS A SINGLE BANKING SYSTEM IN ACEH." An-Nisbah: Jurnal Ekonomi Syariah 9, no. 1 (2022): 1–24. http://dx.doi.org/10.21274/an.v9i1.4941.

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Abstrak: Penelitian ini bertujuan untuk melihat faktor-faktor yang mempengaruhi penerimaan terhadap implementasi perbankan syariah sebagai sistem tunggal perbankan di Provinsi Aceh, Indonesia. Penelitian menggunakan data primer yang dikumpulkan dari 169 responden dengan metode penyebaran kuesioner. Data dianalisis menggunakan Partial Least Square Structural Equation Modelling (PLS-SEM). Hasil dari penelitian menunjukkan bahwa sikap konsumen, kesiapan untuk mentaati hukum Islam, Persepsi terhadap Manfaat Perbankan Syariah dan Persepsi terhadap Inovasi Perbankan Syariah merupakan faktor-faktor d

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Seyed-Javadin, Seyed Reza, Reza Raei, Mohammad Javad Iravani, and Mohammad Safari. "An Explanatory Analysis to Identify and Prioritize the Challenges of Islamic Banking Implementation: The Case of I.R. Iran." International Letters of Social and Humanistic Sciences 35 (July 2014): 45–55. http://dx.doi.org/10.18052/www.scipress.com/ilshs.35.45.

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Islamic banking system has emerged as a competitive and a viable substitute for the conventional banking system during the last four decades. Islamic banking is a banking activity that is accordance with the laws of Islam (Islamic jurisprudence) and its practical application is in the development of Islamic economics. For complete implementation of Islamic banking, namely transition from interest free banking system and going forward to reach the total Islamic banking system, there are challenges and problems involved. The main purpose of this research is to identify and explain the important

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Ashurov, Sharofiddin, and Anwar Hasan Abdullah Othman. "The effects of trust mediator and education level moderator on adoption of Islamic banking system in Tajikistan." Russian Journal of Economics 5, no. 3 (2019): 277–96. http://dx.doi.org/10.32609/j.ruje.5.33497.

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High levels of trust and education are essential factors in the banking industry, especially for an Islamic banking system that is Shariah-based. Therefore, this paper seeks to measure the impact of trust and educational level on the decision as to whether to adopt Islamic banking in Tajikistan for business activities. The data of the study was developed based on a survey and collected through a distributed questionnaire. A total of 408 respondents were obtained from 14 banks in Tajikistan. The study adopted the Structural Equation Modeling (SEM) approach (using AMOS version 22.00) to examine

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Ashurov, Sharofiddin, and Othman Anwar Hasan Abdullah. "The effects of trust mediator and education level moderator on adoption of Islamic banking system in Tajikistan." Russian Journal of Economics 5, no. (3) (2019): 277–96. https://doi.org/10.32609/j.ruje.5.33497.

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High levels of trust and education are essential factors in the banking industry, especially for an Islamic banking system that is Shariah-based. Therefore, this paper seeks to measure the impact of trust and educational level on the decision as to whether to adopt Islamic banking in Tajikistan for business activities. The data of the study was developed based on a survey and collected through a distributed questionnaire. A total of 408 respondents were obtained from 14 banks in Tajikistan. The study adopted the Structural Equation Modeling (SEM) approach (using AMOS version 22.00) to examine

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Anantyasari, Malta, Agus Endro Suwarno, Muh Nashirudin, Chabibatul Mu'awanah, and Nuraini Binti Asri. "Relevance Of Islamic Banking In Indonesia To The Muamalah System Of The Prophet And The Caliph." Journal of Islamic Economic Laws 5, no. 2 (2022): 297–322. http://dx.doi.org/10.23917/jisel.v5i2.17657.

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The emergence of Islamic banks in Indonesia today is increasingly mushrooming. This is inseparable from the role of the number of Muslim populations in Indonesia who want an Islamic economic and banking system that is far from usury. The Islamic banking system has been exemplified by the Prophet Muhammad and his companions in the past and this has become the basis or foundation for the establishment of Islamic banks. But in reality in Indonesia, the relevance of the Islamic banking system is less attractive. This research is a descriptive qualitative research, using library research method. Th

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Syamlan, Yaser Taufik, and Nur Istiana. "DOES FRACTIONAL RESERVE BANKING SYSTEM EXIST IN INDONESIAN ISLAMIC BANKING?" Journal of Islamic Monetary Economics and Finance 4, no. 2 (2019): 369–400. http://dx.doi.org/10.21098/jimf.v4i2.1009.

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Fractional Reserve Banking is the banking and financial system that have been applied in most countries around the world. This research aims to look at the impact empirically and at the contributions given from the components of fractional reserve banking against inflation that occurs in Sharia Commercial Banks and Sharia Business Unit. The fractional reserve banking components covered in these studies are statutory reserve requirement, total deposit, total financing, Mismatch Ratio, and Total non-performing financing. This research is using VAR VECM and ECM as analysis tools and also collecti

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Kubiszewska, Katarzyna, and Rafal Komorowski. "The UK's banking system as financial hub for Islamic banking." International Journal of Behavioural Accounting and Finance 4, no. 3 (2014): 245. http://dx.doi.org/10.1504/ijbaf.2014.063209.

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Ben Mimoun, Mohamed. "Islamic banking and real performances in a dual banking system." International Journal of Islamic and Middle Eastern Finance and Management 12, no. 3 (2019): 426–47. http://dx.doi.org/10.1108/imefm-07-2018-0223.

