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1

Araniri, Roufan Hirqoni, Angelita Buulolo, Tarikh Luthfi Simanjuntak, Jordan Ahmad Yasir, and Dewi Hanggraeni. "Analisis Prediksi Risiko Kebangkrutan Berdasarkan Nilai Aset dan Liabilitas Menggunakan Metode Altman Z-Score: Studi Kasus Jiwasraya (Periode 2014, 2015, 2016, 2018, dan 2019)." ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi 5, no. 1 (2021): 25. http://dx.doi.org/10.24269/iso.v5i1.568.

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Jiwasraya is on the incisive edge. Based on 2019 Jiwasraya financial report, Jiwasraya’s ratio of solvency reached -18886.10% as of December 2019. By using the value of Jiwasraya's assets and liabilities based on the Jiwasraya Financial Statements for five periods (2014, 2015, 2016, 2018, 2019), the author used the Altman Z-Score analysis tool to measure the risk of Jiwasraya's bankruptcy. From the calculations using the Altman Z-Score, it can be concluded that Jiwasraya's Altman Z-Score is in the category of bankruptcy risk in 2014, 2018 and 2019 periods, while in 2015 and 2016, Jiwasraya's A
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2

Batubara, Marwan, Purnama Ramadani, Rifka Fachrina, Indry Anggraini Putri, and Feri Prayoga. "Analisis Kasus Gagal Bayar Klaim Nasabah Dalam Perusahaan Asuransi Jiwasraya." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 3, no. 4 (2022): 633–40. http://dx.doi.org/10.47467/elmal.v3i4.989.

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 Seeing the 160 years of Jiwasraya's role in the insurance industry does not reflect the condition of SOEs in serious conflicts. Theoretically, all the principles of supervision and reporting, and corporate governance are carried out well by this company. The outstanding performance and achievements of the Jiwasraya Insurance Company have led Jiwasraya to receive several prestigious awards. However, it turns out that this well-known company has a problem that has shocked the masses. This research was conducted using qualitative research methods with a descriptive approach. The researcher
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3

Ferry Sabela and Farhana Farhana. "Accountability Of Perpetrators Of Corruption Criminal Acts For State Losses In The Use Of Customer Funds At Pt. Asuransi Jiwasraya." International Journal of Sociology and Law 1, no. 4 (2024): 79–99. http://dx.doi.org/10.62951/ijsl.v1i4.162.

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This study aims to analyze and explain the enforcement of criminal law against perpetrators of corruption for state losses at PT Asuransi Jiwasraya. As well as explaining the accountability of perpetrators of corruption for state losses in the use of customer funds at PT Asuransi Jiwasraya through Cassation Decision Number 2931 K / Pid.Sus / 2021 and government efforts to provide protection to customers or policyholders of PT. Asuransi Jiwasraya. This study employs a normative legal research methodology. The study's findings demonstrate that PT Asuransi Jiwasraya's criminal law enforcement is
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4

Artha, Uly, and I. Wayan Sukadana. "The Effect of Over-Confidence on Jiwasraya's 2017-2020 Payment Defaults." AURELIA: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia 3, no. 2 (2024): 944–57. http://dx.doi.org/10.57235/aurelia.v3i2.2469.

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Overconfidence is a term that refers to the human tendency to estimate their abilities, knowledge, or results with more confidence than they should. PT. Jiwasraya Insurance (Persero), the oldest insurance company in Indonesia which is owned by BUMN, was declared to have failed to pay its customers' policies in 2020. This failure to pay was caused by errors in managing customer funds, namely by collecting funds for JS Products. Saving Plan and investing with customer funds in high risk stocks. The purpose of this research is to find out why Jiwasraya experienced payment failure. Therefore, the
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5

Saridawati Saridawati, Imelda Cinta Chrissanty, Rachel Septya Sulistyastuti, Elvia Nur Aziza, and Mart Eliany. "Analisis Pelanggaran Etika Profesi Akuntansi." Akuntansi 3, no. 2 (2024): 01–10. http://dx.doi.org/10.55606/akuntansi.v3i2.1982.

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The professional code of ethics is an important rule for the profession which aims to improve quality and maintain the dignity of the profession. Where an accountant must uphold ethical principles so as to build trust for users of accounting services. The large amount of business competition that occurs today has led to violations of professional ethics. This violation is a very serious problem for the ethical standards of the accounting profession, one of which was a violation found at PT Asuransi Jiwasraya which manipulated its financial reports. Starting in 2006, the Ministry of BUMN and OJ
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6

Manu, Ulfa Tunisa, and Rina Noviana. "Unit Link Application Quality Analysis Using ISO 25010 . Method (Case Study of PT Asuransi Jiwasraya Persero)." Jurnal Ilmiah Matrik 24, no. 2 (2022): 147–56. http://dx.doi.org/10.33557/jurnalmatrik.v24i2.1678.

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Abstract : PT Asuransi Jiwasraya Persero is a state-owned insurance company that is the largest local insurance company in Indonesia. PT Asuransi Jiwasraya has many products for individuals and groups. Jiwasraya's product management uses the Unit Link application, which is a web-based application that is used to facilitate the management of product transactions at Jiwasraya. Research on the analysis of Unit Link application quality aims to determine the quality of the application, using ISO 25010 which is a standard for software with eight characteristics, including functional suitability, per
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7

Alimirruchi, Wahyu, and Anis Chariri. "Revealing Red Flags of Insurance Fraud: A Case Study Research of PT Jiwasraya Indonesia." Theory and Practice of Forensic Science and Criminalistics 30, no. 1 (2023): 23–49. http://dx.doi.org/10.32353/khrife.1.2023.03.

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Insurance companies are prone to fraud due to high yield pressures and hence we need to identify certain red flags for fraud detection. This study is descriptive-analytical research that aims at analyzing the red flags of insurance fraud and at finding the strategies to eliminate potential fraud by learning from insurance fraud cases. Using PT Asuransi Jiwasraya (Persero) from 2006 to 2020 as case study research, the finding shows that mega fraud (corruption, asset misappropriation, fraudulent financial statements) occured during the period. Red flags of improper disclosure are disclaimer opin
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8

Sinaga, Mahaitin H., Liharman Saragih, and Wico J. Tarigan. "ANALISIS PENILAIAN KESEHATAN PT. ASURANSI JIWASRAYA (PERSERO) DITINJAU DARI ASPEK KEUANGAN BERDASARKAN PERMEN BUMN NOMOR : PER-10/MBU/2014." Jurnal Ekonomi Integra 11, no. 2 (2021): 164. http://dx.doi.org/10.51195/iga.v11i2.166.

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Penelitian ini bertujuan untuk menganalisis tingkat kesehatan dari PT. Asuransi Jiwasraya (Persero) dilihat dari aspek keuangan. Penelitian ini juga bertujuan untuk melihat kondisi keuangan PT. Asuransi Jiwasraya (Persero) yang berdampak atas kegagalan perusahaan ini membayar klaim terhadap nasabah pada tahun 2020. Pendekatan penelitian yang digunakan adalah pendekatan kuantitatif. Analisis penilaian tingkat kesehatan keuangan menggunakan Peraturan Menteri BUMN Nomor: PER-10/MBU/2014. Teknik pengumpulan data menggunakan studi dokumentasi yang bersumber dari Laporan Keuangan Tahunan PT. Asurans
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9

Dawwas, Rizal. "Perlindungan Hukum Pemegang Polis JS Saving Plan PT Jiwasrya ditinjau dari Undang – Undang Perlindungan Konsumen (Putusan Nomor 05/Pdt.GS/2021/PN/.Jkt.Pst)." Eksaminasi: Jurnal Hukum 2, no. 3 (2023): 132–41. http://dx.doi.org/10.37729/eksaminasi.v2i3.3593.

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Asuransi merupakan pengalihan risiko dari Tertanggung atau nasabah menjadi pada Penaggung atau perusahaan asurnasi. Salah satu perusahaan asuransi di Indonesia adalah Jiwasraya. Namun Jiwasraya mengalami gagal bayar disebabkan oleh kesalahan investasi. Sehingga Jiwasraya mendapat puluhan gugatan di PN Jakarta Pusat, salah satunya yang terdapat pada Putusan No 05/Pdt.G.S/2021/PN. JKt.Pst. Penelitian ini bertujuan untuk mengetahui dasar pertimbangan hakim dalam memutuskan perkara 05/Pdt.G.S/2021/PN. JKt.Pst. dan akibat hukum dari putusan 05/Pdt.G.S/2021/PN. JKt.Pst. Metode yang digunakan ialah p
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10

Rahmiyati, Rahmiyati. "ANALISIS KECURANGAN TERHADAP PRAKTIK LAPORAN KEUANGAN PT ASURANSI JIWASRAYA (PERSERO) DI BEI TAHUN 2017-2019." Journal of Applied Accounting and Business 3, no. 1 (2021): 41. http://dx.doi.org/10.37338/jaab.v3i1.167.

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This research discusses fraud against the financial reporting practices of PT Asuransi Jiwasraya (Persero) 2017-2019, where the information presented in the financial statements must not have the interest of one party because it will harm the other party. This study aims to determine the occurrence of fraud in the practice of financial reporting at PT Asuransi Jiwasraya (Persero) in 2017-2019. This study uses secondary data. The population in this study is the company PT Asuransi Jiwasraya (Persero) which is listed on the Indonesia Stock Exchange in 2017-2019. This research uses descriptive qu
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11

Rahmiyati, Cantika, and Nanda Ulana Simanjuntak. "Analisis Kecurangan Terhadap Praktik Laporan Keuangan PT. Asuransi Jiwasraya (Persero) Di BEI Tahun 2017-2019." Journal of Applied Accounting And Business 3, no. 1 (2021): 41–48. http://dx.doi.org/10.37338/jaab.v3i1.62.

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This research discusses fraud against the financial reporting practices of PT Asuransi Jiwasraya (Persero) 2017-2019, where the information presented in the financial statements must not have the interest of one party because it will harm the other party. This study aims to determine the occurrence of fraud in the practice of financial reporting at PT Asuransi Jiwasraya (Persero) in 2017-2019. This study uses secondary data. The population in this study is the company PT Asuransi Jiwasraya (Persero) which is listed on the Indonesia Stock Exchange in 2017-2019. This research uses descriptive qu
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12

Malawat, Vina Ramadhina, Merry Tjoanda, and Novyta Uktelseja. "Tanggungjawab PT. Asuransi Jiwasraya (Persero) Atas Perbuatan Wanprestasi Terhadap Tertanggung." TATOHI: Jurnal Ilmu Hukum 3, no. 7 (2023): 674. http://dx.doi.org/10.47268/tatohi.v3i7.1852.

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Introduction: An agreement is an agreement made by two or more people who bind themselves to carry out a thing, which if one party does not fulfill or violates the agreement made then that party has defaulted.Purposes of the Research: The main problem in this thesis is the form of default committed by PT Asuransi Jiwasraya (Persero) against the insured and the responsibility of PT Asuransi Jiwasraya (Persero) for the losses experienced by the insured. This study aims to find out and understand the form of default committed by PT Asuransi Jiwasraya (persero) and the responsibility of PT Asurans
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13

Siahaan, Sintya Dewi, Tirta Nadia Sibarani, and Nurmaidah Ginting. "PENGARUH PROMOSI, KUALITAS PELAYANAN DAN HARGA PREMI TERHADAP KEPUASAN NASABAH PADA PT. ASURANSI JIWASRAYA (PERSERO) ASC MEDAN UTARA." Jurnal Manajemen Terapan dan Keuangan 10, no. 03 (2021): 472–84. http://dx.doi.org/10.22437/jmk.v10i03.13258.