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Purpose There is a rich debate on the nature of Islamic banking (IB)–growth nexus and the direction of causality governing this nexus. This study aims to focus on this issue in the case of Saudi Arabia, the largest country-holder of Islamic Banks (IBs)’ assets worldwide. It assesses empirically the nature of dynamic interactions between IBs’ financing and the real performances in the non-oil private sector (investment and GDP) in the context of a dual banking system where IBs operate alongside their conventional counterparts. Design/methodology/approach This study employs the Bounds test in th

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Jabir, Bin Abdullah, Hasan Sakib Rokibul, Azmal Hossain Dewan, and Ahmed Sakib Ishtiak. "A Comparative Evaluation of Profitability of Conventional Banks versus Islamic Banks in Bangladesh." International Journal of Management, Accounting and Economics 7, no. 10 (2020): 580–97. https://doi.org/10.5281/zenodo.4274900.

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Generally two types of banking system exist in Bangladesh: conventional banking system and Islamic banking system. The conventional banking system consists of interest based banking system. On the other hand Islamic banking system is free of interest. As a result their profitability also differs. The purpose of this study is to compare the profitability of conventional banking system with that of Islamic banking system. Total 270 bank-years are considered as sample from the 30 listed banks of DSE of which 23 are conventional and 7 are Islamic banks during the period of 2010 to 2018 (3rd quarte

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Khatera Naseri and Ashurov Sharofiddin. "Exploring the Challenges of the Historical Development of Islamic Banking System in Afghanistan Using Document Analysis." Journal of Islamic Finance 9, no. 2 (2020): 13–25. https://doi.org/10.31436/jif.v9i2.481.

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The banking system of Afghanistan has experienced various conditions since the establishment of the first bank in 1933 and could not develop enough due to the civil war. This study investigates the historical development of the banking sector especially Islamic banking in Afghanistan. In addition to civil wars, Afghanistan's banking system has faced many challenges in terms of modernization, the low number of depositors and borrowers, regulations, and so on. It is found through qualitative research approach using documentary analysis that there was significant progress in modernizing the banki

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Kuryanova, Irina Vladimirovna, and Memet Serverovich Abibullaev. "FORMATION PRINCIPLES AND BASIC MODELS OF ISLAMIC BANKING." Scientific Bulletin: finance, banking, investment., no. 2 (55) (2022): 83–92. http://dx.doi.org/10.37279/2312-5330-2021-2-83-92.

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The article is devoted to the development of theoretical and methodological grounds of the Islamic banking study as well as scientific and practical recommendations towards its principles implementation in the traditional banking systems. In the thesis the methodological grounds of the Islamic banking study are considered in the context of the global financial system development paradigm; the principles of Islamic banking formation are defined and its basic models are characterized. The role and place of the Islamic banking in the global financial system are studied; the current state of Islam

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Kuryanova, Irina Vladimirovna, and Memet Serverovich Abibullaev. "FORMATION PRINCIPLES AND BASIC MODELS OF ISLAMIC BANKING." Scientific Bulletin: finance, banking, investment., no. 2 (55) (2022): 83–92. http://dx.doi.org/10.37279/2312-5330-2021-2-83-92.

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The article is devoted to the development of theoretical and methodological grounds of the Islamic banking study as well as scientific and practical recommendations towards its principles implementation in the traditional banking systems. In the thesis the methodological grounds of the Islamic banking study are considered in the context of the global financial system development paradigm; the principles of Islamic banking formation are defined and its basic models are characterized. The role and place of the Islamic banking in the global financial system are studied; the current state of Islam

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Vinay, Kumar, and Abdullah Parvez. "An Analysis of Awareness & Prospects of Islamic Banking in India." RESEARCH REVIEW International Journal of Multidisciplinary 03, no. 09 (2018): 411–14. https://doi.org/10.5281/zenodo.1421870.

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Islamic banking is system of banking that operates as per the principles of Shariat or Islamic Law that prohibits the use of interest in banking transactions. The Shariat prohibits the lending and borrowing of money on interest that is considered to be Haram. As per Shariat the banking transactions can be done on the basis of profit & loss sharing rather than interest (Riba) payments. The Islamic banking system is gaining its popularity in Muslim Countries and sin some of the Non-Muslim countries have also adopted this banking system such as China & UK. Therefore this study has been un

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Akram, Muhammad, Mamoona Rafique, and Hassan Mobeen Alam. "PROSPECTS OF ISLAMIC BANKING: REFLECTIONS FROM PAKISTAN." Australian Journal of Business and Management Research 01, no. 02 (2011): 125–34. http://dx.doi.org/10.52283/nswrca.ajbmr.20110102a09.

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This study examines the growth and development phases as well as prospects of Islamic banking in Pakistan. The role of Islamic banking is explained with special regards to corporate social responsibility (CSR) as now days this concept is growing vastly. Awareness in public also has been growing and people are moving towards Islamic banking system. As we live in a Muslim country so it is very essential to have some basic knowledge about the Islamic banking. In this paper growth and performance of Islamic banking is discussed and compared among the financial years from 2003 to 2010 in terms of g

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MUKHLIS, MUKHLIS, MAWADDAHIRHAM MAWADDAHIRHAM, SUGIANTO SUGIANTO, and FUADAH BINTI JAUHARI. "ISLAMIC ISSUES SOCIAL RESPONSIBILITY ISLAMIC BANKING." Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan 7, no. 1 (2022): 33. http://dx.doi.org/10.15548/al-masraf.v7i1.286.

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Islamic banking principally inculcates ethics and social and moral responsibility in doing business related to its principle function and disclosure with the whole purpose for the benefit of society. In the Islamic context, improving sharia-based community institutions and the Practice of Corporate Social Responsibility (CSR) will be seen. Disclosure of social responsibility is a way for companies to communicate with governments. In Islamic business, everyone is responsible before Allah for society. In the western concept, CSR is sometimes inseparable from the interests of gharar and social as

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