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This research was conducted to examine the effect of promotions, service quality and premium price on customer satisfaction at PT. Asuransi Jiwasraya (Persero) ASC Medan Utara. In this research, the theory used is promotion, service quality, premi price and customer satisfaction. The research method used is quantitative research methods and the type in this research is descriptive quantitative. The population in this study were customers of PT. Asuransi Jiwasraya (Persero) ASC Medan Utara, totaling 3,734 customers. The sample in this study were 100 customers. In testing the validity and reliab
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14

Noor Riefma Hidayah, Muhammad Syafaat, and Adma Nia Tiarti. "Pengaruh Biaya Pemasaran dan Pengelolaan Agen Terhadap Penambahan Nasabah Di PT. Asuransi Jiwasraya (Persero)." Jurnal Ilmu Ekonomi dan Bisnis Islam 4, no. 2 (2022): 142–57. http://dx.doi.org/10.24239/jiebi.v4i2.109.142-157.

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Penelitian ini mengkaji masalah tentang pengaruh biaya pemasaran dan pengelolaan agen terhadap penambahan nasabah baru di PT. Asuransi Jiwasraya (persero) Cabang Palu serta dari kedua variabel tersebut manakah yang paling berpengaruh terhadap penambahan nasabah baru. Populasi dalam penelitian ini berjumlah 522 orang dengan jumlah sampel 84 orang. Teknik pengambilan sampel yang digunakan adalah teknik dengan menggunakan rumus Slovin. Data yang diperoleh melalui Teknik observasi dan penyebaran angket. Alat analisis yang digunakan adalah analisis regresi linear berganda. Hasil penelitian menyatak
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15

Haryanti, Rizka. "Analisis Kecurangan Laporan Keuangan PT Asuransi Jiwasraya dengan Analisis Fraud Pentagon." Sanskara Akuntansi dan Keuangan 1, no. 02 (2023): 92–99. http://dx.doi.org/10.58812/sak.v1i02.70.

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The risk of fraud in the financial statements is a risk that will always exist as a result of disclosing misstatements borne by the Company's management. PT Asuransi Jiwasraya went bankrupt and failed to pay. The purpose of this study is to identify fraudulent financial statements from Jiwasraya using the pentagon fraud theory. The pentagon fraud theory is a theory developed from Cressey's 1953 fraud triangle theory. The five elements of risk are: pressure; chance; rationalization; Need; arrogance. The method used in this research is a quantitative descriptive method. PT Asuransi Jiwasraya (Pe
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16

Tamonsang, Matheous. "PENGARUH KECERDASAN EMOSIONAL DAN KECERDASAN SPIRITUAL TERHADAP KINERJA KARYAWAN PT. ASURANSI JIWASRAYA MALANG." Bussman Journal : Indonesian Journal of Business and Management 1, no. 3 (2021): 328–42. http://dx.doi.org/10.53363/buss.v1i3.11.

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PT. Asuransi Jiwasraya Malang seeks to improve services to its customers through improving the performance of its employees, one of which is by increasing the emotional intelligence and spiritual intelligence of its employees. Therefore, this study aims to examine how far the influence of the level of emotional intelligence and spiritual intelligence affects the performance of employees of PT. Asuransi Jiwasraya Malang. This study uses the entire population as many as 57 employees of PT. Asuransi Jiwasraya Malang as respondents. Data was collected using a questionnaire that was distributed and
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17

Win, Han, and Moody Rizqy Syailendra Putra. "Perlindungan Terhadap Nasabah Perusahaan Asuransi Jiwasraya yang Mengalami Gagal Bayar." JLEB: Journal of Law, Education and Business 2, no. 1 (2024): 341–47. http://dx.doi.org/10.57235/jleb.v2i1.1646.

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Tujuan dari penelitian ini adalah untuk mengetahui bagaimana perlindungan pemegang polis perusahaan asuransi jiwasraya yang mengalami gagal bayar. Penelitian ini menggunakan metode penelitian hukum normatif. Bentuk perlindungan asuransi adalah melalui Undang-Undang Nomor 40 Tahun 2014 tentang Perasuransian dan Undang-Undang Nomor 8 Tahun 1999. Dengan diberlakukannya undang-undang ini diharapkan tingkat pelanggaran dalam asuransi berkurang dan dapat melindungi pemegang polis. Dalam penelitan ini, kasus yang diambil adalah kasus perusahaan asuransi jiwasraya yang mengalami gagal bayar. Dalam kas
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Umpu Malwa, Rosyidah. "Analisis Pelayanan Klaim Meninggal Dunia terhadap Kepuasan Nasabah (Ahli Waris) pada PT Asuransi Jiwasraya (Persero Kantor Cabang), Palembang Kota." Jurnal Studia Administrasi 1, no. 1 (2020): 58–72. http://dx.doi.org/10.47995/jian.v1i1.14.

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Permasalahan yang dirumuskan dalam penelitian ini adalah bagaimana pelayanan klaim meninggal dunia terhadap kepuasan nasabah (ahli waris) pada PT Asuransi Jiwasraya (Persero) kantor cabang Palembang Kota. Metode penelitian yang digunakan dalam penelitian ini adalah metode kualitatif. Metode ini berpangkal dari peristiwa-peristiwa yang terjadi di lapangan. Peneliti melakukan observasi dengan mendatangi langsung PT Asuransi Jiwasraya (Persero) di kantor cabang Palembang Kota sebagai objek penelitian. Berdasarkan temuan yang ada, diperoleh kesimpulan pelayanan klaim meninggal dunia terhadap kepua
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19

Tri Hendarto, Deny. "Governance Analysis of PT Asuransi Jiwasraya from the Perspective of Good Corporate Governance and Public Trust in Indonesia." Journal of Economics and Business UBS 14, no. 3 (2025): 443–50. https://doi.org/10.52644/joeb.v14i3.2675.

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The financial scandal involving PT Asuransi Jiwasraya has become emblematic of systemic governance failure within Indonesia’s insurance sector, triggering a public trust crisis toward state-owned financial institutions. This study aims to analyze the relationship between the implementation of Good Corporate Governance (GCG) principles and public trust levels, using Jiwasraya as a case study, while also evaluating the effectiveness of regulatory oversight in the insurance industry. Employing a narrative literature review combined with a case study approach, this research draws on secondary data
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Handoyo, Prasetyo, Subakdi, and Marbun Robinsar. "Restructuring Insurance Policy as an Ultra Vires Action Based on Limited Liability Company Law Handoyo Prasetyo1 , Subakdi2 , Robinsar Marb." International Journal of Social Science and Human Research 04, no. 07 (2021): 1653–58. https://doi.org/10.47191/ijsshr/v4-i7-09.

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As mentioned in the Constitution of the Republic of Indonesia of 1945, everyone has the right to live and the right to defend his life. All citizens are equally in the law and must uphold the law without exception. These rights and obligations also apply to workers who after devoting their lives for decades to the state through the company in which they work, entering retirement age and subsequently starting a new life as a retiree. There is a belief that State-Owned Enterprises (it is called as BUMN) is unlikely to go bankrupt because it is owned by the State, becomes the main choice of retir
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Februariyanti, Herny, Mardi Siswo Utomo, Dewi Handayani Untari Ningsih, and Eddy Nurraharjo. "PENGENALAN GEDUNG BERSEJARAH JIWASRAYA SEMARANG MELALUI MEDIA PEMBELAJARAN BERBASIS AUGMENTED DAN VIRTUAL REALITY." Dinamik 26, no. 2 (2022): 47–57. http://dx.doi.org/10.35315/dinamik.v26i2.8927.

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Bangunan bersejarah gedung Jiwasraya yang berada di wilayah kota lama Semarang merupakan salah satu bangunan cagar budaya yang dibangun sekitar tahun 1916. Gedung Jiwasraya yang merupakan salah satu gedung peninggalan jaman kolonial yang perlu dilestarikan karena mempunyai nilai sejarah yang tinggi, bentuk arsitektur yang megah dan usia bangunan yang cukup tua.
 Adanya kemajuan teknologi sekarang ini memungkinkan bangunan bersejarah yang mempunyai nilai histori yang tinggi dapat dilestarikan dengan menggunakan teknologi augmented reality dan virtual reality. Pelestarian bangunan bersejara
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Loliyana, Rina. "PENGARUH GAYA KEPEMIMPINAN, MOTIVASI KERJA, DAN LINGKUNGAN KERJA TERHADAP KINERJA KARYAWAN PT. ASURANSI JIWASRAYA DI BANDAR LAMPUNG." Jurnal Perspektif Bisnis 3, no. 2 (2020): 97–105. http://dx.doi.org/10.23960/jpb.v3i2.17.

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The purpose of this study was to determine whether leadership style, work motivation, and workenvironment affect the performance of employees in the PT. Asuransi Jiwasraya (Persero) BandarLampung. This study uses a quanitative method, with the number of samples in this study were 74respondents. Data was analyzed using multiple linear regression. The results showed that leadershipstyle (X1), work motivation (X2), and work environment (X3) simultaneously have a positive andsignificant effect on employee performance (Y). Work motivation is the variable that has the greatestinfluence on employee p
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Desi, Desturi SH, and Handoyo Prasetyo SH. MH Dr. "Corporate Responsibility in Corruption Crimes at PT. Asuransi Jiwasraya (Government Company) (Analysis of Sentence Number 30/Pid.Sus/Tpk/ 2020/PN.Jkt.Pst)." International Journal of Social Science and Human Research 04, no. 06 (2021): 1369–78. https://doi.org/10.47191/ijsshr/v4-i6-21.

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A corporation is an entity or legal subject whose existence makes a major contribution in increasing economic growth and national development, but in reality, corporations sometimes also commit various criminal acts (corporate crimes) that have a detrimental impact on the state and society. A corporation can be considered to have committed a crime based on the actions of a person who controls the management of the corporation. PT. Asuransi Jiwasraya (Company) as a state-owned company in recent years has been in the spotlight. PT. Asuransi Jiwasraya (Government company) is unable to fulfill its
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Gusti, Girang Permata. "Analysis of the cause of loss of PT. Asuransi Jiwasraya (Persero)." JURNAL MANAJEMEN DAN BISNIS SRIWIJAYA 17, no. 4 (2020): 199–206. http://dx.doi.org/10.29259/jmbs.v17i4.11112.

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Research purposes – to analyse the causes of losses faced by PT. Asuransi Jiwasraya and review in more detail, what are the factors of the cause of the financial problems faced by Jiwasraya, so that the company has stood for 160 years With assets in the year 2017 of 45 trillion rupiah, a sudden loss of 13 trillion rupiah with a debt of 49 trillion rupiah in 2019.Design / Methodology / Approach – This research uses descriptive research method, which aims to explain a phenomenon or event systematically and as it is, this research was conducted to obtain information about the previous situation a
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Berutu, Ali Geno. "PUMP AND DOWN IN JIWASRAYA INVESTATION AND THE ABSENCE OF ISLAMIC ECONOMY LAW PRINCIPLES." JURISDICTIE 11, no. 2 (2021): 328–51. http://dx.doi.org/10.18860/j.v11i2.8624.

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The case of PT. Asuransi Jiwasraya (Persero) investment once became public attention. Not only does it harm its customers, the country also must bear the company’s loss. This loss is caused by the investment practice into low-quality stocks. The company neglected the good investment principles and prioritized more on the personal interest. This article aims to describe and define the pump and down phenomena in the investment of PT. Asuransi Jiwasraya. To top it off, the article analyzes the pump and down phenomena based on the Islamic economy law principles. This is a doctrinal legal research
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Supriyanto, Didik. "Tanggung Jawab Dewan Komisaris Dalam Tindak Pidana Korupsi Rp 16,8 Triliun Pt Asuransi Jiwasraya." Jurnal Hukum Jurisdictie 6, no. 1 (2024): 47–67. https://doi.org/10.34005/jhj.v6i1.165.

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Kasus penyalahgunaan wewenang dan penggelapan dana nasabah, yang kemudian menjadi perkara korupsi dana nasabah pada PT Asuransi Jiwasraya, telah menjadikan dua direksi dan satu kepala divisi perusahaan BUMN tersebut dipidana penjara dan denda, bersama tiga pimpinan perusahaan mitra. Namun tidak ada satu pun anggota dewan komisaris yang dinyatakan bersalah. Padahal direksi dan dewan komisaris adalah sama-sama pengurus perseroan meskipun dengan fungsi berbeda: direksi sebagai pemimpin dan pengelola, dewan komisaris sebagai pengawas dan penasihat. Apalagi korupsi dana nasabah terjadi sepanjang du
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27

Setiawan, Indra. "BEDAH KASUS GAGAL BAYAR DAN KERUGIAN PT. ASURANSI JIWASRAYA (PERSERO)." Jurnal Akuntansi Dan Bisnis Indonesia (JABISI) 1, no. 1 (2020): 34–41. http://dx.doi.org/10.55122/jabisi.v1i1.38.

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Kasus Gagal bayar PT Asuransi Jiwasraya (Persero) dan berindikasi kerugian negara senilai 13,7 Triliun di tahun 2019 menjadi perbincangan yang sangat menarik bagi semua pihak termasuk pihak akademisi. PT Asuransi Jiwasraya (Persero) merupakan salah satu Perusahaan BUMN yang sudah sudah berdiri sangat lama dan menjadi Ikon asuransi jiwa di Indonesia. Peran kementerian BUMN (Badan Usaha Milik Negara) dan Pengawasan Otoritas Jasa Keuangan menjadi pertanyaan semua pihak,sampai kasus ini bisa terjadi
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Sahrul, Farhan Ananda, and Gunardi Lie. "Analysis of the Jiwasraya Case." QISTINA: Jurnal Multidisiplin Indonesia 3, no. 1 (2024): 755–61. http://dx.doi.org/10.57235/qistina.v3i1.2414.

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This research aims to examine one case of financial report manipulation or fraud that has occurred in Indonesia, namely PT. Jiwasraya Insurance (Persero). This research uses a qualitative method, where this research uses a type of research that produces descriptive data and/or results in the form of written or spoken words from what is observed. The results of this research indicate that PT. Jiwasraya Insurance (Persero) was proven to have committed fraud by fulfilling several aspects such as the category of fraud, the results of analysis of the geographic location or industry where the fraud
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Herdian, Irma Sylviyani, and Yeti Sumiyati. "Penerapan Piercing the corporate veil Terhadap Direksi Perusahaan Asuransi Dalam Investasi Beresiko Tinggi Yang Mengandung Conflict of Interest." Justicia Sains: Jurnal Ilmu Hukum 5, no. 2 (2021): 243–67. http://dx.doi.org/10.24967/jcs.v5i2.1288.

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Penelitian ini mengkaji permasalahan: pertama, tanggung jawab direksi perusahaan asuransi dalam investasi beresiko tinggi yang di dalamnya terdapat Conflict of Interest. Kedua, penerapan prinsip piercing the corporate veil kepada direksi yang melakukan investasi beresiko tinggi yang mengandung Conflict of Interest. Metode yang digunakan dalam penelitian ini adalah yuridis normatif. Hasil penelitian ini menyimpulkan: pertama, Direksi Jiwasraya sebagai pemegang amanah dalam mengelola perusahaan bertanggung jawab tidak saja kepada shareholder tetapi juga kepada stakeholder. Tanggung jawab tersebu
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Falihah, Lilis, Rezkyta Pasca Abrini, and Evelyn Putri Paraya. "FUNGSI PENGAWASAN OLEH LEMBAGA OTORITAS JASA KEUANGAN TERHADAP SEKTOR PERASURANSIAN DITINJAU DARI HUKUM PENGAWASAN." Jurnal Fundamental Justice 1, no. 2 (2020): 27–38. http://dx.doi.org/10.30812/fundamental.v1i2.893.

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Salah satu faktor terwujudnya stabilitas perekonomian adalah terwujudnya stabilitas sistem keuangan. Reformasi sektor keuangan sebagai dampak dari keresahan masyarakat akan tidak efektifnya fungsi pengawasan oleh Bank Indonesia melahirkan sebuah lembaga yang independen untuk menyelenggarakan sistem pengaturan dan pengawasan terintegrasi terhadap sektor keuangan yakni Otoritas Jasa Keuangan (OJK)) yang lahir dari Undang-Undang No 21 tahun 2011 tentang Lembaga Otoritas Jasa Keuangan (OJK) dan mulai diberlakukan pada 1 Januari 2013. Sebagai lembaga independen, OJK memiliki kewenangan dalam pengat
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Maksimiliane Kolorian Hilem, Orpa Juliana Nubatonis, and Chatryen M. Dju Bire. "Analisis Pelanggaran Asas Pacta Sunt Servanda dalam Kasus Gagal Bayar PT. Asuransi Jiwasraya." Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora 4, no. 1 (2025): 170–82. https://doi.org/10.55606/jurrish.v4i1.5023.

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This research is a research that aims to find out and analyze the violation of the principle of pacta sunt servanda in the case of PT Asuransi Jiwasraya's default on legal protection for policyholders. This research is a normative research supported by a legislative approach, a conceptual approach and a case approach using primary legal materials and secondary legal materials collected using literature study techniques after which they are analyzed in a qualitative descriptive manner. The results of the study show that the factors that cause the violation of the principles of Pacta Sunt Servan
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Nurjati, Muhamad Rizki Bayu, Bachrudin Sjaroni, and Kartono Kartono. "Pengaruh Person Job Fit dan Efikasi Diri terhadap Kinerja Agen Asuransi." Jurnal Inspirasi Bisnis dan Manajemen 3, no. 2 (2020): 133. http://dx.doi.org/10.33603/jibm.v3i2.2585.

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Abstract: This research aimed to find out the influence of person-job fit and self-efficacy on the job performance of agent assurance of PT. Asuransi Jiwasraya Cabang Cirebon partially and simultaneously. The population of this research is the agent assurance of PT. Asuransi Jiwasraya Cabang Cirebon. The sampling technique of this research is random sampling. Meaning that the sample is taken in a certain part. The sample taken in this research is 64 respondents. The method of collecting the data is questionnaires, while the method in this research is multiple linear regression analysis. The fi
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Anggara, Bionda Johan, and Warsifah Warsifah. "Penerapan Hukum Kepailitan dalam Kaitannya Kedudukan Otoritas Jasa Keuangan (OJK) sebagai Institusi Pengatur dan Pengawas Perusahaan Asuransi Negara (Contoh Kasus PT. Asuransi Jiwasraya)." JIIP - Jurnal Ilmiah Ilmu Pendidikan 5, no. 4 (2022): 1250–59. http://dx.doi.org/10.54371/jiip.v5i4.555.

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Asuransi Jiwasraya mengalami gagal bayar polis kepada nasabah terkait produk investasi JS Saving Plan yang menuai kontra ditengah masyarakat. Laporan audit Badan Pemeriksa Keuangan (BPK) Jiwasraya banyak melakukan investasi aset yang berisiko tinggi dan berdampak pada kerugian, dimana tujuannya untuk mengejar keuntungan bagi perusahaan, mengabaikan prinsip kehati-hatian dalam menjalankan asuransi sehingga terjadi perbuatan penyimpangan pada kegiatan investasi dari dana masyarakat dihimpun melalui produk asuransi JS Saving Plan dan terbukti melakukan tindak pidana kasus pengelolaan investasi sa
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Kushertin, Juli, Suwarno Abadi, and Nuryanto A. Daim. "PERLINDUNGAN HUKUM BAGI KONSUMEN DALAM KASUS GAGAL BAYAR KLAIM ASURANSI DI INDONESIA." Law and Humanity 2, no. 1 (2024): 59–78. http://dx.doi.org/10.37504/lh.v2i1.609.

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Tata kelola perusahaan yang baik atau lebih dikenal Good Corporate Governance merupakan sebuah sistem nilai yang menjadi tolak ukur kemampuan sebuah perusahaan dalam menjalankan aktivitas operasional dan proses bisnis secara sehat. Otoritas Jasa Keuangan (OJK) yang dibentuk sesuai UU RI Nomor 21 Tahun 2011 tidak berjalan efektif dan dinilai telah lalai dalam proses pengawasannya hingga timbulnya tindakan pada praktik menyimpang seperti korupsi hingga pencucian uang pada kasus gagal bayar konsumen PT Asuransi Jiwasraya. Penegakan hukum agar dapat menjamin masyarakat mendapatkan hak-haknya, kons
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Firdaus, Rayyan, and Nurul Akmal. "ANALISIS PENERAPAN SISTEM INFORMASI AKUNTANSI PEMBAYARAN KLAIM ASURANSI JIWA DALAM MENINGKATKAN PELAYANAN KEPADA NASABAH (STUDI KASUS PADA PT ASURANSI JIWASRAYA PERSERO AREA LHOKSEUMAWE)." Jurnal Akuntansi dan Keuangan 7, no. 2 (2019): 93. http://dx.doi.org/10.29103/jak.v7i2.1848.

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This study was conducted to analyze the application of the Jiwasraya insurance claims payment accounting information system in improving service to customer life insurance claims. The data used in this study were primary data directly through the results of interviews with Jiwasraya Insurance Company employees, and customers. This is a descriptive qualitative study. The results of the study showed that the application of the life insurance claims payment accounting information system in improving service to customers at PT. Jiwasraya Insurance Persero Lhokseumawe area consisted of customers pr
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Fitriani, Diana. "Analisis Pengaruh Penggunaan Teknologi Informasi Terhadap Kinerja Karyawan PT. Asuransi Jiwasraya Pontianak." CogITo Smart Journal 4, no. 1 (2018): 160. http://dx.doi.org/10.31154/cogito.v4i1.110.160-170.

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Tujuan utama dalam penelitian ini adalah untuk menilai pengaruh penggunaan teknologi informasi terhadap kinerja karyawan PT. Asuransi Jiwasraya Pontianak. Metode penelitian menggunakan analisis regresi berganda dengan program SPSS versi 20.00 didukung dengan analisis ordinary least square sebagai alat ukur kelayakan pengujian penelitian. Variabel penelitian berupa variable bebas yaitu teknologi informasi wireless (X1) dan teknologi informasi wireline (X2) sedangkan untuk variabel terikatnya adalah kinerja karyawan (Y). Data diperoleh dengan cara wawancara, observasi, kuesioner dan studi dokume
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Fitriani, Diana. "Analisis Pengaruh Penggunaan Teknologi Informasi Terhadap Kinerja Karyawan PT. Asuransi Jiwasraya Pontianak." CogITo Smart Journal 4, no. 1 (2018): 171. http://dx.doi.org/10.31154/cogito.v4i1.110.171-187.

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Tujuan utama dalam penelitian ini adalah untuk menilai pengaruh penggunaan teknologi informasi terhadap kinerja karyawan PT. Asuransi Jiwasraya Pontianak. Metode penelitian menggunakan analisis regresi berganda dengan program SPSS versi 20.00 didukung dengan analisis ordinary least square sebagai alat ukur kelayakan pengujian penelitian. Variabel penelitian berupa variable bebas yaitu teknologi informasi wireless (X1) dan teknologi informasi wireline (X2) sedangkan untuk variabel terikatnya adalah kinerja karyawan (Y). Data diperoleh dengan cara wawancara, observasi, kuesioner dan studi dokume
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Rahmat Dianto, Agung, Suparji Ahmad, and Anas Luthfi. "Perlindungan Hukum Bagi Peserta Pertanggungan Pasca Dilaksanakannya Pengalihan Portfolio Pertanggungan: Studi Kasus PT Hutama Karya (Persero)." Sang Pencerah: Jurnal Ilmiah Universitas Muhammadiyah Buton 10, no. 1 (2024): 102–9. http://dx.doi.org/10.35326/pencerah.v10i1.4876.

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Perlindungan hukum bagi peserta pertanggungan pasca dilaksanakannya pengalihan Portfolio Pertanggungan (Polis) dari PT Asuransi Jiwasraya (Persero) kepada PT Asuransi Jiwa IFG sebagai bentuk pemenuhan hak manfaat pensiun pensiun karyawan PT Hutama Karya (Persero), yang menunjukkan bahwa Karyawan PT Hutama Karya (Persero) telah diberikan perlindungan preventif oleh pemerintah melalui Undang-Undang Ketenagakerjaan, Undang-Undang Perlindungan Konsumen, Undang-Undang Perasuransian dan Peraturan Pemerintah Nomor 35 Tahun 2021. Penelitian ini merupakan penelitian normatif empiris. Penelitian normati
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Anggraini, Fera, Kamilatus Sa'diyah Mila, and Atika Novitasari Atika. "LITERATUR REVIEW: PENGARUH KEPATUHAN ETIKA PROFESI AKUNTAN INTERN ATAS PELAPORAN KEUANGAN TERHADAP KEBERLANJUTAN BISNIS (PT. ASURANSI JIWASRAYA)." Journal of Management and Innovation Entrepreneurship (JMIE) 1, no. 2 (2024): 89–98. http://dx.doi.org/10.59407/jmie.v1i2.320.

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Seorang Akuntan harus memiliki sikap profesional secara etis. hal ini dikarenakan akuntan profesional dapat memanfaatkan sepenuhnya peraturan dan pengawasan serta harus memberikan perhatian yang maksimal terhadap pekerjaannya. Setiap profesi tentu mempunyai etika dan hal-hal yang perlu dihormati.. Etika profesional membantu menciptakan lingkungan yang dapat dipercaya, membangun kepercayaan publik, dan mempertahankan standar tinggi dalam pelayanan atau pekerjaan yang dilakukan. Selain itu, etika juga memberikan kerangka kerja untuk merespons situasi kompleks dan mengambil keputusan etis. Namun
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Tina, Amelia. "Analysis Criminal Offense Law Criminal Case Jiwasraya." Law and Humanities Quarterly Reviews 6, no. 1 (2023): 62–70. https://doi.org/10.31014/aior.1996.02.01.52.

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Default cases committed by well-known and oldest insurance companies, are even known as pioneers in the insurance services industry. The case being discussed involves PT Asuransi Jiwasraya. Problems arise when there are complaints from customers who say that they have not received insurance policy money. The main cause of PT Asuransi Jiwasraya's default is an error in managing the investment in the company. Given these problems, it is necessary to conduct research on the analysis of the Jiwasraya crime from a legal perspective in Indonesia. This study uses a normative juridical method. To
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Rosyta Pratiwi. "Analisis Pelanggaran Prinsip Dasar Etika Akuntan Pada PT. Asuransi Jiwasraya." MIMBAR ADMINISTRASI FISIP UNTAG Semarang 20, no. 1 (2023): 212–21. http://dx.doi.org/10.56444/mia.v20i1.673.

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An accountant must know the code of ethics because it is an important profession in the economic field. The accountant's code of ethics is used as a guide in carrying out its main duties and functions in accordance with the competence possessed by the accountant in order to improve the quality of his work so that it can be used as a guide in determining attitudes and behaving based on professional ethics. The development of today's technology, where there is a lot of competition, is actually more and more violations of professional ethics. Scandals that violate the code of ethics pose a seriou
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Rosmala, Rosmala. "APLIKASI JAIM (JIWASRAYA AGENCY INFORMATIONS MANAGEMENT) SEBAGAI MEDIA INFORMASI AGEN DI PT. ASURANSI JIWASRAYA (persero) PEKANBARU." Communiverse : Jurnal Ilmu Komunikasi 5, no. 1 (2020): 1–8. http://dx.doi.org/10.36341/cmv.v5i1.1127.

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Penelitian ini bertujuan untuk mengetahui efektivitas komunikasi aplikasi JAIM( Jiwasraya Agency Information Management) sebagai media informasi untuk kegiatan sehari harinya.dan dapat dalam rangka merealisasikan potensial aplikasi JAIM sesui kebutuhan Efektivitas komunikasi aplikasi JAIM membawa perubahan terhadap agen. Metodologi penelitian ini menggunakan deskriftif kualitatif.teknik pengumpulan data wawancara,observasi dan dokumentasi,internet searching. informan adalah senior agency manager, agen, nasabah. Hasil penelitian aplikasi sebagai efektivitas komunikasi aplikasi JAIM sebagai medi
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Juwita, Rukmi, and Novia Rindiati. "PENGARUH PENDAPATAN PREMI DAN HASIL UNDERWRITING TERHADAP LABA PADA PT ASURANSI JIWASRAYA (PERSERO) PERIODE 2008-2015." LAND JOURNAL 1, no. 1 (2021): 21–31. http://dx.doi.org/10.47491/landjournal.v1i1.591.

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Asuransi jiwa telah menjadi kebutuhan dalam kehidupan masyarakat modern saat ini. Di Indonesia permintaan asuransi jiwa terus bertumbuh sejalan dengan peningkatan pendapatan dan kepedulian masyarakat terhadap pentingnya antisipasi risiko. Asuransi adalah lembaga penghimpun dana yang bersumber dari penerimaan premi asuransi dari masyarakat dan menyalurkannya dengan klaim. Penelitian ini dilakukan untuk menguji pengaruh pendapatan premi dan hasil underwriting terhadap laba pada PT Asuransi Jiwasraya (Persero). Penelitian ini menggunakan metode kuantitatif. Populasi yang digunakan yaitu laporan k
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Deriyanti, Karin Jihananda, Edi Wahjuni, and Firman Floranta Adonara. "Prinsip Keadilan Terhadap Nasabah Akibat Restrukturisasi Polis PT. Asuransi Jiwasraya." Jurnal Ilmu Kenotariatan 3, no. 1 (2022): 23. http://dx.doi.org/10.19184/jik.v3i1.34962.

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Cases of failure to pay customer policy claims of PT. Asuransi Jiwasraya (Persero) due to liquidity pressures caused the central government as the largest shareholder to take steps to restructure customer policies to a new company called IFG Life which acquired PT. Asuransi Jiwasraya (Persero). In the process of paying claims from policy restructuring to customers, IFG Life offers several options that customers can choose from. Of all the choices offered by IFG Life, it has not applied the principle of justice to its customers. The payment process is carried out in installments over several ye
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Sugara, Maria Vianney Lourdes. "Perlindungan Hukum bagi Nasabah Asuransi: Analisis Kasus PT Asuransi Jiwasraya." Journal of Business Inflation Management and Accounting 2, no. 1 (2025): 82–90. https://doi.org/10.57235/bima.v2i1.4662.

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Tulisan ini mengkaji problematika klaim asuransi dalam perspektif hukum bisnis di Indonesia, serta menganalisis perlindungan hukum bagi nasabah asuransi dengan mengambil studi kasus PT Asuransi Jiwasraya yang terjadi pada tahun 2019. Penelitian ini menggunakan metode yuridis normatif dengan pendekatan perundang-undangan dan kasus. Hasil penelitian menunjukkan bahwa kegagalan PT Asuransi Jiwasraya dalam memenuhi klaim nasabah disebabkan oleh manajemen risiko yang buruk dan pelanggaran prinsip kehati-hatian dalam investasi, serta menunjukkan bahwa meskipun terdapat regulasi yang mengatur perlind
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Putri, Nadiva Azzahra, Gunardi Lie, and Moody Rizqy Syailendra Putra. "Pengaruh Kebijakan Pengawasan Otoritas Jasa Keuangan (OJK) terhadap Stabilitas Perusahaan Asuransi: Analisis Kasus PT. Asuransi Jiwasraya Persero." Journal of Business Inflation Management and Accounting 2, no. 1 (2025): 71–81. https://doi.org/10.57235/bima.v2i1.4661.

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Krisis pembayaran polis asuransi di Indonesia, terutama yang melibatkan PT. Asuransi Jiwasraya, telah menjadi perhatian utama. Penelitian ini bertujuan untuk mengidentifikasi penyebab gagal bayar dan menganalisis peran OJK dalam pengawasan industri asuransi serta upaya pemerintah dalam menyelamatkan perusahaan tersebut. Hasil penelitian menunjukkan bahwa faktor internal, seperti kesalahan pengelolaan keuangan dan keputusan investasi yang buruk, serta pengawasan OJK yang lemah, berkontribusi terhadap masalah ini. Pemerintah telah meluncurkan program restrukturisasi polis dan pengalihan aset kep
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Loliyana, Rina. "PENGARUH GAYA KEPEMIMPINAN, MOTIVASI KERJA DAN LINGKUNGAN KERJA TERHADAP KINERJA PEGAWAI PT. ASURANSI JIWASRAYA DI BANDAR LAMPUNG." Jurnal Manajemen Universitas Bung Hatta 16, no. 1 (2021): 15–23. http://dx.doi.org/10.37301/jmubh.v16i1.18330.

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The performance of employees in the PT.Asuransi JiwaSraya (Persero) Bandar Lampung based on several factors including leadership style, work motivation, and work environment. The purpose of this study was to determine whether leadership style, work motivation and work environment affect the performance of employees in the PT.Asuransi JiwaSraya (Persero) Bandar Lampung. This study uses a quanitative method, namely data obtained from the results of questionnaires, with the number of samples in this study were 74 respondents with Multiple Linear Regression test, F test and R2 test with an error l
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Dwi Maharani, Andilla, and Mohamad Djasuli. "Analisis Penerapan Whistleblowing System Guna Menciptakan GCG Perusahaan BUMN Bidang Jasa Asuransi Di Indonesia." Media Komunikasi Ilmu Ekonomi 39, no. 2 (2022): 63–77. http://dx.doi.org/10.58906/melati.v39i2.82.

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Penelitian ini bertujuan untuk mengetahui penerapan good corporate governance melalui whistleblowing system (WBS) dalam pencegahan fraud di PT Asuransi di Indonesia. Peneliti menggunakan metode kualitatif dengan pendekatan deskriptif. Populasi dalam penelitian PT Asuransi milik BUMN, terdapat empat perusahaan asuransi yang sudah menerapkan whistleblowing system. Data diperoleh dari annual report dari masing-masing web PT Asuransi di Indonesia milik BUMN, peraturan perundang-undangan yang terkait dengan penerapan good corporate goverment, literatur dan bacaan serta sumber lainnya berkaitan whis
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Santoso, Dasuki, Helvis Helvis, and Markoni Markoni. "Analisis Yuridis Terhadap Pengelolaan Investasi Pada Perusahaan Asuransi Jiwa." Jurnal Syntax Transformation 3, no. 3 (2022): 424–37. http://dx.doi.org/10.46799/jst.v3i3.534.

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Masalah penelitian ini adalah bagaimana pengelolaan investasi yang dilakukan oleh perusahaan PT. Asuransi Jiwasraya (Persero) menurut Peraturan Otoritas Jasa Keuangan (POJK) yang berlaku dan peran negara dalam memberikan jaminan kepastian hukum terhadap nasabah PT. Asuransi Jiwasraya (Pesero). Dalam penelitian ini menggunakan metode penelitian yuridis normatif dan yuridis empiris dengan mengacu kepada norma-norma hukum dalam peraturan perundang-undangan dan pengelolaan investasi yang dilakukan perusahaan Asuransi Jiwasraya. Penelitian bersifat deskriptif analitis dengan menguraikan pengelolaan
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Amanda, Elsie Zandra, and Apriani Dorkas Rambu Atahau. "PREDIKSI KEBANGKRUTAN PT ASURANSI JIWASRAYA DAN PT PRUDENTIAL LIFE INSURANCE : APLIKASI METODE ALTMAN Z-SCORE." Jurnal Riset Akuntansi Politala 3, no. 1 (2020): 17. http://dx.doi.org/10.34128/jra.v3i1.42.

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Insurance companies are non-bank financial institutions engaged in services to overcome the risks that will occur in the future so that it is expected not to go bankrupt. The purpose of this study was to compare the potential bankruptcy of PT Asuransi Jiwasraya and PT Prudential Life Insurance for the period 2010 to 2017 using the Altman Z-Score method. Bankruptcy itself is a condition in which a company does not have sufficient funds to run its business again. The initial symptoms of bankruptcy are financial distress, which is characterized by uncertainty about the company's profitability in
